AZ Condo Living Dec 11, 2016

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INSIDE THIS ISSUE

December 2016 Powered by

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CONDO TOWNHOME &LOFT Modern Flames sparks plenty of interest with electric fireplaces

Layered Security Modern Design Energy-Efficiency Condo community maps

By Debra Gelbart

Modern Flames

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efore 2009, electric fireplaces were designed more as low-cost spaceheaters and didn’t look like fireplaces.

Modern Flames, founded in Phoenix in 2009 by Kris Richardson and Tom Foy, changed that.

“We believed there was an increasing demand for a higher-quality, more realistic electric fireplace that looked more like real fire,” Richardson said.

“We developed an industry-changing flame pattern that elevated the outlook of electric fireplaces in the industry and we have been improving the flame and features ever since. Many customers tell us that electric fireplaces can be a substitute for gas fireplaces, allowing for an easier installation at a fraction of the cost.”

Matt Winquist via Envy Residences

‘Right-size’ at the right time and the right place You can ënd your perfectly proportioned living space by year’s end

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By Debra Gelbart

From the “flame image to the specific features, to the fit and finish of each product, we try to give the consumer the best fireplace experience possible with current electric fireplace technology.”

—Kris Richardson, Modern Flames Not-to-be-missed giveaway To celebrate the company’s seventh anniversary, Modern Flames is giving away a gorgeous electric fireplace to a lucky visitor at any of several designated condominium communities in greater Phoenix. One winner will be drawn on Tuesday, Jan. 31, 2017, and will be featured (along with the community they visited) in the March issue of Condo Living AZ. Modern Flames distributes its products in fireplace stores located throughout North America; the company’s presence is increasing in other countries around the world, too. More than 500 Modern Flames dealers have at least one product on display, Richardson said, and the entire product line can be viewed in person and purchased at either Arizona Fireplace location in Phoenix.

Location specifics and contest details are on page 2 in this issue or can be found at condoliving.azcentral.com.

MODERN FLAMES; continued on page CL5

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ou might not have thought about how much more flexible a condo can be compared to a single-family home when it comes to “rightsizing” your living space. But it’s a fact that condominiums are often designed to offer the optimum configuration for your needs.

“With a modern condo,” said David Newcombe, co-founder and associate broker at Scottsdale-based Launch Real Estate, “you can choose precisely the living space you need with the exact features you want.” If you no longer need a tub in the master bath, why should you pay for one?

If you don’t want hallways, you can find a brand-new condo without them.

“Right-sizing means finding the exact amount of living and storage space that fits your lifestyle,” Newcombe said. “And it can be done easily because condo developers are quite creative with floor plans.”

The right time to right-size How do you know when it might be time to “right-size” your condo — including considering a larger living space — or move from a single-family home to a condo with less square-footage than you currently have?

First, here are some signs you may need a larger living space, according to Keith Mishkin, owner of Cambridge Properties in Phoenix: • You’re expecting a baby — or your millennial “baby” is moving back in.

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“Whichever condo you choose, it will be among the first new condos available in the Phoenix area since the recession.”

—David Newcombe, Launch Real Estate

• You’re retiring soon and plan to travel and you want maintenance-free living.

Newcombe added financial considerations to the list of reasons for choosing a condo over a single-family home.

When you’re looking at condo living, you should evaluate all of the amenities that are included as well as the proximity to services that are important to you rather than simply the square-footage connected to the gross purchase price, he said. With a condo, the most important factor is whether it fits your lifestyle — both in terms of where it’s located and how the interior space is configured, he noted. “And though you may be getting less actual square-footage for your purchase, you’re getting exactly what you want in terms of how you’ll live.”

Moving in quickly • You’re getting a lot of company lately and If you’ve decided a condo is right for you, a move-in-ready unit lets you take your living space seems cramped. possession in as little as a week if you’re • You’ve decided to work from home and paying cash or in about 30 days if you’re don’t have room for a dedicated workpursuing a mortgage, both Mishkin and space.

