RESOURCES FOR AGING WELL
SeniorsBlueBook.com L•L
I know what you are thinking. Who in their right mind would say such a thing? Well, it’s true. Consider that at no time in your life did you wake in the morning and say to yourself, WOW, I can’t wait to buy some insurance. Never happened, but you need insurance. Needing something is a lot different than wanting something. You might need ride to work every day and a bicycle would probably get the job done. You don’t want a bicycle. You want a shiny new car with air conditioning, power windows, headlights, radio, etc. That’s how insurance works. You don’t need insurance on your house. It is just fine the way it is. Unfortunately a hurricane decides to come by one day and now you want insurance to fix the mess that the hurricane left behind. Up until that hurricane, you complained every month about that insurance payment. Waste of money. All of a sudden the insurance company is your best buddy showing up and writing you a check. Health insurance is the worst. You go along in your twenties, thirties, forties, fifties and hardly ever have an issue. Then one day you turn 65 and it’s like every part of you wants to either stop working or just plain fall off. You paid all that money for all those years or maybe not. Maybe that shiny new car was more important or that dual camera, wide screen, 5G cell phone, or whatever. Now it comes down to your life and you want to live not just survive. This is that magic day when you
learn that all those nice people on TV doing that commercial for the hospital want to get paid. A lot. They should get paid a lot because it takes lots of time and study to be able to save a life. Even so, you don’t want to pay for it but now that its life or death you magically start looking for ways to make it happen. If not, you either don’t get the care you want or you end up with crazy payments for years to come. Don’t let the Socialists fool you. No, you do not get top notch, unlimited, world class care in those countries. You get what the government wants you to get the way they want you to get it. You see, insurance is all about risk management. You trade a small amount of money now for a large amount of money in the future should something bad happen to you. Something bad will happen eventually. It’s just a matter of time. Recently a client called to update me on his recent issues. When he turned 65 he told me that he had never been to a hospital in his life. After just 4 years his medical bills have totaled over $ 1 MILLION. The good news is that he is well. The better news is that his health plan paid his bills. It’s kind of like Las Vegas. If you stand at the table long enough the house always wins. Yes, Insurance stinks, up until the day that you need it. ~
COMMUNITY RESOURCES AND SERVICES
Insurance Just Stinks!
Editor’s Note: This article was submitted by Donald C. Kirkendall, CBC, owner of KIRKENDALL Insurance, 407-359-5904, insuranceman@kirkendallinsurance.com. Indicates website link on seniorsbluebook.com
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