२०७५ पुष ४ गते बुधबार

ca k};f kfpg / k7fpg

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sflnsf dflnsf dlg 6«fG;km/ ;Demg';xf];\ Û ca tkfO{sf] k};f ljZjsf] h'g;'s} 7fpFaf6 ;lhn};Fu k7fPsf] kfpg / k7fpg ;Sg] Ps dfq :yfg sflnsf dflnsf dlg6«fG;km/ lahf}/Ldf v'Nof] lg Û

gf]6M h'g;'s} ljbfdf klg oxfF k};f kfpg / k7fpg ;lsG5 .

sflnsf dflnsf dlg 6«fG;km/

Sakshi Khabar Patrika, Weekly jif{ *,

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kf}if )$ ut] a'waf/ (Monday, 19 Dec.

2018)

g]kfn ;/sf/åf/f …sÚ ju{df ;"rLs[t d"No ?=!), k[i7– ^

x/Lsf] Jofj;flos e};L kfng

   ;fIfL va/ lahf}/L t'n;Lk'/ pkdxfgu/kflnsf j8f g+= !( ;+qmfdsf x/L /f]sfn] Jofj;flos e};L kfng u/] sf 5g\ . kfFr jif{ ljb]z-dn]l;of_ a;]/ g]kfn kms]{kl5 ;'? u/]sf] Joj;fon] clxn] pgsf] b}lgsL rn]sf] 5 . pgn] clxn] @) j6f e};L kfng u/]sf 5g\ . h;df Pp6f ufO{ 5 . z'enIdL kz'kfng kz'k+IfL kfng kmd{ ;~rfng u/]/ pgn] d'/f{qm; hftsf :yfgLo e};L / Pp6f xf]ln:6]g hftsf] Pp6f ufO{ k fng u/] s f 5g\ . h;dWo] ufO{ / rf/j6f e};Ln] b'w lbG5g\ . Pp6f e};Ln] slDtdf kfFrln6/sf] xf/fxf/Ldf b'w lbg] u/]sf] /f]sfsf] egfO{ 5 . …clxn] rf/j6f e};L / Pp6f ufO{n] b'w lbG5Ú pgn] eg] …Pp6fn] slDtdf kfFr ln6/ b'w lbG5g\ .Ú pQm b'wnfO{ 8]/Ldf a]Rg] u/]sf 5g\ . h;af6 dfl;s $)÷$% xhf/ cfDbfgL x'g] u/]sf] pgsf] egfO{ 5 . h;af6 pgn] cfkm\gf] kl/jf/ kfNb} cfPsf 5g\ . @)&! ;fnb]lv pgn] e};L kfng ;'? u/]sf x'g\ . bz nfvsf] nufgLdf Joj;fo ;'? u/]sf pgn] ;'?df b'O{ j6f e};L lsg]sf lyP . clxn] @) j6f e} ; L kfng ul//x]sf 5g\, eg] ca yk !) j6f e};L yKg] nIo /x]sf] pgsf] egfO{ 5 . …b'O{j6f e};Laf6 d}n] Joj;fo z'? u/]sf] x'F, clxn] @) j6f 5g\Ú pgn] eg]–…yk !) j6f yk]/ #) j6f;Dd kfng ug]{ nIo lnPsf] 5' .Ú pgn] Joj;fo ;~rfng ug{s } nflu afl0fHo a}s + af6 bz nfv C0f ;d]t lnPsf 5g\ . ;fy} t' n ;Lk' /

pkdxfgu/kflnsfaf6 $) ln6/sf] b'w af]Sg] Sofg, 9'jfgL ;]jf nufot ul/ sl/a b'O{ nfv %) xhf/ ;xof]u k|fKt ug{ ;kmn ePsf] pgsf] egfO{ 5 . e};LnfO{ ahf/af6 bfgf / :yfgLo :t/df pTkfbg eP/ 3fF; v'jfpg] u/]sf 5g\ . …b}lgs ! af]/f bfgf nfUg] u/]sf] 5Ú pgn] eg]– …:yfgLo :t/df pTkfbg ePsf] 3fF; v'jfpg] u/]sf] 5' .Ú pgn] e};Laf6 pTkfbg ePsf] uf]a/af6 uf]a/ Uof; lgsfNg] tof/L u/]sf] ;d]t atfP . clxn] pgn] e};Lsf] uf]a/ :yfgLo ls;fgx?nfO{ laqmL ub}{ cfPsf] atfP . ljb]zeGbf g]kfnd} v';L 5' pgL j} b ] l zs /f] h uf/sf] lznlznfdf vf8L klg uP . dn] l ;ofdf ^ aif{ a;] / sfd u/]sf ljb]zdf aufpg] kl;gf g]kfnd} aufP dgUo cfDbfgL ug{ ;lsg] atfP . …d ^ aif{ dn]l;of a;]FÚ pgn] eg]… Tolts} b'Mv ug]{

xf] eg] g] k fndf klg dgUo cfDbfgL ug{ ;lsG5 .Ú cfkm\gf] ufpF7fpFdf cfkm\g} Joj;fo ul/ :jfledfgk"js { hLjg rnfpg ;lsg] ePkl5 csf{sf] b]zdf la/fdL x'Fbf klg sfddf vl6g' kg] { pgsf] cg' ej 5 . …cfkm'n] Joj;fo ;~rfng u/] cfkm' cg'sn ' rNg ;lsG5Ú pgn] cg'ej ;'gfP …t/ csf{sf] b]zdf sfd ug{ uP la/fdL eP klg sfddf vl6g' k5{ .Ú 3/d} e};L kfn]/ b}lgs b'w, bxL vfg kfO{g] / cfDbfgL klg /fd|f] x'g] eGb} of] k]zfaf6 ;Gt'i6 ePsf] ;d]t pgn] atfP . ;g @))% df cfkm' lab]z uPsf] eGb} Tolta] n f dfl;s !) xhf/ sdfpg] u/]sf] pgn] atfP . ljleGg If]qaf6 ;Ddflgt ;kmn s[ifssf ?kdf pgL ljleGg If]qaf6 ;Ddflgt klg ePsf 5g\ . pgnfO{ s]xL ;do cl3 t'n;Lk'/ pkdxfgu/kflnsfn] k|bfg u/]sf] ;kmn s[ifs k'/:sf/ k|fKt ug{

lahf}/L, bfª, kmf]g)*@–$!!!)(,df]=(*%&*@!)&@

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;'wf/sf nflu of] k4tLsf] z'?jft u/]sf] sfof{nosf] egfO{ 5 . bfªdf @@ ljBfnodf sDKo'6/, k|fh ] S] 6 / :df6{{ af]8{ lhNnf lzIff ;dGjo O{ sfO{ sfof{n osf dfWodaf6 cfPsf] / cGo s]xL laBfnon] eg] cfkm} hf]xf] u/]sf] sfof{Nfon] hfgsf/L lbPsf] 5 . of] k|lalw lgs} k|efjsf/L dflgP klg lgoldt sIff lbg bfªsf ;fd'bflos ljBfnox?n] ;ls/x]sf 5}gg\ . l;ldt dfqfdf /x]sf sDKo'6/ / :df6{ af]8{n] cfjZoStf cg';f/ sIff lbg] u/LPsf] ;fd'bflos laBfnox?n] atfpg] u/]sf 5g\ . l;ldt dfqfdf sDKo'/, k|f]h]S6, :df6{ af]8{ / lzIfsx? ePs} sf/0f ;a} sIffdf of] k|lalwaf6 lzIff lbg g;lsPsf] lbk]Gb| dfla dfgk'/sf lzIfs e' k fn cfrfo{ n ] atfp5g\ . dfgk'/df sIff % b]vL * ;Ddsf ljBfyL{x?nfO{ b}lgs sDKo'6/ sIff lbg] ul/Psf] 5 eg] cGo ljifosf] sIff eg] cfjZoStf cg';f/ lbb} cfPsf] pgsf] egfO{ 5 . lel8of]sf dfWodaf6 cWofkg u/fpbf lgs} k|efjsf/L dflgPsf] ePklg l;ldt dfqfdf /x]sf ;|ft] sf sf/0f ;a}nfO{ of] k|ljlw k|of]u ug{ g;lsPsf] pgsf] egfO{ . lzIfsn] k9fpg] t/ laBfyL{n]  afFsL clGtd k]hdf=========

s]xL ;do klxn] sIff sf]7fsf] cuf8L ;a} laBfyL{n] b]vLg]u/L af]8{ /flvPsf] x'GYof], lzIfsx? xftdf rs af]s/] hfGYo] / k9fpg ;'? ub{Yo] . t/ clxn] ;j} If]qsf] lasf; eP;+u} k9fpg] z}nLsf] klg lasf; x'g] qmddf /x]sf] 5 . rsnfO{ la:yflkt u/L dfs{ / sf] k| o f] u ug{ yfn] s f ;fd'bflos laBfnox? cfhef]nL eg] sDKo'6/sf] k|of]u ug{ yfn]sf 5g\ . laleGg dfWodaf6 k7g– kf7g u/fpb} cfPsf ;fd'bflos laBfnodf lrq x]/]/ cWoog ug]{ cj:yf;Dd cfO{ku' s ] f] a]nf la1fg / k|lalwsf] lasf; eP;+u} cj k|ToIf lel8of] x]/]/ g} k7g–kf7g ug]{ cj:yf ;Dd cfPsf] 5 . kl5Nnf] ;do ;fd'bflos ;kmn ePsf 5g\ . To:t} lhNnf laBfnosf] z}lIfs u'0f:t/ v:sb} o'jf kl/ifbn] klg pgnfO{ ;Ddfg uPsf] eGb} z}lIfs :t/ psf:g tyf k'/:sf/ k|bfg u/]sf] 5 . bfªsf s] x L ;fd' bflos laBfnon] cg'bfgsf] ;lx ;b'kof]u x'g'k5{ dlN6ld8ofsf dfWodaf6 pgn] /fHon] lbg] cg' b fgsf] k7gkf7g ;' ? u/] s f 5g\ . bfªdf ;b'kof]u x'g'kg]{ atfP . clxn] /x] s f] $ ;o !( ;fd' bflos cfkm'h:t} w]/} Jofj;flos slif k]zf laBfno dWo] clxn] #% j6f hlt ug]{ ls;fgx?n] /fHosf] cg'bfgdf laBfondf dlN6ld8Lofsf kx'Fr k'Ug g;s]sf] eGb} o;df /fHo ulDe/ aGg' kg]{ atfP . …clxn] dfWodaf6 k7gkf7g x'g] u/]sf] Jofj;flos ls;fgn] ;/sf/n] lhNnf lzIff ;dGjo O{ s fO{ ls;fgx?nfO{ k|bfg ug]{ cg'bfg sfof{no bfªn] atfPsf] 5 . ;fd'bflos laBfnon] z}lIfs kfpg] ug'{ePsf] 5}g\ .Ú ;a} e};Lsf] ladf pgn] ;a} kz'sf] aLdf ;d]t u/]sf] atfP . /fHon] ls;fgx?sf] qm=;+= vftfsf] k|sf/ Aofhb/ cjlw nufgLsf] ;'/Iffsf nflu NofPsf] != jrt vftf &=@% % kz'ladf cGtu{t ;a} kz'sf] ladf @= d'4lt vftf !@=% % # jif{ ;Dd u/fPsf] atfP . pgsfcg' ; f/ ufO{sf] Ps nfv / cGo e};Lx?sf] NoteM Salsry Management Account with free ATM, free @% xhf/b]lv dflysf] ladf u/]sf] Mobile Banking, Free ABBS, ASBA & 5,00,000/-life Insurance. atfP . ladfn] cfkm\gf] k]zf ;'/lIft x'g] u/]sf] atfP .

