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tually beneficial for both employees and employers. Such programs can improve your company’s fiscal health while boosting your employees’ productivity and engagement. Let’s take a closer look at Financial Wellness employee financial wellPrograms Benefit Both ness programs and the Employees and Employer benefits they can bring to both employees and If you’re a small busiemployer. ness owner, chances are that at least some of your What is an employee workforce is stressed financial wellness proand distracted by worgram? ries about money, making Employee financial wellthem more frazzled and ness programs are less productive on the job. programs that help emStudies show that 73% ployees better manage of Americans say their their finances and reduce finances are the number financial worries. As such, one cause of stress in they contribute to a better their life.1 And for those overall financial wellbeing who are employed, nearly for employees. half say that personal financial issues create When it comes to emdistractions at work.2 ployee financial wellness, employers can impleThese statistics could ment a variety of different paint a worrisome picture programs and offerings. of the mental health of Some focus solely on your employee populafinancial education, while tion. They could also others layer employer impact your company’s matching, financial assisbottom line. Each year, tance, and other opportuemployers lose an avernities into the equation. age of $1,900 per employee in lost productivity due Educational-focused proto financial stress.2 This grams, for example, may helps explain why more provide employees with and more employers are financial workshops about making financial wellness homeownership, retireprograms available as a ment savings, budgeting, workplace benefit. or debt management. Employer matching proFinancial wellness is mu- grams may involve match-
who are no longer overwhelmed with concerns about their financial situation • Better retention of employees, who find enhanced gratification from work that they are confident is fulfilling their financial needs • The potential that employees who carry less The key to a successful stress about their finanfinancial wellness procial well-being will enjoy gram is first determining the specific needs of your greater health, resulting in fewer medical issues employees so that you can more accurately meet and reduced health care costs. those needs. Different workforces will have different financial situations Financial wellness programs should be looked and necessitate different at as an attractive add-on programs. to your company’s total compensation plan. Why is it important for employers? In a recent survey, nearly Plans can be structured to suit the needs of your 70 percent of employers business. Reach out to say they recognize the value in offering financial your financial advisor. Ameriprise Financial and wellness programs to make them more competi- other firms have programs that can be designed to tive in hiring and retainbenefit your employees. ing employees.3 If you haven’t explored a financial wellness program for 1 2021 CreditWise National Get About Credit survey. your employees, you may Smart 2 2020 PWC Employee Financial want to consider how add- Wellness survey. ing one could benefit your 3 MassMutual Financial Wellness Trend Study, Feb. 2020. organization. Doing so may provide: Duane J Lusson, CFP, ChFC, • The potential to enhance workplace satis- CLU, MSFS, is a Private Wealth faction as your employees Advisor with Ameriprise Financial Services, Inc. in Ottumwa, Iowa. gain greater confidence about their financial direc- He specializes in fee-based financial planning and asset tion in life. management strategies and has • Improved producbeen in practice for 30 years. To tivity among employees ing a certain percentage of retirement contributions employees make to their 401(k) or to student loans. And other types of financial assistance could include tuition assistance, medical bill negotiation, or financial planning subsidies.
JANUARY 19, 2022
contact him, call 641-684-4200 or stop by his office at 527 W. Second in Ottumwa, Iowa Ameriprise Financial cannot guarantee future financial results.. Investment products are not insured by the FDIC, NCUA or any federal agency, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value. Investment advisory products and services are made available through Ameriprise Financial Services, LLC, a registered investment adviser. Ameriprise Financial, Inc. and its affiliates do not offer tax or legal advice. Consumers should consult with their tax advisor or attorney regarding their specific situation. Ameriprise Financial Services, LLC. Member FINRA and SIPC. © 2021 Ameriprise Financial, Inc. All rights reserved. File #3937645
JANUARY 19, 2022
SAVE OTTUMWA POST •OTTUMWAPOST.COM
641-683-3777 1-833-GO PRIDE
Jason Carter, Broker/Owner, 515-708-0615
See all our listings online at www.remaxpride.com Licensed in Iowa & Missouri
WELCOME TO THE TEAM!
Hannah Troxel, Broker Associate, 641-814-6868
John Carter, Broker, 641-569-3456
Jody Trenary, Sales Associate 417-214-4208
Karen Converse, Broker Associate, 641-295-4546
Cindy Latos, Sales Associate, 641-799-3269
PAGE 3
Kevin Williams Broker Associate, 515-979-9754
Joe Traul, Sales Associate, 641-455-5077
Marlene Hunt, Sales Associate, 641-799-0184
Joella Turner, Sales Associate, 641-226-4995
Caitie Scheffers, Sales Associate, 641-660-4247
AJ Gevock Broker Associate, 641-919-1784
Nancy Menke CRS Sales Associate, 641-680-2293
New Listing
These experienced realtors have joined the Re/Max pride Team and are ready to list and sell your property or help you find your dream home.
