April 2016 by The Senior Voice

The Senior

OIC V E

Published Locally Since 1980

April 2016

Famous Pioneers in Our Area

First Women

to Climb Longs Peak

2 • The Senior Voice • April 2016

Published Locally Since 1980 Vol. 36, No. 5

Online at www.theseniorvoice.net PUBLICATION INFORMATION The Senior Voice news is locally owned and has been published the first of each month since 1980 for residents in Fort Collins, Greeley, Loveland and nearby towns. ADVERTISING Ad deadline is 20th of month. For rates, call 970-229-9204; email wolf@theseniorvoice.net or see www.theseniorvoice.net Wolfgang Lambdin Advertising Director Fort Collins, Colorado (970) 229-9204 wolf@theseniorvoice.net SALES OFFICES: Fort Collins & Loveland (970) 229-9204 Greeley (970) 223-9271 EDITORIAL DEADLINE: Announcements and stories must be received by the 10th of the month; ads by the 20th of the month. READER INFORMATION: Subscriptions $48 a year. The Senior Voice welcomes readers’ letters and contributions. The Senior Voice assumes no responsibility for damaged or lost material submitted by readers. © Copyright 2016 The Senior Voice EDITORIAL OFFICE: (970) 223-9271 email: thevoice@frii.com www.theseniorvoice.net Design Production by Ellen Bryant Design ellen@ellenbryantdesign.com. A+ Rating

No material may be reproduced by any means without permission of the Senior Voice. William and Peggy Lambdin Founders, 1980

Famous PIONEERS

By Bill Lambdin The Medicine Bow Mountains in northern Colorado and southern Wyoming are a playground for many people, and they have some interesting stories associated with them. They cover a large area from Poudre Canyon and Walden, Colorado, on the south to Laramie and Saratoga, Wyoming, on the north. Long before these mountains were a playground, they were the home of prehistoric people, Indian tribes, fur trappers, and settlers. Stone-age people lived here at least 12,000 years ago, hunting mammoth and some animals that no longer exist. Later, Arapaho, Cheyenne and other tribes hunted great herds of buffalo that were plentiful on the plains surrounding the mountains. In 1846, famous explorer and historian Francis Parkman accompanied a band of Sioux on a buffalo hunt just north of the mountains where Interstate 80 now runs west from Laramie. He wrote a description of the hunt: "Some 30 of the hunters galloped away towards the left in order to make a circuit under cover of the hills, that the buffalo might be assailed on both sides at once. "The rest impatiently waited until time enough had elapsed for their companions to reach the required position. Then riding upward in a body, we gained the ridge of the hill and for the first time came in sight of the buffalo on the plain beyond... "Each hunter, as if by a common impulse, violently struck

his horse, each horse sprang forward and, scattering in the charge in order to assail the entire herd at once, we all rushed headlong upon the buffalo. "While we were charging on one side, our companions attacked the bewildered and panic-stricken herd on the other. The uproar and confusion lasted but a moment. "The dust cleared away, and

Jim Bridger. Photo National Archives. the buffalo could be seen scattering as from a common center, flying over the plain singly or in long files...while behind them followed the Indians, riding at furious speed and yelling as they launched arrow after arrow into their sides. The carcasses were strewn thickly over the ground." In 1850 near the same area, scout Jim Bridger was guiding Captain Howard Stansbury’s

small exploration party when they spotted a band of Indians with weapons ready. Stansbury feared an attack. He quickly led his men into the edge of the forest, cut some trees for breastworks and prepared for a fight. As they watched the Indians, Bridger recognized them as Sioux and Cheyenne. He also noticed a herd of buffalo nearby, and he figured the Indians were hunting, not seeking a fight. Bridger walked alone toward the Indians, making sign language as he approached. The Indians watched him carefully for a while, then came forward with their hands stretched out in greeting. Stansbury recalled that Bridger did not speak the Indians’ language but told them a story in sign language: "He held the whole circle for more than an hour and evidently most deeply interested in a conversation and narrative, the whole of which was carried on without the utterance of a single word. "The simultaneous exclamations of surprise or interest, and the occasional bursts of hearty laughter, showed that the whole party perfectly understood." Things like that made Jim Bridger a famous frontiersman. He spent many years trading with Indians in Wyoming and Colorado. We have much colorful history in our area. ________________ COVER PICTURE: A cowboy taken by Ginny Donahue with Sierra West Ranch Vacations, www.sierrawestcabins.com. n