u08sL ljsf; a}s+ lnld6]8sf] Jofhb/ kl/jt{g



;Gtf]if kl/of/

em6f/f] ca tkfO{ xfdLnfO{ O{–k]k/df klg x]g{ ;Sg'x'G5. https://issuu.com/sakshikhabar

bfFt ;DaGwL ;Dk'0f{ pkrf/ kGyL 8]G6ndf bfª 3f] / fxL xl:k6n /f] 8 l:yt kGyL 8] G 6n lSnlgsdf b} l gs?kdf bfF t , luhf, d'v;DaGwL ljz]if1 ;]jf k|bfg ul//x]sf] ;xif{ hfgsf/L u/fpFb5f}+ . xKtfsf] ;ft} lbg v'Nnf /xg] tyf ;b}j lk|m bGt k/LIf0f ul/G5 .

         

bfFt tyf luhf;DaGwL ;fdfGo tyf hl6n k|sf/sf gofF k|ljlwaf6 ck|]zg ;]jf, nfO6, So"cf]/ lkmlnª\u ug{], cN6«f;f]lgs d]lzgåf/f bfFtsf] ;kmfO{], Dental X-ray, v/fa bfFtnfO{ lgsfNg] tyf bfFt gePsf] 7fpFdf lemSg gkg{] u/L lkmS; bfFt Uof/]G6Lsf ;fy nufpg], bfFtdf l;;f, rfFbL, l;d]G6 eg{], b'v]sf] bfFtnfO{ RCT u/L gb'Vg] eg{], k'/f bfFt gePsfnfO{ km'n ;]6 nufpg' k/]df gofF k|ljlwaf6 k'/f Uof/]G6Lsf ;fy nufpg], afª\uf–l6ª\uf bfFtx? ldnfpg'sf ;fy} lalu|Psf bfFtsf] s:d]l6s pkrf/ ul/G5 . nfOg gePsf] a]nfdf klg h]g]/]6sf] ;'ljwf 5 .

kGyL 8]G6n lSnlgs xl:k6n /f]8 3f]/fxL bfª,

kmf] g g+ + = M )*@–%^@#^&,df] = (*$&*%&%^(

;w} ;Demg'xf]; Û uf}/L z+s/ cf]e/l;h k|f=ln=nfO{ o; zfvfn] klxn} b]lv ;fpbL, stf/, dn]l;of, s'j]t nufot uNkm b]zx?df ;kmntfk"j{s k7fO/xsf] hfgsf/L u/fpb5f}+ . st} o:t} d]gkfj/sf] t vf]hL ul//xg'

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uf}/L z+s/ cf]e/l;h k|f=ln= zfvf sfof{no, sf7]sf]xn 3f]/fxL bfª l;wf ;Dks{ M kmf] g g+ = )*@–%^#$)), %^!%*), %^!^&! df] = (*%&*#@)#),  ( *) !# #) *! ),  (* )! ## )* !%  ( *) !# #) *! $,  (* )! ## )* !# , (*)!##)*!*,(*)!##)*@) , Od] n M gsbranehdang@gmail.com

…z'4 tf]/Lsf] t]n k|of]u u/f}+, :j:y /xf}+FÚ >L b'uf{ cfon ldn

s] tkfO{ j}bl] zs /f]huf/df hfFb} x'gx' G' 5< olb hfFb} x'g'x'G5 eg] j}b]lzs /f]huf/Lsf nflu d]l8sn l/kf]6{ gSsnL knf{gL < xf]l;of/ /xg'xf]nf . /fKtL c~rnd} e/kbf]{ g]kfn ;/sf/ :jf:Yo tyf hg;+Vof dGqfnoaf6 dfGotf k|fKt o; l/;r{ ;]G6/df j}b]lzs /f]huf/Lsf nflu ;fpbL, stf/, dn]l;of, s'j]t, ax/fOg, cf]dg, n]agfg, nufot uNkm b]zx?sf] nflu xf]nf]u|fd;lxtsf] d]l8sn l/kf]6{ tof/ ul/G5 . ;fy} ljdfsf nflu klg :jf:Yo r]s hfFr ul/G5 .

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   ;fIfL va/ t'n;Lk'/

t ' n ; L k ' / pkdxfgu/kflnsfn] qm;/ pBf]usf] lgodg ug]{ ePsf] 5 . sltko pBf] u x?n] cg' d lt lnPeGbf km/s 9Fun] sfd u/]sf] eGb} pBf]usf] lgodg ug{sf nflu sfo{kflnsfsf] j}7sn] lg0f{o u/]sf] 5 . sfo{ k flnsfsf] $& cf} j} 7 sn] dfkb08 ljkl/t

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;~rfngdf /x]sf qm;/ pBf]usf] gljs/0f gug]{ ;d]t lg0f{o u/]sf] gu/ k|jStf Zofd 8fFuLn] jtfP . pgn] jfn'jf k|zf]wg ug]{ eg]/ btf{ ePsf] t/ c? klg sfd u/]sf] e] l 6Psf] jtfpF b } h' g cg' d lt NofPsf] xf] ;f]xL cg';f/ sfd gu/]sf] kfOPdf sf/jfxL ul/g] ;d]t atfPsf 5g . sfo{kflnsfsf] j}7sn] qm;/ pBf] u nfO{ ! nfv / jfn' j f k|zf]wgnfO{ &% xhf/ jflif{s s/ lgwf{/0f ;d]t u/]sf] 5 . j}7sn]

t'n;Lk'/ pkdxfgu/kflnsf leq ;~rfngdf /x] s f ;jf/L ;fwgx?nfO{ cGrn of k| b ] z dftxtdf btf{ ug'{kg]{ lg0f{o ;d]t u/]sf] 5 . gu/k|d'v 3gZofd kf08]sf] cWoIftfdf j;]sf] j}7sn] t'n;Lk'/ pkdxfgu/kflnsf leq dgf] / ~hg ;DjlGw sfo{ q md ;~rfngsf nflu :yfgLo ;/sf/sf] clgjfo{ cg'dlt lng'sf ;fy} k|b]z ;/sf/n] tf]s] jdf]lhd dgf]/~hg s/ ltg'{kg{] ;d]t lg0f{o u/]sf] 5 .

  ;fIfL va/÷3f]/fxL 3f]/fxL pkdxfgu/kflnsf j8f gDa/ !) sf] ejg lgdf{0f ul/Psf] 5 . sl/a $% nfv ?k}ofFsf] nfutdf lgdf{0f ul/Psf] ejgsf] z'qmaf/ k|b]z;ef ;b:o cd/axfb'/ 8fFuLn] pb\3f6g u/]sf x'g\ . j8f cWoIf lrqaxfb' / 8fFuLsf] cWoIftf Pj+ k|b]z;ef ;b:o cdaxfb'/ 8fFuLsf] k|d'v cfltYotf tyf 3f] / fxL pkdxfgu/kflnsfsf k| d ' v g?nfn rf} w /Lsf] ljlzi6 cfltYotfdf gjlgld{t ejgsf] pb\3f6g ul/Psf] xf] . ejgsf] % cf]6f sf]7f / tLg cf]6f zf}rfno /x]sf] 5 . j8fsf dlxnf ;b:o nIdL nD;fnsf] :jfut dGtJoaf6 ;'?ePsf] sfo{qmddf af]Ng] aQmfx?n] j8fsf k|afx ul/g] ;]jf ;'lawfnfO{ cem} l56f] 5l/tf] agfpg cfu|x u/]sf 5g\ . j8fsf] cfjZostfdf cfwfl/t ljsf;nfO{ ;Gt' l nt agfpg cfu| x ub} {

ljleGg If] q sf JolQmx?n] u'0f:t/Lo / lbuf] ljsf;df Wofg lbg :yflgo ;/sf/;Fu cfu|x u/]sf x'g\ . sfo{ q mdsf k| d ' v cltly ;f+ ; b 8fF u Ln] casf] ljsf; ;' l awf k| f Kt ug] { JolQmx?s} cu'j fO{d f x'g ] atfP . j8fsf] ;Gt' l nt ljsf;sf nflu j8faf;Lx?n] g} of]hgf 5gf]6 ubf{ ljif]z Wofg lbg'kg]{df ;'emfj lbP .

To;}u/L gu/ k|d'v g?nfn rf}w/Ln] b]z gofF 9+uaf6 cl3 a9]sf] eGb} j8faf6 ug{ ;lsg]

;a} sfdx?nfO{ PsLs[t 9+uaf6 k|a fx ul/g] pNn]v u/] . d]/ f] ljsf; eGg] efagfsf ;fy j8faf;Lx? klg ljsf;sf] g]t[Tj ug{ cl3 a9\g' kg]{ pNn]v ub}{ :yfgLo ;/sf/sf] d'Vo pb]Zo gful/snfO{ ;DkGg / ljsf;;Fu s;/L hf]8\g ;lsG5 eGg] g} /x]sf] :ki6 kf/] . sfo{qmddf yf? ;d'bfosf] laleGg gfrx? klg k|bz { g ul/Psf] lyof] eg] sfo{qmdsf] ;xhLs/0f j8f ;b:o sfFzL vgfnn] u/]sf lyP .

;dfhsf] lasf;df ;dfg kx'Fr k'¥ofpg] p2]Zon] ;'¿ ul/Psf] t'n;Lk'/ pkdxfgu/kflnsf pQm cleofgn] clxn] ufpF ufpFdf j8f g+ !* n] yfn]sf] 6f]n lasf; cfˆgf] ;~hfn km}nfpb} uPsf] 5 . ;+:yf u7g k|so[ f cg'?k t'n;Lk'/ 6f]n lasf; ;+:yf4f/f lasf;sf pkdxfgu/kflnsf j8f g+ !* sf sfdx? ug{ klg ;lhnf] x'g] / j8f ;b:o wg axfb'/ a:g]tsf] :yflgo :t/df sfdx? ug{ klg cWoIftfdf ndxL b'w /f; 6f]n ;lhnf] x'g] ePsfn] 6f]n ;+:yfx? clgjfo{ ?kdf u7g x'g'kg]{ j8f lasf; ;+:yf u7g ul/Psf] 5 .

