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AMERICAN

“A Man In Debt is So Far A Slave” -Emerson

NEWSPAPER A Community Newspaper Serving San Bernardino, Riverside & Los Angeles Counties Volume 51 No. 30

Mailing: P.O. Box 837, Victorville, CA 92393

November 12, 2020 - November 18, 2020 Office: (909) 889-7677

Email: Mary @Sb-American.com

Website: www.SB-American.com

Power concedes nothing without a demand. It never did and it never will. Find out just what people will submit to and you have found out the exact amount of injustice and wrong which will be imposed upon them and these will continue till they have resisted either with words or blows or with both. The limits of tyrants are prescribed by the endurance those of whom they suppress. —Fredrick Douglass (1849)

Joe Biden and Kamala Harris Defeat Trump and Change History

What’s at stake for California if Obamacare is overturned, explained

By Ana B. Ibarra

By Lauren Victoria Burke, NNPA Newswire Correspondent

Image via iStock

California has wholeheartedly

“Our work begins with getting COVID under control,” Biden told thousands of people in Wilmington, Delaware. On November 9, Biden will formally announce a task force to confront the COVID-19 crisis. (Photo: jobebiden.com) After days of counting in Georgia, Pennsylvania, Nevada and Arizona, President Obama’s former Vice President, Joe Biden, and California Senator, Kamala Harris, won the 2020 race for the White House.

News of their victory sparked spontaneous celebrations around the country. In Washington, DC, Philadelphia, New York and Atlanta people took to the streets on foot and in cars in celebration with Biden flags and signs. Times Square filled with a crowd unseen in months since the COVID-19 pandemic began in March.

In Washington, DC, cars honked horns driving up and down Connecticut Avenue and around the White House.

A large crowd assembled at Black Lives Matter Plaza on 16th Street as close to Lafayette

Park as they could get near The White House. Streets around The White House were fenced off creating a large perimeter around the streets that would allow people to get clear video and still photos of the building.

The level of celebration in several cities was reminiscent of the revelry seen after a sports team wins a championship. Bottles of champagne were opened on the street and music played loudly.

Relief after four years of Donald Trump’s decision making and endless controversies, tensions and policy decisions were clearly on display in public.

The backdrop, 235,000 Americans dead as the result of the coronavirus pandemic, was not lost on the man who will be sworn in as the 46th President of the United States. In his first speech

after being elected, President-elect Biden said he would, “marshal the forces of decency, the forces of fairness, the forces of science, the forces of hope” and promised his first job would be tackling the coronavirus epidemic.

“Our work begins with getting COVID under control,” Biden told thousands of people in Wilmington, Delaware.

On November 9, Biden will formally announce a task force to confront the COVID-19 crisis.

“In an election of recordbreaking turnout, the American people have made clear who we are and who we aspire to be.

Difficult times are ahead, but I have no doubt President-Elect Biden and Vice President-Elect Harris have what it takes to help us build back better. I look forward to working with them to tackle the

challenges ahead, from defeating the pandemic to addressing the racial and economic inequality that continues to grip our nation,” wrote Rep. Marcia Fudge (D-OH) after Biden was declared the winner.

Trump is unlikely to admit the loss and concede. In the end, on January 20, 2010 at noon, the federal government and all executive power will be in hands of Barack Obama’s former Vice President and now the new President of the United States, Joe Biden.

Lauren Victoria Burke is an independent journalist for NNPA and the host of the podcast BURKEFILE. She is also a political strategist as Principal of Win Digital Media LLC. She may be contacted at LBurke007@gmail.com and on twitter at @LVBurke

Election 2020: Results Show California May Not Be That Liberal After All Quinci LeGardye | California Black Media

California’s unofficial 2020 proposition results have shown an electorate that is fairly moderate, supportive of business interests and concerned about issues affecting older citizens.

It also showed that there is limited support for progressive policies. Initiatives a majority of African Americans and

young Californians supported such as affirmative action and rent control also fell short.

Prop 16, the ballot initiative to reinstate affirmative action programs in California, failed with 56 % of voters voting no.

The proposition would have allowed public universities and state and local governments

to consider race, sex, ethnicity and national origin in their hiring, contracting or admission decisions. Although supporters of the proposition argued that it would increase racial equity in the state, it faced heavy opposition.

With the no vote, affirmative action is still banned in California.

The most recent attempt at rent control also failed, with 60 % of voters rejecting Prop 21.

The initiative would have allowed local governments to enact rent control on housing built over 15 years ago, while exempting landlords who own no more than two properties. Instead, California’s statewide ban on new forms of rent control will stay in effect, at a time when millions of Americans are struggling with rent or facing eviction due

to the COVID-19 pandemic.

After months of high spending and heated debate, Proposition 22 passed with over eight million yes votes, as of Nov. 8. Gig economy companies including Uber, Lyft and DoorDash are now exempt from AB 5, the California law that classifies workers. The companies will be allowed to continue classifying their drivers as independent contractors.

The Yes on 22 campaign received over $202 million in contributions, making Prop 22 the most expensive ballot initiative campaign in California history.

According to Ballotpedia, the top five donors for Yes on 22 were Uber, DoorDash, Lyft, InstaCart and Postmates, with Uber and Lyft spending over $50 million each. continued on page 2

embraced the Affordable Care Act — it advertises it, it invests in it, it protects it.

It even goes to court for it.

That’s because the Golden State has a lot to lose if the the act, also known as Obamacare, is overturned.

Today, the high court will hear oral arguments in California v.

Texas, a lawsuit that is challenging the health law’s constitutionality.

California Attorney General Xavier Becerra is leading the defense of the act, with a decision expected next spring.

“The ACA has withstood numerous legal and political challenges,” Becerra said on Monday. “It’s been upheld by the Supreme Court as constitutional twice before. And we are optimistic that it will withstand this challenge as well.”

While not all states embraced the law, California implemented it fully— and built on it.

So how much exactly does the state stand to lose? And what is California’s plan if the law is terminated with no replacement?

Here’s what you need to know.

What’s in it for California?

T he A f ford able Ca re Act was signed into law in March 2010 and was fully implemented in 2014. The law did several things, among them: Prohibited insurance companies from denying coverage to people with preexisting conditions Required that insurers cover young adults on their parents’ plans up to age 26 Eliminated annual and lifetime limits on coverage The law also allowed states to choose whether to expand their Medicaid programs for lowincome people, meaning more could qualify. And notably, the act created state-based marketplaces, such as Covered California, where people shop and enroll in health insurance. Through these marketplaces people can access federal subsidies that help keep their premium costs down.

In California, enrollees may also qualify for state-based aid.

Eliminating the Affordable

Care Act without any replacement from Congress would cause more than 5 million people in California to lose their subsidized insurance or their Medicaid coverage (Medi-Cal in this state) through the program’s expansion, which some state officials have called a disaster during a pandemic.

California’s rate of people without insurance dropped from 17.2% in 2013 to 7.7% in 2019. By comparison, Texas, which wants to eliminate the law, continues to have the nation’s highest percentage of uninsured residents.

Its uninsured rate dropped from 22.1% in 2013 to 18.4% in 2019.

California v. Texas, brought by 18 Republican attorneys general and backed by the Trump administration, questions the validity of the act’s individual mandate, which requires most citizens and legal residents to have health insurance or pay a penalty.

The mandate was intended to get young, healthy people to sign up and offset the cost of sicker people.

Critics have contended that requiring coverage is unfair, and that a tax penalty is a burden to families. The mandate has been the most unpopular part of the law, according to polls.

In its 2017 tax bill, Congress eliminated the tax penalty associated with not having insurance (California later implemented its own penalty.)

The Republican attorneys general argue that with no fine, the federal mandate is invalid— and therefore, so is the entire law.

Today’s hearing comes two weeks after the Senate confirmed a new U.S. Supreme Court justice — and just days after a contentious presidential election. Democratic lawmakers unsuccessfully pushed back on replacing the late Justice Ruth Bader Ginsburg with now Justice Amy Coney Barrett, arguing that a more conservative court would likely lean against the law.

And a Joe Biden presidency won’t make a difference in the court case, said Gerald Kominski, a senior fellow at the UCLA Center for Health Policy Research. “But if the court keeps the law intact, one of Biden’s continued on page 4

Page 2

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November 12, 2020

COMMUNITY/EDUCATION/ADVERTISING

Supreme Court Scheduled to Hear Arguments That Will Determine the Fate of the Affordable Care Act

Eliminating the law also means eliminating its protections and access.

Medicaid for low-income Americans expanded under Obamacare, and it allowed children to remain on their parents’ policies until age 26.

At least 20 Million Could Lose Coverage

By Stacy M. Brown, NNPA Newswire Senior National Correspondent @StacyBrownMedia The Affordable Care Act, commonly referred to as “Obamacare,” is on the line, and so is health insurance for millions of Americans as the U.S. Supreme Court will review the law on Tuesday, November 10.

With a 6-3 conservative supermajority, thanks to outgoing President Donald Trump and Senate Republicans’ rapid confirmation of Judge Amy Coney Barrett last month, former President Barack Obama’s signature piece of legislation now hangs in the balance.

Three of the Trump’s appointees, Justices Amy Coney Barrett, Brett Kavanaugh, and Neil Gorsuch are viewed as more likely than their colleagues to support the now lame-duck President’s longstated desire to kill Obamacare.

“Severability is designed to say, well, would Congress still want the statute to stand even with the provision gone?”

Coney Barrett said during her confirmation hearings.

“It’s kind of like a Jenga game, it’s kind of like if you

pull one out, can you pull it out while it all stands? If you pull two out, will it all stand?”

She stated that in the current Obamacare case, only one provision is arguably unconstitutional.

However, eliminating the law also means eliminating its protections and access. Medicaid for low-income Americans expanded under Obamacare, and it allowed children to remain on their parents’ policies until age 26. The law also guarantees coverage for individuals with pre-existing conditions like cancer, diabetes, and arthritis.

Most healthcare experts agree that during the ever-worsening coronavirus pandemic, an already rising infection and death rate would climb if the Court strikes down the law.

The judges will hear California vs. Texas, which tackles Congress’ 2017 policy that removed the tax penalty from those who didn’t sign up for coverage under the health care law.

Republican state attorneys general filed a lawsuit claiming

that the individual mandate is now unconstitutional because there’s no longer a tax penalty.

Democratic state attorneys general argue that if Congress wanted to end Obamacare, it would have done so. They argue that the Trump administration and the GOP have no replacement, and, importantly, the law is what Congress always intended.

The Obama administration instituted the penalty to ensure that the pool of insured would include young healthy people that might otherwise fail to sign up for health insurance.

Increasing and broadening the pool of insured Americans under the plan (most Americans still receive their insurance from their employers) reduces risk for providers and means that premiums will be less expensive for those Americans participating in either local or federal exchanges.

“The Affordable Care Act now dangles from a thread,” declared Nicholas Bagley, a law professor at the University of Michigan specializing in health issues.

Health care expert Seth Denson said it’s essential to understand the specifics about the case that the Supreme Court will consider.

The Constitutionality of the individual mandate will be determined because in 2018, Judge Reed O’Connor, a federal judge out of Texas, ruled that the individual mandate, a result of the Tax Cuts & Jobs Act, is no longer constitutional.

Denson noted that the first time Obamacare came before the High Court, Chief Justice John Roberts, who wrote the majority opinion, was the swing vote upholding the law’s mandate.

He did so, stating the penalty found in the law was not a penalty but a tax.

The 2012 argument stated that Obamacare violated the Commerce Clause, that the government could not require someone to buy something.

“However, Justice Roberts upheld the law saying the Congress has the right to tax and the Affordable Care Act did not require someone to buy health insurance, rather it imposed a tax which could be avoided by purchasing health insurance,” Denson stated.

A component of the case judges will hear is “severability.”

“In their haste to past the Affordable Care Act in 2009, Democrats failed to include severability language in the draft of the law,” Denson said.

He explained that severability, in short, is a process where if one part of the law is found unconstitutional, it can be severed from the remainder of the law.

This provision isn’t part of the law.

“The 5th circuit did not rule on whether the individual mandate can be severed and sent it back to the lower court for further clarification. However, the justices will have to weigh in on this as well,” he offered.

“Judge Barrett has called into question the constitutionality of the Affordable Care Act, but that isn’t what the case in front of SCOTUS will argue,” Denson continued.

“What’s being argued is the mandate and whether it is severable from the law as a whole.”

Denson continued: “With regards to pre-existing conditions, it’s highly unlikely that they will ever be part of our healthcare system again – as my father says, the ‘toothpaste is out of the tube’ meaning that it would be political suicide to allow them into the conversation.”

Kurt Kenneth Duisen and David Macias Charged With Home Invasion Robbery and Residential Burglary in San Bernardino The San Bernardino County District Attorney’s Office has charged Kurt Kenneth Duisen (Age 59 of San Bernardino) and David Macias (Age 47 of Pomona) with home invasion robbery and residential burglary in San Bernardino.