3 • The Senior Voice • April 2016

L E G I S L AT ION By Joann Ginal - Colorado State Representative The hospital provider fee has The hospital provider fee was provided many benefits to the established in 2009. It requires state at no cost to Colorado. Since hospitals to treat patients who go its implementation, hospital reto emergency rooms because they cannot afford a doctor. imbursements have increased by The cost for treating these paover $802 million, and 409,000 Coloradans have received Medtients goes to insurance companies and hospitals, who then charge icaid and CHP+ benefits. The fee higher premiums and costs to prihas also brought $335 million into the state through federal governvate payers. The fee expands access to afment matching funds. But the fee is taking money fordable healthcare through Medfrom other programs such as eduicaid as well as providing treatment to low- income children cation and transportation. through Child Health Plan Plus That problem could be solved (CHP+). When families cannot by our legislature, which could afford insurance, they are eliexempt the revenue from the state constitution’s budgetary standards gible for Medicaid if they make by classifying it as a special type less than $32,319 a year. Because of revenue. of the fee, hospitals also receive That would allow the hospimore reimbursements for treating low-income patients. When there tal provider fee to keep working is access through public programs while also allowing the state to use and hospitals are paid fairly for the money from the hospital protheir services, healthcare is more vider fee to fund public schools accessible for everyone. and roads. n

Estate Planning By Ron Rutz, Legal Correspondent

Q: In the last two issues of The Voice, you reviewed problems of joint ownership. What are other issues? A: If a person has owned and tax forms the rent the occupants should be paying for the percentlived in a home as a primary age space owned by the other, residence for two out of the past even if no rent was actually paid. five years, the first $250,000 of gain ($500,000 for a couple) is A partial owner, such as an exempt from capital gains if the added joint owner, has the right property is sold. If a non-resident to occupy the entire premises, owner is added to the title, this unless limited by a binding letax benefit could be affected. gal document such as a lease. The problem arises often in the The senior property tax exagricultural area when competemption benefit might be seing owners vie to plant the same riously impacted by adding a field or graze on the same land. non-qualifying owner to the title. Before any change of Thus, review the three Senior ownership, such as adding a Voice joint ownership articles joint tenant, call your County and talk with your attorney beTreasurer and ask how the anfore you set up property in joint ticipated transfer would affect tenancy (or tenants-in-common this senior benefit. for that matter). Elsewhere, seminars I have attended mentioned that the nonoccupant owner of a property should include on his/her income

________________ Call Ron Rutz at 970.223.8388. Email rutz@RonaldRutz.com. n

4 • The Senior Voice • April 2016

Settlers in

Greeley By Lois Hall

He delivered more than 2,500 babies during his long career as a pioneer doctor in the town. He rarely used his first name, going simply by G. Law. Most of his patients never knew his full name until they saw it on his tombstone.

Among Weld County’s pioneers was Dr. Guliemus Law, the first doctor in Greeley and a member of the Union Colony group who settled the town in 1870. Born in West Virginia, Law served with the Union Army in the Civil War and was held prisoner in a Southern jail. After the war, he practiced medicine in Michigan before coming to Greeley in 1870.

Greeley settler Thomas Macy started a business that still survives today—the Allnutt funeral homes. Macy was a sailor and native of the whaling island of Nantucket.

