Wayne & Garfield County Insider 07/14/2016

The

Insider

Serving Wayne & Garfield Counties, Utah Loa • Fremont • Lyman • BickneLL • teasdaLe • torrey • Grover • Fruita • caineviLLe • HanksviLLe PanGuitcH • PanGuitcH Lake • HatcH • antimony • Bryce • troPic • HenrieviLLe • cannonviLLe • escaLante • BouLder

Thursday, July 14, 2016

Issue # 1159

Come Celebrate Pioneer Day Weekend in Torrey on July 22-23, 2016

Free Pressure Canner Gauge Testing GARFIELD COUNTY - Utah State Universtiy Garfield County University is offering free pressure canner gauge testing throughout the county starting on Tuesday, July 19th.

A dial gauge must be checked for accuracy. It is recommended that this be done once a year just prior to your main canning season.

A weighted gauge is limited to 5, 10, or 15 pounds of pressure. If you required pressure differs from these, choose the next higher level. For example if your required pressure is 13 pounds, you should use the 15 pound weight.

Remember, before each use check the vent openings on your canner lid to be sure they are clear. Visually check or run a string through the openings to clear out any obstructions.

New canners are sometimes fearful of their pressure canners. They have heard stories of explosions and big messes. Please be reassured that your canner will not explode if you treat it correctly.

If vents get plugged the canners pressure will get too high and the over pressure plug will blow. Simply check the vents each time you process something and you should never have an explosion in your kitchen.

Here are the local dates, times and locations.

Tuesday, July 19, 2016 Mugwumps in Hatch 10:00- 10:30 a.m.

USU Extension Office in Panguitch- 1 :30- 5:00 p.m.

Wednesday, July 20, 2016 Tropic Heritage Center10:00- 10:30 a.m.

Cannonville Post Office -10:45-11 :15 a.m.

Henrieville Senior Center- 11 :30- 12 noon Escalante Senior Center -1:00-1:45 p.m.

Boulder Town Hall- 2:303:00 p.m.

Gauge Testing if FREE and includes handouts. Only the lid with the gauge attached is needed. For more information contact: 435-676-1114 or suzanne.j@usu.edu —USU/Garfield County Extension

Photo Credit: Library of Congress Prints and PhotograPhs division

Sheep wagons, quilts, and picnics are all part of our pioneer heritage.

TORREY - This holiday weekend kicks off with a free presentation by local historian Steve Taylor on Friday July

Winner of Numerous Customer Experience Awards, Garfield Memorial Hospital Must be Doing Something Right

insider

22 at 7:30PM at the Robber’s Roost Stage in Torrey. This Entrada Institute sponsored program explores the history of Fish Lake, the largest alpine lake within the High Plateau Province of Utah. From the Native American inhabitants and Old Spanish Trail travelers to early pioneer settlers, this high mountain lake had been a major source of food for thousands of years.

Saturday July 23 events include an antique quilt display, sheep wagon showcase, music, potluck dinner, and pioneer program. The free Saturday events are sponsored by the Wayne County Interfaith Council with support by the Entrada Institute.

The Antique Quilt Display will be held inside the Robber’s Roost (185 W Main) in Torrey. Those interested in participating should bring one quilt tagged with a title and

name to the Robber’s Roost no later than NOON for display.

Contact Charlotte Williams for questions. The Antique Quilt Display will take place between 3:00PM and 6:00PM. The Sheep Wagon Showcase will be held on the grounds of the Robber’s Roost in Torrey. People are invited to bring their sheep wagon to open and share with the public. Please bring your wagon no later than 1:00PM so we can get them arranged. The Sheep Wagon Showcase will take place between 3:00PM and 6:00PM. The “Rough Around the Edges” group will be providing music and entertainment between 5:30PM and 6:30PM. The Community Potluck Picnic Dinner will be held on the grounds of the Robber’s Roost in Torrey between 6:00PM and 7:00PM. Sloppy Joes will be provided by the

local churches. Please bring a side dish to share. Those with last names beginning with A-M bring salads and those with N-Z bring desserts. Bring a picnic blanket if you wish.

Or, enjoy your dinner at one of the tables that will be set up on the grounds.

At 7:15PM, our Pioneer Program begins on the Robber’s Roost Stage in Torrey.

This engaging program will take the audience back in time to experience the life and times of our pioneer heritage.

Enjoy an evening of unforgettable family entertainment.

Bring your friends and family for a wonderful weekend of fun in celebration of our pioneer heritage. Thanks to all the committee members and volunteers who are making this event possible.

—Annette Lamb, The Entrada Institute

Candidates Jon Harper and Charlene Albarran to Host Meet & Greets on Tuesday, July 19

A few members of Garfield Memorial Hospital's award-winning patient care team, posted here at the long term care station. Standing are: Alberto Vasquez, Garfield Memorial Hospital Administrator; Nancy Walsh, CNA; Julie Bybee, LTC RN; Behind counter, left to right are Teri Aki, CNA; Sonia Allen, CNA ; and Janett Young, RN. PANGUITCH - On the eve of its 41st birthday in August 2016, Garfield Memorial Hospital has once again entered the spotlight by winning yet another Customer Experience Award from Pinnacle Quality Insight, for their “… dedication to providing Best in Class senior health care services.”

Garfield Memorial celebrated its staff and reported their achievement in the July 7, 2016 issue of The Insider.

But typical to their self-effacing nature, what the report didn’t mention is that this is the 15th such award that Garfield County’s small hospital has received.

In an interview earlier

this year, Terri Kane, who serves as Vice President of Intermountain Healthcare Southwest Region, said that GMH’s customer service award record was definitely out of the ordinary, noting at the time, “Garfield Memorial has received fourteen Pinnacle Awards.

And that is unusual.”

Clearly, Garfield Memorial is doing something right. So what is it that makes this little hospital so popular among patients? Starting with the unique combination of hospital ownership and management, to the quality of staff, forward thinking board members and a high level of personalized care, Garfield Memorial has grown from humble beginnings to a

REGIONAL WEATHER FORECAST FOR SOME BUT NOT ALL REGIONS REPRESENTED IN OUR NEWSPAPER COVERAGE AREA

THURS. JULY 14 - WED. JULY 20 MOSTLY SUNNY again this week, highs in the low 90s. Lows in the 50s. Breezy, with winds ranging from 12 to 18 mph. No precip in the forecast.

community asset worthy of acclaim.

P

erched at the edge of town in Panguitch, and sprouting up among houses, an LDS church and a number of hay fields, Garfield Memorial is more the size and shape of a suburban middle school than a hospital. Whether visiting the clinic or the emergency room—while clearly presenting itself as a professional medical facility—the small scale gives it a particularly homey feel. But this relaxed atmosphere may also be because it actually is home to twenty or so senior and long term care residents.

Hospital Administrator Alberto Vasquez explains that Garfield Memorial is a “swing Garfield Memorial Cont'd on page 2

Jon Harper, candidate for Utah Attorney General, will meet with voters in Torrey on July 19 at 1pm.

Charlene Albarran, candidate for Utah's 2nd congressional district will meet with voters in Torrey, Boulder and Escalante on July 19.

WAYNE & GARFIELD COUNTIES - Charlene Albarran, Democratic nominee for Utah’s 2nd Congressional District, is going to be doing a few meet & greets in Wayne and Garfield county on Tuesday, July 19th. The Meet & Greet in Torrey will be hosted with Jon Harper, who is running for Attorney General. The two other events will be Albarran solo as she answers questions from the public.

When: 1:00-2:30 PM Where: Torrey Schoolhouse B&B in Torrey When: 5:00-6:00 PM Where: Boulder Community Center in Boulder When: 7:00-8:00 PM Where: Escalante Senior Center

The pursuit of happiness is a most ridiculous phrase; if you pursue happiness you'll never find it.

—C. P. Snow (1905 - 1980)

ALL content for THE WAYNE & GARFIELD COUNTY INSIDER must be submitted on FRIDAY BEFORE NOON to be included in the following Thursday edition of the paper.

BOXHOLDER

PRE-SORT STANDARD PAID RICHFIELD, UTAH PERMIT No. 122

The Insider

Garfield Memorial Cont'd from page 1

bed” hospital. With a total of 36 beds, under a Medicare provider agreement they can use beds either for acute care or for skilled nursing services.

Under this arrangement, generally 18-22 beds are dedicated to long term care, and the rest to acute care, though Vasquez says, “We mix and match as needed. We have six beds in the middle for flux.”

This arrangement makes a lot of sense for a small hospital, though it is unique within the Intermountain Healthcare system. Vasquez is the only hospital administrator within Intermountain Healthcare to maintain a nursing home license so that he can manage both the hospital and the nursing home.

Hospital board member Deon Alvey, who was among those instrumental in setting up the long term care center at Garfield Memorial, says, “It was a new idea when we did it, attaching the nursing facility to the hospital, but now we are the model.”

B

ehind hospital Administrator Alberto Vasquez’s quiet nature is a mind that seems to be continually thinking two, or three, or even five clicks ahead in terms of his hospital’s financial health and infrastructure. With a Bachelor’s Degree in accounting, a Master’s Degree in hospital administration from BYU and a career in hospital administration prior to joining Garfield Memorial in 2003, he is well prepared to think about numbers. In a short conversation he can generate several possible sets of alternate funding futures for the hospital that are dependent on various federal, state and local sources and programs.

A case in point. Among GMH’s recent financial windfalls within the past decade has been its participation in the Rural Community Hospital Demonstration Project.

“This really helped us finan-

Courtesy intermountain heaLthCare

From humble beginnings. During its early days, Garfield Memorial (formerly Panguitch LDS Hospital) was housed in the building where Garfield School District is today. cially,” says Vasquez. “We were among fourteen hospitals in the country that applied and got it. The demonstration project pays 101% reimbursement of your costs.”

Hospitals are categorized and qualify for different sources of funding based on qualities such as the number of beds they have, the services they provide and their distance from other hospitals.

The RCHD program was for a specific period of time, and Vasquez says, “If this program isn’t re-extended, I am prepared to separate the nursing home and hospital operations.”

