Chairman’s Corner
Dear Boca Pointe Homeowners,
In Florida, community associations must periodically preserve and, if necessary, revitalize their governing documents. At Boca Pointe, we must complete the process of revitalizing our Boca Pointe Covenants, Articles of Incorporation, and Bylaws, which are essential and govern our everyday operations.
From The Manager
By April Narine, LCAM General Manager
As we approach the end of 2024, I would like to take this opportunity to thank each of you for the continuing honor to serve as your General Manager at Boca Pointe. This spring I will be celebrating two years with the Boca Pointe family.
It is a pleasure to work with the Master Board of Directors, Committee Volunteers and Village Directors
Scam Prevention
As Florida law requires and guided by experienced legal counsel, the Board of Directors has formed an Organizing Committee under Florida Statute §720.495.
In several weeks, you will receive a package in the mail containing Boca Pointe’s existing governing documents and a form allowing your written consent to revitalize them. Your written consent will enable us to preserve what we have.
The Board of Directors endorses this vital effort and appreciates your cooperation and support for the good of our community.
With best regards for this Holiday season.
Bob Cornell, President and Chairman Boca Pointe Community Association.
who so generously give their time providing insight, ideas, and a vision for the future of Boca Pointe.
My team and I will continue to provide the residents of Boca Pointe with the utmost level of service, we look forward to a new year with a cheerful outlook, dedication, and excitement for what is to come.
On behalf of Lisa, Alicia, and myself, we wish you a Happy Healthy Holiday Season and look forward to serving you in the New Year.
During The Holiday Season
By Ebenson Bristol
I wish every resident at Boca Pointe a blessed, safe, healthy, happy holiday and a happy New Year. During the holiday season, cyber threats are higher as more people are shopping online, booking flights online and communicating with each other online. Here are five safety tips:
1. Be cautious with emails and links. Be aware of unsolicited emails. Please check the sender and avoid clicking on suspicious links.
2. Use secure payment methods. Credit cards can be safer to use than debit cards for online shopping, as they offer better fraud protection. You should consider using other secure payment services like PayPal.
3. Monitor your accounts. Frequently check your bank and credit card statements for any unusual activities. Spotting any fraudulent transactions early can help prevent further damage.
4. Limit sharing personal information on social media. Avoid posting sensitive information such as your home address, travel plans, or other details that could be used for identity theft.
5. Being mindful of phishing attempts: Be cautious of unexpected links or attachments sent through text messages. Do not respond and block the sender immediately. I hope these 5 five safety tips help. Feel free to reach out to me via email bpointe@smssi.com or phone 561-395-7551 if you have any questions or concerns.
Have a safe holiday season!!!
Dear Boca Pointe Residents,
We hope you had a wonderful summer and are excited to welcome you back to Boca Pointe! We are writing with an important update regarding the telecommunications services in our community. The current Cable TV agreement with Comcast is set to expire on December 31, 2025. In preparation for this, the Board received competitive proposals from Comcast, Blue Stream and Hotwire.
With the assistance of Michael Kammer, Esq., our bulk-service communications counsel, the board conducted a thorough review and evaluation of the competition proposals. This included facility tours, product demonstrations, and referrals from similar communities. The review focused heavily on customer satisfaction, technology advancements, and service quality to ensure we selected the best provider for Boca Pointe.
After careful consideration, the Board of Directors approved Hotwire Communications as our new telecommunications provider. The new agreement with Hotwire will begin on January 1, 2026.
Hotwire Communications is a national leader in fiber-optic telecommunications services and serves over 100 communities in Boca Raton alone, including nearby neighborhoods such as St. Andrews Country Club, Boca Woods, Boca West Country Club, Boca Lago, and Sinai Residences. Hotwire’s cutting-edge fiber-optic technology will bring enhanced services to every home in Boca Pointe, including the addition of high-speed internet on a bulk basis.
Hotwire Communications on page 3
Holiday Office Hours
Dec. 24th...closing at 3pm Dec. 25th...closed Dec. 31st...closing at 3pm Jan. 1st.....closed
We would like to wish all of our residents a Happy Holiday Season!
New Telecommunications Services from Hotwire: The
Digital Converter 100 Hours of Cloud DVR Storage
One (1) HD Digital Adapter
High-Speed Internet 500Mbps/500Mbps increasing every other year
Two (2) Wireless Routers
One year of free home phone service (excluding taxes and fees).
Customer Phone Support Benefits including faster response time
In the coming days, Hotwire will provide more detailed information about the construction phase, which is scheduled to begin in January, 2025. There will also be multiple opportunities to engage with Hotwire directly, including in-person and virtual town hall meetings, where you can learn more about the new services and have any questions addressed.
Hotwire has set up a dedicated customer support email address for our community (Bocapointe@hotwiremail.com) during the transition, and will also be providing onsite customer service.
We understand that changing providers is a significant shift, but we are confident that with Hotwire’s experience and technology, this transition will enhance your experience and provide superior telecommunications services. We are excited about this new chapter and look forward to sharing these updates with you.
Sincerely,
Boca Pointe Board of Directors
Boca Pointe Community Association, Inc.
6909 SW 18th St., Suite A120
Boca Raton, FL 33433
Office (561) 395-7551 Fax (561) 395-5936
Email: info@bocapointe.com
Website: www.bocapointe.com
Access Control
Operator: (561) 395-3392
Voice mail system: (561) 395-3369 Website: www.gateaccess.net
Staff April Narine, General Manager
Lisa Cammaleri, Assistant Manager
Alicia Fleming, Administrative Assistant
Ebenson Bristol, Director of Security Viewpointe of Boca Pointe is the newspaper of Boca Pointe Community Association, Inc. Please direct all questions, comments or articles for Viewpointe to lisa.cammaleri@ fsresidential.com.
A special Thank You to our monthly volunteer contributing writers
Steve Handwerker
Judith
Lisa Sileo
Harold
Harriet Rubin
Anne Gannon
Elyse Weintraub Brown
Arthur Dermer
William A. Gralnick
Milagros Gutierrez de Herrera
Yishai Mizrahi
Ashley Rozo
Tonya Jansson
The views of the writers of the various articles in this newspaper do not necessarily reflect the views of the Boca Pointe Community Association. The Association nor the individual writers are not responsible for claims or promises contained in any advertising material appearing in the Viewpointe. Such claims and promises are the sole responsibility of the individual advertiser.