10766 Highland Center Rd
5BRs, 3 Baths, 18.62 Acres $800,000
Pe n d i n g
18733 220th Ave, Eddyville
13688 Angle Road
$320,000
$228,000
4BRs, 2 Baths, 4.60 Acres
3BRs, 2 Baths
ending P 2 Schwartz Dr.
12088 118th Avenue
$201,000
$199,000
3BRs, 3 Baths
Sold
3 BRs, 2 Baths
New Listing
Heather Jorgensen 641-954-0515
Kristy Adkins 641-799-7934
ending P 45 Schwartz Dr.
ending P 615-617 N. Court
Pe n d i n g 11142 100th Street
$184,900
$175,000
$175,000
4BRs, 2 Baths
Duplex
4BRs, 2.5 Baths
ending P 412 N. Graves St.
2BRs, 1.5 Baths $169,500
559 S. Ferry St.
3 BRs, 2 Baths $167,000
Pe n d i n g
1309 Casper Dr.
3 BRs, 3 Baths $165,000
New Listing
Pe n d i n g
Sheila Denburger 641-660-4406
Diana Pearson 641-660-6108
New Price
New Price
ending P 411 Appanoose St.
ending P 719 McKinley Ave.
$112,000
$109,000
3 BRs, 2 Baths
3BRs, 1 Bath
Cara Meyer 641-660-1713
12003 118th St.
3BRs, 1.5 Baths $155,000
New Listing
5083 S. Hwy 63
505 Lynwood Circle
$154,000
$150,000
3 BRs, 2.5 Baths
4BRs, 2 Baths
Sold
510 Bryan Road
713 Glenwood Ave.
$143,500
$115,000
3BRs, 1.5 Baths
903 E. Pennsylvania Ave.
$100,000
$99,900
3BRs, 1 Bath
730 Lillian St.
ending P 1402 Swanson Ave.
1120 N. Court St
1315 Mowrey Ave
$80,000
$79,900
$79,000
$72,000
2BRs, 1 Bath
6BRs, 1 Bath $69,500
Commercial
404 Mary St., Ottumwa
$160,000
ending P 408 Market, Eddyville 3 BRs, 1 Bath $69,000
Commercial
303 E. Second St. Ottumwa
$149,900
1219 Castle St.
3 BRs, 1 Bath
3 BRs, 1 Bath
$65,000
Commercial
319 E. Main, Ottumwa $139,000
315 High St, Chillicothe
1038 S. Sheridan
ending P 401 N. Sheridan Ave.
