Boca Pointe FEB 2025 S

www.seabreezepublications.com

From The Manager

By April Narine, LCAM General Manager

Hello Boca Pointe

Residents! I would like to take this opportunity to remind everyone of some of the basic Boca Pointe Community criteria.

• It is required that you clean up after your pets to maintain the beautification of Boca Pointe.

• Your pet must be walked on a leash at all times.

• Have your vehicle registration updated with the BPCA office.

• Drive slowly up to the gates and through the community for the safety of our residents.

• Make sure to follow the posted speed limit throughout the community. Speeding fines are going to resume.

• Please contact your HOA for any questions relating to payments, maintenance, landscaping, or other property related matters.

• We do not accept cash or credit cards for transponder payments. We only accept check or money orders at this time.

• The BPCA office hours are 8:30am to 4:30pm Monday – Friday.

• Be courteous to your neighbors. Let’s continue working together to make our community the very best it can be!

From The Desk Of Commissioner Marci Woodward

A Message From Marci

We are well into the new year, and much is happening in both the county and the country. While I am very busy with exciting projects, my new year had a rough start that I am still working through.

As many of you may already know, my father passed away in his sleep at home in the early hours of New Year’s Day. His health had deteriorated after he suffered a series of strokes, seizures, and pulmonary embolisms three years ago. He survived, but never fully recovered. His last years were difficult for both him and my mother, as she became his full-time caregiver. With the help of the VA and organizations like Seniors Helping Seniors, they were able to keep him at home for most of that time.

We got the call at 5:00 a.m. and were on the road to South Carolina by 8:30. The next week was a blur. I was one of the speakers at his funeral and struggled to find the right words. I can only describe it as living in a snow globe. It was hard to see past the man who had become so ill he could barely get out of bed. All my memories swirled so quickly that it was hard to focus on the life of the man who raised me, not just his final years.

But then came the night we all sat in my mother’s kitchen, looking through boxes of old photos to create a montage for his funeral. There he was, and all the good memories came trickling back. We sat and shared those moments. Over the

next few days, my mom, husband, brother, and sister-in-law joined in the reminiscing, and a proper eulogy took shape.

It’s hard to limit myself in what I would like to say about him. He lived a big life and loved to tell stories. He had a way of reliving events that made you feel like you were there, too. He was a spontaneous prankster and found humor in everyday life. He loved to visit new places and explore the area “like a local.” He never took the road most traveled. We shared a love of roller coasters, flying, and, most importantly, the beach.

I try to think of him now as sharing his stories in Heaven in a perfect body, reuniting with lost loved ones, and knowing that he raised two great kids who will remember his legacy and are proud to have called him Dad.

Bonefish Cove Update

We’ve heard from some constituents about traffic disruptions in the Town of Palm Beach, due to barge traffic related to the Bonefish Cove Project and bridge openings.

In response, County staff initiated a call with Congresswoman Frankel, the Mayors of Palm Beach and West Palm Beach, and their teams.

While the County does not have direct authority over the contractor, I emphasized our commitment to working collaboratively on solutions to address these traffic concerns. ERM, drawing from its experience, has proposed operational adjustments to the Corps to help reduce the impact. Recently, ERM received approval from the Town to work on Sundays, which will help alleviate delays during peak commute hours.

Additionally, the Corps is working with the U.S. Coast Guard and the contractor to minimize unscheduled bridge openings. We will continue to closely monitor this situation and are committed to ensuring the Bonefish Cove Project moves forward smoothly while addressing local traffic concerns.

Important Hotwire Information

Important Launch Project Update

from Hotwire Communications

We are excited to announce that Hotwire Communications has been selected as the new cable and internet provider beginning January 1, 2026 for the Boca Pointe Community. In the next few weeks, Hotwire Communications will start the construction phase of the launch project at Boca Pointe. During this phase, the Hotwire Construction team will be working in your community to build the infrastructure for the new fiber optic network.

Hotwire has reviewed the site plan in detail and due to size of Boca Pointe and the number of Villages, Hotwire has separated the community into four phases. Hotwire recently met with the Board Presidents of each Village to discuss the comprehensive construction plan for the community. Each Village will be assigned a construction phase and will be completed in that order. For reference, we have included a list of the Villages in phase one. It is important to note that Hotwire will have multiple construction teams working simultaneously, however depending on the phase of your village you may not notice any active construction.

Prior to construction commencement in each Village, residents will receive a project update including specific construction details from the Property Management team and/or Board of Directors. If your Village is in phase one you will see an increase in activity as Hotwire is working in your area. Our crews will have their vehicles parked in your community and you will see us working in a variety of locations. We are a friendly group, but we kindly ask that you please keep a safe distance away from all our ongoing construction activities because safety is our top priority.

Thank you in advance for your cooperation. Hotwire will continue to send important updates as this project progresses. If you have any questions, please email Bocapointe@hotwiremail.com.

Boca Pointe Villages Included in Construction Phase 1:

La Paz (includes Lakes at La Paz)

Important Note: Hotwire will send an update when Construction will be starting in Phase 2-4.

Board Of Directors

Recently Approved Agenda Items

Each month, the Board of County Commissioners approves a wide range of important agenda items that impact areas such as engineering, facilities, housing, airports, and more. Here are some key items approved this month:

• An update from the Building Department on Milestone Inspections for condominiums and co-ops three stories or higher, 30 years or older. The Board directed reminder and non-compliance letters and discussed options for noncompliant buildings.

• A funding agreement with the Health Care District of Palm Beach County for up to $10 million in land acquisition, design, and construction services for a Central Receiving Facility (CRF) as part of the ARPA Response Replacement Fund.

• An amendment to the Lake Park Scrub Natural Area Management Plan to redesign proposed structures and address public safety and visitor experience.

• Adopted a voter approved ordinance granting tenyear Economic Development Ad Valorem Tax Exemptions (AVTE) subject to eligibility and BCC approval on a caseby-case basis.

• The proposed 2025 State Legislative Agenda.

• A State Funded Grant Agreement with FDOT for $2.75 million to design and implement an Adaptive Traffic Control System (ATCS) along Okeechobee Boulevard between I-95 and Flagler Drive.

Nonprofit Spotlight

I’m excited to share that the BCC recently approved an agreement with the Parks Foundation to provide philanthropic support to our county parks!

Founded in 2023, the Parks Foundation of Palm Beach County, Inc. is a nonprofit dedicated to advancing advocacy and philanthropic efforts for our parks. Its goal is to seek and secure opportunities to enhance park access, programs, and other identified initiatives, without filling the department’s budgetary shortfalls.

Led by a dedicated Board of Directors, who are influential leaders within Palm Beach County, the Foundation plays a crucial role in ensuring our parks thrive. Each year, the Foundation evaluates park projects that align with the department’s strategic priorities, focusing on initiatives that have a positive impact on the community.

I’m thrilled to see exciting proposed projects, such as tree planting, shade canopies, beach access mats, and story walks, which will significantly enhance park accessibility and enjoyment for everyone. I look forward to seeing these projects come to life!

For more information, visit parksfoundationofpalmbeachcounty.org.

If you require assistance, please contact our office at 561-355-2204 or email Mwoodward@pbcgov.org 

June 2024 – May 2025 Officers/Executive Committee

Chairman and President Robert Cornell

Vice Chairman Bob Greenstein

Vice President David Sussman

Secretary Steve Retzer

Treasurer Lawrence Gelfond

District Directors

District 1 Morton Karper (Valencia) Encantada, Valencia and The Palms

District 2 Chandra Stewart-Keith (Panaché)

Promenade, Imperial Royale, Imperial, Regency and Panaché

District 3 Steve Retzer (La Mirada)

La Mirada and Meridiana

District 4 Bob Greenstein (Lakes of La Paz) El Viento, La Paz, and Southwinds

District 5 Barbara Windheim (El Dorado)

Esplanada, Caravelle, Palomar, La Corniche, and El Dorado

District 6 Vacant

Villa Flora, Montego Bay, Villa del Sol, and Palladium

District 7 David Arlein (Pointe 100)

The Plum/Cortina, Villa Sonrisa and Pointe 100

District 8 Jacob Stark (Costa del Sol)

Costa del Sol and Costa Brava

District 9 Susan George (Edgewater)

Edgewater at Boca Pointe and Stratford Court

At Large Directors Through May 2025

Robert Cornell (Costa Brava)

David Sussman (Valencia)

Howard Weinstein (El Dorado)

Dan Gabrielle (La Corniche) Lawrence Gelfond (La Corniche) Zachary Elliott (Encantada)

What Does Shortly Mean

By Judith Levy

When I call my pharmacy or insurance provider or any store, a record comes on to ask me why I’m calling? They give me a recorded list of what might be my problem, none of which apply to me and then they tell me to hold on, they will be with me shortly. Sometimes they even tell me how many other callers are ahead of me. They continue to assure me over and over that they will be with me shortly. How long is shortly I wonder, because now I’ve been holding for almost twenty minutes. Then to drive me crazy they come on to say, this is a busy time, call back later and hang up! Frustrated but still determined to reach the person, any person who could assist me, I repeat the same process only to get an identical response. “Please hold on, we will be with you shortly.”

I sometimes wonder if these firms have insurance for people who die while on hold. When I finally get them online, I ask them what does shortly mean? They disregard my query and tersely question the reason for my call. What ever happened to manners? Has it gone away and will be back shortly? I hope so. Perhaps they can hire additional people and be responsive in a timelier fashion, but I fear I’m whistling in the wind and can just keep dreaming. It all comes down to money, the fewer people they hire the more profit they make, so the frustration is yours and you can like it or not, but they will still be back to you, shortly. What! You are now getting another message that this is a very busy time, call back later, and again they hang up! I guess I have no option. I will just have to call back shortly.

Judith Levy speaks for organizations and is the New York Times best-selling author of GRANDMOTHER REMEMBERS, which has sold over four million copies to date and the mega best-seller GRANDFATHER REMEMBERS, published by HarperCollins. Both books, perfect gifts, are available on Amazon and Barnes & Noble. 

Boca Pointe Community Association, Inc.