Community/Education News On Wednesday, October 28, 2020, deputies from the San Bernardino County Sheriff’s Department responded to a home invasion robbery in the 1800 Block of Dale Lane in San Bernardino.

On October 30, 2020, officers located and arrested Mr. Kurt Kenneth Duisen and Mr. David Macias in the 3200 Block of Roberds Ave. in San Bernardino.

After reviewing this case, our office has charged Mr. Duisen with violating the following sections of the California Penal Code: Penal Code Section 211 – Home Invasion Robbery (Felony) Robbery is the felonious taking of personal property in the possession of another, from his person or immediate presence, and against his will, accomplished by means of force or fear.

Penal Code Section 245(a)(2) – Assault With a Firearm (Felony) Any person who commits an assault upon the person of another with a firearm shall be punished by imprisonment in the state prison for two, three, or four years, or in a county jail for not less than six months and not exceeding one year, or by both a fine not exceeding ten thousand dollars ($10,000) and imprisonment.

Penal Code Section 245(c) – Assault Upon a Peace Officer or Firefighter (Felony) Any person who commits an

assault with a deadly weapon or instrument, other than a firearm, or by any means likely to produce great bodily injury upon the person of a peace officer or firefighter, and who knows or reasonably should know that the victim is a peace officer or firefighter engaged in the performance of his or her duties, when the peace officer or firefighter is engaged in the performance of his or her duties, shall be punished by imprisonment in the state prison for three, four, or five years.

(2 Counts) Penal Code Section 69 – Resisting Executive Officer (Felony) (a) Every person who attempts, by means of any threat or violence, to deter or prevent an executive officer from performing any duty imposed upon the officer by law, or who knowingly resists, by the use of force or violence, the officer, in the performance of his or her duty, is punishable by a fine not exceeding ten thousand dollars ($10,000), or by imprisonment pursuant to subdivision (h) of Section 1170, or in a county jail not exceeding one year, or by both such fine and imprisonment. (b) The fact that a person takes a photograph or makes an audio or video recording of an executive

officer, while the officer is in a public place or the person taking the photograph or making the recording is in a place he or she has the right to be, does not constitute, in and of itself, a violation of subdivision (a).

Vehicle Code Section 2800.4 – Evading an Officer Against Traffic (Felony) Whenever a person willfully flees or attempts to elude a pursuing peace officer in violation of Section 2800.1, and the person operating the pursued vehicle willfully drives that vehicle on a highway in a direction opposite to that in which the traffic lawfully moves upon that highway, the person upon conviction is punishable by imprisonment for not less than six months nor more than one year in a county jail or by imprisonment in the state prison, or by a fine of not less than one thousand dollars ($1,000) nor more than ten thousand dollars ($10,000), or by both that fine and imprisonment.

Vehicle Code Section 2800.2(a) – Evading an Officer (Felony) If a person flees or attempts to elude a pursuing peace officer in violation of Section 2800.1 and the pursued vehicle is driven in a willful or wanton disregard for the safety of persons or property, the

person driving the vehicle, upon conviction, shall be punished by imprisonment in the state prison, or by confinement in the county jail for not less than six months nor more than one year. The court may also impose a fine of not less than one thousand dollars ($1,000) nor more than ten thousand dollars ($10,000), or may impose both that imprisonment or confinement and fine.

Penal Code Section 29800(a) (1) – Possession of Firearm By a Felon (Felony) Any person who has been convicted of, or has an outstanding warrant for, a felony under the laws of the United States, the State of California, or any other state, government, or country, or of an offense enumerated in subdivision (a), (b), or (d) of Section 23515, or who is addicted to the use of any narcotic drug, and who owns, purchases, receives, or has in possession or under custody or control any firearm is guilty of a felony.

Our office has charged Mr. Macias with violating the following sections of the California Penal Code: Penal Code Section 211 – Home continued on page 8

Publisher’s Corner

Clifton Harris Editor in Chief Investigative Reporter sbamericannews@gmail.com

Mary Martin-Harris / Editor Clifton B. Harris / Audio Engineering Editor Legal /Display Advertising (909) 889-7677 The San Bernardino American News was established May 6, 1969. A legally adjudicated newspaper of general circulation on September 30, 1971, case number 15313 by the Superior Court of San Bernardino County.

The San Bernardino AMERICAN News subscription rate is $58.00 per year.

The San Bernardino AMERICAN News is committed to serving its readers by presenting news unbiased and objective, trusting in the mature judgment of the readers and, in so doing, strive to achieve a united community.

News releases appearing in the San Bernardino AMERICAN News do not necessarily express the policy nor the opinion of the publishers.

The San Bernardino AMERICAN News reserves the right to edit or rewrite all news releases.

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Subscribe to The San Bernardino American News $58 Annual Subscription Call (909) 889-7677 Email: msbamericannews@gmail.com Election 2020: Results Show California May Not Be That Liberal After All...continued from page 1 Voters also struck down Prop 23, which would have required dialysis clinics to have at least one licensed physician on site during treatment. Opponents of the proposition had argued that the ballot initiative’s passage would force multiple clinics to reduce hours or shut down due to the increased hiring costs.

Voters said no to rolling back previous criminal justice reforms, rejecting Prop 20 by the widest margin, with 62 percent of voters voting no on upgrading several crimes to violent felonies and upgrading some theft crimes to be chargeable as either misdemeanors or felonies.

Voters also rejected replacing money bail with a risk assessment system, with 55 % voting no on Prop 25. Although it was billed as an attempt at serious bail reform, multiple social justice groups had concerns that the risk assessment system would lead to increased racial profiling against Black and Brown suspects awaiting trial.

Two propositions this year focused on voter rights. Prop 17 passed with 59 % of yes votes, giving parolees the right to vote upon release from incarceration.

With Prop 17’s passage, tens of thousands of predominately Black and Brown parolees have regained their voting rights.

However, Prop 18 fell short, with 55 % of voters saying no to allowing 17-year-olds to vote in primaries if they turn eighteen by the next general election.

In both of this year’s propositions related to property taxes, voters resisted tax increases.

Prop 15, which proposed an increase on property taxes for commercial properties to fund education and local governments, failed by a margin of about 425,000 votes as of Nov. 8. Prop 19 passed, with 51 % of the vote approving tax breaks for property tax assessment transfers for homeowners over 55 years old, people with severe disabilities and victims of natural disasters.

Voters approved Prop 24, to strengthen the California Consumer Privacy Act and establish and limit the use of sensitive consumer data among businesses. Also, Prop 14 passed, approving the issue of $5.5 billion in state bonds to fund stem cell and other medical research.

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November 12, 2020

STATE/GOVERNMENT/BUSINESS NEWS

COVID-19 Worsens Debt Collector Harassment

By Charlene Crowell NNPA Newswire Columnist As the final days of the 2020 election season drew to a close, major media across the nation focused on polls and prospects for the presidential candidates. At the same time, scant news coverage reported on a development affecting 68 million consumers: debt collection regulation.

On October 30, the Consumer Financial Protection Bureau (CFPB) released its 653page regulatory revision for enforcement of the Fair Debt Collection Practices Act (FDCPA), originally enacted in 1977. Since that time, the debt collection industry has grown into a multibillion industry with over 8,000 firms throughout the country.

For Black America, debt collection was troublesome even before the COVID-19 pandemic.

One investigation revealed that in three major cities – Chicago, Newark, and St. Louis – the rate of judgments for debt collection lawsuits was twice as high in mostly Black neighborhoods than in mostly white areas.

Nearly a year ago, Urban Institute research found that debt collection disproportionately affects 42% of communities of color. By contrast, the national average of all consumers was lower in double-digits at 31%, and a wider racial gap among whites at 26%.

The largest portion of debt for communities of color are medical services and student loans. Given the decades of discriminatory policies and

“By reforming their exemption laws, states will not only protect families from destitution but will promote economic recovery by enabling families to spend their money in state and local communities,” said Carolyn Carter, NCLC deputy director and author of the report. (Photo: iStockphoto / NNPA) practices that perpetuated the nation’s racial wealth gap, these disparities extend to a lack of access to health care as well as a greater dependence on debt to finance higher education. Forprofit colleges and institutions are among the latest and most visible financial predators.

In addition, the CFPB’s own 2017 survey found that 44% of borrowers of color reported having been contacted about a debt, compared to 29% of white respondents. Even when accounting for differences in income, communities of color are disproportionately sued by debt collectors. In fact, 45% of borrowers living in communities of color faced litigation, while only 27% of

similarly situated consumers in white areas were sued.

CFPB’s revised rule will allow debt collectors to contact affected consumers up to seven times within seven days – or – within seven consecutive days of a prior telephone conversation about a debt. It is important to note that this allowed communication is for each debt owed. Multiple numbers and types of debt collection can legally multiply the number of allowed contacts and result in harassment for already struggling borrowers.

Secondly, debt collectors who opt to contact consumers by electronic media, must also offer consumers a “reasonable and simple method” to opt out of these communications that include social media, emails and text messages.

Commenting on the new rule, CFPB’s Director, Kathleen Kraninger, said, “Our rule applies these protections to modern technologies. …And our rule will allow consumers, if they prefer, to limit the ability of debt collectors to communicate with them through these newer communications methods.”

But for the 233 consumer, civil rights and legal advocates who filed public comments on the proposed rule, the announcement sent mixed messages for what it proposed as well as what it delayed.

“The devil is in the details, and we will have to scour this complicated rule to make sure that it does not open up new fronts for debt collectors’ pervasive and abusive treatment of consumers,”

said Christine Hines, legislative director at National Association of Consumer Advocates. “Through the guise of modernization, the debt collection rule could open the gate for collectors to aggravate vulnerable consumers with even more harassment and a flood of electronic communications.”

Although the October 30 announcement does address the emerging modes of communications, it also delayed action on three specific areas of concern in debt collection.

Guidelines on “zombie” debt, the term used to describe debts that outlived statutory limitations for collection, are expected to be announced this December. Similarly, debt collectors’ practices of leaving messages with third parties or on postcards was not addressed, nor was negative information on consumers’ credit reports.

“As we face a dire and worsening economic crisis, we will be keeping a close eye on the ‘zombie debt’ rule, coming in December, which could leave consumers more vulnerable to deception and harassment,” said Linda Jun, senior policy counsel at Americans for Financial Reform Education Fund. “Collectors should not be allowed to bring expired debt back to life by luring people into making a small payment that revives a debt that would otherwise be past the timeline for a lawsuit.”

Although consumers have a

right to expect more and better financial regulation at the federal level, many advocates are calling for states to do their fair share on protecting consumer rights.

A new survey from the National Consumer Law Center (NCLC) analyzed how the 50 states, District of Columbia, Puerto Rico, and the Virgin Islands currently protect wages, bank account assets, and personal property from seizure by debt collectors.

Entitled, No Fresh Start 2020: Will States Let Debt Collectors Push Families into Poverty in the Wake of a Pandemic?, warns that once the pandemic recedes, families struggling to get back on their feet are likely to face a wave of debt collector lawsuits for medical bills, back rent, credit card debt, the balance due on repossessed cars, and even utility bills. It recommends that states “protect a living wage for working debtors – a wage that can meet basic needs and maintain a safe, decent standard of living within the community”. The report also recommends that states allow debtors to keep “a reasonable amount of money” to enable debtors to pay daily living costs such as rent, utilities, day care, and transportation.

This gap in state regulation became evident when federal stimulus checks were deposited in families’ bank accounts and then garnished by debt collectors.

Further, and according to NCLC, continued on page 6

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November 12, 2020

RELIGION/ENTERTAINMENT/HEALTH

When You Understand That There Is Nothing and I Mean ABSOLUTELY NOTHING That Can Happen ─Unless I Allow It ─ You Will Be Alright!”

By: Lou Yeboah

Lou Yeboah Mad because the affairs of man did not turn out the way you wanted them too. Who do you think you are? Listen, and listen good. ALL existing authority is set up by Me. [Romans 13:1]. There is no authority except from Me, and those that exist have been placed there by Me. I tell you, when you understand that there is nothing, and I mean absolutely nothing that can happen unless I allow it, you will be alright. For I am God and God all by myself!

And let me just say this, if you resist the authorities whom I have appointed, you will incur judgment. You better know that you know! For it is I, who declare how things turn out long before they ever happen. For it is I, who declare not just natural events, but human events. I rule the kingdom of men and give it to whom I will.

[Daniel 4:32]. I plan and govern all things, not you. [Isaiah 46:8-11]. It is I, who declare the end from the beginning and from ancient times things not yet done. It is I, who removes kings and set up kings.

[Daniel 2:21]. I tell you, when you understand that there is nothing, and I mean absolutely nothing that can happen, unless I allow it, you will be alright.” My counsel shall

stand, and I will accomplish all My purposes. “For the earth is Mines and everything in it, the world, and all who live in it.” [Psalm 24:1]. EVERYTHING is subject to My command. Nothing can take place without My sanctioning it.

