SBOL_12_10_2020

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THE PRINT EDITION

THURSDAY, DECEMBER 10, 2020

VOLUME XIX- ISSUE 74

Holiday Helpers: Relief for Families in Need By Ginger DeShaney “I am a single parent of two children; my family needs assistance this year because I am currently unemployed and have no money to provide the kids with Christmas presents. Everything in my life is very stressful right now and receiving help with gifts for my children would lessen the burden. Any help would be greatly appreciated.”

T

he Holiday Helpers program through the South Boston Neighborhood House is more important than ever this year. With families struggling to make ends meet during the COVID-19 pandemic, this holiday program “helps parents feel a little bit of relief,” said Kathy Lafferty, executive director of the South Boston Neighborhood House.

HAVE YOU HEARD?

“While COVID-19 doesn’t discriminate, those already in need in our community are suffering disproportionately from the pandemic’s economic fallout,” Kathy said. “I am a single father of 4 children and have never needed help before -- but I’m hurting right now. I am only working 2 days/week due to the pandemic ... My kids have so many needs and I just can’t provide. It doesn’t feel good to have to reach out and ask for help but I do it for my kids. Without this program I will not have anything to give them and I am really worried about that. Please help and thank you.” So far this year, 344 families have registered for help and families are calling every day; last year at this time, that number was 250. “The need is great,” Kathy said, noting so many people have been laid off or had their hours cut. Continued on Page 3

A Visit from Santa Claus by Rick Winterson

T

he South Boston Chamber of C om merc e held the first of its three “Thursday Shopping Sprees in Southie” late last Thursday afternoon, just before sunset at 4 p.m., December 3. The next two of these “Sprees” occur on Thursday, December

OUR RATE IS “ONE OF

HOME EQUITY LINE OF CREDIT

1.75 % 2.50 % APR+

+

APR

1st 6 months then prime minus .75% for life

current fully-indexed rate

10, and Thursday, December 17, from 4 till 6 p.m. Other than enjoying yourself (which is certainly very important), the purpose of these Chamber “Sprees” is to support South Boston’s small business community by shopping locally this Holiday Season – which is equally as important! In order to stress the need for Continued on Page 6

the best

AROUND!”

Super-EASY Online Application at massbaycu.org/heloc, or call (617) 269-2700 or visit our South Boston branch.

Serving Greater Boston since 1936. Federally insured by NCUA

EQUAL HOUSING

OPPORTUNITY

+ APR= Annual Percentage Rate. 1.75% Annual Percentage Rate (APR) is an introductory rate for the first six months. After the introductory period, rate on the outstanding balances will revert to Prime Rate as published in the Wall Street Journal on the first day of the calendar month minus (-) 0.75%. Prime rate as of 04/01/2020 is 3.25%. The APR may vary monthly. Minimum rate 2.50% and maximum rate 18.00%. 10 year draw period. 15 year repayment period. Minimum $10,000 draw at closing and $1,000 advances thereafter. 80% combined LTV to $200,000 (</=70% LTV $300,000). Proof of adequate property insurance required and Flood Insurance may also be required. Subject to credit approval. Other terms and restrictions apply including 620 minimum credit score. Offer subject to change without notice. NMLS ID #615913


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