August 2016 by The Senior Voice

The Senior

OIC V E

Published Locally Since 1980

August 2016

North Colorado

Settler in 1800s

WWII Memories

When She Was Young

2 • The Senior Voice • August 2016

Published Locally Since 1980 Vol. 36, No. 9

Online at www.theseniorvoice.net PUBLICATION INFORMATION The Senior Voice news is locally owned and has been published the first of each month since 1980 for residents in Fort Collins, Greeley, Loveland and nearby areas. ADVERTISING Ad deadline is 20th of month. For rates, call 970-229-9204; email wolf@theseniorvoice.net or see www.theseniorvoice.net

Wolfgang Lambdin Advertising Director Fort Collins, Colorado (970) 229-9204 wolf@theseniorvoice.net EDITORIAL DEADLINE: Announcements and stories must be received by the 10th of the month; ads by the 20th of the month. READER INFORMATION: Subscriptions $48 a year. The Senior Voice welcomes readers’ letters and contributions. The Senior Voice assumes no responsibility for damaged or lost material submitted by readers. EDITORIAL OFFICE: (970) 223-9271 email: thevoice@frii.com www.theseniorvoice.net Design Production by Ellen Bryant Design ellen@ellenbryantdesign.com. A+ Rating

North Colorado Settler By Bill Lambdin

Pioneer Norman Fry settled in the Poudre Canyon northwest of Fort Collins in 1889 and left a record of what life was like then in a book he published titled “Cache la Poudre: The River.” He recalled the time a dam broke at Chambers Lake during heavy rains and how he narrowly escaped the flood: “I was irrigating the home field at the Andrews’ ranch when the flood reached there. I can still see that wall of water, several feet high, going by. “It was running the width of the valley and whole patches of aspen and huge spruce trees 70 feet high just keeled over as the flood hit them. And then they went sailing down the line!” Fry bought himself a saddle horse and recalled a sad incident. “I bought a little blazed-face sorrel pony named Nelly from Mr. Andrews for $20. She was my first horse. She raised me a fine black colt, but she was later killed by a mountain lion as she fought to protect her colt.” (The colt survived.) Fry was born in England in 1872 and came to Colorado at age 17 to learn ranching. His parents paid for a six-month stay, but Fry fell in love with the area and spent most of his life here. He worked for many of the Poudre’s earliest settlers before homesteading his own ranch at Sheep Gulch near the present Poudre Chapel just west of Rustic. When he first arrived as a young man, he had a lot to learn: “I was picking up my ranching knowledge the hard way. The neighbors liked to tell of my hiking over Pingree Hill and down the Elkhorn Valley one day with my saddle and bridle over my

Norman Fry with his horse Nelly. Photo courtesy of the Fort Collins Public Library and Eleanor Peterson. back.“I was after a stray horse and was much surprised to learn later that it was possible to ride a horse without a saddle, and that I need not have sweated along packing that saddle to get back home with the horse.” He also recalled how proud he was of his first job: “My first money—and it felt big—earned in America was from cutting stove wood for John McNabb at Poudre City. I got my dinner and fifty cents a day!” Life was slower than now, people traveled by horse, and young Fry had time to enjoy the serenity of nature and people around him: “In those days, people were not in a hurry and always had time to pass the time of day and enjoy a few minutes’ visit. Neighbors were few and far between.” In 1890 Fry went to work for John Zimmerman, who had settled in the canyon in 1881. “My wages with the Zimmermans were $15 a month, and my hours were daylight to dark. I milked 10 cows morning and evening, helped around the saw

mill, hauled lumber...and raised five tons of potatoes by hand while resting.” After Fry turned 21 and had his homestead, his relatives in England sent him enough money to buy a few cows, and he was on his way to becoming a rancher. In 1904 he married Maude Berger from Denver and brought her to the mountains. He courted Maude for six years, mostly by writing letters and visiting her once a year in Denver. They raised a family and spent many happy years together in Poudre Canyon. Fry died in 1954 at age 82. But before he died, one of his neighbors realized that his remembrances should be collected in a book. Eleanor Peterson interviewed him and wrote down the stories for the book “Cache la Poudre: The River.” Eleanor and her husband Wallace were Fry’s neighbors in the Poudre Canyon for years. n ________________ COVER PICTURE: A bighorn ram like those in Poudre Canyon, taken by Magnus Kjaergarrd.

