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Making financial decisions takes time, attention and energy at any age. In the case of elderly adults, it may become increasingly difficult to manage daily finances, particularly if their health is declining or they’re experiencing a cognitive isWhat You Should Know sue. If you’re About Managing Aging providing support to Parents’ Finances aging parents – or plan to in the future – here is some advice on how to handle the situation and prepare for what’s to come.

Don’t wait to start talking about finances. While it may be uncomfortable to ask your parents to discuss their finances with you, it’s essential that you are familiar with their intentions for care and what plans they have in place. The first time you broach the subject, emphasize that you are looking for only a high-level overview so that you can have more peace-of-mind that your parents will be well cared for. This initial conversation can then help set the groundwork for future discussions.

Create a contact list. If your parents experience a sudden change in a health that affects their ability to manage their own affairs, it’s important to have a game plan for what happens next. If you (Financial cont’d on pg 6)

641-208-5505

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MAY 1 8, 2022

Holly Dunlavy, ARNP Holly Dunlavy, ARNP, is welcoming new patients at Pella Regional Medical Clinic in Ottumwa.

not feeding them as grape jelly does not grow in the wild. They must require a high sugar diet to maintain their level of energy from the amount of jelly they eat. They also eat insects and ripe fruit, but with no ripe fruit available at this time of year, they seem to live off jelly. Keeping a steady supply of jelly out can Grape Jelly be problematic even Shortage when it is readily available. Several other In the great scope of bird species as well as things, a shortage of certain animals also grape jelly does not rank very high as one will raid the jelly if they can. It must be high of the world’s problems. It is not as seri- enough off the ground to keep out dogs and ous as a shortage of baby formula or toilet away from horses, as both dogs and horses paper but is annoyenjoy a dish of jelly. ing when a person is Raccoons will also accustomed to being able to buy it any raid the jelly. I have time one desired. The found it necessary to keep Jag, the tershortage of grape rier, out where he can jelly is caused by an keep track during the increased number night. of people feeding Around the orioles. For some first of May, the song reason, the beautiful little black and orange of the male orioles can birds love grape jelly. be heard from quite a distance. It is at this I am not sure what time; a person needs they use as a substitute when people are to put out the jelly to

Holly attended Chamberlin University College of Nursing, Addison, IL earning her degree as a Family Nurse Practitioner. She completed her Bachelor of Science in Nursing at Graceland University in Independence, MO and her Associate Degree in Nursing at Indian Hills Community College in Ottumwa, IA. Holly has more than a decade of nursing experience in various nursing roles including emergency department, obstetrics and medical/surgical care teams.

To schedule an appointment with Holly Dunlavy, ARNP visit PellaHealth.org/RequestAnAppointment or call 641-621-2200.

For more information or to schedule a consultation call 641.628.6772.

attract them and encourage them to nest in the immediate area.

Their song, to me, sounds like spring.

The brightly colored birds are also fascinating to watch as they build their unique sock-like nests.

They usually weave their nests from long strands of grass. One (Outdoors cont’d on pg 4)

MAY 1 8, 2022

Lunar Eclipse I remember a song from my childhood; “The bear went over the mountain, the bear went over the mountain, the bear went over the mountain, so see what he could see.”

The song has a good message that still holds meaning for me. As an adult, I’m still going places to see what I can see.

Most of the day Sunday, we had clear skies and sunshine, which was exciting! I was hoping those sky conditions would hold on into the night as there would be a total lunar eclipse.

For a change, the lunar eclipse would happen at a decent hour so we could stay up and watch it. I intended to go out on my deck and watch the entire spectacle. But then the clouds moved in. Ugh. Still, I walked out onto the deck numerous times, hoping to find a break in the overcast, granting me a sneak peek at the moon. No such luck. I wondered, “Why do we make such a big deal out of seeing the moon blocked by the showdown of Earth?

Technically, we can’t see it if it’s blocked, can we?”

I laughed to myself over my analogy, then went to bed.

My daughter and her boyfriend watched the eclipse under clear skies in Iowa. With their telescope, they took some excellent photos. I appreciated them sharing their photos, but pictures just aren’t the same as seeing it for yourself. It’s spiritual for me to experience a lunar eclipse firsthand.

