FMS-10-3-2013

The Farmside THURSDAY, OCTOBER 3, 2013 | 50¢ | SERVING HUNTLEY, MARENGO & UNION | SHAWURL.COM/HUNTLEY

BOARD REAFFIRMS SUPPORT FOR HUNTLEY HOSPITAL PAGE 2

20 YEARS OF SUCCESS Consistency and not taking short cuts are key for Joe’s Place in Marengo PAGE 4

Customers order food at Joe’s Place in Marengo.

Sarah Nader – snader@shawmedia.com

Vol. 52 No. 37 | MC | FMS

The Farmside

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Serving the communities of Huntley, Marengo and Union.

The Farmside • shawurl.com/huntley • Thursday, October 3, 2013 • MC

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“Serving our communities to make them better places to live.”

Board reaffirms hospital decision

By STEPHEN Di BENEDETTO sdibenedetto@shawmedia.com HUNTLEY – A state board recently reaffirmed its support for Centegra Health System’s Huntley hospital, telling a Will County judge that Centegra met nearly all of the state’s criteria for hospital approval.

The Illinois Health Facilities and Services Review Board delivered its response Sept. 25 to Will County Judge Bobbi Petrungaro, who in a court order earlier this summer told the board to explain why it reversed course and approved a permit for Centegra’s $233 million Huntley project without explanation.

The board argued in the response that Centegra was in “substantial conformance” with the board’s approval standards, meeting 17 of the board’s 20 requirements based upon a review by the board’s staff at the Illinois Department of Public Health.

The 17 criteria included compliance on the board’s financial and economic stan-

dards and occupancy standards for hospital services such as medical, surgical, pediatric and intensive care.

The three standards not met included need in McHenry County for the proposed project and unnecessary duplication of health care and clinical services in the area.

“The board determined that the three noncompliant criteria ... did not outweigh the positive aspects of this project,” the board wrote in its response.

The board’s response now sets the stage for a hearing in Petrungaro’s chambers on whether the board’s approval should be appealed. Centegra’s regional competitors, including Mercy Health System, Advocate Health Care and Sherman Health, all filed suit asking for an appeal.

Centegra had approached the board three times for approval before the review board reversed its decision in July 2012. A hearing date regarding the lawsuit has not been determined.

In its six-page response,

the board also defended some of the criteria that the board’s staff determined Centegra had not met.

On need, the board wrote that based upon staff reviews from June 2011 to July 2012 the need for medical surgical and intensive care units were increasing in McHenry County.

The board also disagreed with staff that the Centegra project would unnecessarily duplicate hospital services.

Existing facilities 30 and 45 minutes from the proposed Huntley location were operating under target occupancy, but board members concluded that Centegra’s 128-bed hospital would improve access to hospital services and create a more comprehensive health-care delivery system in the county.

Centegra’s proposed number of medical surgical beds, intensive care units and obstetric beds for the Huntley hospital also fell within the number of calculated beds needed in the county based upon staff recommendations

and an October 2011 inventory update, the board wrote.

Susan Milford, Centegra’s senior vice president for strategy and development, said that the board’s response shows continued confidence and support for the Huntley project.

“We are very pleased with the board’s reaffirmation of the strength of this project and its benefit to the people of our community,” Milford said. “We look forward to the judge upholding the [board’s] decision to approve Centegra Hospital-Huntley.”

One of Centegra’s competitors, however, withheld reaction to the board’s response.

Mercy Vice President Richard Gruber said that Mercy officials still are reviewing the board’s response as they look ahead to the hearing in Will County.

“We will argue our case in front of the judge when the opportunity affords itself,” Gruber said. “The attention is on the next step of the process, which will be the hearing.”

Huntley eyes referendum for parks expansion

By STEPHEN Di BENEDETTO sdibenedetto@shawmedia.com HUNTLEY – With planning already underway, the Huntley Park District likely will ask voters through referendum in March to finance a $20 million expansion of its facilities.

But the bonds needed to finance the expansion that would create an indoor turf facility and a competitive swimming pool near Deicke Park would not add to residents’ property-tax bills, Executive Director Thom Palmer said.

That’s because the district would look to restructure its existing debt in a way that would not force increases to its property-tax levy. Existing debt on the district’s REC Center and Stingray Bay Aquatic Center are set to expire in 2015, with bonds on the Pinecrest Golf Club set to be retired by 2018.

“It puts us in a position to

“We know currently that quite a number of our athletic groups in town go out of town to take advantage of these types of facilities.”

Thom Palmer, executive director reissue bonds to build new facilities without increasing the tax burden to residents,” Palmer said.

The district would restructure its debt if voters endorse the referendum, Palmer said.

The park district board has not yet finalized the referendum, but members are strongly considering the March primary election, he said.

The proposed indoor turf facility would be on about 10 acres east of Stingray Bay and south of the REC Center.

It would allow residents and youth leagues to play soccer, baseball, softball, football and lacrosse year round, Palmer said.

A committee of residents

already has started to meet and develop ways to reach voters and explain the need for a referendum, Palmer said.

The district also has authorized soil testing at the location of the proposed facility.

Officials hope to add a recreational area within the facility that would contain bocce ball courts and multipurpose rooms. The district does have existing playing fields at the proposed location, Palmer said, but the district would look to relocate them.

The competitive swimming pool would be added on to Stingray Bay and serve as a prime venue for the dis-

trict’s growing youth swim team program and the senior swim team at Sun City Huntley, Palmer said.

