FMS-9-19-2013

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Law enforcement agencies look for overweight trucks in county PAGE 3

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“When a truck is overweight they take longer to stop, and they wear roads down quicker by putting all that weight on one section at one time,” said John Birk, deputy chief at the McHenry Police Department. “This damage can be seen through raised asphalt, cracking and pot holes.”

Vol. 52 No. 35 | MC | FMS H. Rick Bamman – hbamman@shawmedia.com

The Farmside • shawurl.com/huntley • Thursday, September 19, 2013 • MC

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The Farmside Serving the communities of Huntley, Marengo and Union.

Shaw Media shawurl.com/huntley Call: 815-459-4040 Newsroom fax: 815-459-5640 7717 S. Route 31, Crystal Lake, IL 60014 Missed delivery & customer service: 815-459-8118 Administration John Rung, publisher 815-459-4040, jrung@shawmedia.com Paula Dudley, director of advertising 815-459-4040, pdudley@shawmedia.com Dan McCaleb, senior editor 815-459-4122, dmccaleb@shawmedia.com To place an ad: Display: 815-459-4040 Classified: 815-455-4800 Legal notice: 630-427-6275 Linda Siebolds lsiebolds@shawmedia.com General information The Farmside is published every Thursday by Shaw Media.

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“Serving our communities to make them better places to live.”

Incentive deal raises questions Discounts given to Marengo business for water, sewer hookup fees

By STEPHEN Di BENEDETTO sdibenedetto@shawmedia.com MARENGO – The City Council approved on Monday a discount on water and sewer hookup fees for an incoming business, despite a new alderman vehemently arguing that top Marengo officials initially negotiated the deal without the council’s authorization.

The incentive deal would shave roughly $7,851 off the $19,977 that Sullivan’s Foods would have to pay the city in water and sewer connection fees, once the new grocery store opens for business in late October.

After Sullivan’s approached the city about the deal, Mayor Don Lockhart directed City Manager Gary Boden to negotiate the discount under the city’s $10,000 expenditure limit. Any expense over that limit requires automatic council approval, Lockhart told the Northwest Herald.

The issue ultimately came to a vote Monday after Ward 4 Alderman Dennis Hammortree raised concerns to City Attorney Carlos Arevalo that

“We are voted by the taxpayers to be good stewards of taxpayers’ money, and you have a mayor and city administrator not following the process. How can a third term and a guy who has been doing this for 30 years not realize that you have to go before City Council to get approval for this?”

Dennis Hammortree 4th Ward alderman Boden and Lockhart were purposely trying to execute the business sweetener without council approval.

Arevalo consequently advised the city’s executives that the issue involved a waiver fee incentive and therefore needed council approval, regardless of the $10,000 limit.

“I thought under my expenditure authority that I could handle this administratively, but Carlos has said that we can’t. So, (Sullivan’s) hasn’t been paid, and we are bringing it forward to the council,” Boden said Monday, adding that he started negotiations on the incentive nearly a year ago.

The council approved, 6-2, the connection waiver, with Hammortree and Ward 2 Alderman Matt Keenum voting against it. The debate before-

hand featured some members jarring with Hammortree.

Ward 3 Alderwoman Nicole DeBoer argued that Hammortree’s criticism represented a “witch hunt” against the officials. Ward 4 Alderman Todd Hall said the issue involved a misunderstanding with the $10,000 expenditure limit.

Hammortree, a former mayor who returned to the council following April’s election, said the issue speaks to a lack of transparency among Marengo’s top officials.

“We are voted by the taxpayers to be good stewards of taxpayers’ money, and you have a mayor and city administrator not following the process,” Hammortree said.

“How can a third term and a guy who has been doing this for 30 years not realize that

you have to go before City Council to get approval for this?”

The deal is the second incentive given to Sullivan’s, after a former council approved a sales tax rebate in February.

The more lucrative incentive entitles Sullivan’s to 100 percent of the city’s share of sales tax generated by the grocer for the first 18 months of operation. The discount percentage drops incrementally the next four years.

Lockhart brushed aside Hammortree’s criticisms, arguing he honestly thought the connection waiver could have been handled administratively.

“There is nothing being hidden between the mayor, the City Council and the staff,” Lockhart said.

Huntley’s Gillian Young player of week

By PATRICK MASON pmason@shawmedia.com

Gillian Young Huntley, jr.

Young has improved her play and now sits atop the Red Raiders lineup after dominating in summer t o u r n a m e n t s . Gillian Young She hasn’t lost a beat and has carried her momentum from the summer into high school play and has taken medalist honors in the past three meets, all wins.

Noteworthy Putting the pieces together: Richmond-Burton made sec-

tionals as a team last season but coach Brandon Creason knew his team was still missing something. That something was a No. 2 scorer and this season the Rockets have that in freshman Mackenzie Hahn.

“We’ve always had a solid 3-4-5,” Creason said. “Now we have solid scores coming in from top to bottom.”

The Rockets have started the season 9-0, including a close 193-196 victory over a then 8-0 Burlington Central team on Tuesday. It was the first meet of the season that the Rockets were tested. Creason believes that if his team is to make its goal of reaching state as a team, they need to be in close matches early in

the season in order to get mentally ready for the postseason next month.

“Maybe, in the past, I was thinking a little about basketball and drawing up some plays,” said Creason, who doubles as the Rockets boys basketball coach. “But these girls have a chance to do something here this season and it’s really fun for me each time out.”

Not rebuilding: At the end of last season, Huntley graduated four seniors and Huntley golf coach Ann Christiansen figured that the 2013 season would be a rebuilding year.

But that isn’t the case as the Red Raiders (6-0) have opened the season without a loss so far and have been

powering through opponents.

Huntley has three golfers that can consistently shoot in the 40s in Young, Zoe Dowell and Lexi Lowitzki.

“We thought this was going to a be a rebuilding season but we have been breaking 200 consistently,” Christiansen said. “The freshman are picking it up quickly and the seniors have taking them under their wings. It has been a team effort.”

The Red Raiders had seven freshman come out for the team and three are already contributing at the varsity level. With the good mix of age and talent, a potential rebuilding season has turned into a season where Huntley will compete for a conference title.

By LAWERENCE SYNETT lsynett@shawmedia.com A select group of law enforcement officers in McHenry County monitor trucks.

They comb county and municipal roadways identifying overweight trucks and other violations with loads that are not only illegal, but also safety hazards.

“When a truck is overweight, they take longer to stop, and they wear roads down quicker by putting all that weight on one section at one time,” said John Birk, deputy chief at the McHenry Police Department. “This damage can be seen through raised asphalt, cracking and pot holes.”

It is the responsibility of trucking companies and their drivers to adhere to the long list of state and local laws, which include weight and size restrictions, as well as equipment and safety requirements, to name a few.

Enforcing trucking laws has improved over the years with education and training for the trucking industry and law enforcement agencies alike, local experts agree. That effort has led to decreased citations and safer roadways.

The McHenry County Sheriff’s Office issued 191 citations for overweight trucks between 2009 and 2012. That includes fines totaling more than $422,000.

The department has one dedicated truck enforcement officer who also handles accident investigations and several deputies with specialized truck enforcement training.

The most overweight citations (74) were issued in 2010, which brought in more than $191,000 in total bonds. Last year, the sheriff’s office issued 48 citations, and through June of this year, 12 overweight trucks have been ticketed.

The largest bond was issued in 2006 at a hefty price tag of more than $36,000, and the smallest – $95 – was issued in 2009 when 53 citations were doled out.

The money collected is then

H. Rick Bamman – hbamman@shawmedia.com

Eagle Training Services instructor Randy Olson (left) leads students Jim Germinardo Woodstock, S.J. Zriny Wonder Lake, Frank Acevedo, Carpentersville and Jamie Jorgenon, West Dundee by a truck to discuss adjustments to tandem axles to distribute cargo weight. broken down and distributed to the court system, Illinois State Police, the state of Illinois and whoever maintains the roadway where the violation was committed.

