Deductible v. out-of-pocket maximum? Health insurance help!? I'm trying to pick a good health insurance individual plan for while I'm between jobs. I would like a low monthly premium, so I'm looking at pretty high deductibles. I'm thinking of a $5000 deductible, but that plan says it has a $3000 out-of-pocket maximum. How does that work? It that AFTER the deductible is met? I'm also looking at another that is a $3000 deductible with higher coinsurance, but lower premium. I basically use preventative care, but am good on all my check ups until next year, so might not even use those while I have this insurance, because obviously I hope to be covered by an employer before then, but I want to be prepared for any emergencies. I don't want to pick a plan just based on how much I want to pay per month, but there are too many options! Any guidance on selecting a plan is greatly appreciated! Related
Car insurance coverage help!? So my car was hit by someone and they left, basically a hit and run, and I reported it to my car insurance company. They gave me a price on how much they're going to cover for the repairs that are going to follow. So my question is, is the price they gave me (ex. $700) the total amount of damage that was made in that accident? Or are they just covering part of the repairs expenses and I have to use my own money to repair the rest?" Will my car insurance cover me? I live at home with my mom. I am also married. I am only staying here temporarily, but will always use her address as my permanent address(military). I need to borrow her car, but she said my insurance won't cover me. Does anyone know if this is true? I have a separate insurance policy for my husband and I and our vehicle." Is cheap car insurance is good to use? Is cheap car insurance is good to use? Which auto insurance is cheapest in new orleans? Which auto insurance is cheapest in new orleans? "I live in California. and need cheaper auto insurance, and have 2 dmv points. Any ideas?" I live in California. and need cheaper auto insurance, and have 2 dmv points. Any ideas?" Functions of auto insurance and coverage characteristics?
I'm doing this for school, and she only posted a table. We have to figure out what are functions of all insurance and coverage characteristics of all. I may be overlooking this a little to much. But if someone could help me out that would be great and I appreciate it." Does any1 know were i cud get cheap car insurance? i live in northern ireland and am 18 years old thanks Where can I get affordable car insurance in Tennessee? Where can I get affordable car insurance in Tennessee? Need to purchase car insurance.. what do I do? I got into a minor accident a couple of days ago and I did not have insurance. It was my parents' car and the damages have already been paid for from my personal savings. Now, I am going to get car insurance. The question here is if I want to get insured, do I have to report to car insurance companies of my accident? If yes, why? How would the company possibly know I got into an accident? Also, do insurance companies screen your driver's license? If so, how much more money per year can I expect to pay for 2 points on my license for an average 20 year old? Yes, I'm not the smartest for having drove without insurance, hence, the reason why I am getting insurance." How much is does it cost for insurance of a driving instructor (roughly)? It is for my A-Level business coursework where I am producing a business plan to set up a driving school. It doesn't have to be exact. Regards Affordable car insurance? Hi; I recently bought a 2002 Pontiac Grand Am from a used car dealership and need to find some insurance on the cheap side for it. What I'm really looking for is something that simply makes the car legal, as I can't really afford anything over $40. I'm 23 and living in Harrisburg Pennsylvania so any insurance you guys know of that fall into my parameters would be great; really need this car for work." What is the best website for cheap car insurance? Im going to be driving soon but the insurance for young drivers is ridiculous. I just want to know what insurance company does the best insurance deals for new drivers. Thank you!! :D Does my Company car insurance cover me to drive other insured cars 3rd Party? im insured fully comp to drive my company car, so because i am fully comp does this mean that i am insured to drive 3rd Party any other car that is also insured Fully Comp?(not in the company)"