This is what led the hospital board and administration to remodel the hospital last year, so that the nursing operations and the hospital can be separated to apply for different sources of funding.

With operations separated, Garfield Memorial will qualify for Critical Access Hospital funding, which requires that a hospital have no more than 25 inpatient beds.

“We can hold off for another year if we have to. We have a tax reserve. We haven’t dipped into it for five years, we’ve been saving the money.

The tax money went for the remodel, we don’t use it for operating costs. My goal is to use that money for capital improvements.”

Vasquez says that each year the hospital spends about $250,000 on maintaining and

insider

Alberto Vasquez has served as administrator of Garfield Memorial Hospital since 2003.

improving its infrastructure, through renovations and obtaining new equipment.

S

o whose tax money is this?

Yours.

While Garfield Memorial is operated by Intermountain Healthcare, the facility itself is owned by Garfield County.

Since the hospital’s earliest days (forty years ago) it has been supported financially by members of the community, through a sort of team effort of contributions primarily by both ‘church’ and ‘state,’ in addition to various civic groups.

The earliest significant community investments were organized by the LDS Church, and an interesting story is told

by LDS Tropic Ward Bishop Lowell Mecham in Garfield Memorial’s 40th Anniversary brochure, about how funds were raised for Garfield Memorial’s initial capital campaign.

He writes, “One of the most if not highest challenging task of Bishop was raising funds for a new hospital. Each ward in Panguitch Stake and Escalante Stake was assessed an amount of money to build the new hospital. We were assessed $10,000 which at that time was a large amount of money. As a bishopric we assessed each family an amount of money. This was done by a prayerful consideration of the family size, income and how much they could pay.

This took care of a sizeable amount of the assessment.”

The remainder was covered by fundraising events, including homemade ‘bread and milk’ banquets, dances, and bazaars where donated household items were sold.

Nowadays, the local assessment is through a 1% sales tax within the county, called the Rural Healthcare Tax. Garfield County Commissioner Leland Pollock serves as chair of the Garfield Memorial board of directors through his role as a county commissioner. Of the Rural Healthcare Tax, he says, “It is a small amount to pay for what we get.

One thing that is worth noting.

The county has no debt and the facility has no debt. We feel like in this day and age the revenue is so shaky, you

July 14, 2016

can’t put our people at risk, we invest in our people. And our community loves the facility.”

While the annual income to the hospital from the Rural Healthcare Tax varies each year, in 2014 it added about $900,000 in revenue to the hospital’s overall $15 million budget. “The revenue sharing doesn’t provide that much but it adds enough to survive,” said Pollock.

Terri Kane, at Intermountain Healthcare Southwest Region has good things to say about their relationship with the county. “It’s a great partnership. It’s just a terrific model for that county. Coming up with funding for operations and equipment is the responsibility of the county and its citizens. We manage the day-to-day of the hospital and provide all of the patient care.

With Leland and the commission, we do strategy together, we evaluate the growth of the county and what the county needs from a healthcare perspective. Leland’s leadership has been amazing…he has high expectations of Intermountain.”

Kane explained that Intermountain Healthcare manages their hospitals in clusters, and that Garfield Memorial, Cedar City Hospital and Dixie Regional represent the cluster in the southwest region.

“If you put all this together, we are the ‘real deal,’” said Kane. “All of our care process models for our larger facilities carry through to our smaller facilities so if a person comes in with a stroke, or some other emergency, it is handled the same way at Garfield Memorial as it is at Dixie. We moniGarfield Memorial Cont'd on page 3

Insider

The

Page 2

P.O. Box 105 Escalante, UT 84726 435-826-4400 email snapshot@live.com fax 888-370-8546 Publisher: Erica Walz Creative Director: Kandee DeGraw Production & layout: Walz & DeGraw Payroll: Trudy Stowe

Local columnists:

Mack Oetting - FYI Panguitch Vicki Syrett - Bryce Valley News Adus Dorsey - Occasional dispatches from the Wayne side Peg Smith - By Way of Boulder The Insider is a weekly community newspaper delivered each Thursday to households in Wayne and Garfield counties, Utah. The entire contents of this newspaper are © 2015 The Insider/Snapshot Multimedia, LLC. The Insider reserves the right to edit or reject any advertisement or submitted content items. Articles submitted by independent writers may or may not be the opinion of The Insider.

Please feel free to contact us for advertising rates and with any questions regarding content submissions. We prefer content and ads submitted by email to snapshot@live.com but we will accept your information any way you can get it to us.

Subscriptions to The Insider are available outside of Wayne and Garfield counties for $40 for 26 weeks, $75 per year. Senior discounts are available.

Content and ad deadline: Friday at Noon Have a news tip or story idea?

Email us at snapshot@live.com or call us at 435-826-4400

The Insider

July 14, 2016

Page 3

insider

David Frandsen, of Frandsen Physical Therapy in Panguitch, is among the many adjunct health service providers available to acute and long term care patients at Garfield Memorial Hospital. The physical therapy room is one of the major renovations that took place last year.

Garfield Memorial Cont'd from page 2

tor and track these outcomes together. So you have the breadth of a very large facility touching a small facility,” she said.

“And you have four of the best family practice doctors I’ve ever seen. We’d take them at a big facility in a minute,” she added.

W

hat about the actual care?

Terri Kane says that, “DeAnn Brown, as chief of nursing is a certified nurse midwife, and she is an exceptional nurse. She is responsible for the quality of care in the hospital and in the nursing facility. And it’s not only from the clinical care perspective— they treat people like family and friends. It means everything in the world when somebody else loves your parent.”

DeAnn Brown, who has been with Garfield Memorial for 22 years, says that her goal is to make the nursing facility feel as much like home as possible. “The staff grow very, very attached to our residents.

Most of the hospital staff is involved with the long-term care facility. We have recreational therapy, social work, physical therapy and all those kinds of services.” In addition, Brown provides services on the clinic and hospital side, offering basic gynecological care, well-woman care, annual exams, prenatal care and well-baby care. “Most of us in Garfield wear many different hats,” says Brown.

She added, “IHC has a real emphasis on the patient being at the center of what they do and listening to the

patient and doing what they need.”

And finally, at Garfield Memorial there is the food.

Among Garfield Memorial’s most recent staffing accomplishments is the hiring of Bob Bryant as hospital chef. Prior to joining Garfield Memorial a little over two years ago, Bryant worked in Torrey at Café Diablo and at The Saddlery, and previously worked for many years with Harmon’s as their executive chef and their culinary education chef.

So with this kind of track record in the restaurant world, why would he choose a job at a hospital?

Bryant says that when the job opportunity came he was commuting long hours to work from his home in Antimony.

“Quite frankly, working at a hospital was not at the top of my priority list,” said Bryant. “But then Intermountain spelled out their population-based health initiatives…about how hospitals are going to be getting paid on how healthy their population is as opposed to how often patients come to the hospitals. So hospitals are interested in creating health in the community.

And this sold me.”

“Now, I get so much satisfaction being part of the healing process for so many people and being able to mentor a staff that wouldn’t otherwise get to learn these new things,” said Bryant.

Bryant says that for each meal the kitchen staff prepare two different selections for all the patients, “And we have a lot of patients who have individual tastes and needs. If they say they want a peanut butter sandwich for lunch we’ll prepare that for them. But we kicked up the process and our

Mental-Health Stigma Keeps Many from Treatment

SALT LAKE CITY - For people struggling with mentalhealth issues, stigma is a major barrier to seeking help, according to a new report.

The research measured how 370 college students responded when given the opportunity to learn more online about mental-health services.

Even in a private and anonymous setting, said Daniel Lannin, the study's lead author and a clinical intern at Iowa State University, someone with greater self-stigma is less likely to take the first step - getting information about help that's available.

"Stigma means that a person is putting labels on themself - like, 'I'm weak, I'm disturbed' because they're believing what some parts of society are telling them about having a mentalhealth concern or seeking counseling," Lannin said.

Many people still feel uncomfortable or threatened by mental illness, Lannin said, views that can lead to discrimination or exclusion in social or work settings. As a result, he said, people who need help have a harder time admitting there's a problem. Lannin said the study illustrates the need for better interventions, but added that it can be tricky because ef-

forts often are rejected.

According to the National Alliance on Mental Illness, three-quarters of all chronic mental-health conditions begin by age 24. For young adults, Lannin said, this is a time of transition - going to college, working full-time and moving away from home - that can add to the reasons they may not seek help. By the time someone shows symptoms of distress, he said, they're often struggling to function.

"Functionally, in areas of their life, they're being impaired," he said. "They might miss work. They might miss class. In some cases, they might struggle with even hygiene, or they might strongly contemplate suicide."

One in five people struggles with mental illness in the United States, and Lannin said those who look for help wait 11 years on average before finally getting treatment. He said solutions for removing stigma as a barrier should be addressed at both a societal and individual level, for people to feel more comfortable taking those first steps to treatment.

The report is online at psycnet.apa.org.

—Mark Richardson, Utah News Connection

incredible staff has stepped up to the plate and are learning the cooking techniques of the best chefs. It’s a win-win situation. I love it here.”

A

lberto Vasquez says that 90% of Garfield Memorial’s long term care residents are from Garfield County, and a few are from neighboring counties such as Piute. It’s a small gesture toward bringing in some of the comforts of "home", but one of the things Vasquez is proud of is that the artwork they’ve selected for the hospital is from local artists, of local scenes and landscapes, mostly from within and around Garfield County.

Vasquez says that they could have gone with generic pictures—as hospitals often do—but that he wanted pictures of the area for long term care residents and patients to enjoy, noting that Garfield County has great local photographers and artists.

“I want residents to be able to say, ‘I know exactly where that is...I’ve been there.”

—Insider

Entrada Institute

2016 Season

Looking for a great way to spend an evening?

Enjoy the Sunset Series!

Who?

Everyone is welcome!

What?

Presentation

When?

Saturday July 16, 2016 Presentation @7:30PM

Where?