;b:o wg axfb'/ a:g]tsf] egfO{ /x]sf] lyof] . pQm 6f]n lasf; ;+ :yfsf] cWoIfdf s0f{ axfb'/ sfdL pkfWoIfdf lah'nf kl/of/ ;lrjdf sNkgf las / sf] iffWoIfdf lai0f' las rog x'g'ePsf] 5 eg] ;Nnfxsf/x?df uf]laGb l/hfn, la/]G› ca:yL / h'4 axfb'/ g]kfnL /x]sf 5g\ .

g]kfn kqsf/ dxf;+3sf cWoIf uf]laGb cfrfo{n] kqsf/n] u/]sf] uNtLnfO{ ck/fwLsf ?kdf ;/sf/n] lng] u/]sf] u'gf;f] u/]sf 5g . g]kfn kqsf/ dxf;+3 bfªsf] @^ cf}F :yfkgf lbj; tyf aflif{s ;fwf/0f;efdf ;f]dfaf/ 3f]/fxLdf af] N b} pgn] kqsf/n] u/] s f uNtLnfO{ ck/fwLsf ?kdf lnPsf] l6Kkl0f u/]sf x'g . kmf}hbf/L ;+lxtfn] kqsf/nfO{ sfg"g nufpg] efiff af]ns ] f] pNn]v ub}{ cWoIf cfrfo{n] o;sf nflu cfkm'x?n] cfGbf]ng u/]sf] :d/0f u/]sf 5g . ;fy} cGo ck/fwL h:t} dfg]sf] atfpFb} k|]; :jtGqtfsf nflu s'g } klg ;Demf} tf gx' g] atfPsf 5g . ;fgf ;~rf/ dfWodx?n] lasf; lgdf{0fsf nflu dxTjk"0f{ e" l dsf v] n ] s f] pNn] v ub} { a]nfdf}sfdf ;dLIff x'g cfaZos /x]sf] pNn]v u/]sf 5g . ;fy} kqsf/x?n] g} kqsfl/tf a'em]sf] x'g] eGb} dlxnf, blnt, hghftL tyf efiffefifLsf ;~rf/ dfWodnfO{ k| f ] T ;fxg ug{ ' k g] { atfPsf lyP . o:t} sfo{ q mddf g] k fn kqsf/ dxf;+3 bfªsf ;:yfks cWoIf gf/fo0fk| ; fb zdf{ n ] kqsf/n] klg cfˆgf] lhDd]jf/LnfO{ af]w u/]/ sfd ug{k' g]{ atfPsf lyP. g]kfn kqsf/ dxf;+3sf cWoIf ;lag lk| o f;gsf] cWoIftfdf ePsf] sfo{qmddf ;:yfks cWoIf zdf{n] sdLsdhf]/LnfO{ lgd{'n kfb}{ lrGtg, dgG, 5nkmn u/]/ cufl8 a9\g ;Sg'kg]{ atfPsf lyP . nfdf] ;+ 3 if{ a f6 k| f Kt ePsf] nf]stGqnfO{ ;dfKt ug{sf nflu ;8\oGq eO/x]sf] eGb} o;sf] /Iffsf

nflu kqsf/x?n] e"ldsf v]Ng'kg]{ atfPsf lyP . b]z lasf;sf nflu kqsf/x?sf] e"ldsf cxd /x]sf] pNn]v ub}{ zdf{n] pknAwL /Iffsf nflu va/bf/L ug{ cfaZos /x]sf] atfPsf lyP . sfo{ qmddf g]kfn kqsf/ dxf;+3sf al/i7 pkfWoIf lak'n kf] v /] n , ;lra pbo lhPd, s]G›Lo ;b:o a;Gt lu/L, k|b]z sf]iffWoIf u0f]z jnLn] kqsfl/tfsf] wd{ n fO{ hf] u fO /fVgsf nflu kqsf/ :jod ;r] t x' g ' k g] { atfPsf lyP . sfo{qmddf g]skfsf s]G›Lo ;b:o lgd{ n cfrfo{ , g] k fnL sfFu]|;sf pk;efklt sdfgl;+x ef/tL, /fli6«o hgdf]rf{sf lhNnf cWoIf u0f] z cfrfo{ , g] k fn kqsf/ dxf;+ 3 sf lgat{ d fg cWoIf ;'lbk uf}td, k|]; :jtGqtf ;] g fgL ;' z Lnf uf} t d, k' a { cWoIfx? k| t fk /] U dL, s] P n lkl8t, s]aL d;fn, ;Ddflgt AolQmTj /fdk|;fb kf}8]nn] af]n]sf lyP . o:t} k|]; o'lgogsf s]G›Lo ;b:o ;' n f] r gf uf} t d, k| ] ; rf}tf/Lsf cWoIf h]Pg ;fu/, k|]; ;]G6/sf sfo{axfs cWoIf k|sfz rf}w/L, k|ultzLn kqsf/ ;+3sf

cWoIf dx] z l/hfn, 3f] / fxL pkdxfgu/kflnsf—!% sf j8fWoIf /d] z kf08] , gful/s ;dfhsf ;+of]hs rG›/fh kGt, bfª lhNnf pBf]u afl0fHo ;+3sf cWoIf gf/fo0f e' i ffn, k| d ' v lhNnf clwsf/L uf] l aGbk| ; fb l/hfn, dlxnf dfgaclwsf/ /Ifs ;~hfnsf ;lra nIdL cfrfo{n] af]n]sf lyP . pkfWoIf lnnf zfxsf] :jfut dGtAoaf6 ;'? ePsf] sfo{qmdsf] ;xhLs/0f ;lra e'k]G› jnLn] u/]sf lyP . ;fwf/0f;efdf ;lra jnLn] k|ult / sf]iffWoIf cf/s] l;tnn] cfly{s k|ult k|lta]bg k|:t't u/]sf lyP . o;}ljr pQm ;fwf/0f;efdf sl/j @ bh{g kqsf/x?nfO{ k'/:s[t / ;Ddfg ul/Psf] lyof] .

;fIfL va/ ;Ddflgt bfªsf] lasf;sf nflu 5fkfsf] dfWodjf6 ;lqmo e"ldsf lgefPsf] eGb} o; @^ cf}+ jif{sf] :yfkgf lbjzdf ;fIfL va/ klqsfnfO{ ;Ddfg ul/Psf] 5 . ;fIfL va/ ;lxt bfªsf /fKtL kf]i6 b}lgs, /] l 8of] ;femf cfjh, /] l 8of] xfk'/ ]nfO{ klg ;Ddfg ul/Psf] lyof] .

   ;fIfL va/÷ b'w/f;

  ;fIfL va/÷ b'w/f;

g+ !* sf j8f cWoIf Pjd\ l;k|lbog ;xfotf ;+:yfn] hg sfo{qmdsf k|d'v cltly dfwj sNof0f pRr dfWolds laBfno jnLn] l;k|lbog ;xfotf ;+:yfn] b'w/f; bfªdf Ps sfo{qmdsf lar u/]sf] o:tf] dxfg sfo{sf] v'n]/ z}lIfs ;fdfu|L tyf kf]zfs lat/0f k|;+zf ub}{ laBfyL{x?sf] ;jf{ËL0f lasf;sf nfuL o:tf lsl;dsf ul/Psf] 5 . laz]if ul/ ul/j tyf h]xgbf/ sfo{qmdx?n] dxTjk'0f{ e'l dsf !) hgf laBfyL{ x ¿nfO{ pQm lgjf{x ug]{ s'/f pNn]v u/] . sfo{qmddf af]Nb} ;efWoIf ;fdfu|Lx? lat/0f ul/Psf] lyof] . ;fdfu|L lat/0f sfo{qmddf b] j /fh laZjsdf{ n ] laBfyL{ s f] af]Nb} laBfnosf k|wfgfWofks lxd dgf]andf a[l4 ug{sf nflu o:tf axfb'/ e08f/Ln] o:tf lsl;dsf vfnsf sfo{qmdx?n] phf{ lbg] / sfo{qmdx?n] laBfyL{sf] dgf]an o:tf vfnsf c? sfo{qmdx? klg a9fpg'sf ;fy} plgx?sf] lzIff ;k| lbog ;xfotf ;+: yfn] ub} { u'0f:t/df klg dxTjk'0f{ e'ldsf hfj;\ elg z' e sfdgf lbP . lyof] . pQm sfo{qmddf !) hgf v]Ng] atfP . ;f] l x sfo{ q mddf af] N b} ul/a tyf h]xgbf/ laBfyL{x¿nfO{ t'n;Lk'/ pkdxfgu/kflnsf j8f :s'n Aofu, sfkL, snd, Hofldlt



 ;fIfL va/÷ t'n;Lk'/

t'n;Lk'/ pkdxfgu/kflnsf j8f gDj/ !^ df j8f ejgsf] lznGof; ul/Psf] 5 . t'n;Lk'/ pkdxfgu/kflnsfsf gu/k|d'v 3gZofd kf08]n] husf] k'hf u/]/ ejgsf] lznGof; u/]sf x'g . ejgs] f lznGof; ub{ } gu/k| d ' v kf08] n ] pkdxfgu/kflnsfn] o; jif{ $ j6f j8f sfof{no :yfkgf ug]{ jtfPsf 5g\ . pgn] gful/ssf] ;xhtfsf nflu j8f sfof{nonfO{ ;]jf s]Gb|sf ?kdf lj:tf/ ug{ nfluPsf] klg hfgsf/L lbP . æhgtfnfO{ s;/L ;j{;'ne ?kdf ;]j f lbg ;lsG5 eGg] jf/]d f xfdLn] of] h gf jgfP/ sfd

ul//x]sf 5f}Æ kf08]n] eg] . pgn] j8f sfof{nodf ljleGg ljifout zfvfx? /fv]/ hgtfnfO{ cfFugd} ;] j f lbg] sfddf pkdxfgu/kflnsf nflu/x]sf] klg jtfP . æhgtfsf] 3/b}nf]df ;]jf k'¥ofpg] xfd|f] nIo xf]Æ kf08]sf] egfO{ lyof] . pgn] t' n ;Lk' / pkdxfgu/kflnsfn] /fhZj ;+sng / 36gf btf{ ;d]t j8f sfof{noaf6 u/]/ hgtfnfO{ ;]jf lbO/x]sf] ;d]t jtfP . hUuf Joj:yfkg ;ldltsf ;b:o o1jxfb' / j:g] t sf] :jfut dGtJoaf6 ;'? ePsf] sfo{qmddf cd/ v8\ s f, lzjfgGb 8fF u L, lvdjxfb'/ jnL nufotn] dGtJo /fv]sf lyP .