If you will only grasp this truth and comprehend that fact, you will stop worrying about a lot of things because absolutely nothing happens without My permission.

Even the devil has to seek My permission. Know that I will use anything and anyone of My choosing to fulfill My divine purpose. [Job 1:6, 12; 2:6] [John 19:11]. “For no plan of Mine can be thwart.” [Job 42:2].

I want you to know that EVERYTHING in the universe is either caused by God or allowed by God. Nothing ever “just happens” and nothing is caused by someone or something outside of God’s control. Whatever is happening to us is part of the working of God’s plan. God is at work in all things at all times to accomplish His will in the universe. He does whatever pleases Him. And He will ALWAYS have the final say!

[Ephesians 1:11].

“Many are the plans in the mind of a man, but it is the purpose of the Lord that will stand.” [Proverbs 16:33; 19:21].

I believe "all Scripture is inspired by God and profitable for teaching, for reproof, for correction, and for training in righteousness..." [2 Timothy 3:16, 17.] and that includes the text in [Romans 13

Witness For Justice#1020

Liberation Freedom Equity and Justice for All Velda Love Minister of Racial Justice

When in the company of the Spirit of God, one should leave one’s practice of prayer and deep meditation yearning for a more radical faith. The Spirit of God would not have us settle for cheap grace and narcissistic selfinterests. The Spirit would have us taste and see the goodness of our God. And to be aware of the existence of corruption, greed, and militarism, and the ongoing verbal and physical attacks acts of violence. In other words, we who believe in freedom must wrestle with and live in the tension of a majority of the United States governments policies have never been fair, equitable, and just to communities of color.

I encourage everyone to remain vigilant and protect vulnerable communities from violence and acts of vigilante racism. It will take days, maybe even weeks, before a decisive outcome regarding the next president of the United States is declared. In the meantime, people of faith must put their trust in God regardless of who occupies the halls of Congress and 1600 Pennsylvania Avenue.

I learned to trust in God very early in life. These valuable lessons were handed down from members of my family, elders in the community, black liberation church teachings, womanists pastors and theologians, and armed defenders of black bodies,

and community activists. Our lessons were firmly rooted in everyday lived experiences. We protested and opposed people, systems, and institutions choosing to do harm based on beliefs and socialized behaviors originating in settler colonialism, racism, and racist policies at local, state, and government levels.

Today we have models to learn from about radial resistance.

Our faith teaches us there are theological and biblical texts regarding warnings about empires conspiring to rid their nation of people regarded as “other’ and unwelcomed. Then and now, governments used the same tactics of denying people outside Euro-Anglo ancestry their full humanity – practices fully realized in social structures and systems, as well as within Christian churches and congregations.

As we wait for post-election results, I suggest we lean in and trust God, pray for first responders and pandemic relief, develop plans and strategies to protect communities of color, and develop methods of communication when we travel and go about in cities, towns, and locals where people plot and plan evil against God’s people.

People of faith, clergy, and lay look to the prophets in the First Testament – Isaiah, Elijah, continued in next 2 columns

Liberation Freedom Equity and Justice for All... continued Amos, and Habakkuk. They knew the policies and politics of their day and prophesied against the empire and its leaders. Think and be courageous strategists like Deborah and Esther. Remember and call the names of those who stood up against tyranny and practices that denied people justice, safety, equal protection.

In the months to come people of faith must pray and act, and never forget about families still held as prisoners in detention by government mandates under the unholy presence of ICE. The struggle is real but we who believe in freedom must never

give in to a political regime that enacts ethnic cleansing and hidden policies of genocide under the guise of stripping away more and more human rights.

Remember: God is the caretaker of this 4-billion-year-old planet called earth. Humans are not the centerpiece of creation but for over 200,000 years have been allowed to exist alongside all of God’s creations. Acknowledge your time on this rock is limited.

What will your life’s legacy reveal to the next generation? One who claimed an identity in Christ, or a gatekeeper of hell on earth?

Covered California Officially Launches Open Enrollment with Millions of Masks to Encourage Californians to “Get Covered/Stay Covered” Installation view of Show Me the Signs at Blum & Poe Los Angeles (October 30–November 14, 2020). Photo by Ed Mumford.

Health News

Peter V. Lee and Sonya Young Aadam

Is this Covid or just the flu? Flu and Covid19 To Hit the IE With A Vengeance This Fall Get a flu shot! If a patient has had a flu shot in time for immunity to build up, doctors can minimize flu as a possible cause and target Covid-19.

Health News

Nurse Elisabeth Eduaido Torres 13 lr (Redlands, Calif.) A devastating convergence of Covid-19 and influenza could hit Southern California this winter, and there’s one important action everyone can take immediately to protect themselves and their families.

Get a flu shot. That will help doctors more quickly diagnose your illness and provide effective treatment should you get sick, one longtime Inland Empire physician said.

Dr. Albert Arteaga, president and founder of LaSalle Medical Associates, explained that early symptoms of the flu and Covid-19 are very similar. If a patient has had a flu shot in time for immunity to build up, doctors can minimize flu as a possible cause and target Covid-19.

LaSalle Medical Associates operates clinics in Fontana, He s p e r i a , R i a lt o, S a n Bernardino and Victorville.

“The flu comes in with fever and body aches,” Dr. Arteaga said.

“You don’t feel like yourself. You feel run down, lacking energy, feeling bad. Not like yourself.

Terrible. When you get the flu, you navigate through it and in a few days, you’re back to normal.

“The Covid infection starts exactly the same way. If you are in the middle of a pandemic and come down with symptoms that fit either case, you are now in a fix. You are more likely to have the flu, but will have to get tested, wait for results and confirm that you do or don’t have Covid.”

Depending on how serious of a flu epidemic hits us this winter, Dr. Arteaga said that physicians will be examining patients, asking themselves: “Is this Covid or just the flu? If it’s Covid, some

measures of quarantine will have to be followed, and contract tracing.”

Doctors will be saying, “Yeah, it looks like the flu, but you’re going to need to get tested. … Hopefully, the test results come back quickly, he added.

The sooner Covid is diagnosed, the sooner life-saving measures can be taken, and getting the flu shot will help avoid confusion between the two diseases.

He also urged people to adhere to social distancing, wear masks, work from home and avoid social gatherings to protect themselves from Covid-19.

Dr. Arteaga is a nationally recog nized exper t on immunizations. In 2012, he was honored by the United States Centers for Disease Control and Prevention, which selected him as California’s first “Childhood Immunization Champion.”

He dismissed the notion that the flu shot can cause the flu.

“Sometimes you feel slightly off, but it does not make people sick, he said. “That is nonsense.

You could still catch the flu if you did not have enough time to build up immunity.”

That’s why now is the time to get vaccinated, he said.

“I got the flu shot. … “I believe in it, and I think you should get it.”

The LaSalle medical clinics are at 17577 Arrow Blvd. in Fontana, 1505 West 17th St. and 565 N. Mt. Vernon Ave. in San Bernardino, 790 Foothill Blvd, in Rialto, 14544 Seventh Street, in Victorville, and 16455 Main St. in Hesperia For additional information about LaSalle Medical Associates, call (909) 890-0407 or go on line to lasallemedical.com.

Peter V. Lee and Mayor Eric Garcetti SACRAMENTO, Calif. — Covered California officially kicked off its annual openenrollment period on Monday with a statewide effort to encourage Californians to protect themselves, their families and their friends from the COVID-19 pandemic by wearing a mask and signing up for health care coverage. The campaign includes sending face masks, emblazoned with the message “Get Covered/Stay Covered,” to every Covered California enrollee who is renewing their coverage as well as all new enrollees.

“The pandemic shines a light on the importance of health insurance and access to quality care, and now is the time when people can sign up for coverage through Covered California,” said Peter V. Lee, executive director of Covered California.

“We will be reaching into every corner of the state to encourage Californians to keep COVID-safe and to get health coverage now.”

An estimated 1.2 million uninsured people in the state are either eligible for financial help through the exchange, or they qualify for low-cost or no-cost coverage through Medi-Cal. “Covered California opens the door to quality care by making financial assistance available to help Californians get the coverage they need. Now is the time to get covered and stay covered,”

said Gov. Gavin Newsom.

Sonya Young Aadam, CEO of the California’s Black Women’s Health Project, joined the panel of distinguished guests and spoke about the importance of health care, particularly in the Black community. “We advocate statewide for policies and practices that address the social and system determinates of health and the elimination of disparities in the health outcomes for Black women, families and communities.

Continued access and coverage under Covered California are of paramount importance in addressing disparities, especially those that have been exacerbated during the COVID-19 pandemic,” said Aadam.

Implications of the Presidential Election and Context of Supreme Cou r t Hear ing The launch of the statewide campaign comes in the midst of two critical developments regarding the future of the Affordable Care Act. Most importantly, Presidentelect Joe Biden campaigned on two core health care issues — responding effectively to the COVID pandemic and building on the health care law to make it work better, including expanding financial help and coverage options for millions of Americans.

California has been on the forefront nationally of implementing and protecting continued on page 8

What’s at stake for California if Obamacare is overturned, explained...continued from page1 platforms was expanding the ACA, or what we call ACA 2.0, so he’d try to take it even further.”

As medical experts continue to learn about the lingering health effects of COVID-19, policy experts are raising another concern — that insurers could classify coronavirus as a preexisting condition.

“We think of cancer, diabetes, heart disease — but pregnancy was also a preexisting condition,” Deborah Kelch, a health care consultant, said during a recent legislative hearing. “And of course, as we are looking at it, COVID eventually will be a preexisting condition.”

That means that if Obamacare’s protections for people with preexisting conditions were to

go away, hundreds of thousands of Californians who have tested positive for the virus could potentially find themselves with pricier coverage — or none at all. (There are no preexisting condition limits for people on Medicare, which primarily covers people 65 and over.)

Researchers at the Commonwealth Fund estimate that nationally, about 3.9 million adults under age 59 have had COVID-19 and had no prior condition. COVID-19 has been linked to damage of the lungs, heart and other organs. The uncertainty of how vast these effects could be is enough for insurers to want to label coronavirus as a preexisting condition, the Commonwealth researchers say.

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November 12, 2020

LEGALS/CLASSIFIEDS FICTITIOUS BUSINESS NAME FICTITIOUS BUSINESS NAME STATEMENT 20200010189 Date Filed: 10/30/2020 Filing Expires On: 10/30/2025 FICTITIOUS BUSINESS NAME (as shown in the Articles of Inc./Org./Reg.):OVO SOUND County of Principal Place of Business: SAN BERNARDINO Street Address of Principal Place of Business:11611 VILLA STREET ADELANTO, CA 92301 Name of Individual Registrant: DESIGN D. TROTTER Name of corporation or limited liability company as shown in the Articles of Inc./Org./Reg.: State of Inc./Org./Reg.: Inc./Org./Reg. No.: Residence Street Address: 11611 VILLA STREET ADELANTO, CA 92301 This business is/was conducted by: An Individual Registrant has commenced to transact business under the fictitious business name or names listed above on: Aug 19, 2019 Design Trotter, Owner, declares that all information in this statement is true and correct.

NOTICE- IN ACCORDANCE WITH SUBDIVISION (a) OF SECTION 17920, A FICTITIOUS NAME STATEMENT GENERALLY EXPIRES AT THE END OF FIVE YEARS FROM THE DATE ON WHICH IT WAS FILED IN THE OFFICE OF THE COUNTY CLERK, EXCEPT, AS PROVIDED IN SUBDIVISION (b) OF SECTION 17920. WHERE IT EXPIRES 40 DAYS AFTER ANY CHANGE IN THE FACTS SET FORT IN THE STATEMENT PURSUANT TO SECTION 17913 OTHER THAN A CHANGE IN THE RESIDENCE ADDRESS OF A REGISTERED OWNER. A NEW FICTITIOUS BUSINESS NAME STATEMENT MUST BE FILED BEFORE THE EXPIRATION. THE FILING OF THIS STATEMENT DOES NOT OF ITSELF AUTHORIZE THE USE IN THIS STATE OF A FICTITIOUS BUSINESS NAME IN VIOLATION OF THE RIGHTS OF ANOTHER UNDER FEDERAL, STATE, OR COMMON LAW (SEE SECTION 14411 ET. SEQ., BUSINESS AND PROFESSIONS CODE.) Published in the San Bernardino American Newspaper November 12, 19, 26, December 3, 2020.

