BCR_How To Guide_052924

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WHAT’S INSIDE? All You Need To Know... choosing a carpet cleaner, hardware store, hardscape contractor, kitchen remodel, and much much more! HOW-TO GUIDE Wednesday, May 29, 2024

How to choose a hardware store

Choosing a hardware store doesn’t always mean a big-box chain outlet. While a quality hardware store will stock all the pieces, parts and products you need for most home-improvement projects, a knowledgeable, friendly staff that can offer help and advice is equally as important. Reliable customer service is also one of the factors that will help you choose between a local hardware store and a big-box retailer.

Here’s some factors to consider when choosing a local hardware store.

Consider smaller projects you have successfully completed and visit a few local stores. Ask the staff at each store for their input on the best way to complete the task you have in mind. Progress to a more complicated project and ask for advice again. Note which employees provided the most helpful answers.

During your visits, look around various departments. Determine which store has the best high-quality tools you might need in the future.

Make a note of additional services, such as window and screen repair, key cutting and referrals to area professionals. After all, if you can’t handle a complex project, they might be able to point you in the direction of someone who can.

Pricing is another aspect to consider. A store with the lowest prices isn’t necessarily the best. They might be cutting corners. Always consider quality as well as price.

If you are still undecided, then let customer service be your guide. For hardware and home improvement stores, customer service will help you when you most need it.

Good customer service starts as soon as you enter the establishment. If you are warmly welcomed, this is a step in the right direction.

The right hardware store will have what you need when you need it. They will stock tools and sell them at a reasonable price. A knowledgeable and friendly staff will have answers if you need them. When you find that store, you can complete your projects with confidence and feel less stressed when it comes time to take on projects.

Visit Debo Ace Hardware located at 1713 4th Street in downtown Peru for all your hardware needs.

2 Bureau County Republican / shawlocal.com/bureau-county-republican • Wednesday, May 29, 2024 HOW TO GUIDE From key cutting to screen repair, propane refills or knife sharpening, we’re ready to serve you. 1713 4th St Downtown Peru (815) 223-0461 We’re at your service Hardware Debo

How to choose a carpet cleaner

Ask any homeowner what they like least about their carpeting and they’ll quickly reply, “Keeping it clean.”

While carpeting has advantages, keeping it plush, soft, clean and looking and smelling good is paramount to making sure it lasts as long as possible. Regular cleaning will help your carpet maintain its beauty and texture. But it’s also a tedious and difficult job that many don’t want to approach themselves.

That’s when you may want to enlist the help of a professional.

A good carpet cleaning company will be able to remove spots and stains. These companies can even often revive an older carpet by using special equipment and processes.

Here are some things to keep in mind when selecting a carpet cleaner.

PROFESSIONAL STAFF

A carpet-cleaning company should have a professional appearance and demeanor. There are few regulations on cleaning businesses, so the professionalism of each company can vary widely.

Keep in mind, you will be bringing these cleaners into your home, so ask the company pertinent questions and make sure you are comfortable with their staff and process before hiring them.

Proof of their insurance coverage is a must. If the company doesn’t have insurance, you’ll be responsible for injuries or damage that occur while they work on your property.

You should also check whether the company subcontracts services to other providers, and get to know them as well. Talk to them about their background and any special certifications they have in their industry.

CLEANING PROCESS

Processes for cleaning carpets vary. A good cleaning can be achieved using solutions, minimal moisture and heavy-duty equipment.

Learn about the company’s process and understand why they prefer one process over another. Verify that the solutions are safe and nontoxic if you have children or pets. Also be sure to check that they are not using anything that would be harmful if you have certain allergies to cleaning products.

Another consideration is how long it will take

the carpet to be dry enough to walk on. If you need a quick cleaning, a dry solution can shorten the dry time considerably.

HAPPY CUSTOMERS

References from previous customers can be a big help in choosing a good cleaning company. People are usually happy to tell you when they’ve received good services. They’ll also usually let you know if you’re in for a disappointment.

Your social network is a great place to ask about carpet cleaning companies. If they have found a great service, ask for the contact information and get a quote for your own home.

You can search online for information about what to expect. Look at review websites to see what customers have said about each business. Of course, maintain a level of skepticism about anything you read. Even the best cleaners can leave

a customer dissatisfied, so one person’s rant isn’t necessarily a reflection of what you could expect. If possible, contact the Better Business Bureau to see whether there have been any complaints filed about a business and how they were resolved.

PROTECTION POLICIES

As with any service, you should ask your carpet cleaning company about their service guarantees. If they miss stains and spots will they return? How about if they somehow damage your carpet or leave your home with a lingering chemical odor? If the prospective cleaning company gives a guarantee, it’s a good indication of sound business practices. So find a company with warranties and a spotless reputation, and you’ll know you have found a good carpet cleaner.

3 HOW TO GUIDE Bureau County Republican / shawlocal.com/bureau-county-republican • Wednesday, May 29, 2024 SM-LA2164237 ChemDryofLaSalleCounty.com Carpet Cleaning Special 3 rooms of carpet cleaned for $139 Residential • Commercial Free Estimates Owner Operator of over 13 Years 815-223-8810 Carpeting • Upholstery • Hardwood Floors • Tile & Stone • Dryer Vent Cleaning • Vinyl Composite Tile “VCT” Serving La Salle, Bureau, Putnam, Marshall and Woodford Counties

Choosing A Deli can be difficult and frustrating at times. You want to make a choice with the finest Meats and Cheese Selection, freshest Salads, breads, and sandwiches. We are telling you it does not have to be frustrating, it can be a pleasant and relaxing experience.

