Loggerhead Marinelife Center (LMC) hosted an appreciation dinner for its prestigious Gordon Gray Circle members on Thursday, Dec. 5, at the center. More than 160 guests attended to celebrate LMC’s 41st anniversary and the nonprofit’s historic achievements in ocean conservation and sea turtle rehabilitation.
Children of Fallen Patriots (CFP) Foundation will hold its first-ever Inaugural Palm Beach Gala hosted by CBIZ on March 7, at the prestigious Breakers Hotel in Palm Beach after four successful galas in New York City. This event promises to be an extraordinary evening of tribute, hope, and community support for military families who have made the ultimate sacrifice while illuminating the critical mission of supporting children who have lost a parent in military service.
The Lord’s Place is honoring GL Homes with the MARCH Award for its unparalleled efforts in helping to break the cycle of homelessness.
70-year-old Lenwood was chronically homeless for more than fifteen years when he met The Lord’s Place outreach and engagement team at its Meal Mobile feeding site in Belle Glade. Lenwood began receiving weekly hot meals and essential
2025: The Best Is Yet To Come!
For eleven successful years, the Revolution Dating Team has worked around the clock to bring love and joy to your doorstep. Year after year, this exclusive offline matchmaking firm has connected countless couples before the end of February. It is their personal challenge, and they take it very seriously. Whether you are age 25 or 85, Revolution Dating is the answer to the modern-day dating dilemma. If you have not felt a true romantic connection in a while, now is the perfect time to begin. With nearly half of the adult population single, divorced, or widowed, finding “the right one” at “the right time” can be as challenging as finding a needle in a haystack. This well-respected company has a proven track record of success. Just look around the next time you are out to dinner. Every table in every restaurant holds a seat for couples introduced by Revolution Dating (but you won’t know who is who, which is their gift of confidentiality). In the coming pages, check out Kelly and Miranda’s article “The Singles Scene,” where they share pro tips on how to soar through the first quarter of the year. If you haven’t experienced it yet, you will soon discover why this club is gaining nationwide recognition. Thank you for trusting The Award-Winning Matchmakers year after year. Wishing YOU all a Happy Valentine’s Day! If you are ready for love, they are ready for you.
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Sponsored by Northern Trust and supported by the BOV Foundation, the event included a moving speech by LMC’s CEO Andy Dehart and an honorary tribute to the late Gordon Gray by LMC Board Member Ray Graziotto. Guests enjoyed dinner, cocktails, and music courtesy of SandyJames Fine Food & Productions, Gelato&Co., Sailfish Brewing Company, and Vida Caña Rum.
Photos courtesy of Loggerhead Marinelife Center
The event commences at 6 p.m. with the cocktail reception, where distinguished guests will join cochairs Matt and Jill Schecter to celebrate the resilience of military families and provide support through educational scholarships to military children who lost a parent in the line of duty. These scholarships cover the gap in government benefits to help facilitate debt-free graduation and upward mobility.
Founded by CEO David Y. Kim and his wife Cynthia Kim in 2002, Fallen Patriots has provided over $70 million in scholarships to over 3,500 military children from all branches of our armed forces who lost a parent. This ensures that the children of America’s servicemen and women can pursue higher education without the stress of a financial burden. The organization also provides professional development opportunities through internships, full-time job placements, and career training, ensuring upward mobility for Gold Star children who have experienced loss.
“Recreating the New York City gala in Palm Beach allows us to foster new connections and expand our mission of honoring the sacrifice of fallen service members. By providing scholarships and educational counseling to their children, we can ensure their legacy lives on while giving these families the support they deserve,” said founder and CEO David Y. Kim. “We are thankful for the sponsors who champion our mission and for the new and existing local connections and supporters who help expand our impact.”
According to the Florida Department of Veterans Affairs, Florida has the third largest veteran population in the nation and is the second largest state of Gold Star families in need, making the CFP mission one that hits close to home.
Dinner sponsors for the Inaugural Palm Beach Gala for Fallen Patriots hosted by CBIZ include Citadel, Citadel Securities, and Griffin Catalyst. Attendees will enjoy an exquisite dinner, guest speakers, live auction, surprise entertainment, and plenty of opportunities for meaningful engagement and sponsorship.
The Inaugural Palm Beach Gala hosted by CBIZ is sure to attract notable guests. The host committee includes partner and vice chairman of the Florida Panthers NHL team, Doug Cifu and his wife Melissa; founder and managing partner of
Shield Capital, Phillip Bilden and his wife, Dr. Patricia Bilden.
Although America is not currently at war, the children of fallen military service members continue to battle significant educational challenges. The Children of Fallen Patriots Foundation anticipates a substantial funding gap of $300 million over the next two decades, with an urgent need for $150 million in the next four years. This critical support is essential for Gold Star children who are now reaching college age, helping to cover the difference between available government assistance and the true expenses of higher education.
To learn more about Fallen Patriots or sponsorship opportunities, please email palmbeach@fallenpatriots.org. Tickets and additional event information can be found online at https://donate. fallenpatriots.org/2025pbgala.
Tom English, Laura Berrio, Bret McCormick
Production Manager Lee Nostrant
Production Department
Elaine Donholt • Ruth Nekoranec • Katie Heystek
Dianne Strout • Karen Kalisz • Michelle Feeney
lifesaving services. A few months ago, the outreach team moved Lenwood into his own apartment in Riviera Beach through The Lord’s Place supportive housing program. Thanks to the Meal Mobile – a comprehensive service delivery bus for those experiencing homelessness that is operated by The Lord’s Place and fully funded by GL Homes –Lenwood’s hopelessness was transformed into hopefulness. Today, Lenwood has restored dignity, a support system, and a place to call home for the rest of his life.
