Vernon Real Estate Pages

VERNON & AREA

Armstrong Enderby Lumby

This listing is proudly presented by

Don Kassa Fantastic lakeviews from this ski area home in The Ridge at Silver Star Mountain. Step out your back door onto the ski-way.

Call 250-549-4161 or visit www.SilverStarProperties.ca

Issue 28 • Feb 11 - Feb 24, 2018

Greg Barteluk

Robin Baycroft*

Glenn Beach

Larry Bennetto

Murray Bennetto

Maria Besso

Christa Cleverley*

Mark Collett

Don Cowan

Doug Cuthbert*

Ryan Danchuk

Brandy DeBartolo

Don Defeo*

Craig Demetrick

Judy Fischer

Debbie Fisher

Gord Fowler

Jacquie Friesen RE/MAX Vernon

RE/MAX Armstrong

Roger Gates

Marty Gilbert*

Kyle Goulet

Chris Holm*

Bev Jones

Greg Kalyniuk RE/MAX Vernon

RE/MAX Vernon

Don Kassa

Christie King

Heidi Klein*

John Kristian*

Woody Kuraoka

Tracy Lauriente

Bonita Lundquist*

Heidi Lussi*

Nick Lutsenko

Graysen Marsh

Jayme McKillop Shane McMorran*

RE/MAX Vernon

RE/MAX Vernon

RE/MAX Enderby

RE/MAX Lumby

RE/MAX Enderby

RE/MAX Vernon

RE/MAX Armstrong

RE/MAX Vernon

RE/MAX Vernon

RE/MAX Vernon

RE/MAX Vernon

Stewart Pearson* Ashley Prenioslo

RE/MAX Commercial Solutions

Pratab Sidhu RE/MAX Vernon

Armstrong

RE/MAX Vernon

RE/MAX Vernon

RE/MAX Vernon

RE/MAX Vernon

RE/MAX Vernon

RE/MAX Vernon

RE/MAX Commercial Solutions

Graeme Magee

Ken Magel

Teresa Prince

Dave Pusey*

Claire Radford*

RE/MAX Vernon

RE/MAX Priscilla

RE/MAX Vernon

Commercial Solutions

RE/MAX Vernon

RE/MAX Vernon

RE/MAX Vernon

Priscilla Sookarow Cheryl Soleway

Shawna Sidhu*

2555 Pleasant Valley Blvd 5405 26 St Armstrong, BC V0E1B0 Vernon, BC V1T 7G4 250.546.3119 250.503.3477

RE/MAX Vernon

Enderby

RE/MAX Vernon

Lumby

RE/MAX Enderby

RE/MAX Vernon

RE/MAX Vernon

RE/MAX Vernon

RE/MAX Vernon

RE/MAX Commercial Solutions

Lisa Salt*

RE/MAX Vernon

RE/MAX Vernon

Tammy Stein

Brent Stevenson

RE/MAX Vernon

Vernon

RE/MAX Vernon

Krista Blankley* Shelby Bouchard RE/MAX Vernon

RE/MAX Vernon

RE/MAX Vernon

RE/MAX Lumby

RE/MAX Vernon

RE/MAX Vernon

RE/MAX Vernon

Chris Santos

Beate Schmidt

Alan Stier

Dawn Taylor*

Rob Wasilew

Cliff Wenger

RE/MAX Vernon

RE/MAX Priscilla

RE/MAX Vernon

RE/MAX Vernon

Vernon (Silver Star Office)

908 George St Box 188 2095 Shuswap Ave 5603 27 Street 108-152 Silver Lode Lane Enderby, BC V0E 1V0 Lumby, BC V0E 2G0 Vernon, BC V1T 8Z5 V1B 3W9 250.547.9266 250.549.4161 250.838.0025 250.549.4161

*Denotes Personal Real Estate Corporation

RE/MAX Priscilla

RE/MAX Vernon

RE/MAX Vernon

Each office independently owned and operated.

RE/MAX Vernon

RE/MAX Vernon

Sandra Bradley* RE/MAX Vernon

Norm Brenner* RE/MAX Vernon

Stefe Brenner* RE/MAX Vernon

Kathy Broderick*

Feeling Social? We are.

For up-to-date real estate market information, join The Right Agents’ social media network:

RE/MAX Vernon

facebook.com/TheRightAgents Deb Deveau RE/MAX Enderby

Denise Dobie* RE/MAX Vernon

Brenda Ellis RE/MAX Vernon

Jane Field

RE/MAX Vernon

@RightAgents TheRightAgents.tumblr.com

Connor Hutchinson RE/MAX Vernon

Sid Hutchinson RE/MAX Vernon

Karen Jespersen RE/MAX Vernon

Michelle Johnson

RE/MAX Commercial Solutions

Lisa Salt

pinterest.com/TheRightAgents youtube.com/TheRightAgents

Tannis C. Lavik V. Charlette Lavik RE/MAX Armstrong

RE/MAX Armstrong

Barbie LeRoux RE/MAX Vernon

Joanne Pappin Rachel Pasemko-Almaas* Heather Paulsen RE/MAX Vernon

Darline Scott RE/MAX Lumby

Avrill Trach RE/MAX Vernon

RE/MAX Vernon

RE/MAX Priscilla

Jen Sellar

Carol Shalovelo*

RE/MAX Vernon

Brodie Tulloch RE/MAX Vernon

RE/MAX Vernon

Charlie Veaudry* RE/MAX Vernon

Dan Lochhead RE/MAX Vernon

Joe Pearson RE/MAX Vernon

Rodney Shanks RE/MAX Priscilla

Alex Wambold RE/MAX Vernon

We hope you enjoy our magazine brought to you by the RE/MAX REALTORS of the North Okanagan and Silver Star Media Inc. ®

®

To see your home advertised here call one of these RE/MAX agents today.* ®

Steve Wikkerink RE/MAX Vernon

Barb Williamson* RE/MAX Priscilla

Kari Wilton RE/MAX Vernon

Brad Marsh

Managing Director *Not intended to solicit properties already listed for sale.

Each office independently owned and operated.

Tour 1000’s of homes online at SaltFowler.com

SPACIOUS CHARM

IDEAL SPOT Peace and Quiet, yet minutes away from it all. This lovely three bedroom property offers the best of both worlds.

A blank slate just waiting for your inspiration, this spacious 3 bedroom, 2 full bathroom mobile home offers a great location with breathtaking views!

$154,900

$168,000

R P SW A U SH

R M R O O FL IN A M

OPEN CONCEPT Move right in to this thoughtfully-appointed and smartly-laid out 4 bedroom family home close to Provincial Park!

MLS 10145701

T

$475,000

U

ck ut

PA TI

O

O

PD AT ED

BA

ba

R

EX T

&

PI

ER IO

T

MLS 10142359

ST

PE A SC D N ST O U C

MLS 10145389

QUIET LOCATION

The Outback on Okanagan Lake is a fabulous community with lots to provide, and this private forest cabin offers the ideal layout for hosting friends and family! $459,900 MLS 10143085

R

$395,000

C EP

*Denotes Personal Real Estate Corporation

MLS 10148426

$199,999

M

C O VE R ED

16TH HOLE PARADISE A handsome and well-appointed vacation home with dual suites on two levels, the ultimate second home for the avid golfer.

N -C O N PE O

BRAND NEW

A 3-bedroom building package in newer subdivision Vetter Place, a unique opportunity to invest in your dream home with lovely mountain and valley views!

MLS 10129780

LA

T EP C N O -C N PE O

TURNKEY CHARM

Move-in ready and entirely turnkey, this two-bedroom plus den property includes a spectacular view to occupy your time! $324,400 MLS 10146341

$494,000

$199,900

MABEL LAKE LOT Allow the surrounding landscape to astound you and be your guide in the endless potential this 80-acre lot offers!