$60,000
$55,000
$25,000
3BRs, 2 Baths
Commercial
ing P219e E.n dMain, Ottumwa $100,000
2BRs, 1 Bath
Lots and Land
0 Rochester Road
49.13 Acres
$614,125
Sold
216 Filmore St
4 BRs, 2 Baths $113,500
New Listing
3 BRs, 2 Baths
New Price
ending P 906 4th St., Batavia
3 BRs, 1 Baths
New Listing
106 S. Vine St.
4BRs, 2 Baths
Sold
3BRs, 1 Bath
Lots and Land
2202 330th St,Eddyville
4.55 Acres $39,999
Sold
1 194th Street
2.50 Acres
$39,900
2BRs, 1 Bath $69,900
Commercial
Commercial
1021 Overman Ave
1805 W. Second,
$649,000
4 BRs, 2 Baths
Lots and Land
522 Ray St.
2 BRs, 1 Bath
Ottumwa
$350,000
Lots and Land
Lots and Land
Hwy 34 W Ottumwa Hillcrest Sub-Division
1100 Block Sheridan
$30,000 - $25,000
$30,000
0.76 to 1.35 Acres
0.76 Acres
FOR OSKALOOSA AND SIGOURNEY LISTINGS, SEE OUR WEBSITE: WWW.REMAXPRIDE.COM
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Rubber Eggs
I do the grocery shopping for our house, mostly because I enjoy it, and I’m pretty good at it. Granted, I take more time shopping than most people. But, I like to stop and talk and meet new people. Grocery shopping is a social event as I see it. The rising cost of groceries is often the topic of conversation in the aisles these days. Sometimes we’ll talk about ways to save money. My mom fed a large family on a limited budget; I picked up on that from her, and I’ve always been quite thrifty when shopping. With higher food prices, it’s more important than ever to save where you can. It would seem logical that when buying the larger quantity of a product, the cost per ounce would be lower; that’s not always so. Using the calculator on my flip phone, I’ve discovered that the regular size package of Oreo cookies is usually a better value than the bigger “family size” package; the same is frequently true with Cheerios and many other products. So I’ll compare the prices per ounce, then take the better deal, but not the cookies. (Although I’m a recovering Oreo addict, I still keep track of the prices.) Fortunately, my pricing revelation seldom carries into the meat department, where bigger is cheaper. Even though only two people live at my house, I will buy the big “value pack” of ground beef, chicken, pork chops, steaks, and beef or pork roast. I save a substantial amount per pound this way. I break the meat down into portions for two at home and freeze it. I buy whole hams at around two dollars per pound rather than packaged ham steaks at close to seven dollars per pound. Chicken breasts with the bone in are generally less expensive. The breasts are usually too thick anyway, so I cut them the way I like them, then boil the rest. The
SAVE OTTUMWA POST meat falls off the bones; I shred and freeze it to use later for tacos, soups, chicken salad, hotdish/casseroles - whatever I want to make. When I’ve finished boiling the chicken, I put the cooled water in quart-size freezer bags; this saves another three dollars per package for recipes that call for chicken broth.
JANUARY 19, 2022
a full carton at home, and I like to keep two or three dozen on hand because really fresh eggs are lousy to peel for hard-boiled eggs. I grabbed two dozen large grade A’s, quickly lifting the lids to check for cracked shells. All were good.
Next, I cruised to the bread section in the back corner of the building. I looked for I put these packages on a Sarah Lee, Old Style 12 tray, so everything freezes Grain, but they didn’t have flat, not rounded; it’s easier it, so I grabbed a loaf of to stock the freezer that way Brownberry 12 Grain. Across and takes less space. There the aisle, the apple fritters in are lots of ways to stretch the bakery case were very your dollars during a tough tempting; they were calling economy – and not just at my name, and I was hungry. the grocery store. “Keep going, Tom,” I cautioned myself, “they’re not I was driving to Duluth a few healthy.” I slowed my pace weeks ago. I stopped at the heading to the front of the Holiday convenience store store, still contemplating a in Beaver Bay along the way fritter. to get a cup of joe. Next to the coffee island, there was The deli counter was straight a large display of various ahead. “Hey, I’ll get a couple candy bars, including Snick- of hard-boiled eggs to tide ers, the shareable kind with me over until I get home.” I two candy bars in one wrap- love hard-boiled eggs. On per. The banner read, “3/$2 my way through the prowith the purchase of any duce department, there was size coffee.” Wow! a display of bright yellow, fresh lemons on the end of These are usually two-nine- a kiosk. I slammed on the teen each or two for threebrakes. (I had to make my fifty. “This can’t be right,” I own screeching tire noises.) said in disbelief. I headed to the checkout for verification. “Wow! Sixty-six cents each? The clerk assured me the That’s a great price for price was correct. “That’s a lemons.” I had no idea what heck of a savings,” I told her to do with the tart citrus, as I paid for my small decaf but the price was too good coffee and three Snickers. to pass up. I struggled for My coffee was gone by the a moment, “Why are these time I got to Duluth, so I stupid bags always so difstopped at the Holiday staficult?” When I finally figtion on the edge of town. It ured out which end and got took a few hours to run all of the produce bag to open, I my errands in Duluth. When picked four perfect lemons. I had finished, I headed Then, I went to the refrigerhome. There’s a Holiday ated deli case. station at the intersection of I-35 and Highway 61, “You I gave the small sealed plasknow, a cup of coffee would tic package with two eggs be good for the ride home, inside a gentle squeeze. and as long as I’m there….” “Good, they’re already peeled.” I tossed them in While driving north on 61, the cart and headed for the my wife called, “Honey, can checkout lane, then outside. you bring home milk and bread?” Ah, the classic, I tugged on the ends of the stereotypical “short” list. Not bag in the truck, trying to a problem; after a long day open my eggs. “Why do of running errands, a social they have to make these visit at the grocery store packages so hard to open?” would be a welcome stop. Fortunately, there was a utilBut, I wanted to be quick at ity knife on the front floor of the store; I hadn’t had dinner my truck. I cut the package yet, and I was hungry. open, smiling with anticipation. I took a bite of the first I grabbed a small cart and egg. “How can anyone make raced back to the dairy a hard-boiled egg so rubsection for milk. I made a bery?” I felt like I was chewhigh-speed turn and came to ing a superball. I finished the a screeching halt in front of egg but put the other one the egg case. (I had to make in an empty plastic grocery my own screeching tire bag. Maybe it was just this noises.) We had less than particular brand.
