Snippetz Issue 939

TRULY A DELIGHT TO SEE THE SMILES ON THE FACES OF SO MANY...

LOVE IS IN THE AIR!

by Lindsey Harrison

“Keep love in your heart. A life without it is like a sunless garden when the flowers are dead.”

– Oscar Wilde, Irish dramatist

of you who need the subtle reminder so you can swing by the store and grab a card and flowers and hopefully stay out of the doghouse this year – we’re going to look at love in general.

It’s that time of year again when everyone’s thoughts turn to all things love-related. For some of us, that’s not necessarily a bad thing. For others, this time of year is one of the hardest to deal with. Either way, we get it. But we’d be doing a great disservice if we chose to simply ignore the fact that February truly is the month when “love is in the air.” So, with that in mind, we at Snippetz have decided to take a different approach to our article this month. Instead of only focusing on Valentine’s Day – which is the 14th, for those

Of course, we’ll address Valentine’s Day. We aren’t heathens after all. But we’re not going to get all caught up in that. Instead, it’s all about “wuv, true wuv.” In case you didn’t get that last reference, that was the clergyman from “The Princess Bride” when he attempts to marry Buttercup and Prince Humperdink. And now, without further ado, we bring you Snippetz’s article about love!

Love is in the Air!... Continued on Page 2

Chuck Maher, CFP Financial Planning for the Life You Want to Live ®

PO Box 39 Monument, CO 80132-0039 Phone: Office: (719) 481-0549 Cellular: (303) 748-6352 Toll Free: (800) 873-9705 E-mail address: chuck@chuckmaher.com www.chuckmaher.com

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SNIPPETZ MAGAZINE

PAGE 2

FEBRUARY 2020

THIS MONTH FEBRUARY 2020

LOVE IS IN THE AIR! COMMUNITY CALENDAR Pages 4-5 Don’t Miss Another Event!

THE DINING GUIDE Pages 6-7 Small Changes Build Healthy Eating Habits BUSINESS DIRECTORY Page 8 Local Businesses on the Move THE CLASSIFIEDS Page 8 Find “Your” Treasure VETERAN’S POST Page 9 2020 Honor Flights Starting Up Soon PAGE

9

by Eric Metzger

“BEWARE: FRAUDS & SCAMS”

WHERE’S BALDO?

Help Baldo Free Puppy Tessa!

A Snippetz Contest... Page 10 ENTERTAINMENT Pages 10-11 Puzzles, Trivia & Comics Moments in Time

CHAMBER OF COMMERCE Page 12 NOW HERE’S A TIP! Page 12 Household Tips STRANGE BUT TRUE Page 12 Interesting Odd Facts!

TO YOUR GOOD HEALTH Page 13 Is Overexercise Cause of ‘Knots in the Back’?

KOVELS ANTIQUES & COLLECTING Christmas Toys Page 13 FINANCIAL PLANNING FOR THE LIFE YOU WANT TO LIVE

PAGE

14

“WHAT IS THE CAPITAL GAIN TAX?” A Lexicon of Life-Giving Words

by Dr. Ron Ross

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14

THIS MONTH: “CONTENTMENT” SENIOR NEWS LINE Page 15 Deciding Where to Retire

WEB CHAT

by ROBYN

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15

“CHOOSING SOCIAL MEDIA PLATFORMS FOR YOUR BUSINESS” PART 4: INTERACTIVE MEDIA

Love is in the Air!...

Continued from Page 1

ly a priest who served Rome during the 200s. At that time, the Emperor, Claudius II, felt single men were better soldiers than men who were THE HISTORY OF married with families and thus, he VALENTINE’S DAY outlawed marriage to ensure he had a large enough supply of potential Contrary to what you might (in- soldiers at his disposal. Priest Valcorrectly) assume, Valentine’s Day entine was appalled at the move was not created by Hallmark or the and decided to help young couples candy companies in an attempt to marry in secret. Naturally, the emgenerate sales of cards and heart- peror found out and had Valentine shaped boxes of chocolate. So, how beheaded. Still another legend says did it become a thing, then? Good it was a man named St. Valentine of question. We actually have the an- Terni, a bishop who also happened swer for that! to lose his head to Emperor Claudius II. Back in the 5th century, Pope Gelasius I, in his esteemed wisdom, de- That’s enough of Valentine’s Day. cided to replace the Roman festival We’re moving on. of Lupercalia with St. Valentine’s Day. Lupercalia, for all you uncultured swine (kidding, we didn’t WEDDING CUSTOMS know this right off the top of our FROM AROUND heads either), was the celebration THE WORLD of the impending spring. The festival was dedicated to the Roman god of agriculture, Faunus, and often in- If you’re American and got married cluded things like fertility rites and here in the States, chances are pretty other rituals, including pairing men good you participated in at least one and women off according to a lot- of the standard wedding customs we have. For instance, you may tery system. have heard the rhyme “something You might be asking yourself, why old, something new, something did Pope Gelasius I make such a borrowed, something blue,” referunilateral decision? There’s actu- ring to the various items a bride is ally no evidence to support the supposed to have with her or on her claim that he made the celebration during the wedding ceremony. And replacement purposefully. Perhaps let’s not forget the bouquet toss. But it’s just the world’s biggest “oops.” there are so many more interesting examples from around the world!

Either way, you’re also probably wondering who the heck St. Valen- Here are a couple for your readtine was and why did he deserve his ing pleasure: own day, especially one dedicated • For some Hindu brides, it is to love of all things. Well, that’s actradition for them to wed a tually up for debate. tree before they wed their husband One legend claims St. Valentine was a man who tried to help Chris• For brides and grooms in the tian prisoners escape from the RoCongo, both must refrain man prisons, where they were often from smiling during their sent to fight lions in the arena. Anentire wedding day (wow other claims St. Valentine was real-

that sounds fun!)

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For French couples, the day is filled with chocolate and champagne . . . you’d think that sounds lovely until you realize they have to eat and drink said delicacies out of a toilet bowl . . . seriously, what is that all about?

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For South Korean grooms, they must endure having their feet whipped by their friends and family

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For some Maasai brides and grooms in Kenya, the father of the bride spits on the newlyweds as they leave the ceremony, allegedly to keep from tempting fate by being less than super-supportive of the couple

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For Nigerian couples, the traditional “first dance” of a married couple isn’t actually a dance between the bride and groom; it’s just a camel dancing to a drum while the guests stand around and watch

One interesting custom that many Americans adapted over the years comes from the French custom of “charivari.” The original “charivari” consisted of the members of the soon-to-be-married couple would gather and walk down the streets of the town, banging pots and pans with the intent of scaring off evil spirits with all the noise.

Hop the Atlantic Ocean to the west and we Americans have transformed that tradition into tying empty cans to the bumper of the car in which the newlyweds make their exit from the ceremony.

Love is in the Air!... Continued on Page 3

SNIPPETZ MAGAZINE

FEBRUARY 2020

PAGE 3

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www.shelterinsurance.com/michaelahlers Love is in the Air!... Continued from Page 2

are more than 100 million songs about love out there right now.

FAMOUS COUPLES Naturally, we are all drawn to our own love songs for various reasons THAT but because this writer is allowed to EPITOMIZE LOVE say whatever she wants, she’s going to share some of her favorites: “By When you think of famous couples Your Sideâ€? by Sade (because this that are really the epitome of love, writer listened to this song a ton it can be diďŹƒcult considering many when she met her future husband); famous couples don’t end up lasting “Bless The Broken Roadâ€? by Rasall that long. But there are some fa- cal Flatts (because this writer and mous couples who have withstood her husband danced to this song at their wedding); and “Landing In the test of time.

London� by 3 Doors Down (because this writer would torture herHere are some of our favorites: self with this song when her future • Will Smith and Jada husband would be gone for work).

Pinkett Smith – this adorable couple have been mar- You don’t have to agree. But if ried since 1998 and alleg- you’re at all curious, just take a lisedly call each other “my ten! queenâ€? and “my king.â€? •

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Kurt Russell and Goldie Hawn – although they aren’t oďŹƒcially married, this pair has been together since 1983 and claim they consciously made the decision not to marry because it meant they each had the choice of staying together or breaking up every day . . . and obviously, they’ve chosen to stay together!

Prince Rainier III of Monaco and Grace Kelly – when a beautiful actress marries a handsome prince, it’s bound to cause a ruckus, in the best way possible of course. And in 1956, when Grace Kelly married Prince Rainier III, that’s just what happened. Tragically, Princess Grace was killed in a car accident in 1982.

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KEEPING THE ROMANCE ALIVE We’re not talking about that kind of “keeping the romance alive� so get your mind out of the gutter. We’re talking about ways that couples can keep their relationships interesting as time goes on because, let’s face it, things can get a bit boring and mundane when you’re 15-20-30 years into your marriage.

One thing this writer and her poor, long-suering husband have found that makes things fun is to rotate anniversary responsibilities. Sure, they could just go to dinner and exchange cards but they’ve opted instead to take turns planning anniversary activities.

For instance, this year, this writer signed her and her husband up for a painting class at which they painted • Johnny Cash and June portraits of their beloved dogs. SevCarter Cash – when John- eral years ago, this writer’s husband ny Cash met June Carter in took her to dinner at a place neither 1961, there was no way he had ever tried, then took her to the could have predicted that Garden of the Gods at night where they would end up being they say and watched “Men in Black married for 31 years. But 3â€? while looking out at the lights of considering that Cash pro- the city. posed to Carter onstage at a concert in Ontario, he might Another year, this writer took her husband to Boulder where they athave had an idea. tempted an “escape roomâ€? where they had to solve puzzles to try to free themselves from a locked room.

Trust us when we say it was not as For those of you hopeless romantics scary as it sounds and was quite a at heart, one estimate states there bit of fun in the end!

LOVE SONGS

ALIGNMENT

ALL RIGHTS RESERVED Š 2019

FUNDER ENLIGHTENING, INC. PO Box 789 • Monument, CO, 80132 George Wilkins • Publisher/CEO OfďŹ ce: 719-487-0484 george@fepublications.com • www.SnippetzMagazine.com

PLEASE HELP BALDO FREE HIS PUPPY TESSA! REWARD! PLEASE BE AMONG THE GALLANT RESCUERS! WE’RE ALL GOING TO START HELPING BALDO FREE HIS PUPPY TESSA ON

SUNDAY, MARCH 1ST AT 10:00AM GO TO PAGE 10 FOR FULL DETAILS

SNIPPETZ COMMUNITY CALENDAR

PAGE 4

FEBRUARY 2020

TRI-LAKES CHAMBER OF COMMERCE • • •

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Tues., Feb. 4 – 11:30 a.m. to 1:30 p.m.

