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Property Book

Presented by

Shari Rocks


Smithfield Heights Zip Code: 23430

Property Condition: IE (insurable with escrows) $110.00 (repair HVAC wiring) Earnest Money must equal 1% of sales price, no less than $500, no more than $2000.

Welcome home to this well maintained 3 bedroom 1 bath ranch in Smithfield Heights. The home features an open floor plan. The living room flows into a great kitchen that offers a dining area. With hardwood floors and a traditional ranch floor plan, the home offers a separate laundry area. The yard is great for entertaining with lots of space and an oversized storage shed.

Ask you agent about the FHA appraisal, closing cost assistance available and the ease of purchasing a HUD owned property.

All information provided is deemed reliable but is not guaranteed and should be independently verified.

Interesting Facts & History about Smithfield As of 2012, Smithfield’s population is 8,089 people. Since 2000, it has had a population growth of 26.95 percent. The median home cost in Smithfield is $248,000. Home appreciation the last year has been -2.30 percent. Smithfield is known as the “Ham Capital of the World.” Members of the English monarchy had standing orders for Smithfield’s famous hams prior to the Revolution. Isle of Wight was one of the eight original shires in Virginia, discovered by Captain John Smith and other early settlers of Virginia. The town of Smithfield is nestled along the banks of the Pagan River and its Walking Tour is a leisurely stroll past the town’s 50+ historic homes featuring Colonial, Federal and Victorian architecture-some of which have been transformed into museums, restaurants & speciality shops. It’s easy to get to Williamsburg and Historic Triangle from Smithfield by car or boat. The Jamestown-Scotland/Surry Ferry, connects Jamestown to Scotland Wharf in Surry County, takes about 15 minutes.

All information provided is deemed reliable but is not guaranteed and should be independently verified.

14055 Melissa Dr Smithfield 23430

3 bedroom 1 bath ranch 972 square feet storage shed built 1973 washer/dryer hookup

Listed: 01/28/2013 $85,000 property condition IE $110.00 (repair HVAC wiring)

NAGR, Native American Group Realty is licensed broker in Virginia and North Carolina

NAGR Luxury Home Team | 5224 Indian River Road Virginia Beach, VA 23464 | Mobile 757.986.9125

Deadlines for Bidding During the Exclusive Listing Period, bids may be submitted only by Owner Occupant purchasers, which HUD defines as owner-occupant purchasers, qualified nonprofit organizations and government entities. There will be: a thirty (30) day Exclusive Listing Period for Owner Occupant purchasers for properties listed Insurable and Insurable with Escrow Repairs, Exclusive Listing Period Priority (Owner Occupant Priority). For Insurable and Insurable With Escrow properties, bids shall be opened and reviewed on the tenth (10th) day of the Exclusive Listing Period. All bids will be treated as having been received simultaneously.  If no winning bid is received by the tenth (10th) day, bids shall be opened and reviewed on each day after the tenth (10th) day up to the thirtieth (30th) day, or until a winning bid is received. If no winning bid is received in that thirty (30) day period, the listing shall be extended to all buyers. Exclusive Listing Period Priority Ends February 6, 2013 11:59:59pm CST Exclusive Listing Period Ends February 26, 2013 11:59:59pm CST

BUYING A HUD HOME Buyers' FAQs: I hear that HUD sells homes. How can I buy one?

Visit and read: How to

Buy a HUD Home. Then look at the listings of HUD homes

available at If you find a home that interests

you, you will need to contact a

HUD-approved real estate broker (most brokers are HUD-

approved), who can submit a bid for you. Successful bids are

posted right on the page for your state.

Who Can Buy a HUD Home?

Almost anyone. If you have the cash or can qualify for a loan

(subject to certain restrictions)

you may buy a HUD Home. HUD Homes are initially offered to owner-occupant purchasers

(people who are buying the home as their primary residence).

Following the priority period for owner occupants, unsold

properties are available to all buyers, including investors.

How Are HUD Homes Sold? All properties available for

purchase by the public are

offered for sale at the HUD listing website: Any real estate broker registered with

contract to purchase on your

behalf. HUD pays the real estate broker's commission, if included in the contract.

HUD Homes are offered for sale at fair market value, based on a

recent appraisal. Generally, HUD

Homes are sold in what is known as either Exclusive or Extended Offer Period, during which a

potential buyer's offer must be made. At the end of the Offer

Period, all offers are opened and the bid providing the highest

acceptable net return to HUD may then be accepted. Following the initial “Exclusive Offer Period" homes remaining unsold are

offered on an "extended" basis which means offers may be

submitted on any business day. If a bid on one of these homes is

acceptable, the broker will usually be notified within 48 hours of

HUD's acceptance of the offer.