FICTITIOUS BUSINESS NAME STATEMENT 20200010085 Date Filed: 10/28/2020 Filing Expires On: 10/28/2025 FICTITIOUS BUSINESS NAME (as shown in the Articles of Inc./Org./Reg.): PARK VIEW TOWNHOMES County of Principal Place of Business: SAN BERNARDINO Street Address of Principal Place of Business:1160 BARSTOW ROAD BARSTOW, CALIFO 92311 Mailing Address: 20350 VIA TARRAGONA YORBA LINDA, CALIFO 92887 Name of Individual Registrant: MATT H. TYNI Name of corporation or limited liability company as shown in the Articles of Inc./Org./Reg.: State of Inc./Org./Reg.: Inc./Org./Reg. No.: Residence Street Address: 20350 VIA TARRAGONA YORBA LINDA, CALIFO 92887 Name of Individual Registrant: JANICE S. TYNI Residence Street Address: 20350 VIA TARRAGONA YORBA LINDA, CALIFO, 92887 This business is/was conducted by: A Married Couple Registrant has commenced to transact business under the fictitious business name or names listed above on: Sep 30, 2020 Matt H. Tyni, Spouse, declares that all information in this statement is true and correct.

NOTICE- IN ACCORDANCE WITH SUBDIVISION (a) OF SECTION 17920, A FICTITIOUS NAME STATEMENT GENERALLY EXPIRES AT THE END OF FIVE YEARS FROM THE DATE ON WHICH IT WAS FILED IN THE OFFICE OF THE COUNTY CLERK, EXCEPT, AS PROVIDED IN SUBDIVISION (b) OF SECTION 17920. WHERE IT EXPIRES 40 DAYS AFTER ANY CHANGE IN THE FACTS SET FORT IN THE STATEMENT PURSUANT TO SECTION 17913 OTHER THAN A CHANGE IN THE RESIDENCE ADDRESS OF A REGISTERED OWNER. A NEW FICTITIOUS BUSINESS NAME STATEMENT MUST BE FILED BEFORE THE EXPIRATION. THE FILING OF THIS STATEMENT DOES NOT OF ITSELF AUTHORIZE THE USE IN THIS STATE OF A FICTITIOUS BUSINESS NAME IN VIOLATION OF THE RIGHTS OF ANOTHER UNDER FEDERAL, STATE, OR COMMON LAW (SEE SECTION 14411 ET. SEQ., BUSINESS AND PROFESSIONS CODE.) Published in the San Bernardino American Newspaper November 12, 19, 26, December 3, 2020.

FICTITIOUS BUSINESS NAME STATEMENT 20200009458 Date Filed: 10/14/2020 Filing Expires On: 10/14/2025 FICTITIOUS BUSINESS NAME (as shown in the Articles of Inc./Org./Reg.): 1.CPL MINISTRIES 2 CPL INTERNATIONAL 3.CHANGING PEOPLE’S LIVES MINISTRIES 4.CHANGING PEOPLE’S LIVES INTERNATIONAL 5.CHANGING PEOPLE’S LIVES INTERNATIONAL MINISTRIES County of Principal Place of Business: SAN BERNARDINO Street Address of Principal Place of Business: 11340 MOUNTAIN VIEW AVE., SUITE C LOMA LINDA, CA 92354 Mailing Address: PO Box 11888 SAN BERNARDINO, CA 92423 Name of Individual Registrant: Name of corporation or limited liability company as shown in the Articles of Inc./Org./Reg.: CHANGING PEOPLE’S LIVES INC. State of Inc./Org./Reg.: CALIFORNIA Inc./Org./Reg. No.:C2524734 Residence Street Address: 11340 MOUNTAIN VIEW AVE., SUITE C LOMA LINDA, CA 92354 This business is/was conducted by: A Corporation Registrant has commenced to transact business under the fictitious business name or names listed above on: Sep 18, 2003 Fendy Wogu, Chief Financial Officer, declares that all information in this statement is true and correct.

NOTICE- IN ACCORDANCE WITH SUBDIVISION (a) OF SECTION 17920, A FICTITIOUS NAME STATEMENT GENERALLY EXPIRES AT THE END OF FIVE YEARS FROM THE DATE ON WHICH IT WAS FILED IN THE OFFICE OF THE COUNTY CLERK, EXCEPT, AS PROVIDED IN SUBDIVISION (b) OF SECTION 17920. WHERE IT EXPIRES 40 DAYS AFTER ANY CHANGE IN THE FACTS SET FORT IN THE STATEMENT PURSUANT TO SECTION 17913 OTHER THAN A CHANGE IN THE RESIDENCE ADDRESS OF A REGISTERED OWNER. A NEW FICTITIOUS BUSINESS NAME STATEMENT MUST BE FILED BEFORE THE EXPIRATION. THE FILING OF THIS STATEMENT DOES NOT OF ITSELF AUTHORIZE THE USE IN THIS STATE OF A FICTITIOUS BUSINESS NAME IN VIOLATION OF THE RIGHTS OF ANOTHER UNDER FEDERAL, STATE, OR COMMON LAW (SEE SECTION 14411 ET. SEQ., BUSINESS AND PROFESSIONS CODE.) Published in the San Bernardino American Newspaper October 22, 29, November 5, 12, 2020.

FICTITIOUS BUSINESS NAME STATEMENT 20200009335 Date Filed: 10/08/2020 Filing Expires On: 10/08/2025 FICTITIOUS BUSINESS NAME (as shown in the Articles of Inc./Org./Reg.): CHAMPION HOME OFFER County of Principal Place of Business: SAN BERNARDINO Street Address of Principal Place of Business: 10602 TRADEMARK PARKWAY, SUITE 509 RANCHO CUCAMONGA, CA 91730 Name of Individual Registrant: Name of corporation or limited liability company as shown in the Articles of Inc./Org./Reg.: FUTURE NOW, INC. State of Inc./Org./Reg.: Inc./Org./Reg. No.: C4286976 Residence Street Address: 10602 TRADEMARK PARKWAY SUITE #509 RANCHO CUCAMONGA, CA 91730 This business is/was conducted by: A Corporation Registrant has commenced to transact business under the fictitious business name or names listed above on: Jun 10, 2019 Jason Doshi, President, declares that all information in this statement is true and correct.

NOTICE- IN ACCORDANCE WITH SUBDIVISION (a) OF SECTION 17920, A FICTITIOUS NAME STATEMENT GENERALLY EXPIRES AT THE END OF FIVE YEARS FROM THE DATE ON WHICH IT WAS FILED IN THE OFFICE OF THE COUNTY CLERK, EXCEPT, AS PROVIDED IN SUBDIVISION (b) OF SECTION 17920. WHERE IT EXPIRES 40 DAYS AFTER ANY CHANGE IN THE FACTS SET FORT IN THE STATEMENT PURSUANT TO SECTION 17913 OTHER THAN A CHANGE IN THE RESIDENCE ADDRESS OF A REGISTERED OWNER. A NEW FICTITIOUS BUSINESS NAME STATEMENT MUST BE FILED BEFORE THE EXPIRATION. THE FILING OF THIS STATEMENT DOES NOT OF ITSELF AUTHORIZE THE USE IN THIS STATE OF A FICTITIOUS BUSINESS NAME IN VIOLATION OF THE RIGHTS OF ANOTHER UNDER FEDERAL, STATE, OR COMMON LAW (SEE SECTION 14411 ET. SEQ., BUSINESS AND PROFESSIONS CODE.) Published in the San Bernardino American Newspaper November 5, Correction 12, 19, 26, 2020.

FICTITIOUS BUSINESS NAME STATEMENT 20200009646 Date Filed: 10/19/2020 Filing Expires On: 10/19/2025 FICTITIOUS BUSINESS NAME (as shown in the Articles of Inc./Org./Reg.): ANOTHER MOBILE FLEET SERVICE County of Principal Place of Business: SAN BERNARDINO Street Address of Principal Place of Business:11960 ROCKRIDGE DR. FONTANA, CA 92337 Name of Individual Registrant: Name of corporation or limited liability company as shown in the Articles of Inc./Org./Reg.: WEST COAST TRUCK REPAIR INC. State of Inc./Org./Reg.: Inc./Org./Reg. No.: C4645056 Residence Street Address: 11960 ROCKRIDGE DR. FONTANA, CA 92337 This business is/was conducted by: A Corporation Registrant has commenced to transact business under the fictitious business name or names listed above on: Sep 23, 2020 Damian A. Mendoza, President, declares that all information in this statement is true and correct.

NOTICE- IN ACCORDANCE WITH SUBDIVISION (a) OF SECTION 17920, A FICTITIOUS NAME STATEMENT GENERALLY EXPIRES AT THE END OF FIVE YEARS FROM THE DATE ON WHICH IT WAS FILED IN THE OFFICE OF THE COUNTY CLERK, EXCEPT, AS PROVIDED IN SUBDIVISION (b) OF SECTION 17920. WHERE IT EXPIRES 40 DAYS AFTER ANY CHANGE IN THE FACTS SET FORT IN THE STATEMENT PURSUANT TO SECTION 17913 OTHER THAN A CHANGE IN THE RESIDENCE ADDRESS OF A REGISTERED OWNER. A NEW FICTITIOUS BUSINESS NAME STATEMENT MUST BE FILED BEFORE THE EXPIRATION. THE FILING OF THIS STATEMENT DOES NOT OF ITSELF AUTHORIZE THE USE IN THIS STATE OF A FICTITIOUS BUSINESS NAME IN VIOLATION OF THE RIGHTS OF ANOTHER UNDER FEDERAL, STATE, OR COMMON LAW (SEE SECTION 14411 ET. SEQ., BUSINESS AND PROFESSIONS CODE.) Published in the San Bernardino American Newspaper November 5, 12, 19, 26, 2020.

FICTITIOUS BUSINESS NAME STATEMENT 20200009648 Date Filed: 10/19/2020 Filing Expires On: 10/19/2025 FICTITIOUS BUSINESS NAME (as shown in the Articles of Inc./Org./Reg.): AMFS LEASING County of Principal Place of Business: SAN BERNARDINO Street Address of Principal Place of Business:11960 ROCKRIDGE DR. FONTANA, CA 92337 Name of corporation or limited liability company as shown in the Articles of Inc./Org./Reg. WEST COAST TRUCK AND TRAILER LEASING INC. State of Inc./Org./Reg.: Inc./Org./Reg. No.:C4645059 Residence Street Address: 11960 ROCKRIDGE DR. FONTANA, CA 92337 This business is/was conducted by: A Corporation Registrant has commenced to transact business under the fictitious business name or names listed above on: Sep 23, 2020 Damian A. Mendoza, President, declares that all information in this statement is true and correct.

NOTICE- IN ACCORDANCE WITH SUBDIVISION (a) OF SECTION 17920, A FICTITIOUS NAME STATEMENT GENERALLY EXPIRES AT THE END OF FIVE YEARS FROM THE DATE ON WHICH IT WAS FILED IN THE OFFICE OF THE COUNTY CLERK, EXCEPT, AS PROVIDED IN SUBDIVISION (b) OF SECTION 17920. WHERE IT EXPIRES 40 DAYS AFTER ANY CHANGE IN THE FACTS SET FORT IN THE STATEMENT PURSUANT TO SECTION 17913 OTHER THAN A CHANGE IN THE RESIDENCE ADDRESS OF A REGISTERED OWNER. A NEW FICTITIOUS BUSINESS NAME STATEMENT MUST BE FILED BEFORE THE EXPIRATION. THE FILING OF THIS STATEMENT DOES NOT OF ITSELF AUTHORIZE THE USE IN THIS STATE OF A FICTITIOUS BUSINESS NAME IN VIOLATION OF THE RIGHTS OF ANOTHER UNDER FEDERAL, STATE, OR COMMON LAW (SEE SECTION 14411 ET. SEQ., BUSINESS AND PROFESSIONS CODE.) Published in the San Bernardino American Newspaper November 5, 12, 19, 26, 2020.

FICTITIOUS BUSINESS NAME STATEMENT 20200009929 Date Filed: 10/26/2020 Filing Expires On: 10/26/2025 FICTITIOUS BUSINESS NAME (as shown in the Articles of Inc./Org./Reg.): SA’LIAN County of Principal Place of Business: SAN BERNARDINO Street Address of Principal Place of Business: 10411 BUCKBOARD CIRCLE ADELANTO, CA 92301 Name of Individual Registrant: SARAH T. POTTER Name of corporation or limited liability company as shown in the Articles of Inc./Org./Reg.: State of Inc./Org./Reg.: Inc./Org./Reg. No.: Residence Street Address: 10411 BUCKBOARD CIRCLE ADELANTO, CA 92301 This business is/was conducted by: An Individual Registrant has commenced to transact business under the fictitious business name or names listed above on: Not Applicable Sarah T. Potter, Individual, declares that all information in this statement is true and correct.