Teen insurance cost on a leased c300? i just got my license, and i am 16 going to be 17 in 2 months :) i wanted to know how much insurance is for a new leased c300 mercedes." I need cheaper car insurance.? Alright, so right now, I have progressive car insurance and I pay about $190 a month. I'm 19, 20 in August. Have had my license for one year. no tickets, no accidents. old cheap car. I just want PLPD insurance that isn't so expensive. I've been told I'm paying too much. I've tried getting quotes from many insurance companies online. The insurace I have now is the cheapest I can find. I have my own policy.I 'm all on my own. Does anyone know where I could get cheaper insurance?" Cheap car/insurance for a young lad? 18 year old son has just passed his test. Looked at a Fiat siacento(I know thats wrong but you know what car I mean)1999/1100cc/65000miles/good nick/500,I thought bargain. Until I checked the insurance.... 3000!!! Before I start ranting about the cost of insuring a young lad(and the cost of my own insurance) can anyone tell me a cheap car that is also cheap to insure. Thanks." What should an 18-21 year old pay for motorcycle insurance? liability only? if i were to get a motorcycle i would have to pay the insurance and i would like to know the cheapest but smartest way to do it. Car insurance in California - most competitive companies? I'm considering a move from Pennsylvania to California. My existing insurance provider doesn't write policies in California so I would need to change companies. I'm currently paying 919 per year for 2 cars. I would like to find a company that can be competitive with these rates. I'd love to get any feedback from people that live in california regarding companies they recommend and which to avoid. I would probably be living in the east bay of San Francisco. I hate car insurance companies (except my current one which I love) and would like to avoid being totally ripped off. I have 18 years of accident free miles and no moving violations... Insurance for a 1994 camaro? I am 16 and have had my liscnse for almost 7 months now and have had no accidents. I want to buy a 1994 camaro but not sure what insurance will be. It is a v6 3.4L. About how much will insurance cost me? What about if the car is under my parents name? A question about the affordable health care act!? My wife was born in 1955. She would like to retire, collect Social Security when she turns age 62. Since she cannot get Medicare until age 65, we were thinking about getting her ...show more"
How much would be my insurance with this car? What do you guys think would be my insurance with this car? 2002 Lexus 300 ES??? I'm 47 yrs old. Excellent Credit. I'm also going to put it on Full Coverage.... What would be your prediction??? Tnx.... I'm guessing around 180 Car Insurance In St Louis? I just purchased a 2002 Mazda Protege today and I bought the car right out but now I'm looking into auto insurance but I have no idea where to go. I am looking to just get liability but doing online quotes is a lil' tiring because I really don't know what I'm looking at. Could someone tell me what is the best rate for auto insurance in St. Louis to go. I also have never had auto insurance before and have never had any priors driving anyone else's car. On average how much is horse insurance for a 5yr old 16hh Thoroughbred Show Jumper for example? I'm trying to calculate expanses for when I get my own horse. I will most likely be getting a Thoroughbred around 5 to 8 years of age. I will have him/her for Show Jumping purposes including competing. On average how much will insurance cost for this horse? Do I qualify for federal health insurance? My parents don't get insurance through their jobs, and they can't afford private insurance. My parents and I are currently enrolled in an assistance program through our local hospital. I go to a private university that requires for students to have some type of health insurance. If the student doesn't have health insurance, the school charges the student $1,000 for the school insurance. Since I am 19 years old, I no longer qualify for CHIPS, which I've had all my life. I am a full time student, I am a U.S. citizen, I am in Texas, my parents are low income, I don't have proof of a job (I'm a nanny and get paid in cash). Online resources are confusing. But is there any federal insurance program that I may be eligible for?" New Driver Car Insurance? Hi all, How does a new driver go about getting insured for the purchase of a new car? Having never been insured before, how would I go about legally driving away a car newly purchased? So the scenario is that I have sourced the market and located a car. It is a private sale or from a garage. I have never driven before and therefore never been insured on an vehicle. How do I go about ensuring that when I purchase the car I am legally insured/taxed? When looking online, they need all the details about the car before I can arrange insurance, but I cannot guarantee the details of the car until I have seen it in person, when I expect to make the purchase. Any advice/links would be great. Thanks" Deductible v. out-of-pocket maximum? Health insurance help!?
