Award-Winning Employee Car Benefit Schemes
Helping you understand which option is best for you and your staff
Looking for a zero risk, low admin car benefit scheme?
You’ve come to the right place!
We know choosing a car benefit solution for your staff can be a minefield, and finding the right solution is important. To help, we’ve pulled all the key information you need to make an informed decision and guide you towards the best solution for you, your business and your employees.
But before we dive in, did you know SG Fleet are the only provider that can offer both traditional salary sacrifice as well as our own, unique, no risk and low employer admin Novalease scheme?
We’ll share more about that later in the document, but for now we bet you’re wondering....
What are the benefits?
Employers
• Option of zero risk scheme for you and your business
• Low admin - sit back and we’ll take care of everything
• Enhances your employee benefit offering
• Increases employee retention
• Full in-house marketing team support
• Single Sign-On option
• Increased eligibility via inclusion of used vehicles
• Supports your ESG agenda
Employees
• Help your staff to lease a new vehicle for less!
• Lots of added extras included (servicing, maintenance and breakdown cover etc.)
• Peace of mind for unexpected life events
• Supports your staff to drive towards a more sustainable future
• Ability to take used vehicles further decreases cost and increases flexibility
Which scheme is best for you?
Salary Sacrifice Available
Contract Ownership
In-life Admin Payroll adjustments Payroll adjustments, out of contract charges
Payroll Admin for Fines That can be nominated to drivers (75%)
Payroll Admin for Fines That must be paid and recharged (25%)
Termination Risk for Employer
Benefit in Kind Benefits and Costs
FCA Regulated
Routine Servicing, Maintenance, MOT and Road Tax
Replacement Tyres
Punctures Included
5-Star European Breakdown 24 / 7 Driver Helpline Access to Vehicle Specialists Optional Accident Management
fixed price including business and European travel
• No risk and low admin
• Takes advantage of HMRC approved mechanism
• Scheme savings available
• Supports responsible lending via credit checks
• Minimal admin hassle
• Takes advantage of HMRC approved mechanism
• Scheme savings available
• Operates similarly to existing company car methodology
A unique, no risk, low admin car benefit solution for your employees!
Employer Key Features and Benefits
underlying lease is directly with the employee
Novalease stands out with its innovative approach - the car lease is directly associated with the employee, not the employer. This novel salary sacrifice scheme is tax efficient for employees while providing the lowest employer risk and administration in the market for any scheme.
Fully regulated by the FCA, giving you peace of mind that your employees are being treated fairly
Supporting Your Staff
Understanding the weight of such financial decisions, we emphasise the importance of guiding your employees.
That’s why, in tandem with our web portal, we take a consultative approach.
Our consultants will proactively contact your employees, helping them navigate the scheme and explore the various finance pathways open to them.
Employee Key Features and Benefits
• Dedicated online portal for easy access to instant quotes
• Access to an extensive range of vehicle makes and models
• Fuel & Go - A fixed salary sacrifice reduction covering all vehicle-related costs with the exception of fuel
• Comprehensive coverage includes: servicing, maintenance, tyres, consumables and roadside assistance
• Flexible payments available - choose between salary sacrifice or direct debit via their bank account
• Full consumer rights and protection guaranteed
• Ability to transfer the car to a new employer or continue the contract directly with us at unchanged rates
• Peace of mind for unexpected life events
• Ability to incorporate second-hand vehicle options to lower costs and boost flexibility
A traditional approach for employees to obtain use of a vehicle via salary sacrifice with the lowest employer administration in the market.
Employer Key Features and Benefits
With Salarylease, the contract is with the employer, so we’ve crafted a model that mitigates risk, particularly concerning unpaid rentals or when employees leave the organisation. This solution offers employees a user-centric online portal with a tax-saving salary sacrifice mechanism.
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Supporting Your Staff
Given the financial commitment involved, it’s essential that your employees are well-informed and receive advice on their decisions.
Alongside our user-friendly web portal, our advisors will reach out to your staff, explaining the program specifics and the financing solutions at their disposal.
Employee Key Features and Benefits
with
• Access to our online quoting portal for instant quotes
• Zero deposit required
• An extensive range of vehicle makes and models to choose from
• A fixed salary sacrifice reduction encompassing all vehicle-associated running costs excluding fuel
• Comprehensive insurance coverage, inclusive of business cover
• Option to include up to two additional drivers
• European 5-star breakdown and recovery service, complemented with a 48-hour relief vehicle
• Ability to utilise pre-owned vehicles to reduce expenses and enhance adaptability
Taking the next steps with SG Fleet
Your journey to enhanced employee benefits begins here:
Our dedicated salary sacrifice experts will arrange a time suitable for you to understand your unique requirements and guide you through the schemes available.
Once you are ready to proceed, you’ll be assigned a named implementation manager who will talk you through your chosen scheme in depth, as well as next steps.
Once you’re happy you understand how the scheme works, together, we will create your scheme roll-out plan, which is tailored to you, your business and your employees’ needs.
Before everything is set in motion, you’ll be introduced to your success manager. They’ll be your go-to contact who will ensure a seamless transition and provide continued support throughout.
This is the pivotal moment when our collaborative efforts come to life and your employees can browse and order their new vehicles via their dedicated portal.
Throughout your journey we’ll arrange regular reviews to assess the scheme’s performance, identifying ways that we can enhance its impact to ensure continued success.