NOTICE- IN ACCORDANCE WITH SUBDIVISION (a) OF SECTION 17920, A FICTITIOUS NAME STATEMENT GENERALLY EXPIRES AT THE END OF FIVE YEARS FROM THE DATE ON WHICH IT WAS FILED IN THE OFFICE OF THE COUNTY CLERK, EXCEPT, AS PROVIDED IN SUBDIVISION (b) OF SECTION 17920. WHERE IT EXPIRES 40 DAYS AFTER ANY CHANGE IN THE FACTS SET FORT IN THE STATEMENT PURSUANT TO SECTION 17913 OTHER THAN A CHANGE IN THE RESIDENCE ADDRESS OF A REGISTERED OWNER. A NEW FICTITIOUS BUSINESS NAME STATEMENT MUST BE FILED BEFORE THE EXPIRATION. THE FILING OF THIS STATEMENT DOES NOT OF ITSELF AUTHORIZE THE USE IN THIS STATE OF A FICTITIOUS BUSINESS NAME IN VIOLATION OF THE RIGHTS OF ANOTHER UNDER FEDERAL, STATE, OR COMMON LAW (SEE SECTION 14411 ET. SEQ., BUSINESS AND PROFESSIONS CODE.) Published in the San Bernardino American Newspaper November 5, 12, 19, 26, 2020.

FICTITIOUS BUSINESS NAME STATEMENT 20200010074 Date Filed: 10/28/2020 Filing Expires On: 10/28/2025 FICTITIOUS BUSINESS NAME (as shown in the Articles of Inc./Org./Reg.): PADILLAS BACKHOE SERVICE County of Principal Place of Business: SAN BERNARDINO Street Address of Principal Place of Business: 13403 SEQUOIA RD. VICTORVILLE, CA 92392 Name of Individual Registrant: RAFAEL PADILLA Name of corporation or limited liability company as shown in the Articles of Inc./Org./Reg.: State of Inc./Org./Reg.: Inc./Org./Reg. No.: Residence Street Address: 13403 SEQUOIA RD. VICTORVILLE, CA 92392 Name of Individual Registrant: YADIRA HERNANDEZ Residence Street Address: 13403 SEQUOIA RD. VICTORVILLE, CA 92392 This business is/was conducted by: A General Partnership Registrant has commenced to transact business under the fictitious business name or names listed above on: Oct 22, 2020 Rafael Padilla, General Partner, declares that all information in this statement is true and correct.

NOTICE- IN ACCORDANCE WITH SUBDIVISION (a) OF SECTION 17920, A FICTITIOUS NAME STATEMENT GENERALLY EXPIRES AT THE END OF FIVE YEARS FROM THE DATE ON WHICH IT WAS FILED IN THE OFFICE OF THE COUNTY CLERK, EXCEPT, AS PROVIDED IN SUBDIVISION (b) OF SECTION 17920. WHERE IT EXPIRES 40 DAYS AFTER ANY CHANGE IN THE FACTS SET FORT IN THE STATEMENT PURSUANT TO SECTION 17913 OTHER THAN A CHANGE IN THE RESIDENCE ADDRESS OF A REGISTERED OWNER. A NEW FICTITIOUS BUSINESS NAME STATEMENT MUST BE FILED BEFORE THE EXPIRATION. THE FILING OF THIS STATEMENT DOES NOT OF ITSELF AUTHORIZE THE USE IN THIS STATE OF A FICTITIOUS BUSINESS NAME IN VIOLATION OF THE RIGHTS OF ANOTHER UNDER FEDERAL, STATE, OR COMMON LAW (SEE SECTION 14411 ET. SEQ., BUSINESS AND PROFESSIONS CODE.) Published in the San Bernardino American Newspaper November 5, 12, 19, 26 , 2020.

FICTITIOUS BUSINESS NAME STATEMENT 20200009727 Date Filed: 10/21/2020 Filing Expires On: 10/21/2025 FICTITIOUS BUSINESS NAME (as shown in the Articles of Inc./Org./Reg.): SOUTHERN CALIFORNIA VIPASSANA CENTER County of Principal Place of Business: SAN BERNARDINO Street Address of Principal Place of Business: 68561 TWENTYNINE PALMS HWY TWENTYNINE PALMS, CA 92277 Mailing Address: PO BOX 486 JOSHUA TREE,CA 92252 Name of Individual Registrant: Name of corporation or limited liability company as shown in the Articles of Inc./Org./Reg.: SAYAJI U BA KHIN

VIPASSANA ASSOCIATION OF SOUTHERN CALIFORNIA State of Inc./Org./Reg.: CA Inc./Org./Reg. No.: 2682555 Residence Street Address: 68561 TWENTY NINE PALMS HWY TWENTYNINE PALMS, CA 92277 This business is/was conducted by: A Corporation Registrant has commenced to transact business under the fictitious business name or names listed above on: June 17, 2005 Thuya Tin Aye, Secretary, declares that all information in this statement is true and correct.

NOTICE- IN ACCORDANCE WITH SUBDIVISION (a) OF SECTION 17920, A FICTITIOUS NAME STATEMENT GENERALLY EXPIRES AT THE END OF FIVE YEARS FROM THE DATE ON WHICH IT WAS FILED IN THE OFFICE OF THE COUNTY CLERK, EXCEPT, AS PROVIDED IN SUBDIVISION (b) OF SECTION 17920. WHERE IT EXPIRES 40 DAYS AFTER ANY CHANGE IN THE FACTS SET FORT IN THE STATEMENT PURSUANT TO SECTION 17913 OTHER THAN A CHANGE IN THE RESIDENCE ADDRESS OF A REGISTERED OWNER. A NEW FICTITIOUS BUSINESS NAME STATEMENT MUST BE FILED BEFORE THE EXPIRATION. THE FILING OF THIS STATEMENT DOES NOT OF ITSELF AUTHORIZE THE USE IN THIS STATE OF A FICTITIOUS BUSINESS NAME IN VIOLATION OF THE RIGHTS OF ANOTHER UNDER FEDERAL, STATE, OR COMMON LAW (SEE SECTION 14411 ET. SEQ., BUSINESS AND PROFESSIONS CODE.) Published in the San Bernardino American Newspaper November 5, 12, 19, 26 , 2020.

FICTITIOUS BUSINESS NAME STATEMENT 20200009608 Date Filed: 10/19/2020 Filing Expires On: 10/19/2025 FICTITIOUS BUSINESS NAME (as shown in the Articles of Inc./Org./Reg.):1. ISAIAH SAXTON DOUGLAS 2. ISAIAH IMAGO DEI County of Principal Place of Business: SAN BERNARDINO Street Address of Principal Place of Business:12403 CENTRAL AVENUE, SUITE 768 CHINO, CA 91710 Name of Individual Registrant: ISAIAH S. DOUGLAS Name of corporation or limited liability company as shown in the Articles of Inc./Org./Reg.: State of Inc./Org./Reg.: Inc./Org./Reg. No.: Residence Street Address: 12403 CENTRAL AVENUE SUITE 768 CHINO, CA 91710 This business is/was conducted by: A Trust Registrant has commenced to transact business under the fictitious business name or names listed above on: Oct. 10, 2017 Douglas, Isaiah-Saxton All Rights, Co-Trustee, declares that all information in this statement is true and correct.

NOTICE- IN ACCORDANCE WITH SUBDIVISION (a) OF SECTION 17920, A FICTITIOUS NAME STATEMENT GENERALLY EXPIRES AT THE END OF FIVE YEARS FROM THE DATE ON WHICH IT WAS FILED IN THE OFFICE OF THE COUNTY CLERK, EXCEPT, AS PROVIDED IN SUBDIVISION (b) OF SECTION 17920. WHERE IT EXPIRES 40 DAYS AFTER ANY CHANGE IN THE FACTS SET FORT IN THE STATEMENT PURSUANT TO SECTION 17913 OTHER THAN A CHANGE IN THE RESIDENCE ADDRESS OF A REGISTERED OWNER. A NEW FICTITIOUS BUSINESS NAME STATEMENT MUST BE FILED BEFORE THE EXPIRATION. THE FILING OF THIS STATEMENT DOES NOT OF ITSELF AUTHORIZE THE USE IN THIS STATE OF A FICTITIOUS BUSINESS NAME IN VIOLATION OF THE RIGHTS OF ANOTHER UNDER FEDERAL, STATE, OR COMMON LAW (SEE SECTION 14411 ET. SEQ., BUSINESS AND PROFESSIONS CODE.) Published in the San Bernardino American Newspaper October 29, November 5, 12, 19, 2020.

FICTITIOUS BUSINESS NAME STATEMENT 20200009597 Date Filed: 10/19/2020 Filing Expires On: 10/19/2025 FICTITIOUS BUSINESS NAME (as shown in the Articles of Inc./Org./Reg.): PIEL DE MIEL SKINCARE County of Principal Place of Business: SAN BERNARDINO Street Address of Principal Place of Business: 5535 HOLLISTER RD. PHELAN, CALIF 92371 Mailing Address: 5535 HOLLISTER RD. PHELAN, CALIF 92371 Name of Individual Registrant: GLADYS MELENDEZ-ARREOLA Name of corporation or limited liability company as shown in the Articles of Inc./Org./Reg.: State of Inc./Org./Reg.: Inc./Org./Reg. No.: Residence Street Address: 5535 HOLLISTER RD. PHELAN, CALIFO 92371 This business is/was conducted by: An Individual Registrant has commenced to transact business under the fictitious business name or names listed above on: Not Applicable Gladys Melendez-Arreola, Owner, declares that all information in this statement is true and correct.

NOTICE- IN ACCORDANCE WITH SUBDIVISION (a) OF SECTION 17920, A FICTITIOUS NAME STATEMENT GENERALLY EXPIRES AT THE END OF FIVE YEARS FROM THE DATE ON WHICH IT WAS FILED IN THE OFFICE OF THE COUNTY CLERK, EXCEPT, AS PROVIDED IN SUBDIVISION (b) OF SECTION 17920. WHERE IT EXPIRES 40 DAYS AFTER ANY CHANGE IN THE FACTS SET FORT IN THE STATEMENT PURSUANT TO SECTION 17913 OTHER THAN A CHANGE IN THE RESIDENCE ADDRESS OF A REGISTERED OWNER. A NEW FICTITIOUS BUSINESS NAME STATEMENT MUST BE FILED BEFORE THE EXPIRATION. THE FILING OF THIS STATEMENT DOES NOT OF ITSELF AUTHORIZE THE USE IN THIS STATE OF A FICTITIOUS BUSINESS NAME IN VIOLATION OF THE RIGHTS OF ANOTHER UNDER FEDERAL, STATE, OR COMMON LAW (SEE SECTION 14411 ET. SEQ., BUSINESS AND PROFESSIONS CODE.) Published in the San Bernardino American Newspaper November 5, 12, 19, 26, 2020.

FICTITIOUS BUSINESS NAME STATEMENT 20200009730 Date Filed: 10/21/2020 Filing Expires On: 10/21/2025 FICTITIOUS BUSINESS NAME (as shown in the Articles of Inc./Org./Reg.): SPOILEDGIRL NIGHTWEAR County of Principal Place of Business: SAN BERNARDINO Street Address of Principal Place of Business: 7221 ACORN PL. RANCHO CUCAMONGA, CA 91739 Name of Individual Registrant: ROSANNA MEZA Name of corporation or limited liability company as shown in the Articles of Inc./Org./Reg.: State of Inc./Org./Reg.: Inc./Org./Reg. No.: Residence Street Address: 7221 ACORN PL. RANCHO CUCAMONGA, CA 91739 This business is/was conducted by: An Individual Registrant has commenced to transact business under the fictitious business name or names listed above on: Oct 18, 2020 Rosanna Meza, declares that all information in this statement is true and correct.

NOTICE- IN ACCORDANCE WITH SUBDIVISION (a) OF SECTION 17920, A FICTITIOUS NAME STATEMENT GENERALLY EXPIRES AT THE END OF FIVE YEARS FROM THE DATE ON WHICH IT WAS FILED IN THE OFFICE OF THE COUNTY CLERK, EXCEPT, AS PROVIDED IN SUBDIVISION (b) OF SECTION 17920. WHERE IT EXPIRES 40 DAYS AFTER ANY CHANGE IN THE FACTS SET FORT IN THE STATEMENT PURSUANT TO SECTION 17913 OTHER THAN A CHANGE IN THE RESIDENCE ADDRESS OF A REGISTERED OWNER. A NEW FICTITIOUS BUSINESS NAME STATEMENT MUST BE FILED BEFORE THE EXPIRATION. THE FILING OF THIS STATEMENT DOES NOT OF ITSELF AUTHORIZE THE USE IN THIS STATE OF A FICTITIOUS BUSINESS NAME IN VIOLATION OF THE RIGHTS OF ANOTHER UNDER FEDERAL, STATE, OR COMMON LAW (SEE SECTION 14411 ET. SEQ., BUSINESS AND PROFESSIONS CODE.) Published in the San Bernardino American Newspaper October 29, November 5, 12, 19, 2020.