– Search Engine Op�miza�on Thurs., Feb. 6 – 7:30 a.m. to 9:00 a.m. – Chamber Networking Breakfast (registra�on required) Tues., Feb. 18 – 5:00 p.m. to 7:00 p.m.

– Business A�er Hours – Tri-Lakes YMCA, 17250 Jackson Creek Parkway, Monument, CO 80132 (registra�on required) Thurs., Feb. 20 – 7:30 a.m. to 9:00 a.m. – Chamber Networking Breakfast (registra�on required) Weds., Feb. 26 – 11:00 a.m. to 1:00 p.m. (check-in star�ng at 10:30 a.m.) – Quarterly Member Luncheon – Texas Roadhouse, 16196 Jackson Creek Parkway, Monument, CO 80132

@ Buell Theatre Denver Speech Tournament – State Qualifying Tournament Region VII – TBA TBD – Wrestling Varsity State Tournament – Pepsi Center

PALMER RIDGE HIGH SCHOOL •

2020 • •

TOWN OF MONUMENT (all meetings held at Monument Town Hall: 645 Beacon Lite Rd., Monument, CO 80132) • •

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Mon., Feb. 3 – 6:30 p.m. – Board of Trustees Mee�ng Fri., Feb. 7 – 11:00 a.m. to 1:00 p.m.

– 2020 State of the Tri-Lakes Region Lunch – Great Wolf Lodge, 9494 Federal Drive, Monument, CO 80132 (registra�on required) Tues., Feb. 11 – 5:00 p.m. to 6:30 p.m. – High Al�tude Gardening – TriLakes Chamber of Commerce, 166 2nd Street, Monument, CO 80132 (registra�on required) Weds., Feb. 12 – 6:00 p.m. to 8:30 p.m. – Planning Commission Mee�ng Tues., Feb. 18 – 10 a.m. to 11:30 a.m. – High Al�tude Gardening – TriLakes Chamber of Commerce, 166 2nd Street, Monument, CO 80132 (registra�on required) Tues., Feb. 18 – 6:30 p.m. – Board of Trustees Mee�ng Fri., Feb. 21 – 10:00 a.m. to 11:30 a.m. – Landscape Design Principles – Tri-Lakes Chamber of Commerce, 166 2nd Street, Monument, CO 80132 (registra�on required) Tues., Feb. 25 – 10:00 a.m. to 11:30 a.m. – Water-wise Gardening – TriLakes Chamber of Commerce, 166 2nd Street, Monument, CO 80132 (registra�on required)

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TOWN OF PALMER LAKE (all meetings held at Palmer Lake Town Hall: 28 Valley Crescent, Palmer Lake, CO 80133) •

Weds., Feb. 19 – 6:00 p.m. – Planning Commission Mee�ng

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LEWIS-PALMER SCHOOL DISTRICT 38 • •

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Tues., Feb. 4 – 9:30 a.m. – Board of Educa�on Work Session Tues., Feb. 4 – 6:30 p.m. to 8:00 p.m.

– Community Collabora�on – “What’s Next for D38?” – Lewis-Palmer Middle School, 1776 Woodmoor Drive, Monument, CO 80132 Mon., Feb. 10 – 6:00 p.m. – Board of Educa�on Regular Mee�ng Tues., Feb. 11 – 9:30 a.m. to 11:00 a.m. – Community Collabora�on – “What’s Next for D38?” – Grace Best

Educa�on Center, 66 N. Jefferson Street, Monument, CO 80132 Tues., Feb. 11 – 7:00 p.m. – DAAC Mee�ng Weds., Feb. 12 – 6:30 p.m. – SEAC Mee�ng – Lewis-Palmer High School, 1300 Higby Road, Monument, CO 80132 Thurs., Feb. 13 – 9:30 a.m. to 11:00 a.m. – Community Collabora�on – “What’s Next for D38?” – Prairie Winds Elementary School, 790 King’s Deer Pt. E., Monument, CO 80132 Thurs., Feb. 13 – 2:00 p.m. to 3:30 p.m. – Community Collabora�on – “What’s Next for D38?” – Ray Kilmer Elementary School, 4285 Walker Road, Colorado Springs, CO 80908 Mon., Feb. 17 – District Closed – Presidents’ Day Tues., Feb. 18 – 6:30 p.m. to 8:00 p.m.

– Community Collabora�on – “What’s Next for D38?” – Monument Academy Charter School, 1150 Village Ridge Pt., Monument, CO 80132 Thurs., Feb. 20 – 6:30 p.m. to 8:00 p.m. – Community Collabora�on – “What’s Next for D38?” – Palmer Ridge High School, 19255 Monument Hill Road, Monument, CO 80132

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Saturday, Feb. 1 Speech Tournament @ Discovery Canyon High School 9:00 a.m. – Wrestling Varsity Tournament vs. Garden City High School @ GCHS Wednesday, Feb. 5 7:00 p.m. – Basketball Girls Varsity Game vs. Vista Ridge High School @ VRHS 7:00 p.m. – Basketball Boys Varsity Game vs. Vista Ridge High School @ LPHS Thursday, Feb. 6 9:00 a.m. – Principal’s Coffee 1:00 p.m. – Swimming Girls Varsity League Tournament vs. Cheyenne Mountain High School @ CMHS Friday, Feb. 7 Speech Tournament – Colorado Grande District NSDA Congress – TBA 3:45 p.m. - Swimming Girls Varsity League Tournament vs. Cheyenne Mountain High School @ CMHS 6:30 p.m. – Basketball Girls Varsity Game vs. Sand Creek High School @ SCHS 7:00 p.m. – Basketball Boys Varsity Game vs. Sand Creek High School @ LPHS 8:30 p.m. – Ice Hockey Varsity Game vs. Liberty High School @ Monument Ice Rinks Saturday, Feb. 8 Speech Tournament – Colorado Grande District NSDA Congress – TBA 4:15 p.m. – Ice Hockey Varsity Game

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vs. Colorado Academy @ Foothills Ice Arena 7:00 p.m. – Snowball Dance Monday, Feb. 11 5:30 p.m. – Basketball Girls Varsity Game vs. Discovery Canyon High School @ DCHS 7:00 p.m. – Basketball Boys Varsity Game vs. Discovery Canyon High School @ DCHS Thursday, Feb. 13 TBD – Swimming Girls Varsity State Meet @ Veterans Memorial Aqua�c Center 5:30 p.m. – Basketball Girls Varsity Game vs. Palmer Ridge High School @ LPHS 7:00 p.m. – Basketball Boys Varsity Game vs. Palmer Ridge High School @ LPHS Friday, Feb. 14 TBD – Swimming Girls Varsity State Meet @ Veterans Memorial Aqua�c Center 4:00 p.m. – Wrestling Varsity Regional Tournament vs. Mesa Ridge High School @ MRHS 8:30 p.m. – Ice Hockey Varsity Game vs. Rampart High School @ Monument Ice Rinks Saturday, Feb. 15 TBD – Swimming Girls Varsity State Meet @ Veterans Memorial Aqua�c Center 8:00 a.m. – Wrestling Varsity Regional Tournament vs. Mesa Ridge High School @ MRHS Monday, Feb. 17 District Closed – Presidents’ Day TBD – Ice Hockey Varsity Game vs.

Pine Creek High School @ Air Force Academy Tuesday, Feb. 18 7:00 p.m. – Basketball Girls Varsity Game vs. Air Academy High School @ AAHS 7:00 p.m. – Basketball Boys Varsity Game vs. Air Academy High School @ LPHS Wednesday, Feb. 19 3:30 p.m. – LPAAC Mee�ng 6:00 p.m. – Future Pathways Thursday, Feb. 20 All Day Event – All State Choir Fes�val @ Buell Theatre Denver TBD – Wrestling Varsity State Tournament @ Pepsi Center Friday, Feb. 21 All Day Event – All State Choir Fes�val @ Buell Theatre Denver TBD – Wrestling Varsity State Tournament @ Pepsi Center 5:30 p.m. – Basketball Girls Varsity Game vs. Cheyenne Mountain High School @ LPHS 7:00 p.m. – Basketball Boys Varsity Game vs. Cheyenne Mountain High School @ LPHS 8:30 p.m. – Ice Hockey Varsity Game vs. Kent Denver High School @ Monument Ice Rinks Saturday, Feb. 22 All Day Event – All State Choir Fes�val

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Saturday, Feb. 1 8:00 a.m. – Wrestling Girls Varsity Regionals @ Douglas County High School 4:00 p.m. – Swimming Girls Varsity Invita�onal @ Woodmoor Country Club 7:00 p.m. – 11:00 p.m. – Snowball Dance @ PRHS Tuesday, Feb. 4 TBD – Wrestling Varsity Dual @ TBA Wednesday, Feb. 5 5:30 p.m. – Basketball Girls Varsity Game vs. Falcon High School @ PRHS 6:30 p.m. – Wrestling Varsity Dual vs.