The district typically has to close its only pool at the aquatic center by midafternoon, when those groups are scheduled to use it, because of inadequate space.

A portion of that $20 million also would be used to buy land for future expansion, Palmer said, but district officials have yet to identify specific parcels.

He said residents have been asking for these types of facilities since 2011. Residents surveyed as part of the district’s comprehensive plan identified many of those needs.

“We know currently that quite a number of our athletic groups in town go out of town to take advantage of these types of facilities,” he said. “We would like to service our residents and not have them leave town.”

By SHAWN SHINNEMAN sshinneman@shawmedia.com

MC • Thursday, October 3, 2013 • shawurl.com/huntley • The Farmside

Some local food banks say their clientele has increased in the past five years despite the fact that the number of U.S. citizens considered “food insecure” has steadied since 2008’s economic downturn.

The U.S. Agriculture Department released its 2012 study on food security recently.

About 14.5 percent of the country’s population was found to be food insecure, meaning a lack of access to adequate food for active healthy living at some point during the year, according to the USDA. The number has remained about the same the past five years after it jumped from its 2007 level of 11.1 percent.

But since 2008, McHenry County has continued to require greater resources to make sure food is on the table for all families. The Northern Illinois Food Bank has increased distribution to McHenry County by 30 percent during the past five years.

“The recession hit, and everyone’s business went down,” said Melody Stanko, Cary-Grove Food Pantry director. “Unfortunately, our business went the other way.”

Stanko said the pantry has nearly doubled its clientele since the recession hit and now serves about 200 families a month. When she started about 15 years ago, the pantry was serving between 30 and 40 families a month.

A population increase in Cary accounts for some growth, Stanko said, but she attributes the vast majority to the recession.

And unlike the country’s food insecurity numbers, the impact on a local scale has come gradually.

Stanko said the pantry has been lucky to have community support from individual donors and businesses such as Jewel-Osco to cover the extra need, but she’s eagerly awaiting a turn in the trend.

There was a glimpse this

NEWS |

Pantries still have a lot on their plates

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Sarah Nader – snader@shawmedia.com

Marlene Lehr (left) of Cary is helped by volunteer Mary Beth Taylor-Hansen of Cary while picking up groceries recently at the Cary-Grove Food Pantry at St. Barnabas Church in Cary.

Sarah Nader – snader@shawmedia.com

A box of spoiled fruit is put to the side recently at the Cary-Grove Food Pantry at St. Barnabas Church. summer. In the past three or four months, while the pantry has continued to take on new families, the total number it serves has leveled off.

Stanko is tempering her enthusiasm, especially with the colder months approaching.

“I’m not ready to make that statement that says that’s going to continue,” she said.

According to Feeding America’s Map the Meal Gap 2013 analysis, which is based on statistics from 2011, McHenry County has a food

insecurity rate of 9.1 percent.

That’s the second lowest in the 13 county region served by the Northern Illinois Food Bank, behind Will County at 8 percent. DuPage County, where 9.2 percent are food insecure, is a close third.

Food insecurity, which is determined based on responses to survey questions about difficulty in meeting food needs, is possible because of any outside factor that might affect a family’s ability to put food on the table.

Donna Lake, director of communications for the Northern Illinois Food Bank, said the agency has increased the amount of food it provides each year to account for need.

In fiscal 2013, the food bank provided the equivalent of about 42 million meals, up from about 33 million the year before, to its network of 800 food pantries and feeding programs.

Across Illinois, about 13 percent of the state was considered food insecure in 2012, according to the USDA. “Really what we’re seeing is a lot more working poor folks,” Lake said. “But they’re just not making enough to make ends meet.”

Lake said donors have increased the amount of food provided to account for greater need, but she added that the food bank needs more.

Linda Lindstrom, site director at the Harvard Food Pantry, said she’s seen a similar uptick in families served.

The Harvard pantry serves more than 250 families twice a month, a number that has “increased a lot,” Lindstrom said.

But the pantry has been lucky to have community support to shoulder the extra families, she said.

“If you have a need, all you do is open your mouth and everyone comes to the call here,” Lindstrom said.

The Farmside • shawurl.com/huntley • Thursday, October 3, 2013 • MC

| NEWS

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Joe’s Place ready for 20 more years Restaurant vows not to cut corners

By JEFF ENGELHARDT jengelhardt@shawmedia.com MARENGO – The cooks at Joe’s Place in Marengo have to cut everything from roast beef and sausage to vegetables and cheese.

But for 20 years, owner Joe Miceli has vowed the one thing that has never been cut in his restaurant never will.

Corners.

After starting his restaurant at 22 years old, Miceli has grown his business to include an on-site butcher shop, banquet halls and off-site catering but it his relentless commitment to consistency in using top-grade ingredients that’s his biggest point of pride.

Every potato must come from Idaho, mozzarella must be aged to certain specifications and if he were to ever see a single smidge of margarine he might shut the place down for a week.

He only deals in Grade-A butter.

“That’s the way my relatives did it for years. I’m not going to change it to cheapen up the product,” Miceli said.

“No matter the price.”

Consistency has been the key for Miceli as he prepares to celebrate 20 years of business in McHenry County. From the time he started peeling potatoes and washing dishes for his relatives’ restaurant in seventh grade, Miceli knew he was hooked.