Mishkin said these are signs you may want to Newcombe said. “If you’ve sold your home, the advantage of a move-in-ready condo buy a smaller condo: is that you have a place to move to almost • You have rooms in your current home that you haven’t used at least five times immediately,” Newcombe said. “The lifestyle in the last year. you’re seeking is available right away.”

• You’ve recently become an emptyRIGHT-SIZING; continued on page CL5 nester.

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Control 4

Layered security in condo and townhome communities Townhome security tends to differ from condo security

By Debra Gelbart

Control 4

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he type of security system and automation features you have in your residence will often depend on whether you live in a condo or a townhome.

In a townhome, you’re likelier to have a conventional home security system in

your residence. In a condo, the security is probably going to be at the points of entry to your building.

Layers of security In most mid-rise and high-rise condo buildings, you’ll see two lines of defense

on the outside of your unit — initial keyfob access and key access to the interior elevators. That’s according to Tim Sprague, the CEO of Habitat Metro, developer of Portland on the Park in Downtown Phoenix in the “heart of a robust urban center.”

Portland on the Park is a condominium

complex adjacent to Margaret T. Hance Park that includes 149 homes located in three mid-rise buildings that are four, 12 and 14 stories in height. Units range in size from 1,183 to 2,498 square-feet and in price from $270,000 to $1.2 million.

Other new condo communities have similar security features.

“Our project, Contour on Campbell, is a fully secured condo community with key-fob access to the garage and all exterior doors as well as doors or gates to the amenities such as the gym, clubhouse and pool area,” said Nikki Erbele, director of development for Liv URBN Development, a company responsible for Contour on Campbell in the Biltmore area and The Mason townhomes development in Central Phoenix off of 14th Street and Bethany Home Road.

Contour on Campbell, located just west of 24th Street and Campbell Avenue in Phoenix, is a mid-rise complex offering units ranging from 1,000 to 1,700 squarefeet (with one- and two-bedroom options) starting in the mid-$300,000s.

Meanwhile, The Mason is a townhouse development with an attached garage for every one of the units. The units range in size from 1,756 to 1,940 square-feet and start at $475,000. Some of the two- and threebedroom units have rooftop decks, Erbele said. Because each unit has its own attached garage, exterior access in the community isn’t controlled like it is in a typical condo community. Residents may choose to install a traditional security system inside their residence, Erbele said, just like in a singlefamily home. The Mason has units ready to close in 30 days while Contour on Campbell will be delivered in late 2017.

At both Contour and Portland on the Park, cameras are strategically located in the garage and in other areas of the building, Sprague and Erbele said. All residents have a key-fob that lets them into the garage or the interior of the building from an exterior door and a key that activates the elevator to their unit, Erbele said.

Available features Control 4 is a home automation system that Liv URBN prefers. At Contour on Campbell, a Control 4 system comes standard within LAYERED SECURITY; continued on page CL5

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Portland on the Park

Modern meets manageable Condo design evolves to a comfortable ‘transitional’ style

By Elise Riley

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anoramic windows, open floor plans and urban settings make condominiums ideal places to enjoy modern design. But for homeowners who are downsizing from traditional single-family homes, there is a way to bridge the gap between old-school and a more contemporary look.

Meet “transitional” design, the trend that takes minimalist, simplistic cues from modern design but adds comfort and the practicality of traditional design.

“Our particular project is transitional,” said Michelle Brendel, design manager at The Enclave at Borgata in Scottsdale. “That’s what I’m noticing our homebuyers are wanting. Transitional is a catch-all for the consumer right now. It allows them to use the pieces they already have. Back in the day this was called eclectic.”

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“You might not keep the sofa, but you’ll repurpose the coffee table.”