The deli at our local Sullivans Food store may be the best kept secret in town! The deli offers fresh salads, meats, cheeses, and some of the best fried chicken around! They also offer a “hot” food bar daily, where you can find a great selection of fresh meats and veggies availabe for your lunch or dinner.

The deli also has full service catering for all of your special events. From Weddings, Anniversaries, Parties, Reunions, Graduations, or Holiday parties, you can choose entire meals by the person or yourfavorite items by the pound for your next event. You can stop by the deli, or give them a call at 815-879-7351. We look forward to helping you plan your special event.

4 Bureau County Republican / shawlocal.com/bureau-county-republican • Wednesday, May 29, 2024 HOW TO GUIDE Let Us Help with Your Next Event or Party! • Meat Trays • Veggie Trays • Fruit Trays • Homemade Salads 125 Backbone Road East, Princeton, IL 815-879-7351 www.sullivansfoods.net
to choose a deli
How

How to choose a fast food restaurant

When you’re on the go and don’t have time for a sit-down meal, most turn to fast food. It’s fast, satisfying and economical. And today, there are more options beyond the basic burgers, chicken and tacos catering to an expanded variety of tastes.

But how much do you trust the food and preparation itself? That’s been the subject of more than a few investigative reports, books and documentaries extending back decades.

On any given day, you can step into a fast food restaurant and eat a hamburger with confidence.

But that wasn’t always the case.

Muckraker and novelist Upton Sinclair wrote an expose on how hamburgers were produced in a 1906 series alerting the public that reforms needed to happen in the food industry.

Yet during this time, businessman Walt Anderson from Wichita, Kansas, wanted to open a hamburger stand in a converted streetcar. His stand would be located in the center of town. He convinced Billy Ingram, a salesman, to invest in the idea.

Anderson finally opened his stand in 1916. This businessman was an innovator, who believed in making quality burgers that were safe and tasty.

His ideas were so successful that fast food restaurants still follow them today.

Anderson made his hamburgers tiny, with five holes in the middle. He also standardized the process. Each hamburger was cooked the same way each time. As his business grew, he hired others to cook. They used the same method to make the hamburgers.

Consumers could verify that the burgers were being made safely because they watched their food being prepared and cooked. This process convinced the public that the product was safe to eat. Anderson told his customers that the five holes helped the meat cook properly.

The businessman marked his product by giving away samples and handing out coupons.

His marketing slogan? “Buy ‘em by the sack.”

All of his restaurants looked the same, with white interiors, to stress the safety and cleanliness of his operation, eventually known as White Castle — the world’s first fast-food chain.

People wanted to buy his restaurants, but Anderson and Ingram refused to sell them. Even though Anderson sold his share in the early 1930s,

Ingram’s descendants still own the chain.

These days, you can still use these same ideas when choosing a fast food restaurant. So what should you look for when picking a restaurant?

Look for a unique product. Whether it is fried chicken made with a special recipe or a hamburger with five holes in it, the food should not be bland.

Second, the food should be the same each time you visit. It doesn’t matter who is preparing it. You have the right to expect your food to look and taste the same each time you purchase it.

You can breathe easy when you see the product being prepared. Watching your hamburger as it is being made will put your mind at ease. It will also

increase the safety of the food. Health department ratings should be on the wall and easy to view.

Good restaurants will still entice customers with free samples and coupons. They may offer reduced prices during a certain time of day.

Even though you probably won’t be able to get into the kitchen, talk to the staff about safety measures. They should feel very comfortable talking about how the food is prepared.

The owners of the restaurant should have their names prominently displayed. If a problem occurs, then you can speak to them directly.

Fast food doesn’t have to taste “fast.” Find the one that meets your taste buds, budget and safety.

5 HOW TO GUIDE Bureau County Republican / shawlocal.com/bureau-county-republican • Wednesday, May 29, 2024 Try Our McFlurry with Oreo Cookies Princeton Spring Valley Mendota

What to look for when buying windows

Windows take a lot of abuse from the weather, so ensuring you have the strongest glass that deflects the effects of storms, cold and heat is a solid investment in your comfort and protection that will also save you money.

But most people want their windows to also reflect a certain style. Window glass and frames come in a large variety of styles to complement any decor, but choosing the right windows to satisfy each of these requirements requires some research.

If you’re ready to invest in new windows, here are a few topics you need to understand.

GLAZING

The actual glass in a window is called glazing. Many homes and older buildings have a single pane of glass within each frame. It is a traditional style; however, it is not energy-efficient.

Double-glazed windows are the popular option. There are two panes of glass in a frame. The gap between the panes acts as a layer of insulation. It improves the window’s ability to maintain the building’s temperature.

Sometimes, newer structures have triple-glazed windows. They are more expensive, but they also provide additional insulation benefits.

R-VALUES

R-values measure the amount of heat a window loses through its glass panes. Higher R-values mean more energy efficiency. An R-value of three is very desirable.