D

MLS 10139182

BUILD HERE Ready to build your dream home? This geothermal ready .44-acre lot at The Rise includes fabulous Okanagan lake and valley views.

BA LC O N Y

MLS 10130934

IV ER

S VI EW D R EY A VI N

LA KE

O PE

&

N

-C

O N

VA LL EY

C

EP

T

VI EW S

Lisa Salt* & Gord Fowler

LAKE VIEW

The Outback on Okanagan Lake is a fabulous community with lots to provide, and this updated forest cabin offers a great layout for entertaining. $499,900

MLS 10148366

www.SaltFowler.com |

BRIGHT AND OPEN

A four-bedroom home filled with thoughtful updates and incredible extras, the ideal home for entertaining! $599,000

MLS 10148786

Vernon

INCREDIBLE VIEWS

This secluded Quarry Bay unit offers access to everything while including 3 bedrooms plus a den, two view decks and covered parking. Boat slip available separately!

$619,900

MLS 10141417

It’s not the market… it’s the marketing.

8804 Mariposa Place Sunday Feb 11, 12:00-1:30pm

MIDDLETON MOUNTAIN 2 bedroom, 1 bath condo all freshly updated with newer flooring and paint. Nice front side upper unit with no rental restrictions.

MOVE-IN READY A 2-bedroom, 2 bathroom end unit home within the desirable Spruce Landing community, the ideal turnkey home!

LAKEVIEW CHARM

$199,900

$309,900

$999,900

MLS 10136361

U

EY K

H F PO O

L

&

RO

O

E R R IA G A C MLS 10141951

POTENTIAL-FILLED

The opportunities are endless within this multiple home compound with breathtaking Swan Lake views! $1,290,000 MLS 10141818

MLS 10142782

O TT

U H O

S

$1,090,000

PR O E M O C IN

$649,000

R N

MLS NEW

LAKEVIEW INVESTMENT Not your average multi-family home, gas fireplaces and Swan Lake view balconies set this fourplex apart from the competition!

A four-bedroom family property walking distance to schools and activities, the ideal spot to raise the kids!

TU

$549,000

GREAT NEIGHBORHOOD

B

BEAUTIFUL DESIGN

A 3-bedroom, 2.5 bathroom property located on a no thru cul-de-sac with a park-like setting, the ideal modern home for your family!

EW VI LA K E

WATERFALL

A spectacular executive-level property filled to the brim with custom design and highend appointments, this handsome Beverly Hills Estates home on 1.13 acres is the ultimate fusion of design and function.

RT Y

IV R TO LK W A

64 Morningside Drive Sunday Feb 11, 12:00-1:30pm

SE

MLS 10148483

PE

U LA YO EA T G

This three bedroom family-friendly home has been spectacularly-maintained for its future owners, an ideal opportunity for turnkey living!

MLS 10148163

Move right into this thoughtfully-laid out and spacious family home on a quiet cul-de-sac and enjoy the breathtaking lake views! $849,999 MLS 10143453

ER

T

MLS 10147923

R

C U ST O M

CUL-DE-SAC CHARM

LI

#96 - 3900 27 Avenue Sunday Feb 11, 2:00-3:30pm

LA N D SC A PE D

#202 - 1047 Middleton Way Sunday Feb 11, 2:00-3:30pm

78 Morningside Drive Sunday Feb 11, 2:00-3:30pm

$449,000

C U L-

EA T R G

IN

PET ALLOWED

D ESA C

LO

R VE ST O

U Y N A M

#18 - 3211 Centennial Drive Sunday Feb 11, 12:00 -1:30pm

Fabulous 2 bedroom, 2 bathroom third floor unit in Aberdeen Heights on Centennial Drive, a near flat walk from downtown Vernon. Great views over the city and up to Silver Star. $299,900 MLS 10146217

VI N G

N AT IO C

A

PD AT ES

LE RT !

SUNDAY OPEN HOUSE BLITZ

ATTENTION TO DETAIL

100' LAKEFRONT

Stunning inside and out, this executive-level Middleton Mountain 4-bedroom home boasts panoramic and unobstructed Kalamalka Lake views!

A stunning lakeside summer paradise meant for entertaining, a unique opportunity to move right in to this entirely-finished & furnished 4 bedroom home!

$1,299,900 MLS 10140565

$2,900,000

Call 250.549.7258 TODAY and

MLS 10147553

6

Mortgage Rate Outlook December 2017 Mortgage Rate Outlook February 20172017 February December 2017 Canadian mortgage rates rose substantially in 2017 and are Canadian mortgage rates rose substantially in 2017 and are December 2017 forecast to rise further in 2018. After beginning the year at or forecast to rise further in 2018. After beginning the year at or • Rising rates and tighter mortgage regulations • Rising rates and tighter mortgage regulations near historical lows for both the qualifying rate as well as 5-year near historical lows for both the qualifying rate as well as 5-year in 2018 HoH u so iunsgi nFgo rFeocr ae sc ta sStu m r yarates, F—iacceleration r Fs itr sQtuofQ aeconomic rutaerrtgrowth S umcontract mam r—y an e r prompted in 2018 contract rates, an acceleration of economic growth prompted • Canadian economy slowing a shift at the Bank of Canada and a withdrawal of stimulus • Canadian economy slowing a shift at the Bank of Canada and a withdrawal of stimulus ® ($) Unit Sales Average MLS®MLS Price Unit Sales Average Price ($) • Bank of Canada waiting on higher inflation implemented to help the economy absorb the oil-shock of 2015.

• Bank of Canada waiting on higher inflation implemented to help the economy absorb the oil-shock of 2015.

2016 2016 2017F2017F 2018F2018F 2016 2016 2017F2017F 2018F2018F BoardBoard Area Area the hawkish turn by the Bank of Canada, the Canadian 10,028 9,2509,250 After 585,745 599,000 608,000 10,028 8,500 turn 599,000 608,000 After8,500 the hawkish by585,745 the Bank of Canada, the Canadian Victoria Victoria 5-year bond yield, the key benchmark for the mortgage 27.5%27.5% -7.8%-7.8% 5-year -8.1% 12.3% 2.3% 1.5% -8.1% 12.3% 2.3% bondRate yield,Outlook the key benchmark for the mortgage 1.5% Mortgage rate, seemed set on a higher trajectory a Mortgage Rate Outlook 10,532 9,4009,400 qualifying 8,750 $383,192 $396,000 $402,000 10,532 8,750 $383,192 $396,000 before $402,000 HIGHLIGHTS rate, seemed set on a higher trajectory before a Vancouver Island HIGHLIGHTS26.6%26.6% -10.7%-10.7%qualifying Vancouver Island Mortgage Rate Outlook slowing economy and the tepid inflation resulted in markets Canadian mortgage rates rose substantially in 2017 and are -6.9% 12.8% 3.3%resulted 1.5% Mortgage Rate Outlook -6.9% 3.3% Canadian mortgage rates rose in 2017inand are1.5% slowing economy and the12.8% tepidsubstantially inflation markets HIGHLIGHTS forecast rise in$284,471 2018.

After$288,000 beginning the year at or thefurther likelihood of further rate$288,000 hikes.

The 5-year Canadian mortgage rates rose substantially in 2017 and are 417 390 390 reassessing 345to $284,471 $291,000 M ortgage Rate Forecas t regulations 417 345 $291,000 Mortgage Rate Outlook forecast to rise in 2018.

After beginning the year at or reassessing thefurther likelihood of further rate hikes.

The 5-year • Powell Rising rates and tighter mortgage Canadian mortgage rates rose substantially in 2017 and are Powell Sunshine Coast M ortgage Rate t regulations River Sunshine CoastForecas • River Rising rates and tighter mortgage near historical lows for both the qualifying rate as well as 5-year mortgage qualifying rate now sits at a three-year high of 4.99 9.4% 9.4% -6.5%-6.5% mortgage -11.5% 15.3% 1.2% 1% forecast to riselows further in 2018.