Do HUD Homes have a warranty? HUD Homes are sold "As Is"

without warranty. No repairs will be performed by HUD after closing. Purchasers are

encouraged to have the

properties inspected by a

qualified home inspection service

company to satisfy themselves as to the condition of the property.

HUD may submit an offer and

All information provided is deemed reliable but is not guaranteed and should be independently verified.

Where Can I Learn About Available

closing costs must be made when

Visit to view

When are you expected to close on

HUD homes?

available property listings, to learn about HUD programs, to locate a

HUD broker and to find out how to purchase a HUD home.

I am interested in purchasing a HUD home – how do I find a HUD broker to assist me?

Please visit –

the bid is submitted.

your HUD home purchase?

Effective October 18, 2011, All

purchasers must close on or before the number of days of contract

acceptance date as follows: 45

days for owner occupants and 30 days for investors.

you will be able to enter location

information and find the names of

HUD approved real estate brokers in your area.

What is HUD’s Earnest Money Policy?

Required Earnest Money: Must be in the form of a cashier's check,

money order, or other certified

funds made payable to the U.S.

Department of Housing and Urban

Development. The original Earnest Money check should be submitted with the sales contract after bid

acceptance. The Earnest Money

deposit will be sent to the Closing Agent after contract execution.

1% of purchase price, minimum of $500 and maximum of $2000

Will HUD pay for closing costs?

To find HUD homes for sale: Visit For More Information on Buying HUD homes: Visit

HUD pays certain Closing Costs up to 3% of the purchase price. For consideration, the request for

All information provided is deemed reliable but is not guaranteed and should be independently verified.

FACTS YOU SHOULD KNOW • HUD homes are sold as is without warranty • Properties listed as "INSURABLE WITH ESCROW REPAIRS" means that certain repairs (not to exceed $5,000.00) are required to meet Minimum Property Standards for an FHA mortgage. These properties can qualify for FHA Section 203(b) mortgages if the purchaser and lender establish a repair escrow at the closing for the completion of repairs within 90-days of the closing.

Around Town Schools Public Schools Elementary

Windsor Elementary Middle

Smithfield Middle High School

Smithfield Ice Cream Parlor 208 Main Street 757-357-6166 Bon Vivant Wine & Brew 1504 S Church Street 757-365-0932 Smithfield Gourmet Bakery and Cafe 218 Main Street 757-357-0045 Olde Workd Tea Company 327 Main Street 757-356-0832

Smithfield High School Smithfield_High_School/ Home.html

Parks & Recreation Carrollton Nike Park & Skate Park 757-357-2291

Heritage Park & Joel C Bradshaw Fairgrounds 26 acres, home of the county fair, car shows and other special events Higher Education

Thomas Nelson Community College William & Mary Christopher Newport University

Ragged Island Wildlife Refuge 757-357-2991 Natural wildlife refuge near James River Bridge, excellent fishing spot

Hampton University

For a guide of Smithfield and Isle of Wight, click here

The businesses are given as mere suggestions and no endorsement or monetary relationship exist.

The Listing Agent

For me personally, it’s more than just buying and selling a home. It is truly about growing and enriching our lives and communities we live in. Often referred to as real estate’s concierge, I pride myself in taking care of others during their real estate transaction. Rest easy knowing you have the convenience and ease with my services that take care of a spectrum of details and arrangements of your real estate transaction During this transaction, if I am not representing you as the buyer you can rest assure your agent is getting amazing service and I am working towards a successful close. Buyer Services Include: ✓Property Matching ✓Market Data Research ✓Power Negotiations ✓Marketing ✓Transaction Concierge ✓Preferred Partners Network ✓Seamless Communication And more than just real estate Seller Services Include: ✓Market Data Research ✓Power Negotiations ✓Customized Marketing Plan ✓Transaction Concierge ✓Preferred Partner Network ✓Seamless Communication & Reporting My knowledge, expertise and experience are at your fingertips!

shari rocks real estate agent 757.986.9125

native american group realty licensed broker in VA & NC 5224 indian river road virginia beach, va 23464 47 w queens way hampton va 23669

shari rocks direct 757.986.9125 fax 757.244.7069

Live Your Lifestyle In Luxury

Recent Smithfield Heights Neighborhood Activity Active Listings

Currently no active listings

Sold Listings

No recent solds in Smithfield Heights in past 6 months

*data based on the past 6 months of history available on REIN MLS

All information provided is deemed reliable but is not guaranteed and should be independently verified.

Shari Rocks' Presents 14055 Melissa Drive Smithfield, VA  

Welcome home to this well maintained 3 bedroom 1 bath rancher in Smithfield Heights. Marketed and Managed by Matt Martin Real Estate Managm...

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