5. DELINQUENT BILLS

1. A member desiring to use the plan shall make a request to be allowed to use this optional payment plan.

2. The Cooperative will allow use of the average monthly payment plan if the member meets and continues to meet the eligibility requirements.

C. How Bills Are Prepared:

1. Under this plan the bill is calculated each month in the usual manner, using the seasonal rate and power cost adjustment appropriate for that month.

2. The member is billed the average of the prior twelve (12) months usage.

D. Full Settlement:

The Average Monthly Payment Plan is valid through November of each year. Any monies due over the calculated average will become due and payable in December. Any over payment may be applied to the next billing, or may be refunded if the member requests a refund. To continue the plan the member must make a new application and recalculate the payment amount for the following year.

A full settlement of the account shall be made when participation in the plan is ended, either at the request of the member or of the Cooperative.

4. DELINQUENT BILLS

All bills presented for payment become delinquent after twenty (20) days from the date the bill was mailed. The Cooperative may discontinue service for such delinquency after twenty-five (25) days from the date the bill was mailed. Delinquency and Cut-off dates will be printed on the bill. If a collection trip is made, the Cooperative may charge a service fee (as provided for in the appropriate tariff). Delinquent bills shall be subject to a late fee of a minimum of $5.00 up to 1.5% of the total amount owed.

If service has been disconnected because of non-payment of a bill, or for a violation of the rules of the Cooperative, the member shall pay all delinquent bills and all collection and reconnect fees before service will be re-established. The Cooperative shall restore service within a reasonable time during normal working hours.

The Cooperative shall not discontinue service for non-payment of bills between the hours of 5:00 p.m. and 8:00 a.m., after 12:00 p.m. on Fridays or the day preceding a holiday, or on Saturdays, Sundays, or holidays. If a member requests reconnection of service which has been disconnected for non-payment, the member will pay a fee (as provided for in the appropriate tariff), if performed at the request of the member, between the hours of 4:00 p.m. and 8:00 a.m., or between the hours of 4:00 p.m. Friday and 8:00 a.m. Monday, or between the hours of 4:00 p.m. preceding a legal holiday and 8:00 a.m. the day following the holiday.

The Cooperative may refuse to accept a check for payment due the Cooperative if the member has, during the previous twelve (12) months, had one or more checks returned unpaid to the