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PAGE 3

Earlier this week, a male Baltimore oriel was hanging around our deck. He also was attracted to the red hummingbird feeder. Several times, I watched him perched on the feeder just outside the window. His bright orange and black feathers, with accents of white, were beautiful, and I thoroughly enjoyed watching him. Then, wanting to encourage him to stay, I researched oriels. They like to eat fruits, nectar, and insects, but they won’t eat birdseed.

Unfortunately, his beak was too large to draw nectar from the flowers, and there weren’t a lot of insects out yet. So, I set up a four-foot ladder on the deck. I put a red lid filled with nectar and two strawberries on the top step. I added a few sunflower seeds, should the bird want to expand his palate by trying something new. The oriel returned a short time later.

He enjoyed the strawberries more than the nectar but feasted on both.

The Baltimore oriel was perched on the left side of the step. Soon, a rose-breasted grosbeak landed on the right side.

With wide-open beaks, the two chattered loudly at one another; the grosbeak had the oriel leaning back away from him.

A red-headed woodpecker landed on the end of the step between the two birds. It looked as if the third bird had taken his place, seated at the head of the table.

The woodpecker listened to the two other birds present their case like an arbitrator. He’d soon had enough of them squabbling over the buffet and began squawking angrily at both. “Enough! I’ve heard enough!” Finally, the orange oriel and the rose-breasted grosbeak gave heed to the wood pecker’s warning and flew away.

Now alone on the ladder, the woodpecker inspected the offerings for himself. “No insects?

What kind of restaurant is this?” Then, he, too, flew away, allowing the oriel and grosbeak to return.

artist quickly retreated to the wood post.

Meanwhile, the oriel and grosbeak were again disputing rights to the feast on the ladder. The funny thing is each bird was after a different feed; the oriel wanted the strawberries while the grosbeak was after the seeds. The bickering birds were chased away again - this time by the red squirrel who climbed the ladder. The fluffy tail rodent made a quick meal of the sunflower seeds. The squirrel sat and ate them all, leaving empty shells scattered about. After sniffing the other entrees, the disinterested squirrel climbed down the ladder, looking for more seeds.

Once the sunflower seeds were gone, the grosbeak joined the other birds at the hanging feeder, leaving the oriel alone on the ladder’s top step. But the oriel wasn’t alone for long. Soon, he was joined by a female oriel, not as brilliant in color as the male, but still a beautiful bird. Hoping they will stay and nest in our yard, I bought some oranges (another fruit oriels enjoy), and we’ve kept oranges and strawberries for the birds since. It’s a real treat to see so much wildlife gathering on our deck for us to view.

we had finished our meal, a man in the dining room called us to see something he’d found.

A baby turtle was on the quarry tile floor, no bigger around than a quarter.

I put the tiny reptile in a water cup. The turtle flipped over onto his back, exposing the beautiful red and black pattern on his tummy. “Cool,” Addison exclaimed, “Can we keep him?”

Evelyn wanted to know, “Why is he in a Burger King?”

“Well,” I began to expel my wealth of knowledge, “turtles will eat lettuce, and a Whopper has lettuce. Maybe he stopped in for a sandwich.” We shared a good laugh over that.

“Papa, I hardly think that little thing could eat a Whopper,” Addison said, then asked again, “Can we keep him?”

knowledge of turtles.

The boys were thrilled to watch as I released the small turtle at the water’s edge. Soon the little fellow took to the water and swam in front of us.

The older boy spoke up, “Could we use him for bait?”

I thought to myself, “Swim, little man, swim away!” Then said to the turtle, “You have no idea how lucky you are that I’m the one who brought you to the water.”

This morning in my kitchen, I looked at photos of last night’s lunar eclipse.

“Boy, I wish the skies would have been clear.

But it is what it is, and it was what is it was.” I smiled, thinking about the bear that went over the mountain to see what he could see. I want to see as much as I can.