3 • The Senior Voice • August 2016

Estate Planning By Ron Rutz, Attorney Q: I have been reviewing your Voice articles with the idea of creating a reference resource. Please outline some key areas of concern so I can include them.

LOUD MUSIC

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Thu., September 8, 2016 • 7pm An evening of hits including “You’re Gonna Miss This,” “Ladies Love Country Boys,” “Songs About Me,” “Every Light In The House,” “Hillbilly Bone (Blake Shelton & Trace Adkins),” and “Just Fishin’.”

A: BENEFICIARY DESIGNATIONS. Remember that beneficiary designations override the Will. Be sure that the overall desired inheritance distributions results are achieved since your recipients may be receiving distributions from the Will as beneficiaries, or both. If you intend that children and the descendants of a deceased child are to be recipients of a distribution, use the term “per stirpes” and do not specifically name the children. Otherwise, the descendants of a named deceased beneficiary may not receive the deceased’s intended share. If the entity in charge of the asset refuses to use the term “per stirpes,” then the proceeds should be payable to the Estate. JOINT TENANCY. Just because two names are on the ownership document does not mean that ownership in fact is held in joint tenancy (upon death, ownership will pass to others on title). Ownership could be in tenants in common, unless the term “joint tenancy,” “joint tenancy with rights of survivorship,” or JTWROS appears somewhere on the documents, or unless the entity (like a bank) treats the designation as being in joint tenancy. If in doubt, check with your attorney. COMPUTER INFORMATION. Expand your list of assets to include computer passwords, codes, sites where you have money, sites where personal information needs to be retrieved, etc. ________________

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About Lobbyists ate in the shadows, out of the public eye and unaccountable. Of the 352 people who left Congress since the law took effect in January 2008, almost half (47%) have joined the influence industry: 84 as registered lobbyists and 80 others as policy advisers, strategic consultants, trade association chiefs, corporate government relations executives, affiliates of agenda-driven research institutes, etc. Taken as a whole, more former lawmakers are influencing policy and public opinion now than before the reform was enacted: in a six-year period before the law, consumer group Public Citizen found 43% of former lawmakers became lobbyists. There is less transparency because some former lawmakers don’t need to register. This is just one example of how special interests shape laws in Washington today.

Nine years after Congress tried to halt the revolving door of former Congressmen working as lobbyists, the influence industry is larger than ever and filled with more former Congressmen. The Honest Leadership and Open Government Act of 2007 was embraced by both parties as a historic breakthrough. “This legislation will slow the revolving door that shuffles lawmakers and top staff between federal jobs and the private sector,” said Senate majority leader Harry Reid. Instead, it made things worse. The result of the law is very nearly the opposite of what the American public was told it was getting at the time. Not only did the lobbying reform bill fail to slow the revolving door, it created an entire class of professional influencers who oper________________ See http://www.politico.com/story/2016/06/the-lobbying-reform-thatenriched-congress-224849. n

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4 • The Senior Voice • August 2016

Town Named

FOR A Pickle By Lois Hall The pioneer town of Kuner, formerly east of Greeley, was the only town in Colorado named for a pickle. The Kuner-Empson Canning Company once shipped millions of pickles from the town, which was located 13 miles east of Greeley near Highway 34, just east of what became the Monfort Feedlots. Max Kuner had established a pickle factory in Longmont in

the late 1800s. Farmers east of Greeley grew so many cucumbers and sugar beets, from which pickles were made, that settlers there platted a town and named it for the pickle king. A post office was established in 1908. The town had a school, several stores and nearly 100 residents. The most popular spot in town was Susie’s Cafe. The pride of the town was the Christian Reform Church, built in 1909.

