Sharp Women Heartland | October 2021

Ashley King: On Knowing Her Worth

Aunt Hattie’s Fudge

Six Leaders Share Their Perspectives on Leadership During COVID-19

Be. Do. Have.

Improve Your Digestion

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SHARP WOMEN team Ranchelle Van Bryce Co-Founder

Danielle Klooster Co-Founder

Ruby Cole-Ellis Editor-in-Chief Central Alberta

Carla Howatt Editor-in-Chief Heartland

Rachel Braun Assistant Editor

Kelsey Evans Administrative Assistant

Luci Morales Executive Assistant

Sissy Bustamante Lead Designer

GUEST CONTRIBUTORS THIS MONTH’S

Andrea Saruk Business Column

Karla Lotzien Relationships Column

Lynn Gagne Finance Column

Jackie Kobsar Health & Wellness Column

Patricia Simoneau Professional Development Column

Jennie Ward Personal Growth Column

Wanda Rogers Feature Column

letter from the editor

Time Passes

By Carla Howatt

Wow! Did we hit autumn with a bang or what? New restrictions, a federal election and now a municipal one. It brings to my mind the song, “Signs”, by the Five Man Electrical Band - “Sign, sign, everywhere a sign!”

But like everything in life, this too shall pass! And while time flies, how about taking a moment to check out some fantastic articles? Andrea Saruk’s business column, “The Shame of Debt” hit home with me and I think it will for many of us. During COVID-19, the cracks in our financial foundation started to show and made us realize we need to protect ourselves.

Jennie Ward wrote about Be. Do. Have in the personal growth column and her understanding and insight into the human psyche is, as always, enlightening. But if you are looking for something a little lighter, how about the finance column written by Lynn Gagne? She convinces us that October is actually the time you should have marked off on your calendar to deal with taxes.

And of course, our Sharp Woman feature, Giselle Denis, shares with readers her passion for art and the journey she took to become the artist she is today.

I hope you enjoy this issue of Sharp Women Heartland as much as I enjoyed reading the articles and talking to the women. Until next issue, be kind, be safe and love each other!

Carla

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October 2021 TABLE OF CONTENTS

08

10 10 02

RANCHELLE IN THE RAW

By Ranchelle van Bryce

16

PERSONAL GROWTH

By Jennie Ward

20

PROFESSIONAL DEVELOPMENT

By Patricia Simoneau

FINANCE

By Lynn Gagne

FOOD RECEPIE

By Carla Howatt

44

22

38 SOCIAL MEDIA

By Carla Howatt

12

RELATIONSHIPS

By Kari Lotzien

BUSINESS

By Andrea Saruk

18

HEALTH & WELLNESS

By Jackie Kobsar

32 26

YOUNG ENTREPRENEUR FEATURE: ASHLEY KING

By Rachel Braun

SHARP WOMEN FEATURE: GISELLE DENIS

By Wanda Rogers

42

LEADERSHIP

48

BUSINESS DIRECTORY Heartland

from the ceo

Ranchelle

in the Raw "Peace be with you..."

By Ranchelle van Bryce The sign of peace was always one of my favourite parts of Mass. The eye-to-eye contact, the feel of someone’s hand; warm or cold, dry or soft… you could tell a lot about a person by their handshake, even their livelihood. I was taught to never judge someone by their handshake but to make sure that I had a firm handshake and to look someone in the eye. To connect with them. This connection is what I felt when I went to Sunday Mass.

I found this great reference when it come s to the meaning of Peace Be With You Over the years I have come to understand at a deep level that Peace is an inside job. It can’t be given to you. It’s not something you “find”; it’s created.

In the link above it talks about what Jesus meant and why he uses the statement. This isn’t a lesson in religion, however, I love what it says which says that Jesus used Peace to address fear. I think that is an appropriate time to wish everyone in our lives peace.

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Feel the statement in your heart; Peace be with you.

Everything.

You do not have to be religious to feel the love that goes with that statement. In fact, I would refer to myself as more spiritual than religious.

used to think if I was doing the Law Of Attraction the RIGHT way then I wouldn’t experience any problems or challenges but what I know now is …. When I AM

In Alcoholics Anonymous (AA), there is a prayer

experiencing challenges, it is the “right” way. How

that is read, the Serenity Prayer. It reads, “May God

do I know? Because there is no wrong way. That a

grant me the serenity to accept the things I cannot

challenge is nothing more than an opportunity.

change, the courage to change the things I can, and the wisdom to know the difference”.

I used to believe that if I was doing this the right way that the result would be peace. What I learned

I’ve lived my life by that prayer. Peace is created, is felt,

over the years is that peace is only created when I

when I live in that moment.

BE peace. Love, when I BE love. If I am experiencing fear, anger, frustration, it is because that is what I am

Peace is granted (by me) when I decide to live in Faith.

BEING.

Does Spirit “give” me Peace? I don’t believe so.

How are you feeling? That is who you are being. If you would like a different experience it is possible. It

I have free will to choose, every single moment, how

all starts with you. Which is so empowering.

I am going to show up. I believe peace is a conscious choice. One that you may not know how to access, but

Peace be with you. Xo

still, a choice.

Ranchelle ▼ I love my life. I’ve learned to live in my present moment.

To know that everything is happening for me, nothing happens to me. I believe that the Universe (some will say God, Spirit, Source, Creator) conspires WITH me.

The thoughts that I think manifest in my life; which is why peace is so important. This belief that thoughts manifest into things, into experiences is the base principle behind the Law of Attraction.

Do you know what happens when you create with peace in mind? When you create through love?

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business

BREAK FREE FROM THE SHAME OF DEBT TAKE PRIDE IN YOUR FINANCIAL WELLNESS

By Andrea Saruk

Debt is much more common than you’d think! All across the province, fellow Albertans are struggling to manage their debt, often too ashamed or unsure of where to reach out for help.

Having debt does not make you a bad person Almost everyone experiences the shame of debt at some point in their lives. When paid on time, debt—whether it’s a mortgage, rent, credit cards, utility bills, taxes—can be a normal and healthy part of daily money management. But unexpected situations can happen that throw us for a loop and leave us unable to pay our bills. The Covid-19 pandemic, sickness, loss of commission, unemployment or under-employment, relationship breakdown, and unexpected expenses are just some of the situations that can send your finances into chaos.