– Michelle Brendel, design manager, The Enclave at Borgata

All the room you need Open floor plans in condominiums provide ample space for dining, entertaining and lounging. Kitchens tend to be part of the main living space while bedrooms are appropriately sized but not oversized.

“We wanted to create a comfortable living space,” said Nikki Erbele, director of development for Liv URBN, developer of The Mason townhomes “We spent a lot of time thinking through floor plans and space planning. It’s really how you go about utilizing that space.”

Erbele said that moving from 3,500 square-feet to 2,000 square-feet might sound like a significant change but with the right design it doesn’t have to feel like a sacrifice.

“More people are going toward those smaller layouts in terms of square-footage,” Erbele said. “It doesn’t feel like you’re being cramped in a tight space.”

Tim Sprague, owner and principal at Habitat Metro, which developed Portland on

the Park in Downtown Phoenix, said it all comes down to efficiency.

“It’s about paying attention to your buyers and giving them what they want,” Sprague said. “The overall trend is to be smaller. But the flip side with that is that if it’s smaller, you need to be able to make it more efficient.

You also have to remember that the lines between live and work are blended now.”

Sprague said that Portland on the Park has designed public common-area spaces for residents to have business or social meetings as well as to enjoy a quiet respite alone.

The Mason

Olsson, senior interior designer with Est Est who decorated the model at The Mason, a townhome community in Phoenix. “It’s smaller than a single-family home, so you want to utilize the space as easily as you can.

You’re talking about furniture that’s sized for the room, that doesn’t distract from your great views. Transitional is lighter colors, lighter finishes, cleaner lines. Where you used to have big rolled arms, big carvings, it’s more tailored and not over-designed.”

Inventory current furnishings Designers recommend taking an inventory of existing furniture and deciding what translates best to the new space. They also remind buyers that the condo lifestyle is simpler — it’s lock-and-leave.

“This is about becoming unencumbered,” Brendel said. “By not having those heavy pieces, it frees you up for something that’s cleaner. Everything is about comfort and clean lines.”

Getty Images

Ef8cient furnishings for ef8cient spaces When homeowners, particularly those who are downsizing, move into a new condominium, they don’t need to buy all-new modern furniture. Instead, thanks to the trend toward transitional design, it’s all about being efficient.

“With condo living, certainly at The Mason, it’s about location,” said Bianca

Thinking of trying out transitional design? Consider these tips: • Stick to neutrals. Use shades of gray, tan and cream for upholstery.

• Add pops of color. Select pillows and throws to add touches of color that you can swap out seasonally or as your taste changes.

• Avoid anything ornate. Carvings on sofas, extra embellishments and other eye-catching add-ons can take away from the simplicity of a transitional setting.

• Consider the scale. Find sofas and chairs that are the appropriate length and height for the space.

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Optima Kierland

Energy-saving measures Valley developers implementing sustainable construction and design concepts

By Meghann Finn Sepulveda

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oday’s buyers are more discerning when it comes to their home’s energy-efficiency, not only to save money, but to be more conscious about conservation strategies to protect the environment. Some Valley condominium developers are taking active measures to be more environmentally responsible in their green building practices.

Interior design Developers like Serenity Development LLC are promoting sustainability in the design and construction of Serenity Fulton Ranch, a condominium community that is part of the 520-acre Fulton Ranch master-planned community in Chandler.

“Serenity Fulton Ranch is ENERGY STAR-certified which ultimately provides more comfort, durability and lasting value for our homeowners,” said Andrew Hickey, chief operating officer at Serenity Development LLC. “This community was

Serenity Fulton Ranch

built and designed to a higher standard and has undergone inspections and verifications to meet strict guidelines that offer better performance and greater savings.”

Some of the standard features included at the villa-style condominium property are ENERGY STAR-rated appliances which often include quality components surpassing those found in standard appliances.

In addition to the highest level of energyefficiency rating that comes standard at Serenity Fulton Ranch, buyers can also

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choose window coverings to reduce sun exposure, ceiling fans to increase air circulation, electric car-charging stations and additional options for appliances.