The Kuner pickle factory east of Greeley in the early 1900s. Photo Hazel Johnson Collection. The hardware store at Kuner claimed to sell more products than any other store between Kansas City and Denver, and it may have. Farmers from Holland and Germany settled there and were very successful for several years. But farmers then didn’t know how to rotate crops properly to keep from depleting the soil. Within a few years, even the rich Platte River soil at Kuner was de-

pleted from constant potato and beet crops. Then the farmers were hit by several dry years and grasshopper plagues. The town of Kuner declined rapidly. By 1920, it was a ghost town resembling a dried up pickle. The Kuner name appeared for many years on canned vegetables produced at the town of Brighton south of Greeley. n

5 • The Senior Voice • August 2016

Reasons for High Drug Costs By Julie Appleby

Some people who use health insurance copays to buy prescription drugs are paying far more than they should and would be better off paying with cash, especially for generics, said Kaiser Health News. The added cost runs as high as $30 or more per prescription, say pharmacists; and the money is largely being pocketed by middlemen called pharmacy benefit managers who collect the added profit from local pharmacies. The situation illustrates the complexity of how drugs are priced in the U.S. and has led to finger-pointing about who is benefiting or who is to blame. “In some cases, consumers are blaming high drug prices on drug manufacturers, but the cause of the costs might sometimes be the insurance company or the pharmacy or the pharmacy benefit manager,” said Adam J. Fein, who follows the drug industry for the management advisory firm Pembroke Consulting. “It’s very hard to figure this information out.” “It’s a fraudulent misrepresentation to the patient of what is the cost of the drug,” said Susan Hayes with Pharmacy Outcomes Specialists.

While agreeing that in some cases consumers could get their drugs for less if they paid cash, pharmacist Susan Pilch said pharmacist are barred from discussing the cash price. “We are required to run it through insurance, and we do not have the option of advising the patient regarding matters of the terms of their plan or their options, or we run the risk of being cut from the network,” she said. Louisiana lawmakers recently passed legislation to rein in that practice by directing pharmacists to tell patients about all their options. Consumers can check the cash price for prescriptions through one of the online websites like GoodRX or Blink health before heading to the pharmacy. Although in some cases, it might be less expensive to pay cash, experts caution that cash payments don’t always count toward annual drug deductibles. Consumers who expect a lot of drug costs might want to think twice about paying cash. But others may still find it saves them money. “The safest thing to do is always know what the pricing is in the marketplace,” said Mike Miele, who advises employers on benefits for the consulting firm Arthur J. Gallagher. “There are thousands of generics that are below $10.” n

Insurance Issue

Physician directories for some Obamacare health plans are so inaccurate that they create an “awful” situation for consumers trying to find doctors, according to Kaiser Health News. Researchers contacted 743 doctors in five different regions who were listed as primary care physicians in their health plans’ online directories. About 10% of the time, the doctors were not with the medical group listed. About 30% of the time, the doctor had a different specialty than the one listed in the directory. Roughly 20% of the time, researchers were unable to reach the doctors at the phone numbers listed in the directories because lines were disconnected or for other reasons. In about 10% of the cases, the doctors did not accept new patients. n

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6 • The Senior Voice • August 2016

Why Did They Call It That? By P.J. Hunt

When you drive or hike around Estes Park, you’ll probably encounter places that prompt you to ask, “Why did they call it that?” Here is how some places got their names. The Diamond on Longs Peak. It drops nearly 1,000 vertical feet and has long been considered one of the most challenging technical climbs in America. The dangerous “diamond” was not climbed until 1960 when two men took nearly three days to climb it. Amateurs take a much easier route to the top of Longs Peak. Halletts Peak. A popular mountain seen from the Bear Lake Road, it was named for William Hallett, an avid mountain climber who came to Estes Park in 1878. A graduate of the Massachusetts Institute of Tech-

Estes Park’s main street in the late 1800s. Photo Estes Park History Museum. nology, he worked as a mining engineer and had a cattle ranch west of Loveland.

months in the mountains and knows thoroughly every trail and stream for miles around.”

