October 22, 2015 The Wayne & Garfield County Insider

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Thursday, October 22, 2015

Emergency Drill Scheduled for Escalante

by Karen Munson, Escalante Preparedness Committee

ESCALANTE - No matter whether you call it an emergency drill, mock disaster, or whatever, it sounds like an oxymoron. When was an emergency ever scheduled, as though we had some control over it? Well, as a matter of fact, just last week at Bryce Canyon. The Southern Utah Health Dept. staged a fake bus wreck at Ruby's Inn for a practice run.

Locally, we have scheduled our own disaster here in Escalante for October 26th at 6:00. The thinking is this: practice makes perfect and if/when the real deal comes, we'll handle it much better if we go through the paces ahead of time. Ron Rogers, the Escalante Preparedness Committee Coordinator will "plant" different crises in areas throughout the town. Our goal

is to get critical information to each household and then gather critical information to share upline for action.

This is what it looks like: The mayor will announce an emergency, contact his core team and Ron with details to go to the residents. Ron will contact 8 committee members who are over specific geographical areas in and around Escalante, including those in the county. The committee members then contact their block captains who will communicate the information to each of their assigned families.

Initially, for this upcoming exercise, the block captains will go through the drill, take a few extra minutes to familiarize each household with the baseline survey we've been gathering for several months, and learn of specific needs in each home. Some block captains will discover the implanted emergency crises also, which

may include strokes, heart attacks, leaking gas, no vehicle for potential evacuation, broken bones, etc. It will be interesting to see what Ron comes up with.

That crisis information will go from the block captain back to the committee member, to Ron, then to Mayor Taylor for swift action. This will get vital information disseminated quickly and efficiently, providing an essential canvassing of the entire town to utilize resources in the best manner possible. Danny Meisenbach, who has done dozens of these in California, assured us that we will find weaknesses in our system.

With that information, we can improve our efficiency and accuracy. So when you get a knock on your door on Oct. 26th, know that we are uniting in making Escalante the safest place possible. Thanks for your support.

Issue # 1121

Wayne County Harvest Time Scarecrow Festival in Full Swing

“The Soul of the Native American Artisan” to Share Native American Perspectives and Heritage RICHFIELD - The Mormon Pioneer National Heritage Area (MPNHA) will showcase Native Indian artist David K. John in a special two-day event, “The Soul of the Native American Artisan,” at the Richfield City building, on Friday, October 23 and Saturday, October 24. This free event is open to the public.

John, a member of the Navajo tribe, is a 1982 Richfield High School graduate and has maintained many ties to the Richfield area. Through his art, John will share with participants the culture and heritage of American Indians, in particular the Navajo tribe.

With this program, the MPNHA seeks to share with the public the unique perspective of the Native American artisan regarding the natural

environment, the earth, cosmos, animal life, aquatic life, dwelling structures and his connection to a deeply holistic spiritual life.

Throughout the event interactive discussions with the public will be led by What: “The Soul of the Native project director Emery American Artisan” exhibit and Polelonema, John and lo- showcase cally-renowned archeologist Craig Harmon, whose Where: Richfield City building, knowledge will provide 75 East Center, Richfield scientific and historical context to John’s native art When: Friday, Oct. 23, noon — to 5 p.m. and Saturday, Oct. 24, impressions.

Along with the ex- 8 a.m. – 3 p.m. hibit and discussions, from noon to 3 on Saturday, Oct. 24, Navajo students from Richfield residential hall will share an artistic display of dance.

“We want to educate the public about who we are as Native Americans and what we can contribute to the arts and humanities,” Polelonema said.

Richfield Mayor David Ogden will speak at the opening of the event at noon on Oct. 23.

“We are really excited about David K. John coming back to the Sevier Valley,” Ogden said. “He has some amazing talents which he has put to use and has created beautiful pictures of the world and of Native Americans.”

Artwork in this press release are some examples of the art that will be at the event.

This project is sponsored by the Utah Humanities Council and the MPNHA. For more information, contact project Director Emery Polelonema at 435-201-9603 or MPNHA Director Monte Bona at 801699-5065.

REGIONAL WEATHER FORECAST —Mormon Pioneer FOR SOME BUT NOT ALL REGIONS REPRESENTED National Heritage Area IN OUR NEWSPAPER COVERAGE AREA THURS. OCT. 22 - WED. OCT. 28

REMAINING CLOUDY AND COOL this week. Showers possible Thursday, high in upper 50s. Partly cloudy over the weekend with highs in low 60s. Similar temps but a little sunnier possibly on Tues/Wed. Lows this week in mid-low 30s.

Courtesy Harvest Time Scarecrow Festival

Belt shopping, maybe? Wayne County's 2015 Scarecrow Festival contest winner is the Chuckwagon.

WAYNE COUNTY - Scarecrows continue to appear throughout the county. The scarecrow contest votes have been counted. Chuckwagon came in first place, Torrey Town came in second place, and All Wells Drilling in Hanksville came in third place. Thanks to everyone who is participating in this county-wide event!

The Third Annual Pumpkin Run for kids will be held on Thursday October 22 at 5PM at the Bicknell Community Center. It will be a fun event for the whole family. The one mile walk/run includes 5 different age groups and prizes for the top 3 finishers in each group. Come pick a pumpkin to decorate from the pumpkin patch. Enter the costume contests and enjoy carnival games. All the activities are free! The event is sponsored by the The Entrada Institute and coordinated by Wayne Athletics, Inc. The WHS cross country team will provide a sloppy joe dinner for a $5 donation.

The Wayne County Community Halloween Party will take place at the Rim Rock Restaurant on Saturday evening October 24th. This FREE event is open to the public. Come in costume and enter the costume contest. Awards will be given in both the kid’s and adult’s categories. Come enjoy some free food and a great dance band.

Courtesy Harvest Time Scarecrow Festival This event is sponsored by the Torrey Town's second place winning scare crow scarecrow.

Entrada Institute.

—Annette Lamb

Deer Creek Campground Closed Oct 26-29

DEER CREEK - Grand Staircase-Escalante National Monument’s Deer Creek Campground will be closed all day October 26 through October 29. Construction crews will be demolishing an existing vault toilet and replacing it with an improved facility. If all goes well, the campground will reopen late on Oct 29. The general public will not have access to the site during this closure.

Right-of-way holders accessing private property through the campground will be accommodated.

If you have any questions, please contact the Escalante Interagency Visitor Center at 435-8265499.

—Grand Staircase Escalante National Monument

Narcissism falls along the axis of what psychologists call personality disorders. But by most measures, narcissism is one of the worst, if only because the narcissists themselves are so clueless.

—Jeffrey Kluger

ALL content for THE WAYNE &GARFIELD COUNTY INSIDER must be submitted on FRIDAY BEFORE 5:00 PM to be included in the following Thursday edition of the paper.

BOXHOLDER

PRE-SORT STANDARD PAID RICHFIELD, UTAH PERMIT No. 122

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Letters

The Insider

October 22, 2015

Send us your letters!

Your thoughts, opinions, and notes to the community are important to us and we welcome your submissions. Letters to the editor must include the author’s name and location (town). We may edit letters for length, format and clarity, and we also reserve the right to refuse tasteless material. Opinions expressed in letters to the editor are not necessarily those of The Insider. Send letters to snapshot@live.com.

Voted Local Tax Levy in Wayne County

On Election Day, the people of Wayne County will decide whether to approve the "voted local levy" requested by the School District. (The District has already approved an increase in the "capital local levy," as allowed by state law, which will address muchneeded future facility improvements.)

The District proposes to use the voted local levy to fill vacant faculty and staff positions, increase technology support, give raises, cover increased benefits costs, and pay for needed maintenance. This levy will be matched by additional state funds equal to nearly 50% of the local tax increase. Currently, Wayne County is one of only five (5) school districts in Utah that does not use a voted local levy to support its schools. In my view, both taxes will bring critically needed funds to Wayne County I spent my working career in higher education where there is a saying: "Money doesn't make a great school, but you can't make a great school without money." Wayne County currently has the lowest level of school tax support among all 42 school districts in Utah. That last place position will NOT change with the capital local levy already approved. And if we vote for this small voted local levy, Wayne County will move up to only #39 out of 42 districts. And as is generally well known, it takes reasonable pay and benefits to attract and keep good teachers. Wayne County currently has the second-lowest teacher pay among school districts in Utah. I think we should be embarrassed by these facts.

Some people argue that the state should increase funding for education so local districts wouldn't have to raise tax rates as much.

I couldn't agree more! However, changing that situation is a decades-long process, should such a thing even be possible in Utah.

Meanwhile, operating costs and deferred maintenance keep growing in the District, even as enrollment declines slightly. I don't think we can wait for half the state's legislators to change their minds.

And yes, it would be great to fashion a funding system that wasn't based so heavily on property taxes, so school support could be more equalized across districts. But a half dozen attempts to do this through state courts have produced almost no change, so I don't think we should hold out much hope in Utah. I've been told school taxes haven't been raised in Wayne County in 20 years. If so, it's time to act, for the sake of our children and the future of our county and state.

I've heard that some people think the District can keep raising taxes for the next five years without further voter permission.

This is incorrect. It is the result of a poorly worded phrase the state requires in these situations. What is allowed in voted local levies is that the district can spread the increase out over five years without an additional vote. (Though the District plans to implement the full tax next year. But any tax increase above the current rate proposal, even within the five years, must be voted on all over again.

Some have said this new tax will place a burden on many county residents. That may happen in some cases; almost any tax increase requires changes in how we all spend our money. Personally, I am quite willing to do pull together a few more dollars a week to support our schools, and I sincerely hope Wayne County voters will do so as well. Yes, it will require sacrifice. But the alternative is to sacrifice our children's future. I just can't do that.