“Not only are these products and appliances enhancing performance, they are expected to save consumers 20 to 30 percent in annual utility bills compared to other homes,” Hickey said.

Additional upgrades to plumbing fixtures and smart-home automation are also available.

“These energy-efficient options give people peace of mind when it comes to wallto-wall comfort and home value,” Hickey said. “Our homeowners get to worry less about maintenance and upkeep and can spend more time enjoying life.”

The low-impact, low-density community, which is expected to reach build-out in late 2017, features eight to 10 residences per acre and promotes greater sustainability by offering more open spaces and greater livability.

Outdoor living Serenity Development is in sync with the City of Chandler’s long-standing reclaimed water efforts to conserve the drinking water supply. The community’s lake system features flowing streams and waterfalls that serve as a reservoir for future irrigation purposes.

In North Scottsdale, luxury condominiums at Optima Kierland are surrounded by lush vertical landscaping and open green spaces that are not only aesthetically pleasing but also serve a practical purpose.

“From a functional standpoint, the signature vertical landscaping allows vines to hang over each unit’s terrace to create privacy, provide shade and offer protection from the sun,” said David Hovey Jr. president of Optima Inc. “We also have public electric car-charging stations, underground parking and pedestrian paths for greater walkability.”

The property’s rooftop garden creates an inviting and relaxing atmosphere where guests can gather and socialize.

When designing the exterior landscaping at Optima Kierland, developers worked with Chris Martin, PhD, a senior sustainability scientist and professor at Arizona State University, to select desert-

adapted plants that not only soften the feel of the community but also reduce water usage.

“We studied all different types of plants and how they reacted to various amounts of sun and watering schedules,” Hovey Jr. said. “We ultimately chose beautiful and functional native species.”

Optima Kierland recently participated in a pilot project with the City of Phoenix’s International Green Construction Code program that takes a “whole project” approach to promoting safe and sustainable construction.

The condominium developer is also currently working on a second pilot program with the City of Scottsdale which rates energy-efficiency and environmentally friendly building materials.

“As a developer, it’s very important to our buyers that we are aware, responsible and sensitive to the environment,” Hovey Jr. said.

Getty Images

Ways to reduce heating bills in the winter • Open curtains during the day to naturally heat your home and close them at night to keep heat in • Use a programmable thermostat to set your heater while you are away or asleep • Consider air-sealing your home or add more insulation to your walls • Seal air ducts and make sure they are properly insulated • Weather-strip around windows and doors to keep warm air from escaping • Set your ceiling fan to clockwise to blow rising hot air down • If you have a fireplace, make sure your chimney is clean Source: U.S. Department of Energy

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CachetAtTheWigwam.com | 623-385-0129 SALES OFFICE OPEN DAILY FROM 10AM-5:30PM AND SUNDAY FROM 11:30AM-5:30PM Availability, prices, incentives and dates are subject to change, and K. Hovnanian® Homes reserves the right to cancel or change all offers without prior notice; see Sales Consultant for details. If buyer is working with a licensed real estate agent or broker, the agent or broker must accompany and register buyer on first visit to community. No offer for sale or lease may be made or accepted until buyer’s receipt of Arizona Subdivision Public Report. A public report is available on the State Real Estate Department’s website. We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation.

We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.© 2016 K. Hovnanian® Great Western Homes, LLC. ROC 188563. ©2016 K. Hovnanian® Building Company, LLC, an Arizona limited liability company. ROC 277023

Pricing subject to change and does not include upgrades and location premiums. Homeowners Association fees are applicable.

Prices, promotions, features, options, floor plans, elevations and dimensions are subject to change without notice. Square footage and dimensions are estimated and may vary in actual construction. Floor plans and elevations are artist’s conception and are not intended to show specific detailing. Floor plans are the property of Cachet Homes and its affiliates For further information, please see Sales Associate All sales are subject to buyers receipt and review of a Arizona Subdivision Public Report.