Greeley in the late 1800s. Photo Hazel Johnson Collection. He came west following the Civil War. He was elected the pioneer coroner of Weld County in 1884 and conducted his first funeral service in 1886. His partner Frederic Allnutt came to Colorado as a young man from England and enrolled at the Normal School in Greeley (now

UNC). Frederic boarded at the Macy home and helped in the undertaking business. Frederic later married Macy’s daughter, Anna, and joined his fatherin-law’s funeral business. Frederic’s descendants continued the business, which is still owned over 100 years later by the Allnutt family. n

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5 • The Senior Voice • April 2016

Insurance Issues By P.J. Hunt

Many hospitals saw their profits increase under Obamacare because more patients have insurance, so hospitals are providing less free care, according to researchers at Susquehanna Financial Group and elsewhere. But that might be changing. Hospital officials are concerned that many patients cannot afford to pay the high deductibles and copays required by their insurance policies. Hospitals might be “left holding the bag,” said analysts at Mizuho Securities. The annual deductible is about $2,500 for the mid-level Obamacare insurance plan many people buy. The deductible is over $5,000 for a better plan—too much for many American families. Those costs are increasing for employees because many companies are offering only high-deductible plans. The trend throughout the U.S. is to shift more healthcare costs to working people.

“When someone has a really high deductible, effectively they’re still uninsured, and most people... don’t have $5,000 lying around,” said John Henderson with Childress Regional Medical Center. When out-of-pocket costs like deductibles and co-pays exceed $2,600, hospitals are likely not to get paid, said analyst Spencer Perlman with Height Securities. Patients are unlikely to pay medical bills that are greater than 5% of their household income, and the median household income for Americans is about $53,000, he added. Hospital officials are also unsure how other changes required by the government will affect profits—like moving from the old feefor-service system to one based on quality of care. Medicare, for instance, penalizes hospitals financially if patients are re-admitted for “potentially preventable” reasons. Other quality of care issues might result in questionable payment policies. n

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Medicare Part D Change

Participants of regular Medicare (not Medicare Advantage) may see higher prescription drug bills this year because more than half of covered drugs in stand-alone plans require participants to pay a percentage of the cost rather than a flat fee, said a report by Kaiser Health News. If a drug costs $200, instead of making a flat $20 copayment, Medicare participants may owe 20% of the cost, or $40. That could mean much more for expensive drugs. Fifty-eight percent of covered drugs in Part D drug plans are subject to “coinsurance” in 2016 rather than flat copayments. The percentage of drugs requiring coinsurance has climbed steadily, increasing from 35% in 2014 to 45% last year. The percentage is expected to go much higher. n

Social Media Doctors Many doctors giving advice on Twitter and other social media are paid by drug companies to promote products, but the doctors do not reveal that, according to a report by the Boston Globe. For instance, gynecologist Dr. James Simon uses Twitter and Facebook to promote menopause drugs made by Noven, Shiongi, and other companies, said the Globe. Shiongi has paid him $200,000. Noven has paid him

$142,000. Gynecologist Dr. Devin Garza promotes da Vinci robotic surgery for hysterectomies and other gynecological procedures. The da Vinci Surgerical System has paid him $252,000. The Globe gave numerous other examples and said, “Health care professionals virtually never note their conflicts of interest, some of them significant...The practice cuts across all specialties." n

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Hattie McDaniel, left, with Vivien Leigh in "Gone with the Wind." Hattie won an Academy Award in 1940 for her role.

emy Award for her 1940 role as best supporting actor in the movie “Gone with the Wind.”

She was born in 1895, lived with her family in Fort Collins in the early 1900s, and kept in touch

with some of her childhood Fort Collins friends throughout her life. Her biographer Carlton Jackson said Hattie apparently had fond memories of her childhood in Fort Collins. n

7 • The Senior Voice • April 2016

FIRST WOMEN ON LONGS PEAK By P.J. Hunt

Early climbers of Longs Peak included several courageous women, some of whom died in the attempt. In 1871, Addie Alexander was the first woman to reach the top of this 14,255-foot peak with a small

group of male climbers. Little is known about her except that she was from St. Louis, Missouri, and may have come to the Greeley area with a group of settlers, according to early newspaper accounts. More is known about Anna Dickinson, who climbed Longs Peak in 1873 and was probably

Anna Dickinson climbed Longs Peak in 1873. Photo Estes History Museum.

the first woman to climb Colorado’s highest peak, Mount Elbert near Leadville. Anna was a beautiful, 30-yearold woman from the East Coast and a leader of the suffrage movement when she climbed Longs Peak. One newspaper called her “the spice, the pepper and the brains of the woman’s movement.”

