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MARCH 2015

TM

SINCE 1980 — VolUME 35 • NUMBER 3

The Two Certainties in Life Are Death and...?

I know you were thinking of finishing the sentence with the word TAXES! The fact is that taxes, especially in retirement, are not always a certainty, and, in many instances, can be a choice. We are programmed to agree with all of the “gurus,” such as financial advisors, stockbrokers and consultants, who proclaim that taxes are a certainty. If your current portfolio of investments is causing taxes for you each and every year, then the best way for these “financial experts” to mitigate this argument is to say that taxes are a certainty. To us, the most important document a client owns is his or her tax return. It is the first document we look at during a consultation. When we consult with new clients throughout the year, especially during tax season, we are able to immediately pinpoint what is causing taxes on their Social Security benefits, their overall tax, what deductions they are missing out on and, in many cases, show them how they can reduce the taxes they are paying without even affecting their incomes!

By Rizzotto Tax Advisory Group

WATER: THE FOUNTAIN OF YOUTH

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Knowing what “A” and “B” dollars are on your tax return

WHY DO I NEED TRAVEL INSURANCE?

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Most taxpayers have what is called “A” and “B” dollars on their tax returns. It is vital for everyone to know what “A” and “B” dollars mean and how they can directly affect the taxes you are paying or could be saving. Think of all the income you have from different sources such as wages, pension, Social Security and required minimum distributions from your IRAs or qualified plans. Now think of all the income from other sources, such as interest from bank accounts, dividends and capital gains from investments. Which dollars are you spending and which dollars are you reinvesting? You may be paying taxes on money you’re not using to live on. Pinpointing those dollars on tax returns and educating is something we do each and every time we meet with a new client. See TAXES, Page 27

To Forget or Not to Forget If the opposite of remembering is forgetting, why can’t people forget what they remember? Memory can be a curse if the mind refuses to forget an unpleasant event. The harder one tries to forget something offensive, the more unyielding the mind becomes. In extreme cases, it could become an obsession. Everything we think, feel or do involves memory. The brain is an incredible filtering device. It allows us to consciously let good thoughts in and keep bad thoughts out. Occasionally, it malfunctions and entraps an unwanted thought, replaying it over and over again. Conscious forgetting means moving an offending thought from the foreground to the background of the mind. Unfortunately, some people are incapable of doing this. While this type of forgetting does not erase the undesirable memory, it lays the emotion surrounding it to rest by replacing it with a new positive experience. Forgetting means to “change channels” from disempowerment to a recovery mode of control. Although willpower and various psychological techniques have met with some success, a new study from MIT has found a gene called Tet1 that erases unwanted prior memories. The research supports the notion that once a fear memory is formed, extinguishing it requires the formation of a new positive memory. The new See FORGET, Page 27

By Professor Abné M. Eisenberg

THE BEST OFFENSE IS A GOOD DEFENSE

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Senior Voice America…in print, on the web and on the air with Health, Wealth & Wisdom. Tune in to AM 1250 WHNZ Monday thru Friday, from 7 to 9 p.m. as Publisher Evan Gold brings you the information to live an active mature lifestyle. ime T w e N ot! Visit our new website, Tampa Bay’s leading news source Sl for seniors, www.seniorvoiceamerica.com.


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Senior Voice America MARCH 2015

Health Roundup

Take a Hike: Enjoying the Great Outdoors Year-Round

Just because the weather is cooler doesn’t mean it’s time to hibernate. With the proper equipment, preparation and motivation, any time of year is the perfect time to get outdoors for an adventure. And you don’t have to look far for a great hike. Across the country, there are 59 gorgeous National Parks and thousands of state parks to choose from, comprising tens of thousands of miles of trails. Take a Hike Day, celebrated Nov. 17, is a good inspiration to enjoy the great outdoors and ensure you are equipped with the proper tools before doing so, even though it’s early in the year. So, if you are hitting the trail for Take a Hike Day or beyond, make sure you’re well-equipped to handle whatever comes your way. •

Footwear: Your regular running shoes may serve you well on a gentle slope in the warmer months, but in cool weather at higher altitudes, different precipitation and terrain may require something sturdier, more insulated and definitely waterproof. Check the weather report and conditions of the trail before you go, and outfit your feet accordingly.

• Hydration: Don’t be fooled into thinking that staying hydrated is not important in cooler weather. As always, carry more water than you think you may need in case of emergency. If you’re hiking in more extreme weather conditions, you may need an insulated water bottle to handle the temperature. Look for options that are easy to carry and open so you don’t need to remove your gloves to quench your thirst. • Fuel: Whether you’re hitting the trail for a leisurely afternoon

jaunt or you’re powering through a challenging climb, hiking burns calories, especial- ly in colder weather, when your body expends energy trying to restore its natural body temper- ature. Staying fueled is important.

Pack snacks that are high in energy, easy to eat and won’t weigh you down, such as trail mix or granola bars. •

Useful tools: Whether you’re an experienced adventurer or a weekend warrior, the tools you choose should be well-designed to handle your pursuits and en- hance your experience.

Check out Casio’s PRO TREK line of rugged, stylish Triple Sensor watches which are engineered for the outdoors. Features include Tough Solar Power, altimeter/barometer, digital compass and thermometer (Triple Sensor Technology), water resistance, low temperature resistance, daily alarms, a stopwatch and more, making them well-suited for climbs, hikes, kayaking and camping. The latest PRO TREK timepiece, the PRW6000, keeps track of sudden swings in atmospheric pressure, which can help alert users to the possibility of changing weather conditions. More information can be found at www.PROTREK.Casio.com. •

First Aid: Even quick hikes require a basic first-aid kit. Be prepared with bandages, antibi- otic ointment, antiseptic, splinter removal tools and basic medication.

There’s nothing like exploring the beauty of nature year-round. Just be sure to do so safely and wisely. By getting prepped with innovative tools and basic equipment, you can relax and enjoy the hike.


MARCH 2015

Senior Voice America

Health Roundup

All Things in Moderation “All things in moderation,” my grandfather used to say. My version would be: Most things are possible in moderation, maybe, but growing old gracefully is a task when growing old is not a certainty. I do consider the consequences of my decisions and actions most of the time now. I have taken the position that I want to feel as good and be as good as possible as long as possible. My friends all feel the same. The world seems to be traveling faster and faster, and the availability of information is mind-boggling. The sheer volume of information can be overwhelming. Decision-making is not straightforward or simple, and the same is true in the field of health. Never before has mankind had so much access to such diverse lifestyle and health options. It can be downright confusing. The field of dentistry is no different. A skilled dental practitioner can help reverse the effects of aging, even helping smiles and functions of the mouth be better than before. The use of dental implants, lasers and new superior porcelains are ready available. Minimally invasive procedures are used to reverse tooth loss and gum problems. It is nothing short of amazing. The days of using materials and techniques now known to be harmful or downright toxic in oral health should be over. However, they are not. Like everywhere else, politics, bias, tradition and even greed can slow down the process of change. There are superior materials which are not toxic and that do not crack the teeth. Certainly, when one considerers all things, mercury / silver fillings are not cheap, if all health issues are addressed. It is time that all health care clinicians consider total body health when treating patients in specialty areas. You cannot separate oral disease and heart disease—each affects the other. Most chronic degenerative diseases we see today are the result of inflammation. Emotional stress, processed foods, lifestyles and toxins are at the center of the inflammatory cycles that cause the diseases that can diminish and even kill us. At Healthy Body Dental, with Dr. Anthony Adams, we consider it all. Systemic disease must be considered in most treatments of oral disease, and the reverse is also true. We will work with our patients’ health care providers to optimize our patients’ total health. We consider everything about the individual patient before we recommend any treatment. It would be rare for two patients to have the same health plan. There are many variables to consider. At Healthy Body Dental, people have value, and we see their similarities, but we value their unique characteristics. Therefore, we take the time to respect them for the individuals they are and make individual recommendations that will help them optimize their health.

By Sheryl Harper

Healthy Body Dental is located at 25877 N. US Highway 19, Clearwater, FL. • 727-799-3123 • http://www.healthybodydental.com.

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TMTM

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Senior Voice America MARCH 2015

FROM THE PUBLISHER

TM TM

Senior Voice America, Inc. P.O. BOX 1379

Anchors Aweigh...

Are you looking to get away? We just announced our October cruise out of Tampa this year.

Lutz, FL 33548-1379

There will be special events, health seminars and fitness classes throughout the weekend. You can

Phone (813) 444-1011 • Fax (813) 422-7966

join radio host and publisher Evan Gold and co-host Deb Goldman for a weekend of fun and sur-

www.seniorvoiceamerica.com

prises during this four night cruise. And if you book by April 15th we are offering two free tickets to the Florida Orchestra. To book you can call Nancy at (813) 527-6574.

Staff Publisher: Evan Gold

Join us nightly….

evan@seniorvoiceamerica.com

Evan & Deb in the Evenings: Monday thru Friday from 7-9 p.m. Evan and Deb are live on

Managing Editor/Broadcast Producer: Deb Goldman deb@seniorvoiceamerica.com Editor: Lauren Potts lauren@seniorvoiceamerica.com Creative Director: Lourdes M. Sáenz lourdes@seniorvoiceamerica.com ADVERTISING (813) 444-1011

1250am WHNZ. We cover numerous topics of interest for listeners 55 plus. From health to finance to fitness to what’s happening around the Bay Area we are the only live Tampa Bay talk show in the evenings. And you can tune in on your radio, on your computer at www.whnz.com or from your smart phone via the iheart app.

And remember to mention to our advertisers that you saw it in Senior Voice. It is our advertis-

ers that bring the publication to you and any support of them keeps our paper coming to you each month. We always appreciate your support for our advertisers.

And to our Snow Bird friends. We know many of you will be leaving soon so we wish you a

very happy and fun-filled summer and we look forward to seeing you this Fall…..Hopefully on our cruise in October.

Join our sales team. For information about opportunities throughout Florida and North America, email evan@seniorvoiceamerica.com.

Contributors Abne M. Eisenberg • Jon Lynn Carolyn Shockey • Nick Thomas • Evelyn Levin Ruth Fanovich • Peggy Buchanan Jean Mlincek • Joyce Holly • Edward Rizzotto Sheryl Harper • Mary Gynn • June Young Ben Souchek • Enrico Saltarelli Would you like to write for Senior Voice America? Please email editor@seniorvoiceamerica.com.

Senior Voice is a Proud Member of Better Living for Seniors The Guardian Association of Pinellas County The Florida Assisted Living Association Senior Voice America is published monthly and is distributed free of charge, courtesy of its advertisers. Distribution area includes Pinellas, Hillsborough, Pasco, Sarasota and Manatee counties. Articles and advertising contained in this issue do not necessarily reflect the opinion or endorsement of the publisher, who does not verify advertiser claims and reserves the right to refuse or discontinue any advertising.

Tune in to 1250am WHNZ. Monday – Friday From 7-9pm

Evan Gold FROM THE EDITOR The Season for Singing Here in Indiana, winter does not easily loosen its grip. Though I’m sure our neighbors in the Northeast would win the medal for most actual snow, central Indiana suffers from a melancholy cocktail of overcast skies, biting winds and unfriendly temperatures sent our way by the Great Lakes. For this Florida transplant toughing it out in the Indiana beastliness for the first time, March couldn’t be more welcome. No matter where I am, I feel a deep and wordless sense of gratitude for March every year (though I am a writer, writing this, and must necessarily hunt for some fitting words to string together). I am thankful for the crocuses poking their purple heads up through the snow and the unmistakable yellowgold of daffodils, glowing just like they did on that long-ago March when my mother first brought me home from the hospital. I am thankful because the earth itself is changing and becoming new again, and every time I step outside, I feel like I am part of this relearning and rebuilding and unfolding out into the world. I have been given another year to grow. This spring and this birthday arrive after a winter of waiting. Some prayers at last grew into answers and blessings, while some of the dreams dearest to my heart seem to be sitting still with their wings folded and their heads tucked, waiting perhaps for a far-off March. But I learned this winter that I can choose to wait differently. I can choose to wait like I know, really know, that spring is on its way. Maybe there are things you have been waiting for so long that it seems they will only ever be real in the space and the shape you created with your longing. Maybe it seems as though there isn’t all that much left to wait for, nowhere new to direct your hope. I hope this March proves you wrong. I hope this March reminds each of us, in gentle, surprising and heart-changing ways, what the word “wait” originally meant: to observe, to be watchful, to expect. To expect good things. For good things there are, and plenty. That’s why I wait on the daffodils. See, the winter is past, The rains are over and gone. Flowers appear on the earth; The season of singing has come.