Falcon High School @ FHS 7:00 p.m. – Basketball Boys Varsity Game vs. Falcon High School @ PRHS Thursday, Feb. 6 All-State Orchestra @ Colorado State University TBD – Swimming Girls Varsity League Championship @ Cheyenne Mountain High School 7:00 p.m. – Drama Varsity Meet @ Black Box One-Act Preview Home Show Friday, Feb. 7 All-State Orchestra @ Colorado State University TBD – Swimming Girls Varsity League Championship @ Cheyenne Mountain High School 6:30 a.m. – Drama Varsity Meet @ PRHS Auditorium One Act Compe��on 5:30 p.m. – Basketball Girls Varsity Game vs. Cheyenne Mountain High School @ PRHS 7:00 p.m. – Basketball Boys Varsity Game vs. Cheyenne Mountain High School @ PRHS 8:30 p.m. – Ice Hockey Varsity Game @ Monument Ice Rinks Saturday, Feb. 8 All-State Orchestra @ Colorado State University 8:00 a.m. – Wrestling Girls Varsity State Championship @ Thornton High School 4:15 p.m. – Ice Hockey Varsity Game @ Foothills Ice Arena Tuesday, Feb. 11 8:00 a.m. – Future Business Leaders of America District Conference @ Double Tree World Arena 7:00 p.m. – Basketball Girls Varsity Game vs. Vista Ridge High School @ PRHS 7:00 p.m. – Basketball Boys Varsity Game vs. Vista Ridge High School @ VRHS 7:00 p.m. – PRHS/LP/LPMS/MA Combined Concert @ Lewis-Palmer High School Thursday, Feb. 13 TBD – Swimming Girls Varsity State Championships @ Veterans Memorial Aqua�cs Center 5:30 p.m. – Basketball Girls Varsity Game vs. Lewis-Palmer High School @ LPHS 7:00 p.m. – Basketball Boys Varsity Game vs. Lewis-Palmer High School @ LPHS Friday, Feb. 14 TBD – Swimming Girls Varsity State Championships @ Veterans Memorial Aqua�cs Center TBD – Wrestling Varsity Regionals @ Mesa Ridge High School

SNIPPETZ COMMUNITY CALENDAR

FEBRUARY 2020

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8:30 p.m. – Ice Hockey Varsity Game @ Monument Ice Rinks Saturday, Feb. 15 TBD – Swimming Girls Varsity State Championships @ Veterans Memorial Aqua�cs Center TBD – Wrestling Varsity Regionals @ Mesa Ridge High School 1:00 p.m. – Basketball Girls Varsity Game vs. Saint Mary’s High School @ PRHS Monday, Feb. 17 District Closed – Presidents’ Day Tuesday, Feb. 18 6:00 p.m. – Basketball Girls Varsity Game vs. Sand Creek High School @ SCHS 7:00 p.m. – Basketball Boys Varsity Game vs. Sand Creek High School @ PRHS Thursday, Feb. 20 All-State Choir @ Denver TBD – Wrestling Varsity State Championships @ Pepsi Center 6:00 p.m. – Basketball Boys Varsity Game vs. Discovery Canyon High School @ DCHS 7:00 p.m. – Basketball Girls Varsity Game vs. Discovery Canyon High School @ PRHS Friday, Feb. 21 All-State Choir @ Denver TBD – Wrestling Varsity State Championships @ Pepsi Center 8:30 p.m. – Ice Hockey Varsity Game @ Monument Ice Rinks Saturday, Feb. 22 All-State Choir @ Denver TBD – Wrestling Varsity State Championships @ Pepsi Center Sunday, Feb. 23 DECA State Conference @ Broadmoor Hotel Monday, Feb. 24 DECA State Conference @ Broadmoor Hotel 6:00 – Booster Club Mee�ng in Sunset Room @ PRHS Tuesday, Feb. 25 DECA State Conference @ Broadmoor Hotel TBD – Basketball Girls Varsity State 1st Round @ TBD Wednesday, Feb. 26 TBD – Basketball Boys Varsity State 1st Round @ TBD 7:00 p.m. – Band Varsity Meet @ PRHS Auditorium Regionals Preview Concert Thursday, Feb. 27 Western State Honor Band @ Western State Friday, Feb. 28 TBD – Basketball Girls Varsity State 2nd Round @ TBD CU Honor Band @ CU-Boulder Western State Honor Band @ Western State Saturday, Feb. 29 TBD – Basketball Boys Varsity State 2nd Round @ TBD CU Honor Band @ CU-Boulder Western State Honor Band @ Western State

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Sat., Feb. 1 – 11:00 a.m. to 1:00 p.m. – Taiko Drumming Weds., Feb. 5 – 12:15 p.m. to 8:30 p.m. – Wills, Trusts, and Estate Planning Thurs., Feb. 6 – 2:00 p.m. to 4:00 p.m. – Book Folding-Part I Fri. Feb. 7 – 1:00 p.m. to 3:00 p.m. – Valen�ne’s Day Card Crea�ons

2020

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seniors’ singalong favorites. This event is free and open to the public, although space is limited. Please RSVP in advance by calling (719) 725-6060. •

Sat., Feb. 14 —Cut a rug at the Jackson Creek Valen�ne’s Day party at Jackson Creek Senior Living on Saturday, February 14 from 2 to 4 p.m. DJ Gary Liebowitz will spin the tunes as residents boogie down to their favorite love songs with friends and family and enjoy delicious treats.

Saturday’s event promises to be a cheerful and fun occasion for residents to celebrate love and romance. This event is free and open to the public, although space is limited. Please RSVP in advance by calling (719) 725-6060.

•

Sat., Feb. 15 — “From Bayonet to Scalpelâ€? Jackson Creek Senior Living will host part two of Dr. Ed Krekorian’s talk about his experiences in the Vietnam and Korean Wars, “From Bayonet to Scalpel,â€? on Saturday, February 15 at 1 p.m. Aďż˝er leading his platoon in the Korean War, current Jackson Creek resident Krekorian returned to the baďż˝leďŹ eld as a surgeon in the Vietnam War. This event is free and open to the public, although space is limited. Please RSVP in advance by calling (719) 725-6060.

304 State Hwy 105, Palmer Lake •

Sat., Feb. 8 - 9:00 a.m. to 11:00 a.m. – Monthly Mee�ng – Mountain Community Mennonite Facility, 643 CO-105, Palmer Lake, CO 80133 2020 Winter Show: Show Dates: Tues., Jan. 28 through Fri., Feb. 28, 2020 at the Tri-Lakes Center for the Arts, 304 Hwy 105, Palmer Lake, CO 80133

Sat., Feb. 22 – 8:30 a.m. to 5:30 p.m. – Winter Writer’s Course 2020 – Science Wri�ng: Pathways to Discovery.

Registraďż˝on fee: Adults $90, Students $65 (includes coee and donuts in the morning and lunch). Opďż˝onal graduate credit: This class is perfect for teachers K-12 (re-cerďż˝ďŹ caďż˝on credits: 0.5 semester credit hour

Stay Connected: Like. Follow. Share.

TRI-LAKES CENTER FOR THE ARTS

Fri., Feb. 7 – 7:00 p.m. – Dion Pride “A Tribute to Charley Prideâ€? - Advance ďż˝ckets: TLCA Members $26, NonMembers $30. Day of show ďż˝ckets: TLCA Members $30, Non-Members $34. Reserved seaďż˝ng opďż˝on (ďŹ rst 5 rows, in addiďż˝on to ďż˝cket) + $10.

Meet and greet op�on (in addi�on to �cket) + $50.

TRI-LAKES BUSINESS ACCELERATORS

Meet at Serranos Coee Company 625 CO-105, Monument, CO •

255 North Gate, Blvd., Colorado Springs, CO 80921

•

A Member-Owned Cooperative

available through the Colorado School of Mines for an addi�onal fee ($40.00) payable at start of the class).

Space is limited so call 719-4880880 for more informa�on or book online at: h�ps://fareharbor.com/ embeds/book/wmmi/items/190323/ calendar/?ow=41147

Feb. 20 – 7:00 p.m. – Wayne Russert presents “Radio and Its Unknown Pioneers�

WESTERN MUSEUM OF MINING & INDUSTRY

$o 0; molbm-|;7 0‹ r;াাomġ ‹o† l†v| _-ˆ; |_; r;াাom vb]m;7 0‹ Ć?Ć” ( l;l0;uvÄş ;াাomv -m7 ruo1;7†u;v ‰bŃ´Ń´ 0; l-7; -ˆ-bŃ´-0Ń´; 0‹ 1om|-1াm] |_; ( o-u7 olbm-াom m=oul-াom bm; -| Ĺ?Ć•Ć?Ć–Ĺ‘ ƓƖƓŊƑƔƑќĺ $_; r;াাomġ -Ń´om] ‰b|_ - 1olrŃ´;|;7 1-m7b7-|; t†;vাomm-bu;ġ l†v| 0; u;|†um;7 |o -m ( oL1; 0‹ ƔĚƒĆ? rÄşlĺġ om7-‹ġ rubŃ´ Ć‘Ć?ġ Ć‘Ć?Ć‘Ć?Äş

Tel: (719) 494-2528 Email: candidate@mvea.coop

The Palmer Lake Art Group is a 501c3 non-proďŹ t organizaďż˝on. Visit our website: palmerlakeartgroup.com

•

•

( o-u7 olbm-াom m=oul-াom bm;

(at Palmer Lake Town Hall)

•

$o 0; molbm-|;7 0‹ |_; molbm-াm] 1ollb‚;;ġ rŃ´;-v; 1om|-1| |_; ( o-u7 olbm-াom m=oul-াom bm; -| Ĺ?Ć•Ć?Ć–Ĺ‘ ƓƖƓŊƑƔƑќĺ = v;;hbm] ;Ń´;1াom 0‹ molbm-াom |_uo†]_ |_; molbm-াm] 1ollb‚;;ġ - 1-m7b7-|; t†;vাomm-bu; l†v| 0; u;1;bˆ;7 0‹ ( |o 0; v†0lb‚;7 |o |_; 1ollb‚;; 0‹ ƔĚƒĆ? rÄşlĺġ $_†uv7-‹ġ -u1_ ƑѾġ Ć‘Ć?Ć‘Ć?Äş

Nominating Committee • • • bv|ub1| Ć‘Äš "|;ˆ; Äş )bŃ´vom bv|ub1| Ć•Äš bm7- Äş ;mv|;u

Fri., Feb. 7 – 9:00 a.m. to 10:00 a.m. – Palmer Lake Book Group (call library for book �tle; no registra�on required) Fri., Feb. 14 – 1:00 p.m. to 2:00 p.m. – Homeschool @ Palmer Lake: The Northern Lights Science and Art Experience Sat., Feb. 15 – 10:30 a.m. to 11:30 a.m. – Kidsmake Art-Story Art: Hooray for Fish!