I pulled into the Kwik Trip across the street, seeking a second opinion. I bought another snack pack with two boiled eggs. The packaging was much easier to open, but the eggs were just as rubbery, and I was still hungry. I finished the first egg, placed the second in the plastic grocery sack, and started for home. On the way out of Two Harbors, I stopped at the Holiday station on the edge of town. Certainly, they would have better hard-boiled eggs. I grabbed a two-pack of eggs. When I got to the truck, I was disappointed to find yet another batch of rubbery eggs. I finished the first and added the second to my collection in the plastic sack. The stop at Holiday wasn’t a total waste of time; as long as I was there, I got a fresh cup of coffee for the ride home, and….” At home, I put the twelve Snickers bars in a bag and hid them in the freezer behind the frozen chicken broth on the top shelf. I didn’t want to waste the remaining rubberized eggs, so I put them in the fridge and grabbed a boiled egg from the container of eggs I cooked. I bit into it, “Mmm. This is how hard-boiled eggs should be.” By the time that promotion ended at Holiday, I had stopped a total of eight times for coffee. So, do the math; I’ve got a great stash, and they’ll keep forever in the freezer. But, the bag was becoming large and more noticeable. So, I relocated the Snickers to the second shelf, tucking them in behind the frozen butter and walnuts that I stock up on when they were on sale.
gar’s mischievous hand was involved. So finally, I gave up and opened the refrigerator, looking for something to snack on. The bright yellow lemons in the produce drew my attention. Melissa had suggested using them to make hot toddies, but I had a different idea. You know the old saying, “When life gives you lemons – make a lemon meringue pie.” And that’s just what I did. When the pie came out of the oven, it needed to chill for several hours. While I shuffled things around to make room in the refrigerator, I came across the rubber eggs. “Good Lord, are these still in here?” I put the pie in the fridge. I took the three rubbery eggs outside and put them by the street. Nothing goes to waste around here. We have all kinds of wildlife around our place; certainly, something would come by and enjoy those eggs – rubbery or not. The next morning, the sun was shining, and it was a beautiful winter’s day. While Melissa sat in the dining room, feasting on lemon meringue pie for breakfast, I heard two ravens chattering outside. “Rawk, rawk. Rawk, rawk, rawk, rawk!” the first raven complained. The second scavenger replied, “Rawk, rawk. Rawk, rawk, rawk. Rawk, rawk, rawk.” Translation: “Hey Bob, how in the heck can anyone mess up a hard-boiled to make it this rubbery.” Bob replied, “I have no idea, Larry. It’s like chewing a superball. These are tougher than those frozen Snickers bars that black cat threw out here last week.”
About a week later, I looked for my Snickers in the freezer. “Where did they go?” I poked around and couldn’t I looked at my wife and find them. Did Melissa find smiled, “How’s the pie, my hidden treasure and Honey?” make away like a pirate? For some reason, I sensed Ed-
JANUARY 19, 2022
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PAGE 5
Warrant Wednesday
Wapello County has over 500 active warrants. Warrant Wednesday’s are designed to help law enforcement locate wanted persons, with the public’s help. Do NOT attempt to apprehend these individuals. Instead, call the Ottumwa Police Department at (641) 683-0661 or Wapello County Sheriff ’s Department at (641) 684-4350 if you have any information on their whereabouts. Your tips can be made anonymously.
Protect your family. Prepare for their future. I can help with both. Stop by for your free State Farm Insurance and Financial Review . Like a good neighbor, State Farm is there. CALL ME TODAY FOR MORE INFORMATION. ®
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Name: Sally Eva Brownlee DOB: 04/12/1988 Warrant Issued: 01/12/2022 Warrant Details: Controlled Substance Violation
Jim Carnahan, Agent 522 Richmond Ave Ottumwa, IA 52501 Bus: 641-682-3447 www.jcarnahaninsurance.com
State Farm, Home Office, Bloomington, IL 1001386.1
Name: Kimberly Kay Cosgrove DOB: 09/13/1986 Warrant Issued: 01/14/2022 Warrant Details: Controlled Substance Violation & Possession of Drug Paraphernalia
Name: Christopher Lane Hale DOB: 09/18/1979 Warrant Issued: 01/14/20222 Warrant Details: Burglary 2nd Degree
Ray’s Longbranch Homemade 1/2 lb. Tenderloins & Hamburgers Drakesville, IA • 722-3355
Name: Alonzo Jenkins Jr. DOB: 02/27/1995 Warrant Issued: 01/12/2022 Warrant Details: Sexual Exploitation of a Minor
PAGE 6
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