He also helped start the first mountain climbing club in Colorado and was the group’s star climber. One of his friends said, “He spends all the summer

Jim’s Grove in Glacier Gorge. Named for Rocky Mountain Jim Nugent, who came here in 1854 as a hunter, was mauled by a bear, and later killed by another

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settler. Jim guided British traveler Isabella Bird up Longs Peak in 1873, and she was impressed by his rugged good looks. On their way up Longs Peak, they spent two nights in the grove that now bears Jim’s name and which Isabella described as “a grove of beautiful silver spruce...It was exciting to lie there with no better shelter than a bower of pines.” Mount Alice. This 13,310foot mountain near Longs Peak has left a mystery: Who was Alice? The peak might have been named for Alice Munroe, a London actress who accompanied the Earl of Dunraven on his trip to Estes Park in the late 1800s. Or the name may have come from Elkanah Lamb, an early Estes Park settler and owner of the Longs Peak Inn. Lamb was fond of recalling “the girl he left behind,” a sweetheart named Alice in Indiana. Lamb named many other geographic features around Estes. Although he had a long, happy marriage, he apparently never forgot the Alice who, he said in his memoirs, “left a shadow over my life which more than 50 years cannot efface.”

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7 • The Senior Voice • August 2016

Loveland’s Pioneer Women

(Editor’s Note: Loveland resident Fran Robison wrote about Loveland’s pioneer women in her book “Addressing History.” This excerpt is from her story of Alice Boardman Sprague Grange 1862-1953.)

Alice was born in Steamburg, N.Y. She attended Houghton College and Chamberlain Institute... She moved to Loveland in 1890... (and) taught at Harmony, Pinewood and Franklin schools until 1904 when she married Fred Sprague. Her neighbors decided to go to her house and charivari them, a folk custom in which neighbors gave a noisy, discordant mock serenade, also pounding on pots and pans at the home of the newlyweds. Alice apparently did not approve because she went out with a shotgun and meant business. The crowd left in a hurry. Alice became interested in the

Pinewood area and bought 160 acres...She ran stock on he property, spending much of her time camping out...

and she dismissed school so the kids could help with the skinning job. The superintendent wasn’t too pleased...

She taught at the Bald Mountain School for years. One day the county superintendent decided to go up to the school, but upon his arrival there were no kids nor Alice. She had a dead cow or horse,

Alice continued to raise cattle and continued to ride her horse with a pack horse until after 90 years of age...When she died, she left a will leaving $5,000 to three of her great nieces and nephews,

Alice Grange. Photo Loveland Museum/Gallery.

ages 9, 7 and 5, providing they did not touch liquor or tobacco until they were 21. She is an example of one of the great, strong pioneer women of our country ________________ Fran Robison’s book is available at the Loveland Museum/Gallery or email fnrobison@gmail.com. n

8 • The Senior Voice • August 2016

COLORADO CROSSWORDS 1

28 33

43 45

32 31

P A R A D E

P O R R I 55 56 57 D E V E 60 G R I T 63 E R I E

G R A D E R

A W A Y

62. Joel who homesteaded west of Loveland 63. Town neighboring Boulder which is in both Boulder and Weld Counties DOWN 1. ASAP 2. “_____ _____ clear day…” 3. Serious sports injury site, briefly 4. LaPlata peak named by the Hayden Survey for the Greek term for Venus, the Evening Star 5. Truthful, trustworthy 6. Napoleon’s exile isle 7. Baton Rouge campus 8. Merkle’s country (abbr.) 9. Academy Award best picture of 1957 which starred Henry Fonda: “Twelve _____ _____” 10. Latin dance 11. The Cleveland Browns had _____ _____ to cut QB Johnny Manziel 12. McDonalds’ is “golden arches” 13. “Where there’s a will, there’s _____ _____.” 18. General Manager of the Denver Broncos 22. Border River between Poland and Germany 23. “It was difficult to hear her voice in the choir because she _____ _____ softly.” 24. Russian carriage 25. “I bet it took many _____ _____ to make that coat.” 26. “Sweet _____” 27. “I couldn’t keep the corsage on because I had _____ _____.” 31. Easter or St. Patrick’s follower 32. CDOT equipment: road ______ 34. “Vini, Vidi, Vici,” say 37. Where many of Colorado’s wineries are found 38. What Goldilocks dined on at the 3 bears’ house 40. Lone 41. “Shock jock” Howard 44. Takes an oath 46. Place to bowl 48. He won the Pulitzer Prize for “A Death in the Family” 49. Organization dealt with in “The Right Stuff” 50. Captain Hook’s bo’sun 53. _____ Moines, Iowa 54. Toward the rear, as of a ship 55. “To _____ is human, to forgive divine” (Alexander Pope) 56. #18 down jersey number in Roma 57. Hot time in Paris