After beginning the yearas at5-year or1% -11.5% 15.3% 1.2% near historical for both the qualifying rate as well qualifying rate now sits at a three-year high of 4.99 2018rates2017 forecast to rise further in 2018.

After beginning the year at or 2018 • in Rising and tighter mortgage regulations Canadian mortgage rates roseoffer substantially in 2017 and are in 2018 contract rates, an acceleration ofqualifying economic growth prompted cent, while most lenders a discounted rate of 3.24 2017tighter mortgage 2018 40,880 34,000 35,750 1,017,228 942,000 963,000 • Rising rates and regulations near historical lows for both the rate as well as 5-year 40,880 34,000per 35,750 1,017,228 942,000 963,000 contract rates, an acceleration of economic growth prompted per cent, while most lenders offer a discounted rate of 3.24 Greater Vancouver near historical lows for both the qualifying rate as well as 5-year Greater Vancouver in 2018 • Canadian economy slowing -5.2% forecast risebaseline further in 2018.and After beginning the year at or acontract shift attoOur the Bank of12.7% Canada a2018 withdrawal of stimulus -16.8% 5.1% -7.4% 2.2% cent. forecast foreconomic is-7.4% for those rates to Term Q1 Q2 Q3 Q4 Q1F Q2F Q3F Q4F in Canadian 2018 • Rising economy slowing -5.2% -16.8%per 5.1% 12.7% 2.2% rates, an acceleration of growth prompted •Term ratesQ2 and tighter regulations a shift atrates, the Bank of Canada and a2018 withdrawal of stimulus per cent.

Our baseline forecast israte for those rates to Q1 Q3 Q4mortgage Q1F Q2F Q3F Q4F contract an acceleration offor economic growth prompted near historical lows for both the qualifying as well as 5-year Canadian economy slowing • Bank of Canada waiting on higher inflation implemented to help the economy absorb the oil-shock of$668,000 2015.

23,086 19,700 18,900 $676,946 $657,000 $668,000 increase to 5.15 per cent and 3.44 per cent, respectively.

23,086 19,700 18,900 $676,946 $657,000 a shift at the Bank of Canada and a withdrawal of stimulus in 2018 • Canadian economy slowing • Bank of Canada waiting on higher inflation implemented to help the economy absorb the oil-shock of 2015.

1-Year 3.14 3.14 3.24 3.24 3.24 3.44 3.44 increase to per andand 3.44 cent,growth respectively.

Fraser Valley a shift atrates, the5.15 Bank ofcent Canada aper withdrawal of stimulus Fraser Valley3.14 acceleration of economic prompted 1-Year 3.14 3.14 3.14 3.24 on 3.24 3.24 3.44 3.44 15.1% -14.7% -4.1%-4.1%an 17.2% -2.9%-2.9% 1.7% 15.1% -14.7%contract 17.2% 1.7% • Bank of Canada waiting higher inflation implemented to help the economy absorb the oil-shock of 2015.

• Canadian economy slowing Bank of Canada waiting on higher inflation After the hawkish turn by the Bank of Canada, the Canadian implemented to help the economy absorb the oil-shock of 2015. complicating factor will be the impact of new mortgage a shift at the Bank of Canada and a withdrawal of stimulus 4,3064,306 3,4003,400 One 3,100 $397,911 $416,000 $428,000 5-Year After the hawkish turn by the Bank of Canada, the Canadian 3,100 $397,911 $416,000 $428,000 One complicating factor will be the impact of new mortgage 5-Year Chilliwack and District Chilliwack and 5-year bond yield, the key benchmark for the mortgage Qualifying 4.64 4.64District 4.79 4.99on4.99 5.04 5.14 5.14 which require borrowers more than 20ofper After the hawkish turn byeconomy the Bankabsorb ofwith Canada, the Canadian • Bank of Canada waiting higher inflation implemented to help the the oil-shock 2015.

37.2% -21% -21% regulations, -8.8% 18.4% 2.9% 5-year yield, the key benchmark for the mortgage 37.2% -8.8% 18.4% 4.5% 2.9% Qualifying 4.64 4.64 4.79 4.99 4.99 5.04 5.14 5.14 regulations, which require borrowers with more than 20 per After thebond hawkish turn by the Bank of4.5% Canada, the Canadian Rate qualifying rate, seemed set on a higher trajectory before a Rate 5-year bond the benchmark fortrajectory the mortgage equity toyield, qualify atkey a345,528 rate ataleast as high as the 5-year 3,1813,181 2,8702,870 cent 2,700 345,528 355,000 362,000 qualifying rate, seemed set on higher before a 2,700 355,000 362,000 cent equity to qualify at a the rate at least as as 5-year 5-year bond yield, the key benchmark forhigh the mortgage Kamloops and District After the hawkish turn by Bank of Canada, thethe Canadian Kamloops and District slowing economy and the tepid resulted in markets Average qualifying rate, seemed set on ainflation higher trajectory before a 2% mortgage rate.

This will erode purchasing as 23.6%23.6% -9.8%-9.8% posted -5.9% 5.9% 2.7% 2%by -5.9% 5.9% 2.7% power slowing economy and the tepid inflation resulted in markets Average posted mortgage rate.

This will erode purchasing power by qualifying rate, seemed set on a higher trajectory before a as 5-Year 5-year bond yield, the key benchmark for resulted the mortgage reassessing thecent, likelihood of further rate hikes.

The 5-year 2.75 M 2.61 2.94 Rate 3.24 Forecast 3.2410,036 3.34 3.34 3.44 slowing economy and the tepid inflation in markets 5-Year much as 20 per and will likely cause some prospective ortgage 8,400 8,600 $461,791 $468,000 $476,000 10,036 8,400 8,600 $461,791 $468,000 $476,000 Mortgage reassessing the likelihood of further rate hikes.

The 5-year 2.75 2.61 2.94 Rate 3.24 Forecast 3.24 3.34 3.34 3.44 much aseconomy 20rate, per seemed cent, and will cause some prospective M ortgage slowing andrate the tepid resulted in markets Okanagan Mainline Mortgage Mainline qualifying set onlikely ainflation higher trajectory before a mortgage qualifying now sits at 1.3% arate three-year high of 4.99 RateOkanagan reassessing thehome likelihood of further hikes.

5-year 25.6% 2018 -16.3% 2.4% 13.1% 1.7% to delay purchases. non-federally -16.3%buyers 2.4% 13.1% 1.3% The 1.7% M ortgage mortgage qualifying rate now sitsSince at rate a three-year high of 4.99 Rate 2017 Rate Forecast25.6% buyers to delay home purchases.

Since non-federally reassessing the likelihood of further hikes.

The 5-year slowing economy and the tepid inflation resulted in markets M ortgage Rate Forecas t per cent, while most lenders offer a discounted rate of 3.24 2017 2018 mortgage qualifying rate now sits at a three-year high of 4.99 Source: Bank of Canada; BCREA Economics; Rate Spy 2,459 2,050 1,975 $364,295 $351,000 $356,000 regulated lenders such as credit unions do not need to comply 2,459 2,050 1,975 $364,295 $351,000 $356,000 per cent, while most lenders offer a discounted rate of 3.24 Source: Bank of Canada; BCREA 2017 Economics; Rate Spy lenders such asnow credit unions do notthose need toofcomply South Okanagan* 2018 mortgage qualifying rate sits at2018 arate three-year high 4.99 South Okanagan* reassessing the likelihood of bank further The 5-year per cent.