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She climbed Longs with a group of men that included Ralph Meeker, son of Greeley founder Nathan Meeker. Her group probably named Mount Meeker, next to Longs Peak, in honor of Nathan. The first woman to die on Longs Peak was Carrie Welton, daughter of a wealthy Connecticut businessman. In 1884, she and her guide, Carlyle Lamb, had reached the summit and were returning when she collapsed from exhaustion. They had battled a fierce wind storm all the way. Her guide went for help, but when he returned several hours later with his father, Carrie was dead. His father, Elkanah Lamb, described the event: “At timberline, the wind was so furious that sometimes we were compelled to double over and touch the ground to keep a secure foothold...About a mile across the boulder field, I came in sight of the tragic spot where Carrie Welton lay at rest, having died alone amid the (wind) which was yet holding high carnival over her body by blowing every section of her garments in its unrelenting fury.” Lamb and his son had guided many climbers up Longs Peak. In fact, Lamb’s wife climbed it with him on her 70th birthday. But the fierce, cold winds that can reach more than 100 miles an hour on that mountain were too much for Carrie Welton in 1884. n

8 • The Senior Voice • April 2016

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Maxine spent her childhood on her family’s farm northeast of Fort Collins. She was an active child and raised sheep that won first prize at the National Western Stock Show in Denver. She later married Richard (Corky) Tamlin and had two children, daughter Becky and son Bob. She now has five grand children and seven great grand children. Maxine worked 33 years in administrative offices at Colorado State University. While there, she helped originate CSU Ag Day and other projects, and was honored with the school’s Distinguished

Maxine Tamlin. Photo by Bill Lambdin Service Award. After retiring, she became active in the Pioneer Association, serving as president and in other positions. She has become well known locally for her hobby of quilting, which she teaches to women of all ages. n

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9 • The Senior Voice • April 2016

COLORADO CROSSWORDS 1

28 32

37 41

50 56

O W E N

R E 59 O P 62 Y A

P M O U S T H T 37

L U 58 B 61 E 54

O T I 39 S 36

E A 17 D 20 S

R H E A

M A O Y L E 21 Y B 23 24 B O O 27 R D W A E E N S A N S 40 M U B 42 43 S M O O 45 A I 48 49 E A K S N C L E Y T E A S Y

G R 18 E A S Y

H E I S T

A N A S K I 16 P A Y H I D 19 S E N H O W E 22 E A W I S 25 O B O 28 29 30 S N I F F S 33 34 O I N T R E 38 T T O P O E 41 T S S A N T 44 B O S T O 46 C O L O R 50 51 52 O H N O A D 57 M U S S N O 60 E R A O G E 63 N N I D E R

S E R E

S T A N

ACROSS 1. Funny Bombeck 5. West African country whose capitol is Accra 10. Transportation for Mikaela and Lindsey 14. Seaman’s “hello” 15. A signed IOU is your pledge to ______ 16. Buffalo hunter’s trophy 17. Proofreader’s notation 18. ______ - Johnson Tunnel saw 7 workers killed during construction of 1.7 mile bores 20. Speak aloud 21. D.J. LeMahieu of the Rockies patrols 2nd ______ 22. “Kicking the field goal proved to be __ __ decision.” 23. An energy bar could give your stamina a ______ 25. Abbr. in a sales ad following the asking price 26. County seat of Crowley County located a few miles north of Rocky Ford 28. Signs of a head cold: ______ and sneezes 31. Target audience for retailers such as Old Navy and J Crew or The Gap 32. Indicate with an outstretched hand and index finger 34. Thing, in law 36. Fleming and McEwan 37. Colorado’s is “Nil Sine Numine” 38. Frost or Keats 39. Emmanuel Sanders (Broncos) & Laura Bush both attended this Texas univ. 40. Raids or some fine museum holdings 41. ______ Fe Trail 42. Sade’s first hit: “_____ Operator” 44. Fenway’s home 45. River isle 46. The Wizard of Oz was in “this” only after Dorothy had survived the tornado 47. Snowden’s doings 50. Apolo of skating fame 51. “Much ______ About Nothing” (Shakespeare) 54. Joel Chandler Harris’ pen name 57. Where you might find #10 across 58. The number of bits used to encode a single character of text in a computer