Robber’s Roost Bookstore Highway 24 in Torrey, UT

Cost?

This event is FREE and open to the public.

Donations appreciated.

More Info?

entradainstitute.org info@entradainstitute.org /entradainstitute Thanks to sponsor: Jeff Cline

WC Travel Council capitolreef.org

Saturday evening July 16 Rosemary Sucec Cultural Anthropologist, National Park Service Glen Canyon National Recreation Area & Rainbow Bridge National Monument

American Indians Role in Bears’ Ears & Cedar Mesa “Cedar Mesa” is famous as one of the richest archeological landscapes in the U.S., known for a multitude of remarkably intact cliff dwellings – masonry structures built high on canyon walls in the A.D. 1100s and 1200s. Of late, its notoriety has enlarged because it is now encompassed within a proposed new national monument known as “Bears Ears.” What’s not well understood about either place is that both are considered vital to modern day Pueblos’ sense of their contemporary cultural identity and still occupied by their ancestors. To the Navajo, Paiute and Ute, these places are still depended upon for traditional ritual, medicinal, and economic subsistence.

Come learn about what tribes call America’s “most significant living cultural landscape” - certainly not what we know as only a place of relics of the ancient past – and why a coalition of Tribes initiated the preservation of 1.9 million acres as the “Bears Ears National Monument.”

Page 4

Lucy Ann

The Insider

July 14, 2016

Lights, Camera, Action!

by adus f. dorsey ii JULY 9, 2016 - To get up to speed from last week where I left off, it was harvest time in 1905. Thomas Nixon was semi-known in the area to the locals as a hopeful miner and Don Juan type. Calvin Pendleton was a polygamist that lived in Fruita and made it his business to know of this Thomas Nixon, and as the story goes Calvin didn’t approve of this Nixon fella hanging around anywhere near Fruita, or his daughter Lucy Ann. Lucy Ann was a pretty little thing and came from good stock. Thomas took a liking to her unbeknownst to the old man Pendleton. As lovers will often do they snuck off together and Lucy Ann got pregnant and had a son in the winter of 06’. After that old man Pendleton disowned his daughter Lucy Ann and never, ever spoke to her again.

It was on April 17th in 1909, when Arth Meeks was slowly poking some cows down through Sulpher Creek near where it connects with Nixon Canyon. Thomas Nixon had set himself up a nice little homestead on a good spring there and in the summer months he had a pretty good garden with lots of corn and some purple Lilac bushes that surrounded the property where he and Lucy Ann lived.

Today the Lilac bushes are still there at the mouth of Nixon canyon and bloom almost every year.

Why Arth Meeks decided April 17th, 1909, was a good day to move his cows down Sulphur Creek nobody will ever know, but he did and it would be a day he would never forget and he would tell the story the rest of his life.

Arth had been riding most of the morning when he came up on Thomas Nixon’s cabin.

The closer he got the louder the wailing sound he could hear. At first he wasn’t sure what it was as he had never heard anything like it. Through a break in the budding Lilacs of the Nixon cabin Arth Meeks saw a kid about three years of age, crying, big sobs.

Arth pulled back on the reins of his horse and climbed down from his saddle and walked over to where the little boy was crouched on a rock step in front of the Nixon cabin. If anyone has ever told me what the little boy's name was I don’t rightly remember and to this day I still don’t know.

The door to the cabin was shut and Arth immediately sensed something was wrong because the hair on the back of his neck was standing straight up and his skin was tingling.

The little boy didn’t look up when Arth asked him where his folks were; the three year old just sat there on the step and sobbed. Going into someone else’s house when the door is closed was something Arth Meeks was not comfortable doing. People get shot doing that sort of thing here in the wild west, Arth must have thought to himself.

The cabin door hinges were in bad need of oil and squeaked loudly when Arth Meeks forced the door open.

It was dark and hard for him to see. It took what seemed like an hour for his eyes to adjust to the darkness but Arth Meeks wasn’t in any hurry to find out what was in there so he waited... and waited. Before his eyes could fully adapt Arth Meeks heard another muffled cry coming from inside, a whimper of sorts, kind of like the sound a baby lamb makes when it is born. At this point I am sure Arth was whispering for anyone in the cabin to tell him it was alright for him to come in but no one called back except the cry of the little lamb?

On a straw tick bed in the corner of the room Arth Meeks started to make out someone laying there, who ever it was wasn’t moving but something else was. Arth Meeks knees were knocking and his spurs clinking and he didn’t want to go any closer but he knew he had to.

He saw the baby first and he gasped at the sight of it. The baby was whimpering and he could see the young mother was gone. Arth Meeks pulled the covers up over the dead mother then bundled up the baby in a blanket he found near the end of the bed. Outside he grabbed the sobbing little boy and climbed up on his horse and all three headed back up the trail he had just come down.

About half way to Torrey, Arth Meeks saw the miner Thomas Nixon hoofing it at a pretty good clip. He stopped to find out what had happened.

Nixon saw the little boy and the bundle in Arth's arms.

Arth told Nixon his wife was dead and Nixon dropped to his knees clutching his chest.

Thomas Nixon told Arth that Lucy Ann went into labor the night before and was having a tough go of it. By morning he knew it was more serious than he could handle so he was on

his way in to town to get the mid-wife Josie Lee Hancock.

He had left the little boy at the cabin because he knew he would slow him down. Nixon’s eyes were full of alligator tears.

Arth Meeks handed the crying little boy down to his daddy and rode off toward town with the baby cradled in his arms; Nixon didn’t try to stop him. Josie Lee was out back doing chores when Arth Meeks rode up. She could see something was terribly wrong and dropped what she doing, and ran to where Arth Meeks was. Josie Lee took the baby from Arth Meeks and quickly started toward the house. She told Arth to get some water from the cistern and come inside. After seeing the baby was going to be all right Arth Meeks asked Josie Lee if there was a horse he could borrow to go get the miner Nixon. Josie Lee said there was an old nag in the corral he could take so Arth quickly wrapped a rope around the old horses neck and off they went at a trot.

Josie Lee was the midwife in Torrey for years, and she didn’t have any children of her own. She was a kind and gentle person and was known to be quite musical.

As far as I know the miner Nixon’s story pretty much ended at this point and no one knew much about what happened to him until another rider found him dead in his little cabin out on Miner’s mountain on July 16th, 1928. Thomas Nixon is buried in a grave in the Grover cemetery next to a cedar stump.

Josie Lee took charge of the two children and named the baby Erma and taught her to play the piano. Some people say John Hancock, Josie Lee’s husband, was mean to the little boy and the boy eventually went to live with somebody else never to be heard of again.

It took me a long time to find where Lucy Ann was buried; as it turned out she was in the Loa cemetery, in a small patch of ground that faces to the west. When Erma was older she went to see the old man Calvin Pendleton, he was living somewhere in Idaho. He was feeble and couldn’t see.

The old man mistook Erma for Lucy Ann, the daughter he had disowned in 1906, and at once he began to pour out his built up sorrow and said that he had regretted his actions the whole of his life.

Erma passed away in 1997 and is resting peacefully in the Torrey cemetery next to her husband Jack Osborne. She lived a good long life and always played the piano at church. *For the fact checkers, this is a story that was related to me and some of the details may not be exactly correct.

Courtesy faun JaCkson

A new batch of young Thespians 'cracked the boards' as they got an exciting introduction into theatre, with GaeLynn Peterson.

BICKNELL - GaeLynn ert, etc. Mary Sorensen then perform and everyone walked Peterson, from the USU Exten- came up and chose slips of pa- away with a "Starburst" and an sion Service, for Wayne County, per that had different ways she “I’m a STAR” ribbon. Thank came to the library in Bicknell, was to say “hello”, showing the you for coming and making on July 28th, with her awesome children that one simple word this a really fun summer readhelpers to teach children about can mean something differ- ing program! BIG thank you acting! She first had Paul Pace ent depending on how you say to Paula Pace, Mary Sorenson, come up, pull a paper and act it. The kids then broke up into Paige Cook, GaeLynn Peterson, out what was written on the pa- four groups, read a book and put Charlotte Williams and everyper like pulling a rope, sneak- on a skit about the book. It was one that came to support! ing, walking through a hot des- a lot of fun watching the kids —Faun Jackson

The Insider

July 14, 2016

Wills, Trusts, and More Can I Do My Own Estate Plan?

by Jeffery J. mCkenna

In this article I would like to talk a little about doing your own estate planning.

When people ask me if they can do their own estate planning, my simple answer is “yes.” There are many wills probated that were prepared by the decedent without professional assistance. Many of these wills are submitted to the court and the estate is administered without problem.

Additionally, there are many trusts prepared without professional assistance. Although the degree of error is often higher with the use of a trust, these can also be prepared and administered without professional assistance and without problems. However, there is also a large portion of these documents (both wills and trusts prepared without professional assistance) that do have problems. Often,

when there are problems, the problems are significant.

I like to compare estate planning to having a baby. Can someone deliver a baby without a trained and experienced professional? The answer is yes. It was done that way for hundreds and thousands of years. However, is there less likelihood of having serious problems if someone with more training and experience is involved in the process?

Again, I believe most would agree that the answer is yes.

Like most undertakings, the more training and experience one has planning an estate the greater likelihood that serious complications can be avoided.

In deciding whether to do your own estate planning without professional assistance, I believe the question to be asked is how much time are

you willing to devote to understanding the process and how much risk are you comfortable taking regarding the disposition of your estate.

In writing this article as a professional involved in estate planning, it is not my desire to “create” work for estate planners. Improper estate planning resulting in complications generates much more work and legal fees than proper estate planning and a subsequent, smooth estate administration.

It may be that estate planning can be compared to preventive mechanics. You can pay for the tune ups and oil changes now or you can pay more for the repairs later.

However, a significant difference is that it is not you but rather your heirs that pay.