Our baseline forecast for ishikes. for rates to Term Q2 rateQ3 Q4 Q1F Q3Fmarket, Q4F -16.6%regulated Note: Average 5-yearQ1 discounted isRate the average rate available in the per cent, while most lenders offer discounted rate of 3.24 21.6% -16.6% 11.3% -3.6% 1.4% M ortgage Forecas tQ2F with those regulations, large lenders could hold off on 21.6% 11.3% 1.4% 2017 2018 per-3.7% cent.-3.7% Our baseline forecast fora 2018 is-3.6% for those rates to Term Q2 Q4 Q1F Q2F Q3F Q4F Note: Average 5-yearQ1 discounted rateQ3 is the qualifying average rate available in the market, with those regulations, large bank lenders could hold off on offered at a discount from the posted 5-year rate. per cent, while most lenders offer a discounted rate of 3.24 mortgage qualifying rate now sits at a three-year high of 4.99 increase to 5.15 per cent and 3.44 per cent, respectively. offered1-Year at a discount from the posted 5-year qualifying rate. per cent.

Our baseline forecast for 2018 is for those rates to Term Q1 3.14 Q2 3.14 Q3 3.24 Q4 3.24 Q1F260 Q2F Q3F 3.44 Q4F 285 285 raising 325 $233,363 $243,000 $248,000 260 325 $233,363 $243,000 $248,000 mortgage qualifying rates to remain competitive.

3.14 3.24 3.44 increase to 5.15 per cent and 3.44 per cent, respectively.

2017Q3 2018Q3F Northern Lights raising mortgage qualifying rates remain competitive.

1-Year Northern Lights 3.14 3.14 Q4 3.24 Q1F 3.24 Q2F 3.24 3.44 Q4F 3.44 per cent.

Our baseline forecast forto is for those to Term Q13.14 Q2 cent, most lenders a2018 discounted rate rates of 3.24 -16.7% 9.6% 9.6% per 14%while 4.1% 2.1% increase to 5.15 per-13.4% cent andoffer 3.44 per cent, respectively.

-16.7% 14% -13.4% 4.1% 2.1% 1-Year 3.14 3.14 3.14 3.24 3.24 3.24 3.44 3.44 One complicating factor will be the impact of new mortgage increase to 5.15 per cent and 3.44 per cent, respectively.

5-Year Q1 cent.

Our baseline forecast is for rates$291,000 to One complicating factor will befor the2018 impact of those new mortgage Term Q2 3.14 Q3 3.24 Q4 3.24 Q1F 2,955 Q2F Q3F Q4F 2,5002,500 per 2,575 $282,758 $286,000 $291,000 1-Year 3.14 3.14 3.24 3.44 3.44 2,955 2,575 $282,758 $286,000 5-Year Qualifying 4.64 Bond 4.64vs 4.79 4.99 4.99Rate 5.04 5.14 5.14 Outlook Kootenay regulations, whichfactor require borrowers with more than 20 per Kootenay One complicating will be the impact of new mortgage 5-Year Mortgage Qualifying 4.64 Bond 4.64vs 5-Year 4.79 4.99 4.99 5.04 5.14 -15.4%Economic 5-Year Economic increase 5.15 per require cent 3.44 per cent,1.1% respectively. regulations, which borrowers with more than 20 per 18.2% -15.4% 3% toOutlook 2.7%and 1.1% 1.7% Rate 3.14 18.2%5.14 3.44 3% 2.7% 1.7% 5-Year Mortgage Rate 1-Year One complicating factor beatthe impact of new mortgage Rate 5-Year cent equity towhich qualify at will a rate least as high asthan the 5-year Qualifying 4.643.14 4.64 3.14 4.79 3.24 4.99 3.24 4.99 3.24 5.04 3.44 5.14 5.14 5-Year regulations, require borrowers with more 20 per cent equity to qualify at a rate at least as high as the 5-year 4,069 4,100 4,250 $263,703 $265,000 $269,000 4,069 4,100 4,250 $263,703 $265,000 $269,000 In the four quarters from the second half of 2016 to the first Rate Qualifying 4.64 4.64 4.79 4.99 4.99 5.04 5.14 5.14 regulations, which require borrowers with more 20first peras BCAverage Northern posted mortgage rate. will erode purchasing power by BC Northern In thecomplicating four quarters from second half 2016 to the One factor will be the impact of new mortgage cent equity to qualify atThis athe rate at least as of high asthan the 5-year Average 5-Year posted mortgage rate.

This will erode purchasing power by1.5% as -3.4%-3.4% 0.8% 3.7% -0.4% 0.5% 1.5% Rate 3.7% -0.4% 0.5% 5-Year of 2017, the Canadian economy grew at anas average 2.754.64 2.61 4.79 2.94 4.99 3.24 4.99 3.24 5.04 3.34 5.14 3.34 5.14 3.44 0.8% half cent equity to qualify at a rate at least as high the 5-year 5-Year 4.64 Qualifying much as 20 per cent, and will likely cause some prospective Average half of 2017, the Canadian economy grew at an average regulations, which require borrowers with more than 20 per posted mortgage rate.

This will erode purchasing power by as Mortgage 2.75 2.61 2.94 3.24 3.24 3.34 3.34 3.44 much as 20 per cent, and will likely cause some prospective 112,209 96,345 95,770 691,144 657,026 666,657 112,209 96,345 95,770 691,144 657,026 666,657 Mortgage Rate 5-Year quarterly rate of 3.6 perpurchases. cent, posting more than 4power per cent Rate Average BC Total posted mortgage rate.

This will erode purchasing by as buyers to delay home Since non-federally BC Total 2.75 2.61 2.94 3.24 3.24 3.34 3.34 3.44 quarterly rate of 3.6 per cent, posting more than 4 per cent cent equity to qualify at a rate at least as high as the 5-year much as 20 per cent, and will likely cause some prospective Rate Mortgage 9.5% 9.5% -14.1% -0.6% 8.6% -4.9% buyers to-0.6% delay home purchases.

Since non-federally 8.6% -4.9% in the1.5% 1.5% 5-Year the second quarter of 2017.

However, third 2.61 3.24 3.34 3.34 3.44 -14.1%growth Source: Bank 2.75 of Canada; BCREA2.94 Economics; Rate 3.24 Spy much asin 20 per cent, and likely cause Rate regulated lenders such aswill credit unions dosome not need comply Average growth in the second quarter of 2017.

However, inprospective theto third posted mortgage rate.

This will erode purchasing power by as Mortgage buyers to delay home purchases.

Since non-federally Source: Bank of Northern Canada; BCREA Economics; Rate Spy (NLREB) regulated lenders such as credit unions do not need to comply NOTE: The Northern Lights Real Estate Board (NLREB) became part of the South Okanagan Real Estate Board (SOREB) on January 1, 2011.

NOTE: The Lights Real Estate Board became part of the South Okanagan Real Estate Board (SOREB) on January 1, 2011.

5-Year quarter, slowedpurchases. to justbank 1.7 Since per cent.

RateAverage Note: discounted rate is3.24 the average available3.34 in the market, buyers togrowth delay non-federally with those regulations, large lenders could holdtooff on 2.61 3.24 3.34 3.44 Source: Bank 2.75 of5-year Canada; BCREA2.94 Economics; Spy rate regulated lenders such as credit dosome not need comply quarter, growth slowed to just 1.7unions per cent. much as 20 per home cent, and will likely cause prospective *Excluding Lights Note: Average 5-year discounted rate5-year is the Rate average rate available in the market, *Excluding Northern Lights Mortgage with those regulations, large bank lenders could hold off on offered atNorthern a discount from the posted qualifying rate. offered at a discount from the posted 5-year qualifying rate.

Source: Bank of Canada; BCREA Economics; Rate Spy Note: regulated lenders suchpurchases. as credit unions do could not need tooff comply raising mortgage qualifying rates tolenders remain competitive.