21 23

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59. “Phantom’s” milieu of choice 60. Curved molding 61. Street for the “Well off?” 62. One named New Age artist 63. Bruce or Laura of Hollywood DOWN 1. Kiowa County site some 20 miles south of Kit Carson 2. Large flightless bird related to the ostrich 3. Product of a large mine at Climax 4. “Yes” to Adm. Nimitz 5. Type of spoon? 6. Bank thievery, in slang 7. Vaulted area of a church 8. “No” to a Scot 9. Rand who wrote “The Fountainhead” 10. The vote was decided by a ______ ______ hands 11. New Zealand product 12. Bad time to be in the Senate, if you’re Caesar 13. Withered, dry 19. Something to kick? 21. Large snakes 24. No longer rents 25. “______ ______ account should you open the door to anyone you don’t recognize!” 26. It’s on Hwy. 34 east of Brush in Washington County 27. Large quantities of paper 28. Watches kids, say 29. Populous area of Colorado east of the mountains 30. Take care of 32. Luxurious, as place to live 33. Mel the Giant 35. Music man Getz or Kenton 37. Hardly an AKC champion 38. El ______ 40. State capitol city where one can find a blue football field 41. Goalie for the US Women’s World Cup Champion soccer team: Hope ______ 43. “Little Miss Sure Shot” was her billing 44. Type of planting you might find in a Japanese garden 46. Butter maker 47. Jiffy ______ 48. One named New Age artist 49. Divisions of a play 50. Sign of the future 52. Person of action 53. Broncos tight end Daniels 55. Avalanche coach 56. Culprit in the Gold King Mine disaster, for short 57. Instant lawn option COLORADO CROSSWORDS are created exclusively for The Voice by Tony Donovan, who lives in Loveland.

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10 • The Senior Voice • April 2016

World War II

Memories

(Editor’s Note: Windsor resident Brad Hoopes published interviews with northern Colorado World War II veterans in his recent book “Reflections of Our Gentle Warriors.” Here is an excerpt about a Berthoud resident.)

Bob Korth served as a medic in WWII with the 104th Infantry Division. A combat medic often risked his life, and many times sacrificed it, while coming to the aid of an injured comrade. Bob was no exception. He was wounded twice and twice received the Purple Heart. He was also awarded the Bronze Star twice for bravery. In one of those instances he went into the

crossfire of two German machine gun nests to pull injured soldiers to safety. Bob often rendered aid to a soldier on the battlefield and then took him by stretcher for distances of miles back to the aid station, only to turn around and do it over and over again. His unit remained in continuous frontline battle for 195 consecutive days from Holland to Germany—the most of any division during the war. Along the way they liberated Nordhausen concentration camp. In the chaos of the destroyed German infrastructure, Bob also delivered the baby of a German woman. It was a skill that would

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A young soldier (not Bob Korth). Library of Congress. come in handy when he later helped deliver one of his own daughters. Returning home after the war, Bob met and married Edna, who had been his pen pal during his time overseas. They spent 62 years together. ________________

Email brad.hoopes@rememberandhonor.com. n

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11 • The Senior Voice • April 2016

