Empowering
our Everyday Heroes
Exclusive Benefits for First Responders
70+ years of making it easy
Cultivate financial well-being with SkyOne Federal Credit Union.
SkyOne believes in empowering our everyday heroes. As a trusted partner, we offer exclusive benefits designed specifically for first responders. Our no-cost solution goes beyond traditional offerings, enhancing your employees’ benefits package and promoting financial wellness. We provide tools, resources, and personalized guidance to elevate their financial journey. Join us in honoring their selfless service and empowering their financial well-being.
Thank you for a job well done! You make it possible to get quality credit union service in a snap. You are a great asset to my employees! Everyone at SkyOne Credit Union is wonderful. I always feel like I’m a top priority.
WHO WE ARE
Checking & Savings Business Wealth Financial Literacy $ Credit Cards Loans $ OUR PRODUCTS AND SERVICES
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Cynthia Rico, Payroll Manager Overhill Farms Inc.
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Experience effortless banking
Our suite of products and services provides your employees with the tools and support they need to build a secure financial future.
24/7 Access1
Our online and mobile banking platform gives you access to your accounts any time, any day. Deposit checks, manage cards, and so much more...
Nationwide Access to Branches and ATMs
Locate 66,000+ ATMs and 4,000+ shared branches near you.
$
Early Pay Check
Get your pay check up to 2 days earlier with direct deposit. 2
Introducing Zelle®
A fast, safe and easy way to send money to friends and family.
We got what you need, right now
Industry High Savings Rates, Checking, Mortgage and HELOCs, High Reward Credit Cards, Competitive Loan Rates, Auto Loans and more.
Protect Your Financial Future
Our CUSO Financial Services advisors can help plan your retirement, education expenses, and more.3
SkyOne membership is a free offering to enhance your employees benefits package. With a SkyOne membership, your employees become part of a not-for-profit cooperative that’s more like family and less like a traditional financial institution.
Learn More at SkyOne.org/FirstResponder
WE’RE PROUD TO PARTNER WITH...
We partner with like-minded organizations aligned with our members’ values. Do more than bank, bank with purpose.
CREDIT UNIONS VS. BANKS
Credit Unions Banks
Ownership Not-for-profit; owned by members of the credit union
Profits Earnings are returned to all members through better rates and fewer fees
Rates Higher interest rates on deposit accounts
Fees Lower fees
Access 66,000+ ATMs and 4,000+ shared branches nationwide
For profit; owned by select group of stockholders
Profits go to select stockholders in the form of dividends
Lower interest rates on deposit accounts
Higher fees
15,700+ branches combined (Wells Fargo, Chase, and Bank of America)
Insurance Insured up to $250,000 through the NCUA Insured up to $250,000 through the FDIC
An exclusive offer for First Responders
Receive
$100 for Advantage Checking Account with Direct Deposit2
When your employees join SkyOne, they’ll receive:
$5 to open membership account1
$100 for Advantage Checking Account with direct deposit1,2
Dividends on any account balance1
0.25% increase on Share-Certificate dividends1
One FREE Official Check per year1
One FREE Wire per year1
Up to four fees waived for ATM withdrawals from non-credit union ATMs2,3 Special home buying offers and more!
Enhance your employees benefits today!
SkyOne.org/FirstResponder
1To qualify for Special First Responder Benefits, employee must be employed or an immediate family member of an employee of a First Responder Employer who is a designated Selected Employer Group with SkyOne Federal Credit Union, open a new SkyOne membership with an Advantage Checking account, and receive a minimum of $1,000 in direct deposits per statement cycle into the Advantage Checking account. If you do not meet the checking and direct deposit minimum requirement for six (6) consecutive months, you will no longer be eligible for the promotional First Responder offers, and your account will be removed from the benefits program.
2To receive the $100 bonus, you must open a new SkyOne Federal Credit Union Advantage Checking account with direct deposit. Direct deposit must be an average of $1,000 per statement cycle. Your bonus will be deposited to your Advantage checking account within 30 days after we’ve received your first direct deposit into this account and your account is in good standing. Your new checking account will earn dividends up to 0.05% Annual Percentage Yield on any balance. This rate is effective as of the last dividend and declaration date. The rate is variable and may change after the account is opened. Fees may reduce earnings on the account. 3Fees will be reversed at end of month.
Equal Housing Lender.
Federally insured by the NCUA.
1
Membership is required.
2You
CONNECT WITH US (08/23)
SkyOne.org | 800.421.7111
1Carrier message and data rates may apply.
must have direct deposit on your account to enjoy this service. Early Arrival is based on the date that your employer sends SkyOne the funds for your paycheck. The actual delivery dates may vary in the event of holidays and other occurrences.
Services,
under
Lender.
3Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The credit union has contracted with CFS to make non-deposit investment products and services available to credit union members. Zelle® and the Zelle® related marks are wholly owned by Early Warning
LLC and are used herein
license. Equal Housing
Federally insured by NCUA.