He also knew the lessons he learned then of purchasing quality products and cooking with the best techniques – no matter how time consuming or costly – would never change.

It became difficult to stick to those values for Miceli about four years ago when the economy was nose diving at the same time he was constructing a new three-sto-

Sarah Nader – snader@shawmedia.com

Customers dine at Joe’s Place in Marengo. BELOW: An outside view of Joe’s Place. The restaurant has been operating for the past 20 years.

ry building at 19716 E. Grant Highway in Marengo.

“I can’t say that it hasn’t been challenging. When I was in the construction phase that’s when the economy was really down,” he said. “Every

day is still a challenge, but I think things are turning the corner.”

One main reason Miceli is seeing a return to booming business is because of his banquet hall additions.

Miceli’s restaurant now has two banquet halls – a smaller option that seats about 75 people and a larger room that seats more than 200 and features a full bar, balcony view and hardwood dance floor.

He brought on local restaurant veteran and event coordinator Suzi Carmichael to help launch the new business venture and she said they are already seeing some success, especially in the form of class reunion bookings.

Miceli’s off-site catering business also has expanded each year, a main reason for constructing the new facility.

“Our business was busting at the seams,” he said. “Now we have heated and cooling trucks so we can do a lot more catering and delivery.”

After 20 years, Miceli said McHenry County and not just Marengo will always be home. From sponsoring reading programs and school pride programs throughout the area to catering school events, Miceli said he feels the whole county is his customer.

And he hopes its home for another 20 years.

“We’re that comfort casual family environment,” Miceli said. “People can just sit down and have a pizza or pitcher. It’s food people grew up with.”

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NEWS | MC • Thursday, October 3, 2013 • shawurl.com/huntley • The Farmside Kyle Grillot – kgrillot@shawmedia.com

Illinois Comptroller Judy Baar Topinka is greeted Sept. 23 by her public affairs manager, Rich Carter, before an event in Huntley at the Pinecrest Restaurant.

Topinka discusses Illinois fiscal woes Comptroller speaks before members of Huntley Chamber of Commerce

By JIM DALLKE jdallke@shawmedia.com HUNTLEY – Judy Baar Topinka told members of the Huntley Chamber of Commerce and other area elected officials Sept. 23 to remind their constituents that she is the state comptroller, not the air traffic controller.

“Oftentimes they hear the word ‘comptroller,’ they think I have an air force or I hang out at O’Hare or something,” Topinka said.

Speaking about Illinois’ bleak fiscal situation at Pinecrest Restaurant in Huntley, Topinka described the event as “kind of like being at

your own funeral.” She injected humor when she could, but she took the time to lay out the serious issues facing the state of Illinois.

Illinois has 89,000 unpaid bills totaling $5.1 billion.

Topinka said that if you add bills that are pilling up at state agencies that haven’t reached her office, that number jumps to $7.5 billion. And the number could be closer to $9 billion by the end of the year, she said.

“When you’re paying your bills tonight, give me a thought, because I’ve got 89,000 of those little suckers that I have to pay,” she said.

The state has had 13 credit

downgrades since March 2009 and has the worst credit score in the nation, said Topinka, adding that Illinois is about 1 or 2 points from “junkyard status.”

“If you could imagine the state of Illinois, with all of its assets, with all of the things we have. A transportation hub. A great labor force. …

And we could have junk status in the state of Illinois? To me, that’s stunning if that occurs,” she said.

Topinka said pensions, Medicaid and overspending are problems that have plagued the state and have scared off business owners from investing or expanding

in Illinois. She has told the Legislature to “cool your jets” when it comes to spending and to not spend any money on anything that’s not needed.

New programs and initiatives need to wait. And even if revenue increases, Illinois cannot afford to bump up spending, she said.

“After having said this, and obviously having great influence, the Legislature added $2 billion to the budget last year,” Topinka said. “I cannot sustain it. I don’t have the money to pay for it. So it’s going to be promises made, promises that cannot and will not be kept. And I think that’s the worst kind of policy we

could make.”

Topinka has spoken to chambers of commerce across the state recently about the financial issues facing Illinois.

She announced Sept. 15 that she was running for re-election as Illinois comptroller and said Monday, “I like to fix things. But boy, I’ll tell ya, this one’s hard.

“If it were up to me, I would take that [pension] commission or the Legislature and the governor and I’d lock them all into a room until we had a deal and I’d give them lots of soda pop and then I’d make sure they had no bathroom privileges,” she joked. “That’s the way you get it done.”

Thursday, October 3, 2013 “Tate, I am” Photo by: Lisa

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PUBLIC NOTICE is hereby given that pursuant to a Judgment of Foreclosure entered in the above entitled cause on July 25, 2013, Intercounty Judicial Sales Corporation will on Thursday, November 7, 2013, at the hour of 10:30 a.m. in the offices of Botto Gilbert Gehris Lancaster, 970 McHenry Avenue, Crystal Lake, Illinois 60014, sell to the highest bidder for cash, the described property: ! ! ! ! ! ! ! ! following P.I.N. 18-34-305-044.

CLASSICS WANTED Commonly known as 10917 CAPE COD LANE, Restored or Unrestored.

HUNTLEY, IL 60142.

Cars, Vintage Motorcycles.