I'm trying to pick a good health insurance individual plan for while I'm between jobs. I would like a low monthly premium, so I'm looking at pretty high deductibles. I'm thinking of a $5000 deductible, but that plan says it has a $3000 out-of-pocket maximum. How does that work? It that AFTER the deductible is met? I'm also looking at another that is a $3000 deductible with higher coinsurance, but lower premium. I basically use preventative care, but am good on all my check ups until next year, so might not even use those while I have this insurance, because obviously I hope to be covered by an employer before then, but I want to be prepared for any emergencies. I don't want to pick a plan just based on how much I want to pay per month, but there are too many options! Any guidance on selecting a plan is greatly appreciated! What are the best and worst auto insurance companies ? What are the best and worst auto insurance companies ? Whats the best way to cancel my car insurance? Iv had my car insured fully come with Halifax since the 28th Dec and iv already paid around 450 on the policy but as they will not give me any sort of discount on to add my new car on the policy I want to cancel it but they want me to pay another 300 to cancel it, its only been insured for a month and I agreed to pay 1600 per year and they want nearly half of it, would it affect future insurance if I just cancelled it anyway?" Does anyone know of anykind of affordable health insurance for my mother? She is age 62, never worked outside the home, and presently does not have health insurance..." Where can I get a cheap-ish car insurance quote online? Where can I get a cheap-ish car insurance quote online? Is Nissan 240sx expensive to insure? Is 89-93 240sx (S13) expensive to insure? I am 16. I would put this car under my mom's insurance. She never had an accident, ticket, etc. Also I never took drugs or any stuff like that, never been pulled over or something if it matters insuring a car." How much to go on my parents car insurance? How much would it cost to add an 18 year old girl onto her parents cad insurance? I've never had a crash but only passed last week. Its a 3 or 4 year old Renault scenic Insurance on a Mitsubishi Eclipse? Hey. Im looking at a 2000 Mitsubishi eclipse and i was curious as to how much the insurance could possibly be? Im also looking at a 1998 one. Im a 16 year old , female w/ progressive." What is the best car and best insurance to go with?
I'm 20 years old new driver I know my insurance going to be high I'm taking A 6 hour road ready driving school but at the end what is the best car I'm not really into cars I'm much more into kind of truck sure enough that would be the best type of car and insurance car insurance that help new drivers not Kill they wallets / bank account I Scratched another car how much will my insurance go up? While backing up at a gas station I bumped into a guys car and left a dime size bump on his car how much do you think it will cost? and how much will my insurance go up? Need information on affordable senior health insurance? I need information on affordable senior health insurance policies. Im leaning toward a private insurance company, like this one- http://seniorhealthinsurance-fl.com/ (if possible) in the Florida area. Thanks!" Anybody know of cheap but good car insurance? i drive an SUV and i would like to have good coverage as well as being covered if someone else is driving my car.... CAR INSURANCE FOR A 18 YEAR OLD? would it be more expensive for car insurance for a brand new car or a used car. 17 year old looking to buy a car ( what cars are cheap to insure)? hey as the title says what cars are cheap to insure and tax and so on please say the make as i dont have a clue about what makes of cars and stuff, prefer a 4 door as got a kid so it will be easier getting in and out with the car seat, thanks" Can I take out life insurance on my mom? So my father was an alcoholic and my mother is an addict, my father recently passed away and it was very hard to come up with all the money for his funeral as i am a young mother with financial responsibilities of my own. I am worried my mother is going to die due to all the drug use over the years, is there a burial or life insurance i can get on her to help with expenses?" I dented my friends car. can my insurance cover it? i accidentally kicked my friend's 2011 Camry SE's back side door. He treats his car really well and i know it really upset him. I was going to pay for it, but when we took it to the toyota shop, not only was it $2000 but they also need to keep it for a week. He would need another car to go to his full time job and full time school, so he asked if my insurance could cover for it and give him a rental car. My insurance is in my parents name so i want to know whats going to happen before i decide to ask them. Anyone have any knowledge about this? Thanks."