Lauren Potts


MARCH 2015

Senior Voice America

REMINDER Daylight Saving Time Begins MARCH 8 Facts about Daylight Saving Time Origins

Spring Fo

Daylight saving time was begun in an effort to help save energy and provide workers with more hours of serviceable daylight during the long summer days. Daylight saving time was first introduced rd in the U.S. in 1918. However, it was not until 1966, a rw when the Uniform Act was passed, that all states had to either observe DST or pass a state law to abstain. In 2015 daylight saving time begins Sunday, March 8, 2015 at 2:00 a.m. local time. Clocks will shift forward 1 hour, making the local time 3:00 a.m. When daylight saving time (DST) begins in the Northern Hemisphere, it is ending in the Southern Hemisphere. Benjamin Franklin first proposed the idea of DST in 1784. He wrote “An Economical Project� for the Journal of Paris, wherein he discussed the cost of oil for lamps as well as working while it was dark, and sleeping while it was day. Daylight saving time changes at 2:00 a.m. This time is selected in an effort to provide the least amount of inconvenience to businesses and citizens. DST always begins on the second Sunday in March, and ends on the first Sunday in November. Hawaii and Arizona do not use DST. Up until 2006, Indiana only used DST in part of the state.

What You Should Do

Move your clocks forward 1 hour before bed on Saturday night. Go to bed an hour earlier Saturday night. Get outside and enjoy the extra hour of daylight. Replace the batteries in the smoke alarm and carbon dioxide monitors. Clean out the medicine cabinet. Dispose of all medicines properly.

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Senior Voice America MARCH 2015

Health Roundup

WATER: The Fountain of Youth! By Peggy Buchanan

Water exercise offers a great workout for people of all ages and abilities. It is an excellent option for the beginner wanting to improve his or her fitness level as well as the avid fitness enthusiast. At Vista del Monte’s Fitness and Aquatic Center, shallow, warm-water exercise classes are designed for the frail elderly as well as fit adults. Aquatic Physical Therapy is also an option for those recovering from surgery or injury, or experiencing balance challenges. If you are looking for a comfortable “feel-good” exercise environment that leaves you feeling exhilarated, take the plunge into aqua aerobics, water walking and/or lap swimming. Aqua aerobics can be a highenergy, vigorous workout performed in shallow water. You don’t even have to know how to swim a stroke to benefit from a water workout. Here are a few reasons water works so well: Water increases your cardiovascular fitness. When performed regularly, increasing your heart rate for 20-30 minutes nonstop, water exercise provides an excellent workout for your heart and lungs and improves your overall conditioning. Water supports you. Because you can exercise without the effects of gravity, aqua aerobics provides an excellent workout for you if you are overweight, have joint discomfort, are new to exercise or are recovering from an injury. Water exercise is just right for pregnant women who appreciate the cooling sensation and support of water. The buoyan-

cy of water supports your body weight, allowing the comfort of movement when performing exercises such as jumps, kicks or running in place. And, thanks to this cushioning effect on your weight-bearing joints (feet, ankles, knees and hips), you won’t expose yourself to the impact injuries that you might risk with such moves on land. Water strengthens muscles and bones. The resistance of water can add something very special to your workout program. The resistive qualities of the water allow your muscles to exert force on your bones, helping build the strength of both. With 12-15 pounds of water pressure per square inch on your muscles as they move through the water, they get strengthened in an even, balanced fashion. Another benefit: You don’t risk overworking some muscle groups and neglecting others, since all the muscles surrounding a limb are exercised. The support and cushioning of the water also encourages added flexibility of the joints and additional strengthening of the ligaments. Water cools you. Imagine feeling cool and refreshed after a workout instead of hot and sweaty! In an aqua workout, your body still perspires as you move, but the water’s cooling effect dissipates the heat and prevents you from overheating. That said, you will still need to drink plenty of water to avoid dehydration. Water works with you. In a water exercise class, your body is submerged anywhere from the waist to the armpits. This “privacy” creates a noncompetitive environment in which you can move at your own pace. The deeper the water, the less gravity bearing. Water exercise can improve circulation. The “hydrostatic pressure” of water stimulates the dilation of vessels, improving blood flow in addition to the “hydrostatic massage effect” that you will experience while moving your limbs through the water. The result? You’ll look and feel terrific.

WHAT TO LOOK FOR IN AN AQUA CLASS Your instructor should have first-aid and CPR certification, in addition to special training in water exercise. Pool temperature can vary. Exercise in water cooler than 80 degrees needs to be vigorous to maintain adequate body heat. Exercise in water warmer than 88 degrees needs to be controlled to avoid overheating. Exercise in 3.5-4.5 feet of water allows you to experience the maximum benefits of shallow water exercise. Exercise in deeper water may require flotation devices. If it’s too shallow, you will lose the cushioning and resistive benefits of water. The instructor should offer movement modification for all levels of ability to make sure participants are exercising at the proper levels of exertion and ability level. Look for a class containing a warm-up followed by 20-30 minutes of continuous movement elevating the heart rate. Specific strengthening exercises can follow, ending with a relaxing stretch at the end of your workout. Peggy Buchanan is the director of Fitness, Aquatics and Physical Therapy at Vista del Monte Retirement Community in Santa Barbara, Calif.


MARCH 2015

Senior Voice America

Health Roundup

DEPRESSION

A few months ago the world mourned the death of

By Carolyn Shockey Robin Williams. His talent and abilities as a comedian and actor were one of a kind. He gave the comic relief and laughter so needed in our lives, yet, in his private existence, there was a sadness and burden that, in the end, he apparently could not overcome or bear to endure, despite numerous past attempts for treatment. We will never know the magnitude of this pain or why he felt there was nothing to live for despite all his successes. Maybe he was just tired of fighting his demons: alcohol, cocaine and bipolar disorder. More recently, there was talk of increased financial burdens, the diagnosis of Parkinson’s disease and depression. Alcohol along with the highs of cocaine may have enhanced his manic comedy. Maybe he just didn’t think he could be as funny without them. Was his life a juggle of sobriety, and the strain of performing making people laugh was just too much in the end? Was he tired of trying, as they say in AA, to “fake it till you make it,” or “act as if…?” Some of the pictures that surfaced after his death depicted sadness about him. Too bad we couldn’t have given him what he gave to us. Dealing with chronic medical problems that hamper one’s quality of life gets old, and there are times when it just becomes too much to handle. Yet somehow we get through it, and it passes until the next time. Knowing that we can handle anything just for today helps, as well as looking around to see that we are better off than a lot of people. There are other things that are not as easy to reconcile, however, such as no longer being able to drive or do things for oneself. Losing a spouse, one’s “better half,” is very hard as well. At that point, we need to find a way to find fulfillment without giving into sadness. What is the difference between those who keep on keeping on, or those that give up, sitting, waiting to die, or trying to help death along? I can only speak for myself, but as I see it, I’ve got more to do here

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before my number comes up, even if it’s nothing more than making someone else’s life miserable. I’m trying to show up to be someone of value as long as I’m here. No matter the circumstances, or how bad things get, taking my life is not an option or the answer for me—not that it hasn’t crossed my mind a few times, when things were really trying. Maybe it’s because I’m not a quitter, but, more likely, because I already have enough to answer for once I get to the Pearly Gates and ask for permission to enter. There is an old preacher’s prayer I have that says, “Lord, help me remember that nothing is going to happen to me today that You and I together can’t handle.” It works for me. Depression has its seasons. During the holidays, certain anniversaries, and in the spring I seem to see an upswing. If you or someone you know is depressed, seek medical help right away. Depression is treatable and can be managed with medication, therapy and lifestyle changes. Having a friend to talk to when you are down helps, too. Sometimes that’s all that’s needed to keep one from a downward spiral. And thanks, Robin, for the laughter. May you rest in peace.


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Senior Voice America MARCH 2015

TINSELTOWN talks

The Ubiquitous William Schallert

MOFFITT.org |

www.facebook.com/MoffittCancerCenter |

twitter.com/MoffittNews |

youtube.com/user/MoffittNews

COLORECTAL CANCER AWARENESS:

The Importance of Screening and Prevention March is Colorectal Cancer Awareness Month. This awareness brings to mind the parts of the body’s digestive system that can be embarrassing and unpredictable. When we eat food that doesn’t agree with us, it can raise quite a fuss. Yet it can be deceptively quiet when something as serious as cancer develops. That is why screening is so important, because colorectal cancer can lie undetected in the colon or rectum for many years before symptoms develop. If you have watched television since the 1950s, there’s no avoiding William Schallert. His distinctive, mellow voice and comfortingly familiar face have appeared on series ranging from “Father Knows Best” to “Desperate Housewives” and everything in between (see www. william-schallert.com). “I’ve never added up the total, but I did work a lot!” Schallert said. The tally of his television appearances is close to 300, with another 100 feature films—the first being an uncredited role in “The Foxes of Harrow” in 1947, which Schallert still vividly recalls. “I had one line as a banker delivering a message to the New Orleans stock exchange: ‘Gentlemen, gentlemen, the bank of the United States in Philadelphia has closed its doors!’” Schallert says the scene was memorable because it called for another actor to shoot himself, but they were unable to coordinate firing the gun with the gunshot sound produced by crew backstage. “They couldn’t see each other, so the shot would go off sometimes before or sometimes after the trigger was pulled. It got to be hysterical,” Schallert said. “But they kept me over, and I ended up getting three-day’s pay for one. So I figured this was a great way to make a living!” In the beginning, Schallert says roles came slowly, but by 1959, he was hot. “I worked 57 times that year, then got a recurring role on ‘Dobie Gillis,’ and, of course, as the father on ‘The Patty Duke Show’ in 1963,” Schallert said. However, the uncertainty of series work could be unsettling.

By Nick Thomas

See SCHALLERT on Page 13

Above: Scene from “The Patty Duke Show” and publicity still shot with Jean Byron and Patty Duke. Left: Screen shot of Don Adams and William Schallert as the admiral in “Get Smart.”

• Get Screened • Exercise Daily • K now Your Family History • Eat a Healthy & Balanced Diet • Don’t Smoke Colon cancer is one of the most preventable, and if caught early, treatable forms of cancer. And getting screened is easy. Schedule your colonoscopy today. At Moffitt Cancer Center, our commitment to quality care is unsurpassed. We realize how vital survival rates are in deciding where to go for treatment. Better outcomes and improved quality of life for patients; that’s the result of our comprehensive cancer program offering multispecialty expertise to treat each unique type of cancer. We are helping patients find the right diagnosis, treatment and support – all in one place. In addition to colorectal screenings, Moffitt offers screening capabilities in other cancers including breast, gynecologic and lung.

Where would I go for my screening? Margie experienced colorectal cancer firsthand. Her advice is to get screened, even if you’re under 50 and not having any symptoms. Margie was diagnosed with stage 3 colorectal cancer in 1997. After two surgeries, chemotherapy and radiation, she has been cancer free for 17 years. “Moffitt is the best place to come when receiving a cancer diagnosis. They specialize in cancer and cancer only – they’re the experts and I felt safe knowing the best of the best was handling my care.” Screening is the number one way you can reduce your risk of colorectal cancer. Be proactive in your own approach – it will pay off.

Moffitt’s comprehensive screening programs are available at two convenient locations: Moffitt Cancer Center 12902 Magnolia Drive Tampa, FL 33612 Monday – Friday | 8 a.m. to 7 p.m. Moffitt Cancer Center at International Plaza 4101 Jim Walter Blvd. Tampa, FL 33607 Monday – Friday | 6:45 a.m. to 5 p.m. To schedule an appointment, call 1-888-MOFFITT (663-3488) or visit MOFFITT.org.