“Commercial motor vehicles and roadway safety are key to our economic recovery,” Undersheriff Andrew Zinke said. “If drivers are operating illegally or unsafely, it is our responsibility to educate them and protect our community.”

Load weight limits for 18-wheelers cannot exceed 80,000 pounds, the equivalent of 9,600 passenger cars driving over a section of roadway at the same time.

The fine structure is based on two categories – overweight on registration and overweight on gross weight. Other safety violations include bad tires, spilling on the roadway or no valid safety test, which is required every six months for

trucks weighing more than 8,000 pounds.

The McHenry Police Department’s Truck Enforcement Unit issued a total of 50 citations for overweight on registration and four citations or overweight on gross weight in 2011 and 2012. That also includes about 655 citations for safety violations.

The unit carries two portables scales as well as equipment capable of leveling out the truck. Officers are trained in the state and local requirements, as well as other “red flags” often associated with violators, such as bowed-out tires, flattened-out springs or tires rubbing against each other.

“It’s an experience thing,” McHenry Police Department Truck Enforcement Unit Officer Mark Fisher said. “You get better with time.”

The majority of violators simply don’t know the state

and local requirements, which in McHenry includes weight restriction on Riverside Drive and Orleans Street.

“Education is the most important piece in this,” Fisher said. “You get a lot of smaller companies that don’t know the law. They need to understand what they are doing wrong and how to correct it, instead of it just being a revenue source.”

The unit, as well as other agencies, is a member of the Illinois Truck Enforcement Association, which bridges the gap between the trucking industry and law enforcement personnel to make sure state requirements are followed.

Keeping a load legal is part of the training offered at Eagle Training Services in Lake in the Hills, although the laws are not part of state testing for a commercial driver’s license, said Jeff Clark, managing partner at the truck driving school.

“Most companies will have some type of training, but a well-run school goes beyond the minimum requirements,” Clark said. “Most quality schools cover weight and how to adjust a truck to compensate for that weight.”

Trucking companies still will overweight trucks, leaving the responsibility of a legal load up to the driver, the last line of defense before hitting their routes.

“Sometimes the shipper loads something that is overweight, but it is still the driver’s responsibility,” Clark said.

“It can be a very confusing picture for the driver, but it’s still up to them to know the laws.”

The city of Crystal Lake averages around 20 overweight citations annually, and in Huntley, two citations have been issued since 2009. The city of Woodstock does not have certified truck enforcement officers.

MC • Thursday, September 19, 2013 • shawurl.com/huntley • The Farmside

Law enforcement agencies watch for overweight trucks in McHenry County

NEWS |

Illegal and hazardous

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The Farmside • shawurl.com/huntley • Thursday, September 19, 2013 • MC

| NEWS

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Sarah Nader – snader@shawmedia.com

A group of women take a water aerobics class at Sun City’s Prairie Lodge. New research shows that investment savings and financial security, rather than age, now determine when near-retirees feel ready to retire.

‘You really have to analyze everything’ Financial security, rather than age, plays pivotal role in a person’s retirement plan

By STEPHEN Di BENEDETTO sdibenedetto@shawmedia.com Kitty Nash worked through a financial checklist as part of her calculation to retire late last year from her vice president role at Home State Bank in Crystal Lake.

After 24 years at the bank, Nash, an Algonquin resident, envisioned her day-to-day lifestyle, from morning to night, and the ability to manage those everyday expenses without the comfort of a daily income.

“You have to do a real indepth analysis of your life,” Nash said. “I don’t think anybody ever wants to do that.

We just want to turn the key and write the check and be done. But in order to sleep at night once you do retire, you really have to analyze everything.”

Retirement age outdated?

• According to Maritz Research, recent and near retirees with $500,000 in investment savings view their retirement much more positively than retirees with less than $500,000.

• 37 percent of near retirees said they will work during retirement and 36 percent said they would delay retirement all together.

• 67 percent of near retirees claim they feel optimistic about their financial security in retirement versus 79 percent of recent retirees.

Nash’s financial calculation was an effort to plan for a sustainable retirement in an uncertain future that has recent and near retirees, according to new surveys, un-

easy about retirement costs and their financial security.

Maritz Research, a Missouri-based market research firm, found in a survey released in June that the financial tipping point for recent and near retirees was $500,000 in savings.

Respondents who had reached that point were more optimistic about their financial security, less concerned about having enough money in retirement and felt better prepared for increasing health care and cost-of-living costs. Maritz surveyed 1,000 people nationwide at or near retirement, with at least $100,000 in savings.

The results underline the increasing importance financial security, rather than age, plays in a person’s retirement plan. Maritz found that most respondents believe re-

tirement is an outdated concept, with 37 percent of near retirees saying they will have to work during their retirement.

“I think there is a sense that retirement is not what it used to be,” said Rich Brose, a financial services expert at Maritz who helped perform the survey. “Folks have come to grips with ‘OK, I’m going to have to work a little bit; I’m going to delay retirement.’ “ A similar survey from the Employees Benefit Research Institute released in March found that 69 percent of workers said they plan to work into retirement. The institute conducts the annual report, randomly surveying 1,000 workers age 25 and older.

The institute concluded that Americans’ confidence in a financially comfortable retirement remained low in

2013, after years of decline.

But not all retirees need to reach the $500,000 tipping point to feel financially secure and comfortable about their retirement, said Terry Maryniw, owner of Maryniw Financial, a planning firm in the Lake in the Hills that advises many clients on retirement.

An individual’s lifestyle and financial needs all can influence the amount of money needed to last through retirement. But Maryniw’s advisers generally stress to clients the importance of saving early and often, spending within a budget and making sound investments, Maryniw said.

“They have to be aware of what the costs of retirement are going to be and start taking action,” Maryniw said.

“At age 60, it’s too late to be planning for 65.”

By JEFF ENGELHARDT jengelhardt@shawmedia.com

Photos by Ruthie Hauge for Shaw Media

CASA Advocate Manager Jorie Siemens of Island Lake walks behind volunteers Angie Harris of Algonquin, Whit Sears of Woodstock, Iris Douglas of Huntley and Frank Doud of McHenry as they make their way from the McHenry County Courthouse to the jail for fingerprinting during Court Appointed Special Advocate training in Woodstock.

How to get involved To find out information about how to help the McHenry County CASA, visit www.casamchenrycounty.org or call 815-363-5920

fails to reach about 100 of the total 250 each year. She said if the organization could double its volunteer courses from 15 attendees to 30, CASA would be able to serve all children within five to six years.

“Child abuse and neglect is something people don’t talk about because it happens behind closed doors,” Pokharel said. “But these volunteers are really here out of the goodness of their hearts and take a lot of time to get to know the child and what they need and want.”

The time commitment can be significant, Davis said, as volunteers are expected to dedicate at least 10 hours each month to their child, including spending time visiting the child and talking to caretakers, teachers and siblings.

Davis said she has visited some of her past children up to once a week, which helps break

Volunteers Ryon Yemm (cq), upper left, of Prairie Grove, Iris Douglas, of Huntley, Angie Harris, of Algonquin, Whit Sears, of Woodstock, and Frank Doud of McHenry, meet with CASA Advocate Manager, Jorie Siemens, of Island Lake, to discuss instructions for their day of Court Appointed Special Advocate training at the McHenry County Court House in Woodstock. the ice between caretakers who can be hesitant. No person involved in the child’s life can read the reports the CASA volunteer files to the judge.

“At first it’s always a little awkward,” Davis said of meeting a family. “But after a while, they become very comfortable with you there observing.”

Volunteers do not need any special skill or background

because everyone must first go through at least 30 hours of training and pass a background test.

Frank Doud, a software engineer from McHenry, is going through that process now.

Doud was a CASA volunteer in Lake County before coming to McHenry, and while the programs are similar, he said, the training course has served as a

valuable refresher. He also has helped some of the first-time trainees feel more at ease.