6909 SW 18th St., Suite A120

Boca Raton, FL 33433

Office (561) 395-7551 Fax (561) 395-5936

Email: info@bocapointe.com Website: www.bocapointe.com

Access Control

Operator: (561) 395-3392

Voice mail system: (561) 395-3369 Website: www.gateaccess.net

Staff April Narine, General Manager

Lisa Cammaleri, Assistant Manager Ebenson Bristol, Director of Security

Viewpointe of Boca Pointe is the newspaper of Boca Pointe Community Association, Inc. Please direct all questions, comments or articles for Viewpointe to lisa.cammaleri@ fsresidential.com.

A special Thank You to our monthly volunteer contributing writers

Steve Handwerker

Judith

Harold

Harriet

Anne Gannon

Elyse Weintraub Brown

Hillary Reynolds Arthur Dermer

William A. Gralnick

Milagros Gutierrez de Herrera

Yishai Mizrahi

Tonya Jansson

The Pap Corps

The views of the writers of the various articles in this newspaper do not necessarily reflect the views of the Boca Pointe Community Association. The Association nor the individual writers are not responsible for claims or promises contained in any advertising material appearing in the Viewpointe. Such claims and promises are the sole responsibility of the individual advertiser.

Office Hours

Monday Through Friday 8:30 a.m to 4:30 p.m

Please Help

We are all so fortunate to live at Boca Pointe. However, there are many who are struggling to just get by. The homeless in our area have a constant need of clothing. Please consider donating any used clothing to those less fortunate. The only requirement is that the clothes are clean and placed in a bag (no loose items). All clothing collected will be donated to local homeless shelters and programs. All clothing can be dropped off at the Boca Pointe Community Association Office at 6909 SW 18th Street, suite A120. Thank you for your generosity and care for those in need. 

Dear Boca Pointe Dog Owners:

We have had a few recent complaints from residents who have had uncomfortable encounters with dogs off leash around the property. We are reaching out to our residents to remind them of our rules concerning keeping dogs on leashes and cleaning pet litter. As a resident of Boca Pointe you must: Keep your dog on a leash. All dogs must be controlled on a leash by an able-bodied person, at all times, whenever the dog is on property. Also, you must clean up and properly dispose of pet waste when your pet relieves itself. Knowing and abiding by our community’s animal-related ordinances will help make our neighborhood a better place for everyone.

Thank you! 

Clicking With Abandon

By William A. Gralnick

Oh, it looks harmless enough. It has an air of familiarity about it. After all, it’s been on your desk or in your pocket for…well, seemingly, forever. However, your computer or phone is not your friend. In fact, it can be your enemy. Given the chance, it will conspire with bad people to do bad things to you, things that will far surpass aggravating you. Put simply, it will rob you and rob you big time if you let it. You think I’m being dramatic? Maybe histrionic? I’m not. What follows are the communiques I received in one day.

Here is one that is really sneaky because it comes from the cell company that I use or purports to use. It also presents as an apology. In fact, in one day, I got two versions. One just apologized for an overbilling error. The other began with a “whoops…” With all of these, the idea is to keep you from thinking. Why would they be asking me for information if I’ve only been over-billed as opposed to my having paid too much and was due a refund? That’s your clue. The answer is whoever they are shouldn’t be asking me for any information.

Then there is the one from the blandly named Returns Department. It claims that I have an unclaimed amount due me for $3,789. For what, you might ask? You should. They don’t say. The amount supposedly due me looks very unsuspicious. It is meant to—large enough to be enticing, small enough to be real, and real enough looking not to stop you. For instance, it would not work as well if the number was $3,700. Drooling over your windfall, you fill out the information they want, hit send, and someone, somewhere, is muttering, “Gotcha!”

I’ve noticed a variation on this theme. It comes from a store, you know, any one of a number of large, local brands or box stores. Sometimes it tells you they didn’t refund enough money. Sometimes they tell you a refund is due and you need only fill out some information. Of course, they should already have that information if this was not a scam.

Speaking of brand names, a major courier service is next on my list. I’ve gotten this same come-on supposedly from two different companies. It tells me that my package is in their delivery holding warehouse, and they are so sorry about the hold-up. It turns out that it is a hold-up of a different kind. Give them the information, and they’ll give you the package. Not! You’ve been held up; you just didn’t have to raise your arms in the air.

The “Debt Relief Service,” which, of course, doesn’t exist, is offering to relieve the recipient of debt if only… Everyone owes something to someplace. Maybe the thieves get lucky and you owe a bunch of money to some place or places. If you send them what they need to get your protection, then go ahead and cup your hand to your ear, “Gotcha” is again what you’ll hear.

And for you see-bill/ pay/bill payers at home, I’ll leave you with this one. It came in as I was getting ready to write this. It is a bill for the continuation of my five-year anti-virus protection plan. It came replete with a PDF that said invoice. Of course, I don’t have a five-year anti-virus protection plan. Yes, I have anti-virus protection, but it is from a company with a name. Second, I buy it through the genius I use who takes care of my computer needs and has taught me to look for these kinds of electronic traps.

Think to yourself. There’s no such thing as a free lunch. If it looks or sounds too good to be true—then it is too good

to be true. Curiosity killed the cat. Don’t even open the communique because you are curious. That itself may be enough to trigger entry into your private world. A final tip. Always look at the electronic address. You are looking for what comes after the @ sign. If it isn’t someone or someplace you know, then it’s fake. Normally, it will look abnormal.

I was watching a TV show about a defense lawyer. On his wall was mounted a Largemouth Bass with its large mouth open. Underneath, it said, “If I’d kept my mouth shut, I wouldn’t be here.” Good thought. Here are some more. Write down somewhere near your computer this from Dante’s Inferno. “Abandon all hope, ye who enter here.” If that’s too much, write down, “Caveat Emptor.” That’s Buyer Beware. If you are a minimalist, then just write down “beware” and look at it every time you push your chair in towards your keyboard or start scrolling through your phone.

Let’s end where we began. If you think I’m being too dramatic, go online and google some stories about people who did not heed warnings such as these. Some are broke. Some are broken. Some have spent years trying to undo the harm done to them all because they thought the computer was their friend.

Columnist and author Bill Gralnick was born and raised in Brooklyn, NY. He recently finished a humorous memoir trilogy. The first book is “The War of the Itchy Balls and Other Tales from Brooklyn.” The second is “George Washington Didn’t Sleep Here.” The recently published third is, That’s Why They Call It Work.” He is currently working on a novel. His books are available on Amazon and his other writings at https://www.williamgralnickauthor.com 

Seeing Myself As The Country I Want To Live In

By Robert W. Goldfarb

Flying to far-away places has enriched my life. I heard the language of those places as a greeting, not as telling tourists to spend their money and go home. Tutors had me memorize everyday phrases that turned the frown of officials checking my passport into a smile.

My wife and I always seemed to find the town-sometimes the street--that told us we had found the heart of the country we were in. Those few idioms became a key local people gave us to unlock doors taking us deeper into their country’s heart.

But, at 95, belted into an airplane seat makes me feel more a prisoner than a passenger. Flying to even the most exotic setting is taking me further from the place I want to spend the days remaining to me.

I’ll continue flying to California to visit my greatgrandchildren, but instinct tells me awareness I’m seeking will not be found in another country. I want to discover possibilities within myself that I’ve ignored, potential I’ve never fulfilled. I know how old I am, but age has only sharpened my hunger to learn. I’m determined to find a destination closer to home that will satisfy that hunger.

I’m not sure what it will teach me, but I’ve decided to see myself--the person I’ve become--as a country of which I am the only citizen Instead of a passport taking me across distant borders, I’m going to claim citizenship in myself, allowing my frequent-flyer mileage to expire.

If I were a country, I would know it extremely well, having lived in it for nearly a century. But I intend to discover hidden corners within me I haven’t explored, that have much to teach me. I’ll carry myself as a tourist hoping

to find the path to the heart of this country in which I’m going to spend the rest of my life.

Instead of flying thirty hours to attend a spiritual retreat in Nepal, I’ll visualize a Buddhist monk seated across from me. I trust that age has given me the patience to sit quietly and hear the monk as though he were close enough to touch rather than nine thousand miles away.

The night table next to my bed threatens to collapse under the weight of books written by spiritual guides and their journeys. I eagerly read and re-read them, hoping to find wisdom that will lead me along my own journey.

I didn’t read spiritual books when I was younger. I found that guidance at its source in India, China, Japan and Southeast Asia. When I was younger I suspect my mind was too noisy to visualize a monk unless he I was in his presence.

My hearing has dimmed, of course, but the country I have become is a quiet place. In its silence I can hear the softest voice, sometime even what is felt but not said. The wisdom I seek is in that stillness and I hear its voice.

Growing older has also made me gentler, conscious that words can hurt, aware of the importance of giving and receiving acts of kindness. As a young man, I competed for larger offices on higher floors. As an older man I competed with other drivers for a parking spot. Now I step aside to let others pass me.

Often when I enter a noisy restaurant, I recall the clamor of festivals travel agents insisted tourists attend. Now I yearn for silence, for the stillness where I can hear a quiet voice saying, “Come, this is your path ahead.”

I know how little time is left, but am equally certain I have found the country in which I can be the man I want to become.

Bob’s articles have appeared in The New York Times, The San Francisco Chronicle and in Next Avenue, the publication of the Public Broadcasting Service. His book, “What’s Stopping Me From Getting Ahead?” was published by McGraw Hill and is in five languages. 

Mr. Swindle’s Traveling Peculiarium Returns With An All-New Spectacle!

By Hillary Reynolds

Now Featuring Jaw-Dropping Acts Including “Deadly Games” from AGT and Gravity-Defying Stunts

February 13-23, 2025 – Boca Raton

February 27 – March 16, 2025 – Jupiter

Get ready, South Florida, Mr. Swindle’s Traveling Peculiarium is back in 2025 with an all-new show that will leave you gasping, laughing, and asking, “How did

they do that?!” This year’s production promises a fresh lineup of thrilling performances, shocking new comedy, and incredible stunts that will have you on the edge of your seat.

The adults-only Mr. Swindle’s Peculiarium returns to Mizner Park Amphitheater in Boca Raton from February 13 to 23, 2025, and then heads north to Carlin Park in Jupiter from February 27 to March 16, 2025 Don’t miss your chance to experience this unforgettable extravaganza under the big top!