MARCH 2015

Senior Voice America

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teaching for health series

PROJECT SUGAR: Diabetes and the Elderly By Mary Gynn

Aging and Diabetes

One of the fastest growing segments of the U.S. population is the elderly. The “oldest of the old” segment is growing even faster than the population above age 65. According to the National Council on Aging, in 2013, 6-7 million people were above the age of 85—and, in the next 20-30 years, that number will triple! This is due, in part, to continuing success with public health measures. The prevalence of diabetes increases with age, proportionately increasing markedly in those aged 45-64, and then almost doubling in those over 65. More than half of the population over the age of 65 has been diagnosed with diabetes or prediabetes. According to the American Diabetes Association, diabetes is a function of age (among other things), beginning at age 40 and progressively increasing into the one’s seventies. Additionally, the National Health and Nutrition Examination Survey, a program that examines the health and nutritional status of adults, claims that a significant portion of diabetes in the overall population is undiagnosed.

What the Elderly Need It is important to screen and treat the elderly as a unique population. Diabetes increases mortality, not only in the young but also in the older population. Diabetes is No. 6 on the list of leading causes of death among individuals 65 and older. The disease has a definite effect on life expectancy and on higher medical costs for people with diabetes. Given the higher levels of prevalence and the changing physiology of older adults, the American Diabetes Association recommends consistent and frequent screening as patients grow older. Medicare pays for diabetes screening in patients above the age of 65 and covers fasting glucose tests at least once a year. A variety of information is available from the National Council on Aging and the National Diabetes Screening Project for patient education. It is important to treat each person diagnosed with diabetes uniquely. Each person has different treatment requirements, needs and complications in terms of pathophysiology and developing other diseases (e.g., high blood pressure, high cholesterol levels, kidney problems, complicated eye problems, neuropathies, etc.), all of which can cause chronic cell inflammation.

The Mechanics of Diabetes Generally speaking, the mechanisms of Type 2 diabetes are a function of insulin resistance and a defect in beta cell secretion in the pancreas. Insulin secretion seems to decrease with aging. In recent research in “Diabetes Forecast,” researchers conclude there seems to be no particular increase in insulin resistance in individuals who remain lean and physically active in older age. They believe there is a decrease in beta cell function and a decline in the number of beta cells.

Prevention and Support It is definitely possible to prevent progression from pre-diabetes to diabetes. A Diabetes Prevention Program study states that this applies to older adults as well as the general population. A notable difference between younger and older individuals in the study was that after the age of 60, the efficacy of Metformin to reduce glucose levels decreased significantly, while the effectiveness of lifestyle intervention increased significantly. Unfortunately, some diabetics aren’t compliant with lifestyle intervention, due to a sense of being overwhelmed, frustrated or unsuccessful with their self-management efforts. Fortunately, Diabetes Support Groups can be helpful in addressing issues that developthroughout the years, through sharing ideas and giving and receiving the support that exists in the groups. Many cities and towns have Diabetes Support Groups led by experienced and trained Diabetes Educators. These educators have developed skills and tools to help build patient partnerships and can take time to help diabetics feel empowered, resulting in a higher level of self-management—and ultimately resulting in individuals taking better care of themselves and living longer and healthier lives. Mary Gynn, RN, MSN, MPH, is a Diabetes Educator, a member of the AADE (American Association of Diabetes Educators) and a member of the FNA (Florida Nurses Association). She facilitates Diabetes Support Groups in Dunedin and Clearwater. Mary is also a Community Health Educator and Patient Advocate. Contact her for a free consultation or to join a Diabetes Support Group at mmgynn@aol.com.


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Senior Voice America MARCH 2015

in the community Veterans’ Mall Founder Virginia Meyer Receives Spirit of Service Award The Women’s Service League recently awarded the Spirit of Service Award to Virginia Meyer, founder of Veterans’ Mall. This award is given to Pinellas County citizens who exhibit an extraordinary volunteer commitment within our county. Meyer is also a finalist for a $6,000 grant from the Sun Coast Osteopathic Foundation, and is in the running for the St. Petersburg Chamber of Commerce’s Iconic Women of St. Petersburg awards for 2015. Meyer’s efforts to assist veterans led her to create the Veterans’ Mall, which has served more than 917 veterans during the last three years. The Veterans’ Mall, which is funded by the Abilities Foundation and Abilities Guild and the Disabled American Veterans Foundation, offers household items such as kitchen utensils, small appliances and furniture, as well as a selection of interview-appropriate clothing for veterans as they seek new employment. The Abilities Board and members congratulate Meyer on her achievements. Meyer’s tireless efforts to assist our community are not going unno-

ticed. We are so proud of her and wish to share her accomplishments with our community. Abilities, Inc. is a 501(c)(3) nonprofit founded in 1983 to raise, invest and distribute funds for the benefit of Abilities, Inc. of Florida dba Service Source Florida Regional office. For more information, contact Ruth Fanovich on the PR Committee for Abilities Guild, Inc. at (727) 7878677 or ruth@rmfhomecare.com.


MARCH 2015

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Senior Voice America

! P L HE

It was a Friday, and my day started with no electricity in my kitchen. I checked the fuse box and all was in order, so I made a pot of coffee in my living room, called an electrician and continued my day. While at a home improvement store, my car broke down. Upon my return home, I noticed my dog was sick (very sick) and then I had a meltdown. And that was just for starters. Yes, I know what you’re thinking: I’m the nurse. And I’m usually the one asking everyone, “Did you get help?!” Why is it so hard for us to ask for (or even hire) help? What stops us from taking that first step? Some of us are so independent that we don’t want to admit to ourselves we need help from time to time. Others are afraid of looking needy and don’t want others to know they need help. Some fear the loss of control. Maybe they don’t want to “bother anyone”. Then there are the martyrs, who insist upon doing it all themselves until they have run themselves down to the point they end up ill and have no alternative other than to seek help. Others wonder if it is affordable, or if the help they need is even available. So why do I (we) not take that first step in asking for a helping hand? In my own case, the reality finally hit me: I cannot do everything myself. That really scared me. I am a business owner and a very independent woman. I am widowed and concerned that family members might wonder why I’m not getting help, or if I should move into a community where I would have some help within arm’s reach. The word I’m looking for is “vulnerable.” In my home health business, we have helped so many people remain independent in their homes, become more mobile and social and remain active. Some need daily care, while others need just a couple of hours a week. Many need to be transported, and we arrange for that as well. Well, hogwash! After thinking it over, what IS the big deal in having help? There is no big deal; it’s just reaching out and doing it. Yes, I finally gave in—cried “Uncle,” you could say. So I have now hired someone who helps me with housekeeping, a handyman I can call to fix things and someone to drive me to pick up my car. Oh, yes, I even have an on-call veterinarian. It’s never too late to get help. It just takes one call to the right person. When you, a family member or a friend is in need of help with remaining independent, personal care, transportation to appointments, etc., my team is here to assist! If you have a concern, viewpoint or comment with regard to this article, Let’s Talk!

By Nurse Ruth Fanovich

Provided by Ruth Fanovich, RN, LHRM, Owner, Care Placement Home Health Agency, Inc. and RMF Care Management, Inc. www.CarePlacementHH.com.

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Senior Voice America MARCH 2015

travel news Why Do I Need Travel Insurance? By Enrico (Rick) Saltarelli, ACC “Why do I need travel insurance?” “Do I need travel insurance?” These are questions we get asked by almost every client. I believe the answer is yes, because of the peace of mind it brings you.

There are basically two elements to insurance coverage. First, it protects your investment in your vacation if something changes before you travel. With almost every vacation product, there is a point that you start paying a penalty to cancel your vacation. Insurance means that you will be protected if something should cause a cancellation of your vacation, and you will get either a future travel certificate or a refund of your money. Most insurance programs have robust coverage for a lot of reasons, although you should ask if a certain reason is covered. There is also insurance that covers you for basically any reason. However, this type of insurance typically has to be purchased at the time you book your trip, or before the final payment is made on trips that have been purchased well in advance. If you have a previous medical condition, the timing of the purchase of your insurance will also be important. Secondly, it provides you with basic insurance, should something happen while you are on vacation. Depending on the coverage offered, this could include trip interruption, missed connections, travel delay, lost or delayed baggage and medical coverage. I always look to see the amount of coverage there is for emergency medical transportation. If there were to be a serious emergency, most travelers would prefer to be returned home to be in the care of their primary care physician. Emergency Medical Transportation can be expensive, so having ample coverage is important. There are plenty of stories floating around on the Internet, or perhaps you may have a friend or family member that has had an experience where they wished they had had travel insurance coverage. It really is not that expensive. It is based on your age and on the total value of your vacation. However, when you have put a lot of thought into a trip and invested your money, it is wise to consider insurance to protect you. There are different insurance coverages, and knowing how claims are paid is just as important. If you are taking multiple segments on your trip, like air travel, a pre-cruise hotel stay, a cruise and a land tour all in one trip, you may want to have insurance that covers all of the segments of your trip under one policy, rather than an insurance policy for each segment. Be sure to ask your travel agent which insurance product is best for you.

Enrico Saltarelli of Salty Breeze Cruise Planners can be reached at esaltarelli@cruiseplanners.com or (727) 290-4998.


MARCH 2015

Senior Voice America

Page 13

From SCHALLERT Page 8 “I knew the show was coming to an end and was concerned what would happen,” Schallert said of “The Patty Duke Show.” “Fortunately, I started doing voiceover work in commercials, and that really paid the bills for the next 20 years.” Schallert has been invited to sci-fi conventions due to roles in ’50s film classics such as “The Man from Planet X,” “Them,” and “The Incredible Shrinking Man.” He also guest-starred in “The Trouble with Tribbles,” one of the most popular “Star Trek” episodes. But he says one of his favorite TV guest roles was in “Get Smart,” where he appeared in several episodes as the very elderly and unsteady Admiral Hargrade who would fall over at the slightest touch—an irony not lost on the 92-year-old Schallert, now, coincidentally, the exact age as his character during the 1968 season. “The admiral was a charming character, and, looking back as an actor, I still think the ways I made him tumble over were funny,” Schallert said. “But now I am the age his character was supposed to be, and the actual falling down part isn’t funny anymore! Falls can become serious health issues for seniors.” While Schallert says he has experienced some falls, his main health issue is his legs. “I have peripheral neuropathy and wear braces,” Schallert said. “They help me stay balanced if I use a walker, but it’s just easier to get around in a wheelchair.” Despite the physical limitation, Schallert doesn’t entirely rule out working in the future. “Although I’m more or less retired, if someone offered me a stage role and it was something I could manage, I’d probably do it,” he said. “But working in film or TV would be too difficult now. Besides, I did my share!” Nick Thomas teaches at Auburn University in Montgomery, Ala., and has written features, columns and interviews for more than 500 magazines and newspapers.