Drug Companies By James Skeen

Drug companies say their prices are set by the “competitive market,” but numerous researchers say that is not true. “They say market forces set the prices reasonably, but there are no market forces. Drug companies are so few they have carved out ogilopolies,” said University of Texas researcher Hagop Kantarjian. Like a monopoly, a few companies (ogilopolies) can control prices just as one company can. The prices are also set in secret negotiations between drugmakers and middlemen called pharmacy benefit managers (PBMs) who are supposed help employers and others get the best deals on drugs. But investigations show that PBMs make deals with drug companies for kickbacks and rebates that result in higher drug prices to consumers. “The deals the pharmaceutical

middlemen cut with drugmakers are so secret even the companies don’t know if they are saving money,” said USA Today. “Deals that include rebates are particularly complicated and secretive.” The Washington Post agreed after it investigated price increases in the cancer drug Gleevec, which went from $26,400 a year in 2001 to over $120,000 in 2015. “Drug prices...do not really exist,” said the Post. “List prices are nothing more than a starting point for bargaining between drugmakers and the companies that provide prescription drug benefits (PBMs). The cost for patients varies widely, influenced by discounts and rebates developed behind closed doors and applied in secret.” The Post also noted that drug companies get millions of dollars in federal tax credits for developing drugs that treat rare diseases like some cancers. n

Dealing with Insurance

Many Americans have recently complained to federal officials about health insurance companies that severely limit which doctors and hospitals patients can use (narrow networks of providers). Consequently Obamacare officials say they will now rate insurance plans based on how many providers they include. This should help people, said consumer advocate Sabrina Corlette at Georgetown University. But it won’t help people facing high out-of-pocket costs for deductibles and co-pays required by their insurance plans, said researchers at the National Health Council advocacy group. In 2017 Obamacare will allow that cost to be over $7,000 a year, and it will increase in the future. Several consumer groups say that cost will keep some people from using their insurance or getting medicines they need. n

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Drug Cost Increases

Some dermatology drug prices have increased nearly 1,700% since 2009, said a report in the journal JAMA Dermatology. “It was shocking to us when we saw some of the prices,” said researcher Dr. Steven Rosenberg. He noted that Americans are increasingly forced to pay more of their drug costs because health insurance companies are requiring higher deductibles and cutting back on the number of drugs they cover. The drugs surveyed in this report included those for skin cancer, infections, acne, and eczema. The prices of seven drugs more than quadrupled. Why have drug companies increased prices so much? “I think they’re charging what they want to because they can,” said Rosenberg. He added, “Drug pricing is just going to bankrupt healthcare.” n

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12 • The Senior Voice • April 2016

Family Health Guide A Female Viagra? Flibanserin was approved by the FDA. But it causes dizziness, nausea, and other problems, said a report in the journal JAMA Internal Medicine.

Prostate Cancer If often does not spread. But if it does spread to a man’s liver, he will probably live a shorter time than if it spreads to the lymph nodes and other places, said a report in the Journal of Clinical Oncology. Researchers at Duke University believe this new information will lead to new treatments. Health Credit Cards Beware of dentists and other health providers who offer health credit cards, say experts at Consumers Union. Some providers are billing the cards before work is done, charging over 25% interest on unpaid balances, and using

confusing tactics that overcharge consumers.

Unnecessary Tests Women often get them before various gynecological surgeries, said a report in the journal Obstetrics & Gynecology. They typically include urine tests, liver function tests, chest x-rays, electrocardiograms, and complete blood counts, according to Dr. Jason D. Wright at Columbia University. Thyroid Surgery Doing it right is difficult, said a report in the Annals of Surgery. Use a surgeon who does at least 20 a year to avoid complications, excessive bleeding, and other problems. Herbal Remedies Some like tumeric, nettle, and black cumin could negatively affect chemotherapy outcomes for cancer patients, said a report in

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Doctor Training Foreign born doctors trained overseas generally are as qualified as those trained in the U.S., said a report in the journal Health Affairs. Foreign trained doctors have to pass the same exams in the U.S. as those trained here. What makes a difference is whether a doctor is board certified. Eye Floaters Dots, spider webs, and specks in your eye usually fade with time. But if you have a sudden new kind, see a gray curtain or shadow move across your field of vision, or have a sudden decrease in vision, see an eye doctor immediately, said the American Academy of Ophthalmology. Sunblock Products Shampoos, laundry soap, clothes and other new products that claim to block harmful sun

rays do not work, said researchers at Cooper University Medical Center in Camden, N.J. But sunblock lotions do work. Fish Pedicures At some spas, people put their feet in water containing small fish that eat away dead skin, which can cause bacterial infections and other serious problems, said a report from the U.S. Centers for Disease Control and Prevention. n