Bill Barrett, Torrey

Stolen Cable

To whomsoever stole the near-empty spool of gray, 22-gauge, twisted-pair, metal-braided shielded cable from the parking lot at M & D Auto on October 15th at around 1PM, please return it to M & D! I had just gotten it in, really need it,and can’t afford to replace it. No questions asked; no judgement imposed. Thank you!

Many People are CPR Certified, but are You QPR Certified?

Did you know there are 10 suicides a week in Utah?

And we are ranked 7th in the nation for death by suicide.

You may be thinking what does that have to do with me?

As the rates of suicide in Utah increase, we at Southwest Prevention and the Panguitch Prevention Coalition are continually looking for ways to partner with other businesses & agencies in Garfield County to help make a difference in

our community.

Everyone in the community plays a vital role as we all interact with many people daily. I believe it would give our community great peace of mind if as many people possible were trained to recognize the signs and symptoms of a crisis and know exactly what to do to save a life.

Panguitch Prevention coalition is providing Free QPR Suicide Prevention classes,

lunch or dinner to anyone that attends.

If you would be interested in attending this 1 time, 1-1 1/2 hour class contact Melissa Veater, Prevention SpecialistGarfield County, for a class schedule, or to RSVP for the next class being held October 29th at Noon. Office: (435) 676-8176, Cell: (435) 6900911, mveater@sbhcutah.org.

— Southwest Behavioral Health Center

Insider

The

PANGUITCH - What is QPR? Question, Persuade Refer (QPR) is a suicide prevention class on how to Notice warning signs; talk to someone who might be in considering suicide and where to refer them if needed. The QPR method teaches people the 3 steps anyone can use to help prevent suicide and empowers all people, to make a positive difference in the life of someone they know.

P.O. Box 105 Escalante, UT 84726 435-826-4400 email snapshot@live.com fax 888-370-8546 Publisher: Erica Walz Production & layout: Carol Kracht Circulation: Gwendolyn Zeta Bookkeeping: Trudy Stowe Multifunctional staffer: Kandee DeGraw Tech support: Escalante Business Systems Bryce Valley Community Reporter: Andrew Branscom

Local columnists:

Mack Oetting - FYI Panguitch Vicki Syrett - Bryce Valley News Adus Dorsey - Occasional dispatches from the Wayne side Jon Weisberg - Local Food Columnist The Insider is a weekly community newspaper delivered each Thursday to households in Wayne and Garfield counties, Utah. The entire contents of this newspaper are © 2015 The Insider/Snapshot Multimedia, LLC. The Insider reserves the right to edit or reject any advertisement or submitted content items. Articles submitted by independent writers may or may not be the opinion of The Insider.

Please feel free to contact us for advertising rates and with any questions regarding content submissions. We prefer content and ads submitted by email to snapshot@live.com but we will accept your information any way you can get it to us.

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Content and ad deadline: High Noon, Fridays Have a news tip or story idea?

Email us at snapshot@live.com or call us at 435-826-4400

The Insider

October 22, 2015

The Wellness Trail It’s Time to Plan to Renew or Enroll

by Tina Andersen, CHES,CAC Wayne Community Health Center & Kazan Memorial Clinic November 1, 2015 is when Open Enrollment starts for 2016 health coverage. The date is rapidly approaching so consumers should make an effort to start considering their options.

How Can Consumers Renew?

The Federally-Facilitated Marketplace (FFM) plan renewal process for 2016 will be similar to last year, and most consumers can stay enrolled and continue to receive financial help in the form of Advanced Premium Tax Credits (APTCs) with little or no action. Consumers are encouraged to return to their Marketplace accounts at HealthCare. gov and update any changes in personal or income information. Those who return may review options for 2016 and decide whether to stay in their current plan or select a new plan. Consumers may also have the chance to have their financial help re-calculated using their up-dated income information. This is the best way for consumers to make sure they have affordable coverage for 2016.

Some consumers will be automatically re-enrolled by the marketplace and can continue to receive APTCs without any action if: • they authorized the marketplace to review their tax data, • they filed 2014 taxes and reconciled 2014 APTCs, and • they continue to be eligible for financial help.

There is a possibility that the consumer’s plan will no be longer offered in 2016. If this happens, the insurer will reenroll the consumer in a different, similar plan, according to HHS rules.

What’s new in 2016?

For all renewals, there are some important changes to keep in mind: • A consumer’s 2016 APTC amount will be adjusted based on 2016 premium data (that is, the second lowest cost silver plan) and updated federal poverty levels. If consumers provide more up-to-date income information during this current enrollment period, that information will be used to calculate their 2016 APTCs. • Consumers receiving APTCs who did not file

2014 federal income taxes and reconcile 2014 premium tax credits will be unable to continue receiving APTCs unless they file their taxes and then actively re-enroll by updating their marketplace application.

What this is suggesting you do!

Consumers can keep informed about these changes and ensure they successfully renew their coverage by following these three easy steps!

Step 1: Be on notice for a notice! The marketplace will send renewal notices to consumers with a reminder to update the information on their marketplace application.

There are a few different types of notices that consumers could potentially receive. The notice received will be applicable to the specific situation of the consumer. It’s essential to watch for these notices and be vigilant in following their instructions.

Step 2: File, reconcile and update! Consumers need to file their 2014 federal income taxes and reconciled their 2014 APTCs. If this has not been done, they will not be eligible to receive APTCs in 2016. File and reconcile ASAP! After filing, consumers should update their marketplace application because the marketplace may not have a record of their taxes yet. It may take the IRS up to 2 months for the FFM to get the information.

Step 3: Shop around!

Even if a consumer does not foresee any changes for their application or plan, it can still be useful to review what plans may be available. Consumers have until December 15, 2015 to renew or enroll to have coverage effective January 1, 2016. Consumers are encouraged to return to the market place, update their information, and shop for a plan that might better fit their needs and budget. Consumers can also make change to plans after December 15, 2015 for later effective dates.

Keep updated – there are 3 new ways to get information from the Health Insurance Marketplace about 2016 coverage. Consumers can sign up on Healthcare.gov for email and text messages, follow on Twitter, and Facebook. This will help remind you of important dates, deadlines and more.

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This Halloween Don’t be Afraid to Say Yes SALT LAKE CITY - It’s scary. When saving lives, complacency can be deadly.

What does that mean exactly?

Utah excels at the percentage of people 16 and older signed up as organ, eye and tissue donors…77%! That’s wonderful!

What’s scary is, past surveys show over 90% of Utahns think donation/transplantation is a good thing.

Where are those other 13%?

Why haven’t they said yes to helping others?

Do they think because everyone else is signed up, they don’t need to? Maybe it’s the sense that since so many people are signed up, there are enough donors to help everyone. It would be nice if that were the case.

The reason there is such a shortage of transplantable organs to help those 800 plus people on the Utah waiting list is that only one to two percent of deaths can actually lead to donation.

To be an organ donor, someone has to die in the hospital, while on a ventilator, from a brain injury. While that doesn’t happen all that often, one organ donor can save up to eight lives, and if they donate corneas and tissues as well, they can help over 50 people.

That’s quite a legacy to leave behind. Is it scary to know you could help that many people?

You probably don’t even get that many trick or treaters.

If saying yes does make you nervous or scared, please go to www.yesutah.org to get the facts. Saying “Yes” this Halloween to helping dozens of people shouldn’t be scary.

— Alex McDonald Director of Public Education Intermountain Donor Services

GRASS FINISHED BEEF Are you concerned about additives fed to cattle in feed lots?

Grass finished beef

cut and packaged to your specifications is the answer

Call Rob or Charlotte at 425-3839

The Insider

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Escalante Elementary School Recognized On October 1st, 2015 the Utah State Office of Education issued a letter to Garfield County School District recognizing Escalante Elementary School. The following is a copy of the letter from the USOE. Dear Superintendent Dalton: The Utah State Office of Education is pleased to recognize Escalante Elementary as a recipient of the 2015 Utah ESEA Reward Schools Recognition. This recognition is provided to Utah Title I schools that are able to demonstrate high levels of student achievement. We hope that you will take the opportunity to share this notice of recognition with your local school board.

For over fifty years, the United States Congress has recognized that higher poverty schools face unique challenges in educating students. In response to this need, the federal government provides Title I grants to provide supplementary assistance to public schools that serve higher levels of low income families. Title I schools that are able to achieve levels of performance above the state average are to be commended for their success.

The Utah State Office of Education appreciates the dedicated service of teachers and administrators who work hard with parents in achieving this high level of student performance. We wish you continued success in meeting the educational needs of Utah's students as they prepare for the future.

Sincerely, Ann G. White Director ESEA and Federal Programs Coordinator Dr. Rebecca Donaldson ESEA and Special Programs School Improvement I would like to congratulate Escalante Elementary and all of the schools in the district for all of their hard work and efforts in improving the quality of education for our students. Bryce Valley Elementary, and Panguitch Elementary are also Title I schools who exceeded the state average in mathematics.

—Superintendent Ben Dalton

Allstar Nation Tour--ANTi-bullying Assembly and Concert at Wayne High School

WHS and WMS student body.

On Monday, October 12, the Utah Anti-Bullying Coalition and Wayne High School Anti-Bullying Ambassadors presented the Allstar Nation tour! There was an assembly held that morning in the high school auditorium. Students of Wayne High School and Wayne Middle School were

Courtesy Nichol Stringham

excited to hear personal stories of bullying and the consequences of bullying, as well as LIVE performances by Lauren Carnahan, Drew Ryniewicz (X-Factor), and My Only Escape (The Voice). Chris Holyfield, former WWE wrestler and motivational speaker shared his story of being bul-

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lied by former classmates because of his size. Mr. Holyfield never let them get him down, and he “loved himself” more than the bullies hated him.

Each of the musical acts told their stories of being bullied and how they were all able to rise above the hate. Students really appreciated the great messages and fun and excitement that filled the auditorium during the assembly.

That night, from 6-8, once again in the Wayne High School auditorium, a concert was performed for students and community members.