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MODERN FLAMES; continued from page CL1

Variety of styles available Electric fireplaces have a projected image of a flame produced with LED lighting, Richardson explained. “This flame image can be operated with or without the heat function,” he said, adding that the flame image itself does not emit any heat. But there is a separate 5,000 BTU heating element that can be activated to effectively heat up to 500 square-feet.

Because electric fireplaces can be used with or without heat, they’re ideal for year-round use, he said, especially in the Phoenix area. “Some models also come with a blue flame option so they can be

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RIGHT-SIZING; continued from page CL1

turned on in the hot months for ambience, giving a ‘cool’ design effect when you don’t want the look of a hot fire.”

Customers can choose from among hangon-the-wall fireplaces similar to a flat screen television or built-in fireplaces that require some construction, Richardson said.

Modern Flames has been recognized by Inc. Magazine for the past three years as one of the fastest-growing private companies in the United States.

ModernFlames.com 602-268-9353

The Cays at Downtown Ocotillo

Modern Flames

LAYERED SECURITY; continued from page CL2

each unit. At The Mason, the system can be installed as an upgrade in each unit, Erbele said. The system includes a keyless entry door-lock to the unit and a touchpad just inside the front door of the unit that also can be operated through a smartphone.

At Portland on the Park, an additional layer of security is evident every day from 8 a.m. to 6 p.m. — the front desk in the beautifully appointed lobby is staffed during these hours.

At both Portland and Contour, said David Newcombe of Launch Real Estate, who handles sales at both properties, you must be a condo owner to gain access to the garage or to gain access through an

exterior door. Visitors at Portland on the Park, Sprague explained, can remotely open an exterior door for visitors that leads into the lobby.

Residents of Portland on the Park can opt for a “basic brain” automation system in their unit that allows for remote functions including playing music, connecting to a phone, adjusting the thermostat, adjusting window blinds up and down, and installing a security system with cameras. This basic system is standard at Contour on Campbell.

The “basic brain” is also available as an option in townhome communities like The Mason, Erbele said.

And if you have the resources to do it, there’s good reason to put a home under contract by the end of the calendar year, Mishkin [of Cambridge Properties] said.

“The developer may offer more incentives to get you to buy before the end of the year,” he said, “because this is a slower time of year for home sales.” Winter visitors who discover it’s difficult to find a rental unit this time of year may want to think about purchasing a condo for seasonal use, he said, because deals abound.

Mishkin said preferred lenders his clients work with can close a loan in as few as 21 days. He said by January, at least 30 movein-ready condos at Envy Residences in the heart of Scottsdale will be available, most ranging in price from $450,000 to $650,000.

At other properties he represents, including Biltmore Estates in Phoenix, Serenity Fulton Ranch in Chandler, and The Ridge at Troon North in Scottsdale, at least 150 move-inready units will be available between now and January that range in size from 1,000 to 5,000 square-feet while ranging in price from $230,000 to $2.7 million.

Newcombe said about 30 move-in-ready units will be available at Portland on the Park in Downtown Phoenix in January. They range in size from 1,183 to 2,498 square-feet and in price from $270,000 to $1.2 million.

He also represents the community of Sage in Downtown Scottsdale (where units range in size from 1,375 to 1,659 square-feet and in price from $439,000 to $669,000; these condos feature no interior stairs) and said move-in-units there are available now.

Fixtures and 4nishes One trade-off with a move-in-ready condo compared with a single-family home, Newcombe said, is choice of finishes. A move-in-ready condo likely will have all finishes and fixtures already chosen — e.g., flooring, countertops, cabinets and appliances. Typically, however, the finishes selected will be the most popular among units that already have been purchased, both he and Mishkin said.

