Know who will be in charge.
People have a lot of great “reasons” why they don’t have a Lasting Power of Attorney(LPA). Do these sound familiar to you?
● They are expensive.
● My partner will sort me out.
● I don’t want someone to control my life.
● I have joint ownership of everything.
● Aren’t those for old people?
● And our favourite… ugh, what a drag.
The alternative to establishing an LPA is waiting for something terrible to happen and having a deputyship established for you… without needing your consent or taking your preferences into account.
Think Brittany Spears and her struggles… only without all the paparazzi.
Expense Having a family member apply for deputyship costs £327 and that is just the basic court fee. It can cost thousands to get a deputyship and there are additional annual fees on top. The family disagreements, lost time, and regulations? Priceless. LPAs cost less both in emotional turmoil and your wallet.
Partner You may think that your legally recognised partner can make medical and financial decisions for you if you cannot make them yourself. But without an LPA they can’t. A deputyship can only help with the finances and only if it is completed in time.
Control Both the Health and Welfare and Financial LPA can be set to only be used when you no longer have capacity to act for yourself. While you can make decisions, you do. With instructions and preferences you can take away and give powers as you see fit. You can specify who has what powers. Want one family member to take care of the house and the other to take care of your pets? You can choose. You can still have control.
Joint Ownership (see partner) A Property & Finance LPA helps your attorneys manage things like talking to the mortgage company, utilities companies, pension funds, etc. Without appointing someone, financial documents and tools can be out of reach, even for joint ownership. ALSO - with a Property & Finance LPA, you can set limitations - like no selling the house, keeping your pets out of shelter.
For Old People No. Just… no. If you have financial, personal, professional obligations and concerns that need to be looked after, you need an LPA. Have a home? LPA. Have kids? LPA. Have an SME? LPA. These are tools designed to give powers to another person so that your life doesn’t fall apart while you can’t tend to it. LPAs are for adults. Plain and simple.
What a drag. That list of reasons to not get an LPA tend to boil down to UGH… What a Drag. Because talking about being incapacitated by life isn’t fun. But it doesn’t have to be painful. It can be a thoughtful assessment of who you know in your life that has your back. Who can you count on through the hard times?
Have more questions about how Health & Welfare and Finance & Property LPAs can work for you? Give us a call at Olive Tree Law and ask for Chris or Robynne.
We are offering all “Inside Lincs magazines” readers 25% off all completed LPAs. Offer ends 31.01.2023. Offer does not apply to third party disbursements.
Just let us know you read all about it in Inside Lincs magazine and want to know more. Email: hello@olivetreelaw.co.uk
or Call: 01522 837284
Address - Sparkhouse Ropewalk Lincoln LN6 7DQ
“Such friendly people. Chris put me at ease straight away. Nothing too much trouble. He took his time and listened to me. Excellent service” N Worthington
“Everything was explained clearly and we had more than one opportunity to ask questions or for clarification which was very helpful”
Mr & Mrs Dodd
“I was confident we were being well advised. The guidance offered remotely was easy to understand and presented in a manner that was not condescending. The face to face was friendly and business like, conducted professionally and on time.”
Mr Taylor
“Nothing could have been improved. You kept us updated at each step of the process. Efficient and friendly service” EB
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Is there a trade or service missing from this magazine? Tel: 01522 775 145 visit us online at: www.lincolnturf.co.uk TURF TOPSOIL AGGREGATES LANDSCAPING SERVICES Gravel ● Limestone Hardcore Limestone Hardcore Suppliers of: ● Turf ● Topsoil ● Sand ● Gravel ● Limestone Hardcore Full Landscaping Service ● Turf Laying ● Patios ● Blockpave and Concrete Driveways ● Artificial Lawns ● Fencing ● Decking All work Guaranteed and writtenfull Quotations lincolnturf Trees felled, topped & pruned Turf removed & gravel/bark put down All conifers topped Hedges pruned & trimmed Fully insured All rubbish removed Registered waste carrier Please telephone Darren for a FREE estimate with no obligation on: 0800 8589060 or direct on: 07940 445174 dwtreeandlandscapes@outlook.com ADVERTISE HERE ADVERTISE HERE ADVERTISE HERE With a typical readership of 42,000 readers To see YOUR advertisement here, Call us today on: 01522 394438 or email: Garden and Building Services 25 Years Experience Free No Obligation Quotes -Complete Garden Clearance -Concreting & Slabbing -Fencing -Small Tree Work -Grass Cutting -Power Washing -Trailer Hire & Driver -Gravel Drives Call Tom on 07752 448010 TM
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ANSWERS ON PAGE 49
42
43
Business with LOCAL People
Connecting LOCAL
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To advertise text ADVERT to: 07856 376061 49 AUTO ELITE DETAILING PROTECT | CORRECT | ENHANCE | RESTORE By Appointment Only: Unit 6 Chestnut Farm, Old Wood North, Skellingthorpe LN6 5UA www.autoelitedetailing.co.uk Email: info@autolitedetailing.co.uk Phone: 07793 775 793 New Car Protection Detail Enhancement Detail Minor Paint Correction Major Paint Correction Marine Detailing & Valeting Caliper Painting Paint Protection Film PPF Professional Valeting Soft Top Roof Cleaning & Sealing SERVICES: Tel: 01522 568247 Newark Road Industrial Estate, Clayton Road, Lincoln LN5 8RE Interest free Pay monthly service plans Fixed price servicing from £149 * Diagnostic specialists DPF recovery specialists Engine carbon cleaning experts E: info@ppmotorgroup.co.uk - service@ppmotorgroup.co.uk www.ppmmotorgroup.co.uk All your motoring needs taken care of under one roof, fast and friendly service Your Local Independent Main Dealer MOT TEST £39.95 *Non-commercial vehicles, engine restrictions apply Insurance approved work Accident repairs Minor/major paint correction Loan cars available Enhancement detailing Wheel repairs Professional valeting Inside Lincs magazinesLincoln's BIGGEST monthly title. Most other Lincoln "free mags" are bi-monthly resulting with the content becoming stale & tired long before a new edition is delivered. Inside Lincs magazines are fresh every month. This provides our readers with new content and our advertisers a more familiar audience. Advertisers benefit from greater momentum as a result. insidelincs.co.uk Traditional advertising…. Made better!