The performers (Lauren Carnahan, Drew Ryniewicz, and My Only Escape) sang for the crowd! Wayne High School’s Anti-Bullying Ambassadors will use all proceeds from the concert to further the anti-bullying movement throughout the district.

The Ambassadors have also been working closely with Pam Hayes from the Utah Anti-Bullying Coalition and the Stand4Kind movement to get prizes and donations for activities to improve kindness at all district schools. Each school will be holding some different activities that will hopefully help create an atmosphere of unity throughout the school and the district.

The Ambassadors are currently working to get donations to start the Wayne High School Anti-Bullying Scholarship. With the help of Pam Hayes, the scholarship fund is already up and running. If you are interested in learning more about the Stand4Kind program, the Anti-Bullying Coalition or to donate to the scholarship program, please contact Mrs. Nikki Stringham at Wayne High School, (435) 425-3411.

The Allstar Nation Tour and WHS Anti-Bullying Ambassadors would like to send a special thanks to The Badger Den, the best pizza in town!

Thanks for feeding our starving musicians!

— Ashtynn Stringham

& Sports

October 22, 2015

Voted Levy Clarification You recently received a ballot in the mail providing each voter an opportunity to vote on the Wayne School District tax proposal. This information was delivered in a large white envelope addressed to each registered voter in your household. You were also provided a sample ballot in last week’s Insider, along with further specific legal information in regards to the vote and its outcome.

We wish to further reiterate and clarify the following wording in this ballot, which may be confusing to some voters: “A vote in favor of this tax means that Wayne County School District may increase tax revenue from this property tax without advertising the increase for the next five years.”

This specific wording is REQUIRED by the state but may appear quite misleading. Districts have the option to set the levy high but not assess the full tax. Wayne District is both setting and assessing the levy at .000748. Therefore, this voted levy tax COULDN’T be changed or increased without another vote by the public at some point in the future. The District WILL NOT be increasing this tax over the next five years, as this wording seems to imply. Please be informed and mail in your ballot!

—Superintendent Burke Torgerson

PHS Sports Sidelines

by Makayla Dalton

The Cats Put it All Together Since Mack is gone on vacation this week he asked me to write his article, I hope you enjoy.

The Bobcat Boys Cross Country team won big at Region 20 finals held at the Mt. Carmel golf course. The Cats put it all together for Region, beating the Parowan Rams for the first time this year.

Jonah Schoppe finished first with a winning time of 17:54; he was followed by Trenton Stowe in 3rd and the Anderson twins, Connor and Ian, in 4th and 5th, Garrett Finch in 12th followed close by Bosten Englestead in 13th, and finally Joe Vasquez in 15th place for a team score of 21.

The Parowan Rams ran in a group of runners; they were in 6th,7th,8th ,9th, 10th, Courtesy Makayla Dalton 11th, and 19th with Region Champions Boys Cross Country Team Left to Right: Coach a second place finDanny Yardley, Joe Vasquez, Chris Lee, Drew Fischer, Nathiel Sarish with a score of 35 les, Makoy Dodds, Garrett Finch, Ian Anderson, Conner Anderson, points.

Jonah Shoppe, Bosten Englestead, Dallen Torgersen, Trenton Stowe, In the girls race, and Cory Lee. which was run first this year, it was all Whittni Orton. She dominated the race with a course record of 18:49. The second place runner from Parowan ran the same course in 22:00 minutes. Whittni beat her by 3 minutes and 11 seconds! Like the boys from Parowan, their girls all run together finishing 2nd, 4th, 5th, 6th, and 18th for a score of 33 to take the title. The Lady Cats were close, with the efforts of Brittney Henrie who took a strong 7th, Kapri Orton in 11th, Cat Howell in 13th, Corryn Anderson in 15th, Brenley Veater in 17th and Indiana Houston in 21st.The Lady Cats finished in second with a score of 47 points. The state competition will be held next week at Sugar House park. Whittni wanted to break the course record at Sugar House Park, but they have changed the course. She will have to set the new course record, and I would expect that record will stand for a long, long time.

If my memory serves me right, when the Lady Cats won their first Championship at Sugar House they came in second in Region that year. Also the Lady Cats had two of their top 7 runners, Cat Howell and Makayla Dalton, injured and could not participate to their fullest in Region, so don’t count them out they will be ready to fight for State! The Seniors this year are outstanding for both boys and girls teams. Six of our Eight Seniors received Academic All-Region awards, this means they are performing very highly in the classroom as well as on the Cross Country Course.

Courtesy Makayla Dalton They must have higher GPA’s Panguitch Volleyball Team on their Senior Night: Top Row: to make this criteria. These Whittni Orton, Chesney Campbell and Taylor Bennett Bot- seniors are Whittni Orton, tom Row: Marlee Torgersen, Brianne Bremner and Makay- Makayla Dalton, Drew Fischer, la Dalton Makoy Dodds, Garrett Finch and Ian Anderson. I would like to congratulate them on their achievement. Panguitch High School had more Academic All-Region awards than any other school in Region 20, way to go Bobcats!

Also on Wednesday the Lady Cats had their last home volleyball game. Coach Troy Norris let all of his six seniors play the first set and play the last couple game points together. The seniors this year are: Taylor Bennett, Whittni Orton, Chesney Campbell, Makayla Dalton, Marlee Torgersen and Brianne Bremner. They played the Wayne Badgers and defeated the them in three easy games. It was great to see all of the senior girls out on the floor with smiling faces. These Seniors have suffered through a lot of injuries over the years, but have managed to continue playing. They have worked so hard together and have such good leadership for their young team. Make sure you come out to support the volleyball team at region on Friday the 23rd in Bryce Valley and at State on October 30th and 31st and the UVU.

Courtesy Makayla Dalton

Panguitch High Girls Cross Country Team: Left to Right: Miranda Sarles, Corryn Anderson, Caitlyn Brinkerhoff, Whittni Orton, Kapri Orton, Kendra Armstrong, Kimber Finch, Indiana Houston, Marlee Palmer, Alexa Reeder, Cat Howell, Coach Genny Houston, Makayla Dalton and laying on the ground Brenley Veater.

The Insider

October 22, 2015

Wills, Trusts, and More Don't Let Poor Estate Planning Tear Your Family Apart

by Jeffery J. McKenna

OR “An estate is more than just money” Even if your children are grown with families of their own, you can probably remember scenes of sibling rivalry when they were younger. In some families, the competition continues into adulthood; for others, it decreases as children mature.

But it can all come flooding back while trying to divide up your estate after your death, as your children argue over who gets what.

If you die without a will, a court will decide, based on state law, who will inherit your property. The result could well be contrary to your wishes.

You have worked hard and accumulated assets - house, car, jewelry, investments, family heirlooms, etc. It is risky to simply expect your children to divide your assets evenly or work the distribution out for themselves. It is sure to create problems and mount expenses of probate, and your heirs will have to put up with courtappointed people making the family decisions.

While many people worry about the federal estate tax, the truth is most of us won’t have a tax problem under the current tax laws. But there is another tax that should be considered when formulating your estate plan – the “family tax”. The family tax should be of great concern. It is the emotional “tax” of the hard feelings paid by children and

grandchildren when you do not express your wishes legally. It is also the financial price paid by charities that you would have gifted some of your assets to.

You can make it easy on yourself and your loved ones by taking a few simple steps to ensure that your estate is in order. Whatever the size of your estate, large or small, the first step is to have your intentions put in writing. You can do this either in a basic will or a will plus the trust documents that will be needed to carry out your wishes. An estate planning professional can help you make the best decision for your individual financial and family situation.

Once you have a plan in place, it is usually a good idea to discuss your wishes with your family. If a family member has questions about the details, or has any quibbles, you can explain your reasons for structuring your estate plan as you have. Often a simple and direct explanation that makes sense to your family will set their minds at ease, and prevent future hard feelings. While your family shouldn’t dictate your actions, they should be informed about them.

It is also a good idea to discuss division of your personal property. The method of making a list with a description of the property items and who you’d like to have them – with input from your chil-

Attorney Jeff McKenna hiking with his son in Zion National Park.

dren – can alleviate any hard feelings later.

Putting together an estate plan is not as daunting as it might seem at first, and it pays big dividends in the long run. Not having an estate plan in place can cost you not only in dollars and cents, but could also cost you family discord.

Now with a Panguitch Office at 35 East Center Street to Serve Clients in and around Garfield County Jeffery J. McKenna is a local attorney whose practice has been focused on Estate Planning for 20 years. He is licensed and serves clients in Utah, Arizona and Nevada. He is a shareholder at the law firm of Barney, McKenna and Olmstead. If you have questions you would like addressed in these articles, you can contact him at 435 628-1711 or jmckenna@barney-mckenna.com or visit the firm’s website at WWW.BARNEY-MCKENNA. COM

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tHe lAuGhiNg pOiNt!!

Scrubs Good Solution

Diagnosis

Skipping down the hall with her parents, at the hospital where I work, was the cutest little blond girl wearing hot-pink Crocs. One of the nurses walking down the same hall was wearing those colourful printed scrubs that hospital staff often sport, and when she passed the family, she said to the little girl, "Wow! I sure like your shoes."

"Thank you!" the girl replied. As she continued down the hall way, she added, "And I sure like your jammies!"

I was babysitting my three-year-old grandson, Caleb, for the evening.

It was getting late and he was too excited to go to sleep, so I decided to sing songs with him, as this usually calms him down.

But after a few verses, I realized I couldn't reach the high notes. So I stopped and said, "I can't sing that high."

Caleb asked, "Then why don't you lie down, Grandma?"

I'm forever asking my family to repeat what they say.

Convinced that I had a hearing problem, I grudgingly went to a specialist to be tested.

After running all the tests, the doctor said, "Your hearing is exceptional. Your problem is that you live with a husband and three teenagers who all mumble."