Far Left: Schallert at Monsterpallooza 2010 with model from creature of “The Man from Planet X.” Left: As Nilz Baris in the Star Trek episode, “The Trouble with Tribbles.”

photo provided by carol summers

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Senior Voice America MARCH 2015

Senior Happenings Plant City Social Dance Club welcomes; singles, married For novice, intermediate and advanced players. Basic incouples, dating couples and visitor groups. 7:00 p.m. – 10:00 struction not available. Players should already know the p.m. (doors open at 6:00 p.m.) Members and associate mem- moves, rules and etiquette of chess. 6:30 p.m. Free. bers: $6 pp; non-members: $8 pp. Smoking outdoors only, The Seminole Comm. Library is located at 9200 113th St. and no glass containers. Contact ahead for special event. N., Seminole, FL. For more information (727) 394-6905. The FL. Nat. Guard Armory is located at 4004 Airport Tampa Bay Beer Week: Sausage Fest Rd., Plant City, FL. For more information Ken Miller (863) 409-7714 or pcsocialdanceclub@mail.com. Epicurean Hotel Eagle Lake BBQ Festival Florida Strawberry Festival

Strawberry Festival Grounds February 26 - March 8

It’s not just the strawberries that make this event sweet. Though crowds may come for the fruit, they stay for the exhibits, fun midway thrill rides and the daily live entertainment. This year’s major headliners include, Reba McEntire, Boyz II Men, Sara Evans, John Legend and interestingly enough Kevin Costner and his band Modern West. Headliners take the stage at 7:30 p.m., secondary acts perform at 3:30 p.m. Price: $10, $5 ages 6 to 12, 5 and younger free. Concert tickets are extra. The festival grounds are located at 303 N. Lemon St., Plant City, FL. For more information (813) 752-9194 or www.flstrawberryfestival.com. Peak Bloom

Bok Tower Gardens March 1 - April 15

Don’t miss your once-a-year chance to see thousands of flowering plants create an explosion of color throughout the gardens. During Peak Bloom, an annual rite of spring, visitors can observe more than 150 varieties of camellias and hundreds of azaleas along with nun’s orchids, irises, coral bean, Mexican flame vine, and other flowering plants as they create an explosion of color throughout the Gardens. Peak Bloom Tours - hour-long guided garden walking tours through April 15, included with general admission. Tour hours are Monday through Saturday at 11:45 a.m. and 1:45 p.m., and Sunday at 1:45 p.m. Bok Tower Gardens are located at 1151 Tower Blvd., Lake Wales, FL. For more information (863) 676-1408 or www. boktowergardens.org. Bay Area Renaissance Festival

Museum of Science and Industry (MOSI) Weekends in March

The 37th annual festival takes you back in time to a period of kings, queens, jousting, jugglers and magic. Experience a one of a kind traders port at High Seas Adventure weekend. Pirate beard and best dressed pirate competition. Other activities include Swab the Deck, Press-A-Wench and a Pickle Pie Eating competition. Saturday, March 7 & 8, from 10:00 a.m. - Flight of Fantasy; March 14 & 15 from 10:00 a.m. Shamrocks and Shenanigans; March 22 & 23 from 10:00 a.m. - High Seas Adventure; March 27 from 10:00 a.m. - Festival Friday; March 28 & 29 from 10:00 a.m. - Barbarian Barbecue Bash. Price: $16.95, $8.95 ages 5-12 (advance); $19.95, $15.95 seniors/students, $11.95 ages 5-12 (at the gate); $10 dogs. Located at 4801 E. Fowler Ave., Tampa, FL. For more information (800) 966-8215 or www.bayarearenfest.com. Bachelor and Belles Dance

Family of Christ West March 6 (Every Friday)

Eagle Lake March 6 & 7

The Eagle Lake BBQ Festival is sanctioned by the Florida BBQ Association, and more than 30 teams are expected to compete. Admission and parking are FREE, with plenty of activities for the whole family to enjoy, including live entertainment, dodgeball game, and assorted food and beer vendors. Mar. 6, 5:00 p.m. - 9:00 p.m.; Mar. 7, 10:00 a.m. - 5:00 p.m. Free. Eagle Lake is located at 103 3rd St., Eagle Lake, FL. For more information www.eaglelakebbqfest.com. Spring Bazaar

Rocky Creek Village March 7

March 12

Unlimited samplings of ultimate sausages, paired with beers from Cigar City and others, music, contests include Beer Belly Flop, Hairiest Beer Belly, sausage-eating (additional entry fee). In the Pool and Garden Terrace. 7:30 p.m. Price: $30. The Epicurean Hotel is located at 1207 S. Howard Ave., Tampa, FL. St. Pat’s Party

St. John Vianney Catholic Church and School March 12

Enjoy snacks, refreshments and corned beef sandwiches while you dance and sing to Celtic music by Paddy Noonan. Benefits St. John’s School. 7:00 p.m. Price: $15. St. John’s is located at 445 82nd Ave, St. Pete Beach, FL.

The Independent - Seminole Heights We will have vendors, a white elephant sale, raffles, handThe Independent made ceramics, DVD’s, arts & crafts, hand painted glassware, March 12 vintage jewelry and records for sale. Carnival games for the A part of the celebration of Tampa Bay’s Beer Week. Enkids and lunch from the grill for sale! 9:00 a.m. - 2:00 p.m. joy a stogie while sipping on brews from Barley Mow Brewing Free admission, free parking. Rocky Creek Village is located at 8606 Boulder Court, Co. and Asheville’s Highland Brewing Co., with raffles and prizes. Free admission, beer prices vary. Tampa, FL. The Independent - Seminole Heights is located at 5016 N. Tampa Bay Beer Week: B UNITED Tap Takeover Florida Ave., Tampa, FL.

Ybor City Wine Bar March 7

Author’s Night

New Port Richey Art Gallery Local craft brewers, distributors, taverns, brew pubs, restaurants, home brewers are showcased in annual Tampa Bay March 13 Beer Week (different events taking place from March 7 - 15) Ellen Anderson presents “Letters To My Wife during with special releases, tap ‘takeovers’, pairings, festivals. SevWWII!” 6:30 p.m. - 8:00 p.m. Free. en rare, limited releases, paired with foods that complement The Downtown New Port Richey Art Gallery is located at each flavor profile. $45. 8:00 p.m. 6231 Grand Blvd. New Port Richey, FL. For more informaYbor City Wine Bar is located at 1600 E. Eighth Ave., tion (727) 848-6500 or www.nprgallery1@gmail.com. Tampa, FL. For more information (813) 999-4966. Tampa Bay Beer Week: Foeder for Thought Weeki Wachee Swamp Fest Weeki Wachee Springs State Park March 6

Swamp creatures roam the 22nd annual swamp celebration with more than 140 artists and crafters, food, live music, dancing and a swamp monster costume contest. Benefits Hernando County Land Protectors, Weeki Wachee Crime Watch and Weeki Wachee Area Club. 9:00 a.m. Price: $8, $4 ages 6-11, 5 and younger free. Weeki Wachee is located at 6131 Commercial Way, Weeki Wachee, FL. For more information (352) 556-5807 or www. swampfestweekiwachee.com. Valspar Championship

Innisbrook Resort and Golf Club March 9, 11 - 15

The PGA Tour comes to Tampa Bay with four rounds of golf, fireworks display, a chance to play on the same course as the pros and a concert by country group The Band Perry, sponsored by Ruth Eckerd Hall on the Road. On the links, 2013 Masters champion Adam Scott and Matt Kuchar are among the top 10 golfers in the official world golf ranking who are coming to Valspar. Mar. 9, Pro-Celebrity-Am 12:30 p.m.; Mar. 11 - 15, 7:00 a.m. Price: $30 daily, $65 weekly,

Green Bench Brewing Co. March 13

A part of the celebration of Tampa Bay’s Beer Week. Taste 100% oak fermented beers, plus oak ‘sour’ beers, plus food trucks, vendors and music at the beer block party. 4:00 p.m. $65, includes unlimited pours of beers and tasting glass; $75 adds Webb City Cellar Series Dark Farmhouse ale. Green Bench is located at 1133 First Ave. N., St. Petersburg, FL. Safety Harbor Seafood Festival

Safety Harbor City Marina March 13

Seafood and other food vendors from around the country serve up their specialties at this two-day festival with live music, arts and crafts, kids crafts, inflatables and other activities. 5:00 p.m. Free (food/drink additional). Safety Harbor Marina is located at 110 Veterans Memorial Lane, Safety Harbor, FL.

This adults over 50 club gets together to dance to music from the 50’s, 60’s, 70’s and Latin music. After 30 years, the Tampa Bay Beer Week: Brisket & Beer Brew N’ Que club is changing their dance locations to the Town N’ Country Pair O’ Dice Brewing area. Everyone welcome. Dress code is dressy casual (except March 13 when noted - no shorts or tank tops.) 7:30 p.m. - 11:30 p.m. $89 family pack. A part of the celebration of Tampa Bay’s Beer Week. Texas Members $7, non-members $8. BYOB, snacks are available. The Innisbrook Resort is located at 36750 U.S. 19 N., Palm style slow smoked brisket paired with brews. Local craft Family of Christ West is behind St. Matthew Lutheran Church which is located at 7373 W. Comanche Ave., Town ‘N’ Harbor, FL . For more information (727) 942-5566 or www. brewers, distributors, taverns, brew pubs, restaurants, home ValsparChampionship.com. brewers are showcased, with special releases, tap ‘takeovers’, Country, FL. pairings, festivals. 5:00 p.m. Free admission, beer and food Seminole Chess Club Plant City Social Dance Nights prices vary. Pair O’ Dice Brewing is located at 4400 118th Ave. N., Seminole Community Library Florida National Guard Armory Clearwater, FL. March 11, 18 & 25 March 6, 13, 20 & 27


MARCH 2015

Senior Voice America

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Senior Happenings Spring Obsession & art festival

Munn Park March 14

Lakeland’s premier garden event in historic Downtown Lakeland. Many vendors, plants, orchids, food, music, expert speakers and more! Free family day of activities. Purchase art for the patio and listen to live music from the jazz band Free Time. 9:00 a.m. - 4:00 p.m. Free. Munn Park is located at 201 East Main St., Lakeland, FL. For more information (863) 617-9590 or www.springobsession.org. Spring Break Festival

Treasure Island Community Center March 19 & 20

A collection of carnival rides with entertainment, food and craft vendors. Benefits local charities and non-profit organizations. 3:00 p.m. Price: Free. $20 wristband. Treasure Island Comm. Ctr. is located at One Park Place & 106th Ave., Treasure Island, FL. Art Makers and Cocktail Shakers

Carrollwood Cultural Center March 19

In a two-hour session, students learn basic painting techniques, following step-by-step directions, while sipping cocktails and socializing. Includes all materials and one drink. Cash bar available. 4:00 p.m. Price: $42, $38 members. Carrollwood Cultural Center is located at 4537 Lowell Road, Tampa, FL. Chili Blaze

England Brothers Bandshell Park March 20

Get a taste of the blazing chili at the Pinellas Park Firefighters’ annual chili cook-off with live entertainment, arts and craft show and children’s activities. Benefits the Muscular Dystrophy Association. 6:00 p.m. Free, $8 chili tasting. Bandshell Park is located at 5010 81st Ave. N., Pinellas Park, FL. Fish Dinner with the Knights

St. Vincent de Paul Catholic Church March 20

An all you can eat entree plus sides and dessert. Hosted by the Knights of Columbus, Council 6476. 4:00 p.m. Price: $10. St. Vincent Catholic Church is located at 4843 Mile Stretch Drive, Holiday, FL. Bike with the Mayor

Temple Terrace Family Recreation Complex March 20

In an effort to promote health and fitness, Mayor Frank Chillura will lead adults on a 3-mile street ride through Temple Terrace. This event includes refreshments, safety information, free bicycle lights and free T-shirt for the first 100 riders. 7:30 a.m. Free. Starting point will be at 6610 E Whiteway Drive, Temple Terrace, FL. 4th Annual Cuban Sandwich Festival

Centennial Park - Ybor City March 20, 21 & 22

All Hail, The Sandwich That Conquered America! Don’t miss “Smackdown Sunday: Tampa -vs- Miami!” The 4th Annual National Cuban Sandwich Festival will now be a weekend filled event! An exciting festival and contest to find THE BEST traditional and non-traditional Cuban Sandwiches in the Nation! Live cultural music on stage featuring dance performances, plus live musical performances. A true cultural festival featuring over 150 food, art and cultural exhibitors! Centennial Park is located at 1800 East 8th Avenue, Tampa, FL. www.thecubansandwichfestival.com. Ranch Jam

Big Red Cattle Company March 20 - 22

This multi-day, multi-genre festival on a 2000-acre working ranch kicks off on Friday with Jeff Cook from Alabama. Saturday, Battle of the Bands contest being held throughout various Tampa Bay Area venues, followed by the Kat Crosby Band, Restless Heart, Hotel California, Neal McCoy and more. Sunday’s line-up: the Backtrack Blues Band, Rick Derrginger, Highway to Hell and more. Mar. 20 4:00 p.m., Mar. 21 9:00 a.m. and Mar. 21 10:00 a.m. Price: $45, 12 and under free with adult. Big Red Cattle Company is located at 6357 CR 675, Myakka City, FL. For more information (941) 567-9427 or www. ranchjam.net. The future of neck and back surgery

Memorial Hospital of Tampa Auditorium March 20

You are invited to this informative lunch and learn lecture, by Dr. Samuel Joseph, as part of the Health 4 Seniors program offered by the hospital. Lunch provided. Noon to 1:00 p.m. RSVP (813) 342-1313. Memorial hospital is located at 2901 W. Swann Ave., Tampa, FL. Chasco Fiesta

Sims Park March 20 - 28

hors d ‘oeuvres and buffet. Appetizers and lavish buffet accompany premier single malts, blended Scotch and Irish whiskey, plus American bourbon and rye, as guests interact with distillers; VIP includes limited seating seminar on first come, first served basis, early admission (6:30 p.m.). Event starts at 7:30 p.m. $105.18 general admission; $211.27 VIP, $50.34 Companion ticket (food and wine only). Michael’s on East is located at 1212 East Ave. S., Sarasota, FL. Firestone Grand Prix

St. Petersburg Race Track Area March 27 - 29

Get ready to rev it up at this annual race featuring Indy cars, Mazdas, Acuras and other fast cars whipping through the streets of downtown St. Petersburg. The waterfront course is 1.8 miles long and contains 14 turns. Racing begins at about 8 a.m. each day. Besides racing, this year also includes a fan village, beer gardens, driver autograph sessions, the Brighthouse Network Speed Zone, interactive games and exhibits and music. 8:00 a.m. Price: $20-$55 general, $75-$135 reserved. Race track location: Albert Whitted Airport to First Street SE, St. Petersburg, FL. For more information (877) 725-8849 or www.gpstpete.com.