Office
Hours
Monday Through Friday 8:30 a.m to 4:30 p.m
Vehicle Information
If you have purchased a new vehicle within the past 6 months, please make sure the Boca Pointe Community Association management office has a copy of your current vehicle registration on file. Your gate transponder is linked to your vehicle so it is important that we have accurate information in our system. Please fax it to (561) 395-5936 or email it to admin@bocapointe.com.
Thank you for your cooperation! BPCA Management team
Dear Boca Pointe Dog Owners:
We have had a few recent complaints from residents who have had uncomfortable encounters with dogs off leash around the property. We are reaching out to our residents to remind them of our rules concerning keeping dogs on leashes and cleaning pet litter. As a resident of Boca Pointe you must: Keep your dog on a leash. All dogs must be controlled on a leash by an able-bodied person, at all times, whenever the dog is on property. Also, you must clean up and properly dispose of pet waste when your pet relieves itself. Knowing and abiding by our community’s animal-related ordinances will help make our neighborhood a better place for everyone. Thank you!
Boca Raton Public Library Presents The Art Exhibit, “Painting Through The Decades” By Lucy Nadine Borg
December 16, 2024 To February 7, 2025
The Boca Raton Public Library presents a new art exhibit, “Painting Through the Decades,” by Lucy Nadine Borg. Ms. Borg grew up in New York City and earned a BA in Art Education at Queens College CUNY, eventually becoming an art teacher. In her free time, she spent many years painting abstractly with watercolor and gouache. Ms. Borg states, “The spectacular continuous changing colors, light, shadow, and movement has always stimulated my imagination and creativity.” Her artwork has been exhibited in several local area centers and art shows in West Palm Beach, including The Club at Ibis Art Show (2016 and 2017), Armory Art Center (20152017), Lighthouse Juried Exhibition in Jupiter, and more.
After a long hiatus from painting, she began painting landscapes in pastels in 2013, finding inspiration during her travels. She says that she loves playing with the juxtaposition, blending, value, intensity, temperature, and hue of colors.
More recently, her curiosity was sparked once again by experimenting with oil paint. Ms. Borg explains, “When I paint, I am constantly having a conversation with the painting. I am in a zone. I don’t hear anything or see anything around me. What I paint is what I feel. My painting is a learning
Community Association Meetings Monthly Schedule
(All meetings held via Zoom and in person.)
All meetings will be held electronically via Zoom and in person. The following is our regular schedule of monthly meetings, however, sometimes meetings are cancelled or schedules are revised due to holidays, etc. If you would like to attend, please call the BPCA office, (561) 395-7551, the day before the meeting to request the Zoom link be emailed to you.
process. I love when people look at my paintings and they find interesting images that I never expected.”
“Painting Through the Decades,” a free exhibit, will run from December 16, 2024 to February 7, 2025, in the lobby gallery at the Downtown Library location of the Boca Raton Public Library, 400 NW 2nd Avenue, Boca Raton, FL 33432.
The Boca Raton Public Library provides outstanding library services, resources, and programs that meet the educational, recreational, cultural, and informational needs of the Boca Raton community.
Hot Topics Group Notice
The America I Remember Is Still Here
By Robert W. Goldfarb
I spent 20 hours of a recent Saturday in an America I feared had gone. The election was days away and the country seemed to be in conflict with itself. Looking back, I should have had more confidence there were quieter voices out there that spoke of one country, one people.
I had been invited by Honor Flights to join other Florida veterans on a pilgrimage to Washington, D.C. Honor Flights, a foundation dedicated to serving veterans, was going to fly us to memorials to wars in which we had fought. Our flight carried only veterans of World War II, Korea and Vietnam. The youngest was 70, the oldest, a 102-year-old sailor.
We boarded busses to Palm Beach International Airport at 3:30 AM, an hour most of us hadn’t been awake since we served. Our bus was flanked by ten motorcycle police, their sirens piercing the darkness.
At every overpass arching the highway, fire trucks blazed their lights over people cheering us. We had
boarded the bus as old people, but were being honored as the young who answered a long-ago call to arms.
When we arrived at PBI, a truck welcomed us with a geyser of spray across our plane. It was now barely four in the morning but the terminal erupted with emotion as we walked to our gate. We were being showered with gratitude by the hundreds who arose before dawn to embrace us.
On the flight, 80 veterans were seated alongside 80 Guardians, volunteers who would walk by our side or accompany those in wheelchairs. My Guardian was an 18-year-old girl whose grandfather had served in Vietnam. She honored his memory by anticipating my every need. I was her age when I enlisted in the Army, and learned in our long talks how different and similar 18 year olds can be.
As we left the plane at Ronald Reagan Washington National Airport, this terminal also thundered with calls of welcome from those who waited at 7:30 AM to touch us, to make certain we heard their respect and affection.
ARE YOU SNOWBIRDS FROM NEW YORK?
We had been issued distinctive Honor Flight caps and tee-shirts and advised to wear them. We were told we would understand why at the memorials.
Our first objective was Arlington National Cemetery to witness the changing of the guard at the tomb of the unknown soldier. Those already seated at prime viewing places, saw us and immediately beckoned us to take seats some had waited hours to secure.
We walked or were bussed to each of the memorials, WWII, Marine Corps, Air Force, Korea, Vietnam. Volunteers living in Washington had set up benches and tables and prepared a variety of sandwiches for our lunch. When we thanked them, they protested, saying “We thank you!”
It was a glorious day, the sun blazing against a cobalt sky, the air warm with the kindness everyone bestowed on us. The veterans were old, but none of us spoke of being tired. Instead we felt as young as we were when we fought in places now being memorialized.
There wasn’t a moment when Honor Flight staff members–most of them retired police, fire or EMS professionals–weren’t asking if a veteran needed anything. The instant I was separated from my Guardian, someone called out, “Bob, I’m here if you need me.”
At about 6 PM we were driven back to the Washington airport where we had dinner. Passengers and airline employees continually hurried over to tell us how grateful they were for what we did all those years ago. On the plane to PBI, each veteran was given a large folder filled with letters praising us for our service.
These were not casual greetings; they were heartfelt, written more with feeling than with words. Most were clearly from children and signed only with a first name. One was signed by a boy who mentioned the school he attended. I wrote to the principal, asking that she express my gratitude to the boy and the other students who had written to us.
When we landed in Florida we were assembled and told to walk as a military unit through the terminal. Suddenly, a Scottish Marching band appeared before us, bagpipes blazing the path forward. It was now nearly 11 PM when the ordinarily quiet airport thundered with cheers from the hundreds of men, woman and children who lined the walkway.
