In Loving Memory
TRIBUTES TO OUR LOVED ONES
Passing Assets to Your Heirs Without Probate and With Personal Liability Protection
When you have a limited liability company that owns assets, such as investment real estate, it provides you with personal liability protection but often doesn’t have any estate planning benefits. A living trust enables you to pass assets to your heirs immediately, outside of probate, but doesn’t provide any personal liability protection. To gain the liability protection of an LLC and the estate planning benefits of a living trust, consider making your living trust the sole member of your LLC.
Living trust
When you put assets into a revocable living trust, the assets pass directly to your heirs when you die without going through probate court. This eliminates the delays associated with supervision from a probate judge and prevents public disclosure of the transaction. It’s also usually less expensive than probate court. While you’re alive, you can add assets to the trust, remove assets from the trust and control the current assets as the trustee.
Limited liability company
When you form a company to hold assets, you must typically choose to organize it as a corporation, a partnership or a limited liability company. A corporation provides personal liability protection if someone wins a judgment against the company, but the government taxes you twice. A partnership eliminates double- taxation, but doesn’t provide personal liability protection to the general partner. A limited liability company, however, combines the liability protection of a corporation and the single taxation of a partnership in a single entity. When you die, however, your LLC ownership must pass to your heirs through a probate in many states.
LLC membership and management
While the rules regarding LLCs vary by state, most states don’t require more than one member to form an LLC. A member can be a person or an entity such as
a corporation, a partnership, another LLC, a foreign entity or a trust. The company’s operating agreement specifies who is responsible for making decisions and commitments on behalf of the company. If an LLC is member-managed, the members are responsible for running the company. It the company is managermanaged, the members appoint a manager with responsibility for company operations. An LLC can be manager-managed, with the single member of the LLC serving as the manager.
Living trust as sole member
By making a living trust the sole member of an LLC,
the living trust becomes the owner of the company. If the company is member-managed, the trustee is responsible for running the company. If it’s managermanaged, the manager runs the company but the trustee can usually replace the manager at any time, depending on the provisions in the company’s operating agreement. When you die, company ownership passes to the trust’s beneficiaries without a probate, and your heirs also inherit personal liability protection as the new owners of the LLC and its assets.
In Loving Memory In Loving Memory
Aiko Von Achen 1932-2025
Anaheim, CA
In Loving Memory In Loving Memory
Charles Raymond Betz 1939-2025
Huntington Beach, CA
In Loving Memory In Loving Memory
Morris Boyaner 1938-2025
Los Angeles, CA
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In Loving Memory In Loving Memory
Margaret Armstrong 1934-2025
Mission Viejo, CA
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John C. Bilello 1938-2025
Dexter, MI
In Loving Memory In Loving Memory
June Budd 1931-2025
Laguna Beach, CA
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In Loving Memory In Loving Memory
Sandy Augenstein 1948-2025
Placentia, CA
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Michael N. Blewett Sr. 1937-2025
John Frederick Briscoe, Jr. 1952-2025 Huntington Beach, CA
In Loving Memory In Loving Memory
Rosemary “Rose” Busta 1953-2025
David Lawrence Chambers 1938-2025
Laguna Woods, CA
Laguna Hills, CA
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Don K. Chapman 1941-2025
Cary, NC
Sarah Bruck 1955-2025
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Beth M. Barlow 1943-2025
Fullerton, CA
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Nelloise Blue 1923-2025 San Juan Capistrano, CA
Laguna Beach, CA
Bonsall, CA In Loving Memory In Loving Memory
In Loving Memory In Loving Memory
Monsignor John G. Campbell 1929-2025
Mission Viejo, CA