Tarpon Springs Fine Arts Festival Nine-day festival carnival. Midway with a special area for younger children. Free to attend. Wristband for carnival Craig Park rides is $15 Monday-Thursday, $20 Friday-Sunday. March 28 Sims Park is located at 6341 Bank St., New Port Richey, The Tarpon Springs Fine Arts Festival is one of the preFL. For more information (727) 842-7651 or www.chascofimier Fine Arts Festivals in the Southeast. Attendance is exesta.com. pected to reach over 25,000 as guests visit more than 200 artists and fine crafters. 9:00 a.m. Price: $5. MN Club’s Annual Meeting Craig Park is located at 5 Beekman Way, Tarpon Springs, FL.

Shelter 5 of Eagle Lake Park March 21

Safety Harbor Music Fest The picnic will be Eagle Lake Park, about a mile north of Safety Harbor Waterfront Park East Bay on Keane Road (Starkey). Cost of $1/person proMarch 28 & 29 vides KFC chicken, beverages, rolls & plates with cutlery. Featuring mainly acoustic acts that pull from a wide range 11:30 a.m. Call Gordy & Margaret Schmidt at (727) 595-5575 of influences, including blues, bluegrass, country, jazz, pop, by Tuesday March 17 for reservations & info about bringing a world beat and more. Most identify with the popular “Ameridish to share. cana” or “New Americana” label. More than 15 musicians will perform on two stages throughout both days. Also featuring Author’s Night local performing artists, attractions, and the very best in loNew Port Richey Art Gallery cal food trucks and restaurants. 11:00 a.m. - 9:00 p.m. (Sat.) 11:00 a.m. - 7:00 p.m. (Sun.) Weekend Pass: $40 (Saturday & March 27 Come enjoy an evening filled with poetry at the Open Mic Sunday) online and at the door, or $25 per day. The Safety Harbor Waterfront Park is located at 110 Vet- Playhouse Skit. 6:30 p.m. to 8:oo p.m. Free. The Downtown New Port Richey Art Gallery is located at erans Memorial Ln., Safety Harbor, FL. For more informa6231 Grand Blvd. New Port Richey, FL. For more informa- tion (727) 725-4018 or www.safetyharborartandmusiccenter. com. tion (727) 848-6500 or www.nprgallery1@gmail.com. Fashion Show Luncheon & Silent Auction

Doubletree Hotel March 27

TV news anchor, Gayle Sierens will be the Mistress of Ceremonies and Lauren Dungy, wife of former Tampa Bay Buccaneers coach, Tony, will be a featured guest. Funds raised help support all of The Salvation Army’s services in Hillsborough County. 11:00 a.m. Price: $55-$110. The Doubletree Hotel is located at 4500 W. Cypress St., Tampa, FL. Whiskey Obsession Festival

Michael’s on East March 27

Third annual whiskey celebration, with more than 200 whiskies from around the world, distillers and brand representatives on hand, seminars (attendance is first come, first served),

Email Your

Senior Happenings to: Lourdes@Seniorvoiceamerica.com The Deadline for the April Issue is March 15th


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Senior Voice America MARCH 2015

BEHIND THE WHEEL

Driver Improvement Courses For Seniors AAA is the leader in driver safety. In fact, AAA invented driver training in 1935. AAA’s new RoadWise Driver course for seniors can help you keep your skills fresh and get the most out of your vehicle. And applying what you learn could reduce risk to you, your passengers and others on the road. The course—offered online or in a classroom setting—is packed with the most up-to-date driving techniques and information on the latest vehicle technologies. This could help you maintain your mobile independence and quality of life. Senior drivers are at a higher risk of having a serious collision per mile driven than any other age group except for those under age 25. Drivers in their late 70s have about the same number of injury-involved crashes per mile driven as drivers in their early 20s. And drivers age 85 and older are injured or killed in crashes at a higher rate than any other age group—due primarily to increased fragility that comes with age.

Benefits related to taking AAA’s RoadWise Driver course include: • • •

Knowing the top five most common causes of senior crashes, so you can avoid becoming a statistic. Learning about the latest vehicle technologies, such as adaptive cruise control and lane-departure warning systems, and how to properly use them. Potentially receiving discounts on insurance premiums.

Florida Mature Driver Program 55 years of age or older? You are now eligible to complete a 6-hour motor vehicle crash prevention course that will allow you to receive a mandatory reduction on your insurance rate. Prefer taking the class at an AAA office? Please call toll-free at (866) 659-1317 for available locations.

For more helpful information on this subject: www.seniordriving.aaa.com.


MARCH 2015

Senior Voice America

adult care

Adult-Care Facilities and the Conversion of Seniors’ Life Savings Kitty was in her eighties when her neighbors, doctor and landlord mounted a concerted campaign to dislodge her from her rent-controlled apartment because she could no longer take care of herself. Under threat of a court appointing a stranger (attorney or licensed private fiduciary) as her guardian, Kitty agreed to let court-appointed counsel look into an adult-care facility placement. The facility into which Kitty ultimately agreed to relocate promised that it had a skilled nursing floor and that, accordingly, if her medical condition ever worsened, she would never be forced out of the facility. This was a bald untruth, intended to secure for the facility as much of Kitty’s assets as possible without causing the facility a net loss. The facility made sure that Kitty personally signed its contract, which was lawful—Kitty was not under a legal disability (when she agreed to move into adult care, the court, in turn, agreed not to order a guardianship). Under the contract, the facility had a right to get information about Kitty’s assets and to set a lump-sum down payment as a condition of her relocating. Unsurprisingly, the facility decided that the amount of the down payment was just about equal to Kitty’s life savings. In addition, the facility collected a monthly rent equal to Kitty’s retirement pension and other old-age income. During Kitty’s sojourn, the facility, evidently thinking it had somehow failed to vacuum up every crumb of its contractees’ assets, offered all residents who occupied individual accommodations a chance to “purchase” and “own” their unit as a “condo.” Kitty wrote and asked a niece, who resided hundreds of miles away, what she thought of this idea. The niece, aghast, asked her aunt who she thought would later inherit a “condo” situated in a nursing home located nowhere near her (the niece) or any other relative. The niece never learned whether or not Kitty “bought” the “condo.” Eventually, Kitty had to undergo inpatient medical treatment at an acute-care hospital. Then, the facility used her absence as a pretext for refusing to readmit her (“her place has been reassigned; we can’t take her back”). Moreover, in blatantly breaching its agreement for perpetual care, the facility did not return any of the exorbitant amount of money it had already collected from Kitty. This story illustrates some of the forms of thievery and financial abuse ongoing today in America’s senior-care industry. The Federal government has no laws in place to address these abuses. The federal government does not require a contract that an unwell senior signs with a facility to be overseen by any third party looking out for the senior’s interests. The federal government does not outlaw facilities’ demanding of a senior resident, after admission, that

By Joyce Holly

(s)he sign consent for the facility, or its designee, to act as her/his power of attorney. The federal government does not, in the case of a monetary dispute between a care facility and a resident senior (or the senior’s concerned relatives and friends), require the facility to disclose the admission paperwork so that the terms of the contract can be examined by third parties (while facilities invariably stand on their prerogative to hide such disclosure, citing the senior’s right to “privacy” and “freedom of contract”). Here are some suggestions for reducing the likelihood of being financially victimized by the senior-care industry: (1) Sign no contract or agreement without the advice of an experienced elder-law attorney. Do not sign any paper that the facility insists cannot be shown prior to signing to third parties. (2) Do not agree to disclose all financial assets before the facility will sign a contract, or agree to do so only provided the facility makes an equivalent disclosure about its assets. (They won’t!) (3) If the senior is not mentally incapacitated from so doing, the senior should set up a revocable living trust and make sure any agreement with a care facility is signed in the name of the trustee. If the senior himself or herself is the current trustee, sign it “as Trustee of the X Revocable Living Trust.” If someone else is the current trustee, have that person or that entity’s representative sign. This makes the agreement a contract between the facility and the trust, so that at any time, the person or entity serving as current trustee of the trust has authority to review the document on behalf of the senior for whom the trust was established; the paperwork cannot lawfully be kept secret and the trustee can, if necessary, sue the facility for disclosure. (4) If, at the time of contemplating entering institutional care, the senior has cognitive issues and is likely to imminently need a legal guardian, have the appointment formalized in court before the senior enters the care facility, so that the senior is legally under a disability when the contract is presented. Then the guardian will be legally required to sign any agreements on the senior’s behalf. This makes the care and lodging agreement a contract between the facility and a court-appointed administrator. The latter has authority, which a court can enforce, to review the admission documents at any time. (5) Call on your representatives in Congress to do more to protect seniors from avarice and financial abuse by adultcare facilities. Joyce Holly is a retired attorney and the author of the advice book, “Ten Stupid Things Aging Americans Do to Mess Up Their Lives and Financial Situation,” as well as the novel, “An Inconvenient Old Woman.” Holly’s books are available for purchase on www.Amazon.com.

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Senior Voice America MARCH 2015

pets

The Healing Power of a Rascal Pooch By Jean Mlincek

When I first met Ted, I was more amused by him than “in love,” but now, in his absence, I

miss him sorely. Oh, friends can scoff and exclaim, “Jean! He’s just a dawg!” But Teddi Rose Veltt Reed, my sister’s four-yearold Yorkshire terrier, is a heart-snatcher par excellence. Teddi came into my life when my sister Joyce suffered a brain bleed this past January and I hastened to Ohio to care for her. Teddi does not jump into a stranger’s lap; rather, he kind of circles the wagon—for days. In addition to helping my sister with medications, I was to keep an eye on Teddi, who probably eyed me as the neighborhood dogcatcher. Teddi, of course, was confused by the new protocol of “Auntie Jeanie” letting him out to do his business and feeding him twice a day. I got a hint of things to come when, on my first night at my sister’s, I saw what I thought was a chunk of steak (dog food?) on the foyer carpet. I picked it up, squished it a little, and then brought it to my nose, only to discover it was a turd. Teddi was so upset by my sister’s illness that he refused to go outside to do his duty, so I would soon be finding “tootsie rolls” all over the house. I quickly learned not to pick them up and examine them. They were what they were. George, my brother-in-law, initially fed Teddi, because he knew Ted’s persnickety regimen, which Joyce insists was inborn. You see, the little guy won‘t eat his food unless it is dished out in 12-14 little piles on a vinyl placemat. If any of the piles touch, he won’t eat, period— like a child who refuses to eat if the peas touch the mashed potatoes. I eventually took over as headwaiter for my Lord Ted, but by then he had snubbed his gour-

met CeSar’s cuisine for $5.99-a-pound corned beef, which still had to be arranged in 14 little piles. Fortunately, he drank tap water. Teddi originally came into the family as my sister’s birthday present to George, but Teddi was a “Mama’s Boy” from day one and never did take a liking to George. In fact, Teddi would snap at George if he tried to give my sister a washcloth for her brow or arrange her pillow more comfortably during her days sleeping on the sofa downstairs. Joyce defended her guard-dog wannabe by saying Ted was just “protecting” her. What killed me, however, is that ol’ Ted would jump up on George’s lap while he was trying to read the newspaper and demand George’s attention. This behavior baffled me. Usually if a dog doesn’t like someone, he keeps his distance, but Ted’s “you-can-pet-me-now” arrogance had me asking my sister, “What’s with that?” To which she replied, “Ted likes to keep his options open.” Uh, huh. Ted eventually warmed up to me and we often had evening conversations while my sister rested nearby. I told him one night that I was going to stick him in a room with 30 men who looked like George “for behavior modification.” I heard a weak laugh from my sister. Another night, I picked Ted up and brought him eyeball to eyeball. He had missed two grooming appointments during my stay so I said, “Ted, you’re a mess! You are an embarrassment to your breed.” Again, weak laughter from my sister. During my final week, Teddi, who is faster than “Flash” when it comes to chasing squirrels, was quietly sitting next to me on the sofa. I decided to tease the astute little hunter. I pulled him up on his hind legs, looked him in the eyes, and said, “Squirrel!”, even though there

wasn’t one nearby. To my surprise, his ears stood straight up. Once he relaxed his ears, I said “Squirrel!“ again, and up popped his ears. I woke my sister from la-la land and said, “You’ve got to see this!” I said, “Squirrel!” at three different intervals and, sure enough, Teddi’s ears stood at attention. I said “Cow!”, thinking I‘d get the same reaction, but nothing. Next thing I knew, Teddi was propped up in my sister’s face while she validated my experiment. “Teddi, squirrel!” she said. To hear her laugh out loud and see her playing with her rascal pooch was overwhelming. I don’t know if I fell in love with Teddi because of his unique personality or because his unique personality was so integral to my sister’s healing, but I know the little guy will always hold a special place in my heart. Always. Jean Mlincek is a freelance writer who resides in St. Petersburg, Fla.