Eleven O’clock and little children reaching out to touch us, their parents calling out, “Welcome home” as though we had just returned from battle! Many of us, me among them, began to cry. Honor Flight staff kept urging us. “Move closer to the people; they want to touch you, to take your hand!”
Those who arose before dawn to see us off and the parents who kept their children awake as midnight neared to welcome us home had made a sacrifice of their own to bond with ours. I didn’t have to ask who these people were. I knew who they were. They were the Americans who made this the country I was honored to serve when it needed me.
Bob’s articles have appeared in The New York Times, The San Francisco Chronicle and in Next Avenue, the publication of the Public Broadcasting Service. His book, “What’s Stopping Me From Getting Ahead?” was published by McGraw Hill and is in five languages.
What’s On Your Lips?
By Judith Levy
I have a theory. I think some people are born with a “Yes” on their lips and others with a “No.” In short order everyone is clear on who they are. If you want something done you make it a point to ask a yes person, the one who will go out of their way to help you, will not find reasons or excuses why this couldn’t possibly happen, the one who will without any fuss or muss acquiesce to even a bit of an unexpected or slightly unreasonable request.
No use to ask a no person. They will without skipping a beat fluff you off because you called too early, too late, they have a previous appointment, would love to help but they’re sorry, they really can’t and on and on they go almost trying to elicit a thank you for their refusal. And tell the truth, you even know before you ask them what the result from this no person will be, still you foolishly think this time might be different, it won’t. Even if they agree, the last minute they will bow out with a mouthful of I’m sure you can understand why I can’t do this, much as I would have wanted to. Of course, you knew they wouldn’t want to in the first place.
Then there’s the one who asks the hostess, “Can I help you?” and the hostess says “No, no.” Of course, if she or he wanted to help they would just get up and pick up a plate or whatever and not ask the beleaguered hostess any questions, but they assuage their conscience by asking and offering, knowing they will get a refusal and they can then just sit still and not help at all. The same goes for asking, “What can I bring?” The hostess will probably say, “Nothing, just come.” Now, they have asked the rhetorical question and feel quite comfortable coming empty handed. The person who was taught never to come empty handed, will not ask, or even if the hostess demurs, will find something to bring that will be graciously accepted and appreciated.
So, who are you? The one with no on their lips or the one with a yes. Granted the yes person might occasionally be taken advantage of, still, in the long run, life is sweeter and kinder if you are a yes person, someone who faces the world with a congenial, affable, I’d be most pleased to help you, smile.
Judith Levy is the New York Times best-selling author of GRANDMOTHER REMEMBERS, which has sold over four million copies and been translated into five languages and the mega best-seller GRANDFATHER REMEMBERS, published by HarperCollins.
Open Call For Viewpointe Contributing Writers!
We are looking for volunteers, whether experienced or hobbyist, interested in writing an article or a column for the Viewpointe. You may be interested in writing just once, occasionally or on a regular basis. It’s a great way to sharpen your skills or develop your talent while enlightening your community. Some themes we would like to include in the Viewpoint are as follows:
• Village Spotlight - write about your community. A different village will be featured each month.
• My Story - featuring a member of the community with a unique or interesting story.
• Student Life - High school students writing about school or a topic that interests them. Student writers will be eligible to earn community service hours.
• Global Cuisine or Gourmet Recipes - share a special, gourmet recipe or a recipe from our international community.
• Share an idea you may have for a new column or article.
A Meet & Greet event with refreshments will be scheduled for current and new writers. Show your interest in joining the writing team by contacting Lisa Cammaleri at lisa.cammaleri@fsresidential.com.
Let’s Look At The Forthcoming Shortage Of Doctors
By Harold Katz, R.Ph.
There will be a shortage of doctors in this country by the year 2030. The actual estimated deficit in this position is 30,000. That is a lot of vacancies. Let’s look at the problem from the other side of the doctor’s desk. This is a survey published by CHG Healthcare, a national recruiting company:
Why are doctors leaving medicine:
1. Burnout and stress.. 40%
2. Unhappy with administrations response to the pandemic. 35%
3. Unhappy with the way medicine is changing. 25%
This is probably news to most of us patients. We are so involved with our own problems that we don’t consider our doctors’ concerns. The survey noted that many physicians see their kids grow up without their presence. They do not have a decent family life. To quote one physician responder: “I am no longer willing to work 100 hours a week with no life outside the practice.”
One additional concern is that although they enjoy practicing medicine, the paperwork involving Medicare and insurance companies can be overwhelming. The same study showed that for every eight hours of patient contact five hours are spent on submitting forms and correspondence. Often it is necessary to hire additional help to remain up to date with required submissions to Medicare and insurance firms.
We have all seen (and many complained) that “My doctor looks at his laptop and not at me”. We can better understand why he does so.
Once again, referring to the study, of the 500 doctors interviewed:
1. 8% retired
2. 3% chose other jobs during the pandemic.
3. 3% left medicine to work in non-clinical careers.
Who will fill the void of doctors in 2030? Internet doctor appointments will be more common. Nurse practitioners will have greater acceptance. Physician assistants will be more valuable. The corner pharmacy may become the source for simple health problems, as it was decades ago. None of these can replace the welltrained internist or generalist with their depth of on-hand experience.
The establishment of MDVIP and Concierge practices give doctors a life outside of the office, but it does not please all physicians; and many tolerate and accept the long hours of practice.
Finally, we do not see the long list of pre-med students anticipating a career in medicine. For many it is not as attractive a future as it was a decade ago, and the costs of medical education have skyrocketed.
So, for all of the above reasons, the shortage of physicians looms as a great concern for our future health needs. Perhaps it is time for Congress to research this situation, and with their power, fix it.
Harold Katz R.Ph., Edgewater Estates.
Special Tribute: Honoring Our WWII Veterans
By Lisa Sileo
Edgewater at Boca Pointe, an Acts Retirement-Life Community, is proud to be home to 57 veterans, each with their own stories of service and sacrifice. Last month, the community paid special tribute to eight residents who served during World War II.
Residents packed the community’s auditorium to hear about their own WWII heroes’ personal experiences during a pivotal time in history. The phenomenal program, brought to life by a resident committee led by resident Bob Taylor, served as a powerful reminder of the courage and resilience of our Greatest Generation.
Art Polacheck, a resident who served as a U.S. Army Signal Corps, during WWII, shared his passion for radio electronics which led him to serve as a radio operator at 17 years old.
“During the last year of the war, I was on Okinawa, encoding and decoding Morse messages,” he said. “After the surrender, I served in Tokyo, where I even formed a musical trio that entertained troops throughout the island.”