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James H Cheney 1943-2025
Newport Beach, CA
Richard Bryson 1944-2025 Long Beach, CA In Loving Memory In Loving Memory
In Loving Memory In Loving Memory
Frank H. Carrillo 1924-2025
Yorba Linda, CA
Antonio Ortega Becerra 1929-2025 Orange, CA In Loving Memory In Loving Memory
In Loving Memory In Loving Memory
Daniel John Bott 1932-2025 Fountain Valley, CA
Thomas Buckbee 1936-2025 Anaheim, CA In Loving Memory In Loving Memory
In Loving Memory In Loving Memory
Juan Casado and Dorothy Casado 1920-2025 1935-2025
Orange County, CA
Colleen Choate 1946-2025 Orange, CA In Loving Memory In Loving Memory
In Loving Memory In Loving Memory
Carole Ann Christianson 1954-2025 Seal Beach, CA
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Stanley Cohen 1935-2025
Villa Park, CA
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Donna Scott Coleman 1923-2025
Gretchen Marie Davison 1965-2025
Costa Mesa, CA
Judith Ann Des Jardins 1940-2025
Laguna Beach, CA In Loving Memory In Loving Memory
Antonio “Tony” De Frenza 1926-2025
Santa Ana, CA In Loving Memory In Loving Memory
In Loving Memory In Loving Memory
Marilyn (Mimi) Eads 1935-2025
San Clemente, CA
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John Al Gerbracht 1935-2025
Fullerton, CA
Newport Beach, CA In Loving Memory In Loving Memory
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Francis (Fritz) Drees 1937 - 2025
Laguna Niguel, CA
Birgitta G. Elward 1939-2025
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Elizabeth Anne Crawford 1957-2025
Dana Point, CA
Dennis Emile De Snoo 1949-2025
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Kyle Dahl 1970-2025
Fountain Valley, CA
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Linda Lee Dahncke 1955-2025
Lake Forest, CA
San Juan Capistrano, CA In Loving Memory In Loving Memory
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Kevin Dale Drum 1958-2025 Irvine, CA
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Meta Degenhardt 1940-2025 Huntington Beach, CA
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Brandon Dubois 1979-2025
La Mirada, CA
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David Richard Delgado 1958-2025 Auburn, WA
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Sharon Elaine Dumont 1943-2025 Irvine, CA
Fountain Valley, CA In Loving Memory In Loving Memory
Waithira Joyce Karanja Gethaiga 1944-2025
Fullerton, CA In Loving Memory In Loving Memory
Edwin Evans 1935-2025 Orange, CA In Loving Memory In Loving Memory
Eileen Gillett 1931-2025
Joseph Finnell 1933-2025
Laguna Woods, CA In Loving Memory In Loving Memory
Fountain Valley, CA In Loving Memory In Loving Memory
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Richard David Goldstein 1957-2025 Tustin, CA
Richard A. Foster 1935-2025
Fullerton, CA In Loving Memory In Loving Memory
Charles O. Goodwin Jr. 1942-2025
Mission Viejo, CA In Loving Memory In Loving Memory
Caring for an ailing parent with confidence
Reversing the roles of caregiver and dependent is complicated and emotional. Adult children can become caregivers of their parents inthe blink of an eye, and it can lead to doubt and anxiety for all.
As unfortunate as it may be in the moment, taking over the care of ailing parents is simply a part of life. It is the natural progression that most have to face.
Here are some tips to help you deal with progressing from someone’s child to their caregiver:
1. Accept what is happening. As difficult as it may seem, it is important to know the facts of the illness or condition that needs to behandled. If it is an illness that will eventually
lead to death (whether immediate or long-term), making arrangements for a written will, funeral, and legal determinations is crucial. Completing these steps will reduce future stress and worry.
2. Have open communication with your parent. Explain that you will be handling the situation and stepping up into the caregiver role, so that there is no question or uncertainty. It is important to take over this responsibility while also aff ording your parent dignity, respect and any autonomy they can still have over their own care.
3. Prepare yourself. It will be a rough road to travel. Surround yourself with a reliable support system, plenty of positive energy, and tissues. Know that you will shed tears; you will fall; you will get back up; and you will do what needs done for your parent.