New for 2025:

• “Deadly Games” : Featured on America’s Got Talent, this high-stakes knife-throwing act will leave you breathless.

• Hair-Hanging Levitation: A woman defies gravity, suspending herself in mid-air using nothing but the strength of her hair.

• German Seesaw Troop: Watch in awe as these worldclass performers catapult each other into the sky with gravitydefying precision.

Community Association Meetings Monthly Schedule

(All meetings held via Zoom and in person.)

All meetings will be held electronically via Zoom and in person. The following is our regular schedule of monthly meetings, however, sometimes meetings are cancelled or schedules are revised due to holidays, etc. If you would like to attend, please call the BPCA office, (561) 395-7551, the day before the meeting to request the Zoom link be emailed to you.

• Flying Trapeze: The iconic trapeze act returns, soaring high with dazzling acrobatics.

• New Comedy Acts: Brace yourself for another round of uproarious humor and absurd antics. We’ve pushed the limits again!

“We’ve outdone ourselves this year,” said Ivan España, co-producer of Mr. Swindle’s Peculiarium. “With new acts, a fresh storyline, and the same quirky characters our audiences love, this year’s show is guaranteed to deliver thrills, laughter, and surprises.”

As always, the fun begins an hour before the show in the Drink-Ory Garden, where guests can enjoy Dr. Elixir’s signature potions and cocktails. Sip on delightful concoctions and grab a bite before entering the Peculiarium for an evening of astonishment and amusement.

Whether you’re a long-time fan or a first-time visitor, 2025’s show is a completely new experience that promises to captivate and amaze. From gravity-defying stunts to jawdropping danger acts, this year’s spectacle is designed to leave you with memories you won’t soon forget.

Tickets and Event Details:

• Boca Raton: February 13-23, 2025 | Mizner Park Amphitheater, 590 Plaza Real, Boca Raton, FL 33432

• Jupiter: February 27 – March 16, 2025 | Carlin Park, 400 Florida A1A, Jupiter, FL 33477

Ticket prices range from $55 to $90, with discounts available for seniors aged 65+. Shows are for guests ages 18 and older. Tickets are available now at www.MrSwindles. com or by calling 941-445-7309. For group sales of 10 or more, contact sales@mrswindles.com.

About Mr. Swindle’s Traveling Peculiarium

Mr. Swindle’s Traveling Peculiarium is a one-of-a-kind production by Salto Entertainment, a group renowned for creating unforgettable live entertainment experiences across the globe. Led by Allison Blei and Ivan España, Salto Entertainment continues to push the boundaries of what’s possible in the world of live performance. With decades of expertise, they’ve produced shows in 49 U.S. states and internationally, garnering a reputation for excellence in the circus arts and beyond.

For more information, visit www.MrSwindles.com. 

Tax Talk

Dear Friends:

On Tuesday, January 7, 2025, I had the honor of taking the Oath of Office as your Palm Beach County Tax Collector for the sixth time. This swearing-in ceremony was special as both Wendy Sartory Link, Supervisor of Elections, and I were sworn into office during a joint ceremony, held at the new Supervisor of Elections headquarters near the Palm Beach Airport.

As I begin this term as your tax collector, I will continue to focus on ensuring that we provide the residents of Palm Beach County an exceptional service experience whether visiting us in-person at one of our service centers, calling us on the phone or conducting business online. My staff and I are committed to providing our clients unparalleled service that inspires trust, and we are looking forward to our next interaction with you.

Thank you for the honor of serving as your constitutional tax collector!

Anne M. Gannon, Constitutional Tax Collector, Serving Palm Beach County

Welcome Yvette

TCO Collects Socks For Homeless Children

I am pleased and proud to announce the success of our office’s holiday sock drive. We challenged our employees to donate 3,000 pairs of socks for homeless students in our local schools. Our employees demonstrated their commitment to our community and exceeded that goal by collecting 4,011 pairs of socks. The sock drive benefits Living Hungry, a local nonprofit.

Socks are one of the most-requested items among homeless children. The socks will soon be distributed to homeless school children in Palm Beach County. Living Hungry partners with the school district to deliver supplies to homeless students in Palm Beach County.

My employees and I look forward to our continued partnership with Living Hungry as we work to provide assistance and support for these deserving homeless children in Palm Beach County.

Read more about our organization’s community involvement at www.pbctax.gov/about-us/#community.

Vote-By-Mail

Coming off of this past year’s busy election season, it is time to focus on the several municipal elections coming up in March for the following municipalities:

If you plan to vote by mail in this election, be sure to request a vote-by-mail ballot; changes to Florida law requires you to make a request for a vote by mail ballot after each general election. For more information about vote by mail, visit www.votepalmbeach.gov/Voters/Vote-By-Mail.

I am pleased to welcome the newest member of our senior leadership team, Yvette Klepper! Yvette joined our organization as our chief personnel officer and will lead our Human Resources Department, bringing more than 20 years of human resources experience with her. Previously, Klepper had leadership roles at the National Council on Compensation Insurance (NCCI) and Mod Med, both located in Palm Beach County.

“I have enjoyed meeting the employees here at the tax collector’s office. Everyone has been so friendly and welcoming,” said Klepper. “I am anxious to get to work and I look forward to visiting all of our service center locations to meet more of our staff.”

Klepper earned a bachelor’s degree from Loyola University in New Orleans and a master’s degree from Palm Beach Atlantic University. A Palm Beach County native, she enjoys spending time outdoors, doing everything from boating to camping. Welcome, Yvette!

Boynton Beach Golf

Highland Beach

Lake Park

Lantana

Pahokee

Riviera Beach

Jupiter

Lake Worth Beach

Loxahatchee Groves

Palm Beach Gardens

Royal Palm Beach

Important Dates for Municipal Election Day, Tuesday, March 11, 2025

Deadline to register to vote Monday, February 10, 2025

Deadline to request that a Vote-by Mail ballot Thursday, February 27, 2025, by 5:00 p.m.

Early Voting

Not available

Deadline to return your Vote-by-Mail ballot Tuesday, March 11, 2025, by 7:00 p.m. to our Main Office or by 5:00 p.m. to a Branch Office

Run-Off Election Day (if necessary) Tuesday, March 25, 2025

Help Preserve Your Wealth and Leave A Legacy

Learn Strategies to help you feel in Control of your Money and Financial Future In Retirement

• Hear from guest speaker Jack Owen, Jr. Esquire, Estate Planning Attorney & CPA about ways to create an Estate Plan designed to help protect the assets you leave to your Children and Grandchildren protected from potential future divorces, lawsuits and creditor claims , and help ensure your assets stay in your family bloodline

• Taxes are potentially going up in 2026, are you concerned?1 If so, what strategies could you look into now?

• Learn strategies to help protect your retirement assets from the next Recession – what could you do NOW?

• The high costs of many mutual funds and variable annuities – what are you really paying in fees each year?

• Now that your children cannot do a Stretch IRA , how might that affect your current planning?

• NOW is the best time to get a second opinion on your retirement plan with the markets near all-time highs

• How could you adapt to today’s volatile economy, tax laws and evolving investment world?

• Learn IRA tax strategies that could potentially save you income taxes

• Alternatives for today’s low-rate CDs and money market funds to help combat inflation

• Do you now own an annuity? Now is a great time to get a second opinion on that annuity with interest rates higher

Our retired clients typically want to learn strategies to help preserve their wealth, minimize risk, reduce taxes and leave a legacy to their family after they’re gone. This is an informational dinner workshop to help avoid the most common mistakes when planning your retirement. To learn more, attend one of our upcoming dinner workshops

Craig’s retirement

Urgent Needs: Expanding MDA’s Paramedic Training To Save Lives In Israel

By Yishai Mizrahi and Leslie Viselman

Magen David Adom (MDA) remains at the forefront of ensuring Israel’s preparedness for future crises. The tragic events of October 7 underscored the country’s

The Power Of People, Policies And Persistence

By Steve Handwerker

In looking forward to the new year, we need to consider the role each one of us can play in consciously choosing a sustainable lifestyle. Many of us are not aware of our point of view concerning a lifestyle that is synchronous with the life and patterns of the beings on this planet, human and nonhuman, and the earth itself. Our policies, based on our values, determine the lifestyle we live every day. This is something we all can be more conscious of.

Living a life based on survival rather than on thriving can often limit our ability to create a sustainable lifestyle. Being more aware of what we purchase and even how we purchase for our basic needs and beyond those needs is an arena deserving more attention. Expanding from this focus, we can also be more aware of the habitats surrounding us and how to care for and conserve those environments. For example, how we care for our immediate natural environment/landscape and the immediate community’s natural environments can significantly impact creating a more sustainable way of life.

Therefore, these efforts to become more conscious of our daily activities in fulfilling our basic and less basic needs; and the familial natural landscape, our home, and finally the community’s natural landscapes form personal policies which in time will define the level of sustainability we surrender to. The more conscious our surrender to this way of living is the greater the probability of living a sustainable lifestyle. Thank you for reading this and following through!

Steven E. Handwerker Ph.D. D.div, RM Board Certified Licensed Psychologist 50 years experience www.peacewk.org.

Books and Blogs 

Current Events Group

at the BPCA office. The members consist of both

and women and all Boca Pointe residents are invited to attend. If you would like more information or to sign up, please call 516-835-2670. 

vulnerabilities, heightening concerns for the safety and survival of its people. During these challenging times, MDA continues to face immense pressure to maintain its renowned rapid response times and exceptional prehospital care.

A critical area of focus is addressing Israel’s acute shortage of paramedics—the most highly trained first responders. As the sole organization in Israel accredited to train and certify paramedics, including those in the IDF, police, and security services, MDA has launched an ambitious expansion of its paramedic training programs to meet the nation’s growing needs.

In 2023, 350 paramedics were trained, but MDA plans to increase enrollment to 650 this year, with a goal of training 1,000 paramedics annually by 2026. A cornerstone of this effort is the National Service Paramedic Training Program , which empowers young Israelis, primarily women, who choose national service instead of IDF enlistment. This rigorous three-year course, introduced in 2017, has already produced hundreds of graduates serving communities across Israel, particularly in times of crisis when reserve duty calls up many first responders.