Debt can take a toll on more than just your finances. It can impact your mental health and well-being by stealing your happiness, selfconfidence, time , and finally, your self-worth. And then there are the creditors; they can make you feel like nothing more than a number.

Don’t let the shame of debt keep you from reaching out for help and finding a debt solution that’s right for you and your financial situation.

Budgeting One of the most important aspects of ensuring financial wellness is to budget regularly. Understanding how much money you have coming in and how much is going out is key to maintaining an affordable, shame-free lifestyle. If you want to create a balanced budget, you have two options: you can make more money or you can spend less money. The real difficulty comes in understanding just how much money you are making, and how much it is costing you to maintain the lifestyle you are living. The act of tracking your income and expenses monthly will put you in a great position of awareness and will be the first step in the direction of creating and

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maintaining a balanced budget.

One really important expense to track is the interest payments you are making on your credit cards. You could be paying a substantial amount of money on interest each month while making only a small dent (or no dent at all) on paying down your balances.

But what happens if you are paying your minimum payments each month? Is your debt decreasing? Yes, but very slowly. Even if you weren’t to touch that credit card again, here is an example of what would happen if you continued to pay your minimum payment on a $6,000 balance, set at an interest rate of 21% Paying Only Minimum Payment

• Your Balance: $5,000 • Annual Interest rate: 21% • Your Minimum Payment: 3% of balance (3% is a common amount usually set by credit card companies.

Your credit card may vary).

• Total Time to Eliminate Your Balance: 51 months • Total Interest Paid on Top of Original Amount Owed: $3,083

Now, lets look at what happens if you were to pay the minimum plus an extra $100 a month

• Your Balance: $6,000 • Annual Interest Rate: 21% • Your Minimum Payment: 3% of balance + $100 • Total Time to Eliminate Your Balance: 28 months • Total Interest Paid on Top of Original Amount Owed: $1,585

Putting a bit more down each month can make a significant difference in how much you owe and how long you will be paying. Creating a budget and finding where you can decrease expenditures to pay off your debt faster will take the shame out of debt and have you feeling better. The better you budget, the more you will have to decrease your debt owing and get back on the path to saving money and building a stronger financial future.

You deserve a fresh start! ▼

Andrea’s passion is helping people with financial difficulties and working with them to create a budget and a plan to pay down debt quickly and transform their lives.

She focuses on getting clients on the path to financial success and becoming debt free. Andrea helps client’s with credit card debts, student loans, payday loans, tax debt and more.

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relationships

FIVE

SIMPLE ACTIVITIES TO FACE THE BACK TO SCHOOL/WORK STRESS WITH EASE

By Kari Lotzien

I love summer. I feel like I can breathe more fully and

chaotic schedules and trying to catch up with our

time seems to move more slowly. Less commitments,

long to-do lists. Have your sleep patterns changed

more nature, more movement, more connection,

this week? Are you eating on the run as you fill

more laughter and more fun. As the cooler weather

school supply lists and frantically schedule haircuts

moves in, I feel my anxiety rising… commitments,

and dentist appointments that you meant to do all

schedules, to-do lists…my breath becomes shorter,

summer?

my mind busier and more cluttered.

These 5 simple actions can help you and your family Are you noticing the same? Maybe you crave the

to manage the stress that can creep in this time of

comforts of routines and settling into schedules, but

year. Try one or all 5 and begin to notice immediate

I wonder how many of us feel the impending dread

results in the way you feel.

settling on our shoulders, weighing us down with

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1.

“White space”

and we take in the sights and scents of nature,

Find “white space” in your schedule and mark time for yourself. Self care is the most important investment we can

make in our own lives. When parents demonstrate good self care, it demonstrates that we care more about how we feel than what we haven’t accomplished. If we slide into bed at the end of the day haggard and dishevelled, feeling like we have been in a game of dodgeball all day, we may notice that we have sacrificed time for true connection with our families. Resist the temptation to “be busy” and embrace the space. Recognize that our kids will need time to adjust to the school routines and new expectations. They need downtime to integrate all of this. Play outside, allow time after school

for kids to play and reset from the busy day. Be gentle with yourself, resist the temptation to fill your kid’s lunches with Pinterest quality snacks and grab good healthy, whole foods that are easy

it is easy to put things in perspective. The grand scheme of nature reminds us not to sweat the small stuff as everything happens in time and most of the happenings around us are beyond our control.

3.

Breathe…

Notice your own breath without trying to change it at first. Then take a nice big breath, deep into your belly, hold for a

second or two and let it all out. Try sighing and giving that release a sound. Two or three nice big releasing breaths can activate our parasympathetic nervous systems and release tension. Take a few breaths in the car before heading into school in the morning with your kids and know that this simple practice will help them to deal with new situations and the hallway busyness.

to manage.

2.

Get in nature Get outside and notice the smells, the change in temperature, notice

the sky, the plants and the sounds. When we stop and notice our surroundings using all of our senses it brings us into the present moment. Anxiety increases

when

we

are

thinking ahead of the moment, worried about what is to come.

When our feet are on the ground

Move your body

When we move and challenge our physical bodies, we increase our somatic awareness. This means that our awareness of our bodies increases. Why is this important? Well, have you ever come home at the end of a long day, irritable and tired and realize that you missed lunch?

Did you run in the door feeling as if your bladder will explode? These are physical signs that your mind is cluttered and not connected with your physical body. When we increase our physical awareness we SHARP WOMEN

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become “tuned into” our body’s signals of stress. We

I will start… Today I am grateful for the perfect cup

are better able to pick up on the subtle cues of muscle

of coffee in my butterfly cup that my teenage son

tension, the change in our breath or how our minds

delivered to my bedside, I am grateful for cooler

start to race when stress comes in. And even better,

weather that inspired me to write this morning and

as our awareness increases, we become better able

I am grateful for the new blossom on my morning

to manage our stressors in the moment, to respond

glory that reminds me to open up and to grow new

efficiently and prevent the exhaustion and burn out

ideas and inspiration for others. ▼

that can happen. Take your kids to the playground, wrestle, play tag, laugh and sweat together.