4. Approach your parent with love. Be gentle, loving and understanding, but be strong and courageous. When you are in the last moments with your parent, show them how much you love them. Let that message overshadow the message of fear. Assure your parent that they have had a wonderful life, and their pain will soon end.
5. Reach out to others. There are a number of helpful organizations whose mission
is to help caregivers. Don’t hesitate to reach out for help. Investigate your local social services organizations and speak to representatives about your situation. Take the help theyoffer. The stronger you are, the better you will take care of your parent during this difficult time.
You have a window of opportunity to make lasting memories and to develop your parent’s hardships into a unique loving and bonding
experience. Your parent brought you into the world, nurtured and enabled you to become the adult that you are today. This can be yourturn to nurture them in return.
Caring for your ailing parent may seem unnatural and stressful, but being prepared and approaching the situation with a full toolbox can help turn it into a natural, even beautiful, experience.
SATURDAY, N OVEMBER 1st 11am—2pm
Cantor Jonathan Neil Grant 2025
Orange County, CA In Loving Memory In Loving Memory
June Fundin Hardt
1936-2024
Yorba Linda, CA In Loving Memory In Loving Memory
Dennis Glenn Howe 1946-2025
San Juan Capistrano, CA In Loving Memory In Loving Memory
In Loving Memory In Loving Memory
Eli Kazer 1940-2025
Fair Oaks, CA
Kimberly Hills Leibe 1973-2025
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Memory
James Alexander Grimes 1938-2025
Santa Ana, CA
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Jared Edward Harris 1977-2025
Bellingham, WA
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Kathy Inman 1950-2025 Irvine, CA
Anthony (Tony) Albert Kinninger 1939-2025
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Earl H. Gunnerson 1941-2025
Huntington Beach, CA
Barbara Heppner 1951-2025
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Donald Guyer 1938-2025
Laguna Niguel, CA
Sister Rosaleen Hanlon 1937-2025 Orange, CA
Roseburg, OR In Loving Memory In Loving Memory
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Gregory Joseph Isaac 1957-2025
Coto de Caza, CA
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Karen Hill 1953-2025
Laguna Hills, CA
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Olaf Brynjolfsson Johansen 1955-2025
Newport Beach, CA
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Robert W. Howard 1933-2025
Laguna Woods, CA
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Martin H. Jurick 1937-2025
Tustin, CA
Loreto, Baja California Sur In Loving Memory In Loving Memory
Janice Sachiko Kitagawa 1944-2025
Newport Beach, CA In Loving Memory In Loving Memory
Deanna Livesey 1946-2025
Laguna Niguel, CA In Loving Memory In Loving Memory
La Palma, CA In Loving Memory In Loving Memory
Betty Lynch 1935-2025
Andrew Krycerick Jr. 1952-2025
Costa Mesa, CA In Loving Memory In Loving Memory
Lake Forest, CA In Loving Memory In Loving Memory
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Paul MacMillin 1936-2025
Newport Beach, CA
Chisato Kubo 1928-2025
Fountain Valley, CA In Loving Memory In Loving Memory
Andrea Lynn Mahru 1977-2023
Santa Ana, CA In Loving Memory In Loving Memory
In Loving Memory In Loving Memory
Mark Warren Masters 1957-2025
Santa Ana, CA
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Pat Amondsen McBride 1937-2025
Buena Park, CA
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Caroline Miller 2025 Huntington Beach, CA
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Mary Patty Laubbacher O’Connor 1944-2025
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Kathleen Mathews 1947-2025
Laguna Woods, CA
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Maxine Olivia Mc Gaffigan 1942-2025
Newport Beach, CA
Mission Viejo, CA
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Raymond Poppa 1938-2025
Santa Ana, CA
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Carol Matsumoto 1956-2025
Anaheim, CA
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Joel Ray Medriano 1957-2025
Anaheim, CA
W. Richard Mills 1938-2025 La Quinta, CA In Loving Memory In Loving Memory
In Loving Memory In Loving Memory
Joyce Oyenoki 1954-2025
Garden Grove, CA
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Susan Diane Porter 1945-2025
Anaheim Hills, CA
Audrey Morrow 1929-2025
Placentia, CA In Loving Memory In Loving Memory