Edgewater resident Bernard Levine also enlisted at age 17. “I knew I would be drafted as soon as I turned 18. So, in May 1944, one month before my 18th birthday, I enlisted in the merchant marine, which, during the war years, was part of the US Navy,” he said. After basic training in New York, Edgewater resident Jerry Kaliner found himself on a minesweeper in the Pacific. “Even after the surrender, it was dangerous. We had to detect and detonate mines,” he recalled. “One of
those explosions sank a minesweeper patrolling alongside my ship.”
Resident Harold Katz was pulled from the Connecticut College of Pharmacy by the draft in 1944. “By the spring of 1945, I was living in a tent on a beach on Cebu in the Philippines, waiting for the Japanese to come out of the hills,” he said.
Last month’s emotional Veteran’s Day tribute also honored Edgewater resident Buddy Harris, a WWII veteran who received the Congressional Gold Medal of Honor for his service. Harris addressed the group and recalled America’s fight against the Nazi submarine wolf packs along our Eastern Atlantic coastline.
“I always considered serving others as the rent I paid for my place on earth,” said Harris.
Edgewater at Boca Pointe is proud to honor these heroes who sacrificed so much during World War II. Their stories remind us of the bravery, resilience, and camaraderie that defined a generation. We thank them—and all veterans—for their service to our nation.
Lease Renewals
Renters- If you plan to renew your lease at Boca Pointe, please provide the BPCA Management office a copy of your renewal lease and vehicle registration prior to your lease expiration date. Both items are needed to ensure that your transponder does not get deactivated when the lease ends. Please email to admin@ bocapointe.com.
Thank you!
Edgewater resident Art Polacheck who served in the US Army Signal Corps from 1945-1948.
Eight WWII veterans and residents of Edgewater at Boca Pointe honored for their service.
Edgewater at Boca Pointe Executive Dir. Susan George with resident Buddy Harris who received the Congressional Gold Medal of Honor for his WWII service.
Unearthing Family Roots: A Genealogical Journey
By Ilene Brookler
Imagine uncovering stories about ancestors who lived more than 150 years ago, piecing together their lives from fragments of history. That is exactly what happened when I explored my family tree, using JewishGen, a treasure trove for Jewish genealogical research. The adventure began with the 1869 Slovak census, a detailed record from the Austro-Hungarian Empire. Among its pages, I found my great-great-grandfather, Samuel Hellinger, living in Nagymihály (now Michalovce, Slovakia) with his wife and two children. Back then, this small town along the Laborec River was home to over 1,000 Jews, making up a quarter of the population.
Samuel lived a long life, passing away in 1923 at the age of 86. His home later became my grandmother’s when she married my grandfather in 1929. In that same house, my father was born in 1937. But where did Samuel’s story begin?
A birth record revealed that Samuel, born in 1838, was the eldest son of Simon and Julia Hellinger from Nagyszeretva, a village just nine miles away. His brothers, Yisroel Yitzchak and Yakov Dov, and sister Sprintcza, were also born there. Their father, Simon, a leather merchant, was recorded in the 1869 census as a 52-yearold living with his son Janos (Yakov Dov), second wife, and a two-year old daughter. Also living in the town was Sprintcza and her husband. Curiously, their last name was written as “Ellinger” in the census instead of “Hellinger,” likely a mistake made by enumerators who wrote names phonetically, based on what families reported verbally.
Determined to learn more, I joined forces with relatives from New Jersey and Australia who were also tracing our family roots. Together, we focused on Sprintcza, eager to uncover what became of her. Records showed she married Marcus Briglyer and had two children named after her parents —Julia, born in 1872, and Simon, born in 1877 (and died in 1881) — but then the trail grew cold. Had they been victims of the Holocaust, like so many of our relatives?
The breakthrough came through a death certificate. It identified “Jennie Brugler,” who died in Youngstown, Ohio, in 1924 at the age of 76. The certificate listed her birthplace as Nagymihály, her parents as Simon and Yitta Hellinger, and her husband, Marcus Brugler, who predeceased her. Though “Jennie” was an unexpected name and “Briglyer” had morphed into “Brugler,” other details matched. Jennie’s tombstone confirmed her Hebrew name: “Sprincza, daughter of Shimon.” It was, indeed, my great-great-grandfather’s sister!
We pieced together Sprintcza’s migration story. At the age of 44, she moved to America in June 1892, with her daughter, Julia, after she married Louis Spitzer, who had
How To Add Your Guests To The Gate
The Boca Pointe Community Association offers a few different methods to add guests to your visitors list, so please ensure that you add your guest BEFORE they arrive. If your guest is not on the list, they may be denied without a phone call being placed to get your approval. Phone calls are placed as a courtesy depending on how busy the guard is when they arrive.
To add a guest to your visitor list, you have several options:
• Website- www.gateaccess.net
• Cell phone app- Download ABDI/Gate Access from the app/play store
• Access Control- Call 561-395-3392 or leave a voicemail message at 561-395-3369
The advantage of using gateaccess.net or the app is the ability to:
• Add a guest for the day or permanently
• Remove a guest
• Send a pass with barcode
• Receive notification of guest arrival
If you have any questions regarding access methods, please call the Boca Pointe Community Association 561-395-7551.
immigrated in 1880, but returned to Hungary to find a wife. Louis traveled with his wife and mother-in-law from Hamburg on the Furst Bismarck passenger ship, arriving in the United States after a 6-day journey. The trio settled in a thriving Slovak community in Youngstown, Ohio.
Louis passed away in 1926, and Julia lived on for decades, until 1959. She had no next of kin, but her will established a scholarship fund at Youngstown State University for Jewish students, ensuring that her story continued to impact future generations. Among the beneficiaries of her will were my grandmother’s youngest brother, Eliezer Hellinger, who had moved to Israel before World War II, and a niece, Rose Solomon, who owned the first health food store in Palm Beach County, Florida.
While we have uncovered so much, mysteries remain. Did Julia know her relatives, like my grandmother, who survived the Holocaust and resettled in New York? Did Julia bring family photos to America? Could Esther Gordon, Rose’s daughter, hold the answers we seek?
This journey is not just about gathering names and dates. It is about discovering the lives behind them. Every record and tombstone has brought us closer to understanding who we are and where we come from. As we continue our search, we honor our ancestors by keeping their stories alive and connecting the past to the present. Genealogy, at its heart, is a journey through time, one discovery at a time.