The impact of this program goes far beyond training— it equips participants with life-saving skills, career opportunities, and a sense of empowerment. It also fosters coexistence, as Jewish, Muslim, Christian, Bedouin, and Druze paramedics work side-by-side to save lives.

Key Program Highlights:

• Enrollment Growth: In 2023, 150 National Service participants joined the program. This will increase to 180 in the coming years to address growing risks, population growth, and attrition.

• Advanced Curriculum: The course includes 1½ years of classroom instruction and hospital rotations, followed by 1½ years of hands-on shifts on Mobile Intensive Care Unit (MICU) ambulances.

• Equipment Upgrades: MDA is expanding its Advanced Life Support (ALS) fleet by converting Basic Life Support (BLS) ambulances. Within three years, 70% of MDA’s ambulances will be ALS-equipped, staffed by paramedics leading emergency teams.

• State-of-the-Art Training Center: MDA is constructing a new Center for Advanced Emergency Medical Training at the Marcus National Blood Services Center, incorporating advanced technologies like simulation tools and virtual reality for unparalleled emergency medical education.

Beyond its operational importance, the program has a profound social impact. By training paramedics in remote communities and underserved areas, MDA is improving medical outcomes and strengthening Israel’s resilience. Supporting this program is more urgent than ever, as war-related demands have strained resources. Contributions to the National Service Paramedic Training Program help fund essential expenses, including equipment, instructors, accommodations, and operational costs.

Your support can make a life-saving difference. Join us in strengthening Israel’s emergency response capabilities and protecting its future. Together, we can ensure MDA has the resources needed to save lives when it matters most.

For more information or to donate, please contact Yishai Mizrahi or Leslie Viselman, Co-Area Directors for AFMDA, at 561.212.7495 or via email bocaevents@ afmda.org. 

2nd Annual Boca International Jewish Film Festival

Unveils 2025 Line-Up

She Wouldn’t Take Off Her

Boots & Diane Warren: Relentless To Open Festival

Sunday, February 23

Closes With Guns N’ Moses

Sunday, March 16

By Hillary Reynolds

Festival Presents 70 Feature Films & Shorts to Include U.S., Florida, and Palm Beach County Premieres of Films Spanning 25 Countries

The Boca International Jewish Film Festival (BIJFF) returns for its highly anticipated 2nd annual event, from February 23 to March 16, 2025. With an impressive lineup of more than 70 feature films, documentaries, and shorts representing 25 countries, the festival offers a rich cultural experience for cinephiles and the community. Screenings and special events will take place at Cinemark Palace 20 in Boca Raton and the Movies of Delray, with appearances from filmmakers, producers, and actors who will provide unique insights into their work.

“Our vision has always been to bring people together through the power of film,” said Wendy Honig, Co-Founder of the BIJFF. “This year’s festival continues to reflect the diversity and vibrancy of Jewish culture worldwide. We are thrilled to showcase stories that educate, inspire, and entertain while fostering meaningful conversations.”

Opening Day Highlights – Sunday, February 23, 2025:

The festival opens at 11 a.m. with the Florida premiere of She Wouldn’t Take Off Her Boots, a powerful documentary by director Wilky Black that recounts stories of survival during the Holocaust, and the creation of a Monument honoring those who perished in Liepāja, Latvia, during the Holocaust. Following the screening, producer Paul Burger, the artist Victoria Milstein and historian Dr. Robert Watson will engage the audience in a thought-provoking discussion.

The evening features the Palm Beach County premiere of Diane Warren: Relentless, an inspiring documentary celebrating the most successful songwriter you never heard of with 15 Academy Award nominations, and who is responsible for the soundtrack of our lives, penning iconic hits for the world’s biggest pop stars including Cher, Whitney Houston, Aerosmith, Britney Spears, Celine, and Beyoncé. Directed by Bess Kargman and featuring appearances by Jerry Bruckheimer, Cher, Gloria Estefan, Quincy Jones, and Toni Braxton, the film delves into Diane Warren’s life, creative process, and achievements. The screening will include a redcarpet reception and a Q&A with special guests.

Closing Film – Sunday, March 16, 2025

The festival concludes with Guns N’ Moses, a quirky and heartfelt comedy by director Salvador Litvak. Starring Neal McDonough, Dermot Mulroney, and Christopher Lloyd, the film follows a small-town rabbi turned unlikely gunslinger in the wake of a violent attack on his community. This special premiere event will include a closing party and a Q&A with the director Salvador Litvak.

Special Pre-Festival and Festival Highlights:

• Orchestra of Exiles (Pre-Festival Screening): January 13, 2025, with director Josh Aronson and Dr. Robert Watson. An exclusive screening of this Academy Award-nominated documentary that tells the story of one man’s quest to save Europe’s premier Jewish musicians from the Nazis by forming the Palestine Symphony Orchestra.

• Shari & Lamb Chop Cinebash Premiere: January 27, 2025, at the Wick Theater. Includes a patron dinner, film screening, and live show with ventriloquist Mallory Lewis along with Lamb Chop and the rest of the puppet family. This touching documentary explores the legacy of beloved puppeteer and television host Shari Lewis through the eyes of her daughter, Mallory Lewis.

• Technion 10² Screening & Reception: February 26, 2025, at Cinemark. Celebrating 100 years of Technion-Israel. The Palm Beach County premiere of Technion 10², a film that celebrates the milestone 100th anniversary of Technion in Israel, followed by a special reception hosted by the American Technion Society.

• Marcella (Florida Premiere): February 24, 2025, featuring a Q&A with Giuliano Hazen, cookbook author and son of the iconic Italian chef and cookbook author, Marcella Hazen.

“This year’s BIJFF is bigger and better than ever,” added Lesley Rich, Festival co-founder. “We’re proud to showcase incredible films that highlight Jewish stories, traditions, and humor while creating a space for connection and cultural appreciation.”

Passes and individual tickets are now available, including virtual options to enjoy films from home. For tickets, sponsorship opportunities, and more details, visit www.JFilmBoca.org. About the Boca International Jewish Film Festival

The Boca International Jewish Film Festival has become the largest Jewish/Israeli film festival in Southeast Florida, and is a non-profit, volunteer-driven organization dedicated to celebrating Jewish culture through film. Founded by Wendy Honig, Lesley Rich, and Arleen Roberts, the BIJFF presents thoughtfully curated films and events to promote understanding, tradition, and community engagement in Boca Raton and beyond looking to support Jewish/Israeli film and charities. The Festival has quickly grown to become the largest Jewish/Israeli film festival in Southeast Florida and is supported by its large group of dedicated Patrons including its Grand Benefactors Billi and Bernie Marcus and Marilyn and Jay Weinberg. 

Lease Renewals

Renters- If you plan to renew your lease at Boca Pointe, please provide the BPCA Management office a copy of your renewal lease and vehicle registration prior to your lease expiration date. Both items are needed to ensure that your transponder does not get deactivated when the lease ends. Please email to admin@bocapointe.com.

Thank you! 

Welcome To The Fantastic World Of FENG SHUI!!!!

By Milagros Gutierrez de Herrera P.H.D.

Hello everyone, hoping that this month of LOVE, flow these values that we name below:

• comprehension

• camaraderie

• friendship

• empathy

• collaboration

• sense of duty fulfilled

In each and every one of them there is an important ingredient which is LOVE

February is the second month of the year and therefore we have our renewal goals underway within the process of becoming better every time. This is important for our mental health and thus being better every day.

Every February we see in all places, especially those where gifts and presents are displayed for said celebrations related to LOVE, reminding us of our feelings towards the people around us, be it family, friends, neighbors, coworkers and all the people with whom we interact due to various circumstances and contexts. These relationships, being different and distinguished by categories, move particular situations and thus make up the circle in which we live our personal, professional and recreational lives.

Therefore, each person gives us and we give them different forms of relationships with which we feed and they reciprocally feed the contact link. Nowadays, when there is so much technology to communicate, people

Hot Topics Group Notice

We are a women’s group who remember Reva Tucker. Hot Topics has resumed meetings every Friday and are seeking new members. Please join us for lively discussions at 11:00am to 12:30pm at the Boca Pointe Community Office. If you would like more information or to sign up, please call 561-715-8298. 

Golf Carts

LEAH'S PET CARE

My name is Leah Goldberg, a full time resident of Villa Sonrisa for the last six years. I have been working with dogs of all sizes for over 15 years. Services I provide include daily walking, administering medications, veterinary and grooming runs, or just plain spending some time with dogs that are home alone during the day. I am bonded and insured through Pet Sitters International. I would love the opportunity to take care of your pet. P.S. I will also take care of cats for anyone who needs that service. I can be reached 7 days a week at 561-849-8191.

communicate “less” every time, paradoxically but reality, due to multiple daily tasks, added to the attention that social networks generate in today’s society.

Within this context that we are experiencing the LOVE , cannot “go out of fashion,” because it has been the engine that has always moved the planet.

For this it is very important that in our spaces the Love Area is harmonious and clear, in order to comply with the ancient science of FENG SHUI , which promotes its presence in any of its recommendations. This important area in our lives should be located both in homes and in the workplace. With this we will enhance relationships and positive energies “CHI” and we will avoid negative energies or “CHA.”

In relation to the location of this area of the places where we carry out daily life, it is important to note that it is located in the SOUTHWEST of the house or other environment.

This area can be activated using elements of fire, earth, red and its derivatives such as pink and objects that symbolize union. To exemplify these recommendations, a painting or photo of the couple’s marriage, photos of places they have shared, trips together, in short, everything that exhibits a life as a couple makes the energy of the place enhanced with these images. In the case of art objects, it can be a knot or bow, for example, a statuette of two people and try as much as possible that the images are pairs. Pictures of places where people can be seen enjoying, walking, dancing and the visual product is of people being happy with the activity, a motif of captured art. Even if they place cushions, they should always be in pairs, a heart shape is ideal.

Other options are for those who want greater energy of LOVE, to make an altar of Love, with symbolic objects such as photographs, candles, crystals, in short, everything that “speaks” of Love.