 ;fIfL va/÷ t'n;Lk'/

;Qfsf nflu dfq} ePsf] cf/f]k nufPsf 5g\ . l/kf]6{;\ Sna bfªn] t'n ;Lk' / df ;f] daf/ cfof] hgf u/] s f] ;fIffTsf/ sfo{ q mddf dxf;lra a}Bn] of] Pstf ;Qfsf nflu dfq} ePsfn] nfdf] ;do gl6Sg] atfP . …of] Pstf ;Qfsf nflu dfq} xf]], sDo'lg:6 Pstf xf]O{g\Ú pgn] eg]… of] nfdf] ;do l6Sb}g\ .Ú ;}bflGts ?kdf Pstf geO{ r'gfa lhTgnfO{ dfq} ul/Psf] pgsf] egfO{ 5 . pgn] ;/sf/n] gf} dlxgf;Dd klg s' g } klg

pbfx/0fLo sfd ug{ g;s] s f] ;d]t cf/f]k nufP . ;fy} ef/tn] g]kfnsf] l;df ldRbf klg ;/sf/n] s]xL kxn gyfn]sf] cf/f]k nufP . b'O{ltxfO{sf] alnof] ;/sf/ lgdf{0f x'Fbf klg gf} dlxgf;Dd s] x L sfd ug{ g;s] s f] eGb} cfkm'x?n] ;+3if{sf sfo{qmd cl3 ;f/] s f] pgsf] egfO{ lyof] . l/kf]6{;\ Sna bfªsf cWoIf z/b /] U dLsf] cWoIftfdf ePsf] sfo{qmdsf] ;xhLs/0f dxf;lra ladn uf}tdn] u/]sf lyP .

  

clwsf/Ln] kqsf/x? ;F u kl/rofTds sfo{qmd ul/ cfkm\gf] sfo{ of]hgfsf af/]df hfgsf/L lbPsf x'g . lhNnfsf zflGt ;' / Iff sfod, ljifout sfof{nox?af6 k|afx x'g] ;]jfdf l56f] 5l/tf] u/fpg], sfg'g ljkl/t x'g] s'g} klg sfd /f] S g] / k| z f;g sfof{nosf] ;]jfnfO{ r':t kfg]{ atfP . k| d ' v lhNnf clwsf/L l/hfnn] lgod sfg'g eGbf aflx/ hfgsf nflu s;}nfO{ klg 5'6 gePsf] eGb} h'jf, ca}w 9'+ufhGo a:t'x?sf] pTvgg\, uf]? t:s/L nufPtsf laifonfO{ lgoGq0f ug]{ k|lta4tf hgfP . lhNnfsf] ;'/Iff cj:yfnfO{ gd' g f agfpgsf] nflu ;' / Iff lgsfo / ;+ r f/sdL{ aLr ;dGjoTds e' l dsf cfaZos /x]sf] ;d]t pgsf] egfO{ lyof] . pgn] ;+ : yfut ?kdf jf ;dfrf/sf] ljifodf ;+rf/ If]qsf] ;w} cfnf] r gfTds ;' e mfjsf] cfkm' n ] ck] I ff u/] s f] atfP . sfo{ q mddf kqsf/x?n] k| d ' v lhNnf clwsf/L l/hfnnfO{ :jfut ub}{ ljlwsf] zf;g cg';f/ cl3 a9\ b } lhNnfdf zflGt ;' / Iff sfoddf ulDe/ aGg cfu|x u/]sf lyP . ca}w pTvgg\, xTof, rf]/L, uf]? t:s/L, h'jf nufPsf sfo{x? x'b} cfPsf] eGb} To;nfO{ lgoGq0f ug{ ;'emfa lbPsf 5g\ .

g]kfn sDo'lg:6 kf6L{ qmflGtsf/L dfcf] j fbLsf dxf;lra df] x g a}B…ls/0fÚn] ;Rrf sDo'lgi6 kf6L{ lgdf{0f ug]{ atfPsf 5g\ . To;sf nflu laKnj, ls/ftL, df] x g laqmdnufot;+ u 5nkmn eO{ / x] s f] atfP .pgn] eg] …s'/fsfgL eO{/x]sf] 5, 6'6\g s]xL ;lhnf] ePklg Pstf ug{ s]xL sl7gfO{ x'G5g\, t/ Psk6s ;Rrf sDo'lg:6x? Ps x'G5f}+ .Ú pgn] k"a{ Pdfn] / dfcdf]jfbL s]Gb|sf] Pstf

aS;, h'Qf ;Fu} gub @ xhf/ ¿k}of ;+: yfsf k|aGw lgb]{ zs lai0f' x l/ clwsf/Ln] k| b fg ug{'ePsf] lyof] . laBfno Aoa:yfkg ;ldltsf cWoIf b] j /fh laZjsdf{ s f] clgoldttf /f]Sg] cfkm\gf] klxnf] cWoIftf t' n ;Lk' /  ;fIfL va/÷ 3f]/fxL pkdxfgu/kflnsf j8f g+ !* sf bfªsf k| d ' v lhNnf clwsf/L of]hgf /x]sf] atfPsf 5g . sl/a b'O{ xKtf klxn] ;?jf j8f cWoIf dfwj jnLsf] k|d'v uf]ljGbk|;fb l/hfnn] lhNnfsf] cfltYotf Pjd\ l;k|lbog ;xfotf zflGt ;' / Iff sfod ub} { eP/ cfpg' ePsf k|d'v lhNnf ;+:yfsf k|jGw lgb]{zs lai0f'x/L clwsf/Lsf] lalzi6 cflyTotfdf ePsf] pQm sfo{ q md af/] / :jfut dGtAo k| jGw lgb] { z s 3f]/fxLdf Ps k;ndf cfunfuL ePsf] 5 . d+unjf/ ljxfg kf}g] ltg lai0f'x/L clwsf/Ln] u/]sf lyP jh]lt/ 3f]/fxL pkdxfgu/kfnLsf !% l:yt /x]sf] cf/ s] O{n]S6«f]lgS; eg] sfo{qmdsf] ;~rfng kqsf/ ;le{;df lah'nLsf] tf/;6{ eO{ cfunfuL ePsf] lhNnf k|x/L sfof{no ;flxTosf/ 8f= nf]s/fh k/fh'nLn] bfªn] hfgsf/L lbPsf] 5 . /f]Nkf lqa]0fL uf=kf=& 3/eO{ xfn bfª 3f]/fxL pkdxfgu/kfnLsf !$ u/]sf lyP . a:g] $( jlif{o /]vL a=a'9fyf]sLn] ;Grfng u/]sf] ;le{;df cfunfuL x'bf laleGg O{nf]S6«f]lgS; ;fdfgx?,;jf/L ;fwg agfpg k|of]u u/Lg] laeGg ;fdfg / kfsL{ª u/L /fv]sf] gf @ c !(#^ g+Dj/sf] c6f] l/S;f / gub ;lxt !@ nfv ^$ xhf/ j/fj/sf] If]lt ePsf] atfO{Psf] 5 . k|x/L / bdsnsf] ;xof]udf ;f9] ltg jh]lt/ cfuf] lgoGq0fdf lnO{Psf] k|x/Ln] atfPsf] 5 .



sfo{ q mddf t' n ;Lk' / pkdxfgu/kflnsfsf OlGhlgo/ kjg of]uLn] # dlxgf leq ejg lgdf{0f eO;Sg] hfgsf/L lbP . pgn] % sf]7fsf] ejg lgdf{0fsf nflu $) nfv $$ xhf/ nfUg] jtfP . OlGhlgo/ of]uLn] ejg cfw' l gs z} n Lsf] x' g ' s f ;fy} ckfFud}qL klg x'g] ;d]t jtfP . ejg lznGo;f sfo{qmd j8fWoIf e' k jxfb' / s] ; Lsf] cWoIftfdf ePsf] lyof] .

bfªs} klxnf] JCB dd{t ;]G6/Û …oxfF h]=;L=lj=, :Sofe]6/, 6]/]S;, Pn]G6L, sf]d:sf], lx6flr, bf];fg cflb d]l;gsf ;Dk"0f{ ;fdfgx? ;'ky d"No kfOG5 .Ú cfw'lgs d]l;gåf/f xfO8«f]lns kfOkx? lkml6ª ul/G5 .

 Gof}kfg] sG:6«Szg k|f=ln=

 df]=(*$&*#)($! (*)(%%%@!)

oftfoft sfof{nosf] cuf8L t'n;Lk'/,

 

df]=(*!&$!#(&(

;fKtflxs

;fIfL va/ klqsf

%

@)&% kf}if )$ ut] a'waf/

   bfª t'n;Lk'/df s]lx lbg cl3 u08sL lasf; a}s + zfvfsf ?kdf ;~rfngdf cfPsf] 5 . a}s + x?sf] of] le8x?df of] a}s + n] u|fxssf nflu s] s] ;]jf ;'ljwfx? lbg] xf] . o;af/] xfdL o;} a}s + sf zfvf k|dv ' 5ljnfn e08/L;+u s'/fsfgL u/]sf 5f} + . – ;Dkfbs

zAb ÷ lzlj/ cof]Uo  ;Gtf]if kl/jf/

xf], lgwf/df qmflGt / lab|f]xsf] /ftf] l/ag afFw]/ xftdf aNb} u/]sf] cfuf]sf] Hjfnf af]s]/ sIff 5 df k9\bf k9\b} d klg xf]ldPsf] x'F ltd|f] ;fDojfb Nofpg] o1df Tolxa]nf d]/f v'§f ;fgf lyP, xft ;fgf lyP, z/L/ ;fgf] lyof] ljrf/ klg ;fgf] x'Fbf] xf], t/ d]/f] dg 7'nf] lyof] Tof] eGbf klg d]/f] cfjfh 7'nf] lyof] / t d of]Uo eP lt ;fg} xftsf ;fg} d'¶L prfNg, clg lt d'¶Lleq ;G;f/ prfNg t/ cfh d cof]Uo eP . ltdL a/fa/ d klg bf}8]sf] x'F, ltdL a/fa/ d}n] klg si6 ef]u]sf] x'F k"j{sf] /ftf] 3fd e]6\g /ftf/ft v'§fdf kmf]sf gp7'Gh]n d'vdf Kof; g;'s'Gh]n ef]sn] d'5f{ kl/ gn8'Gh]n Pp6f ;fgf] Pkm Pd /]l8of] / s]lx qmflGtsf/L ;fdfgsf] emf]nfaf]ls lbg/ft lx8]s} x'F . t/ cfh d cof]Uo eP .