Ilene Brookler, a Boca Pointe resident and Columbia Law School graduate, brings over 30 years of litigation experience to her role as a certified mediator. She founded Family First Divorce Mediation Services with the goal of helping families navigate divorce quickly and affordably. She can be reached at info@familyfirstmediate.com. For more information, visit www.familyfirstmediate.com.
Asset Protection in Estate Planning
property safe from tax collectors, accident victims, health-care providers, credit card issuers, business creditors, and creditors of others.
To insulate your property from such claims, you’ll have to evaluate each tool in terms of your own situation. You may decide that insurance and a Declaration of Homestead may be sufficient protection for your home because your exposure to a claim is low. For high exposure, you may want to create a business entity or an offshore trust to shield your assets. Remember, no asset protection tool is guaranteed to work, and you may have to adjust your asset protection strategies as your situation or the laws change.
Liability insurance is your first and best line of defense
Liability insurance is at the top of any plan for asset protection. You should consider purchasing or increasing umbrella coverage on your homeowners policy. For business-related liability, purchase or increase your liability coverage under your business insurance policy. Generally, the cost of the premiums for this type of coverage is minimal compared to what you might be required to pay under a court judgment should you ever be sued.
A Declaration of Homestead protects the family residence
Your primary residence may be your most significant asset. State law determines the creditor and judgment protection afforded a residence by way of a Declaration of Homestead, which varies greatly from state to state. For example, a state may provide a complete exemption for a residence (i.e., its entire value), a limited exemption (e.g., up to $100,000), or an exemption under certain circumstances (e.g., a judgment for medical bills). A Declaration of Homestead is easy to file. You pay a small fee, fill out a simple form, and file it at the registry where your deed is recorded.
Dividing assets between spouses can limit exposure to potential liability
Perhaps you work in an occupation or business that exposes you to greater potential liability than your spouse’s job does. If so, it may be a good idea to divide assets between you so that you keep only the income and assets from your job, while your spouse takes sole ownership of your investments and other valuable assets. Generally, your creditors can reach only those assets that are in your name.
Business entities can provide two types of protection — shielding your personal assets from your business creditors and shielding business assets from your personal creditors
Consider using a corporation, limited partnership, or limited liability company (LLC) to operate the business. Such business entities shield the personal assets of the shareholders, limited partners, or LLC members from liabilities that arise from the business. The liability of these owners will be limited to the assets of the business.
Conversely, corporations, limited partnerships, and LLCs provide some protection from the personal creditors of a shareholder, limited partner, or member. In a corporation, a creditor of an individual owner is able to place a lien on, and eventually acquire, the shares of the debtor/shareholder, but would not have any rights greater than the rights conferred by the shares. In limited partnerships or LLCs, under most state laws, a creditor of a partner or member is entitled to obtain only a charging order with respect to the partner or member’s interest. The charging order gives the creditor the right to receive any distributions with respect to the interest. In all respects, the creditor is treated as a mere assignee and is not entitled to exercise any voting rights or other rights that the partner or member possessed.
Certain trusts can preserve trust assets from claims
People have used trusts to protect their assets for generations. The key to using a trust as an asset protection tool is that the trust must be irrevocable and become the owner of your property. Once given away, these assets are no longer yours and are not available to satisfy claims against you. To properly establish an asset protection trust, you must not keep any interest in the trust assets or control over the trust.
Trusts can also protect trust assets from potential creditors of the beneficiaries of the trust. The extent to which a beneficiary’s creditors can reach trust property depends on how much access the beneficiary has to the trust property. The more access the beneficiary has to the trust property, the more access the beneficiary’s creditors will have. Thus, the terms of the trust are critical.
There are many types of asset protection trusts, each having its own benefits and drawbacks. These trusts include:
• Spendthrift trusts
• Discretionary trusts
• Support trusts
• Personal trusts
• Self-settled trusts
Since certain claims can pierce domestic protective trusts (e.g., claims by a spouse or child for support and state or federal claims), you can bolster your protection by placing the trust in a foreign jurisdiction. Offshore or foreign trusts are established under, or made subject to, the laws of another country (e.g., the Bahamas, the Cayman Islands, Bermuda, Belize, Jersey, Liechtenstein, and the Cook Islands) that does not generally honor judgments made in the United States.
A word about fraudulent transfers
The court will ignore transfers to an asset protection trust if:
• A creditor’s claim arose before you made the transfer
• You made the transfer with the intent to defraud a creditor
• You incurred debts without a reasonable expectation of paying them
Welcome To The Fantastic World Of Feng Shui!!
By Milagros Gutierrez de Herrera P.H.D.
In this installment of the new year 2025 we want to wish you lots of health, prosperity, individual and family well-being and above all PEACE AND HARMONY
For this, today we will talk about the purposes that we always carry out to start a new year full of energy, peace and happiness as human beings, which we are.
Last year 2024 we made an environmental tour of all the areas of the FENG SHUI , in order to present alternative solutions to the different problems that arise in personal, family, professional life and in daily life.
Going fully into the subject, today we will dedicate ourselves to insisting on the order and harmony that for this ancient science, such as FENG SHUI , are the pillars on which it is based.
We are sure that as year-end resolutions, many took stock of the year 2024 and promised to restructure many aspects in different areas of personal life, among other objectives, which we should rank in order of importance. By organizing them in order of relevance they help us make the journey easier and help us consolidate those changes.
Insisting on the theme of order and harmony, which are the pillars of the ancient science of FENG SHUI , we are going to take a tour of our home environments and thus review those spaces that we want to improve and make them more comfortable.
Let’s start from the main entrance of our home, let’s look around the room and what we observe:
1.- Is there disorder, objects out of place, objects that do not correspond to the place, such as an object in the kitchen or bedroom? What should we do?
2.- Is the apartment clean, is the furniture in its proper place? The walls are scratched, the wallpaper (if any) is peeling off, torn?
3.- Is there leftover food, plates or other food utensils, such as glasses, containers, etc.?
4.- The paintings on the walls are placed correctly, are they dirty, damaged, or broken? Are the decorations in good condition? Is there something broken, is it repairable? Does it belong to a deceased member and is it a keepsake?
5.- If we go room by room with this same review criteria, to order, collect, fix, soon we will have our house in order and harmony again. In case the house is large and this activity cannot be carried out in a day can be organized by parts devoting a certain number of hours to them, but go on doing and correcting and maintain so that the effort made is not lost.
Once the order and harmony operation is finished, clean the floors and objects and turn on aromatherapy in order to energize the already clean areas. But the constancy regarding this procedure must be rigorous and avoid as much as possible a return to disorder and maintain the impeccable areas that have already been ordered.