EMERGENCY SERVICES
HOUSEHOLD EMERGENCIES
Environment Agency Gas Emergency Anglian Water British Gas
EON Electricity Electricity Emergency Gas Emergency Floodline
Tel: 0800 807060 Tel: 0800 111999 Tel: 03457 145145 Tel: 0800 0480202 Tel: 03332 024606 Tel: 0800 375675 Tel: Tel: 08459 881188
0800 111999
Police, Ambulance & Fire Tel: 999 Police non emergency Tel: 101 Lincs Police HQ Tel: 01522 532222
Citizens Advice Bureau Tel: 0344 411 1444 Crimestoppers Tel: 0800 555111
DOCTORS
Tel: 999 Tel: 101 Tel: 01522 532222 Tel: 0344 411 1444 Tel: 0800 555111
LINCOLNSHIRE COURTS
Lincolnshire County Court Lincoln Magistrates Court Lincoln Crown Court
TRANSPORT
Tel: 01522 551500 Tel: 01522 528218 Tel: 01522 525222
Birchwood Medical Practice Tel: 01522 699999
Richmond Medical Practice Tel: 01522 682848
Welton Family Health Centre Tel: 0844 4773072
Cherry Willingham Surgery Tel: 01522 751919
DENTISTS
Tel: 01522 699999 Tel: 01522 500240 Tel: 01673 862232 Tel: 01522 751919
Carholme Dental Practice Tel: 01522 524504
Oasis Dental Care Ltd Tel: 01522 685309
Cathedral View Dental Practice Tel: 01522 888918
Complete Dental Care Tel:
Tel: 01522 524504 Tel: 01522 685309 Tel: 01522 888918 Tel: 01522 688411
HOSPITALS
Lincoln County Hospital Grantham and District Hospital Pilgrim Hospital Boston County Hospital Louth QMC, Nottingham
Tel: Samaritans
Tel: 01522 512512 Tel: 01476 565232 Tel: 01205 364801 Tel: 01507 600100 Tel: 01159 249924 Tel: 116 123
SOCIAL CARE
Adults Children Carers Team Emergency out of hours Voluntary Care Services
Tel: 01522 782155 Tel: 01522 782111 Tel: 01522 782224 Tel: 01522 782333 Tel: 01522 551683
Bus Station Lincoln Train Station Lin DVLA Passport Office Tourist Information Library Lincoln Council North Kesteven Council
Tel: 0871 200 2233 Tel: 03457 484950 Tel: 0870 0421101 Tel: 03002 220000 Tel: 01522 545458 Tel: 01522 782010 Tel: 01522 873666 Tel: 01529 414155
VETERINARY
The Veterinary Hospital Lincvet Vets4Pets Lincoln South Whitegate Veterinary Practice Park View Veterinary Hospital
LEGAL SERVICES
Tel: 01522 800333 Tel: 01522 534841 Tel: 01522 542781 Tel: 01522 790928 Tel: 01522 683300
Lincvet SW Probate Services Whitegat Bridge Mcfarland LLP Park View Sills & Betteridge QualitySolicitors Burton & Co
Cobb & Co
SW Financial Services
Tel: 01522 823746 Tel: 01522 511177 Tel: 01522 518888 Tel: 01522 542211 Tel: 01522 523215
Tel: 01522 511177
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Hello. Do you need any help For living in Lincoln? If so, here are some useful & handy phone numbers for you.
To advertise text ADVERT to: 07856 376061 51 Is there a trade or service missing from this magazine? Fill it with your business 01522 716 976 Owner/Operator Senior Technician Administrator www.zerodrylincs.co.uk
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