PALMER LAKE ART GROUP

•

1-m7b7-|; t†;vাomm-bu; l†v| 0; 1olrŃ´;|;7 =ou ;b|_;u molbm-াom 0‹ |_; 1ollb‚;; ou molbm-াom 0‹ r;াাomÄş = ‹o† _-ˆ; t†;vাomvġ rŃ´;-v; 1om|-1| |_; ( o-u7 olbm-াom m=oul-াom bm;Äş

PALMER LAKE HISTORICAL SOCIETY •

MVEA BOARD NOMINATIONS

†ubm] |_; mm†-Ń´ ;;াm] om †m; Ɠġ Ć‘Ć?Ć‘Ć?ġ -| -Ń´1om b]_ "1_ooŃ´ bm -Ń´1omġ |‰o 7bu;1|ouv ‰bŃ´Ń´ 0; ;Ń´;1|;7 |o |_; o†m|-bm (b;‰ Ń´;1|ub1 vvo1b-াomġ m1Äş o-u7 o= bu;1|ouv =uol |_; =oŃ´Ń´o‰bm] 7bv|ub1|vÄš

(registration required for all events unless otherwise noted) www.ppld.org/monument-library

•

Now Open!

One Member. One Vote. Your Voice Matters.

PPLD (LIBRARY) PALMER LAKE BRANCH

PPLD (LIBRARY) MONUMENT BRANCH (registration required for all events unless otherwise noted) www.ppld.org/monument-library

Fri., Feb. 7 – 4:00 p.m. to 5:00 p.m. – Tween Twist: Mosiacs (no registra�on required) Sat., Feb. 8 – 1:00 p.m. to 5:00 p.m. – AARP Smart Driver Course Mon., Feb. 10 – 1:30 p.m. to 2:30 p.m. – Homeschool @ Monument: Mess Around with Sound (no registra�on required) Tues., Feb. 11 – 7:00 p.m. to 8:00 p.m. – Monumental Bookworms (call library for book �tle; no registra�on required) Thurs., Feb. 13 – 2:00 p.m. to 4:00 p.m. – Second Thursday Cra�: Book Folding-Part II Tues., Feb. 18 – 4:00 p.m. to 5:30 p.m. – Teens Make Tuesday: Valen�ne’s Day Plushie Fri., Feb. 21 – 10:00 a.m. to 12:00 p.m. – Monumental Readers (call library for book �tle; no registra�on required) Fri., Feb. 21 – 4:15 p.m. to 5:30 p.m. – Paper Tigers Origami Club Mon., Feb. 24 – 1:30 p.m. to 2:30 p.m. – Homeschool @ Monument: 3D Koi Fish Masterpiece (no registra�on required)

PAGE 5

Tuesday Mornings - 7:45AM Mee�ng Begins at 8:00AM. Come Grow Your Business With Us!

JACKSON CREEK SENIOR LIVING

16601 Jackson Creek Parkway •

Thur., Feb. 6 — Singer Brian Usher will perform at Jackson Creek Senior Living on Thursday, February 6 at 3:30 p.m. A resident favorite, Usher will delight the Jackson Creek audience with an interac�ve performance of

SUBMIT YOUR LISTING There is no charge for non-proďŹ t organizations for a listing in Snippetz Community Calendar.

Local ‘for proďŹ t’ businesses are invited to list their events for a nominal monthly fee of $25.

(719) 487-0484 Email: george@fepublications.com

“Best Breakfast In Town”

MOST ALL OF OUR MENU CAN BE MADE GLUTEN FREE

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$4.99 EARLY BIRD SPECIAL 7 DAYS A WEEK UNTIL 8:00 AM

Pizza • Pasta • Lasagna Salads • Sandwiches Beer • Wine GLUTEN FREE - Pizza, Pasta, Sauces Try Our Specials Tuesday through Thursday!

WINTER HOURS:

Tue - Fri 5 - 9 pm •

Sat 4 pm - 9 pm

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website: http://www.bellapanini.com

Serving Anne & Mann’s Gourmet Ice Cream

CLOSED JANUARY, FEBRUARY & MARCH

24 Hwy. 105 in Palmer Lake SHAKES • MALTS • CONES • SUNDAES • BANANA SPLITS

OPEN 7 DAYS A WEEK! BREAKFAST & LUNCH as you build good habits and find solutions that reflect your new healthy eating style.

Use the tips below courtesy of My Plate (www.choosemyplate.gov/start-smallchanges) to find little victories that work for you!

MAKE HALF YOUR PLATE FRUITS AND VEGETABLES

SMALL CHANGES BUILD HEALTHY EATING HABITS

A

---

new year brings about a desire for change, so let’s start with your health! When it comes to our daily meal routine, change can sometimes be challenging. Studies have shown that it takes from two to eight months to form a new habit. You can create a positive eating “habit” by making small changes over time, like eliminating sugary drinks and high-sodium foods.

Consider making healthy changes that reflect your personal preferences, culture and traditions. Think of each change as a “win”

Focus on whole fruits more often than drinking 100% juice. Snack on fresh, frozen, canned or dried fruits instead of cookies, brownies or other sugar-sweetened treats. Offer whole fruits without saturated fat, sodium or added sugars as dessert.

Vary your veggies to include green, red and orange choices. Add fresh, frozen or canned vegetables to salads, side dishes and recipes. Prepare your vegetables without sauces, gravies or glazes to lower the amount of sodium, saturated fat and added sugars.

MAKE HALF YOUR GRAINS WHOLE GRAINS Choose whole-grain foods more often than refined grains. Make at least half the amount of grains you eat each day whole grains. Find high fiber, whole-grain foods

ROOT BEER FLOATS • CHICAGO STYLE HOT DOGS BRATWURST • SOUPS • CHILI

Rock House Ice Cream

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488-6917

by reading the Nutrition Facts label and ingredients list. Some common whole grains include oatmeal, whole-wheat flour and popcorn.

MOVE TO LOW-FAT AND FAT-FREE DAIRY Choose low-fat or fat-free milk and yogurt. Buy low-fat or fatfree cheese more often than regular cheese. Regular cream cheese, butter and cream are not in the dairy food group because they have little or no calcium. They also are high in saturated fat.

VARY YOUR PROTEIN ROUTINE Mix up protein foods to include seafood, beans, nuts, seeds, soy, eggs, lean meats and poultry.

Select seafood twice a week, including fish and shellfish. Add beans or peas, unsalted nuts and seeds, and soy in main dishes and snacks.

When planning your daily meals, try

healthy new ways to prepare family favorites. This recipe for Greek Pork Chops With Veggie Rice incorporates fresh fruit and juices into savory dishes and mixes grains and vegetables.

Continued on Page 7

SNIPPETZ MAGAZINE

1 pound pork cutlets (or 4 boneless pork chops) 2 tablespoons vegetable oil 1/2 cup orange juice 2 teaspoons soy sauce 1 tablespoon dried oregano 2 cloves garlic (peeled and minced) 1/2 teaspoon salt 1 teaspoon black pepper 1/4 teaspoon dried crushed red pepper 4 (1/4-inch-thick) orange slices

ALL DISHES MADE FRESH DAILY! Gluten Free Available

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1. In a large saucepan over medium-high heat, add the oil. Add in the rice, onion, garlic, oregano and the salt and pepper.

Cook, stirring, for 2 minutes to toast the rice.

2. Pour in the water and/or the broth. Stir and bring the rice to a boil. Add the vegetables; return to a boil. Reduce heat to low and cover pot with a tight-fitting lid. Do not remove lid during the cooking process!

3. After 15 minutes, cut off the heat and let the rice sit, covered, for another 5 minutes to steam. Fluff rice and vegetables with a fork and serve immediately. Serves 4 to 6.

MIXED VEGGIE RICE

*** Angela Shelf Medearis is an award-winning children’s author, culinary historian and the author of seven cookbooks. Her new cookbook is “The Kitchen Diva’s Diabetic Cookbook.” Her website is www.divapro.com. To see how-to videos, recipes and much, much more, Like Angela Shelf Medearis, The Kitchen Diva! on Facebook.

Recipes may not be reprinted without permission from Angela Shelf Medearis.

If using leftover, already cooked vegetables, add them to the hot cooked rice im-

(c) 2020 King Features Synd., Inc., and Angela Shelf Medearis

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1. Make a marinade for the pork by combining 1 tablespoon of the oil, the orange juice, soy sauce, oregano and garlic in a glass bowl or re-sealable plastic bag; mix well. Cover bowl, if using, and refrigerate the pork chops for at least 4 hours or overnight.

2. Remove the pork chops from the marinade and discard the marinade. Sprinkle pork chops with the salt and the black and red pepper.

3. Place a large skillet on the stove over high heat. When hot, add the remaining tablespoon of oil to the skillet. Add the pork chops to the pan, waiting about 30 seconds between each addition.

4. Cook about 3 minutes on each side until crispy. Set pork chops aside on a plate and add the orange slices to the pan; cook on each side about 30 seconds. Serve pork chops over a bed of Mixed Veggie Rice and top with the orange slices. Serves 4.

1 tablespoon olive oil 1 cup uncooked long grain rice 1/2 onion, diced 2 cloves garlic, minced 2 teaspoons dried oregano 1 teaspoon salt 1 teaspoon ground black pepper 2 cups water (or 1 cup water and 1 cup lowsodium chicken or vegetable broth) 2 cups frozen mixed vegetables or 2 cups fresh, diced vegetables.

Jasmine Garden

r.

GREEK PORK CHOPS WITH VEGGIE RICE

mediately, cover and let them come up to temperature for 3 to 5 minutes before serving.

ood D

Continued from Page 6

PAGE 7

Knollw

FEBRUARY 2020

A CUT ABOVE DRYWALL When You Want It Done Right...

The First Time!

NEW CONSTRUCTION REMODELS ADDITIONS DRYWALL REPAIR TEXTURE

AND BALDO’S SEARCH FOR CLUES

30 Years Experience!

Call Mark Today:

GO TO PAGE 10 FOR DETAILS!

INSURED

719-359-6484

MONUMENT’S ONLY TOY STORE

THE PLACE FOR GREAT BIRTHDAY GIFTS FREE Gift Wrapping

2018 PRIMARY BUSINESS OF THE YEAR! Both stores conveniently located at 274 Washington Street, Historic Monument Mon - Sat 11AM - 5PM - 481•1361

Unique Handcrafted Dollhouses & Accessories for the Discriminating “Mini-Home Owner”

TRI-LAKES & GLENEAGLE

WELCOMING Barbara Oakley - 719-488-2119 PO Box 863 Monument, CO 80132

AFFORDABLE LOCAL ADVERTISING FOR

BUSINESSES ON THE MOVE...

