Ryan Wert
Founder and Principal Agent of BrightStar Insurance Partners
Ryan Wert has always believed that preparing for the future requires clarity, patience, and precision As the Founder and Principal Agent of BrightStar Insurance Partners, he leads a firm dedicated to crafting life insurance solutions for high-net-worth individuals, business owners, and senior executives Much of his work focuses on premium-financed life insurance and liquidity planning with one central goal: helping preserve the financial stories people have worked hard to build over their lifetimes His professional philosophy is grounded in the belief that clear understanding and thoughtful structure form the foundation of long-term financial success.
Entering the Industry
He began his career in the insurance industry at a boutique brokerage specializing in complex and high-value planning cases. From the start, he was drawn to the idea that well-structured life insurance could bring stability during uncertain times, ensure business continuity, and help preserve wealth for future generations. He quickly realized that the core of effective insurance planning was not just about selling policies, but designing thoughtful strategies tailored to each individual’s unique circumstances
During these early years, he worked closely with consultants, attorneys, and financial institutions that emphasized integrity and precision in their work. Through these collaborations, he learned the importance of transparency and honest communication Clients valued being able to speak with him openly and receive logical, fact-based answers rather than sales-driven responses. This trust-based approach became a key principle that continues to shape his professional life
Founding BrightStar Insurance Partners
When he founded BrightStar Insurance Partners, his vision was to create a company that would emphasize personalized and comprehensive financial planning Every plan designed under his leadership is customized to align with each client’s financial objectives, liquidity needs, family dynamics, and long-term goals His approach combines careful analysis with open dialogue, ensuring that clients fully understand how their plans are built and how each element operates over time
Those who work with him appreciate that he takes the time to explain every aspect of a policy from its purpose to how it supports the broader financial structure He focuses on helping clients make informed decisions based on clear, concise information, rather than unnecessary complexity. For him, effective planning means collaboration, transparency, and shared understanding at every stage of the process
Strategic Life Insurance Planning
Over the last decade, he has worked with clients to secure multimillion-dollar coverage and develop liquidity solutions for estate planning and business continuity His expertise in premium-financed life insurance allows clients to maintain their capital investments while ensuring the protection they need For business owners, he designs plans that provide access to liquidity without compromising family security For senior executives with concentrated equity or deferred compensation, he develops strategies that bring stability and reduce exposure to market volatility
Each plan he creates is tailored to the client’s unique circumstances, including their financial timeline, tolerance for risk, and specific obligations His approach is deliberate and methodical, treating every situation individually rather than relying on broad solutions. This disciplined practice, built on consistency and care, continues to define his reputation in the field His success is rooted in his ability to design thoughtful strategies that align with his clients’ long-term visions.
Professional Network and Reputation
His leadership has earned BrightStar Insurance Partners the trust of professionals across the financial industry. The firm regularly receives referrals from attorneys, accountants, private banks, and family offices that recognize its ability to integrate life insurance strategies within broader estate and financial planning frameworks. He ensures that all plans are transparent, well-documented, and easily understandable for other advisors to support He communicates in straightforward language, discussing every assumption, cost, and potential result with honesty and clarity There are no hidden details or unnecessary pressure only structured planning that clients and their advisors can evaluate with confidence His professional achievements include recognition from multiple insurance carriers for exceptional performance; however, he values client referrals the most For him, a referral represents the highest form of trust, showing that clients feel confident sharing his expertise with people they care about.
Working Approach and Client Trust
He takes a comprehensive and measured approach to financial planning Each client’s situation is carefully reviewed to ensure that every element from goals to responsibilities is fully understood He creates detailed models that project how different strategies will perform under varying market conditions He also provides clear explanations of funding requirements, lender relationships, projected returns, and long-term governance.
This level of detail allows clients to make decisions with confidence. It also minimizes transaction costs and helps keep plans stable as financial environments change His relationships often extend through major milestones, with many clients continuing to work with him for years to come. For him, maintaining trust is built on everyday actions promptly returning calls, providing thoughtful answers, and engaging in honest discussions These small, consistent efforts reinforce his dedication to each client’s long-term success
Community Values and Philanthropy
He grew up in Folsom, California, where he learned the importance of being reliable and present at an early age. Those lessons continue to influence how he lives and works today. He has been a proud supporter of the Folsom Police Foundation for over five years, contributing to community programs that promote safety and community connection He also supports the Odisha Society of America, an organization dedicated to improving educational access for underprivileged youth in India
Now living in Winter Park, Florida, he remains deeply connected to his family and community Outside of work, he enjoys golf and has coached youth football, where he encourages teamwork, patience, and growth Coaching has taught him that leadership involves guiding people toward confidence and understanding much like helping clients strengthen their financial foundations through education and steady support.
Professional Presence Today
Today, he continues to guide clients and partners with a calm and thoughtful approach. He believes people make better decisions when they are respected and given clear, factual information That belief shapes how he conducts every conversation, sets expectations, and maintains long-term relationships.
BrightStar Insurance Partners continues to grow through referrals, partnerships, and the trust of clients who value clear financial guidance He remains actively involved in every major case, ensuring that each plan reflects both the client’s present circumstances and their future aspirations. His leadership style emphasizes care, precision, and transparency in every aspect of planning
Working with Ryan Wert means partnering with someone who values long-term relationships, open and honest communication, and meticulous planning His mission is to help clients build and protect their financial legacy with clarity, patience, and purpose principles that define both his work and his life. Ryan Wert continues to lead his firm with the same thoughtful dedication that has guided him throughout his career