Grasp gratitude Before you get out of bed each morning, reflect on 3 things that you are looking forward to or are grateful for in the moment. This can be as simple as looking forward to your morning coffee, gratitude for a full tank of fuel in the car or the beautiful colors of fall slowly emerging. At the end of every day, spend the last few moments of the day being grateful for 3 things that happened that day. When our minds are grateful, we train ourselves to attract even more positivity into our lives. I encourage families to practice this routine together during mealtimes or at the end of the day.

Kari Lotzien is an occupational therapist, speaker and owner of To the Stars Wellness Centre and Be the Anchor in Lacombe, AB. She is passionate about building aware and connected communities where children will grow and flourish. Kari offers inspiring workshops and presentations for businesses, community groups, educators and families across North America. You can learn more about her work at: www.tothestars.ca www.betheanchor.ca

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personal growth PERSONAL GROWTH

Be. Do.

Have.

By Jennie Ward

This summer, I ran a course called “Master Your Anxiety”. This is a course for women to learn strategies to cope with anxiety and live their best lives. It’s a mix of learning and support from both me and the other group members. The group members left with not only practical knowledge and skills for managing anxiety, but also a deep feeling of understanding and camaraderie that comes from being vulnerable and open with each other.

and work, write your licencing exam and finally achieve your goal. You’ve achieved it. You can BE a doctor.

One of the concepts that I taught in the group is an advanced-level paradigm shift that I wanted to write about here. It’s a concept called “Be, Do, Have” and I believe that if you’re the type of woman that is reading this magazine, you’re ready to begin incorporating this information into your life.

What I propose is that you consider embodying a different paradigm that focuses on the identity level of consciousness. It’s the Be Do Have model.

Before I explain Be, Do, Have, let’s begin with the paradigm that most of us are operating from. In society today, we tend to believe that we have to work so very hard to get what we want. We work, work, work, then eventually, we get what we’re working to achieve (God willing). Then we believe that we can be the person that has that thing.

To give you an example, let’s imagine that you want to become a medical doctor. You work hard in high school, then in your undergraduate degree, then write the MCat and volunteer, then interview, then slog through a decade plus of training, learning

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This is the Do, Have, Be model that our society emulates. Do the thing. Have the success. Be the person who has it. It’s a very masculine model that emphasizes hard work, hustle and grind. It’s the “American Dream” personified.

In this model, you focus on Being the person who has what you want first…before you’ve done the work or have the thing. It’s a model that’s more feminine in nature and is a more foundational level of change.

For example, if you want to BE a leader in your field, how would that leader go about her life? What choices would she make? How would she behave?

What energy would she give off?

As you embody the notion of BEing the person that has what you want, you can work on DOing the things and then over time, you will HAVE what you want to achieve.

Let’s use another example…money. Have you ever

This is all, of course, completely below our level

heard the statistic that over 70% of those who win

of consciousness, as if you ask anyone, they will

the lottery lose the money within 3 to 5 years?

say, “of course I’d welcome in more success, joy,

Incredibly, they’re more likely to go bankrupt than

money, etc.” But in reality, we all fall prey to these

the average person.

counterproductive patterns.

This is because they haven’t changed their identity to BE the person with that amount of money.

But there’s some good news…

First BE, then DO, then you can HAVE what you

By following the BE, DO, HAVE paradigm, you can

want in a way that you’re likely to maintain it and

begin to open up to higher and higher levels of

enjoy it. You create identity-level change. Lasting

success, however you define success in your life.

change. Foundational change. Paradigm-shifting

You can begin to transcend the upper limit problem

change.

and allow in the blessings that are waiting for you.

It’s the feminine way.

Have you heard of the book, “The Big Leap” by Gay Hendricks? It focuses on a concept called the

The most powerful way. So, who are you ready to BE?▼

“Upper Limit Problem,” which describes why so many people hit a ceiling with regard to the level of success and happiness they allow in their lives.

We have a metaphorical upper limit of what we believe we deserve and if we experience greatness beyond this limit, we engage in self-sabotaging behaviors. These behaviors allow us to get back to our comfort level of where we believe we deserve to be with regard to success.

Dr. Jennie Ward is a clinical psychologist and owner of Ward & Associates Psychological Services, a psychology clinic in Sherwood Park. She specializes in treatment of anxiety and trauma and also offers spirituality-based approaches to therapy. She runs a group called “Master Your Anxiety” for women who want to reduce anxiety and live their lives to the fullest.

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HEALTH & WELLNESS

DO YOU WANT TO IMPROVE

Your Digestion?

By Jackie Kobsar

One thing I had to learn the hard way was how to

When you’re having the “Semi Truck” first, it moves

properly eat. Yes, there is actually a way to eat for the

very slowly through the digestive tract as it’s heavy

best digestion and absorption of nutrients.

and slow moving with minimal fiber.

And it’s super simple, eat light to heavy!

Then you are putting a “Porsche” after the semi, in which the Porsche can go through the digestive

That’s right, start your day with the lightest meal

tract very fast because it is light and full of fiber.

and then have your heaviest meal at the end of the day. I have been studying nutrition for about 16

Essentially you are creating a traffic jam of food.

years, and it was only 10 years ago that I discovered the correct way to eat. I discovered why I was

When you’re eating bacon, eggs and toast, and then

having so much digestive discomfort, including

a few hours later having a smoothie, that smoothie

gas, bloating, indigestion etc. It was because I was

wants to move through the system fast, but cannot

starting my day with a heavier meal, like cereal or

because it’s blocked by the heavy breakfast. It has

eggs on toast, bacon, hash browns etc. (This is one

no choice but to wait.

of the worst food combinations, by the way, but more on that another time) and then having my smoothie,

And when food is sitting in the gut that is full of

and salads later in the day.

fiber and nutrients, it starts to ferment, creating gas, bloating and indigestion.