Lenwood’s story is a testament to how community partnerships can assist local agencies in doing the work needed to serve those less fortunate. It is also one of the many reasons why The Lord’s Place is recognizing GL Homes as a phenomenal corporate partner that has made unparalleled contributions in helping to break the cycle of homelessness and combat hunger in Palm Beach County. The Lord’s Place announces it will honor GL Homes with the first M.A.R.C.H. Award (Mobilize, Advocate, Respond, and Commit to end Homelessness) on Friday, Feb. 28 at the inaugural March to End Homelessness.
“We recognize and applaud GL Homes’ philanthropic philosophy and its Vice President of Community Relations Sarah Alsofrom who, together with company employees, make a difference in the communities where they live and work throughout Florida,” stated Diana Stanley, CEO of The Lord’s Place.
Managing GL Homes’ statewide philanthropic efforts since 2015, Alsofrom oversees the organization’s focus on homelessness, hunger relief, and children and education
through its donations to 150 charities throughout Florida and beyond.
The Lord’s Place and GL Homes are celebrating their 10th anniversary in partnership. Since 2014, GL Homes has donated more than $900,000 to The Lord’s Place. Their most notable project together is the Meal Mobile, a transformative vehicle that delivers meals and drives its wrap-around services directly to the most vulnerable individuals living on the streets.
GL Homes has been the presenting sponsor of The Lord’s Place Annual Ending Homelessness Breakfast since 2019. The local home builder is also the presenting sponsor of The Lord’s Place inaugural March next month.
In addition to GL Homes being part of the solution in addressing homelessness through The Lord’s Place, the corporation also supports Gulfstream Goodwill and has built affordable housing in The Pines (Delray Beach) for those doing farm work in the Glades.
“GL Homes is excited and honored to be recognized with The Lord’s Place inaugural M.A.R.C.H. award! Our commitment to ending homelessness in Palm Beach County is unwavering. It is through our collective advocacy, compassion, and commitment that we will break the cycle of homelessness,” stated GL Homes President Misha Ezratti.
Homelessness is a serious social and economic issue impacting all levels of our society. The Lord’s Place recognizes that all people deserve respect and a place to call home. The inaugural March to End Homelessness is part of The Lord’s Place’s effort to spread community and national awareness, raise the much-needed funds to provide the resources, programs, and services needed, and recognize those who are partnering in helping to break the cycle of homelessness.
The significance of the event is to educate participants and change the lives of those who are homeless. By marching through West Palm Beach, The Lord’s Place wants to raise awareness of the estimated 3,000 men, women, and children without a home on any given night in Palm Beach County. In the United States, many Americans are forced to choose between basic necessities like purchasing food, paying rent, or going to the doctor. The fact is more than 770,000 Americans are homeless on a typical night.
Since 1979, The Lord’s Place has been finding solutions and providing services to take more people off the streets and into homes. All are invited to join this profound movement advocating for those who are homeless and raising crucial funds to support them.
“Carry your sign high and show that you believe everyone deserves a roof over their head. Homelessness is often unseen or pushed aside but let this be a day to stand strong and march to break the cycle of homelessness for our
most vulnerable neighbors living in Palm Beach County,” commented Stanley.
The 5K march is open to everyone in the community. Participants can choose to march beginning at The Lord’s Place Fortin Family Campus (2808 North Australian Ave.) at 2 p.m., join at any point along the route, or come for the program at the final destination in downtown West Palm Beach. Individuals, corporations, business and community leaders, schools, and groups will gather at Lake Pavilion for the celebratory event that will take place from 4 to 6 p.m.
Participants can help raise money for this event by creating a team and challenging their friends and coworkers to help end homelessness. The goal is to have 200 people march and attend the program and to raise a minimum of $350,000. Funds raised will be matched by
The Honorable Ann Brown.
“As we march forward, we speak for those who cannot and lift up those who have lost their way. Our path to raise awareness about the men and women living on the streets is only possible with the support of our friends, neighbors, and other generous corporate partners. Please join us as we give voice to the most vulnerable and neglected in Palm Beach County,” encouraged Alsofrom.
Visit TheLordsPlace.org/march for more information.
Tampa General brings award-winning academic medicine to the Palm Beaches and Treasure Coast.
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For nearly two decades, we’ve been ranked one of the Nation’s Best Hospitals and we continue to be Florida’s highest ranked hospital in multiple specialties. For a consultation, please call (561) 739-4TGH (4844).
Art lovers and outdoor enthusiasts will find inspiration at Lighthouse ArtCenter’s (LAC) 12th Annual Plein Air Festival. This unique event brings together 30 internationally renowned artists who will compete for over $15,000 in cash and prizes while painting local landscapes “en plein air” — a French term meaning “in the open air.” Renowned landscape painter Mary Garrish will serve as this year’s judge.
With a full schedule of events, free artist demonstrations, and freshly painted artwork available for purchase, the festival promises a week of creative energy and community engagement.
What Is Plein Air Painting?
Unlike studio work, plein air pieces reflect the immediacy and energy of outdoor settings.
