BHB Small Business Borrowing take one

SMALL BUSINESS BORROWING

Discover a better business loan, right here where you bank

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To apply for a small business loan or line of credit, your business must be in operation for two years or more and have a primary location in the Bank’s lending area. In general, small business loans and lines of credit are for businesses with annual sales of $5 million or less. Loans and lines of credit are subject to credit approval.

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Origination fee will be waived on applications submitted by September 30, 2022.

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Rates are based on Prime plus a margin, which takes into consideration creditworthiness and size of loan/line of credit.

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See card application’s Important Disclosure for terms, rates, and fees, which can be found at burkeandherbertbank.com/business/accountsservices/business-credit-cards/. Cards are issued by TCM Bank, N.A., pursuant to a license from Visa Incorporated. Visa® is a registered trademark of Visa Incorporated. Subject to credit review and approval.

Must be 18 years or older to apply.

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Burke & Herb

Welcome At Your Service Since 1852 to a better way to & Burke borrow Herbert

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Bank

∞ Attractive terms ∞ No origination fees ∞ Fast, local decisions

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∞ Bankers who really help

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Special Savings on Business Loans & Lines of Credit and Owner-Occupied Real Estate Loans

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Burke & Herbert Bank At Your Service Since 1852 ®

SMALL BUSINESS OWNER-OCCUPIED REAL ESTATE TERM LOAN

Here’s why borrowing is better at Burke & Herbert Bank At most big banks, lending is a numbers game – and the numbers usually don’t add up for small businesses. Not so at Burke & Herbert Bank!

We're small-business specialists You’ll work directly with a Branch Manager who knows your neighborhood, sees your potential, and builds a borrowing plan that works for your business.1 Our loan decisions are fast, informed, and made locally. And you’ll get the same friendly, personal service you’ve come to expect from us.

We make borrowing affordable Apply by September 30, 2022 and you can eliminate origination fees on every loan we offer. If you own the space where your business is located, we’ve got more special savings opportunities lined up for you.

So start discovering the benefits of borrowing built better, right here in the neighborhood. Get your next business loan from Burke & Herbert Bank.

Your property is the key to lower rates!

Owning your business workspace is a smart move on many levels – including the chance to earn a special fixed introductory rate on this attractive term loan for your first year! Apply by September 30, 2022 and you can qualify for: ∞ Loans up to $1,000,000 with no origination fee2

SMALL BUSINESS TERM LOAN

The foundation for building a better business As the saying goes, it takes money to make money – and our affordable Business Term Loan can be a smart source of the seed money you need to take your business to the next level. ∞ Loans from $10,000 to $500,000 (secured) with no origination fee2 ∞ Terms from 18 to 60 months

∞ Special low rate for your first year, with competitive fixed rates thereafter

∞ Attractive fixed rates based on Prime3

∞ Flexible 7- or 10-year terms

∞ 0.25% discount available with auto-pay from your Burke & Herbert Bank business checking account

∞ Available when your business occupies over 50% of the property ∞ Business deposit relationship with auto-pay from a Burke & Herbert Bank business checking account required

SMALL BUSINESS LINE OF CREDIT

Funding at the ready, whenever you need it.

In business, things can move quickly. Opportunities pop up. Cash flow slows down. But with a Small Business Line of Credit, getting the cash you need is as easy as writing a check. ∞ Lines from $10,000 to $150,000 (unsecured) or up to $500,000 (secured) ∞ Interest-only payments ∞ No annual fee or origination fee2

Here's even more!

Small Business Investment Real Estate Loans up to $1,000,000 can finance commercial or residential income-producing properties.

Business Credit Cards help you earn attractive rewards on business purchases.4 Personal Borrowing Options include mortgages, home equity, credit lines, and credit cards to help you meet your full range of personal needs and goals.

Apply today!

Apply in a branch or online at burkeandherbertbank.com/business. Or to learn more, speak to a branch representative or call us at 703‑684‑1655.

∞ 24-month term with variable rates based on Prime3 ∞ 0.25% discount available with auto-pay from your Burke & Herbert Bank business checking account

Borrowing is better here.