Financial Planning Presentation Chart

Stock Market Review: (15 minutes)

In order to further our discussion of saving vs. investing, we need to continue to develop students’ understanding of the stock market.

Please note that for some students this may be the first time learning about the stock market, while for others they may be familiar with the general concept of stocks.

Be cautious as you introduce new concepts to pause to check student understanding.

Example of student understanding quick checks:

Ask students to display a designated hand signal to indicate their degree of confidence in their understanding of the topic being discussed.

GOT IT! GETTING THERE! I NEED HELP!

Throughout the course of the fall sessions, we are continuing to look at Apple (AAPL).

Have Yahoo! Finance pulled up on the overhead screen or projected on the board. If able, students can also pull up Yahoo! Finance on their own devices. • https://finance.yahoo.com/ Page 14 has student instructions for creating their own Yahoo! Finance accounts to create a portfolio of stocks they want to monitor.

With Yahoo! Finance pulled up, review and record as a whole group the… • Company name • Ticker • Today’s price & date

• Take note of how the prices have changed since last session - what are some of the reasons the price might have gone up or down?

• How much the company is up or down since market open

• The 6 month movement of the stock

• Point out the “Sustainability” tab

Show students how on Yahoo! Finance under “Chart,” you can view the history of a company stock by different date ranges.

Discuss out loud what should go on the x-axis (time frame) and what should go on the y-axis (stock price).

Introduce New Investment Key Terms:

Mutual Fund ETF

Read through the definitions out loud and discuss the Napkin Finance graphics.

Talk through the concept of ETFs being passively managed vs. mutual funds being actively managed.

Indexed vs. actively managed (Napkin Finance) Most ETFs are “indexed,” which means they try to match the performance of a specific index (such as the Dow Jones, S&P 500 or Nasdaq) as closely as possible. The fund does this by buying all of the index’s stocks and bonds (or at least a good sample of them) and holding them in the same proportions as the index.