“Whichever condo you choose, it will be among the first new condos available in the Phoenix area since the recession,” Newcombe said. “Depending on how fast you want to move in, your condo may have exactly the features you want in it. But even if the features are not all exactly what you hoped for, the condo will have a whole lot of wonderful things in it.”

MORE INFO Biltmore Estates twobiltmorehomes.com; 602-508-1700 Envy Residences envyresidences.com; 480-588-6951 Portland on the Park portlandparkcondos.com; 602-344-9977 The Ridge at Troon North theridgetroonnorth.com; 480-431-9377 Sage sagescottsdale.com; 480-659-2875 Serenity Fulton Ranch serenityfultonranch.com; 602-682-4500

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Home, features and community information is subject to change, and homes to prior sale, at any time without notice or obligation. Pictures and other promotional materials are representative and may depict or contain floor plans, square footages, elevations, options, upgrades, extra design features, decorations, floor coverings, decorative light fixtures, custom paint and wall coverings, window treatments (such as shutters, drapes, etc.), landscaping, pool, spa, sound and alarm systems, furnishings, appliances, and other designer/decorator features and amenities that are not included as part of the home and/or may not be available in all communities. Square footages are approximate and may vary in construction and depending on the standard of measurement used, engineering and municipal requirements, or other site-specific conditions. Not an offer or solicitation to sell real property.

Offers to sell real property may only be made and accepted at the sales center for individual Meritage Homes communities. Meritage Homes® is a registered trademark of Meritage Homes Corporation. ©2016 Meritage Homes Corporation. All rights reserved.

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Locator Maps NORTHEAST

5 Edgemont 12

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4 Desert Village at

Sonoran Foothills Homes by Towne New Models Now Open From the low $200s 2425 W. Bronco Butte Trail, Phoenix HomesbyTowne.com 866-307-3989

From the high $300s Sales Gallery: 15450 N. Scottsdale Rd., Scottsdale LiveAtOptimaKierland.com 480-630-1200

NORTHEAST

14 4

11 The Ridge at Troon North

11

Family Development From the mid $300s E. Dynamite & N. 103rd Place, Scottsdale TheRidgeAtTroonNorth.com 480-431-9377

12

3

12 Summit at

Pinnacle Peak Patio K. Hovnanian Homes From the upper $500s Jomax Rd. & Alma School Rd., Scottsdale khov.com 877-546-8669

8 9 13

13 The Taos Condominiums

1- and 2-bedroom Luxury Condos From the low $100s 4704 E. Paradise Village Pkwy N., Phoenix TheTaosCondos.com 602-845-9065; 888-988-8285

10

14 Villagio at

Dove Valley Ranch Homes by Towne New Models Now Available From the mid $200s 33575 N. Dove Lakes Dr., Cave Creek HomesbyTowne.com 877-602-1414

10 Pointe 16

K. Hovnanian Homes Coming Soon!

16th St. and Morten Ave., Phoenix khov.com • 877-546-8669

1 7 2 6

5

SOUTHWEST

CENTRAL

SOUTHEAST 1

1

4

CENTRAL PHOENIX

2

SOUTHWEST Cachet at The Wigwam 1 Cachet Homes Condos, Townhomes and Single-Family From the $250s Litchfield Rd. and W. Village Pkwy, Litchfield Park CachetAtTheWigwam.com • 623-385-0129

1 3

Center 8 Townhomes Landmark Homes USA Private yards, 2-car garages From the low $300s 820 N. 8th Ave., Phoenix (8th Ave. & Roosevelt) LandmarkHomesUSA.com • 480-385-5211

1

SOUTHEAST

1 The Cays at Downtown Ocotillo Statesman Sales & Marketing, LLC Immediate Occupancies From the $230s 2511 W. Queen Creek Rd., Chandler (S.E. corner of Price Rd. & Queen Creek Rd.) TheCaysAtOcotillo.com • 480-248-3737 2 San Marcos Condos Wood Partners Coming Soon!