(719) 487-0484 ACCOUNTING

BOOKKEEPING BY BOBBI INC. Complete Bookkeeping Services Payroll Services • IRS Cleanup Quick Books Training & Setup bldoyle1@comcast.net

488-2308 or cell 331-3003

ART & FRAME

AUTO SALES

Specializing in used, reconditioned and current model SUBARUS! Competitive Pricing! Full Coverage Warranties Family Owned & Operated Since 2002 465 Hwy 105, Monument, CO

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BARTER

COUNSELING

EQUINE FACILITATED COUNSELING Trauma • PTSD • Anger • Depression Relationships • Personal Growth Gentle Healing Techniques Laurel Boyer, MA, LPC

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HEALTH & WELLNESS

HYPNOTHERAPY

Weight-Release • Quit Smoking Reduce Fear, Stress or Anxiety Improve your life balance & goals Laurel Boyer, LPC, CHT / 719-210-0668 laurel@gypsywindranch.com

HOME IMPROVEMENT

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ART GALLERY

Gain New Sales and Customers!

Call John Lynch: 719-232-5212 www.RockyMountainBarter.com

AUTO REPAIR

CBD

FACINELLI MOTORS

CBD Tinctures Gummies Honey Lotions Vapes Pet Products & more!

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GUTTER CLEANING

BOOKKEEPING

BOOKKEEPING BY BOBBI INC. Complete Bookkeeping Services Payroll Services • IRS Cleanup Quick Books Training & Setup bldoyle1@comcast.net 488-2308 or cell 331-3003

Import Repair Specialists SUBARU TOYOTA HONDA 706 Westward Lane, Palmer Lake, CO 80133

GRANITE COUNTERTOPS Over 50 Granite Colors in Stock!

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Renovations • Decks • Painting • Kitchens Home Reconditioning • Windows •Doors Baths •Built-ins •Free Consultation

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HOUSE / PET SITTER Special Fall Services • GUTTER CLEANING Clean, Flush and Check downspouts 10% discount - If you mention this ad Tony’s Window Cleaning Call us today! 719-271-2199 tonyswindowcleaning719@gmail.com

24 Hour Access-Mail Forwarding Package Receiving 590 Highway 105 Safeway Shopping Center

719-487-1730

www.theupsstorelocal.com/3693

CHYANNS’ PET CARE

Grooming with TLC Since 1983 Fun - Calm - Clean - Environment 79 4th St. (4th & Washington) Monument

Please call 719-322-6736

INSURANCE

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TAX PREPARATION The UPS Store®

Banners-Business Cards Flyers-Postcards 590 Highway 105 Safeway Shopping Center

719-487-1730

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Snippetz Magazine™ Classified ads must be received no later than the 15th of each month prior to the month of publication. We reserve the right to refuse or edit ads for any reason deemed necessary.

YOUR CLASSIFIED AD WILL APPEAR IN:

SNIPPETZ MAGAZINE • SNIPPETZMAGAZINE.COM • SNIPPETZ DIGITAL EDITION

SEND YOUR CLASSIFIED AD TODAY! snippetzclassifieds@gmail.com OR GO TO: SnippetzMagazine.com FOR RENT

LOCAL FARM FRESH ORGANIC EGGS

4 HP SPROUT PC COMPUTERS

WEIGHT MACHINE DP GYMPAC 2500 DL

MONUMENT OFFICE SPACE FOR RENT

LIKE NEW!

Quiet office with other therapists.

12’ x 12’ Office Kitchenet, common reception room.

Monday - Friday 9am-5pm

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NEED HELP READING MAIL AND NEWSPAPERS? THE OPTILEC CAN HELP!

Black on White or White on Black More convenient than magnifying glasses Price now $1,000

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FOR SALE

only $4.00 per dozen

The UPS Store®

PRINTING

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FOR SALE IN PALMER LAKE!

SHIPPING

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Packing-Shipping Boxes-Freight 590 Highway 105 Safeway Shopping Center

LET ME HELP YOU SIMPLIFY YOUR LIFE Offering Customized Care to accomodate your Individual Needs!

Day and evening. Excellent references.

Bonded & Insured - Reasonable rates

TRI-LAKES PRINTING

Printing - Design - Direct Mail 15706 Jackson Creek Pkwy.

Monument, CO 80132

GUTTER PROTECTION

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PRINTING

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PET GROOMING

INTERNATIONAL STONEWORKS, LLC

Custom Framing & Art Gallery Local Artisans Art & Gifts 183 Washington St. * Monument

MAILBOX SERVICES

(2) HP Sprout base models and (2) more Pro G2 systems.

21” touch screen displays, Windows 10.

These are wicked fast 3D HP PCs used as store demo models, refurbished by MacCorner in Monument.

Buy one or buy all four.

719-645-9940, ask for Bart.

Includes: Bench, press & lat bars, free standing or wall mount weight rack (200lbs.), leg, arm and hand attachments. $100.00.

If interested, please call 719-641-0362 and leave a message.

$550/month Includes Utilities and Cleaning Call Jenni at 719-432-7696

HELP WANTED

OFFICE PRIDE COMMERCIAL CLEANING Part time cleaning help in Monument Evening hours.

Starting pay $12.00/hr To apply, go to: www.officepridejobs.com/ locations/colorado-springsdowntown

HELP WANTED

TRI-LAKES PRINTING IS LOOKING FOR

A FULL-TIME

GRAPHIC DESIGNER Who has experience with PRINT DESIGN. We are a fast paced print shop.

MUST be detail oriented, know how to spell, multi-task, and be a quick learner.

Must be able to work with the Adobe Production Suite: InDesign, Photoshop and Illustrator. Must have knowledge of color separation.

We are PC based.

Must have good customer service skills. Knowledge of Microsoft Office is a plus. This is a Full Time position that we are looking to fill immediately.

Pay is $15.00-$17.00 an hour depending on experience.

Job Type: Full-time Salary: $15.00 to $17.00 /hour Pay may depend on skills and/or qualifications.

Call 719-488-2544

FEBRUARY 2020

SNIPPETZ MAGAZINE

PAGE 9

By: Eric Metzger

BEWARE!!

FRAUDS & SCAMS

T

his month in the Snippetz computer column, I want to cover a subject that is a huge concern: computer frauds and scams.

Many of my customers have reported being the victim of a computer scam and it frustrates me that I am not able to help them sooner. While it is very common that the victims of a scammer are usually older, more trusting, and less technically savvy, people of all ages and knowledge levels have been caught.

Let’s start by discussing the most common type of computer (or phone) scam.

Phishing is the attempt to obtain sensitive or personal information through fraudulent means. The scammers try to obtain credit card numbers, bank account numbers, PINs to these accounts, and other personal information, usually involving money.

Before we go any further, let’s all repeat after me: •

•

•

Microsoft will NEVER call me or e-mail me and tell me there is a problem with my account or ask for my password or PIN! Apple will NEVER call me or e-mail me and tell me there is a problem with my account or ask for my password or PIN! No legitimate online seller or company will send me an e-mail asking for my password or PIN! Neither Microsoft nor Apple or anybody else can “see” into your computer and determine that it has a problem.

You should NEVER agree to an offer to secure or repair your computer remotely!!!

And while we are at it, let’s add these: •

•

The IRS will NEVER call you to discuss a tax problem. The IRS deals strictly with letters. Don’t let anybody tell you they are calling from the IRS. No government entity will EVER call you to announce that you have legal action pending, a court fine due, or are the subject of a lawsuit. This rare occurrence will ALWAYS be handled by written correspondence.

Seeing a pattern here? Bottom line is that nobody should ever call you outof-the-blue and ask you for a password, PIN, or money…EVER!!! Just hang up!

Let’s look at some e-mail scams out there that may pop into your inbox.

First, let me say that you cannot re-

ceive a virus or have a problem just from opening an e-mail. Taking any action described within a scam e-mail could lead to serious problems.

Here is the body of an e-mail I received that had a very convincing Apple logo on it: ACCOUNT DISABLED -- “It seems that your account did not follow the guidelines set in our terms and condition, which made us temporary disabled your account.

Please log in and review all the personal data below.” Then it had a link with a button to click that read “Reactive Account”. So how did I know that this was a scam and wasn’t from Apple?

First, reread my bullet notes in the left column. Next, the e-mail address it came from was “Apple <2YFHH8WT.kueoyjqT-Inspiration.6cyoFeAp@eRZezVSrco.idinspiration.harvey-leebarry.rocks>”.

This is obviously not an e-mail address Apple would use.

Finally look at some of the awkward words and phrases in the text. “It seems…”, “terms and condition”, “temporary disabled”, “Reactive Account”. You would not find these errors in a legitimate e-mail. 99% of scam e-mails will have some or all of these elements in them. Look for misspelled words, awkward phrases, weird e-mail addresses that have strange domains (the letters after the period such as .com, .org, etc.) In the example above, .rocks is a dead giveaway.

I received an e-mail supposedly from Netflix saying that my account was suspended because my credit card had been denied and that if I just clicked the button below, I could reenter my credit card information and my account would be restarted.

Once again, I looked at the e-mail address of the sender: “NetfIix <szxLpUvVuUIUmHT.133375739916768@szxLpUvVuUIUmHT.133375739768.business>.

Not exactly a legitimate looking e-mail address. Additionally, the body of the message was so poorly formatted that it was difficult to read. An obvious fraud.

A scam I almost fell for last year was much simpler. We receive parts daily in the mail from UPS, FEDEX, and the U.S. Postal Service. I received a very simple e-mail that appeared to be from FEDEX that told me to click on the button below to get details on a delayed shipment. This seemed normal and only at the last minute did I see that the e-mail address of the sender looked very suspicious.

Clicking on the button might have taken me to a page asking for personal information, or it might have been the setup for another type of e-mail problem: virus and malware insertion.

We’ll talk about malware in my column next month.

Finally, an e-mail fraud that was popular in the past 5 years and is still around today is the Nigerian Phishing scam or the Nigerian Prince scam. While “Nigerian” is used most often, the scam originates in other African countries too. In this scam, a person from Africa comes into a large sum of money, usually in the millions. He or she is unable to move the money out of Africa on their own and offers you a percentage of the money if you will only help them move it out of the country.

Ultimately, they are looking for your bank information, and sometimes, they are looking for you to invest a small sum of money up front so that you can realize a large profit later. My father used to tell me that there is no such thing as a free lunch, or no such thing as something for nothing. This is good advice when receiving these types of emails. There is no large sum of money and you will not receive a percentage.