LAC’s Executive Director, Jeni Licata, describes it best: “Plein air painting captures something no photograph ever
can—the energy, immediacy, and true essence of a moment. The feel of the day, whether it’s the sun’s warmth, the crispness of a breeze, or the calm of a perfect morning, flows directly from the artist’s brush onto the canvas, creating a sense of tangible and timeless place.”
Festival Highlights
Paint Out Competition (March 2, 9 a.m. to 1:30 p.m.)
Kicking off the festival, professional and amateur artists alike will gather at the iconic Jupiter Inlet Lighthouse to create masterpieces in a fast-paced, two-hour timed event. Over $2,000 in prizes will be awarded, and the completed works will be available for purchase immediately following the competition.
Daily Plein Air Painting And Demonstrations (March 3 To 7)
Award-winning artists will paint stunning local scenes across Palm Beach and Martin counties. From “Old Florida” landscapes to picturesque coastlines and iconic landmarks, the public is invited to watch these masters at work. Free, scheduled artist demonstrations will take place at Sewall’s Point Park, Riverbend Park, Dubois Park, and Juno Beach Pier. Artist Meet And Greet And Small Works Sale (Wednesday, March 5, 4:30 To 6:30 p.m.)
Meet the artists, enjoy light bites, and browse the gallery to purchase artwork. Visitors can also shop the Small Works Sale, featuring 8” x 8” pieces by participating artists, perfect for collectors of all levels.
Collectors’ Party And Sale (March 7, 5 To 8 p.m.)
This exclusive evening at LAC offers attendees the opportunity to meet the artists and purchase freshly painted, one-of-a-kind artworks. Guests will enjoy signature hors d’oeuvres and refreshments while mingling with artists and fellow collectors.
Battle Of The Brushes (March 8, 9 a.m. To 2 p.m.)
This lively finale is the last day to purchase festival paintings and features a live painting competition where top artists go head-to-head in a timed relay-style painting event at LAC.
The Plein Air Festival offers an unparalleled opportunity to witness art in action, connect with acclaimed artists, and bring home a piece of original artwork. Whether you’re an art collector, a casual observer, or someone seeking creative inspiration, this event has something for everyone.
For a full schedule of events, visit lighthousearts.org/ pleinair-2025 and follow real-time updates on Instagram @lighthouseartcenter. LAC Gallery is located at 373 Tequesta Drive, Tequesta, FL 33469. Admission to the gallery is free for members, with a $5 suggested donation for nonmembers.
Get ready for an unforgettable family experience in the Amazon ArtiKids Zone at the 2025 ArtiGras Fine Arts Festival presented by Tampa General Hospital. Designed for children of all ages, the Amazon ArtiKids Zone offers an interactive, fun, and creative environment where young minds can explore the world of art and play.
The Amazon ArtiKids Zone features an on-site playground, giving children a chance to burn off some energy while enjoying the festival. Plus, families can visit a variety of vendor booths where children will receive take-home art crafts to keep the creativity flowing long after they leave.
Whether your child is a budding artist or just loves to explore, the Amazon ArtiKids Zone promises an art experience like no other.
Vendor opportunities are still available for the Amazon ArtiKids Zone. Showcase your creative products and services to families attending this beloved community event. Don’t miss your chance to be part of ArtiGras 2025! For more information about the Amazon ArtiKids Zone or to apply for a vendor booth, email info@artigras.org.
The 40th Annual ArtiGras Fine Arts Festival will take place on February 15 to 16, at the Gardens North County District Park, located on 117th Court North.
The festival will feature a juried fine art exhibition, live entertainment, the new Culinary Arts Studio, a dedicated Amazon ArtiKids Zone, and the Youth Art Competition. Ranked as a Top-100 fine arts festival by Sunshine Artist magazine, ArtiGras offers visitors the unique opportunity to meet and engage with over 300 of the nation’s leading artists.
By Kelly Leary, M.S. & Miranda Capparelli (The Award-Winning Matchmakers)
“To truly change the way we approach love, we have to go to the source of everything we do: our minds.” — Todd Perelmuter Romance has arrived and you have front row seats. Cupid’s arrow is aimed, and couples are falling in love all over town, thanks to us. February is all about LOVE. Whether you’re actively looking for it or quietly wishing for it, LOVE is on everyone’s mind this month. You can run, but you can’t hide from the magic of Valentine’s Day. So, how is your love life? (Take a moment to think about it). Do you need a little extra help from our sweet, professional cupids this month? Well, good news—we’re right here in your local area, ready to help! As always, don’t forget to share this valuable info with your single family and friends—especially during this inspiring month. They might just be more motivated to take action than they think.
The Power of a Two-Some Countless studies have shown that we’re at our best when we’re in a healthy relationship. It’s not money, fame, or beauty that brings true happiness—it’s togetherness. We ask people of all ages—from 20 to 80-plus—what their happiest moments have been, and the overwhelming answer is always the same: “The best time of my life was when I was in a loving, committed relationship.”
It Makes Perfect Sense
When you’re in a relationship, you have someone to share life’s joys with, and someone to lean on during the tough times. You have a partner to help you plan your future, and a person who becomes your rock, your sounding board, and your biggest cheerleader. Two beats one, any day of the week. Not only does this connection improve your emotional health, but it’s also essential for your physical well-being. A supportive relationship gives you something to look forward to every day, and that’s crucial for mental and physical wellness.
Deep down, no one wants to be single forever. Yet, many will be alone this February—and possibly longer— because they’re not owning their love life. They’re too comfy in their comfort zones, waiting for something to happen instead of making it happen. Some people blame others (or even an ex) for their single status, but here’s the truth: you are responsible for your relationship status.