The improvement on the properDomestic/Import Cars: consists of a condominium resity Mercedes, Corvette: all makes, Etc. dence. The purchaser of the unit Also classic parts. Top $$. other than a mortgagee shall pay the assessments and the legal fees ! ! ! ! ! ! ! ! required by subdivisions (g)(1) and (g)(4) of Section 9 of the Condominium Property Act Sale terms: 25% down by certified funds, balance within 24 hours, by certified funds. No refunds. The property will NOT be open for inspection. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale which will entitle the purchaser to a Deed to the premises after confirmation of the sale.

For Information: Visit our website http://service.atty-pierce.com. at DIXON, IL Between 3 p.m. and 5 p.m. only.

3 BR, 4 BA, large living room, Pierce & Associates, Plaintiff's Attordining room, eat-in kitchen, neys, 1 North Dearborn Street, study room with fireplace, & Chicago, Illinois 60602. Tel.No. full basement. 2200 sq. ft. Nice (312) 476-5500. Refer to File front & backyard. 2 car garage. Number 0920841. $265,000. Call 815-973-5694 INTERCOUNTY JUDICIAL or 815-652-6520.

SALES CORPORATION Selling Officer, (312) 444-1122 I563733 October 3, 10, 17, 2013 Suburban Life Media HUN SALEM, IL 40 Acres For Sale.

Improved with commercial bldg, IN THE CIRCUIT COURT FOR partially fenced. Road frontage THE TWENTY- SECOND on Selmaville Rd, Salem Twnshp, JUDICIAL CIRCUIT SW edge of Salem, IL. MC HENRY COUNTY, ILLINOIS Call 618-822-6182 for more BANK OF AMERICA, N.A., SUCCESinfo & asking price!

SOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP, Plaintiff, Pierce & Associates -v.File Number # 0920841 NILESH KARNIK A/K/A NILESH IN THE CIRCUIT COURT OF SURESH KARNIK, ANAGHA KARNIK THE 22ND JUDICIAL CIRCUIT A/K/A ANAGHA NILESH KARNIK MC HENRY COUNTY, A/K/A A. N. KARNIK, TCF NATIONAL WOODSTOCK, ILLINOIS BANK, THE MEADOWS AT CREEKWELLS FARGO BANK, N.A.; SIDE HOMEOWNERS ASSOCIAPlaintiff, TION, UNKNOWN OWNERS AND vs.

NON-RECORD CLAIMANTS JAMES WIECEK AKA JAMES R. Defendant WIECEK; THE TOWNES OF WING 10 CH 1955 POINTE CONDOMINIUM ASSOCIANOTICE OF SALE TION; UNKNOWN HEIRS AND PUBLIC NOTICE IS HEREBY GIVLEGATEES OF JAMES R. WIECEK IF EN that pursuant to a Judgment of ANY; UNKNOWN OWNERS AND Foreclosure and Sale entered in the RECORD CLAIMANTS; above cause on April 16, 2013, an NON Defendants, agent for The Judicial Sales Corpo09 CH 1313 ration, will at 1:00 PM on October NOTICE OF SALE PURSUANT TO 21, 2013, at the NLT Title L.L.C, JUDGMENT OF FORECLOSURE 390 Congress Parkway, Suite D, UNDER ILLINOIS MORTGAGE Crystal Lake, IL, 60014, sell at FORECLOSURE LAW public auction to the highest bid-

public highe der, as set forth below, the following described real estate: Commonly known as 14 PINE GROVE COURT, Algonquin, IL 60102 Property Index No. 19-30-454-074.

The real estate is improved with a single family residence.

The judgment amount was $256,110.23.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, including the Judicial sale fee for Abandoned Residential Property Municipality Relief Fund, which is calculated on residentia real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in "AS IS" condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required

by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701 (C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. For information, contact Plaintiff's attorney: The sales clerk, FISHER AND SHAPIRO, LLC, 2121 WAUKEGAN RD., SUITE 301,

., 1, Bannockburn, IL 60015, (847) 498-9990 between the hours of 1:00 p.m. and 3:00 p.m. only.

Please refer to file number 10038568.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. AUCTION.COM LLC Additional Information For regarding Auction.com, please visit www.Auction.com or call (800-280-2832) FISHER AND SHAPIRO, LLC 2121 WAUKEGAN RD., SUITE 301 Bannockburn, IL 60015 (847) 498-9990 Attorney File No. 10-038568 Case Number: 10 CH 1955 TJSC#: 33-19683 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff's attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

I563301 September 26, 2013 October 3, 10, 2013 Suburban Life Media HUN BUY IT! SELL IT! FIND IT! FAST! Call us at 866-817-F-A-S-T

IN THE CIRCUIT COURT FOR THE TWENTY- SECOND JUDICIAL CIRCUIT MC HENRY COUNTY, ILLINOIS WELLS FARGO BANK, N.A., SUCCESSOR BY MERGER TO WELLS FARGO BANK MINNESOTA, N.A., AS TRUSTEE F/K/A NORWEST BANK MINNESOTA, N.A., AS TRUSTEE FOR THE REGISTERED HOLDERS OF RENAISSANCE HOME EQUITY LOAN ASSET-BACKED CERTIFICATES, SERIES 2004-2 Plaintiff, -v.JOHN T. SHANTZ, et al Defendants 12 CH 1783 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on March 19, 2013, an agent for The Judicial Sales Corporation, will at 1:00 PM on October 31, 2013, at the NLT Title L.L.C, 390 Congress Parkway, Suite D, Crystal Lake, IL, 60014, sell at public auction to the highest bidder, as set forth below, the following described real estate: Commonly known as 11325 TIMER DRIVE, Huntley, IL 60142 Property Index No. 18-28-478-002.