u08sL lasf; a}+ssf] zfvf t'n;Lk'/df lsg < u08sL ljsf; a}s u|fxs sf] cfjZostf nfO{ dWo gh/ ub}{ cuf8L a9]sf] a}s xf] . b]z e/L cfkm\gf] zfvf ;+hfn lj:tf/ ug]{ qmddf t'n;Lk'/ / o; cf;kf;sf u|fxsnfO{ a}lsª ;]jf k|bfg ug{ t'n;Lk'/df zfvf :yfkgf u/]sf] xf] . t'n;Lk'/ zfvfn] s] s] df nufgL u5{ < u08sL ljsf; a}s t'n;Lk'/ zfvfn] o; If]qsf] x/]s ljlQo cfjZostf kg]{ If]qx?df nufgL lj:tf/ u5{ ;fy} o; a}s n] %) xhf/ b]lv !) nfv ;Dd ljkGg au{ shf{ ;xh ?kdf k|bfg ub{5, To; afx]s SME shf{, 3/ shf{, xfo/ k|r]h shf{, Jofkf/ shf{, Jofkf/ cf]=8L= shf{, JoflQmut shf{, s[lif shf{, cflb If]qdf nufgL ub{5 . nufgL ubf{ k|fyldstf s] df 5 < ljz]ifu/L t'n;Lk'/ zfvfn] o; If]qsf ;fgf tyf d‰of}nf pBd Joa;foLx? nfO{ ;xh, 5L6f], ;:tf] Jofhb/df & sfo{ lbgdf shf{ nfufgL ub{5f}F ;fy} pTkfbgd'vL If]qdf nufgL ug'{ xfd|f] k|fydLstf xf] . u|fxsnfO{ k|bfg ug]{ ;]jfx? s] s] x'g\ < u08sL ljsf; a}s t'n;Lk'/ zfvfn] cfsif{s Jofhb/df lgIf]k of]hgf, ;xh / ;/n ?kdf shf{ of]hgfsf] ;fydf ABBS, ATM, C-ASBA, IPS, Mobile a}lsË ;]jf, /]ld6\ofG; ;]jf nufot ljleGg If]qdf shf{ nfufgL ;]jf k|bfg u5{5 . a}+s ;x/ s]Gb|Lt 5 eGg] u'gf;f] 5 gL < a}+sx? ;a} u|fxsnfO{ kfos kg]{ If]qsf] vf]hLdf x'G5g\ . x/]s ;x/x? s'g} lglZrt If]qsf] s]Gb|d} x'g] ePsf]n] zx/d} zfvf /xg uPsf] ;+of]u dfq xf], p;f] t u08sL ljsf; a}sn] u|fdL0f If]qdf klg cfkm\gf zfvfx? lj:tf/ u/L/x]sf] 5 . a}+s If]qdf b]lvPsf ;d:of s] 5g\ < a}+sLª If]qdf xfn b]lvOsf] ;d:of eg]sf] u|fxsx?df ljQLo r]tgfsf] sldn] b]vf kg]{ ;d:of nufot lgIf]ksf] sdL xf] . nufgL ePsf] shf{ ;b'kof]u gx'bF f x'g] ;d:of nufotsf ;d:ofx? b]lvPsf 5g\ .

5ljnfn e08f/L, zfvf k|dv '   t'N;Lk'/,bfª a}+snfO{ ;a} gful/ssf] kx'Frdf k'¥ofpg s] ug'{knf{ < ljlQo r]tgf j[l4 u/L ;a} lsl;dsf cfly{s n]gb]gsf s'/fx?nfO{ a}lsª Rofgnåf/f sf/f]jf/ ug]{ Joj:yf ldnfO{ ;a}nfO{ kfos kg]{ 7fpFdf zfvf ;+hfn lj:tf/ ug{ ;lsof] eg] ;a} gful/sdf a}+lsª kx'Fr k'¥ofpg ;lsG5 . u08sL ljsf; a}+s t'n;Lk'/ zfvfn] oxfFsf :yfgLo ;/sf/af6 s] ck]Iff u/]sf] 5 < o; zfvfsf] sfo{ If]q leqsf :yfgLo ;/sf/L lgsfo;+u xfd|f] k|ToIf ;/f]sf/ /xG5 h:tf] pk–dxfgu/kflnsf, j8f sfof{no, dfnkf]t sfof{no, gfkL sfof{no, cfGt/Ls /fh:j sfof{no cfbL lo ;a} lgsfon] u08sL ljsf; a}snfO{ shf{ nufgL ubf{ cfjZos kg]{ u|fxs ;DjGwL hfgsf/L ;To tYo tyf ;xh ?kdf pknAw u/fO{ ;xof]u ul/lbg' x'g]5 eGg] ck]Iff u/]sf 5f}+ a}+snfO{ cfd gful/sn] s;/L a'em\g] < a}+snfO{ cfd gful/sn] cfkm\gf] ljlQo kf6{g/sf] ?kdf lng' kb{5 . a}+s ljlQo dWo:t stf{ xf] h;n] gful/ssf] artnfO{ ;+sng ul/ artdf b}gLs ?kdf Jofh k|bfg ub{5 a}+sLª cfj/df ;fgf] of 7'nf] hlt /sd lgIf]ksf] ?kdf :jLsf/ ub{5 eg] To;nfO{ 7'nf] kF'hLsf] ?kdf k'FhL cfjZos kg]{ If]qdf nfufgL ub{5 . 5l/P/ /x]sf] ;fgf] k'FhLnfO{ Plss[t ul/ 7"nf] k'FhL lgdf{0fdf a}ssf] lgs} 7"nf] e'ldsf /xG5 . cGtdf < u08sL ljsf; a}s t'n;Lk'/ zfvf o; If]qsf ;Dk'0f{ u|fxsx?nfO{ a}+sLª ;f]jf k|bfg ug{ v'n]sf] xf] . o; zfvfn] ;/n / ;xh a}+sLª ;]jf k|bfg ug{] 5 . …k};f x'Fbf art ug{, vfFrf] kbf{ shf{ lngÚ u08sL ljsf; a}+snfO{ ;Demg';\ . u08sL ljsf; a}+s t'n;Lk'/ zfvf u|fxsnfO{ a}+sLª ;]jflbg ;w} tTk/ 5 .

ca :ju{åf/LnfO{ ;w}+ ;Demg'x ' f];\ Û bfªsf] klxnf] o; l:qmg KnfG6df 3/lgdf{0fsf nflu ljleGg ;fO{hsf s'6]sf] lu§L, wf]Psf] jfn'jf, Ans O§f tyf ljleGg ;fOhsf Xofd kfOk, ljB'tsf kf]n, jfplG8ª kf]nx? ;'ky d'Nodf kfOG5 .

oxfF lu§L km'6fP/ wf]Psf] klg kfOG5 .

bfªsf] klxnf] qm;/ pBf]u

lab'/ sfsL{

df]=(*%&*@@#@(

/lj la=;L= df]=(*$&*()@%%

:ju{åf/L l:qmg KnfG6 k|f=ln= lahf}/L–$, x]dGtk'/ -;+u|fdvf]nf_, bfª

lszf]/ Gof}kfg] -d]gh] /_ df]=(*%&*@!@%! kmf]g g+= )*@–$)))!@

:ju{åf/L Xofd\ kfOk k|f=ln= dfgk'/–&, jgs§L, bfª

Ps k6s k|of]u ug'x{ f]; ;w}n + fO{ 9'Ss x'gx' f]; Û ljut nfdf] ;do b]lv 5'§} klxrfg agfPsf] hgljZjf; s+lqm6 pBf]u k|f=nL=df 3/lgdf{0fsf nflu ljleGg ;fO{hsf s'6]sf] lu§L, wf]Psf] jfn'jf cfjZos kg]{ j]; / lrK; cflb ;'ky d'Nodf kfOG5 .

Ps sn kmf]g ug'x{ f]; xfdL tkfO{sf] :yfgd} ;fdfu|L k'¥ofO lbG5f}+. ;j{z'ne plrt bfd, u'0f:t/df xfd|f] zfg

hgljZjf; s+lqm6 pBf]u k|f= ln= lahf}/L–^, u'xf/vf]nf, bfª kmf]g g+= )*@–^(!!@&,df]= (*^^*&)!^(

klqsf dfu]/ xf]Og lsg]/ k9\g] afgL a;fnf}+ Û      … Ú  



    

?s'dsf] vf/f hfg]a]nf d}n] la/tfsf] lut ufPk5L DoflUbsf] a]lg hfg] a]nf d}n] n]lggsf] syf ;'gfPk5L ltld b]z sf] d'xf/ km]g{ h;/L o'4df xf]ldb} lyof} To;/L d klg qmflGtjL/ ag]/ ;xof]4f x'Fbf ltd|f] ef]s / d]/f] ef]sdf cfwf cfwf c~h'nL ;ftf] clg rfprfpsf] sfuhdf Ps Ps d'7L kfgL lkpbf d klg r§fg ag]/ plebf cfh d cof]Uo eP . kfl6sf] k};f, abdfzsf ;'g, rGbf slxNo} Ps ;'sf] tndfly kfl/g hltk6s uGbf, ltdLn] OdfGbf/LnfO{ tfnf nfof} w]/}sf] rfs/L ub}{ dfnf dfnf nfof} . r6Ss} lal;{of} hgtfsf] 3/df eft vfbf u/]sf] afrf dflyaf6 ;]gfn] 5fkf dfbf{ d]/f] efO xf] egL arfOb]sf], xf] t/ d}n] e'n]g / t d cof]Uo eP .

5fltsf] b]a|]lt/ cem};Dd /x]sf] uf]ln sd|]6 r§fg n]v]sf] aGb's lt 6f6]kf6] sk8f clg x/]s lbgsf] 8fo/L lt ;a}n] x]l//xG5\g lt ;dfhsf l;:gf]x?nfO{ lg lgd'vf ul/asf] r'nf]nfO{ lt anfTsfl/nfO{ clg lt km6fxfsf kh]/f]x?nfO{ b]z lab]z 3'd]/ nDk;f/ kg]{nfO{ dnfO x]g{ dg 5}g :jfledfgdf ls/f k/]sf] dnfO x]g{ dg 5}g hª]lkn/ j/ ;/]sf] To;}n] t d cfh cof]Uo eP . d]/f] AolQmut :jfy{ 5}g d]/f] AolQmut dfu klg 5}g hgtfsf cg'xf/df v';L km'n] ef] ul/aLsf] r'nf]df wfg em'n] ef] kb}{g d]/f] 5fltsf] uf]ln lgsfNg kb}{g s;}nfO{ em'6sf] af]ln lgsfNg h:nfO of]Uo agfOof] p;}n] cof]Uo agfPkl5 of]Uo e} b]vfpg] dgnfO{ afFw]sf] 5' yfxf 5}g af/Daf/ cof]Uosf] b'a{rgn] st} afw]sf] 8f]l/ r'8fof] eg] = =

uhn n]lvPg pgsf] gfd d]/f] vKk/df. o:t} dfG5] lsg k5{g\ d]/f /x/df< dfof, ;fy lbO/xg' kb}{g ef] dnfO{, kTy/ x'F d 5f]l8lbg' dnfO{ au/df. wg x]/]/ cr]n gftf hf]8\g] rng 5, ;DklQdf a'jfcfdf x'g'xG' 5 3/df. h:tf];'s} ePklg rn]sf] 5 hLjg, s]xL c8\rg gcfcf];\ afFsL ;km/df.