RateAverage 5-year discounted rate is the average rate available in the market, with those regulations, large bank hold buyers to delay home Since non-federally raising amortgage qualifying rates the to remain competitive.

Despite second-half slowdown, Canadian economy on still offered at a discount from the posted 5-year qualifying rate.

Despite amortgage second-half slowdown, the Canadian economy still Note: Average 5-year discounted rate is the average rate available in the market, with those regulations, large bank lenders holdtooff on Source: Bank of Canada; BCREA Economics; Rate Spy raising qualifying rates to remain competitive. regulated lenders such as credit unions docould not need comply saw a surge infactors employment in October and November and will offered atEconomics a discount from the posted 5-year qualifying rate.

BCREABCREA provides timely research, analysis and information on economic factors affecting British Columbia and its housing markets.

Economics provides timely research, analysis and information on economic affecting British Columbia and its housing markets. saw a surge in employment in October and November and will raising mortgage qualifying tolenders remaincould competitive.

Note: Average 5-year discounted rate is the average rate available in the market, with those regulations, largerates bank hold off on Economic Outlook post annual real GDP growth of over 3 per cent in 2017, making 5-Year Bond vs 5-Year Mortgage Rate offered at a discount5-Year from theBond posted qualifying rate. Rate Economic post annualOutlook real GDP growth of over 3 per cent in 2017, making vs5-year 5-Year Mortgage raising mortgage to remain competitive. itEconomic the envy ofOutlook mostqualifying advancedrates economies around the world.

The British Columbia Realvs Estate Association (BCREA) is the is the The British Columbia Real Estate Association (BCREA) 5-Year Bond 5-Year Mortgage Rate Send questions and comments about the Housing Forecast to: to: itInthe most advanced economies around world. theenvy fourof quarters from the halfabout of 2016 to the first Send questions andsecond comments thethe Housing Forecast ® In the four quarters from the second half of 2016 to the first Economic Outlook ® in BC, professional association for more than 20,000 REALTORS 5-Year Bond vs 5-Year Mortgage Rate professional association for more than 20,000 REALTORS in BC, half of 2017, the Canadian economy grew at an average In the four quarters from the second half of tointhe first as Cameron Muir, Chief Economist, We doof not expect that performance togrew be repeated 2018, Cameron Muir, Chief Economist, half 2017, the Canadian economy at2016 an average focusing on5-Year provincial issues thatMortgage impact real estate.

Working with with We do not expect that performance to more be repeated in 2018, as Economic Outlook focusing on Bond provincial issues that impact real estate.

Working vs 5-Year Rate rate of Canadian 3.6 per cent, posting than 4toper cent cmuir@bcrea.bc.ca; 604.742.2780 Inquarterly the four quarters from the second half of 2016 the first a half of 2017, the economy grew at an average cmuir@bcrea.bc.ca; 604.742.2780 the effect of higher interest rates and trade disputes present quarterly rate of 3.6 per cent, posting more than 4 per cent the province’s 11 real estate boards, BCREA provides continuing the effect of higher interest rates and trade disputes present the province’s 11 real estate boards, BCREA provides continuing growth in the second quarter of 2017. However, in the third a half of 2017, the Canadian economy grew atto2016 an average quarterly ofThose 3.6from per cent, posting more than per cent drag on growth. factors are forecast slow overall In the four quarters the second half of thethird first Brendon Ogmundson, Economist, growth in rate the second quarter of 2017.

However, in4tothe the Brendon Ogmundson, Economist, professional education, advocacy, economic research and and drag on growth.

Those factors are forecast to slow the overall professional education, advocacy, economic research quarter, growth slowed to economy justposting 1.7 per cent. growth in the second quarter of 2017.

However, in the third quarterly rate of 3.6 per cent, more than 4 per cent bogmundson@bcrea.bc.ca; 604.742.2796 half of 2017, the Canadian grew at an average bogmundson@bcrea.bc.ca; 604.742.2796 quarter, growth slowed to just 1.7 per cent. ® ® provide value value for their standard formsforms to help provide for clients. their clients. standard toREALTORS help REALTORS quarter, slowed to justof 1.7 per However, cent. thanin4 the growth ingrowth the second quarter 2017. quarterly of 3.6 per cent, posting per third centstill11 Despite arate second-half slowdown, the more Canadian economy Additional economics information is available on on still Despite athe second-half slowdown, thecent.

Canadian economy Additional economics information is available quarter, growth slowed to just 1.7 per To demonstrate the profession’s commitment to improving Quality growth in second quarter of 2017.

However, in the third To demonstrate the profession’s commitment to improving Qualitysaw a surge in employment in October and November and will Despite a second-half slowdown, the Canadian economy at: www.bcrea.bc.ca.

BCREA’s website at: saw aBCREA’s surge inwebsite employment inwww.bcrea.bc.ca.

October and November andstill will of LifeofinLife BC in communities, BCREABCREA supports policies that help quarter, growth slowed to just 1.7 per3cent.

BC communities, supports policies that help post real GDP growth over per ineconomy 2017,and making saw aannual surge in employment inof October andcent November will Despite a second-half slowdown, the3Canadian still post annual real GDP growth of over per cent in 2017, making ensure economic vitality, provide housing opportunities, preserve ensure economic vitality, provide housing opportunities, preserve it To sign up forGDP BCREA news releases byaround email visit: the envy of most advanced economies the world.

To sign up for BCREA news releases by in email visit: post real growth over 3Canadian per cent 2017, making saw a annual surge in employment inof October and November and will it the envy of most advanced economies around the world.

Despite a second-half slowdown, the economy still the environment, protect property owners and build betterbetter www.bcrea.bc.ca/news-and-publications/publications/ the environment, protect property owners and build www.bcrea.bc.ca/news-and-publications/publications/ it the envy of most advanced economies around the world. post annual real GDP growth of over 3 per cent in 2017, making saw surge in employment in October and November and will We adomanage-subscriptions. not manage-subscriptions. expect that performance to be repeated in 2018, as communities with good and safe communities with schools good schools andneighbourhoods. safe neighbourhoods.

We notof expect that performance to bearound repeated inworld.

2018, as itthe thedo envy most advanced economies the post annual real GDP growth of over 3 per cent in 2017, making effect of higher interest rates and trade disputes present a We do notof expect performance totrade be repeated inpresent 2018, as the effect higherthat interest rates and disputes a itdrag theeffect envy of most advanced economies around the world. on growth.

Those factors are forecast to slow the overall the of higher interest rates and trade disputes present a We doon notgrowth. expectThose that performance to be repeated in 2018, drag factors are forecast to slow the overallas drag on growth.

Those factors are forecast to slow the overall the do effect higher interest rates and disputes a We notof expect that performance totrade be repeated inpresent 2018, as 1 content, ® ® Housing Forecast is published quarterly by the British Columbia Real Estate Real estate boards, real estate and REALTORS may reprint this content, Housing Forecast is published quarterly by the British Columbia Real Association.

Estate Association.

Real estate boards, real associations estate associations and REALTORS may reprint this 1 drag on growth.

Those factors are forecast to slow the overall the effect higher interest and trade disputes a provided that credit is given BCREA by including the following statement: “Copyright Britishof Columbia Real Estate Association.

Reprinted with present permission.” provided that credit is to given to BCREA by including the following statement: “Copyright British Columbia Realrates Estate Association.

Reprinted with permission.”