“You can tell everyone is very eager to participate and they all have a commitment to helping children,” Doud said.

“As long as you have that desire to help children, anyone can do this.”

For those interested in helping CASA, a volunteer training course is scheduled to start in November and run on the weekends for the first time to make it more convenient, Pokharel said. Those unable to commit the time can still help as soon as Sept. 21 by attending the CASA Cup Night at the Races event at Turnberry Country Club.

Jason Sterwerf, an advocate manager for CASA who oversees volunteers, said fundraising events such as Night at the Races continue to help get the organization’s name and mission out to the community.

“I think people understand the volunteer piece and financial piece, but they are surprised when they hear what all goes into what we do,” Sterwerf said. “But we have been growing.”

MC • Thursday, September 19, 2013 • shawurl.com/huntley • The Farmside

CRYSTAL LAKE – Retirement bored Evey Davis, so she decided to create happy endings for the children she knew needed it most.

Davis, a former special education teaching assistant in District 200, saw firsthand the difficulties foster children had adjusting to school and making friends. And all too often, once those friendships were made, the student would just not show up one day and Davis knew it was because the student had gone on to another foster home.

Now a Court Appointed Special Advocate, Davis has spent more than four years helping abused and neglected children find permanent living situations by acting as a voice for those children in court proceedings.

Whether it is stopping a run of five different foster homes for a child or watching a 15-month-old boy finally be adopted by loving grandparents by the time he turned 4, Davis said her volunteer work with the McHenry County CASA has provided some of the most rewarding experiences of her life.

“I know I’ve helped make a big difference in these children’s lives,” she said. “Without [CASA volunteers], judges would never know the full picture of what is going on in the child’s life.”

CASA volunteers assist in court proceedings involving abused and neglected children by visiting the child, speaking with caretakers, teachers and social workers in order to file reports to judges that give a full picture of the situation. Volunteers could spend months or years with the same child – spending at least 10 hours a month on the case – until permanent residency is reached.

CASA has served McHenry County since 2005, taking on a larger role each year. The organization assisted 50 children in its first year and now helps 150 annually.

Kelly Pokharel, executive director for the organization, said the number of abused and neglected children in the McHenry County court system increases each year, and CASA

NEWS |

CASA sends children out of court, into homes

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Page 6 • MC • The Farmside - Thursday, September 12, 2013

mysuburbanlife.com Thursday, September 12, 2013 “September Flowers” Photo by: Jon

Upload your photos on My Photos your area community online photo post!

Photos posted on My Photos are eligible to appear in print in Suburban Life Media Classified.

Go to MySuburbanLife.com/myphotos

866-817-FAST (3278) SALES CORPORATION Selling Officer, (312) 444-1122 I560702 September 12, 19, 26, 2013 Suburban Life Media HUN

DRIVER Local Milk Delivery - Huntley Early AM start. CDL A & B req.

Send Resume and MVR to: P.O. Box 1319 Crystal Lake, IL 60039. or fax: 815-477-2163

Health Care

CROSSROADS CARE CENTER If you love to work in a warm, friendly & family like atmosphere, come in & see us!

FT/PT CNAs all shifts FT/PT Dietary Aides If interested, apply in person!

309 McHenry Avenue Woodstock, IL 60098 Telephone: 815-338-1700 Fax: 815-338-1765

2007 Jazzy Select Powerchair $1200/OBO Call 815-382-7104 Ref. No. 10-2844 N

HUNTLEY

FARM HAND PUMP $145.

847-515-8012 Huntley area Metal Wheels from small to large $25 to $65/each 847-515-8012 Huntley area

KIDS FALL / WINTER RESALE Sponsored by: Miraculous Multiples Mothers of Twins Club Saturday, September 14th from 8am-1pm Huntley Park District $1 Admission, Cash, checks & credit cards accepted

Electric Golf Cart: w/roof & windshield, battery charger incl., mint condition, $1000 815-342-4100 TENT - Coleman 4 person tent, 10' x 8' , new in carry bag, never opened. $55. call 815-690-0235

Thousands of gently used items featuring Gap, Gymboree, Carters, Graco, Little Tikes & more. Sizes 0-14 clothing, shoes/boots, coats, toys, baby gear, holiday apparel & more.

McHenry Three Family Garage Sale Thurs & Fri 9a-4p 2710 W. Kama Ave.

!!!!!!!!

CLASSICS WANTED Restored or Unrestored.

Cars, Vintage Motorcycles.

Domestic/Import Cars:

Furniture, tools, linens, decorative, and household items.

Mercedes, Corvette: all makes, Etc.

Honda Car Key w/remote (white stretch band) $25 Reward in McHenry area, 815-675-2216

Village of Lakewood MULTI FAMILY SALE

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Get Bears news on Twitter by following @bears_insider

Fri 8am-3pm Sat 8am-12noon

JOBS ANNOUNCEMENTS STUFF VEHICLES REAL ESTATE SERVICES Classified and online at: MySuburbanLife.com

Also classic parts. Top $$.

7265 & 7270 Bannockburn Cir Woods of Turnberry Household, furniture, kid's toys, games, pictures, dishes, & more!!

Wonder Lake. 3BR, 2.5BA. NEW! 2.5 car attached garage.

DUCK DECOYS (22) - various Large lot, pet friendly. $1350/mo. brands, hens and mallards, no 815-363-0019 weights. $60. call 815-690-0235

Send your Help Wanted Advertising 24/7 to:

CONCRETE PAVERS

We have a small number of concrete pavers and blocks available for free. They are sitting by the curb at 125 S. Williams St, Crystal Lake.

No need to ask, just take them.

Email: helpwanted@ shawsuburban.com Fax: 815-477-8898 or online at: www.mysuburbanlife.com

IN THE CIRCUIT COURT OF THE 22ND JUDICIAL CIRCUIT MC HENRY COUNTY, WOODSTOCK, ILLINOIS DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE UNDER POOLING AND SERVICING AGREEMENT DATED AS OF JANUARY 1, 2007 SECURITIZED ASSET BACKED RECEIVABLES LLC TRUST 2007-NC1 MORTGAGE PASSTHROUGH CERTIFICATES, SERIES 2007-NC1 ASSIGNEE OF MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR UNIVERSAL AMERICAN MORTGAGE COMPANY, L.L.C., Plaintiff, vs.

MARIA CRUZ AND MARIESTILLA CRUZ, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., UNDER MORTGAGE RECORDED AS DOCUMENT NUMBER 2006R063149, AND NORTHBRIDGE HOMEOWNERS ASSOCIATION, Defendants, 10 CH 2008 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above entitled cause on March 21, 2012 Intercounty Judicial Sales Corporation will on Thursday, October 24, 2013 at the hour of 10:30 a.m. in the offices of Botto Gilbert Gehris Lancaster, 970 McHenry Avenue, Crystal Lake, Illinois 60014, sell at public auction to the highest bidder for cash, as set forth below, the following described mortgaged real estate: P.I.N. 18-27-151-029.

Commonly known as 10773 Concord Lane Huntley, IL 60142.

The mortgaged real estate is improved with a single family residence. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than a mortgagee shall pay the assessments required by subsection (g-1) of Section 18.5 of the condominium Property Act Sale terms: 10% down by certified funds, balance, by certified funds, within 24 hours. No refunds. The property will NOT be open for inspection. Prospective bidders are admonished to check the court file to verify all information.

For information call Sales Clerk at Law Offices of Ira T. Nevel, 175 North Franklin Street, Chicago, Illinois 60606. (312) 357-1125.

INTERCOUNTY JUDICIAL

Pierce & Associates File Number # 1026702 IN THE CIRCUIT COURT OF THE 22ND JUDICIAL CIRCUIT MC HENRY COUNTY, WOODSTOCK, ILLINOIS BANK OF AMERICA, NA; Plaintiff, vs.