I am thinking of getting renters insurance. What is the cost of most average cost of most polices? Live in a 2 story, downstairs apartment ground floor, one level., I have a doxie (weiner dog), my son who is an adult and my husband." How to get auto insurance in Canada without address? I plan on buying a van and living in it instead of an apartment.How do I get insurance preferably cheap insurance? I'm curious,if one can't get insurance will the police bother one if one tells them they're homeless and have nowhere else to live?" About my leased car insurance? I have a nissan 2009 lease, I have two questions: 1. do I need to purchase PIP insurance? also a $750 deductible in comprehensive and collision is ok? 2. My boyfriend lives with me and he has his own commercial car insurance, I drive my car the most, do I need to add him in my quote? He drives the car perhaps on Sundays when we go out other than that I drive the car most of the time. Thanks for your answers" Automotive Insurance? Insurance designed to protect an insured driver or owner from the claims of others is called: collision insurance financial responsibility insurance liability insurance comprehensive insurance Sisters friend took car and crashed will my insurance cover? She took the car without permission I know alot of people say that but this is really true.She crashed and didn't have a license or insurance. She was not at fault since the other person was driving with headlights off at night and no one was hur however both cars are wrecked. Will my insurance cover I only have liability. Can i take out two seperate care insurances for two different cars? im looking to insurance another car in my name, but looking i have found cheaper quotes, i was wondering if i can have two different cars, on two different insurance poilcys? many thanks." Should I alert my insurance company? I was recently hit by a drinking driver who ran a light and totalled my car (with injuries to me--soft tissue etc.) I was poking around VA Circuit Court traffic offenses/ online and found out the man that hit me (ran a red light turning left) has a 2 guilty traffic tkts/records I found : 1. tkt for running stop light, 2. failure to yield entering Hwy. I am the 3rd occasion, and he hit me, He was drinking,which he got field sobriety test and breathalizer at the scene because we/the cop and I could smell the alcolhol.He was charged with Reckless. I m going to get a copy of the accident report. I am so angry that this guy was drinking, and has made a habit of doing this! Is this something I can, or should alert my insurance CO about and would it make a difference? I am asking
because I am definitly considering hiring a lawyer or takign this man to court as I have no vehicle now,going to P.T, and his INS.co is trying to take the rental away,and I don't get any $$ from them till my PT is over with. Its been a frustrating ordeal. So, would it behoove me to alert my insurance co of this info for negotiating on my claim? thanks..all I want is to be able to purchase another vehicle." Do I have to register my car and change my insurance if I am an out of state student in California? My insurance company told me that I do not need to change my insurance since I am a student living outside of my home of record address. Now, I keep hearing that I need to register and smog test my car in California since I'm currently living there while attending school. If I do such a thing, does that not mean that I will have to change my insurance to California rates? I do not plan on residing in California post graduation, does this make a difference also? Someone please help...." Where can I search for health insurance that's right for me? I'm looking for affordable health insurance. Is there a website where I can compare rates and benefits of different health insurance providers side by side? Cheap motorbikes to insure? 19 just passed my bike test wat a get a big bike and insure it with restriction 33 bhp. im looking at the GPZ 500 S , but there all far away , insurance for third party is 496. a year. Any one know any 250-750cc engine motorbikes that are cheap around 500-1000, and are chear to insure, i wanted the kawasaki ninja 250, but 2008 year is 1750 and the insurance is over 750. a year. to dear for me, so any idea's please let me know! thanks." Deductible v. out-of-pocket maximum? Health insurance help!? I'm trying to pick a good health insurance individual plan for while I'm between jobs. I would like a low monthly premium, so I'm looking at pretty high deductibles. I'm thinking of a $5000 deductible, but that plan says it has a $3000 out-of-pocket maximum. How does that work? It that AFTER the deductible is met? I'm also looking at another that is a $3000 deductible with higher coinsurance, but lower premium. I basically use preventative care, but am good on all my check ups until next year, so might not even use those while I have this insurance, because obviously I hope to be covered by an employer before then, but I want to be prepared for any emergencies. I don't want to pick a plan just based on how much I want to pay per month, but there are too many options! Any guidance on selecting a plan is greatly appreciated! Advicing on insuring my car? Well, i passed my driving test yesterday yay! I got a car from a friend but i'm having trouble finding somewhere to insure me without having to pay like tons of money. I'm female and age 20 so i don't really know how much my insurance should be or what's a good deal. Anyone give me any insurance companies i could try as a first time driver? Thank you" What is proof of insurance?