As a reference I always narrate in my talks and conferences about FENG SHUI, a consultation from some time ago, where a very elegant and successful professional lady asked me for a consultation, since she felt very alone because her husband had left the house and they were planning a divorce. I told her that we should go to her house to Locate the area of LOVE, THE COUPLE AND MARRIAGE, which was my biggest surprise. As soon as I entered her house there was a table with quality decorations, but it highlighted single female figures. While touring the property I noticed in several spaces the female figure continued as the main art, as it caught my attention, I asked him about it:

Why are there so many single female figures as decorations everywhere in the house? He responded: “I started acquiring female figures because they seem elegant and outstanding to me and then they have given me some on different dates, birthdays, Christmas, etc.”

It is important to note that said lady was a person with an important position in the legal area and therefore, she had clients from whom she also received gifts like the ones mentioned above, also in her office. Here is the answer to her personal situation, the which was the reason for the consultation.

I hope that this anecdote in my professional performance helps resolve a particular case or in general for my dear readers.

Milagros.

Author Milagros Gutierrez de Herrera, Feng Shui Specialist is a resident of the Plum. Email: herreramilagros1983@gmail.com. 

The Importance of Annual Physicals: Prioritizing

Your Health with Dr. Luisa Brito and Dr. Althea Watson

Your health is your most valuable asset. Taking the time for an annual physical is one of the most proactive steps you can take to ensure your well-being. These routine check-ups are essential not only for maintaining good health but also for catching potential issues before they become serious.

Annual physicals allow doctors to assess your overall health, discuss any concerns, and run necessary tests to detect underlying conditions. High blood pressure, diabetes, and cholesterol levels are just a few examples of silent conditions that may go unnoticed without regular screenings. Early detection can lead to timely treatment, significantly reducing the risk of complications and improving outcomes.

At Palm Beach Health Network Primary Care, Dr. Luisa Brito and Dr. Althea Watson are committed to helping you stay on top of your health. They understand the importance of personalized, compassionate care and offer next-day appointments to fit your busy schedule. Whether you’re due for your annual well visit or have specific concerns, their expertise ensures you’re in good hands.

Both Dr. Brito and Dr. Watson provide comprehensive services, including same-day appointments, walk-in visits, pre-and post-op care plans, annual physicals, and pre-surgical medical clearance. They are dedicated to creating a comfortable environment where you can discuss your health concerns and work together to achieve your wellness goals.

Located conveniently in Boca Raton, Dr. Brito sees patients

Your annual physical is not just another appointment—it’s an investment in your future. By addressing potential health concerns early, you can take control of your well-being and enjoy

of mind. Don’t wait until it’s too late to prioritize your health.

Call today to schedule your appointment with Dr. Luisa Brito or Dr. Althea Watson and start your journey toward a healthier, happier you.

“

TERRY - former Rockette and current dance instructor Edgewater at Boca Pointe

After decades of hard work and planning, moving to Edgewater at Boca Pointe can help you prepare for the future. It’s time to relax and spend your time doing what you love. Moving to an Acts community is the smart choice for your QOL. Come in and talk with one of our happy residents to learn how moving to Edgewater at Boca Pointe enabled them to focus on Quality of Life.

COMPREHENSIVE RETIREMENT

Your residence, amenities and more are all included with a onetime entrance fee and an ongoing monthly fee. And if you need more help in the future, your monthly fee will remain predictable thanks to Acts Life Care®.

PJ Library® And The Jewish Federation

Of South Palm Beach County Hosted Community-Wide Chanukah Celebration At Boca Center

On Monday, Dec. 30, PJ Library ® in South Palm Beach County, supported by the Jewish Federation of South Palm Beach County, hosted a community-wide Chanukah celebration at the Boca Center, coinciding with the holiday’s sixth night.

PJ Library ® , a family engagement program dedicated to fostering Jewish cultural heritage through an array of activities and educational opportunities, brought together hundreds of families, friends and neighbors for festive crafts, Chanukah treats, storytime, and a meaningful menorah lighting ceremony led by local rabbis. Following the candle lighting, which symbolized unity and the triumph of light over darkness, ‘Rock N’ Roll Rabbi’ David Paskin

captivated the audience with an energetic performance, masterfully blending traditional Chanukah songs with a contemporary twist.

“This event brought the spirit of Chanukah to life in such a beautiful way,” said Elana Ostroff, PJ Library Director. “It was wonderful to see families come together to celebrate our traditions and create new memories.”

Open Call For Viewpointe

Contributing Writers!

We are looking for volunteers, whether experienced or hobbyist, interested in writing an article or a column for the Viewpointe. You may be interested in writing just once, occasionally or on a regular basis. It’s a great way to sharpen your skills or develop your talent while enlightening your community. Some themes we would like to include in the Viewpoint are as follows:

• Village Spotlight - write about your community. A different village will be featured each month.

• My Story - featuring a member of the community with a unique or interesting story.

• Student Life - High school students writing about school or a topic that interests them. Student writers will be eligible to earn community service hours.

• Global Cuisine or Gourmet Recipes - share a special, gourmet recipe or a recipe from our international community.

• Share an idea you may have for a new column or article.

A Meet & Greet event with refreshments will be scheduled for current and new writers. Show your interest in joining the writing team by contacting Lisa Cammaleri at lisa.cammaleri@fsresidential.com. 

The Jewish Federation of South Palm Beach County’s PJ Library ® is proud to host events that unite the community and celebrate Jewish heritage. For more information about upcoming programs, contact Elana Ostroff at pjlibrary@bocafed.org or 561-852-6080.

Deepest thanks to Boca Pointe Federation Campaign Chairs and Committee Members for their continued dedication and leadership.

If you or a neighbor are in need of help, please contact Ruth & Norman Rales Jewish Family Services at 561-852-3333. In addition, our main Federation telephone number, 561-852-3100 , is monitored regularly for voicemail messages.

Learn more about our Federation and how you can help at www.jewishboca.org - or contact Shirley Gross at shirleyg@bocafed.org or 561.852.3182 (leave a voicemail). 

Servicing PETS of Boca Raton for over 20 years “Caring is our Specialty” Complete medical, Surgical and Dental Facility SPA Bath & Grooming

Jay Cremer, Robin Cremer, Alex Cremer, Zachary Cremer, Tamara Morganstern

Dana Vizner, Rabbi Greg Weisman, Rabbi Laila Haas, Rabbi Elana Rabishaw, Rabbi Bert Keiffer, Rabbi Yisroel Silberstein, Rabbi Evan Susman, Mayor Scott Singer, Rabbi Rony Keller, Rabbi Efrem Goldberg, Rabbi Josh Broide, Todd Polikoff, Elana Ostroff

If you have never registered on the Community Association web site, call Access Control for our “Community Code,” then go to www.bocapointe.com. Click on the “Not registered yet?” link right under the log in box.

If you think you are registered, but just can’t remember your User Name and Password, click on the “Forgot your password?” link and it will be mailed to the email address you used when you registered. Want to update your email address or add your mobile number to receive text messages? Go to the

You?

web site Residents Only page and click on the “User Profile” link.

Once you are a registered user, to log onto the web site, you simply go to www.bocapointe.com and you will find the User name and Password boxes in the top right hand corner. Fill in your information, then click on the small blue forward arrow. The log in is “case sensitive.”

If you are a smartphone user, we now have a mobile version of the web site for your use that even includes a Comment Form. Let us know what you think and give us your suggestions for improvements. 

The old style transponders that you use to gain entry through the gates work off of batteries. The batteries are built into the device and cannot be replaced. At the end of their life, the entire device must be replaced. Most of our devices have been in use for over five years now and are beginning to fail. If your device is no longer working properly, it may be time for you to purchase a new one. Replacement devices are sold at the discounted price of $75. Driver’s license and vehicle registration required. We are now using headlight devices. 

$100.00 - New transponder

$75.00 - Replacement transponder

**Homeowners, tenants and club members will be issued a transponder to the village they reside in and into the Boca Pointe Club if they are a member**

ACCEPTABLE FORMS OF PAYMENT CHECK or MONEY ORDER ONLY NO REFUNDS ARE ISSUED

Embrace The Season At The Club At Boca Pointe

Explore Exciting Kids’ Programming

Join us in celebrating the joy of community with our expanded lineup of activities for 2025. Whether you are a longtime resident or new to Boca Pointe, there’s something for everyone:

Easter Egg Hunt Mark your calendars for April 19th and join us for a fun-filled Easter Egg Hunt open to the entire Boca Pointe Community! This family-friendly event is a wonderful way to celebrate the season, with children of all ages hunting for colorful eggs filled with surprises and treats. In addition to the egg hunt, enjoy a variety of activities for the whole family. Kids can get their faces painted, explore their creativity with arts and crafts, and bounce the day away in a fun bounce house. There will be plenty of excitement and laughter for everyone to enjoy. Keep an eye out for registration details, and don’t miss

Clowns On Call

By Harriet Rubin, aka Florabelle the Clown

BRR- It’s cold outside!

Here we are in the middle of January and the temperature keeps dropping! I know a few issues ago I was complaining of the heat outside during clown events; now I’m going to worry about how to keep warm in a few days when we attend “Family Fun Day” at Temple Beth-El in Boca! More than 1400 people have signed up for this very successful event which Boca Pointe “Clowns on Call” has volunteered at for the last 4 years. We are so happy to have a brand new clown joining us and you will meet her in the March issue of ViewPointe. I’m sure she is going to love the whole experience. We will be doing “meet and greet”, magic, giant bubbles, and of course balloons. For us “senior clowns,” this is a wonderful opportunity to bring smiles to hundreds of adorable kids and I can’t begin to tell you how much happiness and joy it brings us!

Returning to the topic of cold weather clown wear- Clown don’t wear coats or heavy jackets over their costumes, (unless one is fortunate to have a “coat of many colors” or a heavy red cape). So our only alternative is to wear layers under the dresses, vests, and pants. Fortunately most clown costumes are purposely made larger so the costume looks exaggerated. Nothing is ever made of wool, so we are limited in warmth to cotton or blends of lightweight materials. That’s one reason outdoor events are limited in colder months except here in Florida, where it’s generally warm enough to host events all year round, except this weekend! So I will wear a long sleeve knit top under my clown shirt and leggings under my

this festive community celebration. We look forward to seeing you there!