S 43 O L E

P A L I S 52 A 59 D 62 E

N O A H O N C E 17 W A L S 20 P 23 24 25 S T R E 28 A R A R 33 N O B U 36 G I B S 39 S K I 42 O A T 45 46 S A 48 49 A N K L 51 G A I L 58 E S N E 61 E A S Y

E L W A Y

H O N E S T

E L G A L S E N B U R G 21 22 A R O 26 27 A N Y D 29 D O M E 34 L E P E R A L I N 41 T I N S 44 I N S T 47 N E W E 50 S E R 53 54 D A M A N E F E R S T E S

S A 19 M B A

E V E R Y 30 R 35 E A S O N

L O G O

ACROSS 1. Genesis boatman 5. Scandinavian female name 10. Ward of TV fame: Sisters, House 14. Less than twice 15. Mary-Kate or Ashley 16. Declare openly 17. County seat and largest town in Huerfano County 19. Prefix denoting large or numerous 20. Word before “bargain” or “deal” 21. Scottish outlaw, then a folk hero 23. “Scatters” flowers like a flower girl does at a wedding 26. Non-definite time in the future 28. #1 across was thought to have landed here 29. Architectural feature of a state capitol building 30. Terrorist weapon (briefly) 33. “Because of its high price, my broker said the stock was _____ _____.” 34. “Unclean one,” biblically 35. Hearing aide? 36. Castrated male cats 37. Former Governor of Alaska 38. Prefix with words like glider and trooper 39. “______ the Summit” (bumper sticker slogan) 40. Duke Ellington’s ______ Doll 41. “Chick flick” reaction or description 42. Food bag morsel 43. Swedish actress Lena ______ 44. Walked defiantly 45. ______ solution (eye wash) 47. Steamboat Springs landmark, Mt. ______ 48. These might get taped before the big game. 50. Indigenous people of the Sonoran state in Mexico 51. Sheehy author of “Passages” 52. Early “gardeners” who were tricked by a serpent 58. Anglo-Saxon laborer 59. What many NFL teams do if they win the pregame coin toss 60. This was “True” for John Wayne 61. Street the wealthy live on

19 21

by Tony Donovan

COLORADO CROSSWORDS are created exclusively for The Voice by Tony Donovan, who lives in Loveland.

9 • The Senior Voice • August 2016

Do you suffer with Knee Pain?

Our new MEDICAL CLINIC relieves the following: Young women (not Margaret Laybourn) jitterbugging. The Voice Archives.

WWII Memories When I Was Young By Margaret Laybourn When I graduated from high school in 1941, Fort F.E. Warren in Cheyenne was training 20,000 draftees for World War II; so I joined the USO to dance with the soldiers. For five years I danced at the USO with draftees from all over the country. I learned the Tennessee waltz, the New York jitterbug, and the west coast swing. They all told me I danced just like a girl back home. In the daytime I apprenticed with a local florist. She was a widow who eventually married a colonel; so she sold me her little shop on credit. One morning a young lieutenant came in and ordered 50 gardenia corsages for some college girls coming for an officer’s club ball. I was thrilled with such a large order and made 50 beautiful corsages, each with a different color ribbon. They were so lovely I wanted to deliver them myself. I put on my only formal dress,

with three layers of pink tulle with sparkling accents, and I sat at a table to pass out the flowers. Next to my table was the punch and hors d’oeuvres tended by a young draftee. I decided to stay and listen to the dance orchestra. I tapped my toes to their beat. The orderly was tapping his toes too, and he asked me to dance. “You’ll get in trouble,” I said. But he insisted. He swung me up and away. He circled and tapped as he leaped and lifted me off my feet. He dipped me, and we twirled and circled the dance floor to enthusiastic applause.

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I thanked him and said, “That’s the best dance I’ve ever had.” He said, “Thank you. I was Fred Astaire’s double before I was drafted. I’m shipping overseas in the morning.” ________________ Wyoming native Margaret Laybourn is a longtime writer for The Voice. n

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10 • The Senior Voice • August 2016

Announcements

Greeley’s Union Colony Civic Center 2016-17 Season:

September 8, country music star Trace Adkins. September 9, musical group The Drifters. October 28, the play “Driving Miss Daisy.” January 24, the play “Annie.”