Deadly Sins

Facts of Life

My son and his wife bought a big screen TV just before the Stanley Cup finals.

My son loved watching the games on the wide screen, but it was getting late and he needed to be up early so he went to the bedroom, where there was a much smaller TV. When his wife came to bed she found him sitting up in bed watching the game ... with binoculars.

Judging by the time they picked up their morning newspaper, my newly retired neighbors were getting up later and later. One morning I was outside when my neighbor slipped out to pick up his paper.

"Sloth is one of the seven deadly sins, you know," I teased him.

He replied, "So is envy."

A friend of mine tried to explain the facts of life to her young children in a way they could understand. When she was expecting her third child, she told her toddler and five-year-old that Daddy had planted a seed inside her and a baby grew from that seed.

Quite puzzled, the fiveyear-old asked, "Was my face on the packet of seeds?"

Big Screen TV

Pun of the Day

He became an electrician because, as a child, his mother always took him to the outlet stores.

To Play: Complete the grid so that every row, every column and every 3x3 box contains the digits 1 to 9

Answers for this week

D. L. Treanor Horseshoeing For Balance and Performance Reliable, Professional Service

Dave Treanor Farrier

435-616-3045 davetreanor14@yahoo.com Escalante Senior Citizens Menu Tues.

Oct. 27th Fish Baked potato Cole slaw Roll Peaches Choc. cake

Wed. Oct. 28th Italian soup Grilled cheese Relish tray Mixed fruit Snicker Doodle cupcake

Thurs.

Oct. 29th Spaghetti Corn Breadsticks Salad bar Peaches Pudding dessert

All meals are served with milk or juice.

If you would like a meal, please call us by 10:00 am. 826-4317.

Suggested donation for seniors over 60 $3.00, and under 60 is $7.00

AG MARKET NEWS

Salt Lake City, Utah September 30, 2015 USDAUtah Dept of Ag Market News Producers Livestock Auction, Salina, Utah Tuesday September 29, 2015 Receipts: 2,647. Last Week: 968. Last Year: 1,957.

Feeder Steers and Feeder Heifers: all much lower. Holstein Steers: not tested. Slaughter Cows: mostly 6.00-8.00 lower. Slaughter Bulls: 3.00-6.00 lower.

Feeder Steers: Medium and Large Frame 2: 200-250 lbs 272.00-292.50; 250-300 Lbs 266.00-277.50; 300-350 lbs 260.00-272.50; 350-400 lbs 235.00-250.00; 400-450 lbs 230.00-250.00; 450-500 lbs 220.00-235.00; 500-550 lbs 195.00-212.50; 550-600 lbs 182.00-195.00; 600-650 lbs 185.00-195.00; 650-700 lbs 170.00-178.00; 700-750 lbs scarce; 750-800 lbs pkg 172.00; 800-850 lbs scarce; 850-900 lbs scarce; 900950 lbs scarce; 950-1000 lbs 151.00-153.50.

Holstein Steers: Large Frame 3: Bull Calves: scarce; 200-300 lbs scarce; 300-500 lbs scarce; 500700 lbs scarce; 700-900 lbs scarce; 900-1000 lbs scarce.

Feeder Heifers: Medium and Large Frame 1-2: 200-250 lbs 260.00-272.00; 250- 300 lbs 225.00-242.50; 300-350 lbs 230.00-250.00; 350-400 lbs 210.00-232.50 400-450 lbs 225.00-240.00; 450-500 lbs 202.50-217.50; 500-550 lbs 188.00-194.50; 550-600 lbs 165.00-179.50; 600-650 lbs 150.00-169.00; 650-700 lbs157.50-168.00; 700-750 lbs pkg 170.00; 750-800 lbs 148.00-156.00; 800-850lbs 150.00-162.00; 850-900 lbs scarce; 900-950 lbs pkg 137.50; 950-1000 lbsscarce. Heiferettes: 83.00110.00.

Stock Cows: scarce.

Slaughter Cows: Boning 80-90% Lean: 79.0085.00; Breaking 75-80 Lean: 85.00-95.00; Commercial: Scarce; Cutter 85-90% Lean: 65.50-80.50.

Slaughter Bulls: Yield Grade 1000-1500 lbs scarce; 1500-2100 lbs 106.50-109.00; Yield Grade 2: 1000-1500 lbs scarce; 1500-2300 lbs scarce; Feeder Bulls: 850-1200 lbs 140.00-183.00.

Source: USDA-Utah Dept. Of Agriculture Market News , Salt Lake City, UT (435-230-0402.)

The Insider

Page 6

OBITUARIES Sue Nicholson Gray 1930- 2015

TEASDALE - Betty Sue Plum Nicholson Gray, our dear Mama Sue passed away peacefully during the early morning of October the 8th 2015, in Ivins, Utah, surrounded by her loving family.

Sue was born October 25, 1930 in El Dorado, Arkansas and later moved to Utah as a young girl. She attended West High School and graduated from the University of Utah, with a Bachelor’s Degree in Physical Education and History and a Master’s in Counseling. She married the Love of Her Life; David Nicholson in 1955. They raised three wonderful sons. Those sons gave her three granddaughters and they were the pride and joy of her life. Later in life Sue married her Partner in Life; Eric Gray and together they transformed their Fish Creek Cove acreage into a horse haven, a hobby they loved sharing.

She taught in the Utah schools, and retired from Glendale Jr. High. She loved teaching and found joy in all sports. She not only taught a variety of sports, she also taught good sportsmanship.

Her love was as abundant as her energy. She had a passion for helping people, and she influenced generations. She was a beloved wife, mother, grandmother, great-grandmother, sister, aunt, coach, teacher and friend. Mama Sue's legacy will live on in all the people she loved. We will remember her by the songs she taught us, the laughter we shared in good times, and the lifelong example she gave us of unconditional love and acceptance of all people.

Being a member of Christ’s church brought Sue much joy and she continually confessed her love of Christ to all of those she came in contact with. She loved the Savior and truly lived His greatest commandment to love one another. Sue always spoke of the joy she would have on that glorious day she would be reunited with Him. She leaves behind her husband Eric, her sister Jena, sons David and Mike, daughter-in-law Karen, three granddaughters Tara (Spence), Carli (Justin), and Grace (Alex), five great grandchildren Jordyn, Kyson, Lucy, Aida and Jaxon and many nieces and nephews.

She was preceded in death by her parents, her first husband David, her brothers Bus and Porky, her youngest son John and many of her dear friends.

Funeral services will be Saturday, October 24, 2015 at 1:00 pm in the Torrey LDS Ward Chapel, where friends may call for viewing Saturday morning from 10:30 to 11:30 prior to the services.

Burial will be in the Torrey Cemetery under the care of the Springer Turner Funeral Home of Richfield and Salina, Utah.

Dr. Robert Wilson ANTIMONY - Robert Winsor Plummer "Dr. Bob" Wilson, DDS, 70, passed peacefully in his sleep October 15, 2015 at his home in Antimony.

He was born May 27, 1945 in Los Angeles, California, to Robert Winsor Plummer and Betty Jean Schaeffer. Later adopted

by William Edward Wilson. He married Frances "Freddie" Hunter, June 16, 1966 in Odessa, Texas.

Dr. Bob lived and practiced dentistry in Antimony. Not only did he have a passion for his profession, he sincerely enjoyed helping people and delighted in the company of friends he made while practicing.

Dr. Bob is survived by his wife of nearly 50 years, Freddie; and his three boys: Robert Francis Plummer (Raquel Angie) Wilson, Park City; William Otis (Bambi Rino) Wilson, Kamas; and Scott Gregory Wilson, Salmon, ID; grandchildren: Alena Jordan, Jade Amarie, River Otis; half-brother, Mark Edward Wilson, Los Angeles, CA. Preceded in death by his parents.

Bob was known by his family and friends to have a free spirit and a heart of gold. We will all miss you!

Services are pending and will be announced by the Magleby Mortuary, Richfield, Salina and Manti. Online guestbook at www.maglebymortuary.com

PANGUITCH SENIOR CENTER HOT LUNCH PROGRAM

87 N 50 W • 676-2281/676-1140 Suggested donation $3.00 60 & older, $7.00 under 60 Call before 10 AM of the day of attendance to reserve a spot.

Meals include milk & bread.

Tues. Oct. 27th Wed. Oct.28th Thurs. Oct. 29th Fish & rice pilaf Mixed vegetables Tropical fruit Spice cake w/ butter icing

Ravioli & meat sauce Green beans Salad bar Garlic toast Pears

Chicken noodle soup w/vegetables Grilled ham & cheese Cottage cheese & pineapple

NOTE: PLEASE BE COURTEOUS AND CALL AHEAD. The kitchen staff work diligently to prepare a good dinner, and a head count helps them prepare enough for everyone.

October 22, 2015

BRYCE VALLEY AREA NEWS

by Vicki D. Syrett 679-8687 or vickidiane36@hotmail.com

We are sad to hear that the Shawn and Jana Williams family will be moving away to Cedar City. They have been a valuable asset to our community and we wish them well in whatever they choose to do.

Good luck to them and they will be missed.

A good, sweet, dear friend Shirley Barker brought the Eagar Family dinner and she remembered the rule that all the menu items have to start with the same sound; there was chili, cheese, chocolate milk, chips and chupchakes (They're very special cup-cakes.) This is one of the kids' favorite dinners and you should have seen the looks on their faces and heard the excitement in their voices when Shirley brought it in and they could smell it. Thanks Shirley, you didn't realize when you made it but Grandma Henderson got back from her trip just right after you brought it by and she hadn't eaten all day and you fed her too. We surely love you, Shirley. You are a wonderful friend.

The Eagar Family also want to thank Jana Williams and Brook Palmer for bringing over some of the spaghetti left over from the Lions Club dinner. The family all were at chemo that day and didn't know what they were going to do for dinner when they got home. Spaghetti is one of their all time favorites, they have it at least once a week and there was enough to feed them for several meals. Thank You, Thank You from the Eagar's.