Facing the Truth
In the world of dating, it’s easy to get stuck in patterns of blaming external factors rather than reflecting on our own actions, dating style, or mindset. Taking ownership of your love life requires self-awareness, selfimprovement, and a willingness to face the discomfort of stepping outside of your comfort zone. Fear of rejection, getting hurt, or losing freedom often holds people back, but this is precisely what keeps them from finding happiness. Online dating is a risky platform, and we get that. This is why we’re here! Unlike online dating, we vet every single candidate and connect with
them personally. We act as cheerleaders, and sometimes we hold up a mirror when we see our clients standing in their own way. Tough love leads to success, and we’re fortunate that most of our clients listen to us.
Taking responsibility for your love life is a mindset that opens the door to personal growth and increases your chances of finding your grand finale relationship. Dating isn’t for the faint of heart—it’s a combat sport. You will take a few hits along the way, but you must keep going if you want to score the touchdown.
It’s crucial to understand what “league” you should be dating in. You can’t be a third-string player on a community football team and expect to date the head cheerleader of an NFL team. If you have incredibly high standards, make sure your attributes match what you’re looking for in a partner. Ask a brutally honest friend or, better yet, ask your matchmaker. We’ll give you the truth (while your friends might sugarcoat it). Most of our clients appreciate this transparency.
Remember, there is a pot for every lid. Don’t let low self-esteem hold you back from believing in love. If you find yourself thinking, “No one will ever love me,” STOP. You are lovable, and you deserve the best partner in the world. Start telling yourself: “I am lovable, and love is on its way.” Stay optimistic, and get off that negative train—it’s headed nowhere. Is that really where you want to go?
Dating on page 10
At Jupiter Medical Center, our commitment to providing the highest level of patient care is the cornerstone of our mission. We are proud to have earned a Grade “A” in safety from the Leapfrog Group, the leading independent watchdog organization focused on health care quality and safety. This prestigious rating is awarded to hospitals that exemplify excellence in patient care.
We are honored to be the only hospital in Palm Beach and Martin counties to achieve an “A” safety grade. This accolade affirms our team’s commitment to ensuring the best quality and safety for our patients.
As a patient, it’s important to be informed about the safety of your hospital. Visit hospitalsafetygrade.org to learn more. jupitermed.com
More Amazing Singles Than Ever
We’re excited to report that we’re meeting more incredible, like-minded singles than at any other time in our history. Nationwide exposure and a recent article in The Shiny Sheet have been an astronomical experience for the club and its members. Times have changed, and so has our matchmaking style. New candidates for men and women are walking through our doors every day. Our database is growing and ever-changing, and the quality of matches pack a powerful punch.
The Right People Are Out There
We feel so fortunate to work with such attractive, successful, and positive clients. Our clients are too wise and too busy for the bar scene or online dating. They want quality, and they deserve it too.
In honor of love month, here’s one final piece of advice. “Treat yourself the way you want to be treated by others. Love yourself, and you will be loved.” Love the world, and it will love you back. It’s the LOVE MOVEMENT. us and enroll today--before we book solid!
Happy Valentine’s Day Wishes and Caviar Dreams to all of you! May you find love in 2025—with yourself and with others. We are obsessed with 2025 and can’t wait to make this year even better—together!
Thank you for sharing your time with us today. We appreciate all of you.
Xoxo – Kelly & Miranda
#34YearsOfExperience
#WhyWaitJustDate #LoveOffline
#MatchmakingRoyalty #TellYourFriends #ComeAliveIn2025
in love is incredibly rewarding. Much of the love you see is because of all of you. We are blessed to be surrounded by so many vibrant humans. We
appreciate those of you who share your love openly and talk is up out there! We truly are saving quality singles one date at a time! Have an incredible Valentine’s Day and remember to Come Alive in 2025! #TellYourFriends #ReserveYourSpot
Kelly Leary© has 34 years in the dating industry and a master’s degree in clinical psychology. She has been written about in Modern Luxury Magazine Palm Beach and Modern Luxury Manhattan , The Palm Beach Post, The Shiny Sheet, Stuart News, Jupiter Magazine and many more. Revolution Dating members are prescreened in person, including background checks. Professional photos are taken by the staff. Revolution Dating is NOT online dating or blind dating. In addition to providing matchmaking services that make singles “UN-single” through their exclusive club memberships, Kelly and her Team also provide feedback from your dates when appropriate. Mock Dates are available by request. Single Coaching Sessions and Evaluations are also available by request for non-members or as an addon to some memberships. *All inquiries are confidential *Specializing in representing jetsetting clients with a second home in the Northeast/Tri-State Area. Call the central hotline at 561-630-9696 (XOXO) or scan the QR code below to hold your place in the club.
Behind The Scenes at Revolution Dating:
Matchmaking is one of the oldest and most wellrespected occupations Worldwide, and the demand for matchmakers is soaring. We love our job for these reasons and many more— as you can see in our monthly column. Between the end of 2024 and the beginning of 2025, we have been inundated with more success stories than any other year in our history. Seeing our couples fall
When Kim Hoffman began experiencing complications following an emergency appendectomy at a community hospital in Palm Beach County, Tampa General Hospital’s (TGH’s) Dr. Laurie Rothman was the first person she called. “She answered on the first ring,” says Hoffman. “I was upset and concerned about what the doctors at the hospital were telling me. She reassured me that she’d speak with them and that everything would be okay. I was incredibly grateful and relieved knowing she was there for me, and would determine the next best course of action.”