I was unknowingly creating a “traffic jam” in my body. It wasn’t until I switched to having my

The best way to eat is having a smoothie first,

smoothie as my first meal of the day, and then

then your other fruits, salads and any other raw

eating my heavier meals later, that my bloating and

vegetables, nuts and seeds, all before having your

gas went away almost immediately.

heavy meal, including any meat or starches or even cooked veggies.

Think of a heavier meal like a Semi Truck, (your standard American breakfast, like bacon and eggs

The thing about our bodie s is that we are 98

with toast), and think of a smoothie like a Porsche.

degrees fahrenheit, normally. Our digestive tract

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from mouth to anus is approximately 30 feet. Food is technically still cooking as it’s going through our system.

Also, all animal flesh is lacking fiber, it doesn’t have any. So you should be having meat at the end of the day as well. To still give your body time to digest the food before bed, it’s best to not eat 3-4 hours beforehand.

You will also notice a huge

improvement in your digestion if you follow this rule too.

Some of the easiest ways to improve your digestion are simple changes like these. I am not even telling you to stop eating your favourite foods, I just would love to hear that you’re improving your digestion and how you feel has improved by eating the

Jackie currently lives in Red Deer Alberta living life to the fullest with her family. Together they love experiencing adventures from roller coasters and bungee jumping, to hiking mountain peaks. Along with www.internalsynergyinc.com Jackie also started www.jackiekobsar.com to help others switch to a healthy diet and lifestyle, because everyone deserves to thrive and not just survive.

“correct” way.

Always eat light to heavy. Try this out for yourself starting today, tomorrow or this weekend so you can feel better next week.

Because you’re worth it.

Love, Jackie ▼

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PROFESSIONAL DEVELOPMENT

The Space

BETWEEN

By Patricia Simoneau

Just like that, it was over...

The job I had loved for four years was gone. I sat in my home office in June 2020, separated from my colleagues as our manager broke the news that we were being released.

As we each took our turn to say our final goodbyes to one another, I had an incredible sense of calm acceptance wash

over me. There was no fear. Like a whisper, I heard, “You’ll be OK.” For the first time in my 35 years of building a career, I had no plan. I also had no options. Living in small town Alberta, I had done all I could possibly do in a community this size.

It was disconcerting for this lifelong workaholic. I always had a purpose with my work. I had goals and aspirations. To-

do lists, appointments, and meetings. My work was how I identified myself. Who am I without a job description?

I will, in future, call this part of my professional life “the space between”: Too old to hire, too young to retire. Then again, I’ve always shunned the word “retirement”. I was already tired, why would I re-tire?

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Rather than retire, I would rather repurpose. And

saw 90 to 100 years on this planet, I believe I am

this past year provided the opportunity I needed to

preparing to launch my second 35-year-career.

do that. This was my chance to close the chapters on what I thought the world expected of me, and

At long last, confidence finally showed up at my

live a life of my own choice, and of my own design.

party. After years of “working hard” to impress someone else, I can now focus on what best serves

I started at the only place I could: I started with

me. I’ve put down the things that others say I

me. I focused on my health: physically, mentally,

“should” do, and do what feels right for me. I got

emotionally, intellectually, and spiritually. I dropped

off the merry-go-round of over-committing, over-

50 pounds. I began journaling every morning and

working, and overwhelm. I’ve packed up People

devouring self-development books and podcasts. I

Pleasing and replaced it with Patti Pleasing. It’s a

picked up painting again, and got out in the garden

heck of a more natural fit.

and the fresh air.

What has been the most fascinating part of this Of course, I was still sending out résumés, selectively

“space between” has not only been the journey of

considering jobs that would make a lengthy

self-discovery and personal growth. It’s how my

commute financially viable. Yet even though I got

focus on the positive outcome has resulted in so

a couple interviews, something happened when I

many doors opening. Commissioned paintings.

would send out those applications. A knot in my

Publishing ideas Creative writing and blogging.

stomach, a feeling of being dragged back onto a

New connections and partnerships. The variety,

hamster wheel that ultimately would lead nowhere.

promise, and potential of all these opportunities

It felt like it would only be a matter of time before I

give me even more ‘good feeling vibes’. Optimism

would find myself right back in the place I just left

breeds more optimism.

– discarded, sick, frustrated, and frankly, broke in every way imaginable.

The last half of any book is where all the exciting stuff happens. I can’t wait to turn the page tomorrow

It was like my soul was saying, “...not that way…

to see what unfolds. ▼

come over here…”

I’ve come to accept that there is an entirely new chapter to be written in this biography of mine. I call my lightened hair my “silver crown of wisdom”.

There is value to be found in this silver, in the knowledge gained and the experiences lived. Many women have built empires at this stage of life.

Martha Stewart started her business at 50. Louise Hay launched Hay House Publishing at 60. Grandma Moses didn’t begin painting until she was 77 years old. What might my calling be, a media mogul or a reclusive artist?

Who knows? But given that my mother celebrated her 90th birthday this year, and all my grandparents

Patti Simoneau is a recovering graphic designer and ‘chaos coordinator’. She is making the most out of her “space between” as she explores new opportunities, ideas and creative pursuits. She currently lives in Olds, Alberta with her husband, two adult children, a dog, a bird, a fish, and enough art and scrapbooking supplies to see her through the Apocalypse.

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finance

TAX TIME!

By Lynn Gagne

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Calling

all

small

business

owners,

both

written off over time, often 10 years or more. In 2021,

incorporated and sole proprietors! Guess what

there is an incentive to purchase certain assets and

time it is?

write them all off in the first year. That is a huge tax saving opportunity! If you wait until January 1, the

It's tax time!

opportunity is going...going...gone!

I know you don’t believe me, but October is when I

Avoid costly repetitive mistakes

tell my customers, “Tax season has started”. Even though we want to put it off, there are many good

So many small businesses put off their bookkeeping

reasons for you to consider October your tax month

until the end of the year. However, if you make

and not December.

a mistake in January, then you will repeat that mistake for 12 more months. By checking your books

Taxes are an inevitable part of being in business.

in October, you have the opportunity to step back the

The more money you make, the more taxes you pay.

clock and (with luck) correct the mistake until the

Right? Every year, I start doing tax prep in October,

end of the year or you have enough time left over to

and it can end up saving customers hundreds, if not

fix the problem and recapture the correct costs.

thousands, of dollars in taxes if they pay attention to the important pieces in their business. If you own

Example: I had a customer that did not charge GST

your own business, it (literally) pays you to start

because they didn’t make the $30,000 threshold in

paying attention in October.