Maybe I didn’t get to see this eclipse, but how many people get to see a Baltimore oriel, a rose-breasted grosbeak, I explained, “The turtle and a red-headed woodwould be a lot happier if pecker all sitting on the The bird feeder that we would help him back same ladder, having a sits on the deck was to the water rather than discussion? When is the low on seeds. A hungry living in a water cup.” So next time I’ll get to save red squirrel climbed the I dropped the girls off at a baby turtle? There wooden pillar that suptheir appointment, then was certainly something ported the house’s roof. took the turtle to the city spiritual in watching him He was making his way park. swim freely away into the to another feeder hangwater. And who knows, I went back into the A man and his two young maybe I’ll get to watch kitchen to make a pot of ing from the soffit. The squirrel jumped from sons were fishing from baby Baltimore oriels in coffee. Two hummingthe bank. I showed my yard this summer. birds hovered around the the post onto the wind chimes; he was making the dad the turtle; he, red feeder just outside his way to the hanging There’s wildlife nearly in turn, called his two I decided I needed to be the window over the feeder.

Unfortunately, everywhere.

Sometimes, young boys over to see more thankful for what sink, keeping me well the smooth metal tubes you have to look a little the little guy. They were I get to see and not fret entertained. They fed harder to see the critters. both amused and had a over what I don’t. Beon nectar from the small proved a little too slick for the squirrel, not to lot of questions. “Is that sides, I read that there’s (plastic) red flowers. It mention the vibrations as Friday, I was at a Burger a snapping turtle? Will supposed to be another was a delightful show to the clangor struck them King restaurant enjoyhe bite me? Where’s his lunar eclipse, visible from see. This same feeder again. Sliding down the ing a Whopper with my mom?” I once again was my neck of the woods, in has been the source of pipe, the little trapeze granddaughters.

When able to share my vast 2025. Maybe next time. much entertainment.

Monday, I took Nova Mae out to potty a little after six in the morning.

The sun was shining, the skies were blue, and a gentle breeze played a sweet melody on the wind chimes. “Looking at the clear sky,” I said.

“Where were you last night when I needed you?”

PAGE 4

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(Outdoors cont’d from pg 2)

year, an oriole pair made their nest from plastic strands they found caught on rose bushes from big round bale net wrap. I think that pair had the most durable nest in the neighborhood. They will not use the same nest the next year, which is a shame since this was such a well-constructed structure.

We try to provide habitat for other birds such as bluebird houses, martin condo, wood duck nesting boxes, and a screech owl box. These birds are attracted to nesting boxes rather than a food source. They are independent enough to find their own food, which is both helpful and appreciated.

Bluebirds and purple martins eat large amounts of insects in the yard and the owls keep the rodent population under control. Wood ducks eat mostly vegetation but do also eat a fair number of insects. The

main reason we try to attract certain birds is for our viewing and listening enjoyment.

As close as we can tell, we currently have six pairs of Baltimore orioles freeloading off us. In the early morning, it is enjoyable to watch as they flit about, fighting over the jelly dish and listen to them sing when they have had their fill. They will soon start building their nests and a whole new collection of young birds will start feeding on free jelly.

That is when we really begin to feel the pinch of the grape jelly shortage. To my wife and I, the hassle of keeping the birds in jelly is well worth the effort when we watch them fly about the yard and listen to their music.

MAY 1 8, 2022

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Warrant Wednesday

Wapello County has over 500 active warrants. Warrant Wednesday’s are designed to help law enforcement locate wanted persons, with the public’s help.

Do NOT attempt to apprehend these individuals.

Instead, call the Ottumwa Police Department at (641) 683-0661 or Wapello County Sheriff ’s Department at (641) 684-4350 if you have any information on their whereabouts. Your tips can be made anonymously.

Name: Whitney Ashton Carlberg DOB: 04/19/1990 Warrant Issued: 05/10/2022 Warrant Details: Possession of Drug Paraphernalia & Possession of Methamphetamine

Name: Patricia Joy Groom DOB: 07/26/1983 Warrant Issued: 05/09/2022 Warrant Details: Failure to Appear Original Charges: Possession of a Controlled Substance - Methamphetamine, Possession of Drug Paraphernalia & Failure to Affix a Drug Tax Stamp

Name: Lowa Lolin DOB: 01/14/1998 Warrant Issued: 05/12/2022 Warrant Details: Forfeiture of Bond Original Charges: OW1 1st Offense & Driving While Revoked

Name: Aaron Alan McCabe DOB: 10/26/1997 Warrant Issued: 05/06/2022 Warrant Details: Domestic Abuse Assault