Just delete these e-mails.

It seems that every year, scams become more sophisticated and harder to avoid.

But if you apply some of the lessons above and use common sense, you can avoid many e-mail scams. I encourage people with elderly parents who use the computer frequently to have a discussion with them on this topic. Cut this article out and share it with them to help them avoid becoming a victim.

If you receive a suspicious e-mail or a phone call and are unsure what to do, feel free to call us at Simple Computer Repair before you do anything and we can help you determine whether it is a legitimate e-mail or computer service. If you have allowed somebody you don’t know to have remote access to your computer, unplug it from the Internet immediately and bring it to us so that we can ensure that it is still secure.

As I tell all my customers, there should only be two people in your computer: you and your friends at Simple Computer Repair.

Flight Network website at www.honorflight.org.

by Freddy Groves

2020 HONOR FLIGHTS STARTING UP SOON

L

---

ast year the Honor Flights Network took 21,000 World War II, Korean War and Vietnam War era veterans from around the country aboard flights to Washington, D.C. Over the years, non-profit HFN has taken over 200,000 veterans on these flights to see the memorials dedicated to them in the nation’s capital. Because of donations, the veterans themselves paid nothing for their trips.

The 2020 season will be starting in a few months. Are you able to go as a volunteer escort to help three veterans for one day? Can you host a fundraiser or donate money? With over 20,000 veterans on a wait list for a trip, volunteers and donations are the most crucial at this point.

Your first step is to look at the Honor

Click on Hubs/Flights and find the black dot closest to you. All but five states have hubs with a total of 140 locations. Click on a dot and you’ll find contact information. Click on the website link for your hub. You’ll learn about the local group: fundraisers, links to refer a veteran and more.

If you’re a veteran who wants to go alone or with your family, you can go solo and meet up with the larger group in Washington, D.C., if you can secure your own funding and transportation. Another program is the Southwest Lone Eagle, for veterans who have been on the waiting list for more than one year and do not live within 120 miles of a hub. For veterans with a terminal illness, there is the TLC programs, meaning Their Last Chance.

For more information, or if there isn’t a hub in your state, call Honor Flight at 937-521-2400.

Note to veterans: use of a wheelchair or oxygen are not obstacles to going on one of these trips. (c) 2020 King Features Synd., Inc.

going to stay an ordinary day. Baldo and his puppy Tessa set out for town to have a cup of coffee. They were walking past ol' Miss Clancy’s house when all of a sudden, the old biddy poked her head through the dense hedge. “Keep that mutt away from my yard, you silly man!” she growled in his face.

Baldo thought of scolding her for frightening his dog, but instead, he decided he’d turn her frown upside down.

THE MYSTERIOUS DISAPPEARANCE OF PUPPY TESSA… AND BALDO’S SEARCH FOR CLUES

B

aldo is a fun-loving fellow who lives in a small town along the Front Range in Colorado. Being a bit challenged in the hair follicle department never bothered Baldo. He lived his quiet life with his little puppy Tessa and he was loved by all for his witty sense of humor. Loved by all…. except ornery, ol' Miss Clancy. She didn’t like to laugh, and although she threatened revenge upon anyone who made her laugh, Baldo still made it his mission to cheer her up.

It was a day, an ordinary day, one not much different than any other day…but we were soon to find out that it was NOT

Baldo asked ol' Miss Clancy, “How are a dog and a marine biologist alike?

One wags a tail and the other tags a whale!”

Ol' Miss Clancy let out a snort…. a weird grin began creeping across her wrinkled face…then all of a sudden, a scrawny hand reached through the hedge and grabbed his little puppy, Tessa.

“I’m sorry I made you laugh!” Baldo exclaimed as he scrambled through the hedge to follow her, but it was too late.

Mean ol' Miss Clancy and sweet puppy Tessa were gone!

PLEASE HELP BALDO FREE HIS PUPPY TESSA! NEWS UPDATE: We have received a reliable tip that Tessa is locked up in a cage at ol' Miss Clancy’s. Baldo is searching all over for clues to the combination of the lock on Tessa’s cage.

HOW TO PLAY Where's Baldo? There have been between 28 sightings of Baldo searching for clues on the pages of our website.

Find all the Baldo sightings on the pages of our website:

SnippetzMagazine.com

His sightings are accompanied by a number.... write these clues (numbers) down because their sum will be the combination to the lock on little Tessa's cage!

When you feel certain you have found all the sightings of Baldo on the website, add all the positive numbers, and subtract the negative numbers from that total… only this exact number will set little Tessa free!

HINTS • Baldo might be anywhere on a page, but always in plain sight!

• Every Baldo has a number.

Some of the numbers are attached to Baldo, while others are very close, but not attached.

• The numbers may appear in any typeface.

• The numbers can be any size or color.

You can submit your tally to: snippetzcontest@gmail.com Don't forget to include your name and contact information!

OR Fill out the entry form at https://www.snippetzmagazine.com/ contest-update.html ONLY 1 ENTRY WILL BE ACCEPTED PER CONTESTANT!

• The numbers can be positive or negative. Example: 20 or -20 So, remember, if it's a positive number (ex: 20) you add it to the total. If it's a negative number (ex: -20) you subtract it from the total.

THE SEARCH FOR BALDO AND HIS CLUES BEGINS

THE FIRST PERSON THAT SUBMITS THE CORRECT NUMBER WILL FREE TESSA AND WIN THE PRIZE!!!

MARCH 1ST AT 10:00 AM

STARTING:

SUNDAY

FEBRUARY 2020

ENTERTAINMENT & EXTRAS

TRIVIA TEST

SPORTS QUIZ

1. LITERATURE: What is the motto of “The Three Musketeers” in the 19th century novel?

2. MUSIC: What were the first names of the Allman brothers?

3. GENERAL KNOWLEDGE: New York City is divided into how many boroughs?

4. GEOGRAPHY: What is the capital of Malaysia?

5. HISTORY: Which was the first U.S. state to be admitted to the union after the original 13 states were admitted?

6. MATH: What is the first number in which the letter “a” appears in its spelling?

7. GEOLOGY: What kind of rock likely would form at the bottom of a river?

8. U.S. PRESIDENTS: Which president once worked as a fashion model?

9. MOVIES: How many people were killed in the 1996 movie “Scream”?

10. FAMOUS QUOTATIONS: Which ancient Roman philosopher once said, “Every new beginning comes from other beginnings’ end”?

1. True or false: Boston Red Sox great Ted Williams is not in the top 20 for highest slugging percentage in a single season.

(c) 2019 King Features Synd., Inc.

(c) 2019 King Features Synd., Inc.

FLASHBACK

BIBLE TRIVIA

By Fifi Rodriguez

By Mick Harper

1. Which Hollywood Argyles song was inspired by a comic strip?

2. John Fred and the Playboys wrote “Judy in Disguise” as a parody of which song?

3. What did Janis Joplin and Otis Redding have in common?

4. Which Santana song topped the Billboard charts for a whopping 12 weeks?

5. Name the song that contains this lyric: “The arms I long for, will open wide, And you’ll be proud to have me, right by your side.” (c) 2019 King Features Synd., Inc.

By Chris Richcreek

2. In 2018, Ronald Acuna Jr. set an Atlanta Braves single-season record of eight leadoff homers. Who had held the team mark?

3. Place-kickers Adam Vinatieri (599) and Morten Andersen (565) are 1-2 in career NFL field goals made. Who is No. 3?

4. When was the last time before 2019 that Auburn’s men’s basketball team made it as far in the NCAA Tournament as the Elite Eight?

5. Who scored the overtime goal against New Jersey to send the New York Rangers to the 1994 Stanley Cup Finals?

6. Mikaela Shiffrin set a record in 2019 for most career World Cup slalom wins by any skier.

Who had held the mark?

7. In 2019, golfer Viktor Hovland set a new mark for lowest total score by an amateur (280) at the U.S. Open. Who had the previous record?

By Wilson Casey

1. Is the book of Jonah in the Old or New Testament or neither?

2. In Genesis 19, who escaped to Zoar on hearing wicked cities were going to be destroyed?

Gomorrah, Elijah, Lot, Shimei 3. Who confessed to an angel, after beating his mule, that he had sinned? Sodom, Balaam, Samuel, Daniel 4. From Job 4, who was so frightened by a dream that his hair stood on end? Eliphaz, Abraham, Ehud, Joseph 5. Who had to parade his eight sons before a prophet as found in 1 Samuel? Aaron, Jacob, Naboth, Jesse 6. From Exodus 14, whose chariots were lost in the Red Sea? Solomon’s, Pharaoh’s, Samson’s, Ahab’s (c) 2019 King Features Synd., Inc.

• On Jan. 30, 1933, Adolf Hitler, leader of the National Socialist German Workers Party (or Nazi Party), is named chancellor (Fuehrer) of Germany. Hitler immediately ordered a rapid expansion of the state police, the Gestapo.

• On Jan. 31, 1606, at Westminster in London, Guy Fawkes, a conspirator in the plot to blow up the British Parliament building, jumps to his death before his execution for treason. On Nov. 5, 1605, Fawkes had been found lurking in a cellar of Parliament with two tons of gunpowder.

• On Feb. 1, 1781, the Articles of Confederation are finally ratified. The Articles had been signed by Congress and sent to the individual states on Nov. 15, 1777, but bickering between Virginia and Maryland delayed final ratification for almost four years.

• On Feb. 2, 1887, Groundhog Day, featuring a rodent meteorologist, is celebrated for the first time at Gobbler’s Knob in Punxsutawney, Pennsylvania. According to tradition, if a groundhog comes out of its hole on this day and sees its shadow, it gets scared and runs back into its burrow, predicting six more weeks of winter weather.

PAGE 11

• On Jan. 27, 1943, future President Ronald Reagan, an Army Air Corps first lieutenant during World War II, is on assignment with the Army’s First Motion Picture Unit.

He had been tapped to star in a motion picture called “Air Force.”

• On Jan. 28, 1964, the U.S. State Department angrily accuses the Soviet Union of shooting down an American jet that strayed into East German airspace, killing three U.S. officers aboard the plane. The Soviets said the flight was a “gross provocation.”

• On Jan. 29, 1977, “Roots,” a groundbreaking television program, premieres on ABC. The eight-episode miniseries, which aired on consecutive nights, follows a family from West Africa through generations of slavery and the end of the Civil War.