2019. We did a “pre-tax” checkup in October 2020 to find out that they should have registered and

You cannot turn the clock back once

charged GST in July of that year! They did not

December strikes!

realize their sales had increased so much. If we had not done that checkup in October, they would have

The tax system is built from January to December.

continued to not charge the GST for that year, and

Once December 31 is gone, you lose most of the

Canada Revenue Agency would have caught up to

ability to do any planning, purchases, tax savings or

them when they did their taxes. Owing GST when

anything else that potentially saves you money. By

you have not collected it is a burden you don’t want

understanding where you sit financially, you have

to have!

the opportunity to react and minimize your taxes.

March is NOT the time to do your taxes Example:

Many

businesses

purchase

“assets”.

Those are the tangible purchases, such as vehicles, furniture, machinery. Almost anything that you can sell at a garage sale that was purchased for over $500 is considered an asset. Typically, an asset is

The Canadian tax system is built so that millions of businesses go through their accountant and bookkeeper in four very short months. It is busy and the accounting professionals often don’t have enough time to spend quality time with their customers.

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Get them in. Get the taxes done. Get them out

opportunity to do any tax planning with you. Being proactive here really does pay off with real dollars.

Everyone needs your bookkeeper or tax professional’s attention between February and May. For you, as

How much will you pay?

our customer, it is more to your advantage if you are prepared, organized, and you have asked us your

Especially in a time when COVID-19 money is being

questions prior to the end of the year. There is, quite

paid out, knowing how much you will pay in taxes

simply, not enough time for professionals to answer

is important! Those who received COVID-19 benefits

everybody’s questions effectively and efficiently. We

and worked at some point throughout the year may

all try....but it is just impossible to keep all the details.

very well end up owing money this tax season.

When you look at your taxes in October, you will

By preparing for taxes in October, you have my full

have a good estimate of how much money you have

undivided attention. I can listen to your challenges,

to save to pay that inevitable tax bill in April. Avoid

ask how your year is going, give you tips, tell you

costly interest and penalties by paying on time.

about this year’s changes, and give you time to ask questions. The time to get my full undivided

So, have I convinced you that October should be

attention is before December. Don’t settle for the

“tax season month”? ▼

default pay grade Especially if you are incorporated and a very small business, you must pay attention to this one!

Dividends vs payroll. T5 vs T4. It is a hot topic, and it can seriously affect how much money you make, or how much money collectively you and your partner/ spouse make.

By having your conversation with your tax person prior, you are able to control the amount of money on which you pay taxes. You get a better sense of the amount of money you have taken from your business.

You get a better sense of what taxes look like.

If you are not proactive and look at your income before the end of the year, then you leave your accountant or tax person almost no choices when they do you taxes. They have simply lost most of their

24 SHARP WOMEN

Lynn of BWize Consulting & Training is a certified professional bookkeeper who spent more than 30 years running different businesses, including owning a professional bookkeeping firm with more than 300 clients over a period of ten years. She built her company around providing tools to small business owners so they can keep more money in their pocket.

Located inside Float Wellness at #108-111 Broadway Blvd (Liberty Place) Sherwood Park, AB. 780-905-6003

Hydrafacial Microneedling Microdermabrasion Dermaplaning Chemical Peels, Facials Laser Tattoo removal Laser pigmentation Laser hair removal.

SHARP WOMEN

25

printables

Vision Board

26 SHARP WOMEN

Whenever we gain nuggest of revelation we typically think, “Ooooh! I am going to start doing those things!” Usually, though, within a few days, we’ve forgotten what we heard, read or watched, and life goes on.

This worksheet is a printable resource for you to use each month, to collect the treasure of insight and wisdom you fin each month in Sharp Women Magazine (or anywhere else!) and create action steps. Written goals are eight times more lokely to be achieved, so this is a great practice! You can make small (or big) changes by writing things down and holding yourself accountable.

Insights I have gained

New ways I will think

New things I will do

New results I will see

SHARP WOMEN

27

FEATURE feature

By Wanda Rogers

28 SHARP WOMEN

It all started with a role model, encouragement, and a two-day festival outside of Edmonton when she was sixteen years old. An ever evolving and exciting career as an artist blossomed for Giselle Denis with the seeds that were planted by her painter mother. She grew up in a household rife with creativity. At the age of five she won first prize in an Edmonton Journal Comics contest and received $25. She drew portraits as a teenager and says she remembers the first time she ‘got’ the connection between her art and being able to make money. She says her retired Edmonton police officer father always told her “Always have a marketable skill”. She recognized that her skill was art.

A foray in college to study music took her away from her art for four years. After college, she realized she missed it and started painting again. She signed up for every type of art show or festival she could find and for her first five years of being an artist she had a job cleaning houses to help pay the bills. She set a goal that if she could make as much with her art as she did cleaning, then she would quit. And she did.

The Beginning She was a regular at the Edmonton Farmers Market and

off her painting. “I was told the artist the year before had

from her booth there she has built a business that has

raised $15,000 for the charity with her painting, I was so

continued to build for 18 years. It was from that booth

intimidated because I had not sold anything in that price

that she got her very first large commission. The owner

range before” Giselle said. “I did the event and it raised

of Wildflower Grill happened by her booth and invited

$50,000. It encouraged my husband and I to set a goal to

her to speak with them about doing the paintings for

raise $1 million for charity, we’ve been (working on that

their new restaurant. She had to present herself and her

goal) since 2014 and have now raised around $700,000.”

art to a room full of ‘suits’ and she got the commission for the full restaurant. Nine pieces in six weeks initially,

Finding Her Place

then another two were added. It was that job that taught her how to price her work and learn what she had to pay

So now live painting is her niche. A scout from Fairmont

herself. Her husband was a driving force to encourage her

Hotel was at the market one time looking for local

to price herself well.

products for their gift shop. He invited her to present to the team at the Fairmont to sell her paintings in the gift shop.