ROBERT A. PECK AKA ROBERT PECK; HARRIS NA FKA HARRIS BANK HUNTLEY; HILLSBORO COVE HOMEOWNER ASSOCIATION; UNKNOWN OWNERS AND NONRECORD CLAIMANTS; Defendants, 11 CH 1489 NOTICE OF SALE PURSUANT TO JUDGMENT OF FORECLOSURE UNDER ILLINOIS MORTGAGE FORECLOSURE LAW PUBLIC NOTICE is hereby given that pursuant to a Judgment of Foreclosure entered in the above entitled cause on April 4, 2013, Intercounty Judicial Sales Corporation will on Thursday, October 17, 2013, at the hour of 10:30 a.m. in the offices of Botto Gilbert Gehris Lancaster, 970 McHenry Avenue, Crystal Lake, Illinois 60014, sell to the highest bidder for cash, the following described property: P.I.N. 17-35-152-009.

Commonly known as 11416 HILLSBORO DRIVE, HUNTLEY, IL 60142.

The improvement on the property consists of a single family residence. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than a mortgagee shall pay the assessments required by subsection (g-1) of Section 18.5 of the Condominium Property Act. Sale terms: 25% down by certified funds, balance within 24 hours, by certified funds. No refunds. The property will NOT be open for inspection. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale which will entitle the purchaser to a Deed to the premises after confirmation of the sale.

For Information: Visit our website at http://service.atty-pierce.com.

Between 3 p.m. and 5 p.m. only.

Pierce & Associates, Plaintiff's Attorneys, 1 North Dearborn Street, Chicago, Illinois 60602. Tel.No. (312) 476-5500. Refer to File Number 1026702.

INTERCOUNTY JUDICIAL SALES CORPORATION Selling Officer, (312) 444-1122 I559965 September 12, 19, 26, 2013 Suburban Life Media HUN Buying? Selling?

Renting? Hiring?

To place an ad, call 866-817-FAST

IN THE CIRCUIT COURT OF THE 22ND JUDICIAL CIRCUIT MC HENRY COUNTY, WOODSTOCK, ILLINOIS WELLS FARGO BANK, NA SUCCESSOR MERGER WITH WELLS FARGO HOME MORTGAGE INC., AS SUCCESSOR IN INTEREST TO NOR-

WEST MORTGAGE INC.; Plaintiff, vs.

ROBERT L. BOLWIN; KIMBERLY BOLWIN; ARROW FINANCIAL SERVICES, LLC; GEORGE A. MUELLER & ASSOCIATES LTD.; UNKNOWN OWNERS AND NONRECORD CLAIMANTS; Defendants, 11 CH 743

NOTICE OF SALE PUBLIC NOTICE is hereby given that pursuant to a Judgment of Foreclosure entered in the above entitled cause on April 25, 2012, Intercounty Judicial Sales Corporation will on Thursday, October 24, 2013, at the hour of 10:30 a.m. in the offices of Botto Gilbert Gehris L 970 McHe Av

GUN CONSIGNMENT AUCTION SUNDAY SEPTEMBER 15, 2013 LOCATION: DONLEY'S WILD WEST TOWN 8512 S. UNION ROAD, UNION, IL (Located on the corner of Route 20 and Union Road, 5 miles east of Marengo, IL) We will be set up to apply for or renew F.O.I.D. Cards. ** Breakfast Buffet will be available ** 325 LOTS: GUNS – COLTS: 1903 32ACP, OPEN-TOP REVOLVER 22, CIVIL WAR CENTENNIAL SET, 1908 380, 1917 U.S. ARMY 45, THIRD MODEL DERRINGER 41 RIM, NEW SERVICE 455 ELEY, 1862 POCKET NAVY, S.A.A. 38 SPL., SERIES 70 45 AND TWO S.A.A. 45LC. SMITH & WESSONS: 59 NICKEL 9MM, 586 NICKEL 357, 60-18 357, 57-1 NICKEL, 14-3 38 SPL., 32 38 S&W, 325 45, 59 9MM AND S.A. 2ND MODEL 38 S&W. HI-STANDARDS: B 22LR AND HD MILITARY 22LR. RUGERS: VAQUERO 45LC, BLACKHAWK 45ACP AND 45LC, SINGLE-SIX 32 H&R MAG, SUPER BLACKHAWK 44 MAG, BLACKHAWK 357, MARK II TARGET AND 77 MARK II 6.5X55. HECKLER & KOCH: P7-M8 9MM SQUEEZE COCKING, VP 70Z 9MM AND 91A-2 RIFLE CAL. 308. WINCHESTERS: 1912 12GA., 61 22, 3-12 16 GA., 1894 RIFLE 30WCF, 74 TARGET 22, 12 12GA. 3” DUCKGUN, 1897 12GA., 1400 20GA., 250 22 LEVER, 1895 U.S. ARMY 30/40, 37 16GA., 670 243 WIN., 67 22, 1873 CARBINE 44/40, 62 22 AND 63 CARBINE 22. REMINGTONS – MARLINS – BROWNING – MILITARY – ANTIQUES AND MANY MORE – TOO MUCH TO LIST. MISC: LOTS OF AMMO – 22, 223, 9MM, 32 AUTO, 45, 338 MAG, 340 WEATHERBY, 7MM MAG, 45/70, 410, 28, 20, 16, 12 AND 10GA. AND LOTS MORE. KNIVES: 4-REMINGTON KNIVE DISPLAYS 1988-1989-1990-1991 COMPLETE WITH KNIVES, BOXES, SHEATHS AND PAPERS, RARE RANDALL #14, CUSTOM STEVE MACKRILL HUNTING KNIFE, SCHRIMSHAW CUSTOM IVORY TOOTH KNIFE AND MANY MORE POCKET AND HUNTING KNIVES – BAYONETS – SWORDS: AMES 1864 CIVIL WARE ARTILLERY SABER, GERMAN/PRUSSIAN 1811 CAVALRY, WWII JAPANESE DRESS – RELOADING EQUIPMENT – GUN CASES – PAIR OF CHILDREN'S MOCCASINS AND MUCH MORE.

For Complete List go to: www.zimsgunshop.com VIEWING IS FROM 7:00 AM TO 9:00AM AUCTIONS WILL START AT 9:00 AM TO FINISH TERMS: CREDIT CARDS ADD 8% BUYER PREMIUM CASH OR CHECK ADD 5% BUYER'S PREMIUM SALES TAX WILL BE COLLECTED ALL ITEMS SOLD AS IS ILLINOIS GUN LAWS APPLY

Contact: ZIM'S GUN SHOP 815-338-4731 AUCTIONEER: RAY LOW, LIC. #0410001012

CLASSIFIED

mysuburbanlife.com Lancaster, 970 McHenry Avenue, Crystal Lake, Illinois 60014, sell to the highest bidder for cash, the following described mortgaged real estate: Commonly known as 10705 North Church Avenue, Huntley, IL 60142.

P.I.N. 18-28-326-022.

The improvement on the property consists of a single family residence. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than a mortgagee shall pay the assessments required by subsection (g-1) of Section 18.5 of the Condominium Property Act. Sale terms: 10% down by certified funds, balance within 24 hours, by certified funds. No refunds.

The property will NOT be open for inspection.

For information call Mr. Anthony Porto at Plaintiff's Attorney, Freedman Anselmo, Lindberg LLC, 1807 West Diehl Road, Naperville, Illinois 60563-1890. (866) 402-8661.

For Bidding instructions visit www.fal-illinois.com 24 hours prior to sale. F11030197 I560704 September 12, 19, 26, 2013 Suburban Life Media HUN W12-1750 IN THE CIRCUIT COURT OF THE 22ND JUDICIAL CIRCUIT MC HENRY COUNTY, WOODSTOCK, ILLINOIS BANK OF AMERICA, NA; Plaintiff, vs.