Spring Break & Summer Kids’ Sports & Fitness Camps Our day camps are back, offering kids aged 5-12 an exciting mix of activities to keep them engaged and entertained. From Tennis and Golf to Arts & Crafts and Fitness Fun, every day is packed with new adventures. Campers will enjoy pool time, outdoor games, and themed activities, all in a safe and welcoming environment. With a focus on creativity, skill-building, and active play, our camps ensure kids have an unforgettable experience while making new friends and lasting memories.

• Spring Break Camp: March 24th – 28th, Monday to Friday, from 8:30 am to 3 pm.

• Summer Camps: June 2nd – August 8th, Monday to Friday, from 8:30 am to 3 pm.

For details and registration, contact Ashley Rozo at arozo@heritagegolfgroup.com.

Heading North Early? Reserve your spot in the sun, and prepare to enjoy an unparalleled experience at The Club at Boca Pointe. By enrolling in our Deferred

clown overalls. My costumes are heavier than most of our clowns as they were custom made by the famous Priscilla Mooseburger and everything is lined. I bought my first professional costume in 1997 and the last one in about 2010 and they all look brand new! Traditional clown costumes don’t really change much except that female clowns rarely wear crinolines under their skirts except for costume completion at clown conventions. So wish me luck at keeping warm and not tipping over from the added weight! I’m not good at pratfalls!

February brings Valentine’s Day and I hope to schedule a visit to the YMCA pre-school classes as well as to North East Focal Adult Day Care and The Senior Center. These organizations really enjoy our clown interventions, and we love these groups. The reader might question how similar activities can be successful with the extremely large age difference.

It’s widely known in the clown world that these 2 groups make the best clown audiences. Perhaps I’ll dedicate a monthly article to this topic and get opinions from clowns from various areas of the country?

Well that’s it for this month! We need new clowns! Come and join us and you’ll love it like we do! 

Dues Program, you will secure the current Initiation Fee rate for your preferred new Membership classification, guaranteeing your access to our vibrant and thriving community for the upcoming 2025-2026 season. This exclusive opportunity ensures you will be part of a Club that values connection, wellness, and enjoyment while offering flexibility with deferred access starting no later than December 1st, 2025

Spots are limited, and this special offer will not last long, making now the perfect time to take advantage of this exciting new Membership opportunity. Do not miss the chance to secure your place and begin looking forward to a season filled with exceptional amenities, social events, and the camaraderie that makes The Club at Boca Pointe truly unique.

Secure your new Seasonal Membership today, and let us welcome you to a lifestyle you’ll love!

Phone: 561.864.8537

Email: arobertson@heritagegolfgroup.com

Website: bocapointecc.com 

How To Add Your Guests To The Gate

The Boca Pointe Community Association offers a few different methods to add guests to your visitors list, so please ensure that you add your guest BEFORE they arrive. If your guest is not on the list, they may be denied without a phone call being placed to get your approval. Phone calls are placed as a courtesy depending on how busy the guard is when they arrive.

To add a guest to your visitor list, you have several options:

• Website- www.gateaccess.net

• Cell phone app- Download ABDI/Gate Access from the app/play store

• Access Control- Call 561-395-3392 or leave a voicemail message at 561-395-3369

The advantage of using gateaccess.net or the app is the ability to:

• Add a guest for the day or permanently

• Remove a guest

• Send a pass with barcode

• Receive notification of guest arrival

If you have any questions regarding access methods, please call the Boca Pointe Community Association 561-395-7551. 

2023 Family Fun Day

Christmas Festival with “Oopsie the Clown”

Essential Estate Documents Everyone Should Have: A Guide To Protecting Your Health, Finances, And Family

By Carolina Rosenthal, CPA & Principal

Are you among the majority of Americans who do not have an estate plan? This article discusses the documents everyone should have to help manage their health care and finances. These documents, which represent a basic estate plan, direct doctors regarding your health care, authorize family members (or others) to manage your finances, control your assets at death, and name people to care for your minor children. Below is an explanation of three basic documents you should have as well as a fourth that may be a worthwhile addition.

Basic Estate Documents

• Will: Your will outlines where your belongings will go after you are gone. However, as explained below, the disposition of many assets is determined by other means. For individuals who have arranged their affairs to avoid probate, the will may serve as a catch-all for assets that are not otherwise covered. Another important role for your will is to name guardian(s) for minor children. It is not necessary to have the same individuals care for your children and manage your finances.

• Financial Power of Attorney: A Power of Attorney (POA) grants someone the ability to manage your financial affairs while you are still alive. This may be necessary if you become incapacitated. If you are not ready to hand over power now, you can create a springing POA, which means the power does not go into effect unless you are deemed incapable of handling your affairs (usually by two doctors). POAs are generally “durable” which means they continue to be effective even if you become incapacitated. A power of attorney is no longer effective after your death.

• Medical Directives: Medical directives provide for your medical care. Each state has its own template. There are two main components which may be established as separate documents or combined into a single Advance Medical Directive (AMD). The two sections are:

○ Medical power of attorney: Authorizes a person to make medical decisions on your behalf.

○ Living will: Outlines your medical preferences in certain end-of-life situations (e.g., terminal illness, vegetative state).

• Living (Revocable) Trust: An additional document worth considering is a living trust. This document outlines how your assets are to be managed. It provides many benefits:

○ Additional trustees: You can name additional or successor trustees who have the authority to manage your

Stamp and Coin Club

Boca Raton Stamp & Coin Club asks you to start a new hobby.

Visit with us at the Stratford Courts Auditorium located at 6343 Via Sonrisa del Sur, off S.W. 18th Street, between Powerline Road and Military Trail.

We meet the second and fourth Thursday each month at 7 p.m. Please call membership coordinator Harvey Golinger at (561) 752-4922. 

2 HOURS A WEEK, OR ON AN AS-NEEDED BASIS RATE OF $75.00 P/HOUR. START YOUR NEW YEAR WITH SECURE BACKUPS, QUALITY MAINTENANCE, ATTENTION TO DETAIL AND PERSONABLE ON-SITE SUPPORT! (561) 315-0144

CALL S.E.T. TODAY FOR YOUR COMPUTER NEEDS!

finances. The trust specifies what powers are granted to the trustee and how and when assets can be distributed. It is generally easier for someone to manage your assets as a trustee than with a power of attorney.

○ Continuous management: Trusts do not have to go through probate. The trustee(s) have ongoing access to the funds to cover final expenses, funeral/burial costs and estate management fees.

○ Establishment of further trusts: A living trust will outline what is to happen to your assets upon death. This could include establishing trusts that manage the assets for the benefit of a surviving spouse, children, etc.

○ Distribution of assets: If desired, assets can be distributed outright to heirs.

Thus, a living trust provides for smooth management and transfer of assets both during and after your lifetime. For it to be effective, you must title accounts to the trust. During your lifetime, the accounts are managed the same as individually (or jointly) owned accounts and the trust can be amended or revoked at any time. At death, the trust becomes irrevocable. It will become a separate entity requiring its own, annual tax return. Transfer of Assets at Death

While your will directs the disposition of your residuary estate, the distribution of many assets is determined by other means. In fact, it is common to create an estate plan that bypasses the need to probate a will. Assets that are distributed by beneficiary designation, titling or contract include:

• Trusts: Assets titled to a trust are managed and distributed according to the trust instructions.

• Retirement accounts: Retirement accounts are distributed to the named beneficiaries on the account.

• Joint accounts: Accounts that are owned jointly with right of survivorship or tenants by entirety will automatically transfer to the surviving owner(s). (For accounts titled tenants in common, the deceased person’s share will transfer according to his/her will.)

• Transfer on Death (TOD)/Payable on Death (POD): This designation may be added to a non-retirement account. It adds a beneficiary designation to the account.

• Life insurance/annuities: These transfer according to beneficiary designation.

These documents need to be in place before incapacity or death. While most of us plan for a long life, it is good to create these documents early and review them periodically. A good time to update your documents is whenever you experience a life event such as marriage, birth, divorce, illness, or death of a family member. With the exception of TOD/POD accounts, you will need an attorney to prepare the legal documents, but you may want to consult your financial and tax advisors to help create a plan that incorporates taxes and financial management.

Author Carolina Rosenthal is a resident of Boca Pointe. Email: crosenthal@withum.com 

WHAT ARE YOUR MEDICARE OPTIONS?

I will help you find a health plan that best fits your needs at no cost to you.

• Medicare Supplements

• Medicare Advantage Plans

• Individual Health Insurance

• Medicare Part D Drug Plans

• Dental, Vision, & Cancer Plans (954)

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Scott Cohen is Here to Help!

16th Annual Boating & Beach Bash For People With Disabilities Welcomes Back Families For Fun

Nation’s largest, FREE, one-day event for people with disabilities – both seen and unseen – returns to Boca Raton on March 15

The 16th Annual Boating & Beach Bash for People with Disabilities – the nation’s largest, free, one-day event for people with disabilities, both seen and unseen – will again welcome back families who love the beach, boat rides and fun! Presented by the American Disabilities Foundation (ADF), the Bash returns to Boca Raton’s Spanish River Park, which is conveniently located between the Atlantic Ocean and the Intracoastal Waterway to give guests easy access to the beach and free boat rides. Always a highlight are the free boat rides, safely held by volunteer boat captains who donate their vessels for a day of fun. On the other side of the park, special Mobi-Mats are rolled out on the sand, making the beach accessible to guests in wheelchairs. YMCA’s water safety team and physical therapists will be on-hand to give everyone access to the water and other recreational activities on the beach.

The 16th Annual Boating & Beach Bash for People with Disabilities will be held from 10 a.m. to 3 p.m., Saturday, March 15, at Spanish River Park, 3001 North Ocean Blvd. (A1A), Boca Raton, FL 33431.

The committee is currently accepting applications for volunteers, sponsors and vendors at www. BoatingBeachBash.com

Designed as a Spring Break vacation for all people with disabilities, their family members and supportive caregivers, the Bash has welcomed guests from around the world. It is the only event of its kind, offering complimentary, scheduled boat rides, special access to the beach and ocean with Mobi-Mats, a Kids’ Fun Zone, therapy workshops led by trained specialists, wheelchair yoga, music, costumed dance parties, therapy ponies and dogs, a barbecue lunch, and more. Everything is free and geared toward the guests’ special needs.