(c) 2020 Hearst Communications, Inc. All Rights Reserved

PUZZLES

TRIVIA TEST 1. One for all, and all for one 2. Duane and Gregg 3. Five

BIBLE TRIVIA 1) Old 2) Lot 3) Balaam 4) Eliphaz

4. Kuala Lumpur

5) Jesse

5. Vermont

6) Pharaoh’s

6. 1,000

FLASH BACK

7. Sedimentary

1. “Alley Oop,” in 1960. The comic strip started in 1932 and in 1995 was honored by a commemorative U.S. postage stamp.

2. “Lucy in the Sky with Diamonds,” by the Beatles. Writer John Fred initially misheard the Beatles song and thought the words were “Lucy in disguise.”

3. Both had No. 1 hits after their deaths: “(Sittin’ On) The Dock of the Bay” for Redding and “Me and Bobby McGee” for Joplin.

4. “Smooth,” beginning in October 1999. It featured Matchbox Twenty frontman Rob Thomas.

5. “One Fine Day,” by the Chiffons in 1963. The song has been used in film soundtracks, including “The Flamingo Kid” (1984). Billboard lists it at No. 27 on the 100 Greatest Girl Group Songs of All Time.

8. Gerald Ford 9. Seven 10. Seneca

SPORTS QUIZ 1. False. He holds the 17th (.7346 in 1941) and 19th (.7310 in 1957) spots.

2. Marquis Grissom had seven leadoff homers in 1996.

3. Gary Anderson, with 538 field goals made.

4. It was 1986.

5. Stephane Matteau 6. Sweden’s Ingemar Stenmark, with 40 World Cup slalom wins (1974-87).

7. Jack Nicklaus had a 282 score as a U.S. Open amateur in 1960.

go to sleep but aren’t really trying anyway, the term doesn’t apply to you.

• It was Nigerian poet and novelist Ben Okri who made the following sage observation: “Beware of the stories you read or tell; subtly, at night, beneath the waters of consciousness, they are altering your world.”

• Romans thought that roses could prevent drunkenness.

• The neon sign was invented in France in 1910, but the first one didn’t come to the United States until 1923. That was the year a car dealership in Los Angeles put up two brightly lit “Packard” signs. The novelties literally stopped traffic in the streets.

• Those who study such things say that China gets more earthquakes than any other country.

• Medical specialists say that the true definition of an insomniac is someone who wants to go to sleep but can’t. If you can’t

cleaned up perfectly. Please offer this tip to my fellow senior citizens. Mold is really bad.”

• Pure water doesn’t conduct electricity; in fact, it’s an insulator. It’s the impurities in water that conduct electricity -- making it a bad idea to use a hair dryer in the shower. There are underground lakes so pure that you can safely change a light bulb in them.

• The old Pony Express has been romanticized in modern times, but it’s rarely pointed out that it was a financial failure.

The mail delivery service actually lost an average of $13 for every item it carried.

• According to a number of psychological surveys and studies, men have more friends early in life, while women have more friends when they’re older.

• All tortoises are turtles, but not all turtles are tortoises.

Thought for the Day: “When you’re traveling, you are what you are right there and then. People don’t have your past to hold against you. No yesterdays on the road.”

-- William Least Heat-Moon (c) 2020 King Features Synd., Inc.

• To extend the shelf life of your bunch of bananas, try wrapping the stem tightly with a piece of plastic wrap. They also can be kept in the refrigerator if you don’t mind cold bananas, like when you are slicing them into cereal or using them in a smoothie. The skins may brown, but the inside will not overripen to match.

• “If you have extra books hanging around, why not contact your local nursing homes to see if anyone would like some new reading material?” -- T. in South Carolina • H.W. in Massachusetts writes: “I use a bathroom chair in my tub and always wash the exterior. One day, a tip came off one of the legs and when I turned it over to replace it, I was horrified to see black mold underneath. I sprayed it with cleaner and it

• Energy saving tip for the kitchen: Use pots and pans that are the correct size for the burner. There’s no sense in using the big burner for a small pot, and a small burner will have to work twice as long to heat up a large pot of water. Also make sure your pots are flat (not warped) and clean, so heat can transfer more efficiently.

• “Many people have resolutions to eat healthier or to get more exercise. Why not connect with friends to be accountable to one another? You can cook together so that you will have healthy options for meals and snacks, and even if you cannot walk or go to the gym together, you can check in with each other a few times a week to make sure the person hasn’t fallen off the wagon.

Be an encourager!” -- F.L. in Oregon Send your tips to Now Here’s a Tip, 628 Virginia Drive, Orlando, FL 32803. (c) 2020 King Features Synd., Inc.

SNIPPETZ MAGAZINE

FEBRUARY 2020

should explain in detail what her exercise regimen is. We are taught to think carefully of the mechanism of injury, and I am concerned the exercise may be that injury.

IS OVEREXERCISE CAUSE OF ‘KNOTS IN THE BACK’?

DEAR DR. ROACH: My wife is 69 and in very good health, exercising at least two hours a day. She has suffered from “knots in the back” for over 10 years. It is extremely painful, often bringing her to tears. It comes on suddenly at any time of the day or night, and lasts hours, days and occasionally weeks. She has been to several physicians, whose recommendations are to “live with it.” She has tried chiropractic, massage therapy, prescription and OTC painkillers, stretching and home massage, all to no avail. I cannot see the knots, but I can feel a tightness when I attempt to rub them out, which usually does nothing. A glass of wine is the only reliable relief, and it lasts only a few hours. Is there any recourse to this condition? -- J.P. ANSWER: I am sure you and your wife must be frustrated.

The fact that it comes on suddenly, can be felt as tightness and gets a bit better with alcohol makes me strongly suspect she is having muscle spasms.

These most often come on in the legs and feet, but they can affect the back too.

Two hours a day of exercising sounds like a lot, and she may be overexercising some muscles, while possibly not exercising others. This can lead to imbalances in muscle strength.

Another common problem stemming from exercising is inadequate stretching. Stretching is the first place to start for many people with muscle cramps.

A physical therapist or physiatrist may be of immense benefit, and your wife

Abnormalities in electrolytes (blood salts, especially potassium, sodium, magnesium and phosphate) are only rarely the cause, although many people write me that they have been helped by taking one or more of these.

Primary muscle diseases, side effects from medications and inadequate hydration are possible, but also unlikely.

In absence of detailed knowledge about her exercise regimen, I’d recommend she try backing off a bit, maybe using ice after exercise, stretching the back under supervision and trying a hot bath or shower before bed. *** DEAR DR. ROACH: I am a 78-yearold who runs 15-20 miles per week, with prostate gland enlargement and reduced urinary frequency with occasional use of Advil. As a runner, I have been reluctant to make ibuprofen a daily regimen because I have read that inflammation is part of the body’s response to tissue damage, which is crucial to the healing process and is important for muscle growth. When ibuprofen’s anti-inflammatory effect reduces symptoms, does it affect the healing process also? Can you comment on the pros and cons for runners? -- B.M. ANSWER: High-dose ibuprofen was shown to inhibit muscle protein synthesis following weightlifting exercise. This led to a suspicion that it might impair the gains in muscle strength that are made with exercise.

However, a Canadian study showed that moderate doses of ibuprofen (400 mg after exercise) did not impair muscle growth or gains in strength. Using ibuprofen for occasional muscle soreness or for the purpose of reducing prostate inflammation should not adversely affect your performance in running.

Dr. Roach regrets that he is unable to answer individual questions, but will incorporate them in the column whenever possible. Readers may email questions to ToYourGoodHealth@med.cornell.edu. (c) 2020 North America Synd., Inc. All Rights Reserved

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CLOBBERED PORCELAIN

A: Most old silver flatware is no longer

T

he English word “clobbered” has been used since at least the 1600s, but its meaning has changed. It still means beaten up, badly injured or damaged.

But the word had a very different meaning in the 1700s. It describes porcelain dishes or ornaments with blue-and-white underglaze decoration that were altered. And in an auction catalog or antiques display, the clobbered alterations are not bad and not damaging, but enhancing, and not a reason to pay a lower price.

The Chinese made most of the blue-andwhite pieces in the late 1700s to early 1800s. They were shipped to many countries and overpainted with colored glazes because the public would pay more for colored urns or dishes. The decorations did not follow the blue-and-white outlines of the original glaze, but were applied as new pictures and ornamental designs over the old glaze. The English did the same overglaze decorating, but many thought it was damaged, not improved. The Germans called it “schwarzlot” (blackish) decoration.

A pair of “Chinese Export clobbered porcelain vases” were sold at a New Orleans auction for $5,750. Clobbering in green,

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pink, yellow and copper red in the mid1800s has added to its value today. *** Q: Wouldn’t spoons made in the 1800s be worth more than the silver meltdown price? What makes sterling silver flatware eligible to be called “museum quality?”

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popular and doesn’t sell well. People don’t want to bother cleaning silver. It needs to be washed by hand, polished regularly and stored properly in order to avoid tarnish, scratches and dents. It shouldn’t be put in the dishwasher with stainless steel or other metal flatware. Certain foods, rubber, felt, wool, oak and some types of paint will cause silver to tarnish. Silver flatware should be stored in special flannel bags or chests lined with tarnish-resistant flannel.

Storing silver in plastic wrap or newspapers, or in cardboard boxes, causes it to discolor.

Sterling silver has a “meltdown value,” the cash price of the amount of silver the piece contains. “Museum quality” is whatever the museum decides it wants to include in exhibits as interesting art, design or history.

Even the name of a famous or early maker doesn’t guarantee the piece is of great value. Best sellers include Tiffany, Georg Jensen and some top-of-the-line Gorham.

CURRENT PRICES Creamer, porcelain, pink and brown border, company monogram, marked, Ellerman Lines, 1900s, 3 3/4 inches, $25.

Basket, purse, lightship, scrimshaw lid plaque, Nantucket style, signed, 7 x 9 inches, $125.

Tazza, bronze, gilt, cat, owl, arabesque, leaves, vines, berries, Antoine-Louis Barye, 7 1/4 x 6 1/2 inches, $170.

Fireplace, andiron, brass, steeple finial, ball, scrolling legs, ball feet, 22 inches, pair, $480. *** TIP: If a white powder forms on a piece made of lead, or glasses or pottery decorated with a lead glaze, immediately remove the piece from your house. The powder is poisonous. Consult an expert conservator if it is valuable and should be saved. Do the ecologically correct thing if you must dispose of the piece.