U-VALUES

U-values tell you the level at which a window conducts heat. The lower the U-value, the better.

People who live in wintery climates should choose replacement windows with strong R-value and U-value ratings to conserve energy.

LOW-E

Low-emissive, or low-e windows, are the latest innovations in the energy-efficiency mark.

Low-e glass traps heat by placing a thin metallic coating on the appropriate window pane. Indoor radiant heat is reflected back inside, cutting the burden on a building’s heating system. If you live in a cold climate, install a low-e window as a complement to low U-value components.

People who live in sunnier, warmer climates can also take advantage of low-e windows. The summer’s higher levels of infrared rays are reflect-

ed back outside, keeping the interior of the house cooler.

UV FACTORS

Blocking UV rays will spare your carpets and furniture from sun damage. That’s why a window with high ultra-violent blockage is recommended, especially for people who live in warm climates.

CASEMENT WINDOWS

When energy efficiency is a key concern, casement windows are the best choice. This simple high-and-crank design lowers air seepage. When the wind pushes against the glass, the seal becomes tight and reduces leakage.

Casement windows are hinged on the sides. When the windows have top hinges, they are called awning windows. Hoppers are bottom-hinged windows.

Hinged windows must be maintained, as the seal erodes over time. When left unchecked, the erosion can make the window less energy efficient.

Other Factors

Large differences between interior and exterior temperatures create meddlesome condensation on glass. Always choose a window appropriate for

your climate.

Window placement is another factor when building a new structure. Consider the building’s position and location as they relate to the sun. Windows facing the south let in more heat than north-facing windows. Properly placed, a window can increase a structure’s passive solar efficiency.

Extreme temperatures cause frames and seals to deteriorate more quickly. Windows using warmair technology and adequate spacers reduce temperature fluctuations, placing less strain on seals and framing.

Before beginning any improvement project to your home or business, understand the building codes in your area. You may need a permit to do a major window-replacement project. If you don’t have the required paperwork in order, you might have to pay a fine and remove the work that’s already been done and start over.

Knowing basic terminology and concepts before you shop for windows will save you time and money in the long run. It is really less complicated than it looks.

They can explain to you the many features and benefits of the Marvin Window line. If it’s new construction or replacement, we have displays to examine in our showroom, and the product expertise to assure your total satisfaction. Please visit us soon!

6 Bureau County Republican / shawlocal.com/bureau-county-republican • Wednesday, May 29, 2024 HOW TO GUIDE
Talk to the Maze experts! Planning A Window Project? Along Peru’s Historic Riverfront 1100 Water Street • 815.223.1742 www.mazelumber.com OPEN MON-FRI 7:30-4:30 | SAT 8:00-NOON JOE SALZ OUTSIDE SALES
Planning a window project? Talk the the experts at Maze Lumber in Peru. Pictured is Joe Salz, over 30 years in building material sales.

How to choose a monument

A monument honoring the life and accomplishments of a loved one is a lasting tribute to the deceased’s contributions to their own life and that of others. Some purchase them ahead of their own deaths.

But whether for yourself or another, purchasing a monument is an investment in money and deep reflection. Monuments come in all shapes, sizes and price points, so options for unique monuments to honor any personality are near endless.

To find the perfect monument for your loved one, you first need to pick an excellent monument maker. Here’s some guidance.

SELECTION

The best monument companies have a wide selection of stones and styles. Most of them display headstones onsite so you can view the products firsthand. It is much easier to see them in person than trying to make a choice through a catalog.

Most headstones consist of granite because of its beauty and durability. This stone comes in different colors and textures. Each piece of granite is unique.

You also have a choice of finishes. There are different polishing, sandblasting and carving styles. Some companies will show you computer simulations while others will have examples on display.

Even when your budget is tight, look at headstones in a variety of price points. It will help you understand what your money will buy. It will also help you compare the differences.

KNOWLEDGE

High-quality monument companies employ people with extensive knowledge about products and techniques.

It is essential you choose a headstone that will withstand the elements. The materials, carvings and decorations will factor into the longevity of the monument.

Inquire about the durability of natural stones and the depth of the lettering. If the carvings are not deep enough, the letters will wear away quickly, making the headstone undecipherable.

SERVICE

Choose a company that has been in business for many years. They should have stellar customer service and an impeccable track record.

Do not tolerate high-pressure sales tactics. After all, you are purchasing a headstone honoring the life of a love one. Every customer should be treated with patience and respect.

CUSTOMIZATION

Many people are happy with a traditional headstone, but you have the option of including symbols, quotes and other elements.

Look for a company offering designs and layouts that will reflect an individual’s personality and interests. You can honor religious beliefs, clubs,

achievements or careers. It is a nice way to detail a person’s life achievements.

If you have something truly unique in mind, simply ask the salesperson. Most companies will cater to your request or refer you to someone who can help you.

OTHER SERVICES

Monument companies also offer a variety of other services, such as decorating landscapes or memorials for various sites.

They might also help you repair a headstone.