Looking for ways to save money and improve care, Medicare officials are returning to an old-fashioned idea: house calls by doctors. The experiment, called Independence at Home, could prove to be a better way of treating very sick, mature patients while they can still live at home, said a Kaiser Health News report.

Civic Center Catch a Star series: September 30, Rock the Presidents. October 20, Bodyguard, Protector of the Anatomy. November 19, James and the Giant Peach. January 7, Aladdin. February 24, The Berenstain Bears. For information see: http://ucstars.com/upcoming-shows.

In the first year of the experiment, Housecall Providers of

Portland, Oregon, saved Medicare an average of almost $13,600 for each patient by keeping them out of hospitals and other facilities. Doctors get a bonus if patients have lower Medicare costs. The doctors must meet performance goals like reducing patients’ emergency room visits and hospital re-admissions, and monitoring patients’ medications for chronic conditions such as diabetes, high blood pressure, etc. n

Bacteria in Some Meat

A new label on some of the steaks in your grocery store highlights a production process you might not have heard of: mechanical tenderizing.

Award: The Fort Collins Good Samaritan Center received the Engagement Excellence Award from the Evangelical Lutheran Good Samaritan Society. The award is given to a select few facilities for their outstanding customer and employee engagement, said Fort Collins staff member Miriam Wahlfeldt. n

Medicare Experiment

This means the beef has been punctured with blades or needles to break down the muscle fibers and make it easier to chew. But it also means the meat has a greater chance of being contaminated and making you sick, said a report by Kaiser Health News. Country music star Trace Adkins will perform at the Civic Center, September 8.

If pathogens like E. coli or salmonella happen to be on the surface of the steak, tenderizing transfers those bacteria from the surface to the inside. Since the inside takes longer to cook and is more likely to be undercooked, bacteria have a higher chance for survival there. n

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11 • The Senior Voice • August 2016

Lesser Known Scenic Byways By James Skeen

Here are some of Colorado’s lesser known scenic/historic byways. Top of the Rockies. From Frisco to Leadville. From I-70 go south on paved Road 91 and return to Minturn near Vail on Road 24. Good hiking up Colorado’s highest peak, 14,440-foot Mount Elbert. Good jeeping on Mosquito Pass, one of America’s highest continuous roads (Mt. Evans road higher but not continuous). Leadville, once the silver mining capitol of the world, has a mining museum. West Elk Loop. South of Glenwood Springs on Road 82 to Redstone, Crested Butte, Gunnison, Hotchkiss and Paonia. Through a rugged area surrounded by

13,000-foot peaks. Side trips include the Black Canyon, which many tourists never see. Los Caminos Antiguous. From Alamosa to the Great Sand Dunes and San Luis, Colorado’s oldest town. At Antonito, ride the Cumbres-Toltec Scenic Railroad. See Fort Garland that Kit Carson commanded and jeep Medano Pass. Highway of Legends. From Walsenburg, south on Hwy. 12 to Trinidad, over Cucharas Pass near the Spanish Peaks that beckoned pioneers on the Santa Fe Trail. See Trinidad’s historic Baca House, Bloom House and Pioneer Museum. Silver Thread. To Creede and Lake City on Road 149 from South Fork and Hwy. 160 west

Mt. Elbert is Colorado’s highest peak at 14,440 feet. The Voice Archives. of Del Norte. Landscapes created flat-top mountain between Skyby what some geologists believe way and Cedaredge. Great views might have been the earth’s largfrom the jeep road at Land’s End. est volcanic eruption. Creede was Hiking to many natural arches. the state’s roughest mining town Drive or hike Colorado National where Jesse James’ killer Bob Monument. Ford lived. Jeeping to Wheeler Some routes are jeep roads Geologic Area. only. Get maps and more infor Grand Mesa. From Grand Junction, east to America’s largest

Take Care of Yourself. Plan Ahead.

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mation from local chamber of commerce offices. n

12 • The Senior Voice • August 2016 We’ve got a feed for every need…because your pets nutrition is our mission!!