The 16th Annual Boating & Beach Bash for People with Disabilities is generously supported by The City of Boca Raton, celebrating 100 years of rich history and vibrant culture in 2025; Rotary Club Downtown Boca Raton; Coldwell Banker Realty Cares Foundation; Collective Impact Group; and Soroptimist International of Boca Raton.

About The Boating & Beach Bash For People With Disabilities

The Bash was started in 2009 as an event hosted by the City of Boca Raton Advisory Board for People with Disabilities. The city relinquished the Bash in 2011 to the management of the late Bash Executive Director Jay Van Vechten and his wife, Lowell. Since then, through community support and donations, the couple and the Bash’s planning committee have pushed the event’s growth beyond wildest expectations. The Bash grew to

become the largest, free, wholly disability-friendly event in the country with a full schedule of entertainment, recreation, boat rides, beach access, vendors, exhibitions, workshops and food in the nation. The event has grown from a community gathering to a beacon of inclusion and joy that draws attendees from across the nation. It has also become a Spring Break destination event in South Florida. Learn more at www.boatingbeachbash.com.

If You Go

16th Annual Boating & Beach Bash for People with Disabilities

10 a.m. to 3 p.m.

Saturday, March 15

Spanish River Park, 3001 North Ocean Blvd. (A1A), Boca Raton, FL 33431

www.BoatingBeachBash.com; (561) 899-7400

The Bash is the nation’s largest free festival for people with special needs – both seen and unseen – their family members and caregivers. Festivities include boat rides, beach access, sporting events, ponies for petting, costumed action heroes, a Kids’ Fun Zone, food, and live entertainment. 

Boca West Country Club Sponsors Its 15th Habitat For Humanity Home And Participates In Its Home Assembly Day

Board members and the president of Boca West Country Club recently participated in Home Assembly Day, where home modules were placed on a new Habitat for Humanity lot. The home is being built for the deserving Ramsey family, led by Ke’yanna Ramsey, who was born and raised in South Bay. Students from Seminole Ridge High School’s Weitz Construction Academy attached the roof to the home on Dec. 6. Boca West Country Club is a major sponsor of the home.

Attention

Boca Pointe Residents!

Flatten All Your Boxes!

Our recycling trucks do not pick up your cardboard boxes if they are not flattened. Instead, they go to trash and are burned with regular refuse.... lost revenue for residents of Boca Pointe. 

The home, located at 460121 N.W. 10th Ave., South Bay, is the 15th local Habitat for Humanity home sponsored by Boca West Country Club over the last 13 years, helping to provide affordable homes earned by a hard-working family.

Ke’yanna Ramsey decided to apply for the homeownership program to build a better life for herself and her two children. As she worked through the program requirements putting in the sweat equity, learning about budgeting and home maintenance, at times she felt undeserving of this opportunity and that the day when she became a homeowner would never come. But everything changed when she received a call that the lot in South Bay had become available.

Now, Ramsey will be able to lay down the roots and build a strong foundation in the very place she was born and raised; and with the stability and affordability that a Habitat home brings.

“We were so inspired by Ke’yanna and her family and were honored to help this deserving family achieve their dream of home ownership in partnership with Habitat for Humanity,” said Matthew Linderman, CCM, president, COO and general manager of Boca West Country Club. “Investing in our local community is important to the members and team at Boca West and we have established Boca West Country Club on page 25

Asset Protection in Estate Planning

providers, credit card issuers, business creditors, and creditors of

To insulate your property from such claims, you’ll have to evaluate each tool in terms of your own situation. You may decide that insurance and a Declaration of Homestead may be sufficient protection for your home because your exposure to a claim is low. For high exposure, you may want to create a business entity or an offshore trust to shield your assets. Remember, no asset protection tool is guaranteed to work, and you may have to adjust your asset protection strategies as your situation or the laws change.

Liability insurance is your first and best line of defense

Liability insurance is at the top of any plan for asset protection. You should consider purchasing or increasing umbrella coverage on your homeowners policy. For business-related liability, purchase or increase your liability coverage under your business insurance policy. Generally, the cost of the premiums for this type of coverage is minimal compared to what you might be required to pay under a court judgment should you ever be sued.

A Declaration of Homestead protects the family residence

Your primary residence may be your most significant asset. State law determines the creditor and judgment protection afforded a residence by way of a Declaration of Homestead, which varies greatly from state to state. For example, a state may provide a complete exemption for a residence (i.e., its entire value), a limited exemption (e.g., up to $100,000), or an exemption under certain circumstances (e.g., a judgment for medical bills). A Declaration of Homestead is easy to file. You pay a small fee, fill out a simple form, and file it at the registry where your deed is recorded.

Dividing assets between spouses can limit exposure to potential liability

Perhaps you work in an occupation or business that exposes you to greater potential liability than your spouse’s job does. If so, it may be a good idea to divide assets between you so that you keep only the income and assets from your job, while your spouse takes sole ownership of your investments and other valuable assets. Generally, your creditors can reach only those assets that are in your name.

Business entities can provide two types of protection — shielding your personal assets from your business creditors and shielding business assets from your personal creditors

Consider using a corporation, limited partnership, or limited liability company (LLC) to operate the business. Such business entities shield the personal assets of the shareholders, limited partners, or LLC members from liabilities that arise from the business. The liability of these owners will be limited to the assets of the business.

Speeding fines are being enforced! Fine schedule: 6-20 mph over the limit $50 and more than 21 mph over the limit $100. Please obey the posted speed limit signs and drive safely! 

Conversely, corporations, limited partnerships, and LLCs provide some protection from the personal creditors of a shareholder, limited partner, or member. In a corporation, a creditor of an individual owner is able to place a lien on, and eventually acquire, the shares of the debtor/shareholder, but would not have any rights greater than the rights conferred by the shares. In limited partnerships or LLCs, under most state laws, a creditor of a partner or member is entitled to obtain only a charging order with respect to the partner or member’s interest. The charging order gives the creditor the right to receive any distributions with respect to the interest. In all respects, the creditor is treated as a mere assignee and is not entitled to exercise any voting rights or other rights that the partner or member possessed.

Certain trusts can preserve trust assets from claims

People have used trusts to protect their assets for generations. The key to using a trust as an asset protection tool is that the trust must be irrevocable and become the owner of your property. Once given away, these assets are no longer yours and are not available to satisfy claims against you. To properly establish an asset protection trust, you must not keep any interest in the trust assets or control over the trust.

Trusts can also protect trust assets from potential creditors of the beneficiaries of the trust. The extent to which a beneficiary’s creditors can reach trust property depends on how much access the beneficiary has to the trust property. The more access the beneficiary has to the trust property, the more access the beneficiary’s creditors will have. Thus, the terms of the trust are critical. There are many types of asset protection trusts, each having its own benefits and drawbacks. These trusts include:

• Spendthrift trusts

• Discretionary trusts

• Support trusts

• Personal trusts

• Self-settled trusts

Since certain claims can pierce domestic protective trusts (e.g., claims by a spouse or child for support and state or federal claims), you can bolster your protection by placing the trust in a foreign jurisdiction. Offshore or foreign trusts are established under, or made subject to, the laws of another country (e.g., the Bahamas, the Cayman Islands, Bermuda, Belize, Jersey, Liechtenstein, and the Cook Islands) that does not generally honor judgments made in the United States.

A word about fraudulent transfers

The court will ignore transfers to an asset protection trust if:

• A creditor’s claim arose before you made the transfer

• You made the transfer with the intent to defraud a

• You incurred debts without a reasonable expectation of paying them

Boca West Country Club board members and CEO Matthew Linderman with homeowner Ke’yanna Ramsey

PBCFR Yellow Dot Program

Have you ever wondered, what would happen if you got into a car crash and you were unconscious? Have you thought to yourself… how would anyone know what my medical history is; or how would they know about the medications I am taking; or the medicines I’m allergic to; or better yet, how would they know what hospital that I want to go to…? Who would call my family and let them know I’ve been hurt? How would they even know how to get in touch with my family ?

The good news is that you don’t have to wonder or worry about that anymore. Palm Beach County Fire Rescue supports a new Program called the Yellow Dot. The Yellow Dot gets important information into the hands of emergency responders quickly and it can save your life!

a legacy of investing in community programs that have the power to change lives.”

Habitat for Humanity South Palm Beach County was incorporated as a nonprofit organization in 1991 and supports the communities of Boca Raton, Boynton Beach and Delray Beach. The Habitat process goes back to the traditional values of reward through effort. Each partner family is required to pay back the actual cost of the home through a non-interestbearing mortgage, with monthly payments of principal, taxes, and insurance. The system is designed to build self-esteem in the partner families. For more information about Habitat for Humanity South Palm Beach please view the website at http://www.habitatsouthpalmbeach.org/. For more information, visit bocawestcc.org. To inquire about membership, please call (561) 488-6934. 

If you are involved in a car accident and can’t communicate, first responders can look in your glove compartment box for the “Yellow Dot” pamphlet where you have written essential medical information about yourself.

This information can help rescue crews decide the best approach to your emergency treatment. This is especially important after a car accident where you may be unconscious, in shock, or simply unable to communicate clearly.

When you can’t talk to Emergency Responders to provide them with vital medical information, the Yellow Dot is your tool to provide personalized information on your behalf!

This is how it works…just follow three steps.

1- Fill out the form on the Yellow Dot pamphlet.

2- Put the Yellow Dot pamphlet form in your glove compartment box.

3- Place the sticker on the back/rear windshield in the lower left hand corner so emergency responders can see it quickly and easily when approaching from behind.

*Important Tips*

* Keep the Yellow Dot pamphlet updated as information changes.

** How many do you need??? (i.e. One Yellow Dot sticker per vehicle & One Yellow Dot pamphlet for each person.)

You can stop in to any Palm Beach County Fire Station to pick up Yellow Dot pamphlets and stickers for your household. For quantities more than that, please call our Community Education Office at 561-616-7033.

If your club or organization would like a presentation about the Yellow Dot, to learn more about additional resources available, and to have an opportunity to ask questions, please call 561-616-7051. Yellow Dot Sticker/ Pamphlet sets will be brought to the presentation for audience attendees. Quantities can be discussed when presentations are booked.

