SESSION 3

Introduce Key Term: Investing

Explain Out Loud:

Read through the definition together and discuss why you might choose to invest your money instead of holding it in savings.

Example: When you want to grow your money for a long-term goal.

Ask students…

What are the positives of investing?

What are some potential negatives of investing?

Discussion Topics: • What is the difference between saving and investing? • RISK vs REWARD in investing

Stock Market Review: (14 minutes)

In order to develop a deeper understanding of investing, we will be using Yahoo! Finance to follow the prices of a stock and an ETF over the course of the fall sessions.

Please note that for some students this may be the 1st time learning about the stock market, while for others they may be familiar with the general concept of stocks.

As you introduce stocks, be sure to pause to check student understanding.

Example of method to quickly check student understanding during the lesson

Fist to 5

EXPLAIN:

If you bought one stock of Company A, and Company A has 10 shares, then you would own 1/10th of the company or 10%.

If you bought one stock of Microsoft and Microsoft had one million shares in total, then you would own one-millionth of the company or 0.0001%.

Provide students examples of stock exchanges and briefly discuss:

The main stock exchanges in the U.S. are:

The New York Stock Exchange (NYSE)—which has a physical trading floor but also handles electronic orders

Nasdaq—which is an all-electronic exchange

Global stock exchanges:

There are 60 major stock markets around the world of which the NYSE is the largest.

Some of the other major players include:

Tokyo Stock Exchange  Japan London Stock Exchange  United Kingdom Hong Kong Stock Exchange  Hong Kong Shanghai Stock Exchange  China Euronext Paris  France

Bombay Stock Exchange  India Frankfurt Stock Exchange  Germany

Throughout the course of the fall sessions, we are going to track Apple (AAPL).

Have Yahoo! Finance pulled up on the overhead screen or projected on the board. If able, students can also pull up Yahoo! Finance on their own devices. (If an overhead projector is not available, have students use their personal devices to pull up Yahoo! Finance and follow along).

https://finance.yahoo.com/ (This link can also be found in the RTSWS App under “Resources”)

Page 14 has student instructions for creating their own Yahoo! Finance accounts to create a portfolio of stocks they want to monitor. (This is not mandatory; but, it is a helpful resource for students interested in exploring more.)

With Yahoo! Finance pulled up, review and record as a whole group the…

• Company name • Ticker (Key term) • Today’s price & date • How much the company is up or down since market open • The 6 month movement of the stock • Point out the “Sustainability” tab

Show students how on Yahoo! Finance under “Chart,” you can view the history of a company stock by different date ranges…

Today students will be sketching the 6 month chart of Apple (AAPL). Discuss out loud what should go on the x-axis (time frame) and what should go on the y-axis (stock price).