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L E G I S L AT ION By Joann Ginal I know this is unusual for political candidates, but I believe in grassroots campaigns. The backbone of any local campaign is its dedicated volunteers. All campaigns from the presidency to the local races are to convey the messages and the candidate’s qualifications. A lot of money is spent on a campaign manager, walkers and advertisements, including mail, volunteer walk pieces, yard signs, office supplies, and food for volunteers and constituent gatherings. Who gets paid depends on how much money is raised for the campaign. I do not believe anyone should go into debt for a campaign. Campaigns operate with limited resources as well as limited amounts of time, money and manpower. These resources must be used wisely if the campaign is to be successful. First, the voters must believe in me and want me to continue to represent them. If so, then why not take some time and volunteer for a campaign? Talk is easy, but making volunteerism happen

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requires planning, dedication, and discipline. Both the candidate and volunteers must be in front of people and have a conversation about why the issues, candidate, and election at the state level is important. The power of electing your candidate is by volunteers, and engaging the others living within the district. Other ways to help is to host a house party, put up yard signs, walk and knock on doors with the candidate, or become involved in letter writing and phone-calling constituents to reelect your candidate. Whether it is for a few hours a week or more, it shows the community that you believe in and value the candidate. That positivity resonates to the voters. Consider volunteering. Please visit my website at: www.joannginal.com. We need your help. ________________

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13 • The Senior Voice • August 2016

SOCIAL SECURITY By Deborah Budde From women and children, to the elderly and disabled, Social Security has you covered. Because we value and appreciate the differences that make up our nation, our programs are as diverse as those we serve. Our programs serve as vital financial protection for millions of people. When you work and pay Social Security taxes, you earn credits. These credits count toward retirement, disability, and survivors’ benefits. A program everyone should be familiar with is Social Security’s retirement program. Whether you’re a young adult paying Social Security taxes for the first time or a retiree receiving benefits, this is a program that will affect you during and after your working years. You can learn more about your earnings and potential benefits by visiting www. ssa.gov/retire/.

Social Security administers the largest disability program in the nation. A severe illness or injury robs a person of the ability to work and earn a living. Thankfully, Social Security disability benefits can provide a critical source of financial support during a time of need. For more on disability benefits, visit www. socialsecurity.gov/disability. When a family loses a wage earner, it can be both emotionally and financially devastating. However, Social Security can help secure a family’s financial future if a loved one dies with survivor benefits. The best thing you can do for your family is to prepare as much as possible. Get started at www.socialsecurity. gov/survivors. We’re proud the diverse public we serve reflects the programs we offer. Visit www.socialsecurity. gov today. n

Senior Appreciation Days Mon & Tues 11am - 3pm

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Though there will be a few roads outside these boundaries informational signs will be posted on affected roads detailing locations and time frames.

Please call our Chip seal project line at (970-498-5666) or visit our web page at: http://larimer.org/roads/road_closures.cfm for schedule updates.

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The 2016 Larimer County paved road maintenance program will begin on June 20th. The general area will be from Boulder County Line north to County Road 20, I-25 West to Pinewood Reservoir and the Estes Park Valley.

Jennifer Cecil, MD Board Certified Opthamologist

Distinctive Eyewear Optical Shop Shannon McClure, OD Optometrist, 669-2488 Contact Lens Specialist

The chip seal program consists of pothole patching, crack-filling, presweeping, chip seal, post-sweeping, fog sealing and re-striping. The chip seal will receive a fog-seal at night between 10 p.m. and 6 a.m. after the post-sweep has been completed. Traffic will be limited to one lane in these areas, expect delays of 10 to 20 minutes. Motorists, bike riders and pedestrians may wish to choose alternate routes until the post chip seal sweeping is complete, usually no later than 72 hours after chip application. We encourage all traffic to drive slowly through the work zone and obey the posted speed limits to prevent materials that are being applied to the road from getting on vehicles or breaking windshields.

14 • The Senior Voice • August 2016

Middle Class Income

Clear View Behavioral Health is a state-of-the-art mental health hospital built specifically with our patients’ needs in mind and dedicated to providing quality behavioral health care to promote growth and structure for patients and families. We treat adults and seniors in both inpatient and outpatient settings and are soon to offer a medical detox program. Our inviting treatment facility is centrally located in beautiful Loveland/Johnstown - a short drive from Denver, Boulder, Greeley and Fort Collins.