At another market, as she painted in her booth to pass time

She went and pitched herself doing her live paintings at

an audience always formed behind her. One time she was

the hotel. She never heard from them after that. She was

approached by a charity organizer for Little Warriors and

disappointed but was glad she had done the pitch. A year

invited to paint live at their event in Banff and then auction

later they called, they had finally got permission for her SHARP WOMEN

29

you can find her. But be ready to see her paintings…it will make you start saving some money to get yourself one of her beautiful painting.

Some fun information: Favorite Food – Giselle “Can it be a drink? I love Bulletproof coffee” Person you look up to – “Julie Roar – a good friend who is at the end of life. She’s been fighting cancer for six years to do her painting there. For the last seven years, every Thursday evening from five to eight, you can see Giselle painting live at the Fairmont Hotel Macdonald. Once a year, usually in Feb/March she goes to the Raffles Hotel in Dubai for a month to paint at that hotel. The whole family comes along and for the last six years they have formed some great relationships in Dubai.

Sometimes fear gets in the way, the feeling of being unsure

and is a champion of living. She is a force of reckoning!”

Favorite Place to Travel – “I love Dubai of course but also San Francisco” Any Pets? – “Two cats, They are COVID cats, we got them last year. Hopper and Eleven, named after the Stranger Things. We watched the whole show in Dubai when the Pandemic started as we were stuck there for awhile”.

of herself. She has a motto though that helps “I don’t have to be the best painter in the world, just be my best painter, to put my best out there. Every painting you make you’ll be a better painter for it” QUOTE: “I don’t have to be the best painter in the world, just be my best painter…”

She has a great support system at home and does lots of journaling, self reflecting, playing piano and nature walks. She knows to not spend too much time focusing inward, that if she spends too much time there it can get dark. Sometimes at a big event she gets social anxiety so she tells herself “You will never please everybody, there’s always going to be people that don’t like your work or you and that’s okay.” There will always be mean people out there, but she knows that her work makes a difference in the world.

You can find Gisele painting or doing art walks around the Edmonton/Sherwood Park area regularly. A quick look at her website at www.giselledenis.com will tell you where

30 SHARP WOMEN

Wanda Rogers has spent 11 years in Human Resources Management and now calls Airdrie home after many years in Northern Alberta.

She lives with her two sons, crazy cat, Siberian Husky and ex-husband with whom she cohabitats to raise their children and they all give her all she needs to write about.

SHARP WOMEN

31

young entrepreneur feature

Ashley King: ON KNOWING HER WORTH

By Rachel Braun

32 SHARP WOMEN

Ashley King knows her worth. Ashley knows the process of balancing a new business model to both ‘pay your bills’ and ‘fill your cup’. Ashley knows the costs of operating her photography and beauty businesses. Ashley knows the power of positive self-talk. Ashley knows the value of time spent with her son. Ashley also knows it’s her calling to amplify this sense of self-worth in others through her photography.

SHARP WOMEN

33

workshops. Through trial and error, I fell in love with professionally”. Over time, Ashley’s style and subjects evolved as her skills did. When she first started, Ashley tried as many things as possible to try to figure out what she loved the most. Today, Ashley specializes in couples, weddings, and boudoir. Ashley states, “I now know what my niche is, what I love doing, and what ‘fills my cup’.”

Solopreneur extraordinaire Today, Ashley owns and operates two businesses. She started Ashley King Photography over 11 years ago. It soon formed the basis of her beauty company, Gloss Makeup + Beauty. Ashley reminisced, “At one point

Every picture tells a story Ashley was born in Miami, Florida. Growing up, Ashley moved around often and widely. Quickly, photography became a method of expression of and reflection on her travels. Ashley recalls, “We lived in Columbia for a bit when I was 7. The hard part was trying to remember all the places and the people. I started taking photos when I was 4. My mom bought me disposable cameras, or I would steal hers and take photos everywhere we went. To this day, my mother still has a wardrobe full of pictures that I took.

Photography was always there for me”.

At age 14, Ashley moved to London, Ontario to live with her dad. After college, Ashley moved to Central Alberta, and it’s been home ever since. “Photography fell into my lap again really quickly after that,” Ashley remembers. “I didn’t know anyone at the time, so I started reading up on photography and taking online

34 SHARP WOMEN

we moved from Alberta to Saskatchewan. We were in the middle of nowhere and I was so concerned about finding a makeup artist for my clients that I decided to take a makeup course. I enrolled in the program at Eveline Charles, and I loved it! I’ve always been a huge fan of makeup and soon I was able to offer that to my clients”. Since then, this photoshoot service has evolved to skincare, facials, and chemical peels. “The best face for any makeup application is flawless skin, plain and simple”, Ashley believes.

With such a diverse portfolio of services, Ashley’s time and talent are naturally in high demand. To achieve a sense of balance, Ashley has learned to balance her schedule seasonally. “I do not like shooting outside when it’s cold!” Ashley laughs. “If I do photography in the winter, it’s boudoir. That can sometimes come and go as the economy changes.

Having my businesses serve as the backups of one another is huge for me, and great for my clients. They all love getting skincare from someone that they love

getting photographed by”. During the onset of the COVID-19 pandemic, this business model allowed Ashley to continue her photography business.

Through, she felt sincere empathy and concern for those who work lost work during the first year of the pandemic. True to her positive mindset, Ashley reflected on this time by focusing on the positive: “The biggest blessing [of COVID-19] was being able to have time with my son that we never would have had. We love spending time outside. Last year, they cancelled the season after one game, so we had a lot of time practicing outside together”.

“Know your worth” Ashley passionately believes in the value of knowing your worth: “Know your worth. That’s my biggest advice”, Ashley states. For those looking to enter photography for the first time, this looks like: “Figure out your costs of doing business, and don’t charge less than that because it’s not sustainable. Owning a photography business is not as simple as taking photos. A one-hour shoot could easily involve at least one hour of administration, 2-3 hours of editing…

When you are thinking about your costs of business, think about everything from childcare to wear and tear on your vehicle. It all adds up, and you need to price your services for it”.