Hoffman has been a happy patient of Dr. Rothman’s for more than 12 years. A friend recommended her after Hoffman moved to Florida. “They told me that I would love her, and I do!” Dr. Rothman has been practicing medicine in Palm Beach County for more than 20 years. Recently, when Dr. Rothman joined TGH Concierge Health, a service of TGH Primary Care, Hoffman jumped at the chance to reunite with her trusted primary care physician. In fact, she not only signed herself
up with TGH Concierge Health, but also her husband and two adult sons. Diagnosed with several different autoimmune disorders, Hoffman has a complicated medical history. She says Dr. Rothman is truly at the center of her care – a master of coordinating and communicating with multiple medical specialists so everyone is on the same page. Hoffman notes that Dr. Rothman excels at breaking down information into ways she can understand. “She remembers everything,” notes Hoffman.
Along with coordinating Hoffman’s health care, Dr. Rothman monitors Hoffman’s husband and sons’ well-being, ensuring preventative measures like specialized blood tests for her adult sons, one of whom has type 1 diabetes. “When our younger son is home from college, he can easily reach out to Dr. Rothman to get a refill on a prescription. She is like an old-fashioned family doctor,” notes Hoffman. “She treats patients holistically.”
Prior to joining TGH Concierge Health, Dr. Rothman served the brave men and women in law enforcement as the dedicated doctor for the Palm Beach County Sheriff’s Department. She is also a member of the Florida Medical Association, the American Academy of Family Physicians and the American Board of Obesity Medicine.
TGH Concierge Health is part of Tampa General’s commitment to connecting the Palm Beach County and Treasure Coast communities to innovative care. TGH Concierge Health patients receive the highest level of primary care, with after-hours access and personalized care
plans. TGH Concierge Health includes same-day or nextday appointments, after-hours communication with the concierge physician or staff, annual executive-level physical examinations, and more.
Since 2020, Tampa General has been creating a framework of state-of-the-art services for patients in the Palm Beaches and on the Treasure Coast, with the expertise and innovation of a preeminent academic health system.
One of the leading academic health systems in the nation, Tampa General has been affiliated with the USF Health Morsani College of Medicine at the University of South Florida since the school was created in the early 1970s. Today, more than 700 medical school residents and fellows receive specialty training at the academic health system in areas ranging from general internal medicine to neurosurgery.
Tampa General is the highest-ranked hospital in the market in U.S. News & World Report’s 2024-2025 Best Hospitals, with two medical specialties ranking among the top 20 in the nation and eight medical specialties ranking among the top 50 best hospital programs in the United States.
“Dr. Rothman has been there for all my ups and she’s been there for the downs, and it’s been quite the journey,” says Hoffman. “But we’ve come to the other side, so everything’s going pretty well right now. I’m so very happy.”
For more information about TGH Concierge Health, please visit TGH.org/ConciergeHealth or call (561) 739-4TGH (4844).
By Sally Sima Stahl, Edward Jones
You may spend many decades contributing to your IRA and 401(k), but eventually you will likely need to take the money out — in fact, you must take the money out or face penalties. What should you know about these mandatory withdrawals?
Here are some of the basics:
• What are they called? Mandatory withdrawals are technically called required minimum distributions, or RMDs.
• When must I take RMDs? If you were born before 1951, you’ve probably already begun taking RMDs. If you were born between 1951 and 1959, your RMD age is 73. And if you were born in 1960 or later, your RMD age is 75. You can postpone accepting your first RMD until April 1 of the year after you reach your RMD age, but this will result in two RMDs for the year. After you take your first RMD, you must take subsequent ones by December 31 of each year.
• What penalties will be assessed if I don’t take all my RMDs? For every dollar not withdrawn, the IRS will charge a 25 percent penalty, but this can drop to 10 percent if you subsequently withdraw the correct amount within two years.
• Which accounts have RMDs? RMDs apply to traditional IRAs, as well as other types of IRAs, including SIMPLE and SEP IRAs. RMDs don’t apply to Roth IRAs. RMDs also apply to traditional 401(k)s, but not Roth 401(k)s.
• Can I withdraw more than the RMD for any given year ? Yes, you are free to take out as much as you want.
However, if you take out more than the RMD for one year, you can’t apply the excess to the RMD for the next year.
• How are RMDs calculated? Typically, your RMDs are determined by dividing your account balance from the prior December 31 by a life expectancy factor published by the IRS. Your financial professional should be able to perform this calculation for you.
• If I have multiple accounts, do I have to take an RMD from each one? If you are taking RMDs from a traditional IRA, you must calculate each RMD individually, but you can take the total amount from one or more IRAs. If you’re taking RMDs from a 401(k) or similar plan, you must take the RMD from each of your accounts.
• How are RMDs taxed? You are typically taxed at your income tax rate on the amount of the withdrawn RMD. You may be able to avoid taxes in a particular year if you transfer your RMDs to a qualified charity in what’s known as a qualified charitable distribution.
• If I inherit an IRA or 401(k), am I subject to RMDs? Yes. When you take RMDs from an inherited account, you generally must withdraw all the funds within 10 years, as opposed to over your lifetime, which is the RMD window that applies to your own accounts. The rules are
somewhat different if you inherit an IRA or 401(k) from your spouse. In any case, though, you’ll want to consult with your tax advisor about how to take RMDs from an inherited account.