7 HOW TO GUIDE Bureau County Republican / shawlocal.com/bureau-county-republican • Wednesday, May 29, 2024
Family Owned, Continuing A Tradition Of Affordable, Reliable Service Throughout Bureau County & Beyond Since 1903 Funerals • Cremations Pre-Arrangements • Monuments Caskets • Urns & Jewelry www.norbergfh.com • 815-875-2425 701 East Thompson Street Princeton, IL 61356
JD & Janice Smallwood

How to choose farm insurance

The insurance needs of every home and property are different. So it makes sense that farms, too, have unique insurance requirements.

If you run a farm, you need specialized insurance to protect your investments in equipment, buildings, livestock and crops.

Many farmers are well schooled in their understanding of planting schedules and farm equipment, but aren’t experts on the complicated workings of insurance coverage.

A sound insurance policy can make the difference in whether their business lives or dies in the event of an accident or other catastrophe.

When you are in the market for farm insurance, here are some things you need to keep in mind.

INCREASED LIABILITY

With the farming industry changing at a rapid pace, you may have more exposure to the prospects of lawsuits and damages.

Contact with the general public, for instance, brings risk. Roadside produce stands, agri-tourism events and even “pick-it-yourself” fields bring a potential for liability if someone is injured or harmed on your property.

You might also be held liable if someone gets sick from eating your crops.

Every farm is different, with various sizes and types of operations. You might need different coverage from other farms. Have a meeting with your insurance agent to talk about your changing needs when it comes to liability coverage. The agent should develop a customized solution specifically for your needs.

KNOW YOUR POLICY

Farm policies are very different from other insurance products. It is important to understand your coverage.

When you meet with your insurance agent, ask the following questions:

— If my house is on the farm, does farm insurance cover it for damage?

— What types of damage to my farm equipment does the insurance policy cover?

— Does the policy include all the barns and buildings on the farm?

— How are my livestock covered?

Policies are different. Some may cover livestock, buildings and equipment, while others will provide

coverage from disasters, floods and other harm.

Find an insurance agent who is specially trained to look for risks that exist on farms. You should identify these things and insure against them before they happen. It is better to be prepared rather than feel regret.

FIRM STRENGTH

Make sure you are dealing with an insurance company that has a strong balance sheet and good reputation.

Insurance companies receive ratings based on their finances. A good agent will discuss these ratings with you.

It is equally important to understand the company’s reputation for dealing with claims. Good insurance companies handle farm claims quickly, fairly and professionally. It is always a smart idea to ask other farmers in your area about insurance companies. They may even have some recommendations for you.

Knowing how to protect your farm, equipment and livestock, and getting the right coverage will protect you as well as give you peace of mind.

8 Bureau County Republican / shawlocal.com/bureau-county-republican • Wednesday, May 29, 2024 HOW TO GUIDE Frank McConville McConville Insurance Agency Mendota & Tonica, IL 815-539-9714 815-442-3116 Linda Dose Dose Agency Oglesby, IL 815-883-8616 Neal Hodges Hartauer Insurance Agency LaSalle, IL 815-223-1795 Carly Gonet Hartauer Insurance Agency Granville, IL 815-339-2411 PERU WALTHAM SERVING YOUR HOME & FARM INSURANCE NEEDS SINCE 1878 Visit us online at www.perumutual.com Call an agent today!

How to choose a paint store

Painting your home is among the bigger home-improvement jobs you’ll confront, but it’s also a perfect money-saving do-it-yourself project. It’s easy to make mistakes by jumping in without considering all your options and the proper materials to use.

If you have little or no experience painting, working with a good paint store can be a major help. Not only can a knowledgeable paint store help you pick the right type of paint and applicators for your project, they’ll be able to keep you abreast of the latest paint technology and trends. In addition, they’ll be able to mix paint to get that color just right for your project.

Here is what you’re looking for in a quality paint store.

SELECTION

There’s an enormous variety of paint colors. Latex paints are available in a wide range of finishes. They are also available in different grades. Cheaper paint may be thinner, messier and harder to apply than its thicker, premium competitor. Most paints today are labeled as a paint and primer in one, but there are still times you would want to use a separate primer. For example, on bare drywall, bare wood and bare metal. Also, if you’re trying to cover up a stain such as a water stain or stains made from nicotine. If a primer is not used, these stains could bleed through latex paint even if it’s labeled as a paint and primer in one.

A good paint store will have far more than just one line of products. At Debo Ace Hardware, we carry Benjamin Moore, Clark+Kensington and Royal premium paint brands. We also stock paint designed for concrete floors and paints that will reduce mold growth.

It may seem overwhelming, but more choices will give you better results and hold up over time. Knowing your specific priorities and considerations will help guide you toward the right paint for your project.

ADVICE

Even the most experienced housepainters sometimes need guidance. So don’t be shy about asking for advice.

At Debo Ace Hardware, we’re happy to provide painting pointers. Not only do we sell qual-

ity products, we also have staff who are ready to offer suggestions and recommendations for your particular situation. Most are very knowledgeable about their products.

They should also offer tips on how to apply the paint. You can spend money on high-end paint products, but applying them incorrectly will give you terrible results.

The paint store you choose should be able to offer you expert advice on all aspects of your project, from product selection to prep work and clean-up.

DESIGN

With so many color and style selections, a good paint store can offer design advice for get-

ting the look you want.

When it comes to paint, there are endless possibilities, and the best paint store staff will help you navigate through the selections. They will know the latest style trends and offer recommendations for color palettes that work well together. If you bring them a fabric swatch, they should be able to create a duplicate color in paint.