Ashley’s philosophy of “knowing your worth” extends beyond the business realm. “Knowing your worth applies to all aspects of your life,” Ashley ruminates.

“It’s part of your friendships, your romantic relationships, your work… Knowing your worth is about not allowing people to take advantage of you.

I feel like it applies to so many areas in our lives and

SHARP WOMEN

35

mirror at least 3 times a day and tell yourself, ‘I love you! You are beautiful! You are strong! You are smart!

You have a great butt…’, whatever you need to hear.

This should be a daily practice. I promise it will make a difference. Once you start saying it to yourself, you will believe it eventually”.

To spread her message even wider, Ashley has created the Facebook Group, “Ashley King Photography | Boudie Babes | After Dark Women’s Group”. In this space, Ashley showcases her work while shining the spotlight on women’s thoughts, experiences, and questions on all things life and work.

In 10 years, Ashley sees herself doing even more of the boudoir photography work that allows her to empower others to see themselves as beautiful, every day. She also sees herself keeping her weekends free for her son. “Ultimately, all kids go and live their own lives,” Ashley laughs. “Our time together is so is probably the most important lesson I’ve learned as

important to me”.

an adult I can thank my therapist for that. You really don’t know these things until you go to therapy, talk

What does it mean to live your life on point?

about your problems with a professional, and they’re like, ‘try this’, and it works!”

Be you. Honour you. Honour your values. Live as authentically as possible because that is the legacy

Ashley regularly witnesses her clients transform

you leave behind with your name.▼

their self-knowledge in her boudoir photography sessions. Once the lighting, lingerie, and makeup are on, it’s up to Ashley to capture the unique beauty she sees in each of them. “During the shoot, I’ll show them the back of my camera and they’ll say, ‘I can’t believe that’s me’, but it is! It’s all you!”, Ashley says. To make the glow of confidence from a good boudoir session last, Ashley regularly recommends her clients practice positive self-talk. Her advice: “Look in the

36 SHARP WOMEN

Ashley King is a Central Albertabased photographer that loves to capture connection and adventure (especially if it involves mountains or beaches). She specializes in boudoir, families and couples (elopements are also her favourite) around Red Deer, but also travels to the Canadian Rockies and internationally. Check her out on Instagram (@ashleykingphoto) or via her website www.ashleykingphotography.com

SHARP WOMEN

37

social media

5

Tips to Taming

Social Media

By Carla Howatt

38 SHARP WOMEN

People tend to love it or hate it

One of the most detailed I

Be on brand

and very few are ambivalent.

have found is at a site called

If your business is about elegance

Social media can open the world

Omnicore Agency. They provide

and exclusivity, don’t post about

to your small business but it can

a breakdown for most platforms.

the latest fishing tackle. Yes, I

also be the biggest time gobbler

know that sounds ridiculous,

ever.

Once

you

have

figured out the one or

but you would be surprised what people will post!

But one thing almost all will

two platforms that will be most

agree on is that social media

useful for connecting with your

Be helpful

can be overwhelming and time

audience, create accounts under

Think about your audience and

consuming. People often respond

your business name and focus on

where their pain points are and

to this by either wasting way

those two only. It is better to do

post to help them. Your audience

too much time trying to figure it

one or two very well than to do

is

out or they ignore it completely.

them all half-assed.

because of COVID? Share links

Neither response is very helpful.

struggling

with

childcare

to resources and information on Search for leaders in

childcare during the pandemic.

What if I told you, it is possible for

your field and follow

Set yourself up as an informative

you to spend half an hour a day

or like them. Do searches for your

and have a robust social media

audience. For example, if you

presence for your business? Here

are selling consulting services

Be human

are a few simple steps you can

to small business owners, then

Even huge brands get the most

follow to get you there.

search using terms that relate to

attention

them.

some human qualities. Laugh

The very first thing you need to do is find out

and helpful person to watch.

at Now that you have

when

yourself,

they

express

show

concern,

commiserate about Mondays.

where your audience hangs out.

accounts

Of course, you know precisely

platforms where your audience

Be careful with humour, but don’t

who your audience is… right?

hangs out, and you are following

be afraid to use it.

on

the

or liking a bunch of accounts, it’s If you are looking to connect with

time to start posting. Remember,

Post using the 3:1 rule.

middle aged women, the best

there are a few things that are

For every sales post, you should

way to find them is not to hang

important to remember.

post three non-sales related. That

out with teenagers. You need to

doesn’t mean it has to be non-

home in on one or two platforms

Be consistent and regular

business related, but not an actual

that have a lot of your target

Posting once a month is not

call to action, sales post.

audience as users.

enough but posting every day for a

To find out who hangs out where,

week and then not again for three

Now that everything

there are many sources online

weeks isn’t great either. Depending

that give you statistics and

on your business and the platform,

is up and running, you

demographics on each platform.

aim for one or two posts per day.

may find yourself getting more comfortable with things. Perhaps SHARP WOMEN

39

a little too comfortable? Once you

Do it as part of your morning

are in the swing of things, it can

routine or at the end of the day. If

be incredibly tempting to spend a

you have to, set a timer.

lot of time scrolling, responding, and engaging. While this is great,

Social media is like any other tool

in the end you need to consider

for your business. Done properly,

your return on investment. If you

and executed strategically, it can

find yourself spending hours on

help move your business forward.▼

social media but haven’t made a sale, connection or anything else of value, you may be using it as more of a procrastination tool than anything.

Schedule in half an hour to schedule posts and to engage and respond to posts.

40 SHARP WOMEN

Carla Howatt is the editor of Sharp Women Heartland magazine, the owner of a company called By the Book which guides and nourishes amateur and professional writers. She is the author of five books and likes to spend her time writing for herself and others.

SHARP WOMEN

41

leadership

SIX LEADERS SHARE THEIR PERSPECTIVES ON LEADERSHIP DURING COVID-19 As the COVID-19 pandemic continues, so does the need for leaders to respond to the diverse needs of their teams and projects. This month, we asked six leaders: “How has your leadership approach pivoted during COVID-19?”