PAGE 6

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641-683-3777 1-833-GO PRIDE

Jason Carter, Broker/Owner, 515-708-0615

John Carter, Broker Associate, 641-569-3456

Karen Converse, Broker Associate, 641-295-4546

Hannah Troxel, Broker Associate, 641-814-6868

AJ Gevock Broker Associate, 641-919-1784

Sheila Denburger Broker Associate, 641-660-4406

Kevin Williams Sales Associate, 515-979-9754

Marlene Hunt, Sales Associate, 641-799-0184

Caitie Scheffers, Sales Associate, 641-660-4247

Jody Trenary, Sales Associate 417-214-4208

Cindy Latos, Sales Associate, 641-799-3269

Joe Traul, Sales Associate, 641-455-5077

Joella Turner, Sales Associate, 641-226-4995

Nancy Menke CRS Sales Associate, 641-680-2293

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Kristy Adkins Sales Associate, 641-799-7934

Diana Pearson Sales Associate, 641-660-6108

Cara Meyer Sales Associate, 641-660-1713

See all our listings online at www.remaxpride.com Licensed in Iowa & Missouri

WELCOME TO THE PRIDE TEAM!

Alexander Meiners Sales Associate, 641-799-6038

New Listing

10766 Highland Center Rd

18733 220th Ave, Eddyville

$800,000

$299,000

New Listing

New Listing

5BRs, 3 Baths, 18.62 Acres 4BRs, 2 Baths, 4.60 Acres

312 W. Golf Ave

2BRs, 1.5 Baths $169,900

New Listing

$269,000

$269,000

$245,000

$178,000

$175,000

3BRs, 5 Baths

New Listing

1002 N. Jay St

2BR, 1.5 Bath Condo $165,000

New Listing

11 Eleanor Dr.

3BRs, 2 Baths $159,000

New Listing

233 W. Woodland Ave

626 N. Cooper Ave

$120,000

$119,000

$119,000

4BRs, 1 Bath

4BRs, 2 Baths

New Listing

Ottumwa

$180,000

404 Mary St., Ottumwa

$160,000

104 Deppe Lane

521 W. Park Ave

ending P 1216 Burns Ave

$175,000

$175,000

$172,500

$176,000

$169,900

3BRs, 3 Baths

319 E. Main, Ottumwa $139,000

3BRs, 2 Baths

Sold

3BRs, 1.5 Baths

4BRs, 3 Baths

$135,000

$124,900

$125,000

2BRs, 1 Bath

3BRs, 2 Baths

New Price

$139,500

4-Unit Apt Bldg

3BRs, 1 Bath

Sold

ending P 202 N. Ward St

3BRs, 1 Bath

3BRs, 3 Baths

Sold

$125,000

New Listing

ending P 415 Vernon St.

2BRs, 1.5 Baths $115,000

$60,000

Pe n d i n g

5BRs, 2 Baths

ending P 606 Winchester Dr.

$149,500

$61,800

ending P 2431 Northgate St.,

$199,900

713 Glenwood Ave

$65,000

Commercial

$200,000

137 S. Pine St, Fremont

$70,000

Commercial

$224,000

3BRs, 2.5 Baths

428 N. Jefferson St.

212 N. Ransom St

Commercial

1601 N. Court St

3BRs, 2 Baths

514 Leighton St.

3BRs, 2 Baths

1411 Chester Ave

1BR, 1 Bath

516 Wildwood Dr.

ending P 124 W. Alta Vista Ave

ending P 126 Vogel Ave

500 S. Main St, Albia

3 Bedrooms

New Listing

ending P 400 1st St, Batavia

nding P523eOsceola St

2BRs, 2 Baths $108,248

New Listing

Sold

3BRs, 4 Baths

New Listing

Sold 307 E. Second St, Hedrick 3BRs, 1 Bath

3BRs, 2 Baths

New Listing

New Listing

$179,000

703 N. Green St.

Side-by-Side Duplex

31 Woodshire Dr

320 Mahaska St, Agency

New Listing

New Price

10674 90th St.