Choosing the right paints and accessories takes experience and, quite often, some trial and error. Be certain to get prices for mixing sample colors up front. Don’t be afraid to put small quantities of these sample colors on your walls to test out your design. Once you’ve selected the right colors, go back to the store to purchase larger quantities of the paints to complete your project.

9 HOW TO GUIDE Bureau County Republican / shawlocal.com/bureau-county-republican • Wednesday, May 29, 2024 Your next paint project begins at Ace Find the latest color trends from our best paint brands at The Paint Studio at Debo Ace Hardware. 1713 4th St. Peru • (815) 223-0461 Monday - Friday 7:00 AM - 5:30 PM Saturday 7:00 AM - 5:00 PM • Sunday CLOSED SM-LA2165845

JTS Pools has been bringing fun to homes for 34 years

How to choose a pool or spa

JTS Pools has been bringing fun to homes the past 34 years with stores in Ottawa, Peru and Bradley.

Homes with pools and spas are often the subject of envy, but they are no longer the exclusive privilege of the wealthy. All but the most extravagant models of spas and pool designs are within financial reach of many Americans.

Swimming pools, high-quality Baquacil and Poolife pool chemicals, spas, darts, billiards supplies and more are all available and at very affordable prices.

Adding a pool or spa mean you can enjoy the relaxing benefits of water therapy any time you please — by yourself or with your family or guests — without sharing with strangers and the inconvenience of leaving your home.

Whether you’re an avid swimmer or just enjoy relaxing in the water, your specific desires will lead you to choose which best accommodates your needs.

But deciding on which can mean taking into consideration such factors as price, space and maintenance.

SPAS

JTS Pools offers a completely chlorine, bromine and salt-free pool sanitizing system called Oxygen Pools. Spa Marvel is a unique enzyme system that reduces the sanitizer in your spa. Water balance is easier to control and your spa only requires once a year water changes.

If you’re worried about the price, you probably shouldn’t be. Home spas have become quite affordable in recent years. As a result, they are also very popular. Installation of a home spa can also be a cinch, with a growing number of plug and play models and even portable ones that you can take with you on vacation.

The home-spa industry has worked hard to incorporate innovations, such as ozonators and aromatherapy fragrances. Spas often found in high-end hotels and resorts are now available for the average consumer. The best spas include hydrotherapy, which will help you heal and repair your body.

Tubs with water jets will massage muscles, improve circulation, relax nerves and ease pain. The water suspends your tired muscles in weightlessness, allowing them to rest. People with chronic back problems often report relief.

Custom spas are also available. You can have it built to meet your specifications. Everyone has a different reason for installing a home spa, and manufacturers are happy to accommodate your requests.

JTS Pools offers two great lines of American made spas. Both are high-quality acrylic spas with Garden Leisure built in Tennessee, and Aspen Spas made in St. Louis. JTS Pools is committed to Made in USA with our Wilbar Embassy above-ground pools made here. JTS Pools is proud to offer Radiant Pools made in New York. These pools are totally free and insulated which means they keep water warm. And Radiant Pools come with lifetime warranty as well. When you invest in your home, you should invest your hard-earned money in great products. JTS Pools is here to help. Visit us in our three store locations or anytime online at JTSPools.com or on Facebook.

POOLS

At-home swimming pools are another favorite for health-conscious people. These pools are not like your typical in-ground blue bathtub. Natural stone, manmade waterfalls and landscape detailing will make your pool into a private oasis.

Before purchasing your pool, decide whether you would like an in-ground or above-ground pool. Above-ground pools are less expensive, but many

people prefer the durability and overall look of an in-ground pool. Take time to think about your decision. After all, your pool is a major investment. It will be a part of your home for many years.

Consider the landscaping around your pool. There are many possible finishes for the decking alone. You can also choose the materials, style and features. Sometimes the environment around a pool can seem as relaxing as stepping foot in the water.

over a number of years as it fits their budget. You don’t have to do everything at once. Just start with a high-quality installation and a vision of what you want the area to become. You can add more features later.

It’s a fact that most people build their dream pool

Enhance Your Lifestyle

With so many advances in home spas and swimming pools, combined with their affordability, it makes sense to install one on your property. After all, wouldn’t it be nice to have your own private resort without the hassle of leaving home?

10 Bureau County Republican / shawlocal.com/bureau-county-republican • Wednesday, May 29, 2024 HOW TO GUIDE 2923 N. IL. 178th Rd. Utica 815.667.3667 Fully Insured SM-LA2165704 We Are Your Local Fencing Experts When it comes to choosing the right fence for your property and budget, we have the products, advice and experience to help you make the right decision. Poly-Vinyl • Western Red Cedar Aluminum • Chain Link
Left to Right: Tony Lopez; Darryl Lopez, President; Corey Haynes; Dustin Lopez; Brady Lawrence; and Jim Matthews, CEO. Left to Right: Tony Lopez; Darryl Lopez, President; Corey Haynes; Dustin Lopez; Brady Lawrence; and Jim Matthews, CEO.

Selecting the Right Insurance Agent

Finding the right insurance agent isn’t as simple as choosing the cheapest policy. A good insurance agency is an advocate for your needs and represents your interests in covering your health, home, auto and other insurable valuables. They’ll guide you through the maze of options available to you and help find policies that protect you and your budget.

