Financial Planning Presentations

FINRA Questions

Imagine that the interest rate on your savings account is 1 percent a year and inflation is 2 percent a year. After one year, would the money

in the account buy more than it does today, exactly the same or less than today?

A) More B) Same C) Less D) I don’t know

If interest rates rise, what will typically happen to bond prices? Rise, fall, stay the same or is there no relationship?

A) Rise B) Fall C) Stay the Same D) No Relationship E) I don’t know

START SESSION 3

Welcome & Allow Students to Get Settled: (5 minutes)

• Students enter the classroom and get settled in their seats • Grab snacks for the session • Make sure they have their student curriculum books • Make sure they have pen, pencil or marker • Whole group: Lead volunteer provides a brief introduction to who the team is and introduces any new volunteers

Attendance: (3 minutes)

IMPORTANT! Volunteers or Student CEO take attendance.

This qualifies them for alumnae benefits.

The attendance will be taken via a SurveyMonkey link. It will also be emailed to your Lead Volunteer and Student CEOs.

Students share out loud: Name, grade and a leader they look up to.

Review Norms: (3 minutes)

Remind students of the agreed upon norms from session #1 and #2.

Guiding Questions & Agenda: (2 minutes)

Talk through the guiding question and agenda as a whole group.

Students should be aware of what they will be learning about today and what they can expect from the session.

Today’s Guiding Questions: How can both checking accounts and savings accounts affect your financial planning and management of your financial goals?

What are the similiarities and differences between a stock and a bond?

Let’s Teach: (7 minutes)

Whole group:

Read the “Think About It” together.

Discuss the concept of hiding your money at home (or under a mattress) vs. keeping your money in a bank account.

Not only is it not safe to keep a large amount of money at home, but it is also not financially smart.