FICTITIOUS BUSINESS NAME STATEMENT 20200009576 Date Filed: 10/19/2020 Filing Expires On: 10/19/2025 FICTITIOUS BUSINESS NAME (as shown in the Articles of Inc./Org./Reg.):1. PATRICE LYNN ELDER 2. PATRICE IMAGO DEI County of Principal Place of Business: SAN BERNARDINO Street Address of Principal Place of Business: 320 N. E ST., 3RD FLOOR - SUITE 302 SAN BERNARDINO, CA 92401 Mailing Address: 3870 LA SIERRA AVENUE, SUITE 1054 RIVERSIDE, CA 92505 Name of Individual Registrant: PATRICE L. ELDER Name of corporation or limited liability company as shown in the Articles of Inc./Org./Reg.: State of Inc./Org./Reg.: Inc./Org./Reg. No.: Residence Street Address: 3870 LA SIERRA AVENUE, SUITE 1054 RIVERSIDE, CA 92505 This business is/was conducted by: A Trust Registrant has commenced to transact business under the fictitious business name or names listed above on: July 01, 2019 Elder, Patrice Lynn, Co-Trustee of Patrice Imago Dei Express Trust, declares that all information in this statement is true and correct.

NOTICE- IN ACCORDANCE WITH SUBDIVISION (a) OF SECTION 17920, A FICTITIOUS NAME STATEMENT GENERALLY EXPIRES AT THE END OF FIVE YEARS FROM

THE DATE ON WHICH IT WAS FILED IN THE OFFICE OF THE COUNTY CLERK, EXCEPT, AS PROVIDED IN SUBDIVISION (b) OF SECTION 17920. WHERE IT EXPIRES 40 DAYS AFTER ANY CHANGE IN THE FACTS SET FORT IN THE STATEMENT PURSUANT TO SECTION 17913 OTHER THAN A CHANGE IN THE RESIDENCE ADDRESS OF A REGISTERED OWNER. A NEW FICTITIOUS BUSINESS NAME STATEMENT MUST BE FILED BEFORE THE EXPIRATION. THE FILING OF THIS STATEMENT DOES NOT OF ITSELF AUTHORIZE THE USE IN THIS STATE OF A FICTITIOUS BUSINESS NAME IN VIOLATION OF THE RIGHTS OF ANOTHER UNDER FEDERAL, STATE, OR COMMON LAW (SEE SECTION 14411 ET. SEQ., BUSINESS AND PROFESSIONS CODE.) Published in the San Bernardino American Newspaper October 22, 29, November 5, 12, 2020.

FICTITIOUS BUSINESS NAME STATEMENT 20200009577 Date Filed: 10/19/2020 Filing Expires On: 10/19/2025 FICTITIOUS BUSINESS NAME (as shown in the Articles of Inc./Org./Reg.):1. CHARLIE LEE COTTRELL JR. 2. CHARLIE IMAGO DEI County of Principal Place of Business: SAN BERNARDINO Street Address of Principal Place of Business: 2700 LITTLE MOUNTAIN DRIVE, SUITE 104 SAN BERNARDINO, CA 92405 Mailing Address: 3620 VANDERBILT DRIVE CORONA, CA 92881 Name of Individual Registrant: CHARLIE L. COTTRELL JR. Name of corporation or limited liability company as shown in the Articles of Inc./Org./Reg.: State of Inc./Org./Reg.: Inc./Org./Reg. No.: Residence Street Address: 3620 VANDERBILT DRIVE CORONA, CA 92881 This business is/was conducted by: A Trust Registrant has commenced to transact business under the fictitious business name or names listed above on: Feb 01, 2020 Cottrell Jr., Charlie L., Co-Trustee Of Charlie Imago Dei Express Trust, declares that all information in this statement is true and correct.

NOTICE- IN ACCORDANCE WITH SUBDIVISION (a) OF SECTION 17920, A FICTITIOUS NAME STATEMENT GENERALLY EXPIRES AT THE END OF FIVE YEARS FROM THE DATE ON WHICH IT WAS FILED IN THE OFFICE OF THE COUNTY CLERK, EXCEPT, AS PROVIDED IN SUBDIVISION (b) OF SECTION 17920. WHERE IT EXPIRES 40 DAYS AFTER ANY CHANGE IN THE FACTS SET FORT IN THE STATEMENT PURSUANT TO SECTION 17913 OTHER THAN A CHANGE IN THE RESIDENCE ADDRESS OF A REGISTERED OWNER. A NEW FICTITIOUS BUSINESS NAME STATEMENT MUST BE FILED BEFORE THE EXPIRATION. THE FILING OF THIS STATEMENT DOES NOT OF ITSELF AUTHORIZE THE USE IN THIS STATE OF A FICTITIOUS BUSINESS NAME IN VIOLATION OF THE RIGHTS OF ANOTHER UNDER FEDERAL, STATE, OR COMMON LAW (SEE SECTION 14411 ET. SEQ., BUSINESS AND PROFESSIONS CODE.) Published in the San Bernardino American Newspaper October 22, 29, November 5, 12, 2020.

FICTITIOUS BUSINESS NAME STATEMENT 20200009951 Date Filed: 10/27/2020 Filing Expires On: 10/27/2025 FICTITIOUS BUSINESS NAME (as shown in the Articles of Inc./Org./Reg.): PIZZA FUEGO County of Principal Place of Business: SAN BERNARDINO Street Address of Principal Place of Business: 171 WEST 40TH STREET SAN BERNARDINO, CA 92407 Mailing Address: 3225 MCLEOD DRIVE, UNIT 100 LAS VEGAS, NV 89121 Name of Individual Registrant: Name of corporation or limited liability company as shown in the Articles of Inc./Org./Reg.:PIZZA FUEGO SAN BERNARDINO, LLC State of Inc./ Org./Reg.: Inc./Org./Reg. No.:202027311008 Residence Street Address: 1008 W. AVENUE M14 SUITE A-D180 PALMDALE, CA 93551 This business is/was conducted by: A Limited Liability Company Registrant has commenced to transact business under the fictitious business name or names listed above on: Oct 18, 2020 Faraj Mourad, Manager,declares that all information in this statement is true and correct.

NOTICE- IN ACCORDANCE WITH SUBDIVISION (a) OF SECTION 17920, A FICTITIOUS NAME STATEMENT GENERALLY EXPIRES AT THE END OF FIVE YEARS FROM THE DATE ON WHICH IT WAS FILED IN THE OFFICE OF THE COUNTY CLERK, EXCEPT, AS PROVIDED IN SUBDIVISION (b) OF SECTION 17920. WHERE IT EXPIRES 40 DAYS AFTER ANY CHANGE IN THE FACTS SET FORT IN THE STATEMENT PURSUANT TO SECTION 17913 OTHER THAN A CHANGE IN THE RESIDENCE ADDRESS OF A REGISTERED OWNER. A NEW FICTITIOUS BUSINESS NAME STATEMENT MUST BE FILED BEFORE THE EXPIRATION. THE FILING OF THIS STATEMENT DOES NOT OF ITSELF AUTHORIZE THE USE IN THIS STATE OF A FICTITIOUS BUSINESS NAME IN VIOLATION OF THE RIGHTS OF ANOTHER UNDER FEDERAL, STATE, OR COMMON LAW (SEE SECTION 14411 ET. SEQ., BUSINESS AND PROFESSIONS CODE.) Published in the San Bernardino American Newspaper November 12, 19, 26, December 3, 2020.

FICTITIOUS BUSINESS NAME STATEMENT 20200009959 Date Filed: 10/27/2020 Filing Expires On: 10/27/2025 FICTITIOUS BUSINESS NAME (as shown in the Articles of Inc./Org./Reg.): PIZZA FUEGO County of Principal Place of Business: SAN BERNARDINO Street Address of Principal Place of Business: 805 S. MOUNTAIN AVE. ONTARIO, CA 91762 Mailing Address: 3225 MCLEOD DRIVE, UNIT 100 LAS VEGAS, NV 89121 Name of Individual Registrant: Name of corporation or limited liability company as shown in the Articles of Inc./Org./Reg.: PIZZA FUEGO ONTARIO, LLC State of Inc./Org./Reg.: CA Inc./Org./Reg. No.:202027311014 Residence Street Address: 1008 W. AVENUE M14 SUITE A-D180 PALMDALE, CA 93551 This business is/was conducted by: A Limited Liability Company Registrant has commenced to transact business under the fictitious business name or names listed above on: Oct 24, 2020 Faraj Mourad, Manager, declares that all information in this statement is true and correct.

NOTICE- IN ACCORDANCE WITH SUBDIVISION (a) OF SECTION 17920, A FICTITIOUS NAME STATEMENT GENERALLY EXPIRES AT THE END OF FIVE YEARS FROM THE DATE ON WHICH IT WAS FILED IN THE OFFICE OF THE COUNTY CLERK, EXCEPT, AS PROVIDED IN SUBDIVISION (b) OF SECTION 17920. WHERE IT EXPIRES 40 DAYS AFTER ANY CHANGE IN THE FACTS SET FORT IN THE STATEMENT PURSUANT TO SECTION 17913 OTHER THAN A CHANGE IN THE RESIDENCE ADDRESS OF A REGISTERED OWNER. A NEW FICTITIOUS BUSINESS NAME STATEMENT MUST BE FILED BEFORE THE EXPIRATION. THE FILING OF THIS STATEMENT DOES NOT OF ITSELF AUTHORIZE THE USE IN THIS STATE OF A FICTITIOUS BUSINESS NAME IN VIOLATION OF THE RIGHTS OF ANOTHER UNDER FEDERAL, STATE, OR COMMON LAW (SEE SECTION 14411 ET. SEQ., BUSINESS AND PROFESSIONS CODE.) Published in the San Bernardino American Newspaper November 12, 19, 26, December 3, 2020.

Submission Deadline For All Legal & Classifieds is 5pm Mondays

FICTITIOUS BUSINESS NAME STATEMENT 20200010090 Date Filed: 10/28/2020 Filing Expires On: 10/28/2025 FICTITIOUS BUSINESS NAME (as shown in the Articles of Inc./Org./Reg.): GOLDS AND PINKS County of Principal Place of Business: SAN BERNARDINO Street Address of Principal Place of Business:15221 CARMELITA AVE. CHINO HILLS, CA 91709 Name of Individual Registrant: CRYSTAL SANCHEZ Name of corporation or limited liability company as shown in the Articles of Inc./Org./Reg.: State of Inc./Org./Reg.: CA Inc./Org./Reg. No.: Residence Street Address: 15221 CARMELITA AVE. CHINO HILLS, CA 91709 This business is/was conducted by: An Individual Registrant has commenced to transact business under the fictitious business name or names listed above on: Not Applicable Crystal Sanchez, Owner, declares that all information in this statement is true and correct.

NOTICE- IN ACCORDANCE WITH SUBDIVISION (a) OF SECTION 17920, A FICTITIOUS NAME STATEMENT GENERALLY EXPIRES AT THE END OF FIVE YEARS FROM THE DATE ON WHICH IT WAS FILED IN THE OFFICE OF THE COUNTY CLERK, EXCEPT, AS PROVIDED IN SUBDIVISION (b) OF SECTION 17920. WHERE IT EXPIRES 40 DAYS AFTER ANY CHANGE IN THE FACTS SET FORT IN THE STATEMENT PURSUANT TO SECTION 17913 OTHER THAN A CHANGE IN THE RESIDENCE ADDRESS OF A REGISTERED OWNER. A NEW FICTITIOUS BUSINESS NAME STATEMENT MUST BE FILED BEFORE THE EXPIRATION. THE FILING OF THIS STATEMENT DOES NOT OF ITSELF AUTHORIZE THE USE IN THIS STATE OF A FICTITIOUS BUSINESS NAME IN VIOLATION OF THE RIGHTS OF ANOTHER UNDER FEDERAL, STATE, OR COMMON LAW (SEE SECTION 14411 ET. SEQ., BUSINESS AND PROFESSIONS CODE.) Published in the San Bernardino American Newspaper November 12, 19, 26, December 3, 2020.

PETITION/PROBATE NOTICE OF PETITION TO ADMINISTER ESTATE OF: JOHN DEAN PRICE CASE NO.: PROPS 2000758 To all heirs, beneficiaries, creditors, contingent creditors, and persons who may otherwise be interested in the will or estate, or both of: JOHN

Barstow, CA 92311 Barstow District A Copy of this Order to Show Cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county: The San Bernardino American Newspaper P.O. Box 837 Victorville, CA 92393 Date: October 13, 2020 Judge Carlos M. Cabrera Judge Of The Superior Court Published in the San Bernardino American Newspaper November 5,12,19, 26, 2020.