4BRs, 3 Baths

527 Bryan Rd

4BRs, 2 Baths

New Listing

ending P 548 Indian Trail Rd

ending P 510 N. Vine, Agency

3BRs, 2 Baths

MAY 1 8, 2022

2BRs, 1.5 Baths

Commercial

510 W. Main St., Agency $119,000

ending P 2106 W. 2nd St

903 E. Pennsylvania Ave.

1964 Greenwood Dr.

ending P 631 Minneopa Ave

$100,000

$92,000

$87,000

$77,500

5BRs, 2 Baths

New Listing

Sold

3BRs, 1 Bath

Commercial

315 High St, Chillicothe

1021 Overman Ave

$55,000

$24,490

$604,000

Lots and Land

0 Rochester Road

49.13 Acres

$614,125

2BRs, 1 Bath

Lots and Land

2202 330th St,Eddyville

4.55 Acres $32,000

Commerical

Pe n d i n g

ending P 526 S. Moore St.

3BRs, 2 Baths

3BRs, 1 Baths

Sold

2BRs, 1 Bath

Commercial

1157 N Elm St

1805 W. Second,

$575,000

$350,000

Ottumwa

Ottumwa

Lots and Land

Lots and Land

Lots and Land

Hwy 34 W Ottumwa Hillcrest Sub-Division

1100 Block Sheridan

$30,000 - $25,000

$30,000

17747 Timberline Dr, Moravia $28,000

0.76 to 1.35 Acres

0.76 Acres

Ottumwa

FOR OSKALOOSA AND SIGOURNEY LISTINGS, SEE OUR WEBSITE: WWW.REMAXPRIDE.COM (Financial cont’d from pg 1) want to decide whether

anticipate stepping in to pay bills, make insurance claims and handle other financial tasks, start by asking your parents for a list of contact information for the professionals they work with and where their accounts are held. Keep in mind that you may need to be an authorized user or power of attorney to be allowed access to certain accounts. Consult a lawyer to talk through what permission may be necessary for you to step in if the need arises.

their home or yours could be modified to provide additional space or comforts, such as wheelchair access. Knowing what choices exist and how your parents feel about each one can help you make future decisions with more confidence.

Know your rights at work. The Federal Family and Medical Leave Act of 1993 (FMLA) allows covered employees up to 12 weeks of unpaid leave to provide care for a family member with a serious Build a support nethealth condition.1 Consult work. Talk with siblings your Human Resources or other trusted family (HR) department to learn members about what a what your company’s possible care plan could policies are for supporting look like for your parents. employees who are caring While this conversation for a parent and how to can be tough to initiate, initiate a claim if you need know that it’s often easier to. Many employers have to bring everyone together access to resources and while your parents are still support groups to help healthy and in good men- you manage your respontal capacity. Discuss who sibilities at home and at can realistically provide work. support – and in what way and at what cost. ProacMaintain momentum tively deciding who can on your own financial drive your parents to doc- goals. It’s understandtor appointments, manage able to want to provide financial affairs, care for your parents with as much their home, and handle support as you can. It’s other tasks can help avoid prudent to look at your a strain on your time and finances to see how much energy down the road. support you could provide (if it’s needed) without Anticipate future lifejeopardizing your own restyle changes and tirement and future health challenges. Even if they care needs. aren’t yet needed, explore the options and costs of It’s hard to imagine – let various assisted living and alone talk about – what memory care services. caring for an ill or aging And, check your parents’ parent may look like. For insurance policies to see additional support in havif and how services might ing family conversations, be covered. You may also evaluating financial op-

tions and creating a plan for your parents, contact your financial advisor and lawyer. These experts work day-in and day-out with families in similar situations and can help you take the steps necessary to feel more confident about your own plan.

1 – U.S. Department of Labor: Qualifying Reasons for Leave under the Family and Medical Leave Act (https://www.dol.gov/ sites/dolgov/files/WHD/ legacy/files/whdfs28f.pdf) Duane J Lusson, CFP, ChFC, CLU, MSFS, is a Private Wealth Advisor with Ameriprise Financial Services, Inc. in Ottumwa, Iowa. He specializes in fee-based financial planning and asset management strategies and has been in practice for 30 years. To contact him, call 641-684-4200 or stop by his office at 527 W. Second in Ottumwa, Iowa.

Investment advisory products and services are made available through Ameriprise Financial Services, LLC, a registered investment adviser.

Investment products are not insured by the FDIC, NCUA or any federal agency, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.

Ameriprise Financial, Inc. and its affiliates do not offer tax or legal advice. Consumers should consult with their tax advisor or attorney regarding their specific situation.

Ameriprise Financial Services, LLC. Member FINRA and SIPC. © 2022 Ameriprise Financial, Inc. All rights reserved. File #4672194