Pp6f dfG5] bf]af6f]df e]l6P/ 5'6\of], 3'ld/xG5 pgs} tl:a/ cr]n gh/df.

 clbtL cof{n 1jfnL

n]v÷ ljrf/

;fKtflxs

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g]kfnsf] ljsf; / ;d[l4sf nflu clnslt dfq} 9Ë / ;f]rdf kl/jt{g Nofpg] xf] eg] ;lhn} ;Dej 5 . ;fgf–;fgf s'/fx¿nfO{ k|fyldstf lbP/ hfFbf s]xL jif{d} Jofkf/ 3f6f lgs} sd x'g ;S5 . h:tf] vfBfGgdf dfq} cfTdlge{/ x'g] xf] eg] 7"nf] lx:;fsf] Jofkf/ 3f6f sd x'G5 . o;;Fu} k|fs[lts ;|f]t–;fwgdf cfwfl/t pBf] u –Joj;fonfO{ ;/sf/L tj/af6} ;~rfng ug]{ xf] eg] d'ns ' sf] 3f6f sd x'gd] fq x}g, s]xL jif{d} gfkmfdf hfg yfN5 . d'ns ' sf] clxn]sf] cj:yf ;'gsf] srf}/f lnP/ eLv dfu]sf]h:tf] 5 . vf;df k|sl[ tn] lbPsf] ckf/ ;|ft] sf] ;xL ;b'kof]u x'g g;Sbf g} d'n'ssf] cfly{s–;fdflhs ¿kfGt/0f s]jn gf/fdfq alg/x]sf] xf] . ljsf; eg]sf] 7'N7"nf cfof]hgfaf6 dfq x'G5 eGg] unt dfgl;stf g} o;sf] sf/0f xf] . g]kfnsf] ;d[l4sf] cfwf/ hn, hldg, hËn / h8La'6L -rf/ …hÚ_ g} xf] . oL If]qdf /fHosf] nufgL clg lghL If]qnfO{ klg cTolws nufgL ug]{ jftfj/0f agfP/ o'jf hgzlQmnfO{ :jb]zd} pBdzLn agfpg] q md ;' ? ug{k' b{5 . clxn] hn;|f]tsf] ljsf; eg]sf] hnljB'Tsf] ;Gbe{ cfpF5 t/ o;sf] xljut aofg ug}{ kb}{g . jghËnaf6 k|ToIf–ck|ToIf nfe lng ;lsG5, Tof] klg ;lsPsf] 5}g . h8La'6Lsf] t emg\ s'/} gu/f}–F d'ns ' df Pp6f k|zf]wg s]Gb| klg 5}g . s/f]8df h8La'6L lgof{t u/]/ To;af6 ag]sf] ;fdu|L caf}d+{ f cfoft x'g] u/]sf] 5 . cfk\mgf] 3/–cfFugdf kfOg] j:t'sf] ;d]t ;b'kof]u x'g g;s]sf] cj:yfdf cfly{s ljsf;sf uuge]bL gf/fn] s] ;fy{s ¿k n]nf < d'n'ssf] ;du| ljsf;sf nflu b[9OR5fzlQm / k|lta4tfsf] cfjZostf kb{ 5 . bx| f ] k|lta4tfljgf ul/Psf sfo{x¿ ;kmn gx'g]dfq xf]Og, To;n] pN6f] kl/0ffd Nofpg ;S5 . d'n'ssf] cfly{s ¿kfGt/0fdf lghLs/0f jf pbf/Ls/0f;Fu} ljZjJofkL dfGotfnfO{ cfTd;ft\ u/]/ df6f] ;'xfpFbf] s[lif k|0ffnL ckgfpg'kb{5 . s[lifsf] cy{

            ofbj b]jsf]6f vfBfGg pTkfbgdfq xf]Og . vfBfGg;Fu} h8La'6L, kmnkm"n, kz'kfngh:tf ljifox¿nfO{ klg Ps;fy ;d]6]/ ax's[lif k|0ffnL clxn]sf] cfjZostf xf] . o;sf nflu s[lifof]Uo hldgsf] ;+/If0f u/]/ j}1flgs s[lif k|0ffnL;Fu} e"ldxLgx¿sf] hLjg:t/ psf:g e " l d df ly xb a Gb L s fo d ul/g' k b{ 5 . To:t} a9\ b f] ;x/Ls/0f;Fu} jftfj/0fLo Ifo / pj{/ e"lddfly dxn v8f ug]{ kl/kf6Lsf] cGTo x'g' klg TolQs} cfjZos 5 . gbLgfnf / jghËnsf] ;+/If0f;Fu} cfw'lgs s[ l if k| 0 ffnL / hldgsf] ;dfg' k flts ljefhgn] dfq g]kfnsf] s[liftGqn] km:6fpg] df}sf kfpg]5 . vfBfGgdf cfTdlge{/ eP/ lgof{t ug{ ;Sg] cj:yf cfof] eg] jflif{s 8]9 va{eGbf a9L ?lkofF cGo If]qdf nufpg ;lsG5 . vf;df hldg, hn, hËn / h8La'6L g]kfnsf] ;d[l4sf] klxnf] cfwf/ xf] . hnsf nflu hËn / hËn ePkl5 h8La'6L kfOg' :jfefljs 5 . hn;Fu hLjg ufFl;Psf] x'Fbf s[lifsf] ljsf;sf nflu, cf} B f] l us k| l ti7fg :yfkgfsf nflu / hËn hf]ufpg klg hnsf] pkof]u cfjZos 5 . ha;Dd hnljB't\ kof{Kt dfqfdf pTkfbg x'bF g} ta;Dd pBf]uwGbf v'Ng] / OGwgsf ¿kdf hËn df:g] sfo{df sdL cfpFbg} . xl/of] jg g]kfnsf] wg eg]h:t} h}ljs ljljwtfn] el/k" 0 f{ g] k fndf cf}iflwhGob]lv lnP/ ljleGg ;'ulGwt h8La'6Lsf] cyfx e08f/ /x]sf] 5 . To;sf] ;b'kof]uaf6} g]kfnL hgtf ;d[l4sf] prfOdf k' U g ;Sg] d f b' O { d t 5} g . h8La'6Lsf] lgsf;LeGbf o;sf] k|zf]wg / cGo j:t'x¿ pTkfbg u/]/ lgof{t ug]{ kl/kf6Lsf] ljsf;

clxn]sf] cfjZostf xf] . jt{dfg jf:tljstf t xfdLn] lgsf;L u/]sf] h8La'6Laf6 pTkflbt cf}iflw, t]n jf cGo ;''ulGwt j:t'x¿ xfdL dxFuf] d"No lt/]/ cfoft ul//x]sf 5f}F . h8La'6Lsf] klxrfg, vf]hL / o;sf] ;+/If0f clxn]sf] k|d'v cfjZostfleq kb{ 5 . pRr lxdfnL e]ub]lv lnP/ kxf8L If]qdf h8La'6Lsf] cyfx e08f/ 5 . ;fdfGo ¿kdf x]bf{ ltt]kftLb]lv of;f{u'Daf / kfFrcf}Fn]sf] pkof]u ljZjJofkL ¿kdf eO/x]sf 5g\ . u|fdL0f If]qdf To;} ldNsfO/x]sf] ltt]kftLsf] ax'pkof]uL u'0fnfO{ dfq xfdLn] pkof]u ug{ ;Sof}F eg] To;af6 lng ;lsg] nfe cgluGtL 5 . s[lifk|wfg d'n's g]kfndf ljb]zdf 8n/ lt/]/ sL6gfzs cf} i flw leœofpg' s f] ;f6f] ltt]kftLsf] pkof]lutflt/ Wofg s]lGb|t ug]{ xf] eg] pTkflbt vfBkbfy{df k|fs[lts u'0f k|fKt x'g5 ] eg] cfoft vr{ k"/} /f]lsgdfq xf]Og, :jb]zleq} y'k|}n] /f]huf/L klg k|fKt ug]{5g\ . x]bf{ ;fdfGo nfUg] o:tf cf}ifwLo jg:kltx¿ slt 5g, To;sf] n]vfhf]vf g} 5}g . cf}iflw xf];\ jf ;'ulGwt t]n, cQ/ x'g\ jf cu/aQL jf cGo kbfy{ ;a}sf] ;|f]t k|s[lt g} xf] . g]kfnsf] k|s[ltdf oL ;a} /x]sf 5g\ . s]jn o;sf] klxrfg / pkof]udfq cfjZos 5 . ljZjdf clxn] cf}iflwb]lv ;f}Gbo{;fdu|L ;d]t k|fs[lts jg:kltåf/f tof/ kfg]{ xf]8afhL rln/x]sf] 5 . g]kfnh:tf] h8La'6Lsf] ckf/ e08f/ /x]sf] b]zsf nflu of] Pp6f ;' g f} nf] cj;/ xf] . xfdLn] ckl/kSj lsl;daf6 xf]Og ls To;sf] k|zf]wg / pTkfbg g]kfnd} u/L tof/L ¿kdf lgof{t ug{k' b{5 . h'g If]qdf h8La'6Lsf] e08f/ /x]sf] 5, Tof] If]q ljsf; lgdf{0fsf b[li6n]

cToGt lk5l8Psf] 5 . of] s:tf] lj8Dagf Û hn, hËn / h8La'6Lsf] ;fOgf] Ps–csf{;uF ufFl;Psf] 5 . of] dfgj hLjgb]lv k|fs[lts ;Gt'ngdf ;d]t k|efj kfg]{ ljifo ePsfn] o;sf] ;+/If0f, pkof]u / Jofkf/ cGwfw'Gb geP/ lgof]lht ¿kdf ug{'k5{ . k|fs[lts ;|f]t df:g] l t/ gnfuL Jofj;flos v]tLlt/ hf]8 lbg' cfjZos 5 . hnljB't, l;~rfO, vfg]kfgLdf hn;Dkbfsf] pkof]u ug{' hlt cfjZos 5 . o;sf] ;+/If0fsf nflu hËnsf] ;+/If0f plt g} cfjZos 5 . …hËn g} dËnÚ dfGg] ;+:s[ltsf wgL xfdL g]kfnL hËn df:g pBt eO/x] sf] cj:yfnfO{ s8fO;fy lgoGq0f ug{k' 5{ . s]xL JolQmsf] nfesf nflu jftfj/0fLo Ifosf] a]jf:tf u/L k|fs[lts ;Dkbfsf] pTvgg tyf Joj;fo ug{ lbg] k|yf /f]lsg'k5{ . hnljgfsf] ;+;f/ sNkgf ug{ g;lsPsfn] o;sf] cfwf/sf ¿kdf /x]sf] hËnljgf klg hLjgsf] sNkgf ug{ ;lsGg .