HEATHER A. SMYTH; JUSTIN E. MORNINGSTAR; UNKNOWN HEIRS AND LEGATEES OF HEATHER A. SMYTH, IF ANY; UNKNOWN HEIRS AND LEGATEES OF JUSTIN E. MORNINGSTAR, IF ANY; UNKNOWN OWNERS AND NONRECORD CLAIMANTS; Defendants, 12 CH 1456 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above entitled cause on October 15, 2012 Intercounty Judicial Sales Corporation will on Thursday, October 17, 2013 at the hour of 10:30 a.m. in the offices of Botto Gilbert Gehris Lancaster, 970 McHenry Avenue, Crystal Lake, Illinois 60014, sell at public auction to the highest bidder for cash, as set forth below, the following described mortgaged real estate: Commonly known as 4910 Willow Lane, McHenry, IL 60050.

P.I.N. 09-27-106-041.

The mortgaged real estate is improved with a single family residence. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than a mortgagee shall pay the assessments required by subsection (g-1) of Section 18.5 of the Condominium Property Act. Sale terms: 10% down by certified funds, balance, by certified funds, within 24 hours. No refunds.

The property will NOT be open for inspection. Prospective bidders are admonished to check the court file to verify all information.

For information call Sales Clerk at Plaintiff's Attorney, The Wirbicki

ey, Law Group, 33 West Monroe Street, Chicago, Illinois 60603. (312) 360-9455 W12-1750.

INTERCOUNTY JUDICIAL SALES CORPORATION Selling Officer, (312) 444-1122 I559981 September 12, 19, 26, 2013 Suburban Life Media HUN IN THE CIRCUIT COURT OF THE 22ND JUDICIAL CIRCUIT MC HENRY COUNTY, WOODSTOCK, ILLINOIS TALMER BANK AND TRUST SUCCESSOR TO FIRST MICHIGAN BANK AS SUCCESSOR TO FIRST BANKING CENTER, Plaintiff, vs.

FLAGSTONE PROPERTY MANAGEMENT LLC; PASQUALE M. SANTUCCI; UNKNOWN OWNERS AND NON-RECORD CLAIMANTS, Defendants, 12 CH 1862 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above entitled cause on August 28, 2013 Intercounty Judicial Sales Corporation will on Thursday, October 17, 2013 at the hour of 10:30 a.m. in the offices of Botto Gilbert Gehris Lancaster, 970 McHenry Avenue, Crystal Lake, Illinois 60014, sell at public auction to the highest bidder for cash, as set forth below, the following described mortgaged real estate: Commonly known as 9605 Route 47. Huntley, Illinois 60142.

P.I.N. 18-21-300-004-0000.

The mortgaged real estate is improved with vacant commercial property.

Sale terms: 10% down by certified funds, balance, by certified funds, within 24 hours. No refunds.

For information call Mr. Scott H. Kenig at Plaintiff's Attorney, Randall & Kenig LLP, 455 North City Front Plaza Dr, NBC Tower, Chicago, Illinois 60611. (312) 822-0800.

INTERCOUNTY JUDICIAL SALES CORPORATION Selling Officer, (312) 444-1122 I559958 September 12, 19, 26, 2013 Suburban Life Media HUN Pierce & Associates File Number # 1218964 IN THE CIRCUIT COURT OF THE 22ND JUDICIAL CIRCUIT MC HENRY COUNTY, WOODSTOCK, ILLINOIS WELLS FARGO BANK, N.A.; Plaintiff, vs.

JASON EMERY AKA JASON A. EMERY; COVINGTON LAKES SINGLE FAMILY HOMEOWNERS ASSOCIATION; UNKNOWN OWNERS AND NON RECORD CLAIMANTS; Defendants, 12 CH 2384 NOTICE OF SALE PURSUANT TO JUDGMENT OF FORECLOSURE UNDER ILLINOIS MORTGAGE FORECLOSURE LAW PUBLIC NOTICE is hereby given that pursuant to a Judgment of Foreclosure entered in the above entitled cause on May 16, 2013, Intercounty Judicial Sales Corporation will on Thursday, October 24, 2013 the hour of 10:30 in

ay 2013, at the hour of 10:30 a.m. in the offices of Botto Gilbert Gehris Lancaster, 970 McHenry Avenue, Crystal Lake, Illinois 60014, sell to the highest bidder for cash, the following described property: P.I.N. 18-21-426-026.

Commonly known as 9798 JAMESTOWN ROAD, HUNTLEY, IL 60142.

The improvement on the property consists of a single family residence. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than a mortgagee shall pay the assessments required by subsection (g-1) of Section 18.5 of the Condominium Property Act. Sale terms: 25% down by certified funds, balance within 24 hours, by certified funds. No refunds. The property will NOT be open for inspection. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale which will entitle the purchaser to a Deed to the premises after confirmation of the sale.

For Information: Visit our website at http://service.atty-pierce.com.

Between 3 p.m. and 5 p.m. only.

Pierce & Associates, Plaintiff's Attorneys, 1 North Dearborn Street, Chicago, Illinois 60602. Tel.No. (312) 476-5500. Refer to File Number 1218964.

INTERCOUNTY JUDICIAL SALES CORPORATION Selling Officer, (312) 444-1122 I560723 September 12, 19, 26, 2013 Suburban Life Media HUN IN THE CIRCUIT COURT FOR THE TWENTY- SECOND JUDICIAL CIRCUIT MC HENRY COUNTY, ILLINOIS NATIONSTAR MORTGAGE, LLC Plaintiff, -v.PATRICIA N. FELDY, et al Defendant 12 CH 00057 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on July 22, 2013, an agent for The Judicial Sales Corporation, will at 1:00 PM on October 25, 2013, at the NLT Title L.L.C, 390 Congress Parkway, Suite D, Crystal Lake, IL, 60014, sell at public auction to the highest bidder, as set forth below, the following described real estate: Commonly known as 11205 DOUGLAS AVENUE, HUNTLEY, IL 60142 Property Index No. 18-28-439-001.

The real estate is improved with a condo/townhouse.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, including the Judicial sale fee for Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within twenty-four (24) hours. No fee shall be id by th

ty-four (24) shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in "AS IS" condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required

by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701 (C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. For information, examine the court file or contact Plaintiff's attorney: CODILIS & ASSOCIATES, P.C., 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL 60527, (630) 794-9876.

Please refer to file number 14-11-36224.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

CODILIS & ASSOCIATES, P.C. 15W030 NORTH FRONTAGE ROAD, SUITE 100 BURR RIDGE, IL 60527 (630) 794-5300 Attorney File No. 14-11-36224 Attorney ARDC No. 00468002 Case Number: 12 CH 00057 TJSC#: 33-17326 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff's attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

I554802 September 12, 19, 26, 2013 Suburban Life Media HUN Get the job you want at:

MySuburbanLife.com/jobs

IN THE CIRCUIT COURT FOR THE TWENTY- SECOND JUDICIAL CIRCUIT MC HENRY COUNTY, ILLINOIS WELLS FARGO BANK, N.A. Plaintiff, -v.FRANK R. RAUS, et al Defendant 13 CH 00388 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on July 23, 2013, an agent for The Judicial Sales Corporation, will at 1:00 PM on October 25, 2013, at the NLT Title L.L.C, 390 Congress Parkway, Suite D, Crystal Lake, IL, 60014, sell at public auction to the highest bidder, as set forth below, the following described real estate: Commonly known as 10327 SCOTT DRIVE, HUNTLEY, IL 60142 Property Index No. 18-22-402-008.

The real estate is improved with a residence.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, including the Judicial sale fee for Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in "AS IS" condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required

by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOME-

The Farmside - Thursday, September 12, 2013 • MC • Page 7 (H OWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701 (C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. For information, examine the court file or contact Plaintiff's attorney: CODILIS & ASSOCIATES, P.C., 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL 60527, (630) 794-9876.