The real estate is improved with a condominium.

The judgment amount was $96,314.47.

Sale terms: 25% down of the

highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, including the Judicial sale fee for Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in "AS IS" condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospec-

prope y. pe tive bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required

by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701 (C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. For information, contact Plaintiff's attorney: RANDALL S. MILLER & ASSOCIATES, 120 N. LASALLE STREET, SUITE 1140, Chicago, IL 60602, (312) 239-3432. Please refer to file number 12IL00743-1.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. AUCTION.COM LLC For

CLASSIFIED

Page 7 • MC • The Farmside - Thursday, October 3, 2013 Additional Information regarding please visit Auction.com, www.Auction.com or call (800280-2832) RANDALL S. MILLER & ASSOCIATES 120 N. LASALLE STREET, SUITE 1140 Chicago, IL 60602 (312) 239-3432 Attorney File No. 12IL00743-1 Case Number: 12 CH 1783 TJSC#: 33-19686 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff's attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

I564099 October 3, 10, 17, 2013 Suburban Life Media HUN IN THE CIRCUIT COURT FOR THE TWENTY- SECOND JUDICIAL CIRCUIT MC HENRY COUNTY, ILLINOIS BANK OF AMERICA, N.A., Plaintiff, -v.MARK A. VERMILLION, YVONNE VERMILLION, Defendant 12 CH 2647 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on March 12, 2013, an agent for The Judicial Sales Corporation, will at 1:00 PM on November 1, 2013, at the NLT Title L.L.C, 390 Congress Parkway, Suite D, Crystal Lake, IL, 60014, sell at public auction to the highest bidder, as set forth below, the following described real estate: Commonly known as 11610 GAYLE CT., Huntley, IL 60142 Property Index No. 18-33-179-019.

The real estate is improved with a single family residence.

The judgment amount was $173,188.87.

Sale terms: 25% down of the highest bid by certified funds at the cl of th le abl Th Ju

highe by close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, including the Judicial sale fee for Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in "AS IS" condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required Pr ty Act,

by Th Condomini

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by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701 (C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. For information, contact Plaintiff's attorney: JOHNSON, BLUMBERG & ASSOCIATES, LLC, 230 W. Monroe Street, Suite #1125, Chicago, IL 60606, (312) 541-9710. Please refer to file number 12-3834.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. AUCTION.COM LLC For Additional Information regarding please visit Auction.com, www.Auction.com or call JOHNSON, (800-280-2832) BLUMBERG & ASSOCIATES, LLC 230 W. Monroe Street, Suite #1125 Chicago, IL 60606 (312) 541-9710 Attorney File No. 12-3834 Case Number: 12 CH 2647 TJSC#: 33-20744 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff's attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

I563850 October 3, 10, 17, 2013 Suburban Life Media HUN (Rev. 11/07/90) IN THE CIRCUIT COURT OF THE 22ND JUDICIAL CIRCUIT MC HENRY COUNTY, WOODSTOCK, ILLINOIS SOVEREIGN BANK N.A., Plaintiff, vs.

DAVID TOEPFER; REBECCA L.

DAVID TOEPFER; REBECCA L. TOEPFER, Defendants, 13 CH 616 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above entitled cause on July 16, 2013 Intercounty Judicial Sales Corporation will on Thursday, November 7, 2013 at the hour of 10:30 a.m. in the law offices of Botto Gilbert Gehris Lancaster, 970 McHenry Avenue, Crystal Lake, Illinois 60014, sell at public auction to the highest bidder for cash, as set forth below, the following described mortgaged real estate: Commonly known as 10137 Bennington Drive, Huntley, IL 60142.

P.I.N. 18-22-478-004.

The mortgaged real estate is improved with a single family residence. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than a mortgagee shall pay the assessments required by subsection (g-1) of Section 18.5 of the Condominium Property Act. Sale terms: 10% down by certified funds, balance, by certified funds, within 24 hours. No refunds.

The property will NOT be open for inspection. Prospective bidders are admonished to check the court file to verify all information.

For information call William E. Dutton, Jr. at Plaintiff's Attorney, DUTTON & DUTTON, P.C., 10325 West Lincoln Highway, Frankfort, Illinois 60423. (815) 806-8200.

INTERCOUNTY JUDICIAL SALES CORPORATION Selling Officer, (312) 444-1122 13 I563760 October 3, 10, 17, 2013 Suburban Life Media HUN Get Bears news on Twitter by following @bears_insider

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GHNS #1928

Pierce & Associates File Number # 0920841 IN THE CIRCUIT COURT OF THE 22ND JUDICIAL CIRCUIT MC HENRY COUNTY, WOODSTOCK, ILLINOIS WELLS FARGO BANK, N.A.; Plaintiff, vs.