To;}n] clxn] a9\bf] k|bi" f0fsf sf/0f a9\b} uPsf] hnjfo' kl/jt{g / To;n] lgDTofpFb} uPsf] ;d:of;Fu h'Wg] pkfox¿sf] vf]hL klg lgtfGt cfjZos eO;s]sf] 5 . ;do cem} lalt;s]sf] 5}g . ca t ufpFufpFdf ljsf; ug{, cfly{s pGglt ug{, hgtfdf ;d[l4 Nofpg zlQmzfnL :yfgLo lgsfo / k|b]zx¿ 5g\ . cfˆ gf] If] qdf ePsf] ;|f ]t, ;fwgsf] ;b'kof]u ;fgf]bl] v 7"nf];Dd cfkm}F agfpg] / hgtfnfO{ g} tL cfof]hgf–of]hgfx¿df lx:;]bf/;d]t agfpg] p2]Zo;fy of]hgf agfpg] xf] eg] ;/sf/sf] 3f]if0ffh:t} d'ns ' rfF8} ;d[4 x'g5 ] / g]kfnL ;'vL x'g]5g\ .

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cWoogcg' ; f/ ljxfg OGk\mn'oGhf ;+qmldt d';fdf ;fFem ;+qmldt ePsf] eGbf !) u'0ff a9L efO/;sf] dfqf b]lvPsf] lyof] . …of] lgs} 7"nf] cGt/ xf],Ú cWoog 6f]nL ;b:o clvn]z /]•Ln] eg] . …efO/;nfO{ klg ;+qmd0f ug{ plrt ;do rflxFbf] /x]5 . gq eg] pm ultlzn x'g ;Sbf] /x]g5 . t/ ;fgf] eGbf ;fgf] ;+qmd0f laxfg ;qmLo x'G5 / laxfg efO/;n] zl//nfO{ l5§} lgoGq0fdf lnG5,Ú pgn] eg] . cWoogn] /f]usf

…   Ú          

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-r'= r]= rf]= )( ut] M k|efjzfnL JolQm k|lt:kwf{df pqg ;S5g.

-/f= /L= ?= nf= nL= n'= /]= /f]= tf= n]= nf]= c=_ !) ut] M uf]kgLotfdf Wofg lbg'xf]nf. tL= t"= t]==_ )$ ut] M ;fx;L sfd u/]/ c¿sf] dg lhTg ;lsg]5. )% ut] M k|ltkIfLx¿ ;d]t ;xof]uL aGg]5g\. )^ ut] M s]xL r'gf}tLx¿ b]vf kg]{5g\. j[if )& ut] M e/ kbf{ dxTjfsf+Iff k"/f gx'g ;S5. j[lZrs -O= p= P= )* ut] M kfl/jfl/s c;dembf/Ln] klg ;d:of lgDTofpg ;S5. -tf]= gf= gL= g"= g]= gf]= cf]= jf= jL= )( ut] M k7gkf7gdf Tolt ;do lbg g;lsg]. of= oL= o'=_ j'= j]= jf]=_ !) ut] M cfZjf;g afF8\g]x¿ k|z:t e]l6Pnfg . )$ ut] M s'/f nufpg]x¿af6 ;hu /xg'xf]nf. )% ut] M l:yltdf ;'wf/ cfpg]5. )^ ut] M lrghfgn] cj;/ lbnfpg]5. a9\g] 5. ldy'g )&)* ut]ut] MM k/fqmd wg' ;xof]uLx¿ h'6\gfn] /fd|} kmfObf x'g]5.

-sf= sL= s'= -o]= of]= ef= 3= ª= 5= )( ut] M c¿n] cfˆgf sdhf]/Lsf] kmfObf p7fpg ;S5g\. eL= e"= e= s]=sf]= xf=_ !) ut] M a'l4sf] pkof]un] sfd lng] sf]l;; ug{'xf]nf. kmf= 9f= e]=_ )$ ut] M s]xL cj;/ k|fKt eP klg ;d:of x'g ;Snf. )% ut] M :jf:Yosf nflu vfgkfgdf ;hu /xg'xf]nf. )^ ut] M cfˆgf sdhf]/Laf6 c¿n] kmfObf lng ;Sg]. vr{ a9fpg ;S5. ss{6 )&)* ut]ut] MM kl/aGwn] ds/ z'elrGtsx¿sf] efjgfnfO{ a]jf:tf ubf{ ;d:of x'g]. -ef]= hf= hL= -xL= x'= x]= xf]= 8f= l8= )( ut] M /f]lsPsf sfd aGg], gofF sfd yfngL x'g] of]u 5. vL= v"=, v]= 8'= 8]= 8f]=_ !) ut] M dlxg]tn] u'd]sf] k|lti7f lbnfpg]5. vf]= uf= uL=_ )$ ut] M vr{ a9\g'sf ;fy} cy{ cefjn] ;tfpg ;S5. )% ut] M ;xof]usf] ofrgf ubf{ ;dodfq JotLt x'g]5. )^ ut] M cfˆg} k|oTgn] la:tf/} sfd aGg]5g\. l;+x )& ut] M glhssf ;fyLefO 6fl9P klg 6f9fsf] ;fy lbg]5g\. s'De -df= dL= d"= )* ut] M cK7\of/f]df ul/Psf] k|oTgn] glthf /fd|f] lg:sg]5.

-u"= u]= uf]= d]= df]= 6f= )( ut] M jfbljjfbdf kl/g] ;Defjgf 5, ;hu /xg'xf]nf. ;f= ;L= ;"= 6L= 6"= 6]=_ !) ut] M nugzLntfn] kmfObf lbnfpg]5. ;]= ;f]= b=_ )$ ut] M glrtfPsf sfd aGgfn] k|z:t} cfDbfgL x'g]5. )% ut] M cfsl:ds vr{ a9\gfn] ;d:of pTkGg x'g ;S5. )^ ut] M lrtfPsf] sfd lau|gfn] bf]xf]of{pg'kg]{ x'g ;S5. yf]/} kfpg klg w]/} j:t' TofUg'kg]{ x'g ;S5. dLg sGof )&)* ut]ut] MM klxn] ul/Psf] ldlxg]tsf] k|ltkmn k|fKt x'g]5.

-bL, b", y, -6f]= k= kL= em, `, b], k"= if= 0f= )( ut] M e]63f6sf ;fy} :jflbi6 vfgkfgsf] cfgGb k|fKt x'g]5. bL, r, rL_ 7= k]= kf]=_ !) ut] M /f]lsPsf sfd aGgfn] gofF sfddf klg pT;fx hfUg]5.

)$ ut] M sd{k|flKtsf] ;do 5. )% ut] M k|f/Dedf Pskl5 csf]{ cj;/ cfpg ;Sg]5. )^ ut] M cfkmGt / ;fyLefOaf6 sfddf ;xof]u ldNg]5. )& ut] M k|ltli7t sfd ug]{ cj;/ k|fKt x'g]5. )* ut] M kbf;Lg JolQm;Fu lgs6tf a9\g]5. )( ut] M cfo;|f]t a9\g'sf ;fy} wg ;+u|x x'g]5. !) ut] M nugzLntfn] sLlt{dfgL lbnfpg ;S5. )$ ut] M ;'?df c¿sf sfddf h'6\g'kg]{ . )% ut] M sfddf s]xL r'gf}tL klg b]lvg]5g\. )^ ut] M ;'v b'Mvdf ;fy lbg]x¿ k|z:t} e]l6g]5g\. )& ut] M ljlzi6 JolQm e]6\g] cj;/ h'6\g]5. )* ut] M r'gf}tLx¿nfO{ ;d]t kG5fpg ;lsg]5. )( ut] M /fhgLlt / gf]s/Ldf klg k|l;l4 a9\g]5. !) ut] M Joj;foaf6 ;f]r]sf] nfe ldNg]5. )$ ut] M k|f/Dedf cK7\of/f] kl/l:ylt ;fdgf ug{'knf{. )% ut] M cj;/sf nflu r'gf}tL;Fu n8\g'kg]{ b]lvG5. )^ ut] M zf/Ll/s c:j:ytfsf] klg of]u 5. )& ut] M ;d:ofsf aLr sfdsf] af]em ylkg ;S5. )* ut] M lrtfPsf] sfd aGg]5. )( ut] M ;fgf] k|of;n] sLlt{ /fVg] cj;/ lbnfpg]5. !) ut] M b':v lbg ;S5g\. p7\g'kg]{ /sd klg /f]lsg ;S5. )$ ut] M lk|ohg;Fusf] e]63f6n] ;'?jft /dfOnf] /xg]5. )% ut] M ofqf ug]{ cj;/ h'6\g'sf ;fy} cfltYok"0f{ ;do 5. )^ ut] M c:j:ytf / Jofjxfl/s emd]nfdf cndlng'kg]{ . )& ut] M cfF6]sf] sfd :ylut x'g ;S5. )* ut] M cfˆgf] >daf6 c¿n] kmfObf p7fpg]5g\. )( ut] M :jf:Yodf klg sdhf]/L cg'ej x'g]5. !) ut] M ;d:ofk|lt uDeL/ gaGbf cj;/ u'Dg ;S5. )$ ut] M kl/aGwn] s]xL emd]nf lgDTofpnf. )% ut] M lxDdtn] sfd agfpFb} ldlxg]tn] kmn kfOPnf. )^ ut] M dg ldNg] ;fyL e]l6Pnf . )& ut] M vr{ eP klg Joj;fosf nflu ofqf ug]{ df}sf 5. )* ut] M kl5 nfe x'g] sfd k|f/De ug{ ;lsg]5. )( ut] M sfdk|lt uDeL/ gaGbf cj;/ u'Dg ;S5. !) ut] M sdhf]/L tyf cfn:o cg'e"lt x'g]5. )$ ut] M cWoogdf dg Psfu| gx'g ;S5. )% ut] M ;dodf cfF6 ug{ g;Sbf sfddf r'gf}tL cfpnfg\. )^ ut] M :jf:Yodf ;d:of b]lvPnf. )& ut] M cfDbfgLsf] lbuf] ;|f]t h'6fpg ;lsg]5. )* ut] M dgkg]{ ;fyL km]nf kfg{ ;lsg]5. )( ut] M ;fgfltgf 3/]n' sfdd} cNemg'knf{. !) ut] M x'nd'ndf wgdfnsf] /Iff ug{'xf]nf.