Please refer to file number 14-13-01344.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

CODILIS & ASSOCIATES, P.C. 15W030 NORTH FRONTAGE ROAD, SUITE 100 BURR RIDGE, IL 60527 (630) 794-5300 Attorney File No. 14-13-01344 Attorney ARDC No. 00468002 Case Number: 13 CH 00388 TJSC#: 33-17372 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff's attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

I554805 September 12, 19, 26, 2013 Suburban Life Media HUN Get Bears news on Twitter by following @bears_insider

Ref. No. 10-2844 N IN THE CIRCUIT COURT OF THE 22ND JUDICIAL CIRCUIT MC HENRY COUNTY, WOODSTOCK, ILLINOIS DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE UNDER POOLING AND SERVICING AGREEMENT DATED AS OF JANUARY 1, 2007 SECURITIZED ASSET BACKED RECEIVABLES LLC TRUST 2007-NC1 MORTGAGE PASSTHROUGH CERTIFICATES, SERIES 2007-NC1 ASSIGNEE OF MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR UNIVERSAL AMERICAN MORTGAGE COMPANY, L.L.C., Plaintiff, vs.

MARIA CRUZ AND MARIESTILLA CRUZ, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., UNDER MORTGAGE RECORDED AS DOCUMENT NUMBER 2006R063149, AND NORTHBRIDGE HOMEOWNERS ASSOCIATION, Defendants, 10 CH 2008 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above entitled cause on March 21, 2012 Intercounty Judicial Sales Corporation will on Thursday, October 24, 2013 at the hour of 10:30

a.m. in the offices of Botto Gilbert Gehris Lancaster, 970 McHenry Avenue, Crystal Lake, Illinois 60014, sell at public auction to the highest bidder for cash, as set forth below, the following described mortgaged real estate: LOT 1 IN NORTHBRIDGE-PHASE 1, BEING A SUBDIVISION OF PART OF THE NORTHWEST 1/4 OF SECTION 27, TOWNSHIP 43 NORTH, RANGE 7 EAST OF THE THIRD PRINCIPAL MERIDIAN, ACCORDING TO THE PLAT THEREOF, RECORDED SEPTEMBER 26, 2002 AS DOCUMENT NUMBER 2002R085273, IN MCHENRY COUNTY, ILLINOIS. P.I.N. 18-27-151-029.

Commonly known as 10773 Concord Lane Huntley, IL 60142.

The mortgaged real estate is improved with a single family residence. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than a mortgagee shall pay the assessments required by subsection (g-1) of Section 18.5 of the condominium Property Act Sale terms: 10% down by certified funds, balance, by certified funds, within 24 hours. No refunds. The property will NOT be open for inspection. Prospective bidders are admonished to check the court file to verify all information.

For information call Sales Clerk at Law Offices of Ira T. Nevel, 175 North Franklin Street, Chicago, Illinois 60606. (312) 357-1125.

INTERCOUNTY JUDICIAL

SUDOKU

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par a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required

by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701 (C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. For information, examine the court file or contact Plaintiff's attorney: CODILIS & ASSOCIATES, P.C., 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL 60527, (630) 794-9876.

Please refer to file number 14-13-01344.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

CODILIS & ASSOCIATES, P.C. 15W030 NORTH FRONTAGE ROAD, SUITE 100 BURR RIDGE, IL 60527 (630) 794-5300 Attorney File No. 14-13-01344 Attorney ARDC No. 00468002 Case Number: 13 CH 00388 TJSC#: 33-17372 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff's attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

I554805 September 12, 19, 26, 2013 Suburban Life Media HUN FAX your AD to us!

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CHECK YOUR AD Please check your ad the first day it is published. If you see an error, call us immediately and it will be corrected for the next available publication date. Our liability is for only one publication date and shall not exceed the total cost of the first day of publication.

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IN THE CIRCUIT COURT FOR THE TWENTY- SECOND JUDICIAL CIRCUIT MC HENRY COUNTY, ILLINOIS WELLS FARGO BANK, N.A. Plaintiff, -v.FRANK R. RAUS, et al Defendant 13 CH 00388 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIV-

EN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on July 23, 2013, an agent for The Judicial Sales Corporation, will at 1:00 PM on October 25, 2013, at the NLT Title L.L.C, 390 Congress Parkway, Suite D, Crystal Lake, IL, 60014, sell at public auction to the highest bidder, as set forth below, the following described real estate: LOT 285 IN SOUTHWIND UNIT 7, BEING A SUBDIVISION OF PART OF THE SOUTHEAST QUARTER OF SECTION 22, TOWNSHIP 43 NORTH, RANGE 7, EAST OF THE THIRD PRINCIPAL MERIDIAN, ACCORDING TO THE PLAT THEREOF, RECORDED FEBRUARY 26, 1999 AS DOCUMENT NUMBER 1999R0015378 IN MCHENRY COUNTY, ILLINOIS. Commonly known as 10327 SCOTT DRIVE, HUNTLEY, IL 60142 Property Index No. 18-22-402-008.

The real estate is improved with a residence.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, including the Judicial sale fee for Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in "AS IS" condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of ity th inte st

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IN THE CIRCUIT COURT FOR THE TWENTY- SECOND JUDICIAL CIRCUIT MC HENRY COUNTY, ILLINOIS NATIONSTAR MORTGAGE, LLC Plaintiff, -v.PATRICIA N. FELDY, et al Defendant 12 CH 00057 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on July 22, 2013, an agent for The Judicial Sales Corporation, will at 1:00 PM on October 25, 2013, at the NLT Title L.L.C, 390 Congress Parkway, Suite D, Crystal Lake, IL, 60014, sell at public auction to the highest bidder, as set forth below, the following described real estate: UNIT 11205 IN WILDRIDGE TOWNHOMES, A CONDOMINIUM, AS DELINEATED ON THE SURVEY OF THE FOLLOWING DESCRIBED PARCEL OF REAL ESTATE: VARIOUS LOTS IN BAKLEY'S 16TH ADDITION, BEING A SUBDIVISION OF PART OF THE SOUTHEAST QUARTER OF SECTION 28, TOWNSHIP 43 NORTH, RANGE 7 EAST OF THE THIRD PRINCIPAL MERIDIAN, ACCORDING TO THE PLAT THEREOF RECORDED MAY 10, 1991 AS DOCUMENT NO. 91R016241, AND CERTIFICATES OF CORRECTION RECORDED APRIL 1, 1993 AS DOCUMENT NO. 93R017417, AND RECORDED SEPTEMBER 22, 1993 AS DOCUMENT NO. 93R056398, IN MCHENRY COUNTY, ILLINOIS, WHICH SURVEY IS ATTACHED AS EXHIBIT ''C'' TO THE DECLARATION OF CONDOMINIUM RECORDED SEPTEMBER 28, 1995 AS DOCUMENT NO. 95R041307, AS AMENDED FROM TIME TO TIME, TOGETHER WITH ITS UNDIVIDED PERCENTAGE INTEREST IN THE COMMON ELEMENTS. Commonly known as 11205 DOUGLAS AVENUE, HUNTLEY, IL 60142 Property Index No. 18-28-439-001.

The real estate is improved with a condo/townhouse.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, including the Judicial sale fee for Abandoned Residential

Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in "AS IS" condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required

by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701 (C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. For information, examine the court file or contact Plaintiff's attorney: CODILIS & ASSOCIATES, P.C., 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL 60527, (630) 794-9876.

Please refer to file number 14-11-36224.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

CODILIS & ASSOCIATES, P.C. 15W030 NORTH FRONTAGE ROAD, SUITE 100 BURR RIDGE, IL 60527 (630) 794-5300 Attorney File No. 14-11-36224 Attorney ARDC No. 00468002 Case Number: 12 CH 00057 TJSC#: 33-17326 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff's attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

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Pierce & Associates File Number # 1218964 IN THE CIRCUIT COURT OF THE 22ND JUDICIAL CIRCUIT MC HENRY COUNTY, WOODSTOCK, ILLINOIS WELLS FARGO BANK, N.A.; Plaintiff, vs.