JAMES WIECEK AKA JAMES R. WIECEK; THE TOWNES OF WING POINTE CONDOMINIUM ASSOCIATION; UNKNOWN HEIRS AND LEGATEES OF JAMES R. WIECEK IF ANY; UNKNOWN OWNERS AND NON RECORD CLAIMANTS; Defendants, 09 CH 1313 NOTICE OF SALE PURSUANT TO JUDGMENT OF FORECLOSURE UNDER ILLINOIS MORTGAGE FORECLOSURE LAW PUBLIC NOTICE is hereby given that pursuant to a Judgment of Foreclosure entered in the above entitled cause on July 25, 2013, Intercounty Judicial Sales Corporation will on Thursday, November 7, 2013, at the hour of 10:30 a.m. in the offices of Botto Gilbert Gehris Lancaster, 970 McHenry Avenue, Crystal Lake, Illinois 60014, sell to the highest bidder for cash, the following described property: UNIT 12-6 IN TOWNES OF WING POINTE CONDOMINIUM, AS DELINEATED ON THE SURVEY OF CERTAIN LOTS OR PARTS OF LOTS IN THE TOWNES OF WING POINTE, BEING A SUBDIVISION OF OUT LOT "F" IN WING POINTE PHASE 1, RECORDED JANUARY 12, 1999 AS DOCUMENT NUMBER 1999R2749 AND PART OF SECTION 34, TOWNSHIP 43 NORTH, RANGE 7 EAST OF THE THIRD PRINCIPAL MERIDIAN, WHICH SURVEY IS ATTACHED AS EXHIBIT "C" TO THE DECLARATION OF CONDOMINIUM OWNERSHIP RECORDED DECEMBER 12, 2000 AS DOCUMENT 2000R68554 IN MCHENRY COUNTY, ILLINOIS, TOGETHER WITH ITS UNDIVIDED PERCENTAGE INTEREST IN THE COMMON ELEMENTS APPURTENANT TO SAID UNIT, AS SET FORTH IN SAID DECLARATION, AS AMENDED FROM TIME TO TIME. P.I.N. 18-34-305-044.

Commonly known as 10917 CAPE COD LANE, HUNTLEY, IL 60142.

The improvement on the property consists of a condominium residence. The purchaser of the unit other than a mortgagee shall pay the assessments and the legal fees required by subdivisions (g)(1) and (g)(4) of Section 9 of the Condominium Property Act Sale terms: 25% down by certified funds, balance within 24 hours, by certified funds. No refunds. The property will NOT be open for inspection. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale which will entitle the purchaser to a Deed to the premises after confirmation of the sale.

For Information: Visit our website at http://service.atty-pierce.com.

Between 3 p.m. and 5 p.m. only.

Pierce & Associates, Plaintiff's Attorneys, 1 North Dearborn Street, Chicago, Illinois 60602. Tel.No. (312) 476-5500. Refer to File Number 0920841.

INTERCOUNTY JUDICIAL SALES CORPORATION Selling Officer, (312) 444-1122 I563733 October 3, 10, 17, 2013 Suburban Life Media HUN

mysuburbanlife.com IN THE CIRCUIT COURT FOR THE TWENTY- SECOND JUDICIAL CIRCUIT MC HENRY COUNTY, ILLINOIS WELLS FARGO BANK, N.A., SUCCESSOR BY MERGER TO WELLS FARGO BANK MINNESOTA, N.A., AS TRUSTEE F/K/A NORWEST BANK MINNESOTA, N.A., AS TRUSTEE FOR THE REGISTERED HOLDERS OF RENAISSANCE HOME EQUITY LOAN ASSET-BACKED CERTIFICATES, SERIES 2004-2 Plaintiff, -v.JOHN T. SHANTZ, et al Defendants 12 CH 1783 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on March 19, 2013, an agent for The Judicial Sales Corporation, will at 1:00 PM on October 31, 2013, at the NLT Title L.L.C, 390 Congress Parkway, Suite D, Crystal Lake, IL, 60014, sell at public auction to the highest bidder, as set forth below, the following described real estate: Unit 11325 together with its undivided percentage interest in the common elements in Carriage Homes of Huntley Condominium as delineated and defined in the Declaration recorded as Document no.

91R016240, in the Southeast 1/4 of Section 28, Township 43 North, Range 7, East of the Third Principal Meridian, in McHenry County, lllinois.

Commonly known as 11325 TIMER DRIVE, Huntley, IL 60142 Property Index No. 18-28-478-002.

The real estate is improved with a condominium.

The judgment amount was $96,314.47.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, including the Judicial sale fee for Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in "AS IS" condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required

by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOME-

(g ).

ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701 (C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. For information, contact Plaintiff's attorney: RANDALL S. MILLER & ASSOCIATES, 120 N. LASALLE STREET, SUITE 1140, Chicago, IL 60602, (312) 239-3432. Please refer to file number 12IL00743-1.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. AUCTION.COM LLC For Additional Information regarding please visit Auction.com, www.Auction.com or call (800280-2832) RANDALL S. MILLER & ASSOCIATES 120 N. LASALLE STREET, SUITE 1140 Chicago, IL 60602 (312) 239-3432 Attorney File No. 12IL00743-1 Case Number: 12 CH 1783 TJSC#: 33-19686 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff's attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