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Entertainment news

What is Revolving Repertory? This is a rare type of theatre that exists in few places. Actually, Asolo Repertory Theatre, in Sarasota, is one of few such venues in the southeast United States. There are three different plays that rotate with performances back-to-back, nightly and in matinees. Permanent troupes of actors, who are equity professionals, perform in multiple shows. This is a rare opportunity that can only be experienced locally at Asolo Rep. It’s like coming home to go to Asolo Rep and see veteran actors like Doug Jones, who has been lending his artistry to the theatre for nearly 30 years. Whenever he’s in the cast, I know it’s going to be a good show, because of his performance. Recently, he added comedy to “The Matchmaker” and a serious note to the political drama, “Both Your Houses.” Imagine the artistry and concentration required for Jones to play two diverse roles day after day, side by side. Doug Jones Currently, the three plays in rotating repertory through March and April are, “The Matchmaker,” “Good People” and “Both Your Houses.” For reservations, call the Box Office at (941) 351-8000. Asolo Repertory Theatre is on the grounds of the Ringling Museum, 5555 N. Tamiami Trail, Sarasota, FL 34243.

By June Hurley Young

Sail roundtrip aboard the fun Carnival Paradise to Cozumel!

October 8, 2015 (4 nights)

Invites you for the

Sign up by M tickets t arch 15 and ge o the Fl t orida O two free rchestra

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on Carnival’s Paradise from Tampa Special amenities: b HEALTHY LIFE SEMINAR b FITNESS SEMINAR b COCKTAIL PARTY WITH RADIO HOSTS EVAN & DEB b FITNESS CLASSES b $50.00 ON BOARD CREDIT PER STATEROOM Appreciate everything this ship has to offer including the relaxing Serenity Adult Only Retreat & Spa Carnival, Vegas style Majestic Casino, enjoy a cocktail by the resort style pool or at one of the many lounges aboard. Take in a Broadway style show or enjoy many other wonderful activities aboard this exciting ship! In Mexico, take an excursion to the Mayan ruins, relax on the beach, or do some shopping. It’s your choice! Rates starting from $269.00 per person, double occupancy — Taxes and fees: $70.67 per person Deposits are $150.00 per person ($300.00 per stateroom) & final payment is due on 8/10/15. Cabins are limited, so book early! Reserve your stateroom by contacting: Nancy M. Clark, A.C.C. - Cruise Planners/American Express (813) 527-6574 • Toll Free (855) 222-SAIL nclark@cruiseplanners.com • www.ACruiseForMe.com


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Senior Voice America MARCH 2015

finances

The Best Offense Is a Good Defense! Now that the Super Bowl is over, it is time to understand how many sports situations apply to daily life activities. “The best offense is a good defense” is a common strategy in many sporting events. That is also true of our retirement strategies. When you are close to the retirement goal line, you do not want to throw your assets into the outstretched arms of the stock market’s volatility. All too often, retirement funds have been lost in unexpected drops or crashes! As we age, time is no longer our friend, and we may not have the time to recover our losses. We are forced to not retire, keeping on working or experiencing a drop in lifestyle. As we are living longer, retirement may equate to 20 years of unemployment! At retirement, we must become more defensive with our retirement assets to secure our financial goals! We must know our game plan and act to implement it successfully. Don’t just stand on the sidelines! During the last ten years, we have seen the stock market rise and fall on three occasions. Most recently, the market fell almost 1000 points this January after posting historic highs in December. The SP 500, composed of the top 500 companies, and the Dow Jones Industrial Average have both experienced several ups and downs, including the dramatic drop in both indices in 2008 and 2009 of almost 40 percent. Although not as severe as the Stock Market Crash of 1929, whose impact lasted through the 1950s as people tried to get back what they had lost, it has taken almost seven years for market investors to recover. The impact has been significant to the large number of baby boomers who are retired or are going to retire in the near future. Why, then, are so few people willing to take the necessary actions to implement and protect their retirements? Could it be that there are so many options in the mass media? Like you, I, too, listen to the financial TV network programs and the talk radio discussions and their various opinions on investment strategies. They discuss the various market diversification sector options, commodities futures, and gold and silver as protective hedges against loss. But how often do they discuss their long-term results? When I conduct informative seminars on indexed annuities, I am amazed by how many people haven’t heard of them from their financial advisors, but want to speak to them before taking action. I tell them that their advisors are probably commission-driven and will not recommend annuities, which proves to be right the majority of times. While annuity companies do pay their agents a commission, it does come out of the investors’ assets and is paid only once at issue, not every time they make a trade via a fee or commission to the advisor. Over the years, since 1997, that I have Continues on Next Page

By Jon Lynn

Health, Wealth & Wisdom

The Leading Information Source for Seniors in the Entire Tampa Bay Area ! Looking for medical or financial information? Relevant news for seniors or mature adults? Or just a healthy perspective on life & intelligent discussion?

Tune in as Evan and Deb bring the experts that will enhance your everyday life and bring a smile to your face.

Monday - Friday from 7-9 pm on 1250am WHNZ radio We want to hear your Voice…Call-ins welcome!

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MARCH 2015

Senior Voice America

Page 21

finances sold indexed annuities that contractually protect the annuitants’ credited assets against loss, my clients are often skeptical, believing that it sounds too good to be true. However, when the market has dropped, they are grateful that the annuity has not experienced a similar drop, and that their credited assets have not declined. Their principal, bonus and financial annual credited gains have not suffered a loss and will not! When I explain how CAPS and SPREADS may limit annual gains, they better understand how the annuity works to protect them. One client likened it to playing blackjack at the Hard Rock Casino, where the client’s winning hand beats the dealer and collects money, but a losing hand does not lose money, but is rather pushed on to the next hand. “I can’t lose either way!” he exclaimed. That is why so many people who become my clients refer me to their friends and family members to protect their retirement assets from a potentially devastating future stock market loss. This is not to say that other investment options should not be used, but only fund those investments with money that you can afford to lose. I never tell my clients to put all of their eggs in one basket, but rather to diversify their investments according to their risk tolerance. To quote my wife, “ I can risk my mad money!” If you or a group that you are associated with wishes to speak with me or have a seminar, please contact me. Don’t take a time-out. Know all of your options in order to implement your successful retirement game plan. When you are retired and in the final quarter of life’s game, you are the quarterback that your family depends upon. Suit up; you’re in the game! Jon can be contacted by phone at (813) 774-1862 or via email at clynnlutz@aol.com.

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Senior Voice America MARCH 2015

future planning

Preparing Your House for Sale When Downsizing Are you considering selling your house and downsizing into a smaller house, apartment or community? There are some considerations that can help ensure a more stress- and hassle-free sale of your current residence. In this article, we will cover the initial preparation that you will want to consider when selling your house. The first thing to do is to take a good look at your house. Not as the homeowner that you are, but as the potential buyer that you want to attract to buy your house. If you have lived in your house for more than 5-10 years and haven’t performed any improvements, chances are others may see some dated aspects to your house. Over the years, I have heard hundreds of homeowners say one of the following: 1) But if I update it, the new buyer will probably just change it anyway. 2) I most likely won’t update it the way someone else would want. 3) The buyer is not buying a new house; this house is just fine the way it is. 4) If I put more money into the house, I probably won’t get it back out of the house when I sell. 5) If I update the house, I may just as well stay in it. One thing I have learned over the years is that most buyers have no imagination. If they walk into a house and don’t like it the way it is, they will simply go on to the next house. Even though some of us know that some paint and floor coverings can make a big difference, most buyers just don’t have the vision to see what can be done, or just don’t want to worry about it. Most buyers want to buy a house, move in, unpack and live in the house. Period. One of the other things that a lot of buyers do is look at new homes. They see the new paint, new floor coverings, new kitchens, etc. and then have the expectations that any house they look at or will want to buy should be “new” and updated. You may not agree with this, but this is the reality of attracting a buyer for your house if you put it on the market. First, for some basic items that can be accomplished easily: 1)De-clutter the house. I’m sure if you’re considering downsizing and selling your house, you have heard this numerous times. If you have items, such as furniture, that are not needed, consider removing them from the living areas of the house. Getting rid of the “stuff” that clutters the house will make the house seem larger. 2) De-personalize the house. You have also most likely heard that too many pictures or other items that you have on display in your house may give the appearance to potential buyers that you really don’t want to sell. Potential buyers may also not be able to picture themselves as living in the house. There is a fine line between making the house too “neutral” for potential buyers and creating an environment that you don’t feel comfortable living in. It’s not enjoyable to live in your house after years of living in your house but feel it’s not your house any longer.

By Ben Souchek

Basic updating

Painting: Probably the one item that can be done to make the biggest impact is interior (and possibly exterior) painting. As mentioned earlier, a lot of individuals that are considering selling worry about painting the house as they would like it, but not as a potential buyer may want. Floor coverings: One common thing I see often is outdated carpeting. A seller will state that the carpet is just fine or has years worth of life left. However, if carpet is more than 5-7 years old, even in good condition, most buyers are going to consider it outdated. In the current market, hardwood floors are popular, but they need to be in excellent condition.

Major updating

Kitchen: If you are expecting to ask a “top-of-the-market” price or a price comparable to other houses that have sold that look “new,” you’d better have an updated kitchen. Some sellers will say, “But the buyer isn’t buying a new house.” That may be correct, but if the other houses that potential buyers are looking at have nice, updated kitchens, then your house needs to have an updated kitchen or be priced to reflect that it doesn’t. Bathrooms: The same information applies here. Potential buyers look at both of these items and will either expect updates or big discounts off the price of a house and the need to spend a lot of money to update these items to a “like-new” condition. Roof: Not only will potential buyers look at a worn roof as a big repair (that they may not have the money for), but most lenders will not provide a loan on a house that needs a new roof now or that will need a new roof in the next several years. HVAC: If heating and air conditioning systems are more than 7-10 years old, most buyers will look at these as being outdated, or at the very least, not nearly as efficient as they would want. Potential buyers will either expect a reduction in the price of the house or expect to have to write a big check for updating these systems within several years of buying the house. Foundations and basements: As with a roof, this can be an expensive repair for potential buyers if there are any issues. Also, as with a roof, most lenders will not provide a loan on houses with foundation or basement issues. Cosmetic items like lighting, outlets, etc.: These seemingly minor items may not seem important to update, but potential buyers will look at these items also and will or will not get the impression that the house is dated. Most of these items are not that expensive, but the costs do add up when updating these items throughout the entire house. As a general rule, if you expect to price your house at or close to the “top-of-the-market” price for the house, the house needs to be “nice.” When discussing the above information with potential sellers, one of the usual responses is, “Well, if I do all of those things, I’d just as well stay in the house.” That would be one option, but I’m assuming that if you want to sell, selling is still your preference. One other thought I often hear is, “I think I can just put some new paint and carpet in, and the house will look just like new.” For most See DOWNSIZING Page 27


MARCH 2015

Senior Voice America

SENIOR WRITERS

“Lily of Peru”: Bizarre Terrorism and Intelligent Excitement Collide in New International Love Story “Lily of Peru” is the new novel from David C. Edmonds, chronicling a Florida university professor’s struggle to rescue the love of his life, Marisa, from a brutal war between the Peruvian government and a bizarre terrorist organization called the Shining Path. Marisa is supposedly a key player in the organization, as a Peruvian general tells the professor, Markus. Markus’s refusal to cooperate gets him followed, roughed up and dragged before a commission investigating terrorism. He kills in self-defense and is soon on the run, desperate to find Marisa. But is she the woman of his dreams, the Marisa who goes limp with desire when he reads poetry to her, or is she the bomb-throwing terrorist of her wanted posters? From Peace Corps Writers, “Lily of Peru” is available now at http://amzn. to/18pIHAU. David C. Edmonds is a former Marine, Peace Corps Volunteer, Senior Fulbright Professor of Economics, academic dean and U.S. government official with long experience in Peru. He’s the author, editor or ghostwriter of seven other books. He currently lives in Florida with his wife, Maria. You can contact him at (727) 942-9540 or dedmond2@tampabay.rr.com.