For more collecting news, tips and resources, visit www.Kovels.com (c) 2020 King Features Synd., Inc.

SNIPPETZ MAGAZINE

PAGE 14

FEBRUARY 2020

FINANCIAL PLANNING FOR THE LIFE YOU WANT TO LIVE

Presented by Chuck Maher, CFP® Office: (719) 481-0549 • Cellular: (303) 748-6352

WHAT IS THE CAPITAL GAIN TAX?

C

apital gains are the profits realized from the sale of capital assets such as stocks, bonds, and property. The capital gains tax is triggered only when an asset is sold, not while the asset is held by an investor.

However, when a mutual fund sells shares of its holdings during the year, mutual fund investors could be charged capital gains. (A fund’s capital gains distribution is not taxable if the fund is held in a tax-deferred account.)

There are two types of capital gains: long term and short term; each is subject to different tax rates. Long-term gains are profits on assets held longer than 12 months before they are sold by the investor. The American Taxpayer Relief Act of 2012 instituted a longterm capital gains tax rate for taxpayers of up to 20%. Short-term gains (on assets held for 12 months or less) are taxed as ordinary income at the seller’s marginal income tax rate.

The Tax Cuts and Jobs Act, signed into law in December 2017 established “breakpoints” for application of these rates as under current law, except the breakpoints will be adjusted for inflation. For 2020, the 0% breakpoint

will be up to $80,000 (up from $78,750 in 2019) for married taxpayers filing jointly, up to $53,600 (up from $52,750 in 2019) for head of household, and up to $40,000 (up from $39,375 in 2019) for all other filers (except estates or trusts). The 15% breakpoint will be $496,600 (up from $488,850 in 2019) for married taxpayers filing jointly, $469,050 (up from $461,700) for head of household filers, and $441,450 (up from $434,550 in 2019) for all other filers (except estates or trusts). The 20% breakpoint will be $496,600 (up from $488,850 in 2019) for married taxpayers filing jointly, $469.050 (up from $461,700 in 2019) for head of household filers, and $441,450 (up from $434,550 in 2019) for all other filers (except estates or trusts).

The taxable amount of each gain is generally determined by a “cost basis” — in other words, the original purchase price adjusted for additional improvements or investments, taxes paid on dividends, certain fees, and any depreciation of the assets. (If you received the property by gift or inheritance, different rules apply to determine your starting basis.) In addition, any capital losses incurred in

Lexicon of Life-lifting Words Dr. Ron Ross’s

THIS WEEK’S LIFE-LIFTING WORD:

“CONTENTMENT”

by Ron Ross

“Contentment”… sounds great, doesn’t it? After all, the dictionary defines contentment as the state of being happy and satisfied (not an exciting kind of happy; it’s more like a peaceful ease of mind).

But caution, while true contentment is worthy of being included in the Lexicon of Life Lifting Words, temporary contentment might be considered a “life lowering word” — a state of being that holds you down. The following are seven tips to help you distinguish between temporary and true contentment.

Tip # 1: True contentment is evasive.

The world changes so darn fast that

most of us don’t have time to floss our teeth, much less think deeply about the gifts in our lives that represent true contentment. We’re too busy solving today’s crisis, worrying about tomorrow’s headaches, and focusing on our future success; contentment isn’t even on the radar!

Tip #2: True contentment is personal.

We’re all different and we all experience and feel things in different ways. Allow yourself to be content and happy with what you have (but never with whom you are). Stop comparing yourself to others; you’re not them and they’re not you and that is good.

Tip #3: True contentment comes

the current tax year or previous years can be used to offset taxes on currentyear capital gains. Losses of up to $3,000 a year may be claimed as a tax deduction for married joint filers and $1,500 for married separately filers.

If you have been purchasing shares in a mutual fund over several years and want to sell some holdings, instruct your financial professional to sell shares that you purchased for the highest amount of money, because this will reduce your capital gains. Also be sure to specify which shares you are selling so that you can take advantage of the lower rate on long-term gains.

Otherwise, the IRS may assume that you are selling shares you have held for a shorter time and tax you using short-term rates.

Capital gains distributions for the prior year are reported to you by January 31, and any taxes owed on gains must be paid by the due date of your income tax return. slowly. Achieving contentment takes patience and recognizing it when it finally arrives usually requires deep introspection. So, don’t expect contentment to come at an early age. If you’re an ambitious person with a thirst for learning and a quest for success, then contentment may feel like a natural enemy. Take your time—be patient.

Tip #4: True contentment requires daily interaction with real people. You can’t experience contentment on Facebook or Twitter, and you won’t find it in a text message or an email. You must live in the real world with real people and personal experiences. As Barbra Streisand reminded us, “People who need people are the happiest people in the world.”

Tip #5: True contentment comes from gratitude. Remember that uncomfortable, full feeling you have following the fabulous family feast on Thanksgiving? That’s not contentment.

True contentment comes from an understanding of what Thanksgiving really represents. So, become grateful and chew on this one simple truth: It’s impossible to develop true contentment without gratitude for what you already have.

Tip #6: True contentment cannot be purchased. As the old saying goes,

Higher-income taxpayers should be aware that they may be subject to an additional 3.8% Medicare unearned income tax on net investment income (unearned income includes capital gains) if their adjusted gross income exceeds $200,000 (single filers) or $250,000 (married joint filers). This is an outcome of the Patient Protection and Affordable Care Act. The informa�on in this newsle�er is not intended as tax, legal, investment, or re�rement advice or recommenda�ons, and it may not be relied on for the purpose of avoiding any federal tax penal�es. You are encouraged to seek advice from an independent professional advisor. The content is derived from sources believed to be accurate. Neither the informa�on presented nor any opinion expressed cons�tutes a solicita�on for the purchase or sale of any security. This material was wri�en and prepared by Broadridge Advisor Solu�ons. © 2020 Broadridge Investor Communica�on Solu�ons, Inc.

“Money can’t buy happiness.” Look no further than Britain’s monarchy— dripping in gold and drenched in jewels. The Royals’ wealth is extreme, yet happiness and contentment aren’t guaranteed even within their ranks.

When you seek true contentment, you break the habit of satisfying discontentment with acquisitions. I’ll bet you know someone who has all the stuff anyone could ask for – but they are miserable.

Tip #7: This final tip takes contentment one step deeper: True contentment (i.e., biblical) is the conviction that Christ’s power, purpose, and provision are sufficient for every circumstance. You must choose to rest on God’s promises despite what’s going on in your personal life. It’s a simple principle to understand, but one that’s difficult to incorporate into our lives.

Here’s what the Bible says about contentment: “But godliness with contentment is great gain. For we brought nothing into the world and we take nothing out of it. But if we have food and clothing, we will be content with that.” (1 Timothy 6: 6-12)

©2020 Dr. Ronald D. S. Ross

FEBRUARY 2020

SNIPPETZ MAGAZINE Missouri, third on the list, was No. 1 for affordability, but only average or below average ratings on the other benchmarks.

Kentucky, at No. 6, came in at a respectable 9 for both affordability and crime. Its downfall was culture, which rated only a 46.

DECIDING WHERE TO RETIRE

At the bottom of the list, while New York scored very high for culture, it had the worst affordability rating.

So, how to decide where to retire?

Not with a list like this. To pinpoint a location where you’ll be happy in retirement, you need to get to know the area in person.

Go there. Stay as long as you can, at least through a vacation. Make ankrate’s study of the best contacts. Call real estate agents and and worst states for retire- tour homes to see what you can get ment pegs Nebraska, Iowa, in your price range.

Missouri, South Dakota and Florida as the top five. It’s easy to just take Contact the medical center and see a list such as this and call the mov- if they have what you need. (Check Hospital Compare on medicare. ers, but it’s the details that matter. gov.) Read the local newspaper.

All 50 states in the study were ranked in terms of affordability, crime, cul- Visit the police department and ask about crime, as opposed to believing ture, weather and wellness. a study. Check the nearest college Nebraska, at the top of the list, had for senior classes. Drive around and a rating of only 14 for affordability look for depressed areas. Is there a senior center with interesting activibut did well on the other criteria. ties?

B

Part 4: Interactive Media

Series 17 Article 39

There are 5 “types” of Social Media (we will be covering Interactive Media in this article): 1. Social Networking 2. Photo Sharing 3. Video Sharing 4. Interactive Media 5. Blogging INTERACTIVE MEDIA Apps like Snapchat and TikTok allow users to share photos and videos, they also have a variety of unique interactive and highly experimental features. These two apps include AR/VR filters, musical overlays, and interactive games.

In Conclusion: Do the math. Can you afford your new location? Are there parttime work options if you need more money?

Deciding where to retire really does mean visiting the location and doing your homework.

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Their audience bases are also prominently Gen-Z. Snapchat has grown up since its launch in 2012, introducing more media formats, filters, and ad formats.

(Because mainly large companies are just starting to experiment with these new applications, marketers who are just beginning a social strategy don’t need to prioritize these interactive apps before traditional social networking platforms.)

The main platforms for Interactive Media are: a. Snapchat: 190 daily active users b. TikTok: Has 80 million app downloads Brands and influencers on these apps tend to cater their content to the platforms’ younger audiences. For example, on Snapchat, you might see stories that present beau

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ty tutorials, wellness tips, news, or trendy new products.

Choosing Social Media Platforms for your Business Over 97% of marketers are now using social media to engage with their audiences.

But if you’re tasked with starting a social media strategy for your company, you might be wondering which type of platforms you should be on.

PAGE 15

TikTok, which offers short, repetitive clips -- similarly to Vine, has begun experimenting with testing ads with GrubHub as their first client.

These video ad spots will run for about five seconds and can be skipped instantly by the user.

If you do test out these platforms, you might want to make sure your industry and content fits in with the young age demographic.

You should also try to properly estimate the time and money that might go into keeping these accounts up to date and relevant.

These platforms are very creative and experimental. They have young audiences, which can help brands better target Gen-Z. Stories can be used to give your following a behindthe-scenes look at your brand.

Note that these platforms are fairly limited to mobile.

These are up-and-coming Social Media Platforms for Interactive Media. If you are adventurous, give it a go!

SNIPPETZ MAGAZINE

PAGE 16

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