JASON EMERY AKA JASON A. EMERY; COVINGTON LAKES SINGLE FAMILY HOMEOWNERS ASSOCIATION; UNKNOWN OWNERS AND NON RECORD CLAIMANTS; Defendants, 12 CH 2384 NOTICE OF SALE PURSUANT TO JUDGMENT OF FORECLOSURE UNDER ILLINOIS MORTGAGE FORECLOSURE LAW PUBLIC NOTICE is hereby given that pursuant to a Judgment of Foreclosure entered in the above entitled cause on May 16, 2013, Intercounty Judicial Sales Corporation will on Thursday, October 24, 2013, at the hour of 10:30 a.m. in the offices of Botto Gilbert Gehris Lancaster, 970 McHenry Avenue, Crystal Lake, Illinois 60014, sell to the highest bidder for cash, the following described property: LOT 144 IN THE PLAT OF SUBDIVISION OF THE SHORES OF COVINGTON LAKES PHASE THREE PART OF SUBDIVISION OF THE SOUTHEAST QUARTER OF SECTION 21, TOWNSHIP 43 NORTH, RANGE 7 EAST, OF THE THIRD PRINCIPAL MERIDIAN RECORDED AS DOCUMENT NUMBER 2003R0149398 ON OCTOBER 30, 2003 AND AS AMENDED BY DOCUMENT 2003R00159733 RECORDED NOVEMBER 26, 2003 AND AS AMENDED BY DOCUMENT 2004R014930 RECORDED

FEBRUARY 25, 2004, ALL IN GRAFTON TOWNSHIP, MCHENRY COUNTY, ILLINOIS. P.I.N. 18-21-426-026.

Commonly known as 9798 JAMESTOWN ROAD, HUNTLEY, IL 60142.

The improvement on the property consists of a single family residence. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than a mortgagee shall pay the assessments required by subsection (g-1) of Section 18.5 of the Condominium Property Act. Sale terms: 25% down by certified funds, balance within 24 hours, by certified funds. No refunds. The property will NOT be open for inspection. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale which will entitle the purchaser to a Deed to the premises after confirmation of the sale.

For Information: Visit our website at http://service.atty-pierce.com.

Between 3 p.m. and 5 p.m. only.

Pierce & Associates, Plaintiff's Attorneys, 1 North Dearborn Street, Chicago, Illinois 60602. Tel.No. (312) 476-5500. Refer to File Number 1218964.

INTERCOUNTY JUDICIAL SALES CORPORATION Selling Officer, (312) 444-1122 I560723 September 12, 19, 26, 2013 Suburban Life Media HUN

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IN THE CIRCUIT COURT OF THE 22ND JUDICIAL CIRCUIT MC HENRY COUNTY, WOODSTOCK, ILLINOIS TALMER BANK AND TRUST SUCCESSOR TO FIRST MICHIGAN BANK AS SUCCESSOR TO FIRST BANKING CENTER, Plaintiff, vs.

FLAGSTONE PROPERTY MANAGEMENT LLC; PASQUALE M. SANTUCCI; UNKNOWN OWNERS AND NON-RECORD CLAIMANTS, Defendants, 12 CH 1862 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above entitled cause on August 28, 2013 Intercounty Judicial Sales Corporation will on Thursday, October 17, 2013 at the hour of 10:30 a.m. in the offices of Botto Gilbert Gehris Lancaster, 970 McHenry Avenue, Crystal Lake, Illinois 60014, sell at public auction to the highest bidder for cash, as set forth below, the following described mortgaged real estate: THAT PART OF THE NORTHEAST 1/4 OF THE SOUTHWEST 1/4 OF SECTION 21. TOWNSHIP 43 NORTH. RANGE 7, EAST OF THE THIRD PRINCIPAL MERIDIAN, IN MCHENRY COUNTY, ILLIN01S, DESCRIBED AS FOLLOWS: COMMENCING AT A POINT IN ILLINOIS ROUTE 47 MARKING THE NORTHEAST CORNER OF THE NORTHEAST 1/4 OF THE SOUTHWEST I/4 OF SECTION 21, TOWNSHIP 43 NORTH, RANGE 7, EAST OF THE THIRD PRINCIPAL MERIDIAN, IN MCHENRY COUNTY, ILLINOIS; RUNNING THENCE SOUTHERLY ALONG THE EAST LINE THEREOF, AT AN ANGLE OF 91 DEGREES 02 MINUTES MEASURED COUNTERCLOCKWISE FROM THE NORTH LINE OF SAID NORTHEAST 1/4 OF THE SOUTHWEST 1/4 OF SECTION 21, A DISTANCE OF 100 FEET TO A POINT FOR A PLACE OF BEGINNING: CONTINUING THENCE SOUTHERLY ALONG THE EAST LINE A DISTANCE OF 160 FEET TO A POINT: RUNNING THENCE WESTERLY AT AN ANGLE OF 88 DEGREES 58 MINUTES MEASURED COUNTER-CLOCKWISE FROM THE LAST DESCRIBED COURSE, 510.96 FEET TO A POINT IN THE CENTER LINE OF AN OPEN DRAINAGE DITCH; RUNNING THENCE NORTHERLY ALONG THE CENTER LINE OF SAID DITCH AT AN ANGLE OF 88 DEGREES 02 MINUTES MEASURED COUNTERCLOCKWISE FROM THE LAST DESCRIBED COURSE, 261.1 FEET TO A POINT ON THE SAID NORTH LINE OF THE NORTHEAST 1/4 OF THE SOUTHWEST 1/4 OF SECTION 21, POINT BEING 500 FEET WEST OF THE AFORESAID NORTHEAST CORNER OF THE NORTHEAST 1/4 OF THE SOUTHWEST 1/4 OF SECTION 21: RUNNING THENCE EASTERLY ALONG SAID NORTH LINE, AT AN

ANGLE OF 91 DEGREES 58 MINUTES MEASURED COUNTERCLOCKWISE FROM THE LAST DESCRIBED COURSE, 242.2 FEET TO A POINT MARKING THE NORTHWEST CORNER OF THAT PARCEL OF LAND DESCRIBED IN A CERTAIN INSTRUMENT RECORDED IN THE OFFICE OF THE RECORDER OF DEEDS, IN MCHENRY COUNTY, ILLINOIS AS DOCUMENT NO. 340552: RUNNING THENCE SOUTHERLY ALONG THE WEST LINE OF SAID DOCUMENT NO. 340552, AT AN ANGLE OF 91 DEGREES 02 MINUTES MEASURED COUNTER-CLOCKWISE FROM THE LAST DESCRIBED COURSE 100 FEET TO A POINT MARKING THE SOUTHWEST CORNER OF SAID DOCUMENT NO. 340552; RUNNING THENCE EASTERLY AT AN ANGLE OF 91 DEGREES 02 MINUTES MEASURED CLOCKWISE FROM THE LAST DESCRIBED COURSE, ALONG THE SOUTHERLY LINE OF SAID DOCUMENT NO. 340552 AND SAID SOUTHERLY LINE EXTENDED 257.8 FEET TO A POINT ON THE AFORESAID 1/4 SECTION LINE MARKING THE PLACE OF BEGINNING; ALL LYING AND BEING IN THE NORTHEAST 1/4 OF THE SOUTHWEST 1/4 OF SECTION 21, TOWNSHIP 43 NORTH, RANGE 7, EAST OF THE THIRD PRINCIPAL MERIDIAN, IN MCHENRY COUNTY. Commonly known as 9605 Route 47. Huntley, Illinois 60142.

P.I.N. 18-21-300-004-0000.

The mortgaged real estate is improved with vacant commercial property.

Sale terms: 10% down by certified funds, balance, by certified funds, within 24 hours. No refunds.

For information call Mr. Scott H. Kenig at Plaintiff's Attorney, Randall & Kenig LLP, 455 North City Front Plaza Dr, NBC Tower, Chicago, Illinois 60611. (312) 822-0800.