Logann we are all praying for you and your family.

We are doing a candle fundraiser for Trevor Pearson.

He has T-lymphoblastic lymphoma and has been receiving treatments at Primary Children's Hospital. A portion of every candle goes to him. You can order candles from myself, my # is 435-231-4585.

Cory Clark 435-690-9832, Ginny Clark Dunham 435616-7203, Tracy Clark Henderson 435-238-3507, and Lori Veater 435-660-9717 The candles are the 26 oz

and are $23 each. For a candle list please get hold of one of us. Thank you for your support for Trevor. You will also be able to buy the candles at the Panguitch City Craft Fair in November. There will be a Salt City Candle Booth set up there where you can purchase the candles.

Because I am so used to Gayle Moore being the Fourth Grade teacher I goofed in last week's article. It is the THIRD grade that is so excited to be going on a nighttime field trip to see the nighttime sky with Kevin Poe. They will be going up to Bryce Canyon on the 28th of October to attend the Kevin Poe Astronomy session and watch the moon rise over the Powell Point. They will go up at 6:45 P.M. and do some activities in preparation for the siting at 8:10 P.M. There will be parents in attendance to help with the viewing and the art work. How exciting for the students to participate in this star, or moon, gazing activity at the Park.

If you are interested in a family activity you can contact Kevin Poe and he has a place here in Tropic where you can view the night sky for stars and such. He has a big screen, telescopes, and other equipment set up for the viewings. He would love to help you and your family view the night sky.

Congratulations to Nathan and Lori Platt on the birth of their beautiful little girl, Alyssa. She was born on Wednesday the 14th of October and is doing well and will be joining her 14 brothers and sisters in Henrieville. Her older brother Adam, who broke his wrist and had surgery, is doing well and is out on the job again on his Mission.

The Senior Citizen bus made a trip to Payson on Friday. They went shopping, out to lunch and made a trip to the Payson Temple. Along for the journey was Doug Ahlstrom, the driver, Vicki Ahlstrom, Catherine Littlefield, Gay Shakespeare, Anita Fletcher, Janet Pollock and Marcia Evans.

Early Area History Classes will begin October 30, at 1pm at Steve Taylor’s home 830 E. 200 S. in Fremont Questions?

Call 435-836-2747

Congratulations to Erica Fletcher and Greg Broderick on their marriage on October 14th in California. There were many family and friends in attendance and they are so happy. We wish them a happy future together.

Cadence Dunham, the cute daughter of Willie and Ginny Dunham, graduated into Young Women. Grandma is Dawnette Dunham of Cannonville.

The Cannonville Relief Society held their Fall Social and had many ladies in attendance. The theme was "Joy in the Journey". They all enjoyed a delicious lunch and worked on crafts. It was held at the Cannonville Church and there was a wonderful presentation for all to see. It was a good time out for the ladies.

Released from Young Women was Angela Steele as the 2nd Counselor and called to fill the position was Andrea Brinkerhoff with Amanda Clarke as her assistant. We will sure miss Angela and Thad when their family moves to Annabella, Utah.

A Wedding Shower was held for Alexis Tebbs and was hosted by her sisters and cousins along with their mothers.

A good time was had by all as they helped Alexis celebrate her upcoming marriage.

Can you believe that we are preparing to go into the 11th month of the year. The year has gone so fast and it makes you dizzy to think about it. Hope you all have a great week and call or email your news to me. Thanks VS.

BRYCE VALLEY AREA Senior Lunches at the HENRIEVILLE Senior Center TUES Oct. 27th WED Oct. 28th THURS Oct. 29th

Vegetable beef soup, potatoes, carrots, corn, pineapple w/cottage cheese, banana cream pie Pork roast, potatoes & gravy, green beans, tropical fruit, chocolate cupcake Chili, celery sticks, pears, cinnamon roll

Call by 10:00 A.M. if you want a lunch or need a ride. 679-8666 All meals are served with milk & bread Suggested donation is $3 for seniors and $7 for those under 60 years of age.

From

USU to YOU WAYNE COUNTY EXTENSION AND GARFIELD COUNTY EXTENSION

"Marriage — Increase the Joy" with Forgiveness

by GaeLynn Peterson Utah State University Extension, Wayne County

Once a month for the next few months I will be sharing ideas on “Marriage - Increase the Joy” with suggestions from healthymarriagetips.com to enrich your relationships with the ones you love! These articles will give you ideas to think about and activities to work through. Give them a try with someone you love!

“Marriage – Increase the Joy” with FORGIVENESS: Isn’t it amazing that the people we are the closest to have the ability to offend us the most? One reason for this is that when we love someone, we lower our protective emotional wall so we are more vulnerable to getting hurt. It works the same with the people that love us – none of us are perfect – we have all said or done things that offend those we love the most. It is the way we REACT to offending or being offended that determines the effect on our relationship. It is important to think about how we really want to feel. Do you want to feel anger, resentment, bitterness, pain, and misery or do you want to feel love, peace, joy, and happiness? There are two responses that will bring about the positive feelings we all want to enjoy – forgiving your spouse when you are offended, and offering a sincere apology when you have offended you loved one.

The following five steps can help you in the forgiveness process and will allow you to replace the feelings of bitterness and hurt with positive feelings of love: 1. Take some time to calm down before speaking to your spouse. This allows your brain to switch from the “fight or flight” area of the brain to the higher level thinking part of the brain.

2. Talk with your spouse about what happened to offend you. Sometimes you will find it was a misunderstanding or totally unintentional.

3. Recognize you aren’t perfect either. Think of the many times your spouse has forgiven you for offenses.

4. Think of at least three memories when your feelings of love were especially strong for your spouse. Whenever you feel negative emotions of anger, hurt etc., think of these memories.

5. Give yourself time for the hurt feelings to be replaced with feelings of love. It may take some time but don’t give up!

It is important to learn how to offer a sincere apology. Three crucial steps are: 1. Recognize exactly what you did to offend your spouse.

2. Develop a plan to avoid repeating the same mistake again.

3. Tell your spouse you are sorry.

Making sure you include the first two steps will make the third step more meaningful and effective.

So…… think of something you may have done recently to offend your spouse and begin the steps of apologizing – and think of something your spouse has done that offended you and begin the steps of forgiveness – don’t forget the three memories!

Marriage is a lot of hard work, giving and taking, forgiving and asking for forgiveness – but when you are snuggling in the arms of the one you love, it is well worth it!

The Insider

October 22, 2015

Rabbit Brush and Pine Nuts

by Adus

OCTOBER 18, 2015 - I put a picture of a deer in the forest out in front of my house so the out-of-town hunters would know what one looked like in the wild. Thank goodness there is some sort of law on the books about shooting guns in the town limits as I have a dire fear of flying lead.

Every year about this time I get these creepy looking people I have never seen before scoping out my pet deer placidly standing on their hind legs plucking apples from the trees in my orchard. These unfamiliar people sit in their eight foot tall lifted diesel powered pick up trucks, smoking cigarettes and drinking beer, way before dawn, looking at deer through their new Cabela super power binoculars.

The site of them out there on the side of my road always amazes me as I have never needed binoculars to see the deer that are never more than ten feet away. What amazes me the most is that I can walk right up to their truck in the pre-dawn hours of the morning and they never seem to notice, at least not until I tap on their Cabela binoculars with my Louisville Slugger?

Traveling through Loa all summer and into the fall has been like traversing an orange obstacle course but the final result sure is impressive. There is new curb and gutter and as Joe Brown would say “a brand new apron of asphalt,” kind of makes you sit up a little straighter in your seat when

F. Dorsey II

you drive down Main Street.

The Loa town Fathers must be mighty proud.

Bicknell is looking pretty spiffy too. Scott Woolsey and the gang have Main Street looking so good that you really only need to go the 30 mph speed limit in Bicknell to appreciate it. And speaking of improvements JVIATION sent me a complimentary informational post card stating that between October 26 and December 5 they will be doing a 3.85-mile shoulder improvement project on SR-24 from the junction of 12 and 24 down to the park entrance.

What is the world coming to?

Most of the fall leaves are still hanging on to the trees but I get the impression they are about ready to give it up.

There was a day when if a leaf fell in my yard I would run out and pick it up, but I gave up on that nonsense years ago. When I turned 30 I bought a big leaf blower. Now I wait until my neighbor leaves town and I send my leaves over the fence to his place then I leave town when he shows back up. It is a never-ending game we play every year that neither one of us ever win.

It seems the local bulletin board is the anonymous choice for communicating ill will and complaints these days, I only know this because some girls I know told me so. It turns out little indescript notes get stuck to the corkboard at the post office and everybody has opportunity to read them if they

want to. I do, but I somehow thought not many other people do because they are never signed. I learned recently I am wrong.

I do like the fact that people are communicating but I also feel there would be more of a punch if they would just go to the town office and fill out a form that they have there for those types of public concerns. Better yet, grow a pair and get on the council agenda so that it goes down in history as part of the monthly minutes.

And if it is personal just knock on my door; I am a reasonable guy, most of the time, before five, and on the first Sunday of the month.

Speaking of people pounding on my door, I have been half expecting Donald Trump to show up on my doorstep with his political vile since it is nearing election time. No such luck, and what a bummer, as I have a few choice words I would like to share with him about his hair.

Looking through last week’s edition of the Insider it is as if half of the towns in Southern Utah are canceling their scheduled municipal elections. Not always a bad thing because sometimes things just tend to slide right along like a cow on skis.

Even though, I have always found it somewhat helpful that when a person is willing and wanting to be a public representative, that they might want make an effort to learn about what it is they are ready

and willing to represent, and hear it right from the lips of the people they are wanting to serve.

All is well and fine that you’re a good person on paper…. but can you find it within your character to represent the whole and not just your own way of thinking?