I am still on my parents insurance and was planning on renting a car(yes, I' am old enough). They require proof of insurance when renting and I was wondering how that works. Do I just show them my parents proof? And is it just the paper work in the glove box of one of our cars?" Having a baby with no medical insurance? About a month and a half ago I got a new job as a temp-hire. It can take 3 months to 2 years to get hired on. Last week I found out that I'm pregnant; I have no medical benefits at all. I really want to go to the doctor and get a check up just to make sure everything is all right, but I am afraid of the cost. I know if I go for an independent plan, I am uninsurable because of the pregnancy, so there is no chance of getting coverage. Even though I am a licensed life and health insurance agent, I have no idea what to do. Where can I go get prenatal care without spending everything I have? Please help! :(" Decent Car Insurance Info? Does anyone know of a decent car insurance provider for 18 - 20 year olds -.- I just got quoted 4k for a 1litre CAR that is almost double if not more than double of the 1 litre I would of bought if Insurance companies weren't FUBAR. Does anyone know of cars or car insurance providers that are cheapish like 2000 - 2500 mark. I mean I'm in a 1 litre I'll be topping 80 my acceleration is about 12 seconds -.- So yeah thanks to anyone :) "Can you suggest a good,affordable health insurance plan?" I am an adjunct instructor at two colleges in Michigan. Neither institution offers health insurance for adjunct instructors. For the last three years I have been getting health Insurance through a postdoctoral fellowship. Now this fellowship has come to an end, and I am in desperate straits. I have heart problems and I need specials medicationss for depression and attention deficit disorder.What do I do?" "Insurance says case is closed, is it really?" A little over a year ago, I was in a car wreck and due to financial responsibility laws I had to pay for the accident. (I had no insurance, of course, I've learned this lesson) Recently they've filed suit against me for more money that they didn't receive from the insurance company. I can't afford an attorney and was about to hire a bankruptcy lawyer for all of this, but I recently found out from the insurance company that the case is closed. It's also been over a year as of a couple days ago and due to Tennessee's Statute of Limitations they can't claim any more money. So my question, the insurance company says it's closed and even said the attorney settling with them has closed the case. I call the opposing attorney myself and of course they say they can't discuss the case with me, even though I'm just asking if the case still actually exists. They wont' give me a court date either so naturally, I'm a bit suspicious. Should I be ready to put this behind me, or do law offices do this sort of thing all the time? They were recently paid out $10,000 from the insurance company I'm making payments to. I really don't see where else they could find money given my situation. All answers are appreciated, thank you!" Buying Car - Insurance Question?
I'm buying a Z-28 Camaro, and I have encountered a problem. I was told when I register it (which I have to apparently) that I have to insure it. I plan on leaving the car just setting in my yard. Yes it runs perfectly, but I can't afford gas for it or insurance at the time. 1) Do I legally have to register it 2) How long do I have to register it 3) Does it HAVE to be insured 4) If yes to 3, what's the cheapest insurance I can get and about how much is it. I don't care what it covers. I don't know if the state makes a difference but I live in Michigan. Thanks A Million" How much does car rental insurance cost? I am renting an economy car for one day through enterprise. Any idea what the average cost of rental insurance they offer is? I'll be calling them later on. Just wondering ahead of time what I should expect to pay, on average. Thanks" How much would car insurance cost for a 2008 Ferrari F430? I meant around how much would it cost say if i was 18 how much would it cost? CAR INSURANCE? 17 YEAR OLD LAD? Hi, I recently passed my driving test (approx 2 weeks ago) I've been looking at car insurance and the quotes are ridicouly high if I wanted to be the main driver with my own policy. So my dad has kindly said he will buy a car and be the main driver and I will be the second driver and drive the car sometimes. However the quotes are so high? Anyone know any companies that will insure me cheap below 2,000? The quotes that I get now are like 3,000+ on a standard Vauxhall Astra. Please can you let me know if you know any companies that will insure me and cheaply! Thanks." Do you have to be a licensed insurance agent to do this? Do you have to be a licensed insurance agent to quote Medicare Supplement rates in Texas? Please cite a source of your information. Underwriing Problem With Car Insurance? I have a car Insurance with Autoone and they found out that my sister is making use of the car i called the the company and they told to write a letter stating that she is not living with me and NOT make any use of the car also she has been moved out recently. So i need a nice good lettter . my sis name is Jennifer. Who will give car insurance with a drivers permit? My DL was suspended and I restored them today due to parking ticket but I have to start all over so I have a permit so who will give me car insurance with a permit need A.S.A.P How would the insurance companies treat mounting a smaller sized engine inside a sport model car?
