CNA-8-30-2016

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CNA photo by SCOTT VICKER

Colorful: The sun sets over the horizon Sunday night on

North Lincoln Street in Creston, silhouetting a horse in a field.

creston

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SHAW MEDIA GROUP SERVING SW IOWA SINCE 1879 BREAKING NEWS COVERAGE AT WWW.CRESTONNEWS.COM

Tuesday, August 30, 2016

‘Final filter’ being done Iowa at center of debate over at McKinley Lake A two-phase project will clean the water running into McKinley Lake. n

By SCOTT VICKER

CNA managing editor svicker@crestonnews.com

Over the course of 12 years and $2.3 million, improvements in McKinley Park have nearly returned it to being the “gem of southwest Iowa.” The park once contained run-down restroom facilities and a Civil War soldier statue overrun by weeds. Now, McKinley Park features new restroom facilities, a large maintenance shop, walking trail, skateboard park and disc golf course. And that Civil War soldier statue overrun by weeds? It’s now the centerpiece of the memorial gardens. “There wasn’t a restroom out there worth using. Our shop was total garbage. No walking trail. Everything was dilapidated. It was in shambles,” Creston Park

and Recreation Board Chairman John Kawa said. “They used to call it the gem of southwest Iowa, and it will be that again.”

‘Final filter’ So, after 12 years of making improvements to the park, the Creston Park and Recreation department is finally moving into the final phase of park improvements. It’s what Kawa calls the “final filter,” and it includes filtering the water that runs into McKinley Lake via Hurley Creek. In doing so, the water in McKinley Lake will be clean, which will allow the board to go after various grants to continue improvements to the lake and park. Creston Park and Recreation is working on the north side of Adams Street. A pond will be built next to the walking trail. Sediment that comes out of Hurley Creek will dump into that pond. The pond will be cleanable, meaning a backhoe will be able to go in and clean out debris. Meanwhile, liner and rock will be placed in Hurley Creek,

and every once in awhile, a bump will be placed in the creek, catching any extra debris. “The theory is by the time (water) gets to McKinley Lake, it’s 90 percent clean water,” K a w a s a i d . “There will be plants in Kawa there that are good for the water and environment.” Many of the old trees in that area of Hurley Creek north of Adams Street will be taken out, but Kawa said there will be new plantings that bloom placed in the area and that it will still be a wetland. Work is currently being done on phase one of the project, which includes the sediment pond and work on the creek up to the bridge on Adams Street, which is currently under construction. Phase two will be completed once construction on the bridge is done, and it includes finishing Hur-

“THEY used to call it the gem of southwest Iowa, and it will be that again.”

__

JOHN KAWA

Creston Park and Recreation Board Chariman

ley Creek underneath the bridge and into McKinley Lake. “When phase two is done, which I hope is in the near future, then we go after the lake,” Kawa said.

McKinley Lake The goal is to improve the quality of McKinley Lake. In order to receive grant money for the lake, the park first needed to be restored and then the water running into the lake needed to be clean. Once phase two of the filtration system is done, Creston Park and Recreation will be better suited to receive grant money. “We’re looking for money to dredge it out and keep it clean,” Kawa LAKE | 2A

‘shadow insurance’ IOWA CITY (AP) — For cash-strapped life insurance companies, the deal sounds almost too good to be true: A state law allows them to create complex financial instruments to transfer liabilities to new subsidiaries, instantly wiping huge debts off their books. So-called “shadow insurance” agreements have exploded over the last decade, but a growing number of critics, including economists and consumer advocates, say the practice threatens the solvency of insurers and puts policyholders and taxpayers at risk. In 2013, then-New York insurance regulator Benjamin Lawsky warned that the arrangements amounted to “financial alchemy” and were reminiscent of practices that contributed to the 2008 financial meltdown. But these opaque instruments are not being concocted on Wall Street. They emerged in places like Cedar Rapids, Iowa, at the headquarters of TransAmerica Life, a subsidiary of the Netherlands-based Aegon NV, which was deemed one of nine too-bigto-fail insurers in the world by

a global standards board last year. “I think that the industry is headed for serious trouble with this,” said Joseph M. Belth, a professor emeritus of insurance at Indiana University, who calls the practice “a shell game.” Belth filed a lawsuit Tuesday seeking to force the Iowa Insurance Division to release documents related to eight shadow insurance subsidiaries that were set up by TransAmerica and other companies under a 2010 state law that encouraged the practice. Insurers say the arrangements — which they call captive reinsurance — are not risky but simply free them from 2001 accounting rules mandating that they hold excess cash reserves. Some state insurance regulators agree with that argument and reject Lawsky’s warnings, saying it is a responsible practice when done appropriately. The National Association of Insurance Commissioners has been IOWA | 2A

Dogs know what you’re saying, study suggests

CNA photo by SCOTT VICKER

Pictured is the area north of Taylor Park in Creston, where a sediment pond is being built to better filter the water running from Hurley Creek into McKinley Lake. The pond is part of a two-phase project that will filter clean water into McKinley Lake.

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Copyright 2016

Volume 133 No. 64

2016

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BERLIN (AP) — Scientists have found evidence to support what many dog owners have long believed: man’s best friend really does understand some of what we’re saying. Researchers in Hungary scanned the brains of dogs as they were listening to their trainer speaking to determine which parts of the brain they were using. They found that dogs processed words with the left hemisphere, while intonation was processed with the right hemisphere — just like humans.

What’s more, the dogs only registered that they were being praised if the words and intonation were positive; meaningless words spoken in an encouraging voice, or meaningful words in a neutral tone, didn’t have the same effect. “Dog brains care about both what we say and how we say it,” said lead researcher Attila Andics, a neuroscientist at Eotvos Lorand University in Budapest. “Praise can work as a reward only if both word DOGS | 2A

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