Each new year implies thinking about changes that improve our lives in terms of quality, objectives, projects and dreams. But it will depend on our efforts to improve the environment and this influences all areas of our personal, professional and even family life.
This procedure, not being easy to maintain throughout the year, must be extended to all family members because if they share spaces it will influence the lives of each and every one.
Being an activity that involves time and effort, it is recommended to carry it out in stages, per say, that is, it can be room by room until the entire house is completed, in case it is our home, but it can also be done in your business premises, closet, even in our portfolio, work briefcase, where sometimes we tend to have papers in a disorderly way and accumulate receipts, papers, etc.
To the extent that we are putting our lives in tune, this allows us to reorganize and organize many things that we sometimes think are “lost” but in reality are not in the correct place or location.
As an anecdote to close, I remember a case of a jewel that was lost for a long time and over the years “appears” inside a musical instrument “by chance,” a true story, which I am sure has happened to many of you. Similar situations because they do not escape the human race. Sometimes those deep cleanings, home repairs or remodeling jobs “uncover treasures” that otherwise still remain in this place.
This process of ordering, classifying, categorizing, will even allow us to organize objects in use and disuse
and give them their due use and otherwise donate it to whoever it can serve.
“Less is More” Milagros
Author Milagros Gutierrez de Herrera, Feng Shui Specialist is a resident of the Plum. Email: herreramilagros1983@gmail.com.
Stamp and Coin Club
Boca Raton Stamp & Coin Club asks you to start a new hobby.
Visit with us at the Stratford Courts Auditorium located at 6343 Via Sonrisa del Sur, off S.W. 18th Street, between Powerline Road and Military Trail. We meet the second and fourth Thursday each month at 7 p.m. Please call membership coordinator Harvey Golinger at (561) 752-4922.
We are active, healthy adults now, but no one knows what is down the road.”
RICHARD
& TOBY
Edgewater at Boca Pointe Near Boca Pointe Country Club
After decades of hard work and planning, moving to Acts can help you prepare for the future. It’s time to relax and spend your time doing what you love. Moving to an Acts community is the smart choice for your QOL. Come in and talk with one of our happy residents to learn how moving to Edgewater at Boca Pointe enabled them to focus on Quality of Life.
COMPREHENSIVE RETIREMENT
Your residence, amenities and more are all included with a onetime entrance fee and an ongoing monthly fee. And if you need more help in the future, your monthly fee will remain predictable thanks to Acts Life Care®.
Reflections On Oct. 7th: Men’s Mission Bears Witness To Israel’s Trauma
From Nov. 7-14, a Men’s Mission from the Jewish Federation of South Palm Beach County traveled throughout Israel, visiting with those impacted by the atrocities on October 7th and strengthening bonds between Federation, our Israel-based partner agencies and the people we help. While on the mission, Co-Chair David Friedman reflected upon what he had experienced after visiting a kibbutz devastated by Hamas’ terrorist attacks.
November 11, 2024: Today, we bear witness.
As we climb back on the bus, leaving behind a place whose significance will ripple for generations and change the history of Am Yisrael, I need to write this while my thoughts are fresh in mind, and my emotions are high and raw. There is a lot to process, and I plan to journal more later, when I’m back in Florida, and can review my photos and more clearly collect my thoughts.
Our morning was spent at Kibbutz Nir Oz, surely one of the saddest places on the planet. Nir Oz is less than one mile from Gaza and directly overlooks the city of Khan Yunis. Sporadically, we can hear explosions, and as we leave, we see and hear a drone flying over Gaza. It is a clear, beautiful morning, and we see the City of Rafah in the distance.
Blooming from the desert, Kibbutz Nir Oz had been named one of Israel’s official botanical gardens. This is truly paradise lost, with large shade trees, flowers and succulents growing everywhere. It must have been a beautiful place when filled with the sights and sounds of the idyllic life of its 400 residents. Today, the trees here appear to be weeping, understandable given the inhumanity they silently witnessed on October 7th.
We are guided by a kind and gentle man named Shlomo, who has called Nir Oz his home and its residents his family for 57 years. He embodies the incredible strength and resilience of the entire nation of Israel, moving forward in the face of unimaginable sadness and suffering.
On that most evil of days, Hamas killed and/or captured 117 innocent people here. More than 100 of Hamas’ Nukhba forces spent eight hours in Nir Oz, completely conquering this small kibbutz, looting, raping, kidnapping and murdering its residents. Bodies of some of the murdered were taken to Gaza in anticipation for use in future negotiations with Israel. Of 120 homes here, only six were left untouched.
In addition to the armed terrorists, more than 1,000 Gazan civilians – men, women and children of all ages – made as many as four round trips between Nir Oz and Gaza, taking everything they could carry or drive. Then they simply all left, leaving an incomprehensible ocean of pain, death and destruction in their wake. The IDF arrived much later, making Nir Oz the only kibbutz where not a single bullet was fired by the army to protect and rescue the residents.
As far as the eye can see, there are burned and bulletriddled houses, some with cracked walls and torn roofs from the grenades that were thrown at them. Some are simply burned to the ground, including one with an elderly person’s walker sitting in what was perhaps the outdoor
courtyard of the residence. Outside each house are flags in various colors and coded with stickers, denoting each home’s residents as “murdered”, “captured”, “rescued”, etc.
As we stand on the porch of the Bibas family home, the familiar images of the beautiful redheads, then9-month-old Kfir and his big brother, then-4-year-old Ariel, haunt me, as they have for more than a year. We see the children’s toys and their parents’ wine and olive oil, sitting, waiting for the family to return home. The boys and their parents have now been in Hamas captivity for more than 400 days.
We are heading now to Kibbutz Be’eri, and later, the site of the Nova festival. Meetings with Nova survivors and hostage families will follow.
Today, we bear witness.
Deepest thanks to Boca Pointe Federation Campaign Chairs: Jane and Dan Fishkoff, and to Committee Members: Rhoda Berkow, Allen Brayer, Richard Glazer & Elaine Kaplan, Harold Katz, Joel Meisner, Arlene Penner, Murray Pitkowsky, Mel Schoen, Doris & Stuart Zeuner, for their continued dedication and leadership.
If you or a neighbor are in need of help , please contact Ruth & Norman Rales Jewish Family Services at 561-852-3333. In addition, our main Federation telephone number, 561-852-3100, is monitored regularly for voicemail messages.
Learn more about our Federation and how you can help at www.jewishboca.org - or contact Shirley Gross at shirleyg@bocafed.org or 561.852.3182 (leave a voicemail).
