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It's Never Too Late If I knew then what I know now. I hate that saying. There is so much regret and blame in that sentence. But I hate it most of all for the futility of it. One Simple Trick to Achieve New Year's Resolutions Every year there are a slew of tired articles about New Year's Resolutions. This is not that. This is one simple trick to achieve New Year's Resolutions. Get The Money Out of Politics With a record $4 billion dollars spent in 2014 mid-term elections and the lowest turn out in over seventy years, it's time to get the money out of politics. Why Net Neutrality Must Be Preserved Net neutrality has been in the news a lot recently. Maybe you're not even sure what it is but it must be preserved. The High Cost of Poor Health Care It's no secret that even with the advent of the Affordable Care Act, it's costly to be healthy in America. But the high cost of poor health care is even more costly. Shopping On Black Friday Shopping on Black Friday has become a uniquely American institution. Find out how and when to get the best deals without being trampled to death. How To Save Money on Christmas Gifts Now that we've crossed the Halloween threshold, the Christmas season is fast upon us. Here are a few ways to save money on Christmas gifts. So You Fell Off the Wagon It happens to us all. We start a new diet click this then binge on pizza. We fell off the wagon. And it can happen to our finances too. 27 Steps to Save Money By Winterizing Your Life I love autumn, all golden and shit. Sweaters, knee high leather boots, pumpkins, Halloween, Thanksgiving. The only thing I don't like about fall is that it means winter is coming, so I just try not to think about that.