If you haven’t noticed the cows are coming home from the mountain, (the smarter ones anyway.) But for the slow learners and the few and the proud that think they can stick it out up on the Boulder this winter, well they surely have a new thing coming.

Not that any forecasters ever get it right more than 50% of the time. But if the weather pattern we have been experiencing holds true in the coming months I would be willing to bet there is gonna be some wayward cows that wished they had gone on the Wayne County Barter page and bought themselves two pair of used cross country skis or some snow shoes. Stupidity never comes cheap.

All the indications are we are headed for an interesting winter in Wayne County. The pine nuts were thick, the rabbit brush bloomed early and my carpal tunnel kicked big time the first of October. And if the size of Wade Woolsey’s woodpile isn’t a sign of wintry things to come, I don’t know what is.

Utah Unveils New Online Tool for Assessing Mental Health

Stargazing Tips

by Linton Rohr

A Magical Moment Amongst the Aspens Okay, I may be stretching it a bit here, but this did involve skywatching. And the one star that was in the afternoon sky… our sun, Sol. So allow me to take liberties here and share an amazing daytime sky phenomenon I just experienced.

We’ve been blessed with exceptionally beautiful autumn colors this year and it seems as though the aspen leaves are lingering on the branches a long time. My wife and I have been out enjoying the “quakies” numerous times already, but drove up over the eastern shoulder of Boulder Mountain yet again yesterday, on Scenic Byway 12.

Toward the southern end of our drive, a flurry of motion suddenly caught my eye.

Above the treetops, directly ahead, a whirlwind was developing, and the golden leaves were being stripped from the upper branches and sucked into the swirling vortex. We watched in amazement, as thousands of leaves spun around in an ever increasing column.

I expected the incredible event to end at any moment, but the spiraling mass of leaves continued climbing higher into the deep blue sky. Eventually, the whole thing began to lift away from the trees and morphed into a large flickering cloud. The highest of the quaking leaves were hundreds of feet above us, and were only visible as flickering flashes of golden light. As the massive but loose-knit cloud rose even higher, it became more difficult to follow, and escaped from my eyes a time or two. Then it reappeared as a tiny flickering cloud, like a sprinkling of fairy dust floating in the sky. I might have mistaken it for some high flying birds, had I not seen it form from the start.

Our craning necks were in need of a rest, so we drove onward a mile to the Homestead overlook, where we took in the surrounding landscape. As we turned and began to leave, I looked back up through the sunroof and spotted the sparkling mass again. It was still quite high, but seemed to have spread out a bit. I actually wondered if the passengers in passing airplanes might have glimpsed them. As we continued watching, a few leaves began to reappear as recognizable forms floating back downward to Earth. In a few minutes, there were falling leaves all around us, and more and more appeared high above. Yet there seemed to be no end in sight. We lingered there along the roadside for quite some time, marveling over the spectacle we were witnessing.

I’ve been a fan of autumn leaves throughout my life, but I’ve never seen anything like this. Perhaps it happens often and my timing just hasn’t been right. But I thought it was truly remarkable and felt I had to share.

Karen Rohr

SALT LAKE CITY - The recent mass shooting in Oregon again has focused national attention on untreated mentalhealth issues. Now, Utah is doing something about the problem.

The Utah Division of Substance Abuse and Mental Health unveiled a new anonymous online screening tool on Thursday so people can answer a few survey questions and learn more about mental disorders and addiction.

"It's totally free, totally confidential. We do not know who takes that at all," said Jeff Marrott, a spokesman for the division. "What it does is, it gives them some idea of where they fit into the continuum of behavioral-health issues."

The survey then connects the person with the appropriate agency or program so he or she actually can get help. Marrott said he hopes the the fact that it's online and anonymous will reach people who previously have been hard to find.

"The problem is, many of these people do not get treatment, they don't seek services," he said. "They just suffer in silence, and we want to end that. Even if they're not willing to talk about it and ask for help, they can still get the help they need."

Statistics show that 25 percent of Americans have a significant mental-health issue at any given time - and half of the population will experience one in their lifetime.

The screening tool on the website of the Utah Division of Substance Abuse and Mental Health is at screening.mentalhealthscreening. org/stateofutah. The National Suicide Prevention Lifeline is available 24 hours a day, seven days a week at 1-800-273TALK FREE (8255).

—Suzanne Potter, Utah News Connection

Page 7

WEDDINGS Cook - Bird

Kerry and Paige Cook along with Michael and Linda Bird announce the marriage of

Amber and Josh

In the Provo Utah Temple You are invited to celebrate with them at a reception Saturday, October 24, 2015 6:00-8:00 p.m.

Bicknell Community Center 605 South 350 East Bicknell, Utah Amber is the daughter of Kerry and Paige Cook of Fremont, UT. She graduated from Wayne High School in 2012 and served an LDS mission from May 2013 to November 2014 in the Mississippi Jackson Mission. The bride is currently attending BYU, majoring in English Teaching. She is the granddaughter of Jerry and Esther Blackburn of Loa, UT and the late Don Cook and Donna Cook of Torrey, UT. Josh is the son of Michael and Linda Bird of Diamondville, WY. He graduated from Kemmerer High School in 2011 and served an LDS mission from July 2012 to July 2014 in the Mississippi Jackson Mission. The groom is currently attending UVU, majoring in Communications with an emphasis in Public Relations. His is the grandson of the late David Bird and Ellen Bird of Diamondville, WY and Glade Durrant and the late Janet Durrant of American Fork, UT. The couple will reside in Springville, Utah.

MISSIONS Elder Jamen S. Brindley

TORREY - Elder Jamen S. Brindley has returned from serving in the Denmark Copenhagen mission for the LDS church.

He will speak in the Torrey LDS Ward on Sunday, October 25, 2015 at 10:00 am.

He is the son of Tracy and Wendy Potter of Torrey and Weston and Tiffany Brindley of Monroe. He is the grandson of Thomas and Virginia Jeffery of Fremont, Raymond and Diane Potter of Torrey, Michael and Carma Brindley of Circleville, Ralph and Cindy Okerlund of Monroe. He is the great-grandson of Colleen Jeffery of Fremont, Rhea Nelson and Zurrell and Grace Potter of Loa, Jean Okerlund of Monroe, and Marjorie Gray of Central Valley.

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christinabrowndesign@gmail.com 435-201-4400

PUBLIC NOTICE BICKNELL TOWN Bicknell Town Election Notice: It is hereby resolved

by Bicknell Town Council that the November 2015 Election is cancelled under Utah Municipal Code 20A-1-206, and that those filing for said offices shall be declared to be elected.

Connie Durfey, Town Clerk Published in The Wayne and Garfield County Insider on OCTOBER 15 & 22, 2015 ELECTION NOTICE BOULDER TOWN Boulder Town has adopted Resolution 2015-3 which cancels the November 2015 election under UCA 20A-1206(2). The candidates who filed for municipal offices are declared to be elected.

Published in The Wayne and Garfield County Insider on OCTOBER 15 & 22, 2015 ELECTION NOTICE HENRIEVILLE TOWN Henrieville Town Election Notice: It is hereby resolved by Henrieville Town Council that the November 2015 Election is cancelled under Utah Municipal Code 20A-1-206, and that those filing for said offices shall be declared to be elected. Marie Jaggar, Town Clerk Published in The Wayne and Garfield County Insider on OCTOBER 22 & 29, 2015 PUBLIC NOTICE HANKSVILLE TOWN It is hereby resolved by Hanksville Town Council that the November 2015 Election is cancelled under Utah Municipal Code 20A-1-206. The candidates who filed for municipal offices are declared to be elected.

Published in The Wayne and Garfield County Insider on OCTOBER 22 & 29, 2015 BRYCE CANYON CITY IS ACCEPTING BIDS for snow removal services. To apply please contact Jean Seiler by email ajeanseiler@gmail.com. Bidding will close at 12:00 PM, October 28th, 2015.

Published in The Wayne and Garfield County Insider on OCTOBER 22 & 29, 2015

The Insider

October 22, 2015

LEGAL NOTICES PANGUITCH CITY AND GARFIELD COUNTY ACCEPTING PROPOSALS Panguitch City and Garfield County are accepting proposals from private individuals or groups for the concession stand at the Triple C Arena. Must be willing to open concessions for all organized events as directed by Panguitch City. Kitchen facility including large appliances and all utilities will be provided. 10% of net profit must be paid to Panguitch City to help cover utility costs. Please include menu options as part of proposal. Proposals will be accepted at the Panguitch City Office, 25 South 200 East, Panguitch, UT until 5pm on Wednesday, November 4th.

Published in The Wayne and Garfield County Insider on OCTOBER 22 & 29, 2015 NOTICE TO WATER USERS The applications below were filed with the Division of Water Rights in Wayne County. These are informal proceedings per Rule R655-6-2. Protests concerning an application must be legibly written or typed, contain the name and mailing address of the protesting party, STATE THE APPLICATION NUMBER PROTESTED, CITE REASONS FOR THE PROTEST, and REQUEST A HEARING, if desired. Also, A $15 FEE MUST BE INCLUDED FOR EACH APPLICATION PROTESTED. Protests must be filed with the Division of Water Rights, PO Box 146300, Salt Lake City, UT 84114-6300, or by hand delivery to a Division office during normal business hours ON OR BEFORE NOVEMBER 18, 2015.

Please visit http://waterrights.utah.gov or call (801)-5387240 for additional information.

CHANGE APPLICATION(S) 61-159(a41154): USA Forest Service propose(s) using 0.008 cfs. from the Lundale Spring and Shed Spring (Cedar Breaks area) for OTHER: Restroom facilities at FAA site.

NEW APPLICATION(S) 95-5351 (A80453): Color Country Animal Welfare propose(s) using 0.015 cfs or 1.184 ac-ft. from groundwater (1 mile west of Torrey) for IRRIGATION; STOCKWATERING; COMMERCIAL: Animal Shelter with a restroom.