snf

… Ú

tnf hf]8\g] lx:;f lyof] . pQm l;F9Lsf] $=# ld6/ cyf{t\ !$ km'6 /x]sf] 5 . :d/0f /xf];\ ;g\ @)!^ df o:t} l;F9Lsf] Pp6f 7"nf] lx:;f ;f9] ^ s/f]8 ?k}ofF a/fa/sf] d"Nodf las]sf] lyof] . # ;o @$ ld6/ prfO{sf] Okm]n 6fj/sf] l8hfOg k|m]Gr OlGhlgo/ u':tfj Plkmnn] u/]sf x'g\ . ;g\ !**( df ag]/ tof/ ePsf] Plkmn 6fj/ $! jif{;Dd ljZjsf] ;a}eGbf cUnf] ejgsf] ?kdf /x]sf] lyof] . klxn] Plkmn 6fj/df l;F9L r9]/ dfly hfg' kb{Yof] . ;g\ !(*# df l;F9L x6fP/ lnkm\6 /flvof] . lemlsPsf] l;F9LnfO{ @$ j6f 6'qmf kfl/of] . – Ph]G;L

xf]n;]n tyf km'6s/ h'Qf rKkn rflxof] < bfªsf] ;'Gb/ gu/L 3f]/fxL l;hg km]G;L :6f];d{ f ;Dk"0f{ sDklgjf6 pTkflbt xf]n;]ndf Doflhs rKkn tyf ljleGg l8hfOgsf h'Qf rKknx? / /]8Ld]6 ;fdfgx? yf]s tyf k'm6s/df ;'ky d"Nodf kfOG5 .

x/]s ;fdfg lsGbf @%Ü 5'6

 { lqk' / f6f] n –!), 3f] / fxL, bfª

k | f ] = /f ds ' d f /

$

r f } w /L,df ] = ( * %& * #@ ( !% ,)* @ –^ ) *! !

ca tkfO{sf] /f]hfO{sf] kfgL cf/f]Uo===Û

l/lnh cufl8 jf k5fl8 3f]if0ff ul/Psf lkmNdsf l;Sj]n 3f]if0ffd} ;Lldt ePsf pbfx/0fx? g]kfnL lkmNd If]qdf k|;:t} 5g\ . lx6 ePsf lkmNdsf] l;Sj]n Aofh vfgs} nflu ePklg ag]sf 5g\ t/ l/lnh cufl8 hf];df 3f]if0ff ul/Psf lkmNd ˆ nk ePkl5 l;Sj]n agfpg] s'/f ukmd} ;Lldt ePsf w]/} 5g\ . o:t} Ps lkmNd xf] …e}/Ú] . of] lkmNd o; jif{ k|bz{gdf cfPsf] lyof] . aS;clkm;df ck]Iffs[t Jofkf/ ug{ g;s]klg lgdf{tfn] ljb]z /fO6\; a]Rgs} vflt/ g]kfnaf6} nufgL ;/lIft ePsf] / l;Sj]n lgdf{0f ug]{ 3f]if0ff u/] . s]xL b]zdf lkmNd laqmL eO;s]sf] klg hfgsf/L lbOPsf] lyof] . t/, of] lkmNd ljb]zdf g k|bz{g ePsf] ;'lgPsf] 5 g t l;Sj]n g} aGg] 5fF6sf6 b]lvPsf] 5 . ldl8ofdf b'O{lbg] rrf{ / lkmNd lx6 ePsf] 8+sf km'Sgsf

nflu lgdf{tfn] l;Sj]n 3f]if0ff u/]sf] l6sfl6Kk0fL ;'? x'g yfn]sf] 5 . …e}/]Ú lgb]{zs Pe/]i6 ;"o{ af]x/fn] g} o;sf] l;Sj]n lgb]{zg ug]{ 3f]if0ff ul/Psf] lyof] . t/, clxn] lgb]{zs af]x/f gofF lkmNd lgb]{zgsf] tof/Ldf 5g\ . gfd …x]Nnf] lhGbuLÚ h'/fOPsf] 5 . e}/]Ú sf] l;Sj]n o;} jifl{e\ q agfpg] lgdf{tf/lgb]z { sn] atfPsf lyP . lgb]{zs af]x/fn] lkmNdsf] ;kmntfsf] v';LofnL ;f6f;f6 sfo{qmddf eg]sf lyP, …bf];|f] l;l/hdf s]xL gofF sf]lzz ug]{ 5f} F . …e} / ] Ú df ePsf sdL

sdhf] / Lx? bf] ; | f ] kf6{ d f gbf]xf]?{ofpg xfdL ;t{s /xg] 5f}F .Ú t/, ca pgL :jo+ …e}/Ú] sf] l;Sj]n geO gofF lkmNd lgb]z { gsf] tof/Ldf h'6]sf 5g\ . l;Sj]n 3f]if0ff ubf{ ljb]zdf a:g] g]kfnL bz{sdf g]kfndf lkmNd /fd|f] rn]sf] / ?rfOPsf] ;Gb]z hfG5 . o;n] ljb]zL dfs]{6df lkmNdsf] l8dfG8 a9\g yfN5 . …e}/]Ú sf] l;Sj]n klg o;}sf nflu 3f]if0ff ul/Psf] a'‰g ufx|f] 5}g . lgdf{tfnfO{ rflxF …e}/]Ú sf] l;Sj]n 3f]if0ff u/]/ slt kmfObf eP5 s'GgL <

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…;j{;'ne plrt bfd, u'0f:t/df xfd|f] zfgÚ

k|zf]lwt lkpg] kfgL



t'n;Lk'/–!&, bfª,

df]= (*$&*#@%!),kmf]g g+= )*@–$)))^%_

g]kfn ;/sf/

;~rf/ tyf ;"rgf k|ljlw dGqfno ;"rgf tyf k|zf/0f ljefu

;fKtflxs

;fIfL va/ klqsf ;fd'bflos=======

ga'e\mg] ;d:of x6fpgs} nflu of] k|lalwsf] k|of]u u/LPsf] u'? hh'/ dflasf lzIfs w'|a/fh Gof}kfg]sf] egfO{ 5 . dlN6ldl8ofsf dfWodn] k7g kf7g u/fpbf Pp6} s'/f ga'e\m]df w]/} k6s lel8of]df x]g{ ldNg] ePsfn] klg of] k|ljlw ;kmn ePsf] pgL atfp5g\ . t/ l;ldt ;|f]ts} sf/0f s'g}klg ;fd'bflos ljBfnon] lgoldt lzIff lbg g;s]sf] / cjZoStf cg';f/ lbb} cfPsf] pgsf] egfO{ 5 . dlN6ld8Lof dfkm{ t k9fpbf ljBfyL{klg cfs{l;t x'g] u/]sf] / o; k4tLaf6 lbPsf] sIffdf ;j}n] a'Hg] u/]sf] pgsf] egfO{ 5 . la1x?n] tof/ kf/]sf] ;fdfu|Lx?af6 dgf]/~hg ;lxt k7gkf7g u/fpg] x'bf of] k| lalwn] laBfyL{x ?sf] Wofgfs{if0f x'g] tyf a'e\mg ;xh x'g] pgn] atfP . bfªsf] t' n ;Lk' / pkdxfgu/leq lbk]Gb| dfla dfgk'/, dfla ;]G6/, u'? hh'/ dflj /Iffrf}/ 3f]/xLsf] dfla /em]gf, z'e k|eft dfla, afnlasf; nufPt u/L b'O{ bh{ g eGbf a9L ;fd' b flos laBfnonfO{ k|lalw d}qL agfO{Psf] 5 . dlN6ldl8ofsf dfWodaf6 k9fO{ x'g] laBfnox?df sDKo'6/, cfO{l;6L, O{G6/g]6, er'{cn, Snf;, O{–nfO{a]|/L ;~rfngdf NofO{Psf] x'G5 . dlN6 ldl8ofaf6 k7g kf7g

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@)&% kf}if )$ ut] a'waf/

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ljBfnodf k'¥ofpg / l6sfO{/fVg cfaZos /x]sf] k'gn] atfP . t/ w]/} h;f] ;fd'bflos ljBfnodf laB't g} k'Ug g;Sg' / k'u]sf] 7fFpdf ef]N6]h gk'Ug' eg] o;sf nflu afws dflgPsf] 5 .

^

nfu' kbfy{ ;]jgaf6 arf}+ / arfcf}+

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gf]6 M ;lx ;dodf ;lx klxrfgsf] nflu xfdLnfO{ ;Demg'xf];\ .

gofF kfO{nf k'gM:yfkgf s]Gb| -nfu' cf}ifw b'Jo{zg k/fdz{ tyf pkrf/ s]Gb|_

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t'n;Lk'/ p=d=g=kf= lahf}/L bfª kmf]g M )*@–$)))^^, )*@$!!!&#, (*^#^&^#*^, (*!((&#$^!

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Û ÛÛ ÛÛÛ

  

o; 3f]/fxL vfg]kfgL pkef]Qmf tyf ;/;kmfO{ ;+:yfsf] !( cf}+ ;fwf/0f;ef Pj+ & cf}+ aflif{s clwj]zg oxL ldlt @)&% ;fn df3 dlxgfdf x'g] ePsf]n] sflt{s dlxgfsf] kfgL dx;'n d+l;/sf] @* ut];Dd a'emfPsf] pkef]Qmf dfq j}w ;b:o dflgg] / lghsf] dfq dtflwsf/ /xg] o; ;+:yfaf6 lg0f{o ePsf] lyof] . t/ xfn cfP/ pkef]QmfHo"x?sf] Ps -!_ xKtf Dofb ylklbg] dfu ePadf]lhd pkef]Qmfx?sf] dfunfO{ dWogh/ u/L clGtd k6s sflt{s dlxgfsf] kfgL dx;'n kf}if ^ ut];Dd a'emfpg] pkef]QmfHo"x?nfO{ dtflwsf/ x'g] ePsf] x'Fbf pQm ldlt;Dd kfgL dx;'n a'emfO{ cfkm\gf] dt ;'/lIft /fVg' x ' g ;Dk" 0f{ pkef] Q mf ju{ x ?df xflb{ s cg' / f] w ub5f} + .

b]jLaxfb'/ l8=;L= -cWoIf_

3f]/fxL vfg]kfgL pkef]Qmf tyf ;/;kmfO{ ;+:yf, 3f]/fxL, bfª

;Dks{M  



















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