AMENDED ORDER TO SHOW CAUSE FOR CHANGE OF NAME CIVDS 2019337 TO ALL INTERESTED PERSONS: Petitioner: MICHAEL ANTHONY FERNANDEZ and TALIA ZURI FERNANDEZ filed a petition with this court for a decree changing names as follows: Present name: a. CAMILLE ADRIENNE FERNANDEZ to Proposed name: CAMILLA ADRIENNE FERNANDEZ THE COURT ORDERS that all persons interested in this matter shall appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

NOTICE OF HEARING Date:1/07/2021 Time 9:00 a.m. Dept.:S17 The address of the court is: SUPERIOR COURT OF CALIFORNIA, COUNTY OF SAN BERNARDINO San Bernardino District-Civil Division 247 West Third Street San Bernardino, CA 92415-0210 A Copy of this Order to Show Cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county: The San Bernardino American Newspaper P.O. Box 837 Victorville, CA 92393

CLASSIFIED APARTMENTS FOR RENT Pottery Court Apartments, a 113-unit affordable community in Lake Elsinore is opening up its waitlist on November 16, 2020! This property offers affordable 1, 2 & 3 bedroom apartments with rents from $344-$757 per month.

Pre-applications for the waitlist will be distributed and accepted starting Monday, November 16, 2020 at 9 AM. Pre-applications will be available starting Nov. 16 by phone request or request by email at potterycourt@bridgehousing. com. The office is located at 295 West Sumner Ave. in Lake Elsinore. Office hours are Mon-Fri from 9 AM-5 PM. Amenities include community room with kitchen, laundry facilities, air conditioning and outdoor child play areas.

For more information call us at (951) 471-8899. Income and other restrictions apply. Section-8 welcomed. EHO. Published in The San Bernardino American Newspaper 11/12 &11/19/20.

YOUR CLASSIFIED AD

Date: Lynn M. Poncin Judge Of The Superior Court Published in the San Bernardino American Newspaper November 5, Correction 12, 19, 26, 2020.

GOES HERE!

DEAN PRICE

A PETITION FOR PROBATE has been filed by ROBERT SAUNDERS in the Superior Court of California, County of SAN BERNARDINO. THE PETITION FOR PROBATE requests that ROBERT SAUNDERS be appointed as personal representative to administer the estate of the decedent.

THE PETITION requests authority to administer the estate under the Independent Administration of Estates Act. (This authority will allow the personal representative to take many actions without obtaining court approval. Before taking certain very important actions, however, the personal representative will be required to give notice to interested persons unless they have waived notice or consented to the proposed action.) The independent administration authority will be granted unless an interested person files an objection to the petition and shows good cause why the court should not grant the authority.

A hearing on the petition will be held in this court as follows: Date: December 7, 2020 Time: 9:00 a.m. Dept.: S37 Superior Court Of California, County Of San Bernardino 247 West Third Street San Bernardino, CA 92415-0212 San Bernardino Justice Center/ Probate IF YOU OBJECT to the granting of the petition, you should appear at the hearing and state your objections or file written objections with the court before the hearing. Your appearance may be in person or by your attorney.

IF YOU ARE A CREDITOR or a contingent creditor of the decedent, you must file your claim with the court and mail a copy to the personal representative appointed by the court within the later of either (1) four months from the date of first issuance of letters to a general personal representative, as defined in section 58(b) of the California Probate Code, or (2) 60 days from the date of mailing or personal delivery to you of a notice under section 9052 of the California Probate Code.

Other California statutes and legal authority may affect your rights as a creditor. You may want to consult with an attorney knowledgeable in California law.

YOU MAY EXAMINE the file kept by the court. If you are a person interested in the estate, you may file with the court a Request for Special Notice (form DE-154) of the filing of an inventory and appraisal of estate assets or of any petition or account as provided in Probate Code section 1250. A Request for Special Notice form is available from the court clerk.

Attorney for Petitioner: Robert L. Plunkett 44349 Lowtree Avenue, Suite 113 Lancaster, CA 93534 (661) 269-3505 Published in The San Bernardino American Newspaper November 5, 12, 19, 2020.

ORDER TO SHOW CAUSE FOR CHANGE OF NAME ORDER TO SHOW CAUSE FOR CHANGE OF NAME CIVVS 2000453 TO ALL INTERESTED PERSONS: Petitioner: OADDOFI ALI AGUILLARD filed a petition with this court for a decree changing names as follows: Present name a. OADDOFI ALI AGUILLARD to Proposed name: QADDAFI ALI MUHAMMAD THE COURT ORDERS that all persons interested in this matter shall appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted.

Any person objecting to the name changes described above must file a written objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

NOTICE OF HEARING Date: 12/14/2020 Time 1:30 p.m. Dept.: B4 The address of the court is: SUPERIOR COURT OF CALIFORNIA, COUNTY OF SAN BERNARDINO 235 East Mountain View Street

You Can Now Look Up Arrest Records on our website:

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November 12, 2020

LIFESTYLE/ADVERTISING

Cardi B, David Hockney, Rashid Johnson, Bruno Mars, Sheila Riverside University Health System Pree Bright, Marilyn Minter, Nathaniel Mary Quinn, Kenny Receives $625,000 Grant to Expand Access to Primary Care Scharf, Natalie Ball, Doron Langberg, Anderson .Paak, Usher, Initiative Funds Institutions that Train Primary Care Health Professionals to Provide Care for Underserved Communities Vincent Ramos, Nash Glynn, and Saya Woolfalk Come Together to Protest Police Violence Against Black Women Along With 100+ Other Artists In #ShowMeTheSigns, An Exhibition and Auction of Artists’ Protests Signs Auction is now live for bidding, with 100% of proceeds supporting the African American Policy Forum’s #SayHerName Mothers Network Nationwide public art project accompanies the exhibition and auction and features artists’ protest signs on digital billboards across the U.S. including in major cities impacted by police violence Lifestyle News

Installation view of Show Me the Signs at Blum & Poe Los Angeles (October 30–November 14, 2020).

Photo by Ed Mumford.

November 10, 2020 – Over 100 artists have come together for the “Show Me the Signs” exhibition and auction that will directly help the families of Black women killed by the police, a systemic problem that has been glossed over in the United States for far too long. These artists have created powerful pieces in the form of protest signs to fight for change.

All of the artists have donated their signs to be auctioned, with 100% of the proceeds going to the African American Policy Forum (AAPF) #SayHerName Mothers Network. Founded by AAPF in December 2014, the #SayHerName campaign works with the mothers and families of Black women, girls, and femmes killed by police, to elevate their stories and fight for justice.

A major exhibition of public art featuring artists’ protests signs from the #ShowMeTheSigns exhibition is presented on more than 90 billboards and digital kiosks across the country including in Atlanta, Baltimore, Boston, Charlotte, Cleveland, Columbus, Denver, San Antonio,

Tempe, and Washington DC. Artists included are: Cardi B, April Bey, Sheila Pree Bright, Elisa Cohen, Mira Dancy, Nick Doyle, Lanise Howard, Pearl C. Hsiung, Bruno Mars, Patrick Martinez, Alessandro Pessoli, Clintel Steed, Glenyse Thompson, Usher and James Jean, Sara VanDerBeek, Didier William, and Saya Woolfalk. The works are on display throughout the month of November with the generous support of Orange Barrel Media to bring awareness to the #SayHerName campaign and the auction.

“Black women and girls do not fit the most accessible frames of anti-Black police violence, and because of that, it’s difficult to tell their stories in a way that people recognize and remember,” said Dr. Kimberlé Crenshaw, AAPF executive director and co-founder and founder of Say Her Name. “By working with the families of slain Black women, AAPF’s #SayHerName campaign resists Black women’s invisibility by telling their stories.”

Featuring works by artists

across creative industries including April Bey, Cardi B, Jim Carrey, George Condo, Billie Eilish, Aaron Fowler, David Hockney, Rashid Johnson, Bruno Mars, Marilyn Minter, Nancy Rubins, and Nathaniel Mary Quinn, “Show Me the Signs” brings together a diverse and inclusive collective of creative voices that reinforce solidarity and empower love. The auction is hosted on Artfizz, a new online community-driven marketplace for contemporary art, which is offering its platform to support the initiative prior to its official launch later this year. 100% of the funds raised will go directly to the African American Policy Forum to support the #SayHerName campaign. The auction launches for bidding in two parts, with Part 1 running from November 10 to 19, and Part 2 running from November 21 to 30. All of the signs from the auction are on view at Blum & Poe in Los Angeles through November 14.

“We thank all of the participating artists who have

shared their creative vision to stand for love and equal justice, and to support this important cause,” said Amanda Hunt, Director of Public Programs and Creative Practice at Lucas Museum of Narrative Art and member of the “Show Me the Signs” Benefit Committee. “‘Show Me the Signs’ brings the creative community together with a larger collective to protest police violence against Black women, support the families already impacted, and promote a better future for all.”

“Malcolm X said, ‘The most disrespected person in America is the Black woman. The most unprotected person in America is the Black woman. The most neglected person in America is the Black woman.’ Let’s remember Ms. Breonna Taylor, a Black woman, as a beacon of light whose life opportunities were cut short.

Let her name glimmer throughout the world and not be forgotten along with Kayla Moore, Rekia Boyd, Sandra Bland, Michelle Cusseaux, Monika Diamond, and Aiyana Mo'Nay StanleyJones to name a few,” said Sheila Pree Bright, participating artist. “‘Black Lives Matter / Boosboosli Hokis Dich Aowah’ is a sign that was activated in our urban and rural communities in 2020,” said Natalie Ball, participating artist. “BoosBoosli Hokis Dich Aowah translates to Black Lives Matter from our Tribal language of Klamath Tribes. As an Indigenous woman, who is Black and Indian, I know the importance of visibility, protection, and the AAPF.” To learn more about “Show Me the Signs” and bid online, please visit www.artfizz.com.

Big Bear Alpine Zoo Reopens at New Location Lifestyle News

After two decades of planning, fundraising and construction, the Big Bear Alpine Zoo opened its doors to the public at its brandnew state-of–the-art facility on Thursday, Nov. 5.

The Big Bear Alpine Zoo originally opened as the Moonridge Animal Park on Goldmine Drive in 1961. In 1998, The Big Bear Valley Recreation and Park District was approached to relocate the zoo and build a brand-new facility. Starting in 2002, the County Board of Supervisors started funding the zoo budget to relocate the Moonridge Park with assistance from the Big Bear Valley Park District, the Friends of the Big Bear Alpine Zoo, and the U.S. Forest Service. In 2006, architecture

firm Peckham Guyton Albers & Viets (PGAV) was retained by the Friends of the Big Bear Alpine Zoo to design the new zoo. On July 25, 2016, construction began.

The total cost of the project was $18.2 million.

Big Bear Alpine Zoo is a sanctuary and rehabilitation facility offering injured, orphaned and imprinted wild animals a safe haven. The Alpine Zoo temporarily houses animals while they heal or permanently if they are unable to survive on their own in the wild. The zoo successfully rehabilitates and releases a vast majority of the animals brought in for care. Those that remain on exhibit are either too injured or have be imprinted/influenced

by humans and are not fit for the wild and cannot be released back into the wild to care for themselves. Guests are able to experience up close and personal every type of animal that lives in the San Bernardino National Forest along with some special residents – Snow Leopard Sisters and a Family of Grizzly Bears.

The Big Bear Valley Recreation and Park District, a Special District of the County of San Bernardino owns the zoo, the facilities and the animals. The new Big Bear Alpine Zoo is more spacious for the animals, and provides a better guest experience. The new zoo is made possible through the generosity of the San Bernardino County Board of Supervisors, the

Friends of the Big Bear Alpine Zoo, and The Nay Foundation. At the ribbon-cutting ceremony The Nay Foundation presented the Big Bear Alpine Zoo with a check for $1 million for construction costs of the new animal care building.

The zoo is at 747 Clubview Drive in Big Bear Lake. Masks and social distancing are required during a zoo visit.

The zoo is open 7 days a week from 10 a.m. to 4 p.m. except for Christmas Day or due to snow conditions.

Media is welcome to visit the zoo. Please contact Amy Ledbetter for more information or to schedule tour of new Big Bear Alpine Zoo.

Lifestyle News

MORENO VALLEY, CALIF., November 10, 2020 — Riverside University Health System (RUHS) received a $625,000 grant from the Office of Statewide Health Planning and Development (OSHPD) to expand access to primary care, making it the only hospital in the Inland Empire to win the full award. The grant will allow RUHS to train an increased amount of residents on campus and provide the resources they need to succeed.

The grant allows the continued funding of essential resources for the program, such as, funds to cover resident’s attendance to the AGME national conference, board review materials and high school pipeline resources.

These are crucial assets that allow the program to excel. This level of excellence supports continued attraction to some of the nation’s top family medicine resident candidates, who may then be converted into full-time employees.

“We are so honored to receive this grant from OSHPD,” said Parastou Farhadian, RUHS Family Medicine Resident Program Director. “It is important now, more than ever, that we continue to expand access to our most vulnerable community members through enhanced primary care

training for students, who will then be leaders in our community that help shape and grow overall wellbeing of our community families.”