EXTENSION(S) 61-2455(a25268): John Shannon Coogan III is/are filing an extension for 0.0014 cfs or 0.25 ac-ft. from groundwater (9 miles South of Hatch) for DOMESTIC. Kent L. Jones, P.E. STATE ENGINEER Published in The Wayne and Garfield County Insider on OCTOBER 22 & 29, 2015 PUBLIC NOTICE TORREY TOWN THE NOVEMBER 3, 2015 MUNICIPAL ELECTIONS WILL BE BY MAIL FOR TORREY TOWN Any registered voter in Torrey, who has not received a ballot by Wednesday October 21st, should contact the Torrey Town Clerk. Please be aware that on Election Day there will be NO POLLING PLACE. You may return your voted ballot by mail. Ballots must be postmarked by the day before the election: November 2, 2015 to be counted.

OR You may drop off your ballot in person at the Torrey Town Hall 75 E. 100 No. through Election Day, Tuesday, November 3, 2015. On Election Day the clerk’s office will be open from 7:00 a.m. to 8: 00 p.m.

Voter Registration Deadline : You may register to vote in person at the County Clerk’s office until Monday, October 26th, 2015. If you have any questions or to check your registration status, please call Ryan at the County Clerk’s office at 836-1306 Published in The Wayne and Garfield County Insider on OCTOBER 22 & 29, 2015

PUBLIC NOTICE LYMAN TOWN LOCAL ELECTION CANCELLED On October 08, 2015 Lyman Town Board Members adopted a resolution to cancel the November 2015.local election in accordance with State Law 20A-1-206 which states that "A municipal legislative body may cancel a local election if the number of municipal officer candidates, including any eligible write-in candidates for the at-large municipal offices, if any, does not exceed the number of open at-large municipal offices for which the candidates have riled."

Two people have declared candidacy for Lyman Town Council. They are incumbent Board Members, Merrill Chappell and Ted Peterson, their four year terms will begin on January 1, 2016 Published in The Wayne and Garfield County Insider on OCTOBER 22 & 29, 2015

Body of Cliff Jumper Recovered by Multi-Agency Response PAGE, AZ – October 14th at 9:37 a.m., the 6-day search for missing 29-year old Billy Burke of Jackson Hole, Wyoming concluded when his body was spotted at a depth of 153 feet in Lake Powell.

Maricopa County Sheriff’s Office Lake Patrol Division discovered the body using an underwater Remote Operated Vehicle (ROV). Last week searchers recovered the body of an individual who drowned Billy’s body was following a cliff jumping incident at Lake Powell. discovered at the base of a cliff in the cliff walls without stirring up al Recreation Area, while the Coconino County portion of as much sediment, which al- investigation is being coorFace Canyon where friends lowed for improved viewing dinated by Coconino County reported that he entered the of the area.

Sheriff’s Detectives. At this water in the afternoon of FriGlen Canyon National point in the investigation, inday October 9 after attempting Recreation Area Acting Su- vestigators do not believe that a cliff jump of approximately perintendent Lindy Mihata foul play was involved, and 90 feet. extends thanks to Coconino that this was an unfortunate The ROV deployed by County Sheriff’s Office, Mari- accident.

Maricopa County is over copa County Sheriff’s OfSince the year 2000, six 60% smaller and more agile fice and Utah State Parks for cliff jumping deaths have ocfor navigating the rugged un- contributing to this successful curred in Glen Canyon Naderwater terrain in the search search and underwater recov- tional Recreation Area. area than the ROV used on ery effort.

—Glen Canyon previous search days. This The search was coordiNational Recreation ROV was able to approach the nated by Glen Canyon NationArea

THE NOVEMBER 3, 2015 MUNICIPAL ELECTION WILL BE BY MAIL FOR: * CANNONVILLE TOWN * ESCALANTE CITY * PANGUITCH CITY Any registered voter in the towns listed who have not received a ballot

by Friday, October 16 th should contact the Garfield County Clerk’s Office.

Please be aware that on Election Day there will be NO POLLING PLACE in your precinct.

You may return your voted ballot by mail. Ballots must be postmarked by the day before the election (by November 2, 2015).

OR You may drop off your ballot in person at the County Clerk’s Office, 55 South Main Street Monday - Friday 9:00 a.m. to 5:00 p.m. through election day, Tuesday, November 3, 2015. On Election Day the Clerk’s Office will be open from 7:00 a.m. to 8:00 p.m.

Voter Registration Deadlines: You may register to vote in person at the County Clerk’s Office until Monday, October 26, 2015.

If you have questions or to check your registration status, please call the Clerk’s Office at 435-676-1163, 435-676-1100 or 435-676-1120.

Other municipalities in Garfield County will not be holding elections this year.

Published in The Wayne and Garfield County Insider on OCTOBER 8, 15, 22, & 29 2015

Muscles in Motion can make a difference Do you demand a lot from your horse?

Problems with • Tracking evenly • Lateral bending • Forward impulsion • Balance and coordination Equine Massage Therapy: • Improves circulation • Increases flexibility • Lessens inflamation in the joints, alleviating pain • Relieves tension • Lengthens connective tissue, improving muscle tone Brenda Zirwas Certified E.S.M.T. and C.M.T. by Equissage, Inc.

Muscles in Motion EQUINE AND CANINE MASSAGE THERAPY

435-425-3192 435-633-5833, cell musclesinmotion@aol.com

Massage Therapy is not a substitute for veterinary medicine.

Page 8

The Insider

October 22, 2015

Law Does Not Provide for a Social Security Cost-of-Living Adjustment for 2016 BALTIMORE, MD With consumer prices down over the past year, monthly Social Security and Supplemental Security Income (SSI) benefits for nearly 65 million Americans will not automatically increase in 2016.

The Social Security Act provides for an automatic increase in Social Security and SSI benefits if there is an increase in inflation as measured by the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W).

The period of consideration includes the third quarter of the last year a cost-of-living adjustment (COLA) was made to the third quarter of the current year. As determined by the Bureau of Labor Statistics, there was no increase in the CPI-W from the third quarter of 2014 to the third quarter of 2015. Therefore, under existing law, there can be no COLA in 2016.

Other adjustments that would normally take effect based on changes in the national average wage index also will not take effect in January 2016. Since there is no COLA, the statute also prohibits a change in the maximum amount of earnings subject to the Social Security tax, as well as the retirement earnings test exempt amounts.

These amounts will remain

unchanged in 2016. The attached fact sheet provides more information on 2016 Social Security and SSI changes.

The Department of Health and Human Services has not yet announced Medicare premium changes for 2016. Should there be an increase in the Medicare Part B premium, the law contains a “hold harmless” provision that protects approximately 70 percent of Social Security beneficiaries from paying a higher Part B premium, in order to avoid reducing their net Social Security benefit. Those not protected include higher income beneficiaries subject to an income-adjusted Part B premium and beneficiaries newly entitled to Part B in 2016. In addition, beneficiaries who have their Medicare Part B premiums paid by state medical assistance programs will see no change in their Social Security benefit. The state will be required to pay any Medicare Part B premium increase.

Information about Medicare changes for 2016, when available, will be found at www.medicare.gov.

For additional information, please go to www.socialsecurity.gov/cola.

—Social Security Administration

Classified Ads

Classified ads start at $7.50 for 25 words or less.

Call 435-826-4400 or email snapshot@live.com HELP WANTED

WANTED

HELP WANTED Looking for an individual with experience in cleaning & janitorial service in Wayne County. This will be a seasonal job opportunity with a compensation package adjusted according to experience. Please send resumes to apps.resumes1@ gmail.com And call 435-8653898 with any questions.

LOOKING FOR DRUMMER/PERCUSSIONIST for Blues/Rock/Americana Band.

Covers and Originals. (NO alcohol or drug issues please.)

For performing and recording.

Call John Dupuy 435-6911193.

10/22

11/5

HELP WANTED Looking for an experi nced carpenter for a full time position in Wayne County. Wage compensation will be adjusted according to experience.

Please send resumes to apps. resumes1@gmail.com And call 435-865-3898 with any questions.

11/5

PANGUITCH DENTAL Dental Assistant Needed Compassionate, hard working, self-motivated. Part time. Experience preferred, but we will train. $10.00/hr. (more if trained) Call – Panguitch Dental at 676-2443. rtn

Ju Rea Us He st l C Pr lp Sp ha ov ar ng ide e e Ch N an ot ge

study with traditional master artists of Utah’s ethnic, Native, rural, and occupational communities who demonstrate a commitment to passing on cultural knowledge.

Scholarships assist these accomplished mentors in sharing their skills with chosen apprentices of the same cultural community. Up to $2,500 in one-time funding is available.

Please Help Us This Thanksgiving!

You can give a delicious Thanksgiving dinner to a Hungry and Homeless person for Only $1.98!

Salt Lake City Mission a trusted service provider for over 22 years will serve delicious ham or turkey and dressing, mashed potatoes with gravy, vegetables, roll, big piece of pie and drink. Your gift will also provide help, clean clothes, hygiene kits, life skills, education, assistance counseling and so much more to the needy. This year we expect to serve over 50,000 meals this Holiday Season!

o $19.80 provides 10 delicious Thanksgiving dinners o $27.72 provides 14 delicious Thanksgiving dinners o $55.44 provides 28 delicious Thanksgiving dinners A good meal is often the first step to a new life! o $108.90 provides 55 delicious Thanksgiving dinners You will receive a tax-deductible receipt. o $198.00 provides 100 delicious Thanksgiving dinners Please mail your gift today! o $542.52 provides 274 delicious Thanksgiving dinners Salt Lake City Mission o $1,083.06 provides 547 delicious Thanksgiving dinners PO Box 142, SLC, UT 84110-0142 o $5,000 or my best gift of Other $_________________ Donate By Phone 801-355-6310 o Please bill my credit card monthly for the above amount “Providing real change not just spare change since 1993” Name_____________________________________ Address____________________________________ Costs are approximate, include operation City/State/Zip______________________________ expenses and may be used for programs to help the homeless throughout the year.