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Marilyn Penner 1931-2025
Fullerton, CA
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Jackie (Jack) G. Rawlings, Sr 1936-2025
Westminster, CA
Jacqueline Matthiessen 1952-2024 Orange, CA In Loving Memory In Loving Memory
Robert D. Mc Cumsey 1935-2025
Kenneth M Meyers Jr. 1949-2025 San Clemente, CA In Loving Memory In Loving Memory
Mark Mulligan 1955-2025 San Juan Capistrano, CA In Loving Memory In Loving Memory
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Judy Petraitis 1941-2025
Menifee, CA
Newport Beach, CA In Loving Memory In Loving Memory
In Loving Memory In Loving Memory
Marilynn Miller 1933-2025 Costa Mesa, CA
Christine Norris 1942-2025 Anaheim, CA In Loving Memory In Loving Memory
In Loving Memory In Loving Memory
Robert “Bob” Pierce 1952-2025
Laguna Woods, CA
Sister Rose Marie Redding, CSJ 1928-2025 Orange, CA In Loving Memory In Loving Memory
In Loving Memory In Loving Memory
Alix Olivia Rego 1980-2025
Mission Viejo, CA
What Are the Duties of an Estate Executor?
Estate executors are trusted individuals who handle the settlement of a deceased person’s estate. The duties they perform ensure that property and other elements of the estate are distributed according to both the provisions of any existing will and current probate law. As an estate executor, a person must perform specific fiduciary duties. If a person does not specify the person they want to act as executor prior to their death, and if no one else comes forward to volunteer for the duties, the court appoints an estate administrator to carry out the executor’s tasks.
Primary roles
Estate executors perform multiple roles for the deceased’s estate. These roles include but are not limited to:
• Deciding if probate is necessary given the estate status.
• Entering the will of the deceased into the probate court.
• Identifying, locating, securing and listing the assets and property of the deceased, including making insurance arrangements.
• Notifying insurance companies of the death and providing copies of the death certificate to initiate payments to beneficiaries.
• Notifying non-insurance agencies or companies of the death in writing and, if necessary, terminating accounts. This can include the Social Security Administration, Medicare, United States Postal Service, and the United States Department of Treasury.
• Notifying creditors and heirs of the death in writing, including a newspaper announcement.
• Responding to information requests by creditors, heirs, attorneys and officers of the court.
Executors may have to deal with irate family, friends and creditors of the deceased as well.
• Providing tax information for the estate to a qualified lawyer or accountant by filing deadlines, applying for an Employer Identification Number (EIN) for the estate, and paying all taxes owed on the estate.
• Creating a list of all debts against the estate, including the funeral costs, and submitting the list to the court.
• Paying all debts and dispersing property and assets to heirs and creditors according to the will of the deceased and current property law. In order to accomplish this, it may be necessary to sell the deceased’s property or assets.
• Appearing in court as a representative of the estate if proceedings are necessary regarding the deceased’s will.
• Establishing a bank account in the name of the estate for distribution of property and assets.
• Keeping records of all matters relating to the settling of the estate for possible review by the probate court, heirs and creditors.
• Examining the existence of partnerships and similar agreements, and taking steps to meet clauses related to the estate within those agreements.
• Making arrangements for minor children of the deceased.
Fiduciary duty and legal obligations
An executor has a fiduciary duty to the deceased. This means that they have to act in the best interest of the deceased at all times. This sometimes pits the executor against friends and family members of the deceased if the deceased’s wishes were contrary to what friends and family members want.
Fiduciary duty also means that the estate executor cannot benefit from his work beyond what is allowed in the deceased’s will or state estate executor fee law.
Estate executors also take on legal responsibilities when they handle an estate. For example, they can be held liable for any taxes not paid related to the estate. Additionally, being an executor takes considerable time and effort—it is not unusual for it to take a year or more to close an estate.