RUHS’s 49-year-old Family Medicine Residency Program qualified for the grant award based on its ability to attract and admit underrepresented and underserved community members. To win the grant, another requirement is the development of residency programs that train students in underserved areas and place their graduates in those regions. This is the 49th year that the program has received this grant. During the life of the program, RUHS has been able to host over 300 residents.

The $625,000 awarded to RUHS was part of OSHPD’s pledge of $35 million in grants to 86 primary care residency programs to expand primary care access to underserved Californians.

The California Healthcare Workforce Policy Commission, which recommends funding awards for multiple medical disciplines under the SongBrown Healthcare Workforce Training Act, approved award recommendations for the Primary Care Residency Program earlier this year. Medical disciplines under the Primary Care Residency Program include family medicine, continued on page 8

COVID-19 Worsens Debt Collector Harassment... continued from page 3 not one state currently meets five basic standards of debt regulation: Preventing debt collectors from seizing so much of the debtor’s wages that the debtor is pushed below a living wage, Allowing the debtor to keep a used car of at least average value; Preserving the family’s home— at least a median-value home; Preserving a basic amount in a bank account so that the debtor has minimal funds to pay such essential costs as rent, utilities, and commuting expenses, and Preventing seizure and sale of the debtor’s necessary household goods.

NCLC identified the worst states that allow debt collectors to seize nearly everything a debtor owns, even the minimal items necessary for the debtor to continue working and providing for a family. States receiving an F grade included: Georgia, Kentucky, Michigan, and New Jersey. States rated with a low D grade include: Alabama, Arkansas, Indiana, Maryland, Missouri, and Pennsylvania.

“By reforming their exemption laws, states will not only protect families from destitution but will promote economic recovery by enabling families to spend their money in state and local communities,” said Carolyn Carter, NCLC deputy director and author of the report.

Recalling its earlier research on the family wealth lost as a result of the Great Recession, the Center for Responsible Lending (CRL), holds that the effects of families of color losing $1 trillion of wealth, still hinders these same families a decade later. Until or unless regulators recognize that race and income are inextricably linked, harmful rules will only perpetuate the nation’s wealth gap.

“We applaud the CFPB for

dropping the safe harbor that would have widened the door for collectors to use state courts to sue consumers on wrong or incomplete information,” said Center for Responsible Lending policy counsel Kiran Sidhu.

“But, the CFPB’s final rule does not do enough to protect communities of color, especially during COVID-19, who are still struggling to recover from the Great Recession because of discriminatory exclusion from the financial mainstream and predatory inclusion into high-cost loan products.”

Sidhu also emphasized how the right kind of policy reform was important to stop debt collection law firms and attorneys from filing thousands of collection lawsuits each year that harass consumers on debts that may not even be owed.

To phrase it another way – It’s hard to build family wealth when you’re burdened with heavy debts and harassed by abusive debt collection practices. No amount of collector harassment will result in payments when no funds are available to pay past due bills. Further, any policy that denies indebted consumers the ability to preserve essential services like housing or utilities is unsustainable. The financial disparities that Black America strives to endure would significantly diminish if an inclusive financial marketplace became a reality. The crux of many burdensome debts is the lack of affordable and accessible financial services.

It is time to stop seizing our hard-ear ned monies.

Charlene Crowell is a senior fellow with the Center for Responsible Lending. She can be reached at charlene. crowell@responsiblelending.org.

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November 12, 2020

Page 8

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November 12, 2020

LOCAL NEWS/ADVERTISING

Google News Initiative Ad Transformation Lab to Help Sustain African American and Latino American Newspapers in Digital Advertising

By Dr. Benjamin F. Chavis, Jr., President and CEO of the National Newspaper Publishers Association (NNPA)

Covered California Officially Launches Open Enrollment with Millions of Masks to Encourage Californians to “Get Covered/Stay Covered”... continued from page 4 the Affordable Care Act. While the inauguration of Biden will take place after open enrollment has closed for much of the nation, Californians will be able to sign up through Jan. 31.

Get Covered, Stay Covered

The Ad Transformation Lab will assist publishers to develop and to clarify their digital content and distribution strategy; optimize their websites; improve their digital advertising capabilities and experiences; and to act on these improvements to generate incremental advertising revenues. (Photo: iStockphoto / NNPA) An opportunity to collaborate with the Google News Initiative (GNI) is very much welcomed by newspaper publishers in particular who are coming to grips with both the opportunities and challenges of digital advertising.

The necessity to embrace a “digital first” business priority is the financial-sustainability handwriting that has been on the wall of the newspaper publishing industry before we were all hit with the devastation of the COVID-19 pandemic.

Yet, it is the reality today of the persistent global pandemic coupled with the concomitant preexisting conditions of poverty, social inequalities, and racial injustice in America’s minority communities that have converged to accelerate the challenge for a new virtual and digital advertising-normal for African American-owned and Latino American-owned newspapers, as well as for alternative news media companies, across the nation.

The last thing that all of our newspapers need today is a widening digital divide and technology gap. Advertising continues to be the sustainable lifeblood of both local and national newspapers. Digital advertising and especially digital “programmatic advertising” continue to irreversibly change how the marketplace has become profitable and sustainable for those news publishing companies that have the trained staffing and requisite technology infrastructure to compete.

It is in this timely context that the National Newspaper Publishers Association (NNPA), the National Association of Hispanic Publications (NAHP), and the Association of Alternative Newsmedia (AAN) have agreed to join in an industry collaboration with the Google News Initiative.

We are pleased, therefore, to announce the launch of the Google News Initiative Ad Transformation Lab. This much needed and

innovative collaboration will directly assist the NNPA, NAHP and the AAN to acquire digital advertising training and to upgrade technology platforms and infrastructures required for effective, efficient, and engaging programmatic advertising.

Additional partners who are key members of the GNI Ad Transformation Lab (ATL) collaboration are the Center for Community Media at CUNY and Borealis Philanthropy. The GNI ATL will be a 6-month cohort-based digital strategy and enablement program for news publishers in the U.S. and Canada to support Black and Latino-owned legacy and digital native news organizations focused on serving local and underrepresented communities.

I a m personally a nd professionally enthusiastic about the GNI Ad Transformation Lab because I have witnessed too many times how in particular Black and Latina publishers are overlooked and undervalued by major digital advertisers because of the digital gap inside the advertising infrastructures in our trade associations’ member publications.

It is not a question of competence. It is an issue of the pace and process of migration and transformation to “digital first” from solely print advertising that produces sustainable revenue streams and profits. These additional revenue streams for our newspaper publishers can then be reinvested strategically to keep our member newspaper publishers at the cutting edge of continued industry innovations and market advances in the growing digital advertising space.

In part the program objectives of this unique GNI collaboration will also include advancing the digital transformation through extensive analytical, technical, and research expertise from experienced consultants and peers to accelerate digital migration and to create sustainable digital

advertising revenue streams for our participating member newspapers respectively.

The Ad Transformation Lab will assist publishers to develop and to clarify their digital content and distribution strategy; optimize their websites; improve their digital advertising capabilities and experiences; and to act on these improvements to generate incremental advertising revenues.

There will be an open selection process for interested publishers to apply. A representative body representing the members of the collaboration will select from the applicant pool those publishers who will participate in the GNI Ad Transformation Lab program.

The success of the program will be indicative of the digital maturity and achievement demonstrated by adoption of digital CMS; innovative integration of advertising platforms with best practices delineated; improvement of digital KPIs (e.g. page speed, ad load, etc.); and, the program’s impact scalability to the broader community of publishers.

Dr. Benjamin F. Chavis, Jr. is President and CEO of the National Newspaper Publishers Association (NNPA), and a 60year veteran of the Black Press of America and the Civil Rights Movement. He can be contacted at ResponseToChavis@nnpa.org N N PA ( T he Nat ional Newspaper P ublishers Association) is an association of over 230 minority and women owned media companies with a weekly print and digital readership of over 25.85 million Black consumers across the United States. They are trusted, embedded and connected in their local communities, are significantly influential, and are one of the “Guardians of Democracy.” With its reach and influence, NNPA can help with effective outreach to the African American Community.

Visit https://blackpressusa.com/

Kurt Kenneth Duisen and David Macias Charged With Home Invasion Robbery and Residential Burglary in San Bernardino...continued from page 4 Invasion Robbery (Felony) Robbery is the felonious taking of personal property in the possession of another, from his person or immediate presence, and against his will, accomplished by means of force or fear.

Penal Code Section 245(a)(2) – Assault With a Firearm (Felony) Any person who commits an assault upon the person of another with a firearm shall be punished

by imprisonment in the state prison for two, three, or four years, or in a county jail for not less than six months and not exceeding one year, or by both a fine not exceeding ten thousand dollars ($10,000) and imprisonment.

Penal Code Section 29800(a) (1) – Possession of Firearm By a Felon (Felony) Any person who has been convicted of, or has an outstanding

warrant for, a felony under the laws of the United States, the State of California, or any other state, government, or country, or of an offense enumerated in subdivision (a), (b), or (d) of Section 23515, or who is addicted to the use of any narcotic drug, and who owns, purchases, receives, or has in possession or under custody or control any firearm is guilty of a felony.

In an effort to promote open enrollment and make clear the connection between insurance coverage and the COVID pandemic, Covered California will be mailing masks (see right) to its record 1.5 million enrollees throughout the month of November, and provide them to all new consumers who sign up during the open-enrollment period.

All consumers will be asked to wear the masks to prevent the spread of the virus, while spreading the word about open enrollment.

“The COVID-19 pandemic has reaffirmed what we’ve long known: affordable health care coverage can make the difference between health and illness, economic security and financial ruin, life and death,” said Los Angeles Mayor Eric Garcetti.

Record-Low Rate Change a nd I nc re a se d C hoice s Consumers who shop for coverage during open enrollment will benefit from Covered California’s record-low rate change of 0.5 percent for 2021.

Consumers both on and off the exchange also benefit from Covered California’s competitive marketplace, which allows them to shop for the best value. In addition, existing consumers can save more by shopping and switching to a lower-cost health plan. For unsubsidized consumers who shop and switch to the lowest-cost plan in the same metal tier, on average they would see a 7.4 percent decrease in their premium, which means many Californians can get a lower gross premium if they shop and switch.

Riverside University Health System Receives $625,000 Grant to Expand Access to Primary Care... continued from page 6 internal medicine, obstetrics, gynecology and pediatrics. The Song-Brown funds now support nearly 730 primary care residency positions annually and has funded 185 new positions since 2017.

Financial Help Lowers Cost s for Consu mer s In addition to the record-low rate change, roughly nine out of every 10 consumers who enroll through Covered California receive financial assistance — in the form of federal tax credits, state subsidies, or both — which helps make health care more affordable.

California’s state subsidies, which first became available in 2020, are benefiting nearly 600,000 consumers — including more than 41,000 middle-income consumers who had previously been ineligible for financial help because they exceeded the federal income requirements.

The latest data shows that, with the combination of federal tax credits and state subsidies, the average consumer receiving financial help paid an average of $127 per month for their coverage (with federal and state assistance reducing their costs by $454 or nearly 80 percent).

The state subsidies are only available to eligible consumers through Covered California.

The amount of financial help consumers receive will vary depending on their age, their annual household income and the cost of health care in their region.

Shop

and

Compare

Those interested in applying for coverage can explore their options — and find out whether they are eligible for financial help — in just a few minutes by using the Shop and Compare Tool at CoveredCA. com. All they need to do is enter their ZIP code, household income and the ages of those who need coverage to find out which plans are available in their area.

Covered California unveiled a new and improved CoveredCA. com website last month, which features a modern redesign, moreintuitive navigation, condensed and simplified language and enhancements in accessibility

and mobile responsiveness.

Getting Help Enrolling Consumers will need to sign up

by Dec. 15 in order to have their coverage begin on Jan. 1, 2021.

Those interested in learning more about their coverage options can: · Visit www.CoveredCA.com. · Get free and confidential inperson assistance, in a variety of languages, from a certified enroller. · Have a certified enroller call them and help them for free. · Call Covered California at (800) 300-1506.

About Covered California Covered California is the state’s marketplace for the federal Patient Protection and Affordable Care Act. Covered California, in partnership with the California Department of Health Care Services, helps individuals determine whether they are eligible for premium assistance that is available on a sliding-scale basis to reduce insurance costs or whether they are eligible for low-cost or no-cost Medi-Cal. Consumers can then compare health insurance plans and choose the plan that works best for their health needs and budget.

Small businesses can purchase competitively priced health insurance plans and offer their employees the ability to choose from an array of plans and may qualify for federal tax credits. Covered California is an independent part of the state government whose job is to make the new market work for California’s consumers. It is overseen by a five-member board appointed by the Governor and the Legislature. For more information about Covered California, please visit www.CoveredCA.com.