If i were to for example, mount a 1.4 vauxhall astra engine inside a GSI model car, would the insurers treat it as a 1.4 vehicles insurance rate?" Some Cheap Auto Insurance Companies for Young Drivers? Can you list cheap auto insurance companies for young drivers please? "Non owner SR22 insurance, a cheap website?" Non owner SR22 insurance, a cheap website?" Where can I find the best and most affordable Health Insurance? not some rip off. but a real company and i hate BCBS About how long does it take to get plates for a new car through insurance company? I just bought a new car and i have no plates for it. How long will it take for me to get the plates if I'll be registering through my new insurance company in MA? I hit a fence with my car will my insurance rates go up if I make a calim? The other day I was driving my 2000 honda accord and out of no place came a deer that ran out in the street from the woods.I turned my wheel hard to the right not to hit the deer and I hit a woodin fence at an abandoned house.My car is dented up pretty bad .I have full coverage I know the car is 12 years old but it was in excelllent shape before this.if I file a claim will my insurince rates go up? Anyone know about maternity insurance? I am recently married and my husband and I have been trying for a baby. We just recently added me to his insurance and of course, added maternity coverage to it. We were told that it wouldn't take effect until November 1st. My question is-if I were to get pregnant before November 1st, would the insurance not cover the pregnancy? I have a friend that seems to think if I were to get pregnant before then, if I didn't see a Dr until after November 1st, then it should be okay. Any idea what is correct?" How much does car insurance fluctuate related to a car's make year? I know the newer the car the higher the insurance, but by how much? Would a 2 or 3 year difference be very significant? Also how much more on average is car insurance for a mid-size SUV than a sedan-style car?" "I'm under GEICO in NJ. If every member of the family is insured, how much cheaper w/ safe driving course? Three members in the family. How much cheaper will insurance get if we all take the Safe-Driving Course?
What is the average cost of health insurance for a small design firm with 3-5 full time salaried employees? I'm looking to start a design firm, but want to be able to give my employees the opportunity to have full health care coverage." Full size truck insurance compared to small size truck? Is the price for insurance on a full size truck more than it would for for a smaller sized truck? Classic car insurance for 17 year old? i really wanna drive, and i dont really have a taste for most modern motors. so ive been looking at an 80's mk2 fiesta. i think its a sweet motor, a 1.1 is a good size engine for cost cutting and the XR2 models look like a great starter/driver car. though a look alike would be fine! problem is i cant find classic insurance that will insure a young driver on a classic insurer policy. any help, names i should call? all help appreciated!!!" Deductible v. out-of-pocket maximum? Health insurance help!? I'm trying to pick a good health insurance individual plan for while I'm between jobs. I would like a low monthly premium, so I'm looking at pretty high deductibles. I'm thinking of a $5000 deductible, but that plan says it has a $3000 out-of-pocket maximum. How does that work? It that AFTER the deductible is met? I'm also looking at another that is a $3000 deductible with higher coinsurance, but lower premium. I basically use preventative care, but am good on all my check ups until next year, so might not even use those while I have this insurance, because obviously I hope to be covered by an employer before then, but I want to be prepared for any emergencies. I don't want to pick a plan just based on how much I want to pay per month, but there are too many options! Any guidance on selecting a plan is greatly appreciated! "Im 33 with no job, whats the best affordable way for me to receive health insurance?" Im 33 with no job, whats the best affordable way for me to receive health insurance?" Does medicaid take someones life insurance money AFTER they die? My father used medicaid briefly, i think some hospital and a few months in a nursing home...before he died. My mother and father had very little, didnt even own their home. My mom is afraid to have life insurance on HER, because she was told that after HER death...medicaid would try and take whatever she has....including a life insurance policy on her....which of course I'm the only son would recieve it. There is nothing else, she rents a small apartment and is making payments on a car...so its not really hers either. we live in MISSOURI..." A teenager with no health insurance...? I'm 17 and from California and have NO health insurance... My mom no longer has custody of me and I'm living with my father who has no job and no way of getting me health insurance. To be quite honest, my dad is a drug addict and lays around the
