Digital Cash for Information Technology - Company Profile 2025
INTRODUCTION
Digital Cash is a leading fintech firm that provides innovative financial solutions for individuals and businesses. With a focus on seamless, secure, and inclusive financial solutions, Digital Cash is revolutionizing the financial landscape.
Based in Riyadh, Saudi Arabia, and Amman, Jordan, the company o ers fintech ecosystems, digital financing platforms, app development, and more.
By leveraging cutting-edge technology and expert insights, Digital Cash is poised to lead the fintech industry in the years to come.
OUR VISION OUR MISSION
Forge a Futuristic Financial Universe: We're Crafting a Secure Digital Ecosystem, Empowering You and Businesses for Smart Financial Success.
Provide innovative and user-friendly digital platforms that enable fast, easy, and secure transactions for individuals and businesses.
Develop cutting-edge fintech solutions that leverage artificial intelligence, blockchain, and cloud technologies to enhance financial inclusion, efficiency, and security.
Foster a culture of excellence, collaboration, and customer satisfaction among our team, partners, and stakeholders.
Deliver smart and reliable digital financial services that cater to the diverse needs and preferences of individuals and businesses.
Step into Tomorrow's Financial Frontier with Digital Cash. Empowering you with seamless, secure, and inclusive financial solutions that pave the way to informed decisions and financial triumph.
FUTURE IS BRIGHTER WHEN YOU ARE PREPARED.
THE COMPONENTS OF SUCCESS
Proving Caused It has become valuable $100,000,000
OUR FINANCIALS
At the seed funding phase, Digital Cash envisions a near-future Series A round. Anticipating substantial expansion over five years, fueled by rising market demand for fintech solutions.
INTELLECTUAL PROPERTY & TECHNOLOGY OWNER
Digital Cash in Jordan has written every single code of the Ecosystem.
It created and owned the concept and the technology, no open source used.
BENEFITS OF A UBIQUITOUS DIGITAL ECOSYSTEM
Empowering the Digital Money Landscape
A Unified System for Banks, Clients, Agents, Retailers, Billers, and SAMA. Seamlessly accommodating diverse payments - POS, NFC, QR, OTP-across iOS, Android, and featured phones.
E iciency, Connectivity, Speed: Advantages of Ubiquitous End-to-End Digital Systems.
These advantages collectively contribute to a more agile, responsive, and e ective digital landscape.
Your Doorway to Possibilities
Anywhere ATMs, Kiosks, Mobile, Agents, and More. Unlock Limitless Options: Cash-in, Cash-out, P2P Transfer, Global Remittance All at Your Fingertips.
Seamless
Pay Bills, Top-up Airtime, QR & Coupons, NFC Cards, Sub Wallets - All Set for Today's World!
Development
Enhances performance by planned changes, aligning structure, culture, and processes for better results.
INTERNATIONAL PRESENCE
Global Vision, Local Reach: Digital Cash's Network Unleashes Borderless Convenience. Seamlessly Connect Across Countries, Free from Currency Worries or Exchange Rates.
2.5M+ Users
DIGITAL BANKING
Digital Cash: Pioneering End-to-End Digital Money Services. We manage assets, operations, marketing, and more, in partnership with government entities, for a seamless Digital Wallet Ecosystem.
KEY DIFFERENTIATORS
Digital Cash stands out with its holistic Fintech eco-system, innovative digital financing platform for streamlined financial decisions, e icient app development tailored to client needs, seamless platform operation and maintenance, and expert regulatory compliance consulting for up-to-date industry adherence.
We provide a complete study of the company's origins, source code, training, management experience, and financial technology, ensuring a comprehensive understanding of our commitment to excellence.
OUR TEAM
Our company is helmed by seasoned entrepreneurs and financial experts, boosting a proven fintech record.
Their diverse skills keep us pioneering financial tech trends and creating inventive client solutions.
Within Bank of Abyssinia
A RELIABLE AND POPULAR E-WALLET
FINTECH SUCCESS:
Digital Cash's ecosystem boasts 2 million users, showcasing broad popularity.
Processing 10 million birr in transactions underscores its high usage and user trust.
MERCHANT INTEGRATION:
Our e-wallet accommodates over 10,000 merchants, reflecting widespread merchant adoption and utility.
PROVEN PERFORMANCE:
The substantial subscribers, transactions, and merchant integration underscore the e-wallet's e ectiveness. This attests to its reliability, security, and ease of use in managing transactions on a large scale.
OUR GOALS
Fintech Expansion Secrets
Expand subscriber base and transaction volume in the fintech ecosystem.
Product Diversification
Diversify products to meet evolving client needs.
Strategic Financial Partnerships
Forge strategic financial partnerships for enhanced client value.
Fintech Leadership and Innovation
Lead fintech trends, innovating products continually.
Regulatory Compliance and Data Security
Ensure top-tier regulatory compliance and data security.
Seamless Financial Ecosystem
Create a seamless financial ecosystem for all transactions.