BCREA HOUSING FORECAST UPDATE HIGHLIGHTS BCREA HOUSING FORECAST UPDATE HIGHLIGHTS

Mortgage Rate Forecast Mortgage Rate Forecast Mortgage Mortgage Rate Forecast

MORTGAGE MORTGAGE RATES RATES SET SET TO TO RISE RISE AGAIN AGAIN IN IN 2018 2018 MORTGAGE RATES SET TO RISE AGAIN IN 2018 2018 MORTGAGE RATES SET TO RISE AGAIN IN MORTGAGE RATES SET TO RISE AGAIN IN 2018 HIGHLIGHTS HIGHLIGHTS

1

BCREA BCREA makes makes no guarantees as to the or completeness of this information. no guarantees asaccuracy to the accuracy or completeness of this information.drag on growth. Those factors are forecast to slow the overall

1

2

2

1420 - 1420 701 Georgia Street Street West, PO BoxPO 10123, PacificPacific Centre,Centre, Vancouver, BC V7YBC 1C6 604.683.7702 | Fax:| 604.683.8601 | Email: bcrea@bcrea.bc.ca - 701 Georgia West, Box 10123, Vancouver, V7Y |1C6Phone: | Phone: 604.683.7702 Fax: 604.683.8601 | Email: bcrea@bcrea.bc.ca

1

Vernon *Personal Real Estate Corporation

YOURREALESTATEPAGES.COM | 7 454 Longspoon Place, Vernon New Listing

· Beautifully finished, fully furnished 3534 sq ft home · 4 bedroom, 4 bathroom · View of Okanagan Lake · Enjoy Predator Ridge resort style living with all the amenities.

MLS 10147857

$1,250,000

258 Dormie Place, Vernon · Meticulously maintained home in popular Dormie Hills. · 3 bedroom, 3 bathroom · Stunning mountain views. · Enjoy Predator Ridge resort style living with all the amenities.

MLS 10146181

$874,900

401 or 409 Longspoon Place, Vernon

$239,900 - $254,900

· Build your dream home in Predator Ridge Resort, live in a community within a community in this world class golf resort. · Enjoy all the amenaties that Predator has to offer.

MLS 10140154 MLS 10137005

Teresa Prince C: 250-938-1753 O: 250-549-4161 www.TeresaPrince.ca

Business & Farm

Home & Travel

Auto & RV

Vernon is pleased to welcome Rob Wasiliew to our team of professionals.

Since studying Business at UBC, Rob’s career has included positions in Finance, then owning and operating an award winning Home Services franchise while completing a law degree.

Being a Vernon local, Rob realized that what he enjoys most is selling the Okanagan lifestyle and Real Estate gives him the chance to help others find their own piece of paradise. Identifying and fulfilling his client’s goals have been a key component of Rob’s previous business and he looks forward to helping you with your real estate needs, as a part of the Brenner Group of Realtors A former competitive skier, you can find Rob chasing powder snow and swinging his clubs around the valley in his free time.

Rob Wasiliew 250-306-6957 Rob@okanaganlands.com

All Insurance Services We provide protection options as unique as you are.

250-545-5311 www.jmins.com

3923 32 St. Vernon, BC V1T 5P2 Monday thru Friday: 7:30-5:30, Saturday: 9:00-5:00

INC

SilverStarMedia.ca 250.545.8858

The Real Estate Pages is published by Silver Star Media Inc., 3118 32nd Ave, Vernon, BC V1T 2L9. Reproduction of any photographs, artwork or copy is strictly prohibited without prior written consent of the publisher. All advertised properties are subject to prior sale or withdrawal without notice. Neither The Real Estate Pages nor Silver Star Media Inc are a registered real estate broker and this magazine offer is not an effort to assist in the buying or selling of real estate. The advertisers and publisher are not responsible or liable for misinformation, misprints or typographic errors.

Shane McMorran

Lumby

Personal Real Estate Corporation

Each office is independently owned and operated

00

0,0

Cell: 250.938.4000 shane@teammcmorran.ca teammcmorran.ca

5 1,3

Vernon

NE

W

7 - 5901 Heritage Drive

mls#10148783

$365,000

Perfectly suited for a family. Light and bright end unit with 3 bedrooms, 3 1/2 baths, family room downstairs. Single garage and plenty of parking.

Balcony and covered patio with hill views. Close to shopping.

NE

W

0

,90

81

$3

1976 Highway 6, Lumby Beautifully appointed 3 level home, tucked away on 78.76 fenced & subirrigated acres. Property is fenced & cross fenced, will support 60 cow/calf pairs, has a solar powered watering bowl for the stock and a new 30 x 62 shop/barn. The luxury home offers 3 bdrms, 2 ½ baths, formal dining & living room and finished loft in the attic for extra bedroom, playroom or den. Hardwood & ceramic floors, wood cook stove in kitchen, a full basement with a wood/electric furnace, and rec room. Sit on the covered deck and watch the beautiful sunsets or enjoy them from the hot tub. MLS®10148287

$

2246 Shuswap Avenue, Lumby Bright 3 bdrm, 1 bath home with room for all your toys in the fenced back yard. Many upgrades, front and back decks and a patio with a pergola.

Superb location within a block of both the Elementary & High schools, the park, swimming pool, and ice rink. Single car garage attached to the home, wheel chair ramp at front, new roof in 2016. Attention Developers the property is zoned R2 and is just over 1/3 of an acre.

MLS®10141649

2095 Shuswap Avenue www.lumbyrealestate.net

1 888 547 9266 Toll free 1 250 547 9234 Fax

Darline Scott 250-558-8112 6449 Carlton Rd

mls#10148249

$525,000

5 bedrooms, 3 full bathrooms, vaulted ceilings, in-floor heat in main bath and ensuite. Front deck with valley view, covered rear deck. Large lot on a cul-de-sac in a quiet rural neighborhood.

#1312-7343 Okanagan Landing Rd. mls#10143823

$369,000

Just unpack your clothes and move in! Everything is included in this very appealing west-facing TOP FLOOR 2 bed, 2 bath unit. Fully furnished.

Enjoy the hot tub, pool and beach! GST paid. Boat slip available.

Your Ad Here 250.545.8858

8630 Okanagan Landing Rd.

mls#10135622

$899,000

Stunning, estate sized 9.3 acres above Okanagan Lake with spectacular panoramic views from a variety of building sites. Close to lake access, boat launch, and Yacht Club.

I have a buyer looking for

Centennial Drive, top floor condo apt.

e!

Call m

www.YourRealEstatePages.com Vernon Real Estate Pages

@REPVernon

YOURREALESTATEPAGES.COM | 9

Looking at Silver Star Mountain? #106 - 30 Monashee Road, Vernon

www.your5starteam.com Close to Village Center

Offered at $634,900

1200 sqft

Cliff Wenger REALTOR®

P. 250.549.4161 C. 250.309.0289 TF. 1.800.667.2040 cliff@your5starteam.com

Tammy Stein REALTOR®

P. 250.549.4161 C. 250.306.9974 TF. 1.800.667.2040 tammy@your5starteam.com

Beautiful Condo at ground level w/ its own outside entrance for easy come and go freedom. Great for families, 3bdrm 2Bth, Private Hot Tub. This spectacular corner unit is fully furnished, gas f/p, granite counter tops, privacy cover over windows and has its own BBQ. Enjoy Mountain living/vacationing or reap the benefits as a revenue property. Close to Village center, Tube Town, skating pond and bowling.

Owners will consider all reasonable offers.

MLS 10134793

Vernon

250-540-3557

Krista@KristaBlankley.ca

3933 Desert Drive, Vernon

Jen Sellar 250.309.3439 jen@jjsellrealestate.com

Vernon

J&J Real Estate Associates

Jayme McKillop

250.307.8137 jayme@jjsellrealestate.com

P

at rom $4 o 24 P ,90 ri 0 cin in g cl. S ne tar t G tin ST g !

The OAKS Luxury Townhome Development

Move right in to this masterfully built Everton Ridge 3 bedroom, 3 bath home in the desirable Turtle Mountain community. This home comes with it all! The top floor boasts a bright modern open concept living area with 9 foot ceilings, built in speakers, gas fireplace and endless views off the generous sized front covered deck - perfect for a quiet night or entertaining guests. The kitchen features stainless steel appliances, island with bar seating, pantry with a modern barn door, gas range and easy access to the back patio and fully fenced back yard.