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13 • The Senior Voice • April 2016

By Bill Lambdin

Story of the Moffat Tunnel

The Loveland Historical Society sponsored a recent program by Stan Moore, author of “David Moffat’s Colorado: Mountains and Money,” a book about the man for whom the famous Moffat Tunnel west of Denver was named. The tunnel under the Continental Divide was completed in 1928 and shortened the train distance from Denver to California by 176 miles. Denver banker David Moffat spent most of his $11 million fortune on it, said author Stan Moore. “He did not live to see it completed. He died in 1911, but by then others saw the value of the project and managed to complete it,” said Moore. That’s partly because a smaller parallel tunnel carries water from the Colorado River to Denver.

booming and business opportunities were everywhere. Nowadays the railroad carries mostly freight, but some people ride through the 6.2 mile-long tunnel to Winter Park Ski resort. Moore is a retired Denver busi-

Antibiotics Overused Stan Moore. Photo by Bill Lambdin. Moffat was a remarkable pioneer, said Moore. Known for honesty and fairness, he worked his way up from bank errand boy to director and owner of several banks, mines, and other businesses. He was at the right place at the right time, when Denver was

SOCIAL SECURITY By Deborah Budde - Greeley Social Security Office Your Social Security benefits may be taxable. This usually happens if you have other substantial income such as wages, self-employment, interest, dividends, and other taxable income that must be reported on your tax return, in addition to your Social Security benefits. To find out if you must pay taxes on your benefits, you will need your Social Security Benefit Statement (Form SSA1099/1042S). You should automatically receive it in the mail each January. It shows the total amount of benefits you received from Social Security in the previous year so you know how much Social Security income to report to the IRS on your tax return. The benefit statement is not available for people who receive Supplemental Security Income (SSI), as SSI payments are not taxable.

nessman whose family provided some supplies to workers on the tunnel in the early 1900s. His father took him on jeep trips along pioneer railroad routes; so he has always been interested in Colorado history. n

Whether you file your taxes early or wait until the deadline, Social Security makes it easy to obtain a replacement benefit statement if you didn’t receive one or misplaced it. You can get an instant replacement easily by using your secure online “my Social Security account.” Once you are logged in, select the “Replacement Documents” tab to obtain your replacement 1099 or 1042S benefit statement. You can also use your personal “my Social Security account” to keep track of your earnings each year, manage your benefits, and more. With that account, gathering your Social Security information for tax season has never been easier. Open your “my Social Security account” today at www. socialsecurity.gov/myaccount.n

Some deadly infections like C. difficile could become untreatable if doctors don’t stop prescribing so many antibiotics, said a report from the U.S. Centers for Disease Control and Prevention (CDC). Currently infections that have become resistant to drugs kill over 20,000 Americans each year. That number could increase dramatically if the trend to overuse antibiotics continues. “We have to protect our antibiotics before our medicine chests run empty,” said CDC Director Thomas Frieden. He added that antibiotic prescribing in hospitals is often incorrect and inappropriate. For instance, about one-third of the time prescriptions for urinary tract infections are given without proper testing. Doctors in some hospitals prescribe three times more antibiotics than the doctors in other hospitals, said CDC officials. n

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14 • The Senior Voice • April 2016

The Manassa Mauler the father could get work.

Jack’s mother took in laundry and cooked for miners. Though poor, she had ambitions for her children. She read a book by early boxer John L. Sullivan, “Life of a 19th Century Gladiator,” which prompted her to tell Jack and his older brother, Bernie, that they should grow up to be prize fighters. By James Skeen Early boxing champion Jack Dempsey was called the “Manassa Mauler” because he was born in Manassa, Colorado, a small mining town in the southern part of the state. That was 1895, and he was one of 13 children born to Hyrum and Celia Dempsey. The family was very poor and moved from one mining town to another trying to survive—Creede, Leadville, Cripple Creek, wherever