Customer Service Excellence and Lasting Bonds
Excel in customer service, foster lasting bonds.
LIFE BEGINS ON THE OTHER SIDE OF SUCCESS
Beyond the Horizon of Success Lies the Realm of Life Where Dreams are Born and Passions Thrive.
Success is a means, not an end. Life is a journey, not a destination. Beyond success lies life, where dreams and passions live. Are you ready?
OUR PROJECTS
Invited by the Central Bank of Jordan, Digital Cash participated in transformative workshops with global entities. In 2017, the Lightning Gate Company initiated digital wallet and bills presentation system development, refining these systems in a four-year partnership with the Jordanian Electricity Company.
OUR PRODUCTS
We offer a comprehensive suite of financial products and services designed to meet the diverse needs of our clients.
Digital Wallet: A mobile app that allows users to store, send, and receive money, pay bills, buy airtime, and access other financial services.
Buy-Now-Pay-Later: A flexible payment option that enables users to purchase goods and services online or o line and pay in installments over time.
BPP Aggregation: A platform that aggregates and displays bills from various service providers and allows users to pay them conveniently and securely.
Loan Aggregation: A cutting-edge platform that seamlessly links users to a diverse array of lenders, facilitating the discovery of optimal loan o ers tailored to individual credit profiles and preferences while adhering to Islamic laws.
Agent Banking: A service that enables users to access banking services such as cash deposits, withdrawals, transfers, and balance inquiries through a network of authorized agents.
Tanweel Platform
Tanweel is a unified portal for both individuals and corporates to apply for financing and obtain offers that suit their financing needs.
Maj Pay
MAIT: Saudi EMI company by Majd Alaamal and Digital Cash. B2B and B2C payment solutions. SAMA-licensed.
Split
Gize
Gize Pay is a full innovative digital wallet ecosystem that offers B2B, B2C and Agent Banking to Bank of Abysinnia clients.
Bbook
BBook is the salon booking app that makes it easy for customers to book appointments with their beauty salons, and for salons to manage their business.
Split will offer customers a delayed deferred payment plan. It is expected that Split offers from three to six term instalment plan, with first instalment BNPL platforms that the transaction paid immediately upon purchase, and the rest split over equal payment terms.
Break Time
Digital Cash re-imagine how money can be managed and moved to make Innovation in financial services to help and add value to financial institutions.
Digital Cash awards that innovation doesn’t come just from giving people incentives; it comes from creating environments where their ideas can connect.
Abdallah Abu Amro Country Manager
OUR SERVICES
Fintech eco-system
Streamlined digital wallet for individuals and businesses. Simplißes transactions, bill payments, and financial management. Offers digital cards, mobile payments, and live account tracking.
Digital financing platform
Empowering businesses with access to financing, streamlined processes, and informed financial decisions for growth and success.
Digital billing platform
Empowering businesses to enhance billing efficiency, cut costs, and improve processes. Offering recurring billing, invoicing, and automated payment reminders.
Regulatory compliance consulting
Ensuring financial firms' compliance with regulations. Our experts provide guidance, assessment, continuous monitoring, and reporting support.
Platform operation and maintenance services
Ensuring seamless fintech platform performance. We offer ongoing maintenance, updates, and troubleshooting, from setup to optimization, through our expert team.
App development
Fast and efficient custom financial app creation, tailored to your needs. Our experienced team guides you from concept to deployment.
Target Market
Our service caters to individuals, small businesses, enterprises seeking fintech solutions for finance management, and financial sector firms requiring platform support and regulatory aid.
OUR PARTNERS
Majd Technology
Forward-thinking group of companies striving for leadership across sectors through innovative and high-quality investments since its inception.
OSOOL & BAKHEET
CFDB: JV of Osool, Bakheet, Digital Cash, offers digital loan platform for SAMA-licensed banks.
Bank of Abyssinia
Bank of Abyssinia implemented Giza Pay a digital wallet, banking and e-bill platform developed and operated by Digital Cash.
Majd Pay
MAIT: Saudi EMI company by Majd Alaamal and Digital Cash. B2B and B2C payment solutions. SAMA-licensed.
Creative future
CFDB: digital loan platform for banks, JV of Osool and Bakheet, Digital Cash, SAMA-licensed.
Integrated Developments
Integrated Development: LLC by local investors and Digital Cash. Mobile app solutions.
Advanced Method for BNPL
Advanced Method: Saudi BNPL company by Majd Alaamal and Digital Cash. Buy Now Pay Later solutions. SAMA-licensed.
Bashar Baidas Chairman
Abdallah Abu Amro Country Manager
Wesam Al Rimawi Project Manager
Omar Baidas CEO
Samer Tallauze “Lead Product Designer”
Mais Baidas Human Resources
Mohammad Al Dahouk Customer Success Manager
Assim Alberawi CFO
Jehad Naser Team Lead
OUR PROFESSIONAL TEAM
OUR HISTORY
FINTECH SUCCESS
From 2021 to 2023, Digital Cash Company achieved remarkable success by pioneering JVs within the fintech landscape of Saudi Market. As the first licensed company by the Saudi Arabian Monetary Authority (SAMA) in the realm of digital financing brokerage "Tanweel."