To subscribe call (813) 444-1011 or see order form on page 27

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Entertainment Les Miserables

The Barn Theatre at Winthrop March 6 - 8, 13 - 15, 20 -22, 27 & 28

The Showcase Players with the Florida Academy of Performing Arts, more than 70 middle and high school students, present the musical about love, loss and redemption in early 19th century France. 7:30 p.m. Tickets: $10 - $30. The Barn Theatre is located at 11349 Bloomingdale Ave., Riverview, FL. For more information (813) 6013129 or www.faopa.org. Tommy Emmanuel

Capitol Theatre March 6

The two-time Grammy-Award winner and acoustic guitar extraordinaire returns to the historic theater for two performances. 8:00 p.m. Price: $45. Capitol Theatre is located at 405 Cleveland St., Clearwater, FL. Get Downtown 1st Fri. Music Series: Dark Horse

Downtown St. Petersburg March 6

Enjoy music, food and a lively crowd all in the heart of downtown St. Petersburg. Join the festivities between Second and Third streets on Central Avenue. Proceeds from beer and wine sales benefits area organizations. 6:00 p.m. Free; refreshments extra. Second Street N. and Central Avenue, St. Petersburg, FL. Fl Orchestra Pops Series: John Williams

Straz Center-Carol Morsani Hall March 6

It’s a celebration of Williams’ film music from Superman, Harry Potter and the Sorceror’s Stone, Hook, E.T., and Schindler’s List along with a cosmic hit parade of themes from the Star Wars trilogy. 8:00 p.m. Tickets: $15-$45. Pink Floyd Experience

Mahaffey Theater March 6

With a multimillion-dollar light show, six brilliant musicians and two hours of classic Floyd, “PFX” is a celebration of the music, the themes and the innovation that this great band brought to fans. 8:00 p.m. Tickets: $35-$57. Jon Lovitz

Improv Comedy Theater March 7

Known for his distinctive voice, this comedian has accomplished many feats over his 20 year career, including Emmy nominations, appearances in over 30 films and being one of the first famous guests to appear on Friends. 7:30 p.m. & 10:00 p.m. Tickets: $30. Improv Comedy Theater is located at 1600 E. Eighth Ave., Tampa, FL. Elton John

Amway Center March 7

Winner of six Grammy Awards, five BRIT (British Record Industry Trust) awards and is one of the topselling solo artists of all time, with 35

gold and 25 platinum albums, 29 consecutive Top 40 hits, and has sold more than 250 million records worldwide, the Rocket Man brings his All Hits Tour to Orlando, performing hits from across his five-decade career. Since his career began in 1969, he has played almost 3,000 concerts across the globe. John has recently been named the first recipient of the BRITs Icon Award, which recognizes the very highest level of British music achievement, presented only to iconic artists whose writing, recording and performances set them apart as having made a lasting impact on the nation’s culture. 8:00 p.m. Tickets: $37$146.50. The Amway Ctr. is located at 400 W. Church St. , Orlando, FL. www. amwaycenter.com. Fl Orchestra Pops Series: John Williams

Mahaffey Theater March 7

It’s a celebration of Williams’ film music from Superman, Harry Potter and the Sorceror’s Stone, Hook, E.T., and Schindler’s List along with a cosmic hit parade of themes from the Star Wars trilogy. 2:00 p.m. Tickets: $15-$45. Paul Anka

Ruth Eckerd Hall March 7

Paul Anka, one of the biggest teen idols of the late ’50s, with songs that shaped a generation such as Diana, Lonely Boy and Put Your Head on My Shoulder. He’s written well-known music, also wrote the English lyrics for Frank Sinatra’s signature song My Way. 8:00 p.m. Tickets are priced at $55 - *$150. *$150 Dinner Package includes a premium seat, pre-show dinner and a voucher for free valet parking. Enjoy a sumptuous buffet prior to the performance for only $25 per person (includes tax). Doors open two hours prior to the performance. Due to limited seating, we suggest advance purchase. The Peking Acrobats

Straz Center - Ferguson Hall March 8

Daring displays of agility, breathtaking feats of balance and unbelievable configurations of flexibility define the great Chinese circus tradition of the Peking Acrobats. This exuberant troupe first wowed Western audiences in 1986 with their blend of ancient acrobatics and state-of-the-art stagecraft. You will be amazed with acts such as balancing the whole company on one bicycle, performing treacherous tight-wire acts and redefining the art of contortion into a beautifully choreographed dance of fluidity and precision. 2:00 p.m. & 7:00 p.m. Tickets: $35 - $45. Masterworks #4 - Super Heroes of the Symphony

The Lakeland Center Youkey Theatre March 10

All great heroes deserve a great soundtrack! Join the Imperial Symphony Orchestra for a night of iconic music from your favorite superhero films such as Superman, Batman and Spiderman. Cosplay encouraged! 7:30 p.m. Tickets: $25.00.

Cirquesa

The Lakeland Center March 11

In the midst of dreams...children journey to magical places. Experience the fantastical world of CIRQUESA! This spectacle will captivate families of all ages as they are immersed in the excitement and thrills of this unparalleled entertainment experience. This two hour European-style human circus extravaganza features a childhood magical journey told through the artistry of high level aerial acts, unbelievable acrobatics, and breathtaking displays of theatrics. A show like no other you have ever seen. 7:30 p.m. Tickets: $27.50 - $65. Jersey Boys

Van Wezel Perf. Arts Hall March 11-15

Jersey Boys is the 2006 Tony, Grammy and Olivier Award-winning Best Musical about Rock and Roll Hall of Famers The Four Seasons: Frankie Valli, Bob Gaudio, Tommy DeVito and Nick Massi. A story of how four bluecollar kids became one of the greatest successes in pop music history. They wrote their own songs, invented their own sounds and sold 175 million records worldwide – all before they were 30! Contact for show times. Tickets: $40 - $120. Madama Butterfly

Straz Center - Carol Morsani Hall March 13 & 15

Puccini’s heartbreaking tale of innocence, betrayal and sacrifice returns for Opera Tampa’s 20th Anniversary season. With the exotic allure of turn-of-the-century Japan, American Naval officer Lt. B.F. Pinkerton sets the wheels of tragedy in motion when he marries a beautiful young Japanese girl. Performed in Italian with English supertitles. 8:00 p.m., Sun. 2:00 p.m. Tickets: $49.50$99.50. TFO Masterworks: Russian Extravaganza

Mahaffey Theatre March 14

This all Russian program begins with Stravinksky’s Petrushka, the tragic tale of puppets endowed with human vulnerabilities. Intertwining the themes of life and death, Rachmaninoff’s Isle of the Dead sets a mood of mystery and contemplation. The evening closes with Tchaikovsky’s Francesca da Rimini. Michael Francis conducts. Enjoy an evening out in downtown St. Petersburg! Head downtown early and have dinner at a wide variety of local dining experiences that will complement any show. 7:30 p.m. Tickets: $15 - $45. Elvis Costello Solo

Ruth Eckerd Hall March 16

Grammy Award-winner Elvis Costello’s previous show at Ruth Eckerd Hall was sold-out and like that concert, tickets for this date are expected to go quickly. His string of hit songs began in the late 70s with Alison and include Watching the Detectives, Veronica, (What’s So Funny ‘Bout) Peace, Love and Understanding, Pump It Up, Radio, Radio and


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Entertainment She. In 2004, he widened his already impressive musical scope by composing a work of classical ballet and late last year he released Wise Up Ghost, a collaboration with The Roots. Tickets: $49.50 - *$150. *$150 Dinner Package includes a premium seat, pre-show dinner and a voucher for free valet parking. Valet service begins 15 minutes before pre-show dinner doors open.Enjoy a sumptuous buffet prior to the performance for only $25 per person (includes tax). Doors open two hours prior to the performance. Due to limited seating, we suggest advance purchase. Jim Brickman

The Lakeland Center March 17

Jim Brickman turns 20 this year… Well, his music turns 20 this year and he’s commemorating the last two decades the best way he knows how, by “Celebrating 20 Years” in concert with fans across the country. Marking this milestone of his dynamic career, Brickman will showcase new music, along with the hits that made him the most charted Billboard Adult Contemporary artist, earning him two Grammy nods and four gold albums. “Celebrating 20 Years” is an experience of emotion, intimacy, warmth and humor that’s fused together with hits like “Valentine,” “Rocket to the Moon,” “Love of My Life” and “If You Believe.” 7:30 p.m. Tickets: $36 - $44. Motown The Musical

Straz Center - Carol Morsani Hall March 17 - 22

It began as one man’s story … became everyone’s music … and is now Broadway’s musical. Motown The Musical is the true American dream story of Motown founder Berry Gordy’s journey from featherweight boxer to the heavyweight music mogul who launched the careers of Diana Ross, Michael Jackson, Smokey Robinson and many more. Motown shattered barriers, shaped our lives and made us all move to the same beat. Featuring classic songs such as “My Girl” and “Ain’t No Mountain High Enough,” experience the story behind the music in the record-breaking smash hit Motown The Musical! 7:30 p.m.; Fri. & Sat. 8:00 p.m. Tickets: $80 - $143.50. The Manhattan Transfer

Van Wezel Perf. Arts Hall March 18

Vocal Group Hall of Fame inductees, and 10-time Grammy® winners The Manhattan Transfer became one of the most critically acclaimed and commercially successful vocal groups of all time. Their al-

bum Vocalese earned a monumental 12 Grammy nominations. The Manhattan Transfer’s A Cappella meets Jazz Fusion approach has created a style that is surely deserving of their celebrity status. 8:00 p.m. Tickets: $40 - $60. John Mellencamp

Ruth Eckerd Hall March 19

The Rock & Roll Hall of Famer brings his Plain Spoken 2015 Tour to the Tampa bay area. Concert goers will receive a digital download of the Plain Spoken record with purchase of tickets to the tour. 7:30 p.m. Tickets: $43.25-$136.75. One Night of Queen

Mahaffey Theatre March 19

Great Britain’s Gary Mullen & the Works re-create a complete Queen concert, with all the pomp, power and unforgettable songs of one of rock’s greatest bands. Freddie Mercury was the consummate frontman, a magnetic and unpredictable performer. Freddie comes alive in the form of Gary Mullen, who won ITV’s Stars in Their Eyes with the largest number of votes ever received in the show’s history. He and the Works have performed throughout the U.K., U.S.A., Europe, South Africa and New Zealand (more than 150 shows per year) to sellout audiences. Between “Bohemian Rhapsody,” “Killer Queen,” “Crazy Little Thing Called Love” and “We Are the Champions,” they will most certainly rock you! 7:30. Tickets: $37.50 - $47.50. The Bronx Wanderers

Ruth Eckerd Hall March 22

With the perfect musical blend of classic doo wop and rock and roll, the Bronx Wanderers return to perform the greatest hits of the ‘50s and early ‘60s, the era of music that will never be rivaled. Along with their toe-tapping, finger-snapping sounds, the father and two sons will share some of their most heartwarming stories from the golden age of rock ‘n roll, including Dion, The Beach Boys, and the Four Seasons. Tickets for both shows are on sale now at the Ruth Eckerd Hall Ticket Office. By combining their reverence for the music of the ‘50s and ‘60s, with a modern stage presence, The Bronx Wanderers provide a euphoric experience for all ages. 3:00 p.m. & 7:00 p.m. Tickets: $35 - $60. Sha Na Na Grease Tribute