I564099 October 3, 10, 17, 2013 Suburban Life Media HUN IN THE CIRCUIT COURT FOR THE TWENTY- SECOND JUDICIAL CIRCUIT MC HENRY COUNTY, ILLINOIS BANK OF AMERICA, N.A., Plaintiff, -v.MARK A. VERMILLION, YVONNE VERMILLION, Defendant 12 CH 2647 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on March 12, 2013, an agent for The Judicial Sales Corporation, will at 1:00 PM on November 1, 2013, at the NLT Title L.L.C, 390 Congress Parkway, Suite D, Crystal Lake, IL, 60014, sell at public auction to the highest bidder, as set forth below, the following described real estate: LOT 18 AND THE WEST FIVE FEET OF LOT 19 IN HUNTLEY HIGHLANDS SUBDIVISION, A SUBDIVISION OF PART OF THE NORTHWEST QUARTER AND THE SOUTHWEST QUARTER OF SECTION 33, TOWNSHIP 43 NORTH, RANGE 7 EAST OF THE THIRD PRINCIPAL MERIDIAN, ACCORDING TO THE PLAT THEREOF RECORDED APRIL 18, 1978 AS DOCUMENT NO. 729441 AND AMENDED BY INSTRUMENT RECORDED NOVEMBER 21, 1979 AS DOCUMENT NO. 784873, AND CORRECTED BY CERTIFICATE OF CORRECTION RECORDED AUGUST 22, 1983 AS DOCUMENT NO. 862836, IN MCHENRY COUNTY, ILLINOIS. Commonly known as 11610 GAYLE CT., Huntley, IL 60142 Property Index No. 18-33-179-019.

The real estate is improved with a single family residence.

The judgment amount was $173,188.87.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, including the Judicial sale fee for Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within

twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessial levied

CLASSIFIED

.commysuburbanlife.com

sp ments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in "AS IS" condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required

by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCOR-

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SELL IT! 815-455-4800 or 1-800-589-8237

DANCE WITH SECTION 15-1701 (C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. For information, contact Plaintiff's attorney: JOHNSON, BLUMBERG & ASSOCIATES, LLC, 230 W. Monroe Street, Suite #1125, Chicago, IL 60606, (312) 541-9710. Please refer to file number 12-3834.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. AUCTION.COM LLC For Additional Information regarding Auction.com, please visit www.Auction.com or call (800-280-2832) JOHNSON, BLUMBERG & ASSOCIATES, LLC 230 W. Monroe Street, Suite #1125 Chicago, IL 60606 (312) 541-9710 Attorney File No. 12-3834 Case Number: 12 CH 2647 TJSC#: 33-20744 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff's attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

I563850 October 3, 10, 17, 2013 Suburban Life Media HUN IN THE CIRCUIT COURT OF THE 22ND JUDICIAL CIRCUIT MCHENRY COUNTY WOODSTOCK, ILLINOIS FEDERAL NATIONAL MORTGAGE ASSOCIATION ("FNMA"), PLAINTIFF vs.

LEO NEVILLE, JR.; UNKNOWN OWNERS AND NON-RECORD CLAIMANTS, DEFENDANTS 13CH 1233 PUBLICATION NOTICE The requisite affidavit for publication having been filed, notice is hereby given to you, LEO NEVILLE, JR.; and UNKNOWN OWNERS AND NONRECORD CLAIMANTS, Defendants in the above entitled suit, that the said suit has been commenced in the Circuit Court of the 22nd Judicial Circuit, McHenry County, Illinois by the plaintiff against you and other defendants, praying for the foreclosure of a certain mortgage conveying the premises described as follows to wit: LOT 548 IN SOUTHWIND UNIT 7, BEING A SUBDIVISION OF PART OF THE SOUTHEAST QUARTER OF SECTION 22, TOWNSHIP 43 NORTH, RANGE 7, EAST OF THE THIRD PRINCIPAL MERIDIAN, ACCORDING TO THE PLAT THEREOF RECORDED FEBRUARY 26, 1999, DOCUMENT NUMBER AS 1999R0015378, IN MCHENRY COUNTY, ILLINOIS. COMMON ADDRESS: 10428 Scott Drive, Huntley, Illinois 60142 P.I.N.: 18-22-401-010 and which said mortgage was signed by LEO NEVILLE, JR., Bank of America, N.A., as Mortgagee, and recorded in the Office of the Recorder of Deeds of McHenry as Document No. County 2010R0055817; and for such other relief prayed; that summons was duly issued out of the Circuit Court of McHenry County against you as provided by law, and that the said suit is now pending.

NOW THEREFORE, UNLESS YOU, the said above defendants, file your answer to the Complaint in said suit or otherwise make your appearance therein, in the Office of the Clerk of this Court in McHenry County at 2200 N. Seminary Ave., Woodstock, IL 60098 on or before the November 4, 2013, default may be entered against you at any time after that day and a judgment entered in accordance with the prayer of said complaint.

The Farmside - Thursday, October 3, 2013 • MC • Page 8 prayer

mp Circuit Clerk Johnson, Blumberg, & Associates, LLC 230 W. Monroe Street, Suite 1125 Chicago, Illinois 60606 Ph. 312-541-9710 Fax 312-541-9711 JB&A # IL 13 7881 I557052 October 3, 10, 17, 2013 Suburban Life Media HUN (Rev. 11/07/90) IN THE CIRCUIT COURT OF THE 22ND JUDICIAL CIRCUIT MC HENRY COUNTY, WOODSTOCK, ILLINOIS SOVEREIGN BANK N.A., Plaintiff, vs.