If Credit Card, #_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ We never sell your name.

Exp. Date: _______ Signed:______________________ Not Affiliated with The Rescue Mission of Salt Lake

Donate Online: www.saltlakecitymission.org

Estate Sale - 2nd Release • • • • • • • •

Model # 303 Little Rock $38,525 BALANCE OWED $15,900 ★ Model # 403 Augusta $42,450 BALANCE OWED $16,500 ★ Model # 502 Santa Fe $44,950 BALANCE OWED $17,500 ★ NEW - HOMES HAVE NOT BEEN MANUFACTURED Make any design changes you desire!

Comes with Complete Building Blueprints & Construction Manual Windows, Doors, and Roofing not included NO TIME LIMIT FOR DELIVERY

View at www.loghomedream.com - Click on House Plans SERIOUS ONLY REPLY. Call 704-602-3035 ask for Accounting Dept.

FOR SALE HAY FOR SALE - 1st and 2nd crop hay for sell. Mid size bales, Bales weigh between 860 – 900 lbs. Very good condition. $ 65 a bale. Over 100 tons available. Delivery available for extra $. COD only.

Call Michael at 435-691-0364 11/5

BEAUTIFUL ENGLISH LABRADOODLE PUPPIES for SALE. 2 tan males & 2 white females looking for their forever homes. Stop in at the Blind Coyote Trading Post 535 W. Main, Escalante UT 435-261-8098 - call Lana

AVAILABLE:

Commercial office/retail spaces for rent 520 W. Main Street in Escalante in The Insider Building.

Two units remaining!

For more information or for a tour, call 435-826-4400

The deadline for application submission is Nov. 30, 2015 or Feb. 29, 2016.

Folk Arts Preservation Scholarships are intended to help individual artists, organizations, and cultural communities in the development, documentation, and presentation of their traditional art forms through the completion of a project. No cash match is required but substantive description of community support and in-kind contributions must be submitted with the application. Up to $500 in one-time funding is available.

There is a rolling deadline for submission until May 2, 2016.

Applications will be reviewed quarterly.

"The Utah Division of Arts & Museum Folk Arts Program is thrilled to be able to restore these funded opportunities for artists and communities to preserve, present, and document their traditions and art forms” said folk arts specialist Adrienne Decker.

“Sharing these traditions enriches the lives of Utahns throughout the state and across cultures."

Because this category is broad and evolving, you are strongly encouraged to speak with the Folk Arts Specialist before applying. Considering art “folk” or “traditional,” requires that skills, knowledge, and creative criteria are passed between members of a shared community, typically by recognized tradition bearers to younger generations.

To determine whether your project qualifies or receive technical assistance with these applications, please visit uamgrants.utah.gov or contact Adrienne Decker, Folk Arts Specialist (adriennedecker@ utah.gov, 801.245.7286) or Laurel Cannon Alder, Grants Manager (lalder@utah.gov, 801.236.7550) —Utah Division of Arts & Museums

Decorative Rock Sand Gravel Driveways Culverts Amy Jackson, Owner Local pit located in Torrey Call 435-425-3030 or 435-691-5745

COMMERCIAL

The Utah Division of Arts & Museums Offers Opportunities for Folk Artists SALT LAKE CITY - The Utah Division of Arts & Museums announces two opportunities for folk artists: Folk Arts Apprenticeships and Folk Arts Preservation Scholarships, made possible through one-time support from the National Endowment for the Arts.

Folk Arts apprenticeships enable qualified individuals to

Page 9

MEETINGS 12 STEP MEETING TROPIC TOWN Tropic AA Meetings are held at the Tropic Town Heritage Center. Meeting Schedule: 12 Step & Tradition Study Wednesdays @ 6 pm: Closed meeting discussion

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12 STEP MEETING BICKNELL TOWN HALL AA/Addiction Recovery Wed. @ 7 pm: Step & Tradition Study Sat. @ 7 pm: Open Discussion

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Maid to Order

Ultimate Cleaning

Complete cleaning from top to bottom From ceiling fans to edges of floors Take advantage of our affordable pricing Professional, honest, and drug tested staff

435-425-2217 h 435-690-9954 Call Jeni now for a free estimate

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The Insider

Page 10

A mammogram only takes a half an hour.

If you have time for a hair appointment, nail appointment or pedicure, you have time for a mammogram. It’s something you should do once a year if you’re over 40, and it could save your life. So make time for your yearly breast cancer screening.

Then you can better enjoy time spent on other things.

Call 435.893.0262 to schedule your appointment.

October 22, 2015 Practical Money Matters

Top 5 Money Fears and How to Tackle Them

by Nathaniel Sillin

Are you worried about your financial situation?

For the eighth consecutive year, the American Psychological Association (APA) identified money as the number one stress trigger, with 72 percent of Americans reporting stress about money and nearly 1 in 5 saying they had skipped or considered skipping going to the doctor due to financial concerns. As for relationships, almost one third of adults with partners reported that money is "a major source of conflict."

The following are common money stresses, and tips to tackling them.

You're just one paycheck away from financial disaster.

The Corporation for Enterprise Development' recent Assets & Opportunity Scorecard reported that over 40 percent of American households are "liquid asset poor," meaning that they have less than three months of savings to help them absorb a financial shock like a lost job, medical emergency or other unforeseen financial expense.

Tip: Build an emergency fund. After learning how to budget (http://www.practicalmoneyskills.com/budgeting), building an emergency fund (http://www.practicalmoneyskills.com/emergencycalc) is the next essential step in financial planning. Saving and investing for other goals are equally important, but they should follow the creation and annual review of a healthy emergency fund.

You're lost financially. A 2014 survey by economists from George Washington University and The Wharton School of the University of Pennsylvania states that only 30 percent of Americans could accurately answer three basic personal finance questions dealing with savings and investment returns. Respondents from other major developed countries – including Germany, the Netherlands, Japan and Australia – scored roughly the same. It's a global problem.

Tip: Identify your biggest financial problems. Does every dime you make go toward paying bills? No savings or investments? No emergency fund? Once you've identified your main money blind spots, get help. Reach out to a trusted friend or relative with good money habits or a qualified financial advisor who can help you see where you stand, establish realistic goals and restart your financial education.

You'll never catch up.

Bankrate.com's March Financial Security Index said that nearly half of Americans aren't saving enough for emergencies or retirement. Only a quarter of middle-class households earning between $50,000 and $75,000 were savings champs, putting away more than 15 percent of their income.

Tip: Forget the past and begin today. Start by figuring out where you stand financially. Then address your expenses and whether there's an opportunity to boost your income so you can make up for

lost time.

Your money troubles are putting your closest relationships in jeopardy. Money issues affect all relationships, but couples can be hit the hardest by money secrecy or so-called "financial infidelity."

Tip: Face the music. Get qualified advice, quantify the extent of the problem, make a plan and share the details face-to-face with loved ones or business partners who need to know. Assume you won't be able to control their response, so focus on solving the problem and vow to end your secretive behavior for good.

You can't face financial paperwork. When you can't face bills, statements and other financial calls or communications, it generally reflects financial uncertainty in some form.

Tip: Get help. Pull the information together and get help if you need to. Put payments and other financial decisions on a paper or digital calendar with reminders to act.

Bottom line: Fear about money issues can affect your health and relationships. Diffuse that stress through education, assistance and positive action to improve your financial future outlook.

Nathaniel Sillin directs Visa's financial education programs. To follow Practical Money Skills on Twitter: www. twitter.com/PracticalMoney.

You live in color Advertise in color Starting October 1st The Wayne & Garfield County Insider UDOH Releases Annual Report on Healthcare-associated Infections

SALT LAKE CITY - The Utah Department of Health (UDOH) has released the 2014 hospital-specific report of healthcare-associated infections (HAIs) in licensed hospitals.* The report provides information on specific types of HAIs that are reportable in Utah, including central lineassociated blood stream infections (CLABSIs), catheter-associated urinary tract infections (CAUTIs), surgical site infections (SSIs) associated with colon surgeries and abdominal hysterectomies, Clostridium difficile (C. diff), and Methicillin Resistant Staphylococcus aureus (MRSA) bacteremia infections.

Utah State regulation (Rule 386-705, Epidemiology, Healthcare-associated Infection) requires the UDOH to collect and report data on HAIs. The Utah data are self-reported to the National Healthcare Safety Network (NHSN) by each facility that is required to report HAIs by the Centers for Medicare and Medicaid Services (CMS).

Overall results from 2014 show that Utah had significantly fewer CLABSIs than the national rate, but significantly more CAUTIs and colon SSIs than the national rate.

• Utah inpatient rehabilitation facilities had significantly more CAUTIs than the na-

tional rate.

• Utah long-term acute care facilities had significantly fewer CAUTIs than the national rate.

• There was not a significant difference from the national rate for SSIs associated with abdominal hysterectomies.

• Utah acute care facilities had significantly fewer C. difficile infections compared to the national rate.

• Utah acute care facilities had significantly fewer MRSA bacteremia infections compared to the national rate.

Dr. Allyn Nakashima, UDOH State Epidemiologist says, “Utah continues to see improvement in reducing HAIs. We encourage collaborations among all healthcare facilities across the state to identify “best practices” in infection control to further reduce HAIs.” The Healthcare-associated Infections Annual Report includes a full year of reported HAI data for 2014. Annual reports are published every October. The reports contain information for all infections required to be reported to NHSN by CMS according to the CMS Healthcare Facility HAI Reporting Requirements timeline. To read the entire HAI Report, visit http://health. utah.gov/epi/diseases/HAI/surveillance/2014_HAI_Report. pdf.

—Utah Department of Health

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