house all day, so to sum it up... he's no help at all. I usedd to have mediCal with my mom but since I no longer reside with her, im not longer under that anymore. I'm really really scared... I think I may have strep throat and I have NO idea what to do... since I have no insurance. Can anyone help me? Thanks." Motorcycle insurance on a 2008 crf230l? (around) How much would motorcycle insurance be for a 16 year old on a Honda crf230l?....thanks Integra to Mustang: how much will my car insurance go up? I am currently insured with ING for my acura integra '1992 at $55 a month. I'm 23 years old with a clean driving record and the insurance is one-way (damages to my car in an accident are not covered, but damages to another car/property are covered) and is also protected from theft and attempted theft + vandalism. I am planning on switching to a 95 Mustang. Can I expect a small or significant jump in my insurance premium? I would apply the same coverage. (The car has an alarm system and I put on a steering wheel lock when I leave it parked.)" Licence wrong date when applying for insurance? when you get a quote along the way it asks you to enter when you recieved your licence. what if i put 2-3 years old when in actual fact it is only 2 months old. Will the insurance company find out that i am not telling the truth or can i get away with it? Do they check my licence to see when i got it. thanks. Which is better hmo or ppo insurance? Which is better hmo or ppo insurance? Car insurance issue(s). Please share your experience and help if you can. Thanks? My car caught on fire due to some electrical wiring, im fully comp, and have never claimed before. But sneaky as they are, they have told me that they do not cover electrical wiring faults, which has caused the fire. But the AA who towed my car in has catergorised it as fire damage. Surely they must cover the fire damage. I took it to a repair centre near me, and have asked them to have a quick check, and they also say its fire damage and what not, this has been procrastinated for so long by the insurance company, (claims company rather) that i can't remember what the repair centre has stated. Surely, fully comp covers something like this? THEIR engineers have said that there was no further damage to the rest of the car, but can i trust THEIR engineers? A full check up costs a lot, as they would have to take apart the car ( i believe? ) When i rang up the lady at the claims centre, she had no idea what case i was on, she literally said 'give me a moment to read up on your case' for me, thats a bit pathetic. While speaking on the phone with her not only was she rude, almost shouting at me (as i pressed on further ) . She told me she would send the company policy booklet to show that electrical wiring is not covered, and a letter stating the case was closed and in detail what the whole case is about. A week and a half has gone by (she said couple of days) This is the most annoying thing. She was rude, unhelpful, unwilling to help, and just taking the pee with the whole thing. I just find it sketchy that the letter has not been made, and no further actions or anything has happened (i have
also opened another case about another incident - no info .. still) . I think they are just hoping i'd give this up as they are so unwilling to pay out. This is the reason I have insurance. Whats the point otherwise? Sorry for the long read. I have no idea what to do now, can i take it to a small claims court or talk to someone in the city council to further my case? Thanks" How much would insurance cost for an 18 year-old college student on a used 2000 honda CBR 600? How much would insurance cost for an 18 year-old college student on a used 2000 honda CBR 600? I need help understanding Health Insurance Deductibles? Ok, so I'm going to get health insurance and I'm Having a challenge trying to understand the deductible situation. The Health Insurance I'm looking into is Blue Shield of California and they have many plans, and it seems that the prices get a bit higher when the deductible gets lower. What does the annual deductible mean? Is that the amount that I have to pay off first before my insurance can cover me?" Car Insurance? There has to be a way.? My X has had two accidents and a speeding ticket in the last two years. Her insurance company dropped her. The car she is driving now is financed and as everyone knows, it must carry full coverage, but the quotes are crazy. From $200 a month to $430 a month. She used to pay $65 a month. Can anyone suggest how to get full coverage and still keep her pocketbook happy?" Car Insurance? So I got my license the other day I'm 16 turning 17. I don't have a car yet, but I want to drive alone. My mom has a car but my name isin't included in the policy. I heard somewhere that I could still drive the car. Is that true? How much would it cost if my name is added to the car? the car is on AAA Insurance.? . Another question. Im going to be working soon, how much would it cost for a 17 year old to drive his own car with his own insurance, BUT if im added to my DAD's policy.?" Still waiting to hear from car insurance if car is a write off? its been a week since this guy hit me from behind. he was 100% at fault. how long do i have to wait to find out if my car was a write off? the car is fixable and i need to know how much to fix? want my car back!!!!! Car Insurance for teens? How much would it cost monthly for a teenage girl? You don't have to be exact but make an estimate. Is this the big health insurance lie?