WITH A SATELLITE OFFICE NOW IN PANGUITCH. Jeffery J. McKenna is a local attorney serving clients in Utah, Nevada, and Arizona. He is a shareholder at the law firm of Barney McKenna and Olmstead. He is a founding member and former President of the Southern Utah Estate Planning Council. If you have questions regarding this article or if you have a topic you wish to have addressed in this column, you can call 435 628-1711 or email jmckenna@barney-mckenna. com

Page 5

tHe lAuGhiNg Fruity As Is pOiNt!!

As program director for a boys and girls club, I planned to have a "kids' day" that would be held in conjunction with the city's harvest festival, and we were going to make candy apples. In answer to my request, an apple company had faxed me their agreement to make a donation of 100 apples.

A few days before the event, I called the outlet I had been advised to contact and asked to speak to Paula Red. The receptionist didn't reply, so I explained why I was calling and read the fax telling me to ask for Paula Red. The lady started laughing. "'Paulared' is the name of an apple variety," she explained.

Assisting

Although we had played golf for a number of years, my husband and I decided to take some lessons to fine-tune our game. Some time later I was golfing with my sister and I complained that the lessons didn't seem to have improved our scores.

"Well," she replied, "you both look better!"

The auto auction I attended was selling cars to benefit charity. Vehicles were classified as either "Running" or "No Start." On the block was a No Starter.

It had a shattered windshield, two missing tires, a sagging front bumper, a cockeyed grille, a hood that was sprung up at an angle, and dings and dents all over the body.

Before he started the bidding, the auctioneer announced the car's year, make and model, and then read the owner's comments: "Please note - the radio does not work."

Aww...

My young children were intrigued by an exhibit about ancient Egypt .

After telling my daughter, Jade, about the different kinds of mummies, she looked up at my mom and asked her.

"Where are the different kinds of grandmas?"

Today's Thought

I have noticed that the people who are late are often so much happier than the people who have to wait for them.

Duty

As a court clerk, I am well-versed in the jury selection process. First a computer randomly selects a few hundred citizens from the entire county to report for jury duty on a particular day. Then another computer assigns 40 of those present to a courtroom.

Then the 40 names are placed into a drum, and a dozen names are pulled. During jury selection for one trial, the judge asked potential Juror No. 1 if there was any reason he could not be a fair and impartial juror.

"There may be," he replied. "Juror No. 12 is my ex-wife, and if we were on the same jury, I guarantee we would not be able to agree on anything."

Both were excused.

Wait...

When a woman spotted her husband standing on the bathroom scale holding his stomach in, she thought he was trying to reduce his weight and remarked. "That won't help you very much."

"It most certainly will" he replied. "It is the only way that I can read the numbers."

AG MARKET NEWS To Play: Complete the grid so that every row, every column and every 3x3 box contains the digits 1 to 9

Escalante Senior Citizens Menu Tues.

Fried chicken, mashed ptotatoes, cole slaw, peaches, ranger cookie

Wed.

Cheeseburgers, lettuce tomatoes, baked beans, macaroni salad, jell-o fruit salad, pumpkin cake

July 19th July 20th

Thurs.

July 21st

Chinese sundaes, salad bar, greenbeans, french bread, mandarin oranges, spice cake

All meals are served with milk or juice.

If you would like a meal, please call us by 10:00am. 826-4317 Suggested donation for seniors over 60 $3.00, and under 60 is $7.00

Answers for this week

Salt Lake City, Utah June 29, 2016 USDA-Utah Dept of Ag Market News Producers Livestock Auction, Salina, Utah Tuesday June 28, 2016 Receipts: 412; Last Week: 449. Last Year: 394. Feeder Steers and Feeder Heifers: to few for price test. Holstein Steers: no test. Slaughter Cows: mostly steady to slightly higher. Slaughter Bulls: steady.

Feeder Steers: Medium and Large Frame 2; 200-250 lbs scarce; 250-300 lbs 177.50-190.00; 300-350 lbs scarce; 350400 lbs scarce; 400-450 lbs scarce; 450-500 lbs pkg 143.50; 500-550 lbs scarce; 550-600 lbs pkg 145.50; 600-650 lbs scarce; 650-700 lbs scarce; 700-750 lbs 116.50-127.00; 750800 lbs 122.00-129.00; 800-850 lbs pkg 128.00; 850-900 lbs 115.00-128.00; 900-950 lbs 113.00-126.50; 950-1000 lbs pkg 108.00.

Holstein Steers: Large Frame 3: Bull Calves: n/q; 200-300 lbs scarce; 300-500 lbs pkg 110.00; 500-700 lbs pkg 97.00; 700900 lbs scarce; 900-1100 lbs scarce.

Feeder Heifers: Medium and Large Frame 1-2: 200250 lbs pkg 172.50; 250-300 lbs pkg 167.50; 300-350 lbs scarce; 350-400 lbs scarce; 400-450lbs scarce; 450-500 lbs 130.00135.00; 500-550 lbs pkg 130.00; 550-600 bs pkg 130.00; 600650 lbs 123.00-140.00; 650-700 lbs 122.00-135.00; 700-750 lbs 117.50-134.00; 750-800 lbs 112.00-126.00; 800-850 lbs 114.00-120.00; 850-900 lbs scarce; 900-950 lbs scarce; 9501000 lbs 106.00-112.00. Heiferettes: 71.25-115.00.

Stock Cows: scarce.

Slaughter Cows: Boning 80-90% Lean: 69.00-73.75, high dressing to 74.50; Breaking 75-80 Lean: 74.25-82.00, High Dressing to 83.50; Commercial: scarce; Cutter 85-90% Lean: 56.00-64.00.

Slaughter Bulls: Yield Grade: 1000-1500 lbs scarce; 1500-2300 lbs 94.00-99.25; Yield Grade 2: 1000-1500 lbs 89.00-96.00; 1500-2300 Lbs 89.00-93.75; Feeder Bulls: 7001150 lbs 68.05-105.00.

Source: USDA-Utah Dept. Of Agriculture Market News, Salt Lake City, UT (435-230-0402.)

The Insider

A nniversAry

50th Wedding Anniversary

LOA - Harry and Dawna Brian of Loa, Utah, will celebrate their 50th Wedding Anniversary on July 14, 2016. Harry and Dawna are both natives of Wayne County, having been born and raised in Loa and Bicknell respectively. Harry is the son of the late Reed and Marjorie Brian, and Dawna is the daughter of the late Rotas and Ethel Durfey. Harry and Dawna first met when they were 12 years old and dated through much of High School. They both graduated from Wayne High School in 1964 and then attended Southern Utah University, formerly College of Southern Utah. They were married in the Logan LDS temple on July 14, 1966. Following their marriage, Harry and Dawna continued their education in Southern Utah University and Utah State University and while doing so had their first child, a daughter, Cherie. Upon graduation from college, Harry began his career in Rexburg, Idaho, where he and Dawna lived for 10 years. While living there they added their two sons, Shane and Tyler to their family. After the Teton Dam broke, Harry and Dawna returned to Loa to be close to family. In January of 1977 they opened Brian Farm Service in Loa, Utah, which they have owned and operated for the past 40 years. Harry and Dawna love Wayne County and the people that live there and have served them in various capacities over the years in both their business and in callings in the LDS Church. In addition to their three children, Harry and Dawna are the grandparents to 8 grandchildren and 2 great grandchildren. Harry and Dawna currently reside part time in Loa and part time in Manti where they are serving in the Manti Utah Temple Presidency.

M issions Elder Rhett Blackburn FREMONT - Elder Rhett Blackburn will be speaking in the LDS Fremont Ward, July 17th at 10:00 am.

Elder Blackburn has returned from his mission. He served in the Colorado Fort Collins Mission. Elder Blackburn is the son of Randy Blackburn of Loa and Nicole Blackburn of Richfield. His grandparents are Grant N. & the late Karen Stubbs of Salina and Charles & Janee Blackburn of Loa.

Elders Daxtyn and Chandlyr Tebbs

TROPIC - Chandlyr and Daxtyn Tebbs, will be speaking in the LDS Tropic Ward, July 17, 2016, at 10:00 am. Chandlyr David Tebbs returned from his mission, July 12, 2016. He served in the Virginia Chesapeake Mission. Daxtyn Michael Tebbs has been called to serve in the Massachusetts Boston Mission, Spanish speaking, and he will report to the Mexico City, Mexico Missionary Training Center on July 19, 2016. Chandlyr and Daxtyn are the sons of David and Cherrie Tebbs from Bryce Canyon City.

PANGUITCH SENIOR CENTER HOT LUNCH PROGRAM

87 N 50 W • 676-2281/676-1140 Suggested donation $3.00 60 & older, $7.00 under 60 Call before 10 AM of the day of attendance to reserve a spot.

Meals include milk & bread.

Tues. July 19th Wed. July 20th Thurs. July 21st Taco salad w/ meat, beans luttuce, tomato, cheese, pickled beets, peaches, cake w/ butter icing

Ravioli & meat sauce, green beans, salad bar, garlic toast, pears, chocolate chip cookie

Grilled ham & cheese, mac salad, chips, beets, fresh fruit, chocolate cake

NOTE: PLEASE BE COURTEOUS AND CALL AHEAD. The kitchen staff work diligently to prepare a good dinner, and a head count helps them prepare enough for everyone.

July 14, 2016

FYI PanguItch

by Mack Oetting ~ mackoetting @gmail.com Last Saturday morning was the 15th annual Half Marathon that was run from Ruby’s to Cannonville. There was a record crowd of over 1500 runners and I was told the winning time was 1 hour and 4 minutes. He was a head of the second place runner by 10 minutes and a head of many of those that ran the 5,000 meter run, which is only three miles. There were many runners from Panguitch that competed and did really well, with the majority of the runners finishing under 2 hours. This run that brings loads of people in from all over the country, couldn’t take place if it wasn’t for all of the volunteers that show up to help. Many thanks to all of you that get up in the middle of the night to make the trip there, to join in to help make the race run so smoothly.

Tonight the Fiddlers will be performing and they will be here for two nights. They will be at the Social Hall and the fun will begin at 7:00pm. This is a free concert and these great performers get together every year to renew their friendships and treat the folks here in Panguitch to a delightful evening of Country Music. Friday night it is the Taste of Panguitch dinner that will be held behind Zions Bank and will start at 5:00 pm.

This has become a very popular event, so you might want to come early, last year we got there at 6:00pm and they were out of food. Eat up and then go across the street for the Fiddler festival. Then on Saturday morning it will be the Lions breakfast and it is their last one for the year, so come and enjoy, breakfast will be served starting at 7:30 am. Many of the artists that play in the Fiddlers group will be there and you

can meet them, they are very friendly folks.

The following weekend is the 24th celebration, I was hoping that it was going to be on Monday, being a three day State holiday and all, but alas the parade will be on Saturday instead. So you have two less days to get your floats ready in. This is the big one and there will be lots of folks here to grab candy and whatever, so if you are in the parade really watch out for the little ones, because they are focused on candy gathering. This is a fun time for those that are in the parade and those that are watching. Last year some kids were launching water balloons that really hurt, if someone gets hurt from these dangerous objects you will be charged with the intent to harm someone.

After the parade the Fire Fighters will have their famous deep barbecue at the Fair building and it will start between 12:30 and 1:00pm.

This is a fund raiser the fire fighters use to buy equipment with. There should be fun and games down at the Fair Grounds, which will run most of the afternoon.

The next big event will be the County Fair and that takes place usually on the second weekend of August and there will be lots of fun things to do there. It's not too early to get your craft items ready, to groom your animals and to practice for the talent show.

We went to the C Stop last week and after 25 years of doing business there, Mary Ann Crofts, has sold their business to their Son Cade and daughter in law Michele. Boy were they busy and they still have the best pizza in Utah.

From the SLC Tribune.

Iranian women complain they’re barred from watching the Olympic volleyball trials.

Due to Islamic law, female fans are traditionally barred from attending male-only sporting events in Iran. I would say that our Forefathers really knew what they were doing when they wrote the Constitution and separated State from the Church.

Years ago I checked out a book from the library called the Golden Nuggets of Pioneer Days, a history of Garfield County. The book is now available in a reprint at the DUP Museum on Center St. It starts out with a party of men that left Parowan to check out this area in 1852 and felt the Panguitch Valley could support about 100 families and goes to 1948. It makes for really good reading and costs only $15.00.

Some of the excerpts from the book, Panguitch had an excellent race rack and Fairgrounds that attracted thousands of visitors during the three day race meet that was held once a year. The Fairgrounds and race track were built in 1913 by the city and county, the land was donated

by Tom Sevy and the Lions club ran the race meet. At one time the Lions club made $10,000 in three days which was donated to the Panguitch LDS Hospital.

At one time, for a town its size, Panguitch supported more business houses than any place in the state. There were 10 service stations, three garages and a bulk gas station with 31 gas tanks, and during the summer and late fall were kept busy. There were five cafes and a clubhouse, three modern

furniture and electric appliance stores, two general merchandise houses, three grocery stores, one hardware and three machinery stores, three electric appliance stores, and a variety 5&10 cent store. A jewelry and optical store, two ready to wear places, a drug store, a frozen food locker and store, two pool halls, the Telluride Power Co., three apartment houses, a picture show house, a weekly newspaper, a beer parlor, motor parts and sportsman’s store, three plumbing businesses, two hotels, nine tourist camps with deluxe cabins, a laundry, two dry cleaning establishments, a carpenter shop, two barber shops, a beauty salon, a State liquor store and a drive in sandwich and confectionery store, a feed and supply store and a music and hobby shop.

There were two very large buildings that housed the Ford and Chevrolet motor companies. Nearly every family owned a house, with their garden plots and many had their own cows, pigs, etc. and were practically all independent. That is why they could withstand the long, cold winters here. 95% of the families owned some kind of car.

They did know how to have fun with two outdoor dance halls, camping, hunting, and fishing. This is only a small section on Panguitch, in the book, so go get the book and find out about the history of Garfield Co. The people from yesterday were generous and shared with each other the necessities of life, so they all could survive.

Happy 24th as we pay our respects to the pioneers who made life such a joy to live here.

Mack O.

BrYce ValleY area news

by Vicki D. Syrett 679-8687 or vickidiane36@hotmail.com

Duztin's thumb is looking good. X-rays show no new tumor growth and the filling material is integrating well. He still has some pain and quite a bit of stiffness.

The Sarcoidosis tumors in the lymph system seem to be staying dormant. Duztin has however developed "occupational asthma". The stress on his lungs from the tumors has made them very susceptible to airborne particles. Due to the nature of his work (outside, dusty, windy, construction) he now needs an inhaler. Duztin keep up the great work. We are glad to hear you are doing so well.

This problem in Dallas with the Police and an ambusher is so sad. The police, all law enforcement, are out to protect us and take some of the evil out of the world. This kind of disrespect is unacceptable and I hope we can all pull together and help those that are helping us to stay safe. #tuffliketrevor stickers $5 - Cannonville, Utah We (Ginny Clark Dunham) are selling these stickers for $5 each to help my sister Teresa with the medical bills that will be coming in from my nephew's last stay at primary children's. (45 days) most in ICU. He is now home but we know the bills will come. Contact me if you want one. 435-616-7203. Thank you for all the support.

We want Catherine Littlefield to know we are praying for her and hope that she gets some good news from the doctor in St. George. We love you and want you to be feeling good. All of her kids and

husband are behind her with their love and support and so are we. Mitch says she is doing better and looking forward to getting on with her treatments and getting well.

The Tropic Town will be holding the 24th celebration on Saturday the 23rd. There will be lots of fun games, booths, and tasty food. Fireworks later in the evening. Come on out and join us.

Short column this week and I will have to catch up next week due to circumstances beyond my control. Have a safe week and Please call or email your news to me. Thanks VS

ADVERTISE IN

Insider

The

Page 6

Your business, delivered direct to Wayne and Garfield counties.

Call us and we'll help you with an ad plan that works for you.

435-826-4400

BRYCE VALLEY AREA Senior Lunches at the HENRIEVILLE Senior Center TUES July 19th

Biscuits & gravy, sausage, country fried potatoes, stewed tomatoes, mandarin orange, pineapple muffin

WED July 20th

Chicken noodle soup, mashed potatoes, peaches, apple crisp Sweet & sour pork, corn, tropical fruit, lemon cake

THURS July 21st

Call by 10:00 A.M. if you want a lunch or need a ride. 679-8666 All meals are served with milk & bread Suggested donation is $3 for seniors and $7 for those under 60 years of age.

The Insider

July 14, 2016

BY waY oF Boulder

by Peg Smith

As you read this, the killings in St. Paul, Baton Rouge, Dallas are last week’s news.

As I write this, though, they are fresh. I’m looking out my window at the bunches of rice grass and dropseed softly wafting in the breeze, and those horrific events seem so remote, so otherworldly.

Those grim scenes are not part of our reality. Certainly, being able to live in the relative peace and tranquility of remote, rural southern Utah is a prime motivator for many of us who moved here and for others who just chose to stay.

The fun events and activities of Independence Day celebrations are also still fresh. In between the games and good food is some implicit awareness that we’re commemorating an event from 240 years ago from which “freedom” became our underlying reason for being.

We celebrate the act that resulted from, or because of, diversity of opinion, civillyconducted argument, rational thought, common cause.

“Freedom” in current context is the ability to move around safely and securely, without feeling of threat. It’s feeling respected for your expressed opinion and being respectful of other peoples’ opinions because it’s the convergence of all the opinions that leads to the policies and decisions that affect us all. We honor those who have fought for our current freedoms, be they people in uniform, suffragettes, abolitionists, or the countless, unnamed individuals who decide in one moment to face off against wrong.

Boulder played host again last week to the Drepung Loseling Buddist monks at Boulder Mountain Lodge.

The monks arrive with song and blessings, and messages of love and humanity. They too appear otherworldly in their saffron robes, floating amongst the locals and other tourists, and soothing listeners with words of compassion. Residents are given the delightful opportunity to participate in the monks’ lunches

and ceremonies, and enjoy the sense of peace and harmony they bring. And then they’re gone.

So how do all these thoughts fit together? Just this: Try as we might, we Southern Utahns aren’t as removed from the world as we sometimes want to think. The pain out there is pain here too.

Threats against personal safety happen here too. Ask any of your federal employee neighbors about that. Disrespect for diverse opinions happens here too. Think of nearly any public meeting that includes a controversial topic. Is anyone ensuring that all points of view are able to be expressed?

Or is there a damping down of comments that don’t “fit”?

Are people given the time and courtesy to gather their thoughts and speak them, or are they talked over, interrupted, or otherwise shut up?

The same forces that drive the wrongs happening out in the world are alive and well here. But so too are the desires for peace and harmony. We’ll continue to celebrate the good life we have in our town, our county, our country.

We’ll also, hopefully, support friends, mentors, and leaders who encourage our better selves, who try to promote strength in unity, not “winning” by enflaming division.

I would be remiss to not mention this weekend’s big event: The Boulder Heritage Festival this Friday and Saturday (July 15 and 16) is a recognition of people past and present who have made, and continue to make Boulder such a remarkable place to live.

Yes, Boulder has its little pockets who generally don’t interact. But the Heritage Festival, the Town’s 4th of July activities, the Lodge and Hell’s Backbone Grill Ice Cream Social and Talent Show, are among those yearly events that bring everyone together. We may not all be on friendship basis, but we recognize fellow human beings out having a good time and we share good feelings about that.

Page 7

obituAries Katie W. Chappell 1922 - 2016

LOA - When Katie was a girl, if her Mother couldn’t find her, all she had to do was step to the kitchen door, pause and listen. Katie was often found sitting in one of the tall cotton wood trees in the yard. Katie born 17 June 1922 in Loa, Utah, the daughter of James Edwin and Mae Alberta Potter Webster.

Her third birthday was three months away when her father died , 14 March 1925. She always remembered seeing her father in a box which was put in a red truck and taken away and she didn’t know why. Mae struggled for five years to provide for the six children until 11 December 1929 when she married Ephraim Taylor. The family expected to have an easier life, but the Great Depression was upon them. Katie often spent summers living with one of her aunts. When she was fifteen she went to work as a maid in Salt Lake City and never finished high school.

Years later she went back to school and got her General Education Degree.

Her theme song was, “I’ll be Loving You Always” when she married Blain Mansfield Chappell on March 6, 1940 in the Salt Lake Temple.

Katie thought her life was going to be easier now, but the babies came fast and so did World War II. Hildred, Deanna and Bill put Blain on the deferred list along with his occupation, farmer, but his name was at the top of the list when the War finally ended. Farming didn’t provide much money so Blain did odd jobs, until he was hired as a helper at the Cheese Plant which gave them a regular pay check.

Katie often sang, “Put your shoulder to the wheel move along, do your duty with a heart full of song.” She taught her children how to work and she worked too. She was very good at “pinching every penny.” She was able to save enough money in thirteen years to build a new brick house and pay for it without getting a loan. She was the general contractor, pay master and painted all the walls, sanded and stained the hardwood floors in the new house.

Katie was always looking for new things to learn and do, not only for herself, but her children too. She learned to sew, became involved with 4-H as a teacher and President of the 4-H Counsel and received a 20 year service pin.

She was a member of the Church of Jesus Christ of Latter-day Saints and loved the Gospel. She taught Primary, Cub Scouts, served as a counselor in a Relief Society Presidency and was the President of the Stake Young Women’s organization for 4 years. She and Blain served as Cove Fort Missionaries for four seasons. Blain loved it and she did too except she thought the wind was always blowing there. She served a Family History Mission in Salt Lake City when she was 79.

Katie and Blain loved to dance and belonged to the Buckhorn Square Dance Club where they promenaded and do-sedooed in a matching, red-plaid shirt and dress that she made.

Katie enjoyed writing poetry which she put in letters and cards to her family. She also gave them lots of good advice with favorite sayings such as “by the inch it’s a cinch.” There were lots of inches in her life but the hardest was being a widow for seventeen years. During that time she had a good friend, Lowell Taylor, who visited her and phoned her daily, one of the things they did was sing old songs together.

Katie lived with a son in St. George for the past four years, but she was always a member of the Loa ward. Mathew and Pat took good care of her. A week before her passing Katie said, “I am ready to die.” After two falls and a week of pain she joyfully passed on, 7 July 2016 in St. George, Utah. She is survived by her sisters: Faye Webster Hatch Taylor and Larna (Keith) Taylor Busenbark; four children: Hildred (LeRon) Cobia, William “Bill” (Susan), Mathew (Pat), Charles (Cathy) Chappell, 22 grandchildren, 37 great grandchildren and 4 great-great-grandchildren.

Those who proceeded her in death are her husband: Blain, her parents: Mae and Jim and step-father, Eph, her sisters: Eula Mae Westenskow and Elna Denney, her brothers: Brose and William “Bill” Webster; her daughters Alberta Sue Chappell Olcott Barnson and Deanna Chappell Maxfield.

Funeral services will be held Saturday, July 16, 2016 at 11:00 A.M. in the Loa LDS Stake Center. Friends may call for viewing at the Springer Turner Funeral Home in Richfield, Friday evening from 6 to 8 P.M. or at the Stake Center in Loa, Saturday morning from 9:00 to 10:30 prior to the services.

Burial will be in the Loa Cemetery under the care of the Springer Turner Funeral Home of Richfield and Salina, Utah.

On line guest book at: www.springerturner.com

Genevieve Haws Weir

BOULDER - Genevieve Weir, 91, of Pittsburgh, PA passed away on Saturday, July 9, 2016 of natural causes. She was born on August 18, 1924 to Henry Jason and Maud Elsie Haws in Boulder, UT. Genevieve Haws grew up in Boulder and attended college at Brigham Young University. She moved to California where she met Bill Weir. Bill and Genevieve married in 1949 in Las Vegas and moved to Bellevue in the city of Pittsburgh, PA. Daughter, Pam, joined the couple in 1951. Genevieve worked at Sears and Roebuck Co. for many years until retiring in 1984.

Genevieve was an avid hand quilter but would never sell a quilt. Her quilts will continue to be highly cherished by those lucky enough to receive one as a gift. She was a highly respected member of the Church of Jesus Christ of Latter Day Saints, North Hills where she was a friend and surrogate grandmother to many. She enjoyed making trips to the temple with her fellow church sisters and continued to do so, even into this year.

She is survived by her brother, Jim (Allene) Haws of Torrey, UT and daughter, Pam Maxwell of Dormont; also survived by grandchildren Nicole (Andrew) Charlton-Nauroth of Ewing, NJ, Scott (Jill) Charlton of Dormont and Adria Maxwell of Dormont; three great-grandchildren Hannah, Ila and Haylee Charlton; also many nieces and nephews. She was preceded in death by husband, and siblings Leland (Golda) Haws, Otto (Idona) Haws, Neta (Heber) Poulson, Ila (Jess) Winn, Fay (Neal) Jepsen, and Adria Haws.

Funeral services will be held on Saturday, July 16, 2016 at 1:00 p.m. in Boulder Ward Chapel. Friends may call prior to services from 11:30-12:30. Interment will be in the Boulder Cemetery. Should friends desire, memorial contributions may be sent to the family. Funeral Directors: Magleby Mortuary, Richfield, Salina and Manti. Online guestbook at www.maglebymortuary. com

Winifred J. Petersen 1923 - 2016

TORREY - Winifred Jennens Petersen, age 92, of South Ogden, Utah, passed away July 8, 2016 in South Ogden, Utah, surrounded by her family. She was born November 29, 1923 in Detroit, Michigan, a daughter of Arthur Emil and Winifred Parkinson Jennens. She graduated from Mackenzie High School in Detroit at the age of 16, after being double promoted. During World War II, she worked in labor relations for the Ford Motor Company.

She married Alma LeMoyne Petersen, June 7, 1946 in the Salt Lake LDS Temple. She attended Brigham Young University and Michigan State University, receiving degree in Social Work. She worked as a case worker in social worker while her husband was in Dental School.

Winifred was an active member of the LDS Church. She held many positions throughout her life, among them was serving as Primary and Relief Society President, Jr. Sunday School Coordinator and Visiting Teaching Coordinator. She served a mission with her husband to West Virginia.

She supported the American Cancer Society and helped with neighborhood fundraising. She enjoyed dancing, reading, knitting, crocheting and quilting. She was an excellent seamstress and fashion designer. She enjoyed wool rug braiding and cooking.

Mom spent her whole life thinking of and providing for the needs of others. Whether it was as a social worker, a wife, a mother, a neighbor, or in one of her many church callings, she observed where needs were and did her best to help provide for those needs. It was such a major part of her make-up that even when she couldn't remember anything else, she needed to provide something for anyone who came to her room: family, guests, nurses, cleaners, anyone. She felt the need to give of herself, always. We all agree that Mom was the perfect example of true charity. She suffered long and was kind, had no envy, wasn't puffed up, never put herself first, not easily provoked, was truly good and rejoiced in the truth, bore all things, endured all things, hoped for all the best always, especially for others.

Winifred is survived by her children: Sandra L. and Brent T. Packer of Gilbert, Arizona; Mejken E. and Brian Theurer of Layton; David L. and Sherri Petersen of South Jordan; Karen L. and Steven Sunday of Enterprise; Janet S. and Ned Mikkelsen of Bunkerville, Nevada, currently serving an LDS Mission in Odessa, Ukraine; 23 grandchildren; 31 great-grandchildren; sisters: Carol Mae Smith of Orem; Dona Fay Comire of Whittier, California; and Shirley Maria Mackey of Bloomfield Hills, Michigan.

She was preceded in death by her parents, Arthur and Winifred Jennens; a daughter, Lauren Kaye Petersen; her husband, LeMoyne Petersen; three grandchildren: Nicole Petersen, David Brett Petersen, Timothy Lind Petersen; and two brothers: Arthur Edward (Ted) Jennens and Paul Parkinson Jennens.

Funeral services will be held Tuesday, July 12, 2016 at 11:00 A.M. in the Enterprise LDS Ward Chapel, 2755 West Old Highway Road in Morgan, Utah, where friends may call for viewing Tuesday morning from 9:30 to 10:30 prior to the services.

Burial will be in the Huntsville Cemetery under the care of the Springer Turner Funeral Home of Richfield and Salina, Utah.

On line guest book at: www.springerturner.com

The Insider

Page 8

LegaL Notices PUBLIC NOTICE SITLA - GARFIELD COUNTY The Utah School and Institutional Trust Lands Administration has received an application to remove ordinary sand and gravel from the following described land: GARFIELD COUNTY Township 36 South, Range 3 East SLB&M, Section 2: Lot 3 (AKA NE4NW4) Containing 37.99 acres, more or less The Administration will accept competing applications to remove the sand and gravel, and also competing applications to lease, purchase, or exchange this property, a portion thereof, or a parcel including any of the above described acreage. Contact Andy Bedingfield for the appropriate required application.

The Administration will accept competing applications during the following period of time: From 8:00 A.M. June 28, 2016 Until 5:00 P.M. July 28, 2016 TRUST LANDS ADMINISTRATION 675 East 500 South, Suite 500, Salt Lake City, Utah 84102 801-538-5100 In the absence of competing applications for lease, purchase, or exchange, the Administration will evaluate the applications for the removal of ordinary sand and gravel and award the permit for such removal. Each application for the removal of sand and gravel must be accompanied by a completed application form.

Materials permit bids will be evaluated on the following criteria: 1) The amount of the bonus bid; 2) The amount, rate, and type of the proposed materials extraction and associated minimum royalty*; and, 3) Other requirements provided for by the rules of the Administration or contained in this notice. The successful applicant will be required to pay advertising costs and the costs of a cultural resource study if necessary. The successful applicant will be required to rehabilitate any areas disturbed during the permit period and areas with existing disturbance.

Bonding for reclamation and performance will also be required by the Administration. A term of up to five (5) years, will be considered for this Permit. Applicant must be qualified to do business in the State of Utah. Please submit sealed application to Trust Lands Administration at the above referenced address.

Reference MP # 579 The Administration reserves the right to reject any application or subsequent bids. *Minimum royalties vary by commodity Contact Mr. Andy Bedingfield for details Published in The Wayne & Garfield County Insider JULY 7 & 14, 2016 NOTICE OF PROPOSED CHANGE WAYNE COUNTY PROPOSED CHANGE: TEMPORARY CONDITIONAL USE PERMIT INTENDED USE: MUSIC FESTIVAL AND TEMPORARY CAMPING ZONING CHANGE REQUESTED BY: GOOSENECKS MUSIC FESTIVAL LLC A PUBLIC HEARING WILL BE HELD DURING THE PLANNING & ZONING MEETING ON: JULY 27, 2016 @ 7:00 PM WAYNE COUNTY COURTHOUSE LEGAL DES: 60 Acres located in the E1/2NE1/4 Section 8 T29S R4E & NW1/4 Section 9 T29S R4E SLB&M Red River Ranch 1074 N 565 W Teasdale, UT 84773 Published in The Wayne and Garfield County Insider on JULY 14 & 21, 2016

NOTICE TO WATER USERS The applications below were filed with the Division of Water Rights in Wayne County.

These are informal proceedings per Rule R655-6-2. Protests concerning an application must be legibly written or typed, contain the name and mailing address of the protesting party, STATE THE APPLICATION NUMBER PROTESTED, CITE REASONS FOR THE PROTEST, and REQUEST A HEARING, if desired. Also, A $15 FEE MUST BE INCLUDED FOR EACH APPLICATION PROTESTED. Protests must be filed with the Division of Water Rights, PO Box 146300, Salt Lake City, UT 84114-6300, or by hand delivery to a Division office during normal business hours ON OR BEFORE AUGUST 10, 2016. Please visit http://waterrights.utah.gov or call (801)-5387240 for additional information.

NEW APPLICATION(S) 95-5362 (A80659): Ryan Cornia propose(s) using 1.48 acft. from groundwater (3 miles South of Bicknell) for IRRIGATION; STOCKWATERING; DOMESTIC. Kent L. Jones, P.E. STATE ENGINEER Published in The Wayne and Garfield County Insider on JULY 14 & 21, 2016.

PUBLIC NOTICE GARFIELD COUNTY Please take notice that the Garfield County Commission has scheduled a public hearing on Tuesday July 26th, 2016, at 11:10 a.m. in the Garfield County Courthouse, 55 South Main, Panguitch, Utah, to receive public comment regarding the following: Zone Change from Agriculture to Commercial.

PROPERTY BOUNDARY: BEGINNING at point South 0°25'59" East 1284.66 feet along the center section line and South 46°14'00" West 521.20 feet along a 66.00 foot wide public road from the North ¼ corner of Section 11 Township 35 South Range 5 West SLB&M and running thence South 46°14'00" West 404.61 feet along said 66.00 foot wide road to the point of a curve to the left; thence along the arc of said curve and 66.00 foot wide road 50.04 feet with a radius of 366.00 feet with a delta angle of 7°50'00" South 43°46'00" East bearing to the radius point; thence South 38°24'00" West 291.79 feet along said 66.00 feet wide road to the point of a curve to the right; thence along the arc of said curve and 66.00 feet wide road 330.57 feet with a radius of 300.00 feet with a delta angle of 63°08'00" North 51°36'00" West bearing to the radius point; thence North 78°28'00" West 112.98 feet along said 66.00 foot wide road to the West line of the East ½ of the North West ¼ of said Section 11; thence North 0°32'11" West 811.44 feet along the 1/16 Section line; thence South 78°53'00" East 938.09 feet to the Point of Beginning.

Published in The Wayne and Garfield County Insider on JULY 14 & 21, 2016 PUBLIC NOTICE GARFIELD COUNTY Please take notice that the Garfield County Commission has scheduled a public hearing on Tuesday July 26th, 2016, at 11:00 a.m. in the Garfield County Courthouse, 55 South Main, Panguitch, Utah, to receive public comment regarding the following: Zone Change from Agriculture to Residential Estates.

PROPERTY BOUNDARY: BEGINNING 917.14 feet West and 1337.62 feet South of the North East corner of Section 7 Township 35 South Range 3 East SLB&M and running thence South 265.19 feet; thence North 75°57'50" West 219.33 feet; thence North 211.99 feet; thence East 212.78 feet to the Point of Beginning. East 938.09 feet to the Point of Beginning.

Published in The Wayne and Garfield County Insider on JULY 14 & 21, 2016

Bonneville Cutthroat Trout Restoration, Temporary Closure of Mammoth Creek

Courtesy utah division of WiLdLife resourCes

A native Bonneville cutthroat trout being measured by a fish biologist as part of the program.

IRON COUNTY - The Utah Division of Wildlife Resources will conduct a native Bonneville cutthroat trout restoration project using the piscicide rotenone within the Mammoth Creek drainage on the Dixie National Forest, beginning July 12, 2016.

The project is consistent with the conservation strategy for the species, which is designed to prevent the fish from being listed under the Endangered Species Act. The rotenone treatment is aimed to rid all species of fish in targeted streams, ponds, lakes and tributaries in order to restore the native Bonneville cutthroat trout to a portion of the Mammoth Creek drainage.

A temporary closure of these areas during the piscicide application will be necessary to allow ground crews to safely work in and around the lakes and streams without harm or injury to the public. All use of the water (wading, fishing, swimming, etc.) within the project

area will be prohibited during piscicide application and neutralization.

Mammoth Creek is one of the primary tributaries of the Sevier River. In 2012, genetic testing confirmed that upper Mammoth Creek has a remnant population of native Bonneville cutthroat trout, the only known remnant population in the entire Upper Sevier River drainage.

“Finding this native population is significant because despite the competition with the non-native fish, the Bonneville cutthroat have continued to survive,” said Angelita Bulletts, Forest Supervisor.

“Restoring Bonneville cutthroat trout in Mammoth Creek will help to improve the status of the species, the ecology of the stream and the quality of recreational fishing,” said Mike Golden, Dixie National Forest Fish Biologist.

The first phase of the project began in 2015 when two of Mammoth Creek’s tributar-

ies—Castle Creek and Lowder Creek—were chemically treated to remove non-native brook trout. A second treatment of each stream will be conducted in 2016 to ensure that all non-native fish are removed from the streams.

A second treatment of Lowder Creek is scheduled for the week of July 11-15, 2016. The treatment area extends from just below Lowder Pond downstream to the stream’s confluence with Mammoth Creek. Liquid rotenone (product name: Prenfish) will be applied to target waters using drip barrels. The drips will be set during the morning, and they’ll run through the afternoon.

Depending on their location, most drips will run for three to eight hours. Applying the rotenone this way will ensure that all of the fresh water sources are simultaneously treated. Charges for drip stations are calculated to apply the five percent active ingredient liquid rotenone at a concentration of 1.5 parts per million in the target area.

After the rotenone has been applied, potassium permanganate, an oxidizing agent, will be applied to treated waters below the target area to deactivate the rotenone in those areas.

The active ingredient in liquid rotenone is a powder derived from the roots of South American plant. Rotenone is specifically poisonous to gilled organisms because it interrupts oxygen uptake from the water at the cellular level. After the rotenone has been applied, potassium permanganate, an oxidizing agent, will be applied to treated waters below the target area to neutralize the rotenone in those areas. Although liquid rotenone is relatively benign to humans, fish treated with the chemical

have not been cleared by the Food and Drug Administration for human consumption. For that reason, fish that die during the project cannot be salvaged.

After successful removal of non-native trout, Bonneville cutthroat trout will be introduced to the stream. Lowder Pond was treated in 2015 and has already been restocked with sterile tiger trout for sport fishing purposes.

Similar restoration projects involving Utah’s native trout are underway throughout the state.

The projects are part of conservation strategies designed to prevent the fish from being listed under the Endangered Species Act. Pursuant to Title 36 Code of Federal Regulations 261.50 (a) and (b), the following act is prohibited in the areas described in this order, all within the Cedar City Ranger District, Dixie National Forest until further notice.

1. To go into or be upon the area described below, which is closed for the protection of public health and safety. [Title 36 CFR 261.53(e)] • Within 100 feet of Lowder Creek (including Lowder Pond) and its tributaries from the confluence of Lowder Creek with Mammoth Creek upstream through all Lowder Creek drainage headwaters (T36S, R8W, Section 18, 19, 20, 28, 29, Salt Lake City Baseline and Meridian). The above described area is within the proclaimed and administrative boundaries of the Dixie National Forest, within Iron County, State of Utah.

The temporary closure order is anticipated to be cancelled July 14, 2016 for the Lowder Creek project area.

—Utah Division of Wildlife Resources

July 14, 2016

The Insider

July 14, 2016

Page 9

Classified Ads

Classified ads start at just $ 7 . 5 0 p e r we e k for 25 words or less.

To place your ad, call 435-826-4400 or email snapshot@live.com HELP WANTED SUBWAY in Torrey - Manager position has opened at Torrey Utah Subway. Please contact Lee Taft @ 435-691-2701 or Katrina Taft @ 435-979-5000 if interested in applying for this position.

8/4

GARFIELD COUNTY SCHOOL DISTRICT Bryce Valley High School Food Service Worker Garfield County School District is now accepting applications for a food service worker at Bryce Valley High School. This position will be up to 28 hours per week with no benefits.

D&S EQUIPMENT - Positions available for motivated welder/ SALARY: Beginning food service worker hourly rate accordfabricator. Wages DOE. Shop located in Antimony, Utah. To ap- ing to the 2016-2017 Garfield County School District Classified ply call 435-624-3404 or email ds_equipment@yahoo.com Salary Schedule ($10.95).

QUALIFICATIONS: Applicants must have a High School Diploma. Must satisfactorily pass an employment background check and work well with children.

COMMERCIAL RENTALS APPLICATION: Interested individuals should submit a Garfield County School District classified application. Please direct ESCALANTE – Commercial questions to Principal Jeff Brinkerhoff at 435-231-2879 and apOffice Space, 520 W. Main St. plications packets to: One 9’x15’ corner unit ofBryce Valley High School fice unit available, ideal for P.O. Box 70, 721 West Bryce Way a one- to two- person small Tropic, UT 84776 business. This is the last unit Online application available: www.garfield.k12.ut.us. Apavailable in newly constructplications will be screened and the most qualified candidates ed 5-unit commercial office will be granted interviews. building, with Main Street DEADLINE: Wednesday, July 27, 2016 at 5:00 p.m. frontage. Amenities include Garfield County School District is an equal opportunity emfoyer, two bathrooms, break room/kitchen. An ideal location for ployer. Garfield County School District reserves the right to acreal estate agency, attorney, accountant/bookkeeper, non-profit, cept or reject any or all applications.

7/21 or other service related business. Call 435-826-4400 for a tour and pricing.

MEETINGS TROPIC TOWN 12 STEP MEETING - Tropic AA Meetings are held at the Tropic Town Heritage Center. Meeting Schedule: 12 Step & Tradition Study Wednesdays @ 7 pm. Closed meeting discussion

Email your classifieds to snapshot@live.com.

Please include a billing address & phone

PROPERTY FOR SALE

Sandcreek RV Park - Torrey, UT For Sale by Owner. Serious Inquiries Only.

Donna or Duane 435-425-3577

FOR SALE - 179 N. 100 East Loa Home Great Place to Kick off your recreational fun.

4bed/2bath - TONS of storage. Pasture and irrigation share.

Owner/broker - Joan Taylor 801-808-4499 mobile/text

Former TORREY GREENHOUSE at 187 East 200 North 3.95 acres of Residential and Commercial zoning VERSITILE for several uses. VALUABLE 3 Culinary Water Hookups, 3 Septic Systems, 3 Electric Meters, plus Irrigation Water.

REMODELED HOME with 3 bedrooms, 2 baths, Office and Sunroom; Carport w/5 ports; 6 Greenhouses; Workshop w/toilet; complete Camper Setup and more. See photos at www.UtahRealEstate.com then enter MLS# 1386321.

Bonnie Kaufman, Realtor/TierOne 801-557-8188.

TORREY HOME at 393 North 150 West Open floorplan, immaculate and spacious One-Level Living.

RedRock views just out the door! Huge 840 sq ft garage! Large 1.43 acres with Sandcreek Irrigation and drip-water system.

Outdoor boiler, propane stove or forced-air furnace.

New windows, sliding doors, water heater and more!

See photos at www.UtahRealEstate.com then enter MLS# 1367815. Bonnie Kaufman, Realtor/TierOne 801-557-8188.

GROVER 79 ACRES, TORREY LOTS & TEASDALE LAND Call Bonnie Kaufman, Realtor/TierOne at 801-557-8188.

Royal’s Foodtown in Loa advertises in The Insider because it works for them.

Let us help you get the word out! Call The Insider today to talk about adverFoodtown tising with us.

oyal ’s R

Insider

REAL ESTATE

Joe Hiskey & Penni Torgerson of Royal’s Food Town

The

“What is the value of The Insider to our marketing plan? Well, I guess the value would be that everybody associates The Insider as our paper. People read it a lot...all the locals read it religiously. A lot of people say,“I saw that in The Insider.”

— Joe Hiskey, Royals Foodtown, Loa

The Insider

Page 10

July 14, 2016

Practical Money Matters

Five Essential Steps to Financial Independence by nathanieL siLLin

It's never a bad time to consider life, liberty and the pursuit of happiness but Independence Day offers us a special opportunity. For me, those concepts also have a great deal to do with financial independence. After all, the ability to take care of yourself and your loved ones throughout life is a great source of happiness and a way to avoid stress and worry. And never forget that greater financial freedom isn't just good news for you – financially healthy households make us all stronger as a country.

So make a financial declaration of independence that you can celebrate year round.

I've boiled it down to five essential steps: 1. Plan. The only way to build a strong financial future is to live below your means, essentially to spend less than you make. The earlier you can commit to that behavior and divert funds to regular savings and investing, you'll be in better financial shape for a lifetime. Budgeting (http://pmsfl. us/1mW4IsG) – the process of tracking income, subtracting expenses and directing the difference to essential financial goals is the way you'll afford retirement, college for your children and a range of other financial goals.

2. Protect. Why focus on protecting your money, even before you have much of it? Because protecting your money early on will keep new money where it can grow.

The first task involves building an emergency fund that will hold three to six months of reserves to cover everyday expenses if you lose your job or have to shoulder a major expense or repair. An emergency fund will help keep you from having to borrow in such a situation. The next step is insurance. Whether you purchased a home or you are renting a property, think about everything you own. How

much would it cost to replace clothing, furniture, appliances and electronics? Did you also know that renter's insurance offers liability coverage of medical or legal expenses connected to your home? Your landlord's coverage is unlikely to cover any personal liability you incur in a structural emergency or accident and certainly won't cover you in case of theft. It's also important to buy quality auto, home, health, and when relevant to your circumstances, disability and life coverage. Insurance is about preventing a range of financial setbacks.

3. Learn. While you're building your emergency fund, become a voracious reader and listener on financial topics. If you have the time and resources, take classes on the three major financial behaviors – saving, spending and investing. Consider working with a qualified financial or tax expert to determine if what you're learning is right for your situation. Whether it's a house, a car, a continuation of your education or a family, start linking this knowledge with accomplishing actual financial goals.

4. Manage. Evaluate assets for growth and income – stocks, real estate and other assets may fluctuate in value over time, but if they're producing dividends or income, that's a worthy counterbalance to market variations. Keep studying various asset classes of investments so you can build and adjust your portfolio as needed over time. Also, don't forget to study the tax ramifications of any investment you make – taxes are some of the most expensive costs we pay. However you choose to save, invest or spend, do so with the least cost possible. In life, small amounts add up – investment fees, shipping fees for goods you order online, even the extra bag you pay to check at the airport. Always question and

try to avoid paying the "small" amounts that leave your wallet because they will add up over time.

5. Evaluate. Our lives don't stand still and neither should your financial planning. Any time major events happen in your life – a new job, marriage, a baby, the death of spouse or partner – financial circumstances change.

Always be ready to reevaluate your current savings, spending and investing behavior based on what's going on with your life.

One last item to consider when thinking about financial independence is giving. We still live in a country where many people struggle to find good jobs, raise families and afford homes. Realize that there should be a part of your budget that goes toward helping the less fortunate.

GuideStar (http://www.guidestar.org), Charity Navigator (http://www.charitynavigator. org/), the Better Business Bureau (http://www.give.org) or the Foundation Center (http:// foundationcenter.org) all offer detailed research on charitable organizations that you use to evaluate before you give.

Bottom line: You don't have to be wealthy to become financially independent. Be diligent with smart spending, detailed research and always prepare for emergencies.

Soon, you'll be celebrating your own financial Independence Day. Nathaniel Sillin directs Visa's financial education programs. To follow Practical Money Skills on Twitter: www. twitter.com/PracticalMoney.

Chelsey Allen, PA 435-528-7231

100414 - 1hr 100714 - 1hr

Richard Anderson, MD (General Surgeon) 435-250-6134

Wade Anderson, PA-C (Family Medicine) 435-528-7202

Stanton Bailey, MD (OB/GYN) 435-610-0041

Brady Blackham, DO Steven Embley, DO Adam Jensen, DO Cary J. Judy, DO (Family Medicine w/ OB) (Family Medicine w/ OB) (Family Medicine w/ OB) (Family Medicine w/ OB) 435-528-2130 435-528-7227 435-528-2130 435-528-7227

Richard B. Nay, MD Jason Okerlund (Family Medicine w/ OB) (Family Medicine/FNP-BC) 435-528-7231 435-527-8866

Anesthesia Specialists Ron Yardley, CRNA

435-528-7246

Jordan Thompson, CRNA

435-528-7246

Connie Vail, MD (Radiologist) 435-528-7246

Serving Sanpete, Sevier & Wayne counties: 435-528-3955 or 800-324-1801 • •

Nursing Physical Therapy IV Therapy

• • •

Kimberly E. Beck, MD (Family Medicine) 435-528-7935

Liz Larsen, FNP-BC* Laurie Miller (Emergency Medicine) (Family Medicine/FNP-BC) 435-528-7246 435-835-6000

Jason Waite, DPM (Podiatry) 435-528-2130

GJ Willden, MD* (Emergency Medicine) 435-528-7246

Visiting Specialists

Home Health & Hospice •

Bevan Bastian, MD (Radiologist) 435-528-7246

Occupational Therapy Specialists Referral Aid for Other Services Personal Care/Homemaking

Marvin R. Allen, MD

Cardiology

801-429-8128

Scott E. Bingham, MD

Cardiology

801-429-8128

Chad R. Peterson, DO

Dermatology

801-794-1490

Michael P. Eyre, DO

Dermatology

801-794-1490

Kelly B. Ence, MD

Ear, Nose & Throat

801-465-4805

Randal B. Gibb, MD

Ear, Nose & Throat

801-465-4805

Robert D. Pearson, MD

Ear, Nose & Throat

435-867-8719

David Johnson, ECS

Electrodiagnosis

801-465-6911

Interested in being a hospice volunteer?

Call: 435-528-3955

Matthew R. Parsons, MD

Ophthalmology

800-854-6201

Wound Care Clinic

Jeffrey M. Wallentine, MD

Orthopedic Surgery

800-475-5373

Therapy West

Physical Therapy

435-528-7575

David T. Savage, DPM

Podiatry

801-465-1345

Patrick W. Kronmiller, MD

Urology

801-465-2511

435-528-2210

*practice limited to emergency medicine

435-528-7246

•

www.gvhospital.org

•

64 East 100 North

•

Gunnison, Utah 84634