DAVID TOEPFER; REBECCA L. TOEPFER, Defendants, 13 CH 616 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above entitled cause on July 16, 2013 Intercounty Judicial Sales Corporation will on Thursday, November 7, 2013 at the hour of 10:30 a.m. in the law offices of Botto Gilbert Gehris Lancaster, 970 McHenry Avenue, Crystal Lake, Illinois 60014, sell at public auction to the highest bidder for cash, as set forth below, the following described mortgaged real estate: LOT 208 IN SOUTHWIND - UNIT 4, BEING A SUBDIVISION OF PART OF THE SOUTHEAST QUARTER OF SECTION 22 AND THE WEST HALF OF THE SOUTHWEST QUARTER OF SECTION 23, ALL IN TOWNSHIP 43 NORTH, RANGE 7 EAST OF THE THIRD PRINCIPAL MERIDIAN ACCORDING TO THE PLAT THEREOF RECORDED JUNE 15, 1998 AS DOCUMENT 98R0037811, IN MCHENRY COUNTY, ILLINOIS. Commonly known as 10137 Bennington Drive, Huntley, IL 60142.

P.I.N. 18-22-478-004.

The mortgaged real estate is improved with a single family residence. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than a mortgagee shall pay the assessments required by subsection (g-1) of Section 18.5 of the Condominium Property Act. Sale terms: 10% down by certified funds, balance, by certified funds, within 24 hours. No refunds.

The property will NOT be open for inspection. Prospective bidders are admonished to check the court file to verify all information.

For information call William E. Dutton, Jr. at Plaintiff's Attorney, DUTTON & DUTTON, P.C., 10325 West Lincoln Highway, Frankfort, Illinois 60423. (815) 806-8200.

INTERCOUNTY JUDICIAL SALES CORPORATION Selling Officer, (312) 444-1122 13 I563760 October 3, 10, 17, 2013 Suburban Life Media HUN Placing Ads Is Easy!

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IN THE CIRCUIT COURT FOR THE TWENTY- SECOND JUDICIAL CIRCUIT MC HENRY COUNTY, ILLINOIS BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP, Plaintiff, -v.NILESH KARNIK A/K/A NILESH SURESH KARNIK, ANAGHA KARNIK A/K/A ANAGHA NILESH KARNIK A/K/A A. N. KARNIK, TCF NATIONAL BANK, THE MEADOWS AT CREEKSIDE HOMEOWNERS ASSOCIATION, UNKNOWN OWNERS AND NON-RECORD CLAIMANTS, Defendant 10 CH 1955 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on April 16, 2013, an agent for The Judicial Sales Corporation, will at 1:00 PM on October 21, 2013, at the NLT Title L.L.C, 390 Congress Parkway, Suite D, Crystal Lake, IL, 60014, sell at public auction to the highest bidder, as set forth below, the following described real estate: PARCEL 35-1: THAT PART OF LOT 35 IN CREEKSIDE OF ALGONQUIN - THE MEADOWS & THE VILLAS PHASE 1, BEING A SUBDIVISION OF PART OF THE SOUTHWEST QUARTER AND PART OF THE SOUTHEAST QUARTER OF SECTION 30, ALONG WITH PART OF THE NORTHWEST QUARTER OF SECTION 31 , ALL IN TOWNSHIP 43 NORTH, RANGE 8, EAST OF THE THIRD PRINCIPAL MERIDIAN, ACCORDING TO THE PLAT THEREOF RECORDED FEBRUARY 9, 2000 AS DOCUMENT NO. 2000R0007228, DESCRIBED AS FOLLOWS: BEGINNING AT THE MOST NORTHERLY CORNER OF SAID LOT 35; THENCE SOUTH 52 DEGREES 25 MINUTES 01 SECONDS EAST ALONG THE NORTHEAST LINE OF SAID LOT 35 A DISTANCE OF 40.18 FEET; THENCE SOUTH 37 DEGREES 34 MINUTES 59 SECONDS WEST 65.92 FEET TO THE SOUTHWEST LINE OF SAID LOT 35; THENCE NORTH 52 DEGREES 25 MINUTES 01 SECONDS WEST ALONG SAID SOUTHWEST LINE 40.18 FEET TO THE MOST WESTERLY CORNER OF SAID LOT 35; THENCE NORTH 37 DEGREES 34 MINUTES 59 SECONDS EAST ALONG THE NORTHWEST LINE OF SAID LOT 35 A DISTANCE OF 65.92 FEET TO THE PLACE OF BEGINNING; SAID PARCEL OF LAND HEREIN DESCRIBED CONTAINS 0.06 ACRE, MORE OR LESS, IN MCHENRY COUNTY, ILLINOIS. Commonly known as 14 PINE GROVE COURT, Algonquin, IL 60102 Property Index No. 19-30-454-074.

The real estate is improved with a single family residence.

The judgment amount was $256,110.23.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, including the Judicial sale fee for Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale.

The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in "AS IS" condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5 (g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701 (C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. For information, contact Plaintiff's attorney: The sales clerk, FISHER AND SHAPIRO, LLC, 2121 WAUKEGAN RD., SUITE 301, Bannockburn, IL 60015, (847) 498-9990 between the hours of 1:00 p.m. and 3:00 p.m. only.

Please refer to file number 10-038568.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. AUCTION.COM LLC For Additional Information regarding Auction.com, please visit www.Auction.com or call (800-280-2832) FISHER AND SHAPIRO, LLC 2121 WAUKEGAN RD., SUITE 301 Bannockburn, IL 60015 (847) 498-9990 Attorney File No. 10-038568 Case Number: 10 CH 1955 TJSC#: 33-19683 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff's attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

I563301 September 26, 2013 October 3, 10, 2013 Suburban Life Media HUN