INTERCOUNTY JUDICIAL SALES CORPORATION Selling Officer, (312) 444-1122 I559958 September 12, 19, 26, 2013 Suburban Life Media HUN

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IN THE CIRCUIT COURT OF THE 22ND JUDICIAL CIRCUIT MC HENRY COUNTY, WOODSTOCK, ILLINOIS WELLS FARGO BANK, NA SUCCESSOR MERGER WITH WELLS FARGO HOME MORTGAGE INC., AS SUCCESSOR IN INTEREST TO NORWEST MORTGAGE INC.; Plaintiff, vs.

ROBERT L. BOLWIN; KIMBERLY BOLWIN; ARROW FINANCIAL SERVICES, LLC; GEORGE A. MUELLER & ASSOCIATES LTD.; UNKNOWN OWNERS AND NONRECORD CLAIMANTS; Defendants, 11 CH 743 NOTICE OF SALE PUBLIC NOTICE is hereby given that pursuant to a Judgment of Foreclosure entered in the above

W12-1750 IN THE CIRCUIT COURT OF THE 22ND JUDICIAL CIRCUIT MC HENRY COUNTY, WOODSTOCK, ILLINOIS BANK OF AMERICA, NA; Plaintiff, vs.

HEATHER A. SMYTH; JUSTIN E. MORNINGSTAR; UNKNOWN HEIRS AND LEGATEES OF HEATHER A. SMYTH, IF ANY; UNKNOWN HEIRS AND LEGATEES OF JUSTIN E. MORNINGSTAR, IF ANY; UNKNOWN OWNERS AND NONRECORD CLAIMANTS; Defendants, 12 CH 1456 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above entitled cause on October 15, 2012 Intercounty Judicial Sales Corporation will on Thursday, October 17, 2013 at the hour of 10:30 a.m. in the offices of Botto Gilbert Gehris Lancaster, 970 McHenry Avenue, Crystal Lake, Illinois 60014, sell at public auction to the highest bidder for cash, as set forth below, the following described mortgaged real estate: THE WEST HALF OF LOT 13 AND LOT 14 IN BLOCK 13 IN LAKELAND PARK UNIT NO. 2, A SUBDIVISION OF PART OF THE NORTHWEST QUARTER AND PART OF THE SOUTHWEST QUARTER OF SECTION 27, TOWNSHIP 45 NORTH, RANGE 8 EAST OF THE THIRD PRINCIPAL MERIDIAN, ACCORDING TO THE PLAT THEREOF RECORDED DECEMBER 12, 1952 AS DOCUMENT NO. 260030 IN BOOK 11 OF PLATS, PAGE 66 IN MCHENRY COUNTY, ILLINOIS. Commonly known as 4910 Willow Lane, McHenry, IL 60050.

P.I.N. 09-27-106-041.

The mortgaged real estate is improved with a single family resi-

pro ngle ly dence. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than a mortgagee shall pay the assessments required by subsection (g-1) of Section 18.5 of the Condominium Property Act. Sale terms: 10% down by certified funds, balance, by certified funds, within 24 hours. No refunds.

The property will NOT be open for inspection. Prospective bidders are admonished to check the court file to verify all information.

For information call Sales Clerk at Plaintiff's Attorney, The Wirbicki Law Group, 33 West Monroe Street, Chicago, Illinois 60603. (312) 360-9455 W12-1750.

INTERCOUNTY JUDICIAL SALES CORPORATION Selling Officer, (312) 444-1122 I559981 September 12, 19, 26, 2013 Suburban Life Media HUN

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Pierce & Associates File Number # 1026702 IN THE CIRCUIT COURT OF THE 22ND JUDICIAL CIRCUIT MC HENRY COUNTY, WOODSTOCK, ILLINOIS BANK OF AMERICA, NA; Plaintiff, vs.

ROBERT A. PECK AKA ROBERT PECK; HARRIS NA FKA HARRIS BANK HUNTLEY; HILLSBORO COVE HOMEOWNER ASSOCIATION; UNKNOWN OWNERS AND NONRECORD CLAIMANTS; Defendants, 11 CH 1489 NOTICE OF SALE PURSUANT TO JUDGMENT OF FORECLOSURE UNDER ILLINOIS MORTGAGE FORECLOSURE LAW PUBLIC NOTICE is hereby given that pursuant to a Judgment of Foreclosure entered in the above entitled cause on April 4, 2013, Intercounty Judicial Sales Corporation will on Thursday, October 17, 2013, at the hour of 10:30 a.m. in the offices of Botto Gilbert Gehris Lancaster, 970 McHenry Avenue, Crystal Lake, Illinois 60014, sell to the highest bidder for cash, the following described property: LOT 3 IN HILLSBORO COVE OF HARMONY UNIT 1, A SUBDIVISION OF PART OF THE WEST 1/2 OF THE NORTHEAST 1/4 OF SECTION 35, TOWNSHIP 43 AND RANGE 6 EAST OF THE THIRD PRINCIPAL MERIDIAN, ACCORDING TO THE PLAT THEREOF RECORDED JULY 21, 1980 AS DOCUMENT 798006, IN MCHENRY COUNTY, ILLINOIS. P.I.N. 17-35-152-009.

Commonly known as 11416 HILLSBORO DRIVE, HUNTLEY, IL 60142.

The improvement on the property consists of a single family residence. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than a mortgagee shall pay the assessments required by subsection (g-1) of Section 18.5 of the Condominium Property Act. Sale terms: 25% down by certified funds, balance within 24 hours, by certified funds. No refunds. The property will NOT be open for inspection. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale which will entitle the purchaser to a Deed to the premises after confirmation of the sale.

For Information: Visit our website at http://service.atty-pierce.com.

Between 3 p.m. and 5 p.m. only.

Pierce & Associates, Plaintiff's Attorneys, 1 North Dearborn Street, Chicago, Illinois 60602. Tel.No. (312) 476-5500. Refer to File Number 1026702.

INTERCOUNTY JUDICIAL SALES CORPORATION Selling Officer, (312) 444-1122 I559965 September 12, 19, 26, 2013 Suburban Life Media HUN

entitled cause on April 25, 2012, Intercounty Judicial Sales Corporation will on Thursday, October 24, 2013, at the hour of 10:30 a.m. in the offices of Botto Gilbert Gehris Lancaster, 970 McHenry Avenue, Crystal Lake, Illinois 60014, sell to the highest bidder for cash, the following described mortgaged real estate: LOT 11 IN BAKLEY' S FIRST ADDITION TO THE VILLAGE OF HUNTLEY, BEING A SUBDIVISION OF PART OF THE SOUTHWEST QUARTER OF SECTION 28, TOWNSHIP 43 NORTH, RANGE 7 EAST OF THE THIRD PRINCIPAL MERIDIAN, ACCORDING TO THE PLAT THEREOF RECORDED OCTOBER 22, 1956 AS DOCUMENT NO. 314593 IN BOOK 12 OF PLATS, PAGE 94 AND MODIFICATION OF PLAT RECORDED NOVEMBER 26, 1956 AS DOCUMENT NO. 316097 IN BOOK 523, PAGE 509, IN MCHENRY COUNTY, ILLINOIS. Commonly known as 10705 North Church Avenue, Huntley, IL 60142.

P.I.N. 18-28-326-022.

The improvement on the property consists of a single family residence. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than a mortgagee shall pay the assessments required by subsection (g-1) of Section 18.5 of the Condominium Property Act. Sale terms: 10% down by certified funds, balance within 24 hours, by certified funds. No refunds.

The property will NOT be open for inspection.

For information call Mr. Anthony Porto at Plaintiff's Attorney, Freedman Anselmo, Lindberg LLC, 1807 West Diehl Road, Naperville, Illinois 60563-1890. (866) 402-8661.

For Bidding instructions visit www.fal-illinois.com 24 hours prior to sale. F11030197 I560704 September 12, 19, 26, 2013 Suburban Life Media HUN

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SALES CORPORATION Selling Officer, (312) 444-1122 I560702 September 12, 19, 26, 2013 Suburban Life Media HUN

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