Biography of Ruvim Khemchan

Ruvim Khemchan specializes in real estate investing and consulting His company, Mutual Holdings, assists clients in Oregon and Washington State with property purchases and sales. With a deep understanding of the local real estate markets, access to private lenders and investor groups, and a network of potential buyers, Khemchan and Mutual Holdings help clients find the funds they need to address their real estate needs.
Khemchan has more than 20 years of experience in real estate investing and lending expertise He started in 2004 by buying land and connecting builders with investors looking to build. Khemchan also helps clients with getting financing
Mutual Holdings: A Trusted Source in Real Estate Investing and Private Lending
Mutual Holdings focuses on real estate investing/consulting and private money lending for fixer-uppers and flips, new construction spec homes, and land acquisitions. Mutual Funding guides individuals and businesses looking to invest in real estate The company assists clients in identifying investment opportunities and advises them on financing, market trends, and property management to make informed investment decisions consistent with their financial goals and risk tolerance
Responsibilities include researching and analyzing real estate markets to identify potential investment opportunities This includes assessing market conditions and trends, including supply and demand, pricing, rental rates, and other factors that could impact the investment. Based on the market research and analysis, Mutual Holdings will develop investment strategies tailored to their clients' needs and objectives
In addition, as a real estate investment consultant, Khemchan will conduct thorough due diligence on properties to ensure that they are sound investments This includes reviewing property records, assessing property conditions, and analyzing the potential for growth and profitability
Private Lending
Mutual Holdings also helps clients secure financing for their real estate investments, including private lending. Private lending has become a potent tool. When traditional financial sources become less accessible, private lending provides an alternative funding source for profitable real estate ventures Using this strategy, individuals or organizations can lend money to investors who require funds to purchase real estate or execute remodeling projects.
Private lenders may include individuals with excess capital seeking investment opportunities; investment groups that pool funds from several investors to provide larger loans and distribute risk across various real estate projects; and hard money lenders who are private lenders typically focused on high-interest, short-term loans.
Unlike traditional financial organizations such as banks, credit unions, and mortgage firms, private lenders are not subject to extensive government regulation and control. They also tend to operate more flexibly because they are not subject to the same level of regulation as traditional lenders, although they still have to follow numerous provincial legislation Private lenders are also more likely to consider unconventional criteria. They may prioritize the property's valuation or the borrower's overall financial situation over strict adherence to established criteria Furthermore, private lenders frequently have a faster approval process than traditional lenders, which might benefit customers who require financing more quickly.