Our strategic vision led to the formation of two significant JVs, the first being a collaboration in the B2B Wallet sector. This venture has not only expanded our reach but has also played a pivotal role in redefining business-to-business financial transactions, bringing e iciency and convenience to our partners and clients alike.
In addition, our foray into the Buy Now, Pay Later (BNPL) space through another strategic JV has positioned us at the forefront of the evolving consumer finance landscape. By embracing cutting-edge technologies and fostering collaborations with key industry players.
The Genesis: Digital Cash partnered with the Jordanian Electricity Company and the Business Innovation Company, owned by the Baidas family. The Central Bank of Jordan invited Digital Cash to a workshop on digital transformation and payments, organized by Intaj in collaboration with global entities such as the World Trade Organization, UNICEF, the German government, and GSMA.
Evolution: A significant milestone in the company's history occurred with the development of a segment of the digital wallet and bills presentation within the Lightning Gate Company. Notably, the original concept, ownership, and design of these systems were conceived by the Baidas family before joining forces with the Jordanian Electricity Company. The development process continued steadfastly over the subsequent four years.
SAMA and Saudi Market: Building on its foundation, Digital Cash expanded its reach and impact in 2018 by engaging with the Saudi Arabian Monetary Authority (SAMA) and making inroads into the dynamic Saudi market.
Full E-Wallet in Africa (Ethiopia): In a testament to its commitment to global innovation, Digital Cash achieved a breakthrough in 2020 by launching a full-fledged E-wallet in Africa, specifically in Ethiopia. This expansion marked a strategic move to bring the benefits of digital payments to the vibrant and evolving African market.
OUR BUSINESS MODEL
Digital Cash for Information Technology is a specialized financial technology company operating in Jordan, Saudi Arabia, GCC, and Africa. The company focuses on providing innovative fintech solutions, including digital wallets, buy-now-pay-later options, bill presentment and payment (BPP) aggregation, loan aggregation, and agent banking services.
Vision: Digital Cash envisions a secure, compliant digital financial ecosystem that empowers individuals and businesses to make smart financial decisions, improving overall financial well-being. The company aims to transform the way people interact with their finances by leveraging innovative technology and adhering to the highest standards of security and compliance.
Mission: The mission of Digital Cash is to provide a secure and transparent digital financial ecosystem, empowering individuals and businesses to make informed financial decisions. The company is committed to delivering high-quality fintech solutions with the utmost ethical standards, fostering a culture of transparency, accountability, and innovation.
Intellectual Property & Technology Owner: Digital Cash takes pride in owning and creating every aspect of the Ecosystem, with no open-source components used, showcasing its commitment to innovation and technology ownership.
Success Metrics: The company's E-Wallet ecosystem has gained widespread acceptance with 2 million users and processing 10 million birr in transactions, showcasing high usage, user trust, and merchant integration.
OUR VISION
To be the leading branding agency that creates brands that deliver exceptional value to our customers.
OUR MISSION
To create brands that are innovative, disruptive, and memorable. We believe that branding is more than just creating a logo or a website. It's about creating a sense of identity and purpose for a company. We want to help our clients build brands that are loved by their customers and respected by their competitors.
Sister Company
PIXILATED
Imagine one place that integrates the holistic Experience journey
At Pixilated, we create experiences, leaving marks on the business world—one pixel-perfect brand at a time.
Crafting Unique Experiences
At Pixilated, we are the architects of unforgettable moments and the curators of extraordinary memories. Our agency is a dynamic fusion of creativity, technology, and imagination, dedicated to crafting unique experiences that transcend the ordinary and ignite the extraordinary.
Our Value
Strong brand identity helps businesses stand out, connect emotionally, and resonate with customers. We craft consistent tone, clear messaging, and value proposition to create meaningful brand connections.
Identity
Enjoy increased client support, a unique identity, and engaging presentations.
Elevate your brand with our comprehensive package for impactful promotion.
Strategy
Refine messaging, amplify outreach, and enhance brand identity with our streamlined strategy. Monthly or One-Time Reports o er valuable insights.
UX Packages
Elevate user experience with our UX Packages: Audit, Roadmap, Usability Testing, Interviews, Workshops, Competitor Analysis, Positioning Reports, and Prototyping.
Youthful Pioneers, Shaping Tomorrow: In the FinTech Ecosystem, We're the Catalysts of Change, Eager to Redefine the World of Finance and Create a Future Where Innovation Knows No Bounds.
Omar Baidas CEO
OUR DIFFERENTIATORS
Digital Cash stands out with its holistic E-wallet ecosystem, innovative digital financing platform, e icient app development, seamless platform operation and maintenance, and expert regulatory compliance consulting.
FINANCIALS
At the seed funding phase, Digital Cash envisions a near-future Series A round, anticipating substantial expansion over five years driven by rising market demand for fintech solutions.