It was a dream she held out to Jack; and he pursued it, knowing he needed some way to escape a miner’s life. Boxing then was the favorite sport of working class Americans. Jack and his brother Bernie would train whenever they could while working in the mines, using a broken down chicken coop for a gymnasium at times, sprinting against horses, chewing pine gum from trees to strengthen their jaw, bathing their faces with beef blood and water to toughen the skin. As soon as he was big enough to work in the mines, Jack quit school. He earned $3 a day and recalled “We worked like dogs, sweated like pigs, collapsed in the sun, but we kept on working.” That work made him very strong, and by 1914 he was challenging local tough guys to fights. He would walk into a saloon and say, “I can’t sing and I can’t dance, but I’ll lick anyone in the house.” He seldom lost a fight and began to make money. He also adopted the name of Jack Dempsey from an Irish fighter of the 1800s. Jack’s real name was William Harrison Dempsey.

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When he was 21, he went to New York City and in 1919 managed to get a fight with then world heavyweight champion Jess Willard. Jack knocked out Willard and became the new champ. He defended his title many times and became a legend in the

A young Jack Dempsey. Photo Colorado Historical Society. boxing world. In 1927 he lost his title in a controversial fight with Gene Tunney. Jack knocked Tunney down but stood in the wrong place in the ring during the count. Tunney won by decision. After retiring, Jack married four times and associated with various mobsters, including Al Capone, while owning a restaurant in New York City. But he also associated with presidents and other influential people. And for many years, he was a symbol for young boys wanting to rise above poverty and be successful—just what his mother had encouraged him to do. Jack died in 1983 at age 88. During his later life, he often talked about his mother and the days of his youth in Colorado. n

15 • The Senior Voice • April 2016

Laughter: Best Medicine If God had wanted us to vote, he would have given us candidates. Jay Leno

bull was doing.

The problem with political jokes is that they get elected. Henry Cate

The banker suggested taking the bull to a vet, which the rancher did. Two weeks later, the banker stopped by again and asked, “How’s the bull doing?”

If we got one-tenth of what was promised to us in State of the Union speeches, there wouldn’t be any inducement to go to heaven. Will Rogers Politicians are the same all over. They promise to build a bridge even where there is no river. Unknown When I was a boy I was told that anybody could become President. I’m beginning to believe it. Clarence Darrow

“No good,” said the rancher. “He won’t even look at the cows.”

“Great!” said the rancher. “He has taken care of every one of my cows and even broke through the fence and serviced all my neighbor’s cows.” “What did the vet give him?” “Just some pills.” “What were they?”

Joe got the sad task of telling the man’s wife. His friends told him to be careful and break it to her gently. He knocked on her door and said, “Your husband lost $1,000 at poker and is afraid to come home. What should I tell him?” She replied, “Tell him to drop dead!” ² Politics is the gentle art of getting votes from the poor and campaign funds from the rich, by promising to protect each from the other. Oscar Ameringer

“I don’t know, but they taste like peppermint.”

A politician is a fellow who will lay down your life for his country. Tex Guinan

A rancher went to the bank to borrow money to buy a bull so he could increase his herd.

Four retired men were playing poker. One of them lost $1,000 in a single hand. His face turned white, he clutched his chest, and dropped dead.

I went to a wife swapping party. I had to throw in some cash. Henny Youngman

A few weeks later, the banker stopped by and asked how the

A man walks through the woods. He speaks, but his wife is

not there to hear him. Is he still wrong?” Dick Hardwick The best thing about much social media is the delete button. Bill Lambdin ² A government big enough to give you everything you want is strong enough to take everything you have. Thomas Jefferson n

Why do advertisers choose The Senior Voice? People ages 50 to 60 have MORE SPENDABLE INCOME than any other age group. (U.S. Consumer Research Center)

Over 73% of them read newspapers and magazines. (Scarborough Research)

Northern Colorado’s 55 to 60 population increased over 80% in the past 10 years. (U.S. Census Bureau).

They read The Senior Voice every month. Call 970.229.9204 www.theseniorvoice.net

16 • The Senior Voice • April 2016

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