Making Your Safety My Priority, Elyse Weintraub Brown, Community Education Specialist, South County, Palm Beach County Fire Rescue 561-616-7051 ewbrown@pbcgov.org 

Volunteers in front of the Habitat Home being built for Ke’yanna Ramsey

Boca West Country Club from page 24

Book Review

Dictionary Of Fine Distinctions: Nuances, Niceties, And Subtle Shades Of Meaning

By Nils A. Shapiro.

Nils began his career as marketing director for a major book publisher. He has since edited the authors’ manuscripts’ for more than 20 published books, written more than 200 book reviews, served as publisher of several million-plus circulation national magazines, created the official yearbooks for teams in Major League Baseball, the National Football League, National Basketball Association and National Hockey League, and “retired” as president of a successful telecommunications company.

I had intended for this book to take its place alongside the dictionary and Roget’s Thesaurus in my home office as a helpful reference. Instead, I have been carrying it around to share with friends as a source of not only important helpful information but to spark a round of appreciative good humor with the turn of almost every one of its 200 pages.

I believe you will be tempted to do the same once you get your hands on this handy-sized, 5-1/4” by 7-1/4” hardcover volume.

My initial decision to purchase it is my need, as an editor and writer, to always select the correct word when more than one option may seem to be available … and the purpose of The Dictionary of Fine Distinctions is to point out the more than 100 examples of two words that most people mistakenly believe are interchangeable, but which are not … and in each case to explain the differences. The text by author Eli Burnstein is laced with such a wonderful sense of humor that you hardly realize you are learning so much, and many of the explanations are illustrated with delightful cartoon illustrations.

Community Channel Have You Seen It?

The Boca Pointe Community information channel is currently broadcast on Comcast channel 63 and soon will be transitioning to channel 1075. Please check both channels on your TV to see which channel hosts our community information. If you are unable to view either channel, please call our office (561) 395-7551. Tune in for community updates, BPCA/ committee meeting dates and current events. 

If you care about using the correct words in your own conversations or in your writings this is a must-have reference book. If that is not a problem you care much about, then it is a must-have for the fun it will add to your life. Here are just a few examples of words you may be using incorrectly. For lack of space here I offer only the author’s brief opening statement for each. He almost always follows up with a fuller explanation, but you will have to see the book for those. • Poisonous vs. Venomous. Poisonous is when you bite it (as with a toadstool mushroom). Venomous is when it bites you (as with a snake).

• Irony vs. Sarcasm. Irony is when you say one thing but mean another. (Lounging on the beach: “It’s a tough life.”) So is sarcasm, only what you mean is insulting. (After someone trips: “Smooth move.”)

• Pronunciation vs. Enunciation. To pronounce a word is to say it correctly. To enunciate a word is to say it clearly.

• Hors d’oeuvres vs. Canape. Hors d’oeuvres are bite-size appetizers. Canapes are bite-size appetizers on bread, crackers or pastry.

• Schlemiel vs. Schlimazel. Shlemiels are bumbling fools. Schlimazels have bad luck. Hence the Yiddish crack that when a schlemiel spills their soup, it’s the shlimazel whose lap it falls on.

• Assume vs. Presume. To assume is to suppose without proof. To presume is to do so with confidence or authority.

• Gala vs. Ball. A Gala is a large, upscale social event. A Ball is a large, upscale social event with dancing. In any case, from now on I will have no more excuses for using incorrect words in any of my columns. You have my permission to chastise me if I do. 

Make Sure Your Revocable Living Trust Is Not An Empty Box

By Martin Zevin, Attorney

A Revocable Living Trust is a very valuable estate planning tool. If done properly, it can avoid probate, as well as protect you and your assets if you are incapacitated.

However, unlike a Last Will and Testament, it does not automatically apply to all of the assets that you own. When a client comes in to discuss doing a Revocable Living Trust, I analogize the Trust to a box that we are building. Typically, the first thing that we put into the box is your home. We prepare a Quit Claim Deed where we transfer your home from yourself individually to yourself as Trustee of your Trust. Your homestead remains the same, your real estate taxes remain the same, your ability to sell the property or mortgage it remain the same; however, upon your death, the property avoids probate. We also transfer non-homestead real estate to the Trust.

We then provide an instruction letter that explains what the client needs to do to transfer other assets to the Trust, such as brokerage accounts and bank accounts. You can also name the Trust as a beneficiary for IRA accounts; however, there are tax benefits to name an individual as beneficiary. This should be discussed with your accountant. But it is generally up to the client (unless the attorney is hired specifically to do this administrative work) to follow-up with the banks and the brokers to be sure that the proper paperwork is completed to change the name of the account to the Trust. Usually, the financial institution will require a copy of the first page of the Trust which indicates the name and the date that it was executed. The institution may also require copies of the last pages with the

witnesses and notary. The client will then complete a form with the institution which will result in the account being changed from the individual name to the name of the Trust. Future statements will then show the client’s name and the word Trustee or an abbreviation such as TTE. At that point, you know that the account is in the name of the Trust.

If this administrative work is not done, and there are no beneficiaries listed for the particular account, then the account will need to be probated in order for the Trust to get it. This is done via the “Pourover” Will that is typically executed at the same time as the Trust. This “Pourover” Will names the Trust as the beneficiary of any asset that is only in the name of the individual with no beneficiaries designated. Of course, if you already have beneficiaries designated on all accounts, it is not necessary to name the Trust.

If you already have a Revocable Living Trust and you want your Trust to cover all of your assets, you should contact your brokers, banks, investment advisors, etc. to be sure that your Trust is either named as the beneficiary of the account or that you as the Trustee are the owner of that account. Also, be sure that you own your home and any other real estate (including outside of Florida) as Trustee of your Trust. If you do not, you should see an attorney to do a Quit Claim Deed. If you sell your home and buy a new one, be sure you buy it as Trustee of your Trust. Remember, your Trust is only an empty box until you put something into it.

Please feel free to call me for a free personal or phone consultation regarding any issues pertaining to Wills, Trusts and Estates. I am also available for a free consultation regarding any issue pertaining to personal injury claims or car insurance coverage. Call me at 954-569-4878. My address is 3275 W. Hillsboro Blvd., Suite 204, Deerfield Beach, Florida 33442. My website is www.martinzevinpa.com and my e-mail address is martinzevin@netzero.com.

HOUR: MON - THURS, ALL DAY AT BAR ONLY MON - FRI 3 - 6 PM

Palm Beach County Property Appraiser’s Office

Dear Taxpayer,

My office is busy preparing the 2025 Tax Roll, a report of the combined value of all the property (real and tangible) in Palm Beach County as of January 1.

This report will reflect market data gleaned from property sales last year as well as new construction, demolition, land splits, land combinations, ownership changes, and additions or removals of exemptions.

The numbers cited below are as of January 9 and are subject to change.

Our estimates show modest increases in sales volume over last year, indicating stabilization in the market.

• Commercial sales are up from 818 to 880 or 7.6%

• Condo sales are up from 16,877 to 17,417 or 3.2%

• Residential sales are up 17,846 to 18,402 or 3.1%

New construction reflects the growth of our county as an estimated 5,000 new structures will be added to the 2025 Tax Roll. The rate of growth in single family homes is slightly down compared to last year. While more condos are projected be added this year than last, fewer new commercial buildings will be added.

• New Single-Family Homes – 3,512 down 1.5% from 2024

• New Condominium Units – 1,060 up 9.5% from 2024

• New Commercial Buildings – 197 down 28.1% from 2024

New construction numbers represent property that has never been taxed before, adding new value to the 2025 Tax Roll. This contributes to the tax base while sharing the tax burden.

The deadline to file for a homestead exemption is March 3 this year. This is an excellent time of year to review

your homestead exemption status and examine additional exemptions that may yield tax savings. In this month’s newsletter, you will find information to help you do just that. I hope you find it useful.

Respectfully, Dorothy Jacks, CFA, FIAAO, AAS Palm Beach County Property Appraiser

Homestead Exemption On Real Property

If you are a permanent Florida resident, you may be eligible for a homestead exemption, which can save you generally $750 to $1,000 in property taxes each year. All homestead exemption applications must be submitted by March 3, 2025.

A $25,000 exemption is applied to the first $50,000 of your property’s assessed value if your property is your permanent residence and you owned the property as of January 1. This exemption applies to all taxes, including school district taxes. An additional exemption (up to $25,000 plus an increase for inflation) will be applied if your property’s assessed value is between at least $50,000 and $75,000. This exemption is not applied to school district taxes. In addition, a homestead exemption limits any increase to your assessed value to a maximum of 3% each year or the amount of the change in the Consumer Price Index, whichever is lower.

Three ways to apply:

• E-file at pbcpao.gov

• Visit one of our five service centers to file in person

• Complete the application online, print it out, and mail it to the Property Appraiser’s Office

Once you qualify, your homestead exemption will be renewed for you annually as long as you continue to qualify for the exemption.

Additional Exemptions

If you receive a homestead exemption, you may be eligible for additional exemptions or discounts in the categories listed below. The application deadline for all additional exemptions is March 3, 2025.

• Civilian Disability

• Institutional Exemptions

• Florida Law Enforcement and First Responders (Disabled in the line of duty)

• Living Quarters for Parents or Grandparents (also known as the Granny Flat)

• Senior Citizen (Limited-Income)

• Veterans Disability

• Widow/Widower Exemption

For more information, visit pbcpao.gov or call Exemption Services at (561) 355-2866.

Portability — You Can Take It With You!

If you sell your home and buy a new one, there is good news – you may not lose all the tax savings accumulated over the years.

Portability refers to Florida’s Save Our Homes provision which allows you to transfer all or a significant portion of your tax benefit, up to $500,000, from a home with a homestead exemption to a new home within the state of Florida that qualifies for a homestead exemption. The application deadline for portability is March 3, 2025.

You can e-file for portability when e-filing for your homestead exemption. Or, if you have already filed for a homestead exemption and need only to file for portability, visit our website or call Exemption Services at (561) 355-2866.

Office Closed Due To Holiday

In honor of Presidents’ Day, the Palm Beach County Property Appraiser’s Office (including all of our Service Centers) will be closed on Monday, February 17, 2025 

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Contact Ron Rafaeli Boca Point Resident