100 N. Dakota St., Chandler LiveAtSanMarcosCondos.com • 480-516-0476

3 Serenity Fulton Ranch

Serenity Development Resort to a Better Lifestyle Quick Move-In Homes Available From the mid $200s!

Model Villas Now Open 4777 S. Fulton Ranch Rd., Chandler SerenityFultonRanch.com • 602-682-4500

4 The Villages at Mesa Grande

Bela Flor Communities From the low $200s 2821 S. Skyline Dr., Mesa MyMesaGrande.com • 480-772-0447

Editor PAULA HUBBS COHEN Paula.Cohen@cox.net

A division of The Arizona Republic 200 E. Van Buren St. Phoenix, AZ 85004 General Manager CAMI KAISER CKaiser@RepublicMedia.com Creative Development Director ISAAC MOYA IMoya@RepublicMedia.com

Contributing Editor JIM WILLIAMS JLWilliams@RepublicMedia.com Design CARL BEZUIDENHOUT CarlBez@me.com

arizona dreamin’

ADVERTISING Director, Classified Sales BRETT SONDRUP BSondrup@RepublicMedia.com Real Estate and Rentals Manager LORNA WALKER Lorna.Walker@gannett.com MICHELLE MURRIETTA 602-444-8208 MMurrietta@RepublicMedia.com

Project Manager, Custom Products GENA ZESTRIJAN NICK KOSTENKO 602-803-8653 NKostenko@RepublicMedia.com GZestrijan@RepublicMedia.com For general advertising inquiries, contact Republic Media at 602-444-8000.

Brand New Designs - New Models!

Priced from mid $300-$500s 1,381 - 2,088 sf.

TheRidgeTroonNorth.com 480.431.9377 Open Daily 10 - 5 10260 E. White Feather Lane #1049 Scottsdale, AZ 85262 Sales by Cambridge Properties, Inc., Keith Mishkin, Broker. Square footage is approximate and may vary. This material is not an offer to sell real property and shall not be construed as an offer in violation of the law of any jurisdiction. Obtain all relevant documents, disclaimers, and covenants, and read them before signing anything. The depictions herein may reflect building, amenities and improvements some or all of which may be conceptual only, and subject to change without notice. All brokers welcome. Price, terms, incentives, material, and availability subject to change without notice. Subject to Public Report.

|| S U N D AY , D E C E M B E R 11, 2 016

WWW.AZCENTRAL.COM

Your neighborhood… up close.

Arizona Republic Check rates daily at http://azcentral.interest.com Institution

On myneighborhood.azcentral.com, you can pinpoint your home on the map to find out exactly what’s happening in your community! More detailed than just entering your ZIP, you’ll find: • School info • Home sales • Recent crimes • Restaurants, bars, movie theaters and more

|| 5 R

30 yr APR

4.001%

Achievers Mortgage, LLC

30yr Fixed APR

30 yr Fixed

Product

Rate

Points

Fees

% Down

APR

Phone / Website

NMLS # / License #

Rate: 4.000

15 yr fixed

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20% 3.126

Points: 0.000

10 yr fixed

3.125 0.000 $0

20% 3.126

Fees: $0

7/1 ARM

3.500 0.000 $885

20% 3.756 www.AchieversMortgage.com

% Down: 20%

LOCAL! 20 years experience! OPEN SAT & SUN, VA & JUMBO

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LENDERS, TO HAVE YOUR RATES APPEAR IN THIS FEATURE CALL BANKRATE.COM SALES DEPARTMENT @ 800-509-4636 Check out the view today!

