Session #2 Bonus Material

Questions & Agenda: (3 minutes) Questions & Agenda: (3 minutes)

Talk through the guiding question and agenda as a whole group. Guiding Question: How are expenses, investments and savings considered when planning financial goals for myself and when advising others on their own financial goals?

Students should be aware of what they will be learning about today and what they can expect from the session.

Introduce Spending, Saving and Investing: (9 minutes)

Complete the activity at left together.

What do RTSWS students see in their future?

Give students 60-90 seconds to brainstorm 5 goals they have for their future.

Instruct students to write these goals down in their workbook.

Examples:

Do they want to go to college? Do they want a new laptop? Do they want to be able to purchase their own car? Do they plan on moving or living on their own after high school? What types of jobs do they want? How much money do they want to make? After 60-90 seconds of brainstorming time, bring the whole group together and have a classroom discussion on these goals. Ask 2-3 students to share one of the goals they wrote down.

Quick Write: Provide students with 30 seconds to write down which of their goals will require them to spend money.

Quick Write: Provide students with 30 seconds to write down which goals they may need to start saving for.

Ask students to estimate how much money they will need to save for each goal.

Introduce Key Term: Savings

Explain Out Loud:

Read through the definition together and discuss the importance of savings in achieving financial goals.

Quick Write: Provide students with 30 seconds to write down anything that comes to mind when they hear the word “investing.”