Meander to the cozy master bedroom flaunting a barn door to the walk in closet and a remarkable 5 piece ensuite with double sized frameless glass shower and soaker tub. On the lower floor find a large media room with built in speakers, a third bedroom and a full bathroom - a great place for guests or the teenager in your family. This home is ideally located near the Grey Canal trails for evening strolls or taking the family canine for a walk.

$589,900

mls 10148073

NOW SELLING Okanagan & Kalamalka units

This development is in an ideal location close to all amenities, the beach, several golf courses, wineries, skiing & more!

What more could you ask for?

All units include: · Your choice of 3 fabulous & high quality interior design packages · Oversized double garage · Stainless steel kitchen appliances · A/C

6600 Okanagan Avenue

Choose from a traditional rancher with walk-out daylight basement or an entry level plan with huge vaulted ceilings & a sophisticated loft. Promo pricing still offered on select units for a limited time!

Get in on these great Luxury Townhomes at these affordable prices before it’s too late!

CALL/TEXT US TODAY FOR MORE INFO! Vernon

MLS®

DonKassa

REALTOR ® SERVICES Over 45 years of combined experience

Don Kassa (left) REALTOR®

Ryan Danchuk (middle) REALTOR®

Tracie Gobelle (right) Administrator

250.549.4161

DonKassa.com donkassa@donkassa.com

Bella Vista Road

9940 Cathedral Drive

NEW

Vernon

9286 Kokanee Road NEW

Agricultural land - 519 acres set in the rolling grassland hills above Okanagan lake. Well suited for GRAPES or CHERRIES, this is a great area for agricultural use, as a holding format. Expansive views in all directions.

Adjacent to The Rise Golf Course. There is not any opportunity to develop this property at present. Irrigation is available with offsite works required. There is intensive residential development adjacent at The Rise, as well as further down the road at Canadian Lakeview and Adventure Bay likely indicating that residential development will likely occur at a future date.

$7,995,000

MLS®:10148645

A modern ski area home unique to Silver Star in the Ridge. Built by Richbuilt Homes, known for their quality workmanship and executive style finishing touches. Terrific views of both Okanagan & Kalamalka Lakes, Vernon City and on to Predator Ridge, and the Monashee Mountains from main living spaces and bedrooms. 2 bedrooms + bonus room on the middle level, finished basement with family room or third bedroom and a finished ski entry adjacent. The Ridge is known for its easy ski in and out access, with ski trails throughout the subdivision.

$770,000

MLS®:10148251

Large family home with plenty of room for kids and guests; including a large driveway and separate entrance to a full in-law suite. It has: 5 bdrms + den, 4 baths, a formal dining room, living room, family room, rec/games room, 2 laundry rooms, and a large storage area. Located in a great neighbourhood & friendly community, which is quiet, private and secure. New deck which is wired for a hot tub and has a natural gas hook up, front porch, a lightly renovated kitchen, and new roof.

$749,000

MLS®:10148119

#502 - 170 Silver Lode Lane

#402 - 30 Monashee Road

8812 Oxford Road

At Silver Star, a slope side top floor 2 bedroom, 2 bath unit in Snowbird Lodge. Exceptional unobstructed Mountain views. No longer a lockoff - now a true 2 bedroom. Private hot tub. Upgrades include new H/W tank, new hot tub, newer cork floors in main area, newer furnishings, updated electronics in living room, newer dishwasher. 2 underground parking spaces, 2 ski lockers. Fully furnished, including 2 fridges and garburator, Kitchen stocked to Snowbird Lodge's standard package. GST paid.

Firelight on the Pond at Silver Star Mountain Resort.

A top floor, 3 bedroom, 2 bath corner/end unit with peaked ceilings, windows on two sides, gas fireplace.

Fully furnished, bring your suitcases and groceries.

Great mountain views. Covered deck. Pinheads Bowling Alley in the basement, along with Final Run Bar & Bistro. Underground parking, elevators, and a shared outdoor hot tub. Located adjacent to the skating pond, Tube Town and skiing. Ski in/ski out and right on the cross country trails. A level, short walk to the Village.

This just under 1/4-acre building in a great location has exceptional unobstructed lake, mountain and city views and is ideally situated to capture morning sunlight from your view deck! Lot is ready to build!

All utilities available, and paved roads and sidewalks are already in place. A short drive takes you to a shared dock and 1 km of beach access, plus many established hiking trails. Access to the Seasons Gym, Pool, hot tub, and club is included with a $50 per month fee.

$469,800

$219,000

$684,000

MLS®:10148015

MLS®:10145390

MLS®:10142961

Please visit our newly redesigned website www.silverstarproperites.ca

YOURREALESTATEPAGES.COM | 11

$1

,2

0 ,0 00

0

EAST HILL - 2501, 15th Street, Vernon · Great Income Property & Business Investment .29 Acre Corner Lot, zoned C1 Neighbourhood Commercial. 4 Strata titles, 3 x 1010 sqft. residential units, 2 Bdrm 1 bath ea., 1x 1,400 sqft. commercial lease ( on two levels) with 2 half baths.

Visit www.mariabesso.remax.ca for a virtual walkthrough of Commercial site.

OR ask about just buying the coffee shop business. MLS®10144861

Maria Besso (250) 308-1152 | mariabesso@shaw.ca | www.mariabesso.remax.ca

Vernon

The sign you want The Agent you need.

TheRightAgents @RightAgents TheRightAgents.com

Deb

Deveau REALTOR®

Your Key to the North Okanagan

Judy

Fischer REALTOR®

cres 20 A

$559,000 115 Twin Lakes Road, Enderby Call Deb & Judy @ The Key Team - MLS10143516

$149,900

Call Deb & Judy @ The Key Team - MLS10141263

$339,000 57 Parsons Road, Enderby Call Deb & Judy @ The Key Team - MLS10145876

REALTOR®

Enderby

*Personal Real Estate Corporation

! sion sses k Po Quic

$890,000 24 Rohan-Peters Road, Enderby Call Deb & Judy @ The Key Team - MLS10138953

ot ing L Build

Shop

900B Belvedere Street, Enderby

Lundquist*

908 George St. Enderby, BC

mic ora Pan iews V

y ecurit Job S

Bonita

1-888-609-7764 250-838-0025

$379,000 $159,000

Lot 9 - 265 Terry Road, Enderby Call Deb & Judy @ The Key Team - MLS10139041

718 Russell Avenue, Enderby Family home, close to school & shops. 4 Bed, 3 Bath single family residence or put Mom & Dad in the basement utilizing area for in-law suite. New heat pumps. Wired for back up generator. Fenced level yard with firepit Call Bonita Lundquist PREC 250-306-8184 - MLS 10143225

12 #1 - 6600 Okanagan Ave

Va l

le

y

Vi

ew

s

· Almost 2000 sq.ft. · 1+2 Bedrooms · 1.5+1 Bathrooms · Choice location in complex · Hardwood & granite · Dynamic mezzanine overlooks great room MLS: 10141204 $419,900

LD

· 3+1 bdrms, 2.5 baths · Newer subdivision on East Hill · Open Concept, Great Quality · SS Appliances · Fenced backyard · Generous sized Garage

SO

JANE FIELD

909 33 Avenue, Vernon

Cell 250.938.2830 Office 250.503.3755 Toll Free 1.888.503.3755

#3 - 8014 Whitestone Drive, Vernon

LD

· 3 bedrooms + den · 3 bathrooms · Open concept · Amazing Kalamalka Lake views

SO

jane@vernonrealestate.ca Vernon

Experience

that will move you RRS

Registered Relocation Specialist

Thinking of Selling?