If you’re already subject to RMDs, be sure you’ve taken them before the year ends. And if you haven’t yet started taking RMDs, learn as much as you can about them — because the more you know, the more likely you’ll make the right moves at the right time.
This article was written by Edward Jones for use by your local Edward Jones Financial Advisor, Edward Jones, Member SIPC.
Edward Jones is a licensed insurance producer in all states and Washington, D.C., through Edward D. Jones & Co., L.P., and in California, New Mexico and Massachusetts through Edward Jones Insurance Agency of California, L.L.C.; Edward Jones Insurance Agency of New Mexico, L.L.C.; and Edward Jones Insurance Agency of Massachusetts, L.L.C. Edward Jones, its employees and financial advisors cannot provide tax advice. You should consult your qualified tax advisor regarding your situation.
Contact us at (561) 748-7600, Sally Sima Stahl, CFP® , AAMS™, 1851 W. Indiantown Road, Ste. 106, Jupiter, FL 33458.
As temperatures drop this winter, Manatee Lagoon – An FPL Eco-Discovery Center ® invites visitors to witness the seasonal migration of Florida’s beloved manatees.
From Nov. 15 through March 31 (manatee season), manatees seek out the warm waters near Florida Power & Light Company’s (FPL) Rivera Beach Clean Energy Center outflow, creating a unique opportunity for the public to observe these gentle giants up close.
Manatee Lagoon – An FPL Eco-Discovery Center ® provides the perfect viewing conditions for families, nature enthusiasts and tourists alike.
Here’s what to expect when visiting Manatee Lagoon.
• Close encounters with manatees: Observe manatees basking in the warm waters, an engaging and educational experience for all ages.
• Educational exhibits, interactive displays and tours: Discover the importance of manatee conservation and learn about Manatee Lagoon’s ongoing environmental preservation efforts. Explore exhibits such as a seagrass nursery and mangrove tank and join tours throughout the day.
• Scenic views and amenities: Enjoy the serene beauty of the lagoon, complete with picturesque views and comfortable facilities to enhance your visit.
“We are excited to welcome guests to Manatee Lagoon this winter season,” said Rachel Shanker, education and conservation manager at Manatee Lagoon. “Winter is a great time to witness manatees in their natural habitat and to appreciate the crucial role they serve in our ecosystem.
Manatees seek out the warm waters at Manatee Lagoon – An FPL Eco-Discovery Center®, creating a unique opportunity for the public to observe these gentle giants up close. Visitors can enjoy the rare chance to watch manatees bask in the outflow’s warmth, an experience that highlights the importance of conservation and environmental stewardship.
With cooler temperatures expected in the coming weeks, there’s no better opportunity to experience the magic of these gentle giants and to learn about our collective conservation efforts.”
Manatee Lagoon is committed to providing a safe, educational and enjoyable experience for all visitors. With free admission and a range of activities designed to
A mother manatee and her baby calf swim gracefully in front of Manatee Lagoon – An FPL Eco-Discovery Center® during the cooler weather. This enchanting scene offers visitors a rare and glimpse into the lives of these gentle giants as they seek out the warm waters provided by Florida Power and Light Company’s (FPL) Rivera Beach Clean Energy Center outflow.
inspire a passion for wildlife and conservation, this is an ideal destination for a day trip.
Make sure to keep an eye out for various educational programs and events hosted by Manatee Lagoon. Notably, its 9th anniversary celebration, ManateeFest, will take place on Saturday, Feb. 1.
For more information about visiting Manatee Lagoon, please visit www.VisitManateeLagoon.com.
Manatee Lagoon – An FPL Eco-Discovery Center ® is a free Palm Beach County educational attraction with a dedicated area to view manatees up close. The 16,000-square-foot center features engaging, hands-on exhibits for visitors to learn all about the unique creatures as well as the natural wonders of the surrounding Lake Worth Lagoon. During the colder winter months, the facility’s observation deck is the ideal spot to view manatees basking in the clean, warm-water outflows from Florida Power & Light Company’s adjacent Riviera Beach Next Generation Clean Energy Center. Manatee Lagoon also offers digital resources and educational virtual content for manatee fans near and far on its website: VisitManateeLagoon.com.
The center is open seven days a week, 9 a.m. to 4 p.m., except for major holidays, through manatee season, which runs through March 31, 2025. Manatee Lagoon is open the rest of the year Tuesday through Sunday, 9 a.m. to 4 p.m.
The Palm Beach North Chamber of Commerce is excited to announce that local artist Sarah LaPierre has been named the official poster artist for the 40th edition of the ArtiGras Fine Arts Festival presented by Tampa General Hospital. LaPierre’s stunning artwork, titled Local Legacy, celebrates both the vibrant cultural landscape of Palm Beach County and the personal history LaPierre shares with the iconic event.
In her piece, LaPierre draws from her own deep connection to the festival, having attended since she was just nine months old, and from the natural beauty of her hometown, Palm Beach Gardens. Local Legacy prominently features a pair of sandhill cranes, whose red-crowned heads symbolically reference the festival’s 40th, or “ruby,” anniversary. Four hidden “40s” woven throughout the piece add an interactive element, reflecting LaPierre’s commitment to celebrating the past while looking toward the future.
With a focus on sustainability, LaPierre incorporates upcycled materials into the assemblage-style painting, a theme close to her heart. Through her art, she encourages viewers to reflect on the local wild spaces we inhabit and our collective impact on them.