Janet Ma, Director, Facilities & Infrastructure and Space Management, Research Institute

Dr. Karen Leslie, Staff Physician, Adolescent Medicine

Overall, it hasn’t changed a

I’ve done differently as a result

whole lot except maybe more

of the pandemic is to be more

compassion,

and

intentional about checking in

flexibility given all the stressors

with people at the beginning of

that everyone is experiencing

meetings, acknowledging that

during COVID. However, I do think

we all have lot more going on

these are core values that most

and being able to bring that into

leaders at SickKids demonstrate

how we approach whatever the

already.

project or activity on which we

empathy

I would say the biggest thing

are collaborating.

42 SHARP WOMEN

Sandra Moro, Deputy Chief Information

Officer (CIO) and Director, Office of the CIO, Information Management & Technology

“Since the start of COVID-19, I have spent more time speaking openly with team members about the challenges we all face with the pandemic. Especially now, with many of us still working remotely, finding opportunities to stay connected and check in with the team has become more important.”

Lisa Goos, Director, Clinical Research Services, Research Institute

The pandemic not only required the Clinical Research Services

Dr. Rulan Parekh, Associate Chief, Clinical Research, and Senior Scientist, Child Health Evaluative Sciences, Research Institute; and Staff Physician, Nephrology

(CRS) team to adapt to working

“At the beginning of last March,

remotely, we also needed to

we wanted to ensure decisions

provide support and guidance

were

to help the SickKids clinical

empathetic to worries of the

research

adapt

first lockdown. As the pandemic

their research to the realities of

continued, we created forums

COVID-19.

for stakeholders to listen to

community

compassionate

and

concerns on the potential impact of

of COVID-19 on their research

adaptability,

and productivity. We continue to

commitment and quality CRS

advocate for research and have

has displayed from the initial

committees addressing issues in

shutdown in 2020 to this very

this ever-evolving pandemic.

I the

am

incredibly ingenuity,

proud

moving, big-ideas kind of person,

Throughout

I was a bit unsure how that would

advocated

translate over video calls.

But

opportunities for research on

COVID-19 has meant we all bring

COVID-19.

Across

a little more of ourselves (and our

Research

Institute

children, and our pets, and our

and operations, we pivoted to

bad hair days…) to work. In such

support teams to study key

a state, I’ve seen that dedicated,

questions with COVID-19. There

hard working people still give

is lots of exciting SickKids studies

traction to good ideas, as long as

ranging from mental health to

they are cushioned by kindness,

vaccine development that are

empathy

contributing to the health of

and

a

sprinkling of humour.

generous

and

year,

we

highlighted the

During this unprecedented time, my leadership approach hasn’t changed

much.

Recognizing

that everyone is experiencing various levels of stressors and fears, ensuring that each person feels supported for their own needs was and continues to be important to me. Thinking about each person not just as a colleague but as a parent, child,

partner,

grandparent,

friend, neighbour, for example, is especially important during this time. Being flexible and

day. As a high-energy, fastthe

Karen Sappleton, Senior Manager, Child and Family-Centred Care and Health Equity

entire

leadership

recognizing

various

external

factors impacting their lives as a result of COVID-19 has made it critical to see the person in their environment to truly support the balancing act required of so many of us. ▼ Originally Published March 8, 2021 www.sickkids.ca

Canadians.”

SHARP WOMEN

43

food recepies

By Carla Howatt

44 SHARP WOMEN

Ingredients 2 cups white sugar 1/3 cup cocoa ½ cup milk ½ cup butter 1 tsp vanilla Dash of salt 1 cup flour

We all know that eating well is important.

Getting enough water, not overdoing it on the bad fats, sugars, and salts will ensure we stay as healthy as possible.

Equally important is knowing when to treat yourself and indulge in a little bit of nostalgia.

For me, the ultimate is a recipe called “Aunt Hattie’s Fudge.” It has been in my family for as long as I can remember. I don’t even know who Aunt Hattie is, but I do know her fudge!

My mother would often make it at Christmas

Boil the first six ingredients in a saucepan until not too hard. Then place a drop of the mix in cold water and then stir in flour.

Set on a buttered plate.

Enjoy! ▼

and other special occasions and the smell of it bubbling would bring a smile to my face.

SHARP WOMEN

45

46 SHARP WOMEN

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Lisette Brule

Tammy Bauer

780-998-4646

780-660-1334

www.customblindsbydesign.ca

www.because789.com

info@customblindsbydesign.ca

Blinds and Drapery

tammy@because789.com

Bookkeeper

Katherine Loranger

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780-720-4679

780-691-6563

www.katalystcoaching.com

https://jabezassurance.com/

Katherine@katalystcoaching.com

Angel@jebezassurance.com

Business Coach

Business & Personal Supplemental Insurance

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Grace Wong

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780-885-2333

780-884-5203

www.apexrepairs.ca

www.sunlife.ca

Grace.wong@apexrepairs.ca

glenda.smith@sunlife.com

Computer & Mobile Repair

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780-910-6432 www.pineboxfunerals.ca bonnie@pineboxfunerals.ca

Funeral Director

Financial Advisor

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Therese Sheen

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587-599-4623

780-667-2644

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www.mnp.ca

tsheen@chartwell.com

angela.sparshu@mnp.ca

Senior’s Retirement Residence

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780-905-6003

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www.laserroomshpk.com

devi72@telus.net

Laser Spa

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Laura Pryatel

780-910-4535

Mary McGuire

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Personal Coach

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Pottery

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Professional Organizer

Glenda Sheard

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Professional Speaker

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Psychologist

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Carla Howatt

Jennifer Hillmer

780-729-3935

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carla@howtobeconsulting.com

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Publishing

Tracey Hansen

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Skin Care

780-467-9809 www.namastespa.ca info@namastespa.ca

Wellness Spa

Vitamins and Supplements

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Women’s Clothing

Dr. Megan Harris

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587-760-2552

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Chiropractor

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Senior’s Retirement Residence

www.auacanada.com manager@auacanada.com

Commercial Cleaning

www.sharpwomen.ca

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