Unfortunately, not every agent is the reliable, reputable agent professional you’d hope. It’s important to make sure you vet your agent prior to opting into the coverage they offer. Your financial future depends on finding the right person to help you get insurance that will fit your needs.

Here’s some guidance on how to find the best agent or broker for your needs.

ASK FOR REFERRALS

Family, friends and colleagues have likely worked with insurance agents in the past. Ask people you trust for referrals. If you receive a recommendation, it is because that person has had a positive experience. There is a strong likelihood that you will have similar results.

Good agents understand that offering great service will keep them in business. Their careers depend on word-of-mouth. If you are happy with the service you receive, your insurance agent will appreciate your willingness to send business their way.

RESEARCH

If you do not have recommendations, begin researching your options. Begin by looking at local companies and brokers. As you conduct your research, be thorough and critical. Buying a policy is similar to purchasing a new car or home. It truly is that important.

Select a company that is highly regarded by consumers. Read reviews of each company to determine who has the most satisfied clients. Are they easy to work with? Have there been any problems with collecting on a policy?

Also, check that any prospective agent has all necessary licenses and training.

INTERVIEWS

After narrowing your list of prospective agents, make an appointment to visit each one. Prepare

a list of questions and concerns about your personal situation. Take notes during your meeting. Remember that you must feel comfortable with the answers before purchasing a policy.

If an agent tries to pressure you into making a decision right away, inform him that you need more time and cannot sign anything immediately.

The right agent will let you take as much time as you need to understand the implications of each policy. They will give you useful information and not subject you to high-pressure sales techniques.

Your agent should be available. The relationship doesn’t end once the sale is completed. Your

dialogue should be continuous. The best agents are available in the event you have to file a claim.

Agents who have been in business for many years likely have a good reputation and track record. They understand the policies and will even take extra care that you are properly protected.

It is essential that you choose the right type and amount of insurance to adequately protect yourself and your financial future. The policy should be tailored to fit your specific needs.

A seasoned, skilled insurance agent will be an invaluable resource for safeguarding your future.

11 HOW TO GUIDE Bureau County Republican / shawlocal.com/bureau-county-republican • Wednesday, May 29, 2024
SM-LA2164234 Specializing in Medicare Advantage, Supplements, & Prescription Plans DOSE AGENCY Health, Life and Annuity Specialists Auto, Home, Commercial 120 E Walnut Oglesby 815-883-8616 Linda Dose Senior Care Advisor For help & support whether you are younger or older than 65, contact us today.

How to choose a kitchen remodeling company

Families spend a lot of time in their kitchens — and not simply to eat. It’s often the prime entertaining and gathering space. An outdated kitchen can make cooking and gathering less fun for friends and family, and make cooking a chore rather than an exciting experience.

Kitchen remodeling is the No. 1 project for many homeowners, but many delay it because the process can seem so expensive and daunting. But hiring an experienced, qualified contractor can spare kitchen nightmares and bring your design dreams to life.

Here’s some factors to consider when hiring a kitchen remodeling company.

Contacting kitchen remodeling companies in your community to get a rough idea about cost and scope of the project you have in mind is a good place to start. Your local home improvement store might have information for licensed contractors in the area.

Once you have compiled a list of professionals, ask them for quotes. They will likely have to visit your home to look at the room. Estimates should be based on the total work that needs to be done.

If you find someone who hesitates to give you a quote in writing, cross them off your list and look for someone who is more forthcoming.

Sometimes, remodeling requires work from a sub-contractor. It is difficult to know at the beginning whether sub-contractors will be necessary. Chances are, if you receive similar information from several different professionals, you can trust the advice.

Another aspect of any estimate will be time. Ask each contractor about the time it will take to complete the project. All professionals should be able to finish the project in roughly the same amount of time. If there are any contractors that vary greatly from the average time frame, you should ask them why they differ so greatly.

After narrowing down your list, check each individual’s or company’s references to ensure their reputation. Speak directly to anyone who has hired them for previous work. Inquire about the quality and dependability of the workers.

If anyone is unable to provide you with references or contact information, you might want to reconsider using them.

Once you have decided on a licensed contractor or kitchen remodeling company, ask to view the contract. This document should specify any task involved in the project, including its cost and time for completion.

Before signing, request proof of the individual or company’s licensure. Be sure that they have current accident insurance coverage. If they do not, you might be liable for any accidents that occur on your property.

When sub-contractors are used, they should be under the umbrella of the head contracting company. If not, separate written contracts may be necessary. Review each sub-contractor just as you would the head contractor: check references, licensure and insurance coverage.

Choosing the people who will remodel your kitchen is an important decision. Finding someone who will stay within a budget and complete the job in a timely manner will go a long way toward giving you satisfaction with the end result.

Bringyourhome

12 Bureau County Republican / shawlocal.com/bureau-county-republican • Wednesday, May 29, 2024 HOW TO GUIDE
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How to choose a funeral home

The circumstances are never easy and may be emotionally crippling. Facing the death of a loved one requires planning that may be difficult. But there are ways to make this difficult decision a little bit easier on you and your family.

People often select a funeral home because it’s nearby or has been recommended by someone they trust. But by limiting the search to just one funeral home, you may risk paying more than necessary for the funeral and any additional goods or services offered.