“Natural spaces are deeply important to me. They are where I find inspiration, peace, and spiritual connection,” LaPierre explains. Her process of using found objects from nature and materials sourced from places like Resource Depot, a local treasure trove of repurposable materials, further highlights her commitment to sustainability.
By Peggy Forgan, M.Ed., College Planner
by Jordan Baum
The piece also carries a personal touch, with elements of LaPierre’s family history with ArtiGras embedded into the artwork.
“There are nods to my family’s legacy, from attending the event to my father’s booth in the early days, to my own involvement as an assistant and later as a featured artist,” LaPierre shares.
Her work is infused with references to ArtiGras memorabilia, such as name badges, early promotional materials, and beaded necklaces, making Local Legacy not only a visual celebration of the festival but a tribute to its impact on her and her family.
The 40th ArtiGras Fine Arts Festival will showcase LaPierre’s artwork in various forms, from the festival’s promotional materials to her double booth at the event. Attendees will have the chance to view LaPierre’s traditional impasto paintings, as well as her new assemblage series, including the Local Legacy piece. Her booth, located near the red gate entrance (Numbers 336 to 337), promises to be a must-see experience for festivalgoers.
Let’s face it, college acceptance is a competitive process and strong SAT scores are one way to set yourself apart from the crowd. High SAT scores are important for college admission but also for qualifying for meritbased scholarships that can significantly reduce the cost of tuition. Class 101 is offering a free SAT practice test on Saturday, Feb. 22, from 10 a.m. to 1 p.m. After the test, students can receive their test scores and a test analysis during an individual appointment at no cost.
Class 101 helps your student improve SAT scores with live expert instruction, study guides, interactive quizzes, and personalized worksheets. The program covers key areas including specific test-taking strategies designed to boost performance across the entire test. A practice SAT is the first step, helping understand where your student needs to focus their attention to raise scores. This baseline assessment allows us to tailor instruction to the areas that need the most improvement.
Additionally, Class 101 will be offering a six-week SAT test prep course beginning this spring, designed to help your student thoroughly prepare for the test. Space is limited, so sign up now to secure your spot! This is a great opportunity to improve SAT scores for college admissions and earn merit-based scholarships.
Our program includes practice tests that simulate the actual SAT, helping students become familiar with the test format and time constraints. Detailed feedback after each practice test tracks progress and refines strategies. Class 101 also emphasizes test-taking psychology, teaching students how to manage anxiety and stay focused under pressure—critical skills for performing well on test day.
To register, call or text Peggy Forgan at (561) 418-7897, or email pforgan@class101.com for more information.
LaPierre, who is also the host of the ArtiGras Podcast, has long been an advocate for local artists and cultural enrichment. The podcast, a collaboration with the Palm Beach North Chamber of Commerce and the Cultural Council of Palm Beach County, highlights the incredible diversity and vibrancy of the area’s arts scene.
“One of the best parts of my professional life has been shining a light on the inspiring work of artists and cultural figures in our community,” LaPierre says.
The two-day outdoor art festival, set to take place on February 15 and 16 at the Gardens North Country District Park in Palm Beach Gardens, will also feature a juried fine art exhibition, live entertainment, the Culinary Arts Studio, a dedicated Amazon ArtiKids’ Zone, and the Youth Art Competition. Ranked as a Top-100 fine arts festival by Sunshine Artist magazine, ArtiGras offers visitors the unique opportunity to meet and engage with over 250 of the nation’s leading artists.
By Katie Roundtree, Director of Finance and Administration, Northern Palm Beach County Improvement District
If you own property in Florida, you may come across the term “easement.” An easement can influence how you use your property, and the rights associated with it. These legal agreements are often present in areas where the Northern Palm Beach County Improvement District has facilities and maintenance responsibilities. Easements are essential for allowing the district to access locations where it does not have ownership rights, particularly near its facilities, preserves, or waterways.
An easement is a legal arrangement that permits another party to use a specified portion of property for a particular
purpose. It does not grant ownership of the property; rather, it allows the user to utilize the property without the risk of being charged with trespassing. For instance, a water management maintenance easement may exist between two homes, designating an area where the easement holder can travel to access something on the other side. Another example is a flowage easement, which allows water to flow from one location through a body of water owned by someone else. A common easement in this context is a water management easement, usually covering areas where pipes, used for stormwater management, may be buried.
Once both parties agree to the terms of an easement, it is recorded with the Palm Beach County Clerk of the Court. This ensures that any future owners of the property are aware of the easement’s existence. If the property is sold later, the easement will be noted in the title search and property survey to document the easement area.
A water management maintenance easement typically grants the easement owner the rights of ingress and egress, allowing access to the property for maintenance of water management tracts or preserves located on the other side. The easement also allows the agency’s agents and contractors to pass through the property, with or without equipment and vehicles.
As the property owner, you are responsible for maintaining the easement area and keeping it free from plants, trees, fences, and structures, unless specifically permitted through the official permitting process. You cannot block access to the easement. If a permitted fence with gates exists within the easement, access should not be hindered by dogs or security systems. The owner and their contractors have the right to pass through the property safely and without harassment. Additionally, trees planted in water management easements can grow into and damage pipes and structures, potentially impacting stormwater management or causing sinkholes from collapsed pipes.