myneighborhood.azcentral.com

Legend: The rate and annual percentage rate (APR) are effective as of 12/8/16. © 2016 Bankrate, LLC . http://www.interest.com. The APR may increase after consummation and may vary. Payments do not include amounts for taxes and insurance. The fees set forth for each advertisement above may be charged to open the plan (A) Mortgage Banker, (B) Mortgage Broker, (C) Bank, (D) S & L, (E) Credit Union, (BA) indicates Licensed Mortgage Banker, NYS Banking Dept., (BR) indicates Registered Mortgage Broker, NYS Banking Dept., (loans arranged through third parties). “Call for Rates” means actual rates were not available at press time. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $435,000. Points quoted include discount and/or origination. Lock Days: 30-60. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. FHA Mortgages include both UFMIP and MIP fees based on a loan amount of $165,000 with 5% down payment. VA Mortgages include funding fees based on a loan amount of $165,000 with 5% down payment. Bankrate, LLC . does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. All rates, fees and other information are subject to change without notice. Bankrate, LLC . does not own any financial institutions. Some or all of the companies appearing in this table pay a fee to appear in this table. If you are seeking a mortgage in excess of $417,000, recent legislation may enable lenders in certain locations to provide rates that are different from those shown in the table above. Sample Repayment Terms – ex. 360 monthly payments of $5.29 per $1,000 borrowed ex. 180 monthly payments of $7.56 per $1,000 borrowed. We recommend that you contact your lender directly to determine what rates may be available to you. To appear in this table, call 800-509-4636. To report any inaccuracies, call 888-509-4636. • http://azcentral.interest.com

AN INSPIRED OASIS IN THE HEART OF NORTH SCOTTSDALE’S VIBRANT URBAN CORE. Amid the dynamic city energy of North Scottsdale, the lushly landscaped community grounds at Optima Kierland create an atmosphere of peaceful serenity. Within this restful sanctuary, the extensive onsite amenities enhance and promote a healthy lifestyle and personal well-being. Enjoy the Residents’ Club’s 16,000 square-foot sports and fitness center, relax in its saunas or steam rooms, or relish in the unsurpassed views of the Arizona landscape from the Sky Deck’s heated lap pool or spa. With exclusive, state-of-the-art amenities and modern living environments, these two new luxury condominium and apartment towers offer a unique approach to luxury living in Arizona.

Now Selling. Sales starting in the high $300,000s. Leasing opportunities will be available early 2017. Call 480 630 1200 for priority selection.

SALES GALLERY 15450 North Scottsdale Road Scottsdale, Arizona 85254

480 630 1200 Inquiries@Optima-Kierland.com LiveAtOptimaKierland.com

Artist’s conception of proposed building. Pricing and floor plan design is subject to change without notice. Optima Realty, Inc.—ADRE #CO548458000. Sales are conditioned upon receipt and acceptance of ADRE Public Report. Polaris Pacific—AZRE #661757000. ©2016 Optima Kierland. All rights reserved.

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• The ins and outs of home-finance • A home-locator map with more than 200 communities • Details on the hottest new communities • Expert advice on kitchens, bathrooms, backyards and more • What’s new in finishes and fixtures Pick it up the first Friday of every month in The Arizona Republic and at selected Fry’s Food Stores locations.

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epublic Med ia is excited 29#3%6&= 94 to announce 06;;$& )?16 the launch (9>6 -;%63%? of NewHom $;>6;% ecentral.co a one-stop-s m, hopping onlin e resource where you’l l find every thing you need 7!! $>?16& know abou :9#3%6&= 94 to t searching ?!?3>,:9> for, selecting purchasing and a new home in the Valle the Sun. y of Smart tech nology enha NewHomecen ncements tral.com is for your new filled with a wealth of home infor mation including video 5= 06 ome autom home tours 6<3? *6!<?3% ation can make plus a pleth ora of infor your new home “smart,” allow articles relate mative ing you to remo d to new-home tely control financing, systems such up-to-date desig n trend as the burgl s, what ’s new ar alarm, lights system and energ y-effi in , sound cienc y, hot air conditioni That, howe new comm ng. and much more ver, just scratc unities hes . home netw the surface orking can of what whