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However, you should review your Medicare health and prescription drug coverage and make changes if it no longer meets your needs or if you could lower your out-of-pocket expenses. Mark your calendar with these important dates! This may be the only chance you have each year to make changes to your coverage. October 1, 2019: Start comparing your current coverage with other options. You may be able to save money. Visit Medicare.gov/ plan-compare October 15 to December 7, 2019: Change your Medicare health or prescription drug coverage for 2020, if you decide to. This includes returning to Original Medicare or joining a Medicare Advantage Plan.
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CMS (Centers for Medicare & Medicaid Services) publishes the official U.S. government handbook, “Medicare & You.”
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Segmented Marketing Services, Inc. Founder & CEO
Lafayette Jones
Publisher, Urban Call; SMSi-Urban Call Marketing, Inc. President & CEO
It answers many detailed questions. To get a printed copy visit your nearest Social Security office. You can view the handbook online at (medicare.gov/ sites/default/files/201809/10050-medicare-andyou.pdf). Medicare’s toll free telephone number is (800) 633-4227.
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January 1, 2020: New coverage begins if you made a change. If you kept your existing coverage and your plan’s costs or benefits changed, those changes will also start on this date. January 1 to March 31, 2020: If you’re in a Medicare Advantage Plan, you can make a change to a different Medicare Advantage Plan or switch back to Original Medicare (and join a standalone Medicare Prescription Drug Plan) once during this time. Any changes you make will be effective the first of the month after the plan gets your request.
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If you’re new to Medicare: Learn about your Medicare choices. There are 2 main ways to get your Medicare coverage—Original Medicare and Medicare Advantage. See the next few pages to learn more. Find out how and when you can sign up. If you don’t have Medicare Part A or Part B, see Section 1, which starts on page 15. If you don’t have Medicare prescription drug coverage (Part D), see Section 6, which starts on page 73. There may be penalties if you don’t sign up when you’re first eligible. If you have other health insurance, see pages 20–21 to find out how it works with Medicare. If you already have Medicare: You don’t need to sign up for Medicare each year.
It’s time to review your Medicare options
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Welcome to another special edition of Urban Call. This publication will help you to find out more about your Medicare options and key resources to assist in your enrollment. We are delighted that our SMSi Community Ambassadors and Community Advocate Partners will be providing education to you on the ABC’s of Medicare. If you have limited income and resources, you may qualify for some help, or a subsidy, to reduce the costs of some health care benefits, prescription drugs, deductibles and other costs. The more you understand Medicare the greater your benefits will be.
For more information on your Medicare options Call: (366) 759-7477 Text: (336) 414-0905 E-mail: SMSiPartners@smsi-net.com For a digital copy of Urban Call visit: http://Issuu.com/SmsiUrbanCallMarketing.com