The legislation would impose several new fees on firms in the health sector. New fees would be imposed on providers of health insurance and on manufacturers and importers of medical devices. Both of those fees would be largely passed through to consumers in the form of HIGHER PREMIUMS for PRIVATE COVERAGE. Congressional Budget Office An Analysis of Health Insurance Premiums Under the Patient Protection and Affordable Care Act November 30, 2009 BUT..... The average premium for an unsubsidized, nongroup policy will cost 27-30% MORE. (same report) So won't private coverage decrease sharply ... And so too the fees collected from them ... which are suppose to pay for the subsidies . Or will really caring people flock to buy this extra expensive insurance?" What is an insurance quote? people say low insurance quote .... what is it. how does it work and how does the whole car insurance thing work what if i buy a $5000 car ... how much would i be spending every month including tax, insurance> EXCLUDE GAS" Cheapest car insurance for teenagers? I have a 16 year old what insurance is the cheapest to put her on Gap insurance and warranty on car that was totaled? I am not sure who is right on this one.... We bought a car in 12/11. We purchased gap insurance and an extended warranty at that time through the dealer. We decided to refinance the car through the credit union were we are members. The gap insurance was 1/2 the price we purchased at the dealer. The dealer and bank said that we should receive a refund. In the process of all of this the car was totaled by my 18 year old daughter in March. 1. We recieved a check made out to us from the dealer for the gap insurance.(pro-rated 4 months) 2. The dealer turned in the paperwork for us for the refund on the warranty and the warranty company sent it to the previous lein holder that we left. The initial bank in turn said it was our money and reissued a check made out to us. Any thoughts appreciated. Is it really our money? Is Motorcycle insurance the same price as car insurance or is it cheaper? I had a coupld of friends that have motorcycles and some that have cars. They don't pay for their own insurance but i wanted to know if by any chance if motorcycle insurance is cheaper then auto insurance. I know auto insurance these days are sky high. But since a motorcycle is a lot smaller, shouldn't insurance for it be cheaper for it?" Got into a car accident with rental and declined the insurance? hi all i was hoping you could get some facts/and or legal advice. Ok so i have been renting this car for about 6 month now because i cant afford a down payment for my own. I had my own car insurance which covered the rental. However(bad luck struck) i got into a car accident 2 days after my car insurance lapsed i have since renewed my policy right away with another insurance company that gave me better rates. The fault of the accident has not yet been determined. I believe it was the other persons fault. however i am worried what will happen if it is deemed to be my fault. i was not covered at the time of the accident, i did not obviously have coverage through the
rental company. i want to make something clear that i am a person of good faith and if it were to be deemed as my fault i have no problem paying the other persons deductable. but i am worried about someone going after me for thousands and thousands or jail time or loosing my licence. so my questions are do rental car companies carry default uninsured motorist coverage(even if i opp out of purchasing theres?) if it is my fault do i get to pay the other persons deductable(and damage to rental) and walk away? will her insurance sue me for full cost of repairs? will her insurance go after rental company go after rental place for money? will her insurance go after my new insurance even though i was not covered by them at the time of the accident? fyi: no one was hurt, she has a minor medium size dent in door panel, i have small tear in my bumper" How can I get affordable Medical Insurance for my family? My wife and I are hoping to have another child soon. Were getting alot of our debt paid off since I am working overtime. However our current Insurance doesn't offer maternity ...show more Insurance cost on 95 jeep wrangler? Insurance cost on 95 jeep wrangler? "I need individual health insurance, im 16?" Hello everyone, im looking for individual health insurance. I am 16 needing surgery on my right knee which has a Torn Miniscus. i need it immediately with a decent pay rate. Thanks in advance" Insurance...? I'm wondering... Is there an insurance company that will allow you and your partner on the same plan? Or do you have to live in a state that recognizes domestic partnerships? My car insurance company is screwing me over? I was just recently in a car accident. my front end recieved some harsh damage. The hood was folded towards the windshield, transmitiion was busted, the front lights were busted and the front frame was pushed back to where i could not get my front doors open. My insurance company is saying that it is a complete loss. However the garage where i took it to said that it was fixable. My car is a 2001 neon. They want to take the car and probably give me 2000 dollars for it, and they wll fix it and sell it for more. My question is should i just hand it over to my insurance company and take the 2000 dollars? or does anyone have any suggestions?" Deductible v. out-of-pocket maximum? Health insurance help!? I'm trying to pick a good health insurance individual plan for while I'm between jobs. I would like a low monthly premium, so I'm looking at pretty high deductibles. I'm thinking of a $5000 deductible, but that plan says it has a $3000 out-of-pocket maximum. How does that work? It that AFTER the deductible is met? I'm also looking
at another that is a $3000 deductible with higher coinsurance, but lower premium. I basically use preventative care, but am good on all my check ups until next year, so might not even use those while I have this insurance, because obviously I hope to be covered by an employer before then, but I want to be prepared for any emergencies. I don't want to pick a plan just based on how much I want to pay per month, but there are too many options! Any guidance on selecting a plan is greatly appreciated!