Servicing PETS of Boca Raton for over 20 years “Caring is our Specialty” Complete medical, Surgical and Dental Facility SPA Bath & Grooming
Men’s Mission Group
Mission Guide Shlomo and Co-Chair David Friedman
Kibbutz Nir Oz
If you have never registered on the Community Association web site, call Access Control for our “Community Code,” then go to www.bocapointe.com. Click on the “Not registered yet?” link right under the log in box.
If you think you are registered, but just can’t remember your User Name and Password, click on the “Forgot your password?” link and it will be mailed to the email address you used when you registered. Want to update your email address or add your mobile number to receive text messages? Go to the
web site Residents Only page and click on the “User Profile” link.
Once you are a registered user, to log onto the web site, you simply go to www.bocapointe.com and you will find the User name and Password boxes in the top right hand corner. Fill in your information, then click on the small blue forward arrow. The log in is “case sensitive.”
If you are a smartphone user, we now have a mobile version of the web site for your use that even includes a Comment Form. Let us know what you think and give us your suggestions for improvements.
The transponders that you use to gain entry through the gates work off of batteries. The batteries are built into the device and cannot be replaced. At the end of their life, the entire device must be replaced. Most of our devices have been in use for over five years now and are beginning to fail. If your device is no longer working properly, it may be time for you to purchase a new one. Replacement devices are sold at the discounted price of $75. Please call for an appointment (561) 395-7551. Driver’s license and vehicle registration required.
$100.00 - New transponder
$75.00 - Replacement transponder
$5.00 - Transponder plastic holder
**Homeowners, tenants and club members will be issued a transponder to the village they reside in and into the Boca Pointe Club if they are a member**
ACCEPTABLE FORMS OF PAYMENT CHECK or MONEY ORDER ONLY NO REFUNDS ARE ISSUED
Pap Welcomes New Members
On November 7, the Boca Pointe chapter of The Pap Corps held its annual celebration of new members. This Happy Hour was graciously hosted by Pat Dean in her magnificent home in Boca Pointe. Over 30 members who joined this past year along with many prospective new members were in attendance. The guests intermingled with Board members while enjoying a delicious array of Happy Hour snacks. Nancy Goldstein, a member of the Board of Directors for The Pap Corps, spoke about the history and mission of Pap as well as the benefits of membership including the Physicians Referral program. Andrea Gralnick, chapter membership VP, spoke of the year’s upcoming events for the chapter.
Boca Pointe Residents!
All funds raised by Pap go directly to the Sylvester Cancer Center, University of Miami Miller School of Medicine, for cancer research. Boca Pointe is an open chapter meaning that you do not need to live in Boca Pointe to belong. Sylvester is South Florida’s only NCI (National Cancer Institute)-designated cancer center.
Membership is just $50 annually or $350 for a life membership. For more information on how to become a member, call Andrea Gralnick, 561-3029108 or email gralnick. andrea@gmail.com.
Pat Dean, Belinda Coon, Nancy Goldstein and Andrea Gralnick
Jack resolves the issue by paying the lottery ticketholder his winnings. But the latter’s strange response—informing Jack that he has now brought the consequences on himself—leaves Jack bewildered.
As we soon learn, in this film the ticketholder serves the same role as the angel in It Happened One Night. For when Jack awakens the next morning, instead of being in his Manhattan penthouse apartment he finds himself in a New Jersey home with a wife, Kate—the former girlfriend he last saw at JFK Airport—and two children!
Confused and panic-stricken, Jack races to his Manhattan office only to be turned away by doorman and staff who don’t recognize him at all. That Jack Campbell no longer exists and this new one realizes that, no matter how or why his life has been turned upside down, he has no choice but to make the best of it…which means working for Kate’s father, in the man’s auto dealership. It turns out to be a good life when the love he had felt for Kate those many years ago is rekindled, and the joys of fatherhood added.
But when the business partner of his other, corporate life enters the auto dealership one day the memories of those exciting, luxurious times kick in and Jack manipulates the opportunity into an invitation for a business meeting that leads to a critical decision about which of these two very different lives is right for him.
And then, in a totally unexpected twist of the film’s story line, Jack discovers that the final decision is not really his to make after all!
Fortunately for the readers of this column, the only decision you have to make is whether to find this film on Netflix. And that should be an easy one. The answer is, definitely !
Move Over LAW
(FS 316.126)
By Elyse Weintraub Brown, Community Education Specialist,
Palm Beach County Fire Rescue
(561) 616-7051 or ewbrown@pbcgov.org
This message is brought to you by your friendly Firefighters from Palm Beach County Fire Rescue….
Every day firefighters and other emergency responders drive to emergencies. What’s more, oftentimes the emergency they are driving to is actually in the roadway. Although they are helping others and rendering aid, they are also at risk of being injured and killed on our roadways by motorists. Help protect them…because if they can’t help you in your time of need…who will? Learn the Move Over LAW (FS 316.126)
Are you unsure about what you are supposed to do when you are driving on a local roadway, and you see DRIVING BEHIND YOU a fire truck or other emergency vehicle with lights flashing and sirens wailing on the way to an emergency? The Answer is …you must yield the right of way. When it is safe to do so, move over as close as reasonable to the closest edge of the curb of the roadway, clear of any intersection and then stop. When this happens on highways and interstates, rather than stop, slow down and then safely move over so that the emergency vehicle can pass.
Are you unsure about what you are supposed to do when you are driving on a roadway with multiple lanes, and you see a fire truck or rescue truck working an emergency ON THE SIDE OF THE ROAD? The Answer is….When it is safe to do, merge away from a vehicle working on the side of the roadway to provide an empty travel lane for the emergency worker. If you are not able to safely move over, you must slow down to a speed of 20 MPH below the posted speed limit unless directed otherwise by a law enforcement officer.
On a two-lane roadway…Where there is NO lane of travel in the same direction to merge over to, you are REQUIRED to slow down to a speed that is 20 miles per hour less than the posted speed limit. If the speed limit is 20 miles per hour or less, you must slow down to five miles per hour.
In the State of Florida, drivers must also move over for sanitation vehicles and utility service vehicles performing tasks related to their services, and wreckers displaying amber rotating or flashing lights performing a recovery or loading on the roadside.
Violating the Move Over Law can result in a fine and points on your license; and worse, because it puts rescuers, civilians, and other motorists at risk of serious injury and even death. For everyone’s safety, share the Move Over Law with others. Help us…help You!