Payment of executors
It is legal for an estate executor to charge a fee for their services, given the extent of responsibility the executor accepts. The state typically sets the fee, but roughly three percent of the value of the estate is standard. Courts have the right to determine what is reasonable compensation for acting as executor if state law does not specify a fee limit numerically. Individuals also may specify in their wills how much they want their executors to receive if they feel the executor deserves more than the state guideline.
Taking on the responsibility of being an executor is a lasting way to honor the final wishes of someone who has passed away. It’s also a lot of hard work. Be sure you are prepared to undertake these duties before agreeing to be the executor of an estate.
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In Loving Memory In Loving Memory
Mary C. Repine 1929-2025
Buena Park, CA
In Loving Memory In Loving Memory
Carol Ann Schick 1930-2025
Fullerton, CA
In Loving Memory In Loving Memory
Gloria Selzer 1933-2025
Laguna Niguel, CA
In Loving Memory In Loving Memory
Barbara Smith 1950-2025
Garden Grove, CA
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Teka Diane Summers 1950-2025
Las Vegas, NV
In Loving Memory In Loving
Memory
Phyllis Ann Routledge 1933-2025 Fullerton, CA
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John H. Schlegel 1946-2025
Newport Beach, CA
Jose de Jesus Serio 1922-2025 Irvine, CA In Loving Memory In Loving Memory
In Loving Memory In Loving Memory
Ted Smith 1929-2025
Newport Beach, CA
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Joyce Tabata 1922-2025
Midway City, CA
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Gina Royalty 1937-2025 Corinth, TX
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Darrell Robert Schmidt 1933-2025
Mission Viejo, CA
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In Loving Memory In Loving Memory
Adele “Dolly” Dove Sadell 1928-2025 Aptos, CA
In Loving Memory In Loving Memory
Isabella (Mabel) More Schargitz 1922-2025 Westminster, CA
Russell Schmitt 1942-2025 Anaheim, CA In Loving Memory In Loving Memory
In Loving Memory In Loving Memory
Joyce Schoenegge 1936-2025 Fountain Valley, CA
Harvey “Eddie” Edward Sheldrake Jr. 1926-2025 Fullerton, CA
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Gloria Castillo Solis 1935-2025 Corona, CA
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Tracy Robin Thomas 1956-2025
Los Angeles, CA
Andrew George Sligar 1925-2025
Laguna Woods, CA In Loving Memory In Loving Memory
In Loving Memory In Loving Memory
Jean Stefanik 1934-2025
Worthington, OH
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Genetha Shankle Thomas 1942-2025 Cypress, CA
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Irene May Smith 1929-2025
Fullerton, CA
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Merle A. Stelter 1934-2025
Huntington Beach, CA
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Amelita Carlos Tiernan 1943-2025
Yorba Linda, CA
Donna Louise Tripp 1928-2025
Anaheim, CA In Loving Memory
Donald Philip Ward 1932-2025
Orange, CA In Loving Memory In Loving Memory
Robert L. Zentner 1939-2025
Santa Ana, CA In Loving Memory In Loving Memory
Jeanine Veje 1929-2025 Tustin, CA In Loving Memory In Loving Memory
Irvin A. Ward 1924-2025
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Barbara Wade 1933-2025
Anaheim Hills, CA
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Robert Wahlstrom 1932-2025
Los Alamitos, CA
Renee Walsh 1938-2025
Ladera Ranch, CA
Laguna Woods, CA
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Judy Bolin 1961-2025
Costa Mesa, CA
Margaret Wolk 1921-2025 Orange, CA
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Loving Memory
Lucky Shoso Yamaga 1928-2025
Costa Mesa, CA
Linda Kay Youngquist 1940-2025
Newport Beach, CA
Maureta “Reta” Bunge 1929-2025 Parker, AZ
Melinda “Shreading” Lange 1954-2025
Laguna Niguel, CA
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Richard Ortwein 1941-2025
Newport Beach, CA
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Frank Rodriguez 1945-2025
Pico Rivera, CA
May the constant love of caring friends soften your sadness. May cherished memories bring you moments of comfort. May lasting peace surround your grieving heart.