Ruth Eckerd Hall

March 23

Rock ‘n’ roll is here to stay! From the stage at Woodstock to the stage at Ruth Eckerd Hall, get ready to hand-jive like its 1959 when Sha Na Na performs the music from the hit movie GREASE. Don’t miss this great family show! 1:00 p.m. Tickets: $18 - $35. Jay Leno

Straz Center - Carol Morsani Hall March 29

Heir of Late Night and one of the most recognizable faces in comedy throughout the world, comedian and talk show host Jay Leno bombards audiences with his wild zingers and hilarious observations about the world in which we live and work. Enjoy a wickedly funny evening of stand up when Jay Leno returns to comedy stage. 7:30 p.m. Tickets: $49-$125. Sarah McLachlan

Van Wezel Perf. Arts Hall March 27

Sarah has sold over 40 million albums worldwide, won three Grammy Awards and eight Juno Awards, and was a founder and the face of the Lilith Fair tours, which showcased female musicians and raised over seven million dollars for local and national charities. McLachlan is also the founder of the non-profit organization the Sarah McLachlan School of Music, which provides free afterschool music education for at-risk and underserved kids who otherwise would have no access to music programming. Her “Shine On Tour” will visit 31 cities across 22 states. 8:00 p.m. Tickets: $86 - $136. Flashdance the Musical

The Lakeland Center March 30

The pop culture phenomenon of FLASHDANCE is now live on stage. With electrifying dance at its core, Flashdance the Musical tells the inspiring and unforgettable story of Alex Owens, a Pittsburgh steel mill welder by day and a bar dancer by night with dreams of one day becoming a professional performer. When romance with her steel mill boss threatens to complicate her ambitions, Alex learns the meaning of love and its power to fuel the pursuit of her dream. Features big hit songs from the movie, including the Academy Award-winning title song “Flashdance - What a Feeling,” “Maniac,” “Gloria,” “Manhunt,” and “I Love Rock & Roll.” 7:30 p.m. Tickets $45 $60.

VENUE ADDRESSES AND CONTACT INFORMATION FL Studio Theatre 1241 North Palm Ave., Sarasota, FL 34236 (941) 366-9000 www.floridastudiotheatre.org Midflorida Credit Union Amphitheatre 4802 N. US Highway 301 Tampa, FL 33610 Telephone: (813) 740-2446. www.midflorida.com/amphitheatre The Historic Capitol Theatre 405 Cleveland Street Clearwater, FL 33755 Telephone: (727) 791-7400. www.rutheckerdhall.com The Lakeland Center — 701 W. Lime St. Lakeland, FL 33815. Telephone: (863) 834-8100 www.thelakelandcenter.com The Mahaffey Theater — 400 1st. St. South, St. Petersburg, FL 33701. Telephone: (727) 892-5798. www.themahaffey.com Ruth Eckerd Hall — 1111 McMullen Booth Rd. Clearwater, FL 33759. Telephone: (727) 791-7400. www.rutheckerdhall.com The Straz Center — 1010 North Macinnes Place, Tampa, FL 33602. Telephone: (813) 229-7827. www.strazcenter.org Amelie Arena 401 Channelside Dr. Tampa, FL 33602. Telephone: (813) 301-6500. www.ameliearena.com American Stage Theatre 163 3rd Street North St. Petersburg, FL 33701 Telephone: (727)823-7529 www.americanstage.org Van Wezel Perf. Arts Hall 777 N. Tamiami Trail, Sarasota, FL 34236 (941) 953-3368 www.vanwezel.org

When It Comes to Entertaining Get out from behind your mask and list your Event for Free right here on the SVA ENTERTAINMENT PAGES!

Email your event information no later than the 15th of the month for the following month listings to: entertainment@seniorvoiceamerica.com


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Senior Voice America MARCH 2015

Senior to Senior Woman Seeking Man

Senior to Senior Abbreviations

S W F NS ND looking for M NS 58-65, likes to walk, flea markets, dining, relaxing at home. Only sincere reply, I’m 55+, 5’3”, 125 lbs., LTR. Feel free to leave a message. Pasco County (813) 782-7174.

M: Male F: Female S: Single D: Divorced WD: Widowed W: White B: Black H: Hispanic J: Jewish

WD W F C Cute, blue eyed, blonde, loves animals, gardening, dining out, flea market, thrift shops, cruising, movies. NS SD SOH, beach, tv, ISO gentleman, well groomed, good health. Clearwater (727) 564-1341. New Year, New friend, WF ISO W M 72-75, NS/ND, educated, honest, respectable, SOH. HWP, clean, active, healthy, no jail birds, lets talk. Tampa (813) 9511900. D W F seeking eternal love, ISO M 60-72, must have SOH, tall, honest, loyal, not afraid of commitment. I enjoy dining in/out, dancing, Karaoke, cards, travel, theater, swimming. Tampa (813) 515-5366. Born in Russia, 64, attractive, sincere, active, affectionate. Likes travel, beaches, some sports activities, seeking a gentlemen with same interests. Pinellas Park (727) 548-5225. Pilipina active, healthy, attractive 64 yrs. old, 114 lbs, 5’4”, long hair, still sexy. Please call perhaps you are the one for me. German descend a plus 5’11” to 5’ is wonderful. (813) 999-1413.

man Seeking WOMan Single white male looking for an old fashioned single white woman 80+ that enjoys a little romance as well as companionship. Please be a nonsmoker, in good physical shape and still driving. Prefer you live in Greater St. Pete area as I do. Please call 727-803-6190 I’m still active in business. I like sports and animals. I don’t smoke or drink. I’m looking for a real girl. Brandon (813) 399-6928. S W M 66 yrs. old, retired marine, ISO SD slim women, race doesn’t matter, 50-70 yrs., walks on beach, bike rides. Treasure Island (727) 827-2059.

C: Christian ISO: In Search Of LTR: Long Term Relationship NS: Non-Smoker ND: Non-Drinker SD: Social Drinker SOH: Sense of Humor

spend time together. Brandon (813) 654-0164. S W M NS ND 6’ 180 lbs., former pro boxer & rodeo cowboy, likes fishing, baseball, billiards, ISO S W F NS under 60 yrs., nice looking, good figure. Please no players. Largo (727) 580-5848.

Meet that Someone Special with a FREE listing in Senior to Senior

S M 54, down to earth, ISO a S W F with a good SOH for a LTR. New Port Richey (201) 294-7579.

friend Seeking friend

Call me to talk about happy times, lets have fun. Single, Celtic, virile, 5’11”, 170 lbs., 76 yrs. old, healthy, honorable, science-based thinker, non-(smoker, drinker, drugger, bullier), listens, dances, massages, travels. St. Petersburg (727) 235-0166. One woman man, wanna kiss, wanna hug, let me know. Any age, any shape is ok. Just be nice and sweet. Hudson (727) 389-7147. 68 fit, very active, W M D C NS. Ex-police officer, 6’, 190 lbs. ISO comfortable lady for love, LTR and last hurrah. Palm Harbor (727) 452-1967. I am a happy young 60, feel like a teen most of the time. Six feet tall, 200 lbs., salt & pepper hair. St. Petersburg (727) 400-1968. S W M NS ND 6’, 220 lbs., retired W F 70-80, tired of being alone. Like dining out, walking, movies,

S W M ISO M/F LTR 35-60, likes many, dislikes few. Looking for friendship/relationship. Open-minded, will try anything & everything new. Very passionate. St. Pete (727) 642-4229. W D NS ND 55 ISO of a M/F to go shopping out to eat or enjoy each others company. I hate this loneliness, call me. Tampa (813) 802-5640. W F W NS SD looking for intelligent, outgoing M, enjoy trips, movies, go out, just have fun. Leave a message, will call back. Age 65-75. Palm Harbor (727) 324-3624. W M looking for a M friend to form a friendship with and is open-minded. Enjoy the beach, walks, movies, museums. St. Petersburg (727) 798-2438. Hello I’m M, in good shape ISO W M in good shape. Please be discreet, Clearwater, Dunedin, Tarpon Springs area. Tarpon Springs (727) 550-7928.

Senior to Senior™ Mail to: Senior Voice America

P.O. BOX 1379, Lutz, FL 33548-1379 Email: sr2sr@seniorvoiceamerica.com Fax: (813) 422-7966

Senior to Senior is sponsored by

EMAIL: sr2sr@seniorvoiceamerica.com


MARCH 2015

Senior Voice America

From TAXES Page 1 I’ll leave you with some great quotes about taxes, and we look forward to meeting with you soon! “The hardest thing in the world to understand is the income tax.” –Albert Einstein “I am proud to be paying taxes in the United States. The only thing is I could be just as proud for half the money.” —Arthur Godfrey “The taxpayer: That’s someone who works for the federal government, but doesn’t have to take a civil service examination.” —Ronald Reagan To arrange a one-hour, complimentary, “no-obligation” consultation with Edward G. Rizzotto, Owner-President of Rizzotto Tax Advisory Group, contact Rizzotto Tax Advisory Group at (727) 683-9119 or visit www.rizzottotax.com. Offices in Largo and Trinity, Fla. memory then competes with the old memory and, eventually, supersedes it. If successful, this remedial gene would be a major breakthrough in forgetting unwanted memories. However, it must be decided which memories are to be kept and which ones erased. Some unyielding memories may be useful in making future decisions. However, in the year 2000, a woman who suffered from a rare memory disorder called “hyperthymesia,” otherwise known as an autobiographical memory, contacted neuroscientists at the University of California. Its main symptom is the inability to forget. The woman described it as a nonstop, uncontrollable and totally exhausting state of mind. She remembered, in amazing detail, everything she ever experienced in her entire life. If someone asked her what time of the day she was born, she could recall the exact time. She could also describe her first-grade teacher’s appearance. Anything and everything she ever experienced was irrevocably stored in her memory. At one point, the researchers had 13 people with hyperthymesia come to their lab to be tested. When all were seated before the researcher and asked an obscure question, they all answered it correctly, in unison. In the near future, this research may help people who suffer from diagnoses that impair their memories, such as Alzheimer’s, schizophrenia, amnesia, Parkinson’s or dementia. The ability to turn certain memories off or on could represent a giant step forward in the field of medicine, especially in mental health. From FORGET Page 1

From DOWNSIZING Page 22 potential buyers, this will not be accurate. Or, a seller will ask, “What are the items that I really need to do, because I don’t want or can’t afford to do everything?” When considering what updates to do or not do, I usually tell a seller to either do everything or do nothing. If potential buyers walk into a house with only some updates done, they will immediately see the items that have not been updated. I learned years ago that even if a house has new paint, new floor coverings, new kitchen, new bathrooms, but does not have updated lighting or other “small” items, those items are the first thing that potential buyers see when they walk in a house. So, if a house is priced to reflect a “nice, updated” house, it better be NICE. Otherwise, the price of the house needs to reflect its current condition to give potential buyers a reason to be interested in it. If a house that needs updating is priced as if it were completely updated, most buyers are just going to go look at the next house on their lists. Author Ben Souchek is an authority on the realities of what to expect when selling a house. For additional information about selling your house, if you are considering downsizing, go to www.DownsizeMyHouseBook.com.

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great food in tampa bay 5901 Sun Boulevard St. Petersburg, FL 33715

(727) 867-8000 At Boardwalk Pasta & Seafood in St. Petersburg, you can be sure of enjoying fabulous food at fantastic prices. More than just pasta and seafood, you are sure to enjoy our family-friendly atmosphere and live entertainment too!

Senior Special: Mon. – Wed. from 4:00 p.m. – 6:00 p.m. - Choose one entrée from Beef-Chicken-Pasta & or a Fish dish. All meals include entrée, salad, a side and a non-alcoholic beverage for $8.00. Located in the Isla Del Sol Shopping Center, behind Regions Bank at Sun Blvd. & Pinellas Bayway. www.boardwalkpastaandseafood.com

The Art of Fine Italian Cuisine 232 N. Dale Mabry Hwy • Tampa, FL 33609

813.875.6660

www.donatellorestaurant.com

Tampa’s Authentic Italian Restaurant since 1984

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Name: Address: City:

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Senior Voice America MARCH 2015


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