It’s important to understand the significance of easements on your property and to keep these areas clear of personal belongings. Easements provide necessary access for district employees and contractors to legally enter properties located on the other side. Without this access, maintenance of preserves and stormwater facilities becomes impossible, which could put the district in violation of regulations with the South Florida Water Management District. In some cases, this lack of access may even result in improper functioning of these systems.
For more information, please visit our website at www.npbcid.org, where you can view facility maps that display the locations of easements. Additionally, the site includes a link to our geographical information system (GIS), which presents property information and district facilities in an interactive map format.
NPDES tip: Dirt, oil, and debris that collect in parking lots and paved areas can be washed into the storm sewer system and eventually enter local waterbodies. Sweep up litter and debris from sidewalks, driveways and parking lots, especially around storm drains.
Forté Luxe is Jupiter’s premier waterfront enclave ideally situated on a stunning, 2.5-acre peninsula of land. Anchored by a 13-slip private dock, Forté Luxe is your gateway to the Palm Beaches, Atlantic Ocean, and enchanting Intracoastal Waterway, where excursions for sport and leisure are effortlessly accessible.
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Sales Gallery: 11911 N US 1 #102, North Palm Beach, FL 33408
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As February rolls in with its celebration of love, we at The Pet Cottage are reminded of the countless ways love shines in the bonds between people and their pets. For us, love is the foundation of everything we do — the love it takes to relinquish a cherished companion when life circumstances make it impossible to care for them, and the love that finds these pets a new family to cherish them.
Take Jerry and Thor, for instance. Jerry, a cancer survivor, shared an unbreakable bond with his 120-pound Dutch Shepherd, Thor, for five wonderful years. Thor was not just a dog; he was Jerry’s best friend, constant companion, and loyal confidant. But when Jerry’s cancer returned unexpectedly, he faced a heartwrenching decision. Moving to Australia to live with his daughter for treatment was the best choice for his
By Jim Forgan, Ph.D., Licensed School Psychologist
My first grader has recently said, “I hate myself” because she doesn’t feel smart. She says things are too hard and I can see her getting discouraged. She has trouble remembering letters, sounds, some numbers. She can’t keep up with everyone. Her teacher says she is the lowest one in her class.”
This concerned parent’s description of her child cried out for help and understanding. It is highly unusual for a young student to make statements such as they hate themself, they feel dumb, or they want to die. No student wants to go to school and repeatedly fail. Furthermore, it is a giant red flag when your child’s teacher says your child is the lowest one in the class. Given these challenges, this young child’s self-esteem is at risk of long-term damage.
As a concerned parent, you can provide your child with support and understanding. If you suspect an underlying learning disability like dyslexia, our school neuropsychological testing provides answers. We also test for processing problems such as a weakness in phonics development and memory. Once you understand the specific problem you can then provide the right treatment to help.
The testing revealed this child had dyslexia with anxiety. Her mom followed up with one of the specialized tutors and started three times a week tutoring. Once she received our written report, the teacher helped get the child an IEP for school support. The IEP allowed the school’s special education teacher to work with her in addition to her private tutoring. Parents used children’s books to help with her anxiety of being embarrassed for her reading struggles. In a follow-up conversation, her mom said she had renewed hope for her child’s future.
We test students from age 2 through college for dyslexia, ADHD, anxiety, depression, autism, and more. Call us at (561) 625-4125 to discuss your child or learn more at www.JimForgan.com.
health, but the lengthy flight and mandatory quarantine would be too much for Thor.
Jerry’s priority was finding a loving new home for Thor, where he could thrive. He tried on his own and through his vet, but no match felt right. Then a friend, Jane, told Jerry about The Pet Cottage, and he reached out to us in late November. With a flight booked for December 23, the timeline was tight, but our mission was clear: find the perfect Forever Guardians for this intelligent, active, and affectionate dog.
At The Pet Cottage, we believe every pet deserves a home that matches their unique personality. We arranged two meet-and-greets with potential families, one even including a skilled dog trainer for introductions. However, despite their interest, neither was the right fit for Thor. Jerry began to worry that Thor might need to be boarded while we continued the search. But I, Wendy,
the founder and executive director of The Pet Cottage, assured him that miracles do happen.
And happen they did.
Just days before Jerry’s departure, Marcia reached out to us. She and her husband, Michael, had been following Thor’s story and felt a pull to reach out.
Experienced with large dogs and with a spacious acre of land and a pool — a dream for Thor, who loves to swim — they were eager to meet him.
When we visited Marcia and Michael’s home, it was clear: this was the one. Jerry had the chance to meet them and see the wonderful environment Thor would call home. The bond was instant, and Jerry left for Australia with peace of mind, knowing his beloved companion was in loving hands.
Today, Thor lives happily with Marcia and Michael, enjoying his new home and their expansive backyard. Jerry stays in touch through WhatsApp, sharing updates and photos, and The Pet Cottage remains committed to supporting Thor and his Forever Guardians for the rest of his life.
At The Pet Cottage, we witness love in its purest forms every day. Whether it’s the selfless act of rehoming a beloved pet or the joy of welcoming a new furry friend into your heart, love truly is all around us.
If you’d like to learn more, donate, or become a Forever Guardian, visit www.thepetcottage.org. Together, we can create a world where pets and people truly belong.
This February, we celebrate the love that makes miracles happen — the love that brought Thor to Marcia and Michael, giving Jerry peace of mind during a difficult time. Thank you to everyone who supports our mission and helps us create these beautiful stories of love and connection.
Happy Valentine’s Day from all of us at The Pet Cottage!