Loving Memory
Loving Memory
Sue Ellen Canfield 1940-2024
Garden Grove, CA
Richard Lee Hopping 1928-2024
Fullerton, CA
Steps to take when filing a will
As with being born and having to pay taxes, we all face the prospect of our own death. If you plan on living to a ripe old age, it’s important to make things easier on those you leave behind by preparing a proper last will and testament.
Benefits of creating a last will and testament
When you file a will, your final wishes are laid out in black and white, leaving no ambiguity about how you want your assets divided. By creating a will that is watertight, you can make your death less stressful for your survivors. You should also have peace of mind knowing your survivors will be taken care of when you are gone. Although it’s unsettling to think of your own death and the world without you in it, consider how you’d like your assets to be distributed once you are gone. Typically people contemplate how they’d like to leave their children, spouse, favorite charities and other loved onesin the event of their death.
When is a good time to start planning your final wishes?
Consider preparing a last will and testament once you’ve acquired assets or dependents. If you work full time, have a spouse orchildren, own a home, or have savings, it’s the right time to start planning.
Preparing the will
Don’t know how to get started? Follow these steps to begin planning your final wishes.
1. Account for all of your assets and debts
Create a comprehensive list of everything you own or are entitled to. This includes, but is not limited to:
• Real estate holdings
• Life insurance policies
• Vehicles
• Cars
• Boats
• Recreational vehicles
• Financial investments
• Owned businesses
• 401(k)
• RRSPs
• Home equity
• Stocks
• Bonds
• Pensions
• Other retirement savings and portfolios
• Debts and liabilities
2. Assign a trustee
A trustee, or executor, is the person who you assign to carry out the instructions held in your last will and testament. Their duties can include the distribution of assets, funeral planning, death announcement, services, cremation or care of your final remains, and distribution of your assets as set out in your will.
want your body to be cremated and your ashes scattered over your favorite lake, ski hill, ocean vista or other special place. Your wishes are yours alone, andcan be as personal as you like. Whatever they may be, ensure your requests are clearly identified in your will.
5. Make it legal
Ensure that the person you select to administer your estate is okay with being appointed as such before assigning them. The job of anexecutor or trustee is complex and stressful, usually taking months or years to conclude. Make sure they are up to the task.
3. List all beneficiaries
Construct a list of relatives, friends and charities that you would like to remember in your will. This can include your spouse, children, siblings, parents and in-laws, charities you support, and any other people or organizations that you want to leave some of your accumulated wealth to. Write down the exact assets or percentage of the total estate that each person or organization will receive.
4. Final wishes for your bodily remains
Perhaps you want to be interred in a tomb, with a simple grave, or extravagant headstone. Or maybe you
Contact a lawyer that specializes in estate law. They know the current rules and regulations regarding wills, how they may affect your wishes, and the best ways to take care of those left behind. It’s better to be safe than sorry. There is no substitute for a legal will. Writing a letter or informal statement about how you’d like your assets divided might be a nice gesture to your survivors, but does not take the place of a will. Don’t risk your financial legacy being mismanaged. Don’t jeopardize the understanding of your final wishes. You can purchase a kit to create a will yourself. This will be less expensive than using a lawyer, but may not be as binding and watertightas you might like. If your will has complex instructions, it’s best to consult a lawyer.
Maintaining your wishes
Divorces, new marriages, new children, grandchildren, great-grandchildren, favorite charities or new circumstances may raise the need to change your will, to either include new entries to your will, or have some taken out of it. After having your last will and testament written up, signed and witnessed, you will have to make changes to it as your life unfolds.
Make it a habit to revisit your final wishes when life changes occur, or every few years. That way, you can rest assured loved ones will be taken care of when you are gone.
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