Community Channel
Have You Seen It?
The Boca Pointe Community information channel is currently broadcast on Comcast channel 63 and soon will be transitioning to channel 1075. Please check both channels on your TV to see which channel hosts our community information. If you are unable to view either channel, please call our office (561) 395-7551. Tune in for community updates, BPCA/ committee meeting dates and current events.
Tax Talk
Dear Friends:
As 2024 comes to a close, I want to take this time to thank you for being part of the “Tax Talk” family and know that I thoroughly enjoy chatting with you each month. I hope you enjoy hearing more about my office, Palm Beach County and the occasional news about my cats, Biden and Bader. They bring me so much joy, even when they are just being cats and lounging around as they are doing in this picture.
I want to take this time to wish you, your family, friends and even your pets – we can’t forget them, a very happy holiday season. Whether you are enjoying the holidays here in South Florida or traveling to be with family, take time to recharge and relax and enjoy all the traditions that the holidays so befittingly offer. I look forward to communicating with you in 2025!
Happy holidays and happy new year!
Anne M. Gannon,
Constitutional Tax Collector, Serving Palm Beach County
Watch Your Speed!
Speeding fines are being enforced!
Fine schedule: 6-20 mph over the limit
$50 and more than 21 mph over the limit
$100. Please obey the posted speed limit signs and drive safely!
Hello, May I Help You?
You have checked our website, read through your Tax Planner and Services Guide, but still have a question concerning our services. Our Client Care Representatives in our Client Care and Research Center (call center) are ready to take your call or answer your email and help you with your question. This year, we have added an additional five representatives to help keep wait times to a minimum during our busy season. With an average of 1,700 calls coming into the call center each day, we are proud that we have reduced wait times to an average of five minutes. While the team is working hard to answer all calls quickly this time of year, you may experience longer than normal wait times, so we appreciate your patience. Representatives can be reached at (561) 355-2264 and are available Monday through Friday, 8:15 a.m. to 5 p.m.
Don’t want to call us? You can always email us at clientadvocate@pbctax.com for assistance and you can expect a response from one of Client Care Representatives within two business days.
New Address Change Requirements
Did you know that there were recent changes made to the proof of address documents required for driver’s licenses and ID cards? These documents verify that driver’s license and ID card applicants are residents of Florida by requiring two pieces of qualifying documents in their name. This new requirement is a simple process for most individuals; however, others may not have certain documents that contain their name and address. For example, teens getting their learner’s permit or individuals living with family members.
Under this new address change requirement, those individuals have a few options. They can complete a certification of address document, and have it signed by our staff during their reservation or they can have it signed by a notary prior to their reservation. In addition to the certification
of address form, this new change requires the applicant bring two additional documents containing the name of the person with which they are residing. For a complete list of the new required driver’s license and ID card documents, visit pbctax. gov/driver-license/.
Found Money?
Did you know there could be thousands of dollars waiting for you? Some clients overpay on their transactions, and if this happens, we issue a refund check for the amount overpaid. If the refund is returned to us as undeliverable, we continue to attempt to issue the refund. Once we have explored all refund options, we post a list of unclaimed funds on our website hoping that clients can reclaim the money due to them. We hold onto these funds for at least one year. If the funds remain unclaimed, we forward those funds to the state of the last known address.
Currently, there is more than $749,000 in unclaimed funds available. So, I encourage you to check if your name is on the list to see if there are funds waiting for you!
Visit Palm Beach County Unclaimed Funds and State of Florida Unclaimed Funds for more information and good luck!
The Many Reasons To Avoid Probate
By Martin Zevin, Attorney
You have heard that probate is something to avoid; however, unless you have been through it, you may not understand why. Here are some basic facts about probate in Florida:
1. Full Probate (assets over $75,000 or under $75,000 with creditors) takes at least six months to a year or longer. During that time, the assets being probated are tied up. If your heirs want to sell your home in probate, they must go through a formal process. This includes filing a petition to administer the estate. If successful, the judge of the probate court will sign an Order called Letters of Administration. This could take one to three months.
The next step is Notice to Creditors published in a newspaper. This must be done even if there are no creditors. Creditors have 90 days from the date of first publication to file a claim against the estate. Nothing can be done regarding distribution of the assets until after the ninety days.
A tax ID number from the IRS must be obtained for the estate. Once the Personal Representative (Executor) obtains the Letters of Administration and the tax ID number, an estate account can be opened to transfer any funds from an account or future proceeds from the sale of a home or other real estate. If real estate is involved, a court order is generally necessary to allow the closing and another court order may be necessary to distribute proceeds.
A formal Inventory must be filed listing exact date of death values of all assets being probated.
A formal accounting may be necessary if all beneficiaries do not agree to waive it.
Once all distributions are made, the estate cannot be closed without another court order.
If an estate asset is discovered after the Personal
Representative has been discharged by the court, the estate must be reopened and more formalities must be followed.
2. The attorney’s fees can be quite high, depending on the value of the estate. Florida law authorizes a 3% fee on the first million dollars, and a sliding percentage thereafter. The Personal Representative can negotiate with the lawyer for a lower fee. If the estate is valued at $700,000 and the fee is reduced from 3% to 2%, that is still a $14,000 fee, plus about $1,000 in court costs for filing fees, publication in the newspaper, etc. An attorney can also charge an hourly rate, but this could easily exceed the 3%, particularly on smaller estates.
3. The Personal Representative will probably need to pay money out of pocket for initial costs and a retainer for the attorney, plus funeral bills if not already pre-paid. In addition, if real estate is involved, the Personal Representative may have to pay taxes, utilities, maintenance, mortgage payments etc. until access to estate funds is authorized. The Personal Representatives will reimburse themselves at that time, but it could cause hardship if personal funds are limited.
4. All of the above is stressful and time consuming for the Personal Representative. Although a fee is allowed, this could be an issue if family members or other beneficiaries object.
That is just a brief summary of why it is so crucial to have proper and complete estate planning with a lawyer to be sure that ALL assets avoid probate. Please refer to many of my other articles for practical tips on avoiding probate.
My Dad used to say: “May you live as long as you want and never want as long as you live.” I will add: when you die, may your heirs avoid probate!
I am available for a free personal meeting or phone consultation regarding Estate Planning. Call me at (954) 569-4878. My address is 3275 W. Hillsboro Blvd., Suite 204, Deerfield Beach, Florida 33442. My web site is www. martinzevinpa.com. My e-mail address is martinzevin@ netzero.com.
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DEALERship
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Contact Ron Rafaeli Boca Point Resident