Here are some tips to help make choosing the right funeral home less stressful.

COMPARE PRICES

If you have had to make funeral arrangements in the past, you may be tempted to just go with the funeral home you have experience with. While this may be a smart option for some people, it’s not always the right option.

Depending on how long it’s been since you needed to make funeral arrangements for a loved one, the price of that particular funeral home may have gone up. That’s why it is wise to shop around and

compare the prices of the various funeral homes in your community.

ASK FOR RECOMMENDATIONS

Even if you have never had to choose a funeral home in the past, you may have a friend or two who has. Ask these friends if they would recommend the services provided at the funeral homes they have used.

They may be able to share valuable information about the staff, facility and prices of a specific funeral home.

ASK ABOUT PACKAGES

Whether your deceased loved one had a specific list for their final wishes or you have to make these decisions for yourself, it is important that you ask a potential funeral home what types of packages they offer.

You will find that not all funeral homes are created equal, and each offers their own different ways of handling a service. No matter what type of requirements you have, it is best to choose a funeral home that will cater to your specific needs

in order to make this difficult situation a little less daunting.

CARING STAFF

When visiting a potential funeral home, the funeral director can be a major deciding factor when you choose whether or not to use this particular company to handle the funeral of your loved one.

A caring and professional funeral director and staff will take the time to explain all your options in an empathetic way so you can make a better choice when choosing a funeral home.

If the director seems short or uninterested in your needs or makes you feel like you and your deceased loved one aren’t important, you won’t want to choose this facility to handle the funeral of your loved one.

While dealing with the death of a loved one is hard, choosing the right funeral home can help relieve you of some stress.

If you want your loved one to receive the proper funeral he or she deserves, following the above listed tips should help you make the right choice.

13 HOW TO GUIDE Bureau County Republican / shawlocal.com/bureau-county-republican • Wednesday, May 29, 2024
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How to choose a hardscape contractor

If you’re planning a new outdoor space, an addition or significant remodeling project for your home, you’re going to want to enlist the help of a professional hardscape contractor.

These contracting specialists have deep experience and knowledge in creating the materials and processes that will help bring your vision to life.

Because these projects can significantly alter the appearance of your home, it’s important to hire the best hardscape contractor you can find.

You also need to be confident about your plans. Know in detail what you want to change. Look through home improvement magazines to find designs you like.

When choosing the right hardscape contractor, there are a few things you’ll want to keep in mind. First, find out more about the contractor’s background.

Look for experience in all designs, as they will likely do the best job.

In addition to having the right knowledge and background, the right contractors will have suggestions on how to use the space most effectively.

With their experience, most contractors have likely seen many successes and failures. So listen to your contractor’s suggestions.

Find a flexible contractor who is also willing to listen to your ideas and suggestions. He may have to change his process to fit your needs. You should feel comfortable asking questions. Ultimately, it is your property. You will have to live with the results once it is finished.

You will want to check that the contractor is precise in his work. Small details that are incorrect can have a terrible effect on the completed project. For example, walls should be measured precise -

ly or there could be structural problems. If something is out of place, it could prove dangerous.

Inexperienced contractors may rush through their jobs. It is important the craftsman take his time while working.

During your initial meetings with contractors, ask them about insurance. Professionals will carry injury and potential property damage policies.

Their insurance will protect you in the event something happens while they are working on your property. You could be held liable if the contractor has no insurance and an accident occurred on your property.

Make certain that the contractor’s staff is fully certified. When building large, permanent structures such as patios and porches, special training is necessary. All staff should understand local building codes and laws.

Before hiring a contractor, check with the Better Business Bureau. Have there been any complaints against the company? If so, how were they resolved?

Once you have hired a hardscape contractor, periodically check in with the project manager about the progress of the job. It will let him know that you care about how the work is completed. It will guarantee the work is on-schedule and it will meet your expectations.

The bottom line is that you need to find a hardscape contractor who makes you feel completely comfortable. Since he is working on something that will permanently alter your home, you want to be sure the work is done to meet your specifications.

14 Bureau County Republican / shawlocal.com/bureau-county-republican • Wednesday, May 29, 2024 HOW TO GUIDE Unilock Pavers • Retaining Walls • Flagstone • Boulders • Patio Blocks Concrete Edging • Bulk Stone • Sangria Red, Midnight Black & Shredded Oak Bark Mulch • Pulverized Black Dirt • Outdoor Lighting and More PAVERS & MORE Rt. 23, 1/2 mile N of I-80 in Ottawa 815.431.1108 | paversandmore.net SM-CL2156604 Quality Unilock Products with a Lifetime Transferable Guarantee Celebrating 25 years
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How to choose kitchen and bath design

Trends in home design come and go, but the basic look of modern kitchens and baths tends to remain consistent, with some variations to complement the style of the home. Granite or quartz countertops, stainless steel and hardwood floors retain their popularity.

Any builder or real estate agent will tell you that upgraded, stylish kitchens and bathrooms are the most in-demand areas of a home to remodel for your own comfort and pleasure or to sell your home.

Kitchen and bath remodeling can improve your home’s value and increase its charm. This is especially true if your current kitchen and baths are dated and showing their age. And while remodeling can be costly, these are areas where you don’t want to cut corners. After all, you use your kitchen and bath every day you are in your home.