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The middle class is disappearing faster than some people think, said a report from Fortune Magazine. And it’s happening not only in the U.S. but in many industrial countries. “As much as 70% of the households in 25 advanced economies saw their earnings drop in the past decade...That compares to just 2% of households that saw declining incomes in the previous 12 years,”

said Fortune. “A huge swath of the world’s population, one that had been taught to expect their material wealth to grow through their lifetimes and across generations, has learned that this promise was a lie. “No wonder voters in the rich world are being seduced by radical politics and specious solutions to their economic problems,” said Fortune. n

New Dental Treatment

Instead of drilling and filling a tooth cavity, many dentists are now just putting a drop of liquid on the tooth to stop decay. Silver diamine flouride (brand name Advantage Arrest) was approved by the FDA for a tooth desensitizer for adults, but dentists are increasingly using it also for children who don’t like injections and drilling that usually accompany cavity treatment. “Being able to paint it on in 30 seconds with no noise, no drilling is better, faster, cheaper,” said Dr. Richard Niederman at New York University College of Dentistry. Cost for the liquid treatment is about $25 compared to $150 or more for the traditional method. Niederman added, “I would encourage parents to ask for it. It’s less trauma.” n

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15 • The Senior Voice • August 2016

Laughter: Best Medicine A woman was trying to get ketchup to come out of the bottle when the phone rang. She asked her 4-year-old daughter to answer it. It was the preacher, and the child told him, “Mommy can’t come to the phone right now. She’s hitting the bottle.” = A little girl was watching her parents dress for a party. When she saw her dad putting on his tuxedo, she said, “Daddy, you shouldn’t wear that suit.” “Why not?” “You know it always gives you a headache the next morning.” = A woman went into the kitchen and saw her husband walking around with a fly swatter. “What are you doing?” she asked.

“Hunting flies,” He said. “Killed any yet?” “Yes, three males and two females.” “How can you tell?” “Three were on the beer can, and two were on the phone.” = Why did we have oil shortages in America? Simply because no one checked the oil. All the supplies are in Texas and Alaska, and all the dipsticks are in Washington, DC. = Following are actual comments left on Forest Service suggestion cards by hikers on camping trips: “Too many bugs and spiders and spider webs. Please spray to rid the area of these pests.” “The coyotes made too much noise last night and kept me awake. Please eradicate these annoying animals.”

“Trails need to be wider so people can walk while holding hands.” “The places where trails do not exist are not well marked.” “Too many rocks in these mountains.” “Need more signs to keep area pristine.” = From sensible people: Giving money and power to government is like giving whiskey and car keys to teenagers. P.J. O’Rourke Government’s view of the economy: If it moves, tax it. If it keeps moving, regulate it. If it stops moving, subsidize it. Ronald Reagan Just because you don’t take an interest in politicians doesn’t mean politicians won’t take an interest in you. Pericles

The only difference between a tax man and a taxidermist is that the taxidermist leaves the skin. Mark Twain Talk is cheap, except when Congress does it. Will Rogers Foreign aid might be defined as a transfer of money from poor people in rich countries to rich people in poor countries. Douglas Casey Democracy must be something more than two wolves and a sheep voting on what to have for dinner. James Bovard n

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16 • The Senior Voice • August 2016

erhaps the most beautiful thing about a freshly cut lawn is not having to mow it.

Let the grass grow. It doesn’t matter. Not when you leave the work and worry of taking care of a home behind, and trade it in for getting more out of life. Somewhere you’re free to do what you want. To make new friends. To feel a real sense of belonging. Life at Good Samaritan Society – Communities of Northern Colorado opens up a world of possibilities, without having to start so much as a lawn mower.

To learn how you can get more out of life, call (888) 497-3813.

Bonell (Greeley) | Estes Park | Fort Collins | Fox Run (Greeley) | Loveland | Water Valley (Windsor) | Home Care The Evangelical Lutheran Good Samaritan Society provides housing and services to qualified individuals without regard to race, color, religion, gender, disability, familial status, national origin or other protected statuses according to applicable federal, state or local laws. Some services may be provided by a third party. All faiths or beliefs are welcome. © 2016 The Evangelical Lutheran Good Samaritan Society. All rights reserved. 16-G0807