Call me for a FREE market evaluation* *Some restrictions apply

5603 - 27th Street Vernon, BC V1T 8Z5

250.938.2830

O: 250-549-4161 C: 250-938-2604 doncowan@remax.net NE

W

229 Kicking Horse Place, Vernon Modern family home with a fenced back yard backing onto the ravine in the Foothills. Great floor plan with two bedrooms plus an office on the main level. Walk out basement offers a huge family room, two bedrooms and a full bathroom. This move in ready home offers many extras!

MLS®10148721

$679,900

298 Old Salmon Arm Road, Enderby Immaculate 3 bedroom 2 bathroom home on 2.87 acres on the North side of Enderby. With the flooring, kitchen and bathrooms updated there is nothing to do but unpack.

The views off of the generous size deck at the back of the home are amazing, from the landscaped yard to the Enderby cliffs!

MLS®10142026

Don Cowan

Vernon

This spot reserved for YOUR home!

Call today for a FREE Market Evaluation and let's get your home SOLD

$549,900

With over 30 years selling Real Estate in Vernon, I know the market.

YOURREALESTATEPAGES.COM | 13

Vernon

$190,000 + GST

$190,000 + GST

9807 Cathedral Drive, Silverstar

9890 Cathedral Drive, Silverstar

$450,000

$400,000

167 Ravine Drive, Coldstream

145 Ravine Drive, Coldstream

$1,350,000

$1,625,000

455 Highridge Road, Kal Lake

8211 Westkal Road, Kal Lake

BLACKCOMB VII Coming Soon - Releasing 18 new lots

Vernon Foothills Lots for Sale Lot #58

306 Baldy Place

$235,000 +GST

Lot #22 Lot #31 Lot #33 Lot #34 Lot #36

7164 Apex Drive 7159 Apex Drive 7151 Apex Drive 7147 Apex Drive 7139 Apex Drive

$225,000 +GST $310,000 +GST $325,000 +GST $325,000 +GST $325,000 +GST

SE E THE S E LOTS AT V E R NO NFO OT HIL LS . C A Call us for more info: 1-250-503-3752 or info@okanaganlands.com

All Listings are MLS®

e-Editions available online YourRealEstatePages.com

@REPVernon

Vernon Real Estate Pages

Heidi Lussi PREC Steve Wikkerink REALTOR® Beate Schmidt REALTOR® Susan Olney Administrative Coordinator

We are NEVER too busy for your referrals

The

Heidi Lussi Real Estate Team

www.heidilussi.com | 250-503-3487 | info@heidilussi.com 4315 Highland Park Rd

Vernon

2888 Mabel Lake Road

15290 Old Mission Road

14 acres, 1700’ of Shuswap River frontage. Updated 3 bed, 2 bath ranch with full daylight basement.

Privacy, pasture, riding arena, round pen. Mostly treed. Circular driveway, riverfront gazebo. $598,000 MLS® 10141964

3.62 acres with vineyard that produces grapes for award winning wineries. Great ranch style home with open layout and breathtaking 180 degree lake views. Set among a private setting with detached shop and attached garage. Opportunity knocks.

516 Silversage Place

4300 East Vernon Road

205 Hwy 97S

Contemporary Tuscan home professionally designed. Surrounded by park, total privacy, city/mountain/ lake views. 4311 sqft quality living, multiple outdoor patios, modern gourmet kitchen, high end appliances & built-ins, Geothermal & in-floor heating/cooling. Sound system throught & so much more.

Location, Location, minutes to all of Vernon’s amenities. Level Productive Land 9.88 acres irrigated. Barn/shop/equipment storage, and riding arena. Approx. 4000 sq. ft. of quality living space. Privacy, mountain view, a perfect hobby farm.

Kal Lake Country Estate with incredible lake & mountain views. 9.12 acres, gently rolling, custom quality home, triple car garage. Detached 27’x60’ shop, animal shelters, fully fenced and cross fenced. Ideal location between Vernon and Lake Country.

$1,680,000 MLS® 10140230

$1,950,000 MLS®10145617

New Price

Enjoy your own little Hobby Farm. Cute 2 & 2 bedrooms, 2.5 baths rancher with walk out basement on 1.4 acres fenced property. Recently renovated with beautiful new features such as modern style kitchen, high end tile flooring, hardwood etc. Only minutes from Armstrong in beautiful rural & private setting.

$575,000 MLS®:10147875

$1,590,000 MLS®:10134435

$945,000 MLS®:10139308

For ALL listings visit www.heidilussi.com

OkanaganHomes.com | 250.549.7050

Coldstream

Okanagan Landing

Okanagan Landing

8508 Lakeview Drive

1002, 7343 Okanagan Landing Road

8854 Okanagan Landing Road

Family home with Kalamalka Lake View!

4 Bedroom & 3 baths. Walnut cabinets, hardwood .32 Acre with fenced & private backyard. Extra parking! Great location, across from the park! Walk to Okanagan College & Greater Vernon Athletic Park!

Lock & Leave · Okanagan Lakeshore Townhome Beachfront! 2 Bedrooms, den, 2.5 bathroom townhome. Furnished. Private patio with fireplace! Boat slip! Pool! 2 Underground parking stalls. Onsite management. A great investment!

Subdivision Potential & Lake Views Enjoy .97 acre privacy or complete the subdivision and create two new Okanagan Lake view lots! Two-story 3 bedroom, 2 bath home with a 2 car detached garage!

$568,000

$729,000

$749,000

mls 10148406

mls 10128928

mls 10137807

Commonage

Armstrong

Bella Vista

417 High Ridge Road

4671 South Grandview Flats Road

7292 Tronson Road

Build Your Dream Home Quiet neighborhood of estate homes. Panoramic views from this rare, 5.12 acre Kalamalka Lake view property with approximately 450ft frontage facing the lake! Property extends down to new waterfront Rail Trail! Water license in place.

Farm in the Heart of Spallumcheen 21.85 Private acres. South facing view of Valley.

Immaculate 3 bedroom, 2.5 bath home.

Productive fields. Fenced, x-fenced. Shelter: 32' x 46'. Wired shop/hangar: 40' x 60' .

6 Pastures. Great location, minutes from downtown Armstrong!

Private Okanagan Lake Waterfront Property .35 Gently sloping acres & 65’ of water frontage.

Original house with solid bones and addition.

Lots of room for upgrades. Potential for in-law suite on main. 2 Bed legal suite on lower level.

Adjacent to Kin Beach.

$899,000

$998,000

$1,895,000

mls 10138275

mls 10148674

Rodney Shanks

Heather Paulsen

Alan Stier

Craig Demetrick

REALTOR®

REALTOR®

REALTOR®

REALTOR®

rodney@okanaganhomes.com heather@okanaganhomes.com alan@okanaganhomes.com craig@okanaganhomes.com

Barb Williamson* Priscilla Sookarow REALTOR®/Managing Broker

Owner/REALTOR®

barb@okanaganhomes.com info@okanaganhomes.com *Personal Real Estate Corporation

Priscilla

mls 10133890

See us at RE/MAX Vernon 5603 27 Street Vernon, BC

Outstanding Agents.

Outstanding Results.

GO WITH THOSE WHO KNOW Armstrong

Commercial Solutions

Enderby

Lumby

Vernon

Vernon (Silver Star Office)

2555 Pleasant Valley Blvd Armstrong, BC V0E 1B0 250.546.3119

5405 26 Street Vernon, BC V1T 7G4 250.503.3477

908 George St Box 188 Enderby, BC V0E 1V0 250.838.0025

2095 Shuswap Ave Lumby, BC V0E 2G0 250.547.9266

5603 27 Street Vernon, BC V1T 8Z5 250.549.4161

108-152 Silver Lode Lane V1B 3W9 250.549.4161

www.TheRightAgents.com