If it’s time for some updates in your home, here are some things to consider with regard to kitchen and bath remodeling.

FUNCTION

Functionality is paramount. What exactly will you be doing in this room? Do you eat in your kitchen, or in a dining room? Some people get dressed in their bathroom, while others put on clothing in their bedrooms.

Make a list of all the activities you perform in the room. Prioritize this list from most important to the least.

Upon finishing this list, figure out the items you need to store in your bathroom or kitchen. Do you really need to have the washer and dryer near your kitchen or bathroom? Can you create a closet in your bathroom?

Next, create a floor plan. Think about your traffic pattern as you complete tasks. When you are tired from a hard day, you will be glad you thought ahead. Some people use their kitchen to entertain guests. If that is your preference, include it in your floor plan. You might want to add a bar or table for entertaining.

Everyone wishes that they had more storage space, so be sure to build it into your design.

DÉCOR

Look for inspiration. Leaf through home design magazines to find appealing designs. Make notes on what you like most about each design scheme. Also consider watching home design shows or

wonderful design

looking on the internet. You can often find the most up-to-date information from those sources.

If you are redecorating to sell your home, keep in mind what future homeowners may enjoy. In the kitchen, consider using stainless steel appliances. They usually are easy to clean.

Neutral flooring is always a good option. These floor coverings consist of sustainable, low-maintenance material. They are a good choice for any kitchen or bathroom.

Neutral paint may open up opportunities for a variety of decorating options. It could make it easier to change the decor in the future. If you sell your home, it allows potential buyers to visualize their own preferences in that space.

Of course, any room you design must be coordinated with the design of other rooms in your home. If your house has a contemporary, modern or traditional design, you will want the kitchen and bath to blend with that decor.

Experts suggest that you spend most of your money on countertops. It is often a focal point in any room.

Small accent pieces can also help boost your design. Pick unique pieces that display your personality.

BUDGET

Remodeling can be expensive. Experts recommend you spend up to 20 percent of your home’s value on remodeling the kitchen, and less than that on remodeling the bath.

You can save money by adding a coat of fresh paint to your current kitchen cabinets or installing energy efficient appliances. Leave some room in your budget to hire a professional to do electrical and plumbing work, along with other chores you are uncomfortable with doing yourself. It will save you money in the long run.

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How to Choose an Architect

Choosing an architect isn’t as intimidating as it sounds. In fact, it should be a fairly straightforward process. Finding a mix of vision, talent, value and personality can be challenging, but it can also be fun.

Architecture is an intriguing, multi-disciplinary profession. Accomplished Architects bring a combination of construction techniques, technology and an artistic flair to their projects. The finest Architects create beautiful, functional buildings.

If you’re interested in creating that custom home or office tailored to your unique needs or desires, hiring a seasoned, creative Architect can likely improve upon your vision.

HAVE A PLAN

You probably already have an idea of what you want your project to look like. Even if you’re not an artist, roughly sketch your ideas to show the Architect to help them get started bringing your vision to life.

An Architect will also need to know the use, layout and style of the building you have in mind. They will create blueprints and information for the project management from the details you give them.

When constructing your plan, always consider the budget, the structure’s location and the time and space requirements.

Architects often have specialties. For example, one Architect might excel at creating doctor’s offices while another may specialize in residential projects. Know what you’re looking for when seeking an Architect.

MAINTAIN YOUR OPTIONS

List the names of several candidates you collect from referrals, research and local advertisements. Keep your options open during this process. Referrals are a fantastic way to understand an Architect’s process.

Look around your region to find structures you like. Take photos of the aspects of buildings and structures you like to see if they can be incorporated. Check to see which Architect managed the project and add that professional to the list.

CHOOSING LOCAL ARCHITECTS

Make a list of the local Architects in your area. Do they specialize in the type of structure you’re looking to build? Do they have any recommenda -

tions or referrals you can read?

A local Architect can be beneficial because they are familiar with the area and the city’s building permit process and adopted building codes as well as other processes that out-of-the-area professionals may not be aware of.

Ask local Architects for a list of some of their projects and schedule a time when you can tour the completed work. This will not only give you an upclose inspection of their work, but it may also give you the opportunity to speak to their clients about their experiences.

INTERVIEWS

Plan to spend at least one hour interviewing each prospective Architect. Meeting them is vital to understanding how they work.

Ask questions concerning their design philosophy and approach to creating a building. Each person you meet should have a clear idea of your budget and expectations.

PAYMENT METHODS

Architects have different payment options, such as hourly rates, fixed fees, or percentage of building costs. The design fees will vary according to the size and scope of your project.

It is your responsibility to contain the costs of the project. Be sure there is clear communication between you and your prospective Architect.

FINAL DECISION

Quality architects will take notes and ask questions during the interview and will welcome your input during the entire process.

Ultimately, you should choose the Architect who makes you most comfortable. Great Architects are good listeners, respectful, accommodating and practical. You will work closely with your Architect for many months. Your Architect will patiently help guide you through your project from start to finish and it should be a fulfilling experience.

16 Bureau County Republican / shawlocal.com/bureau-county-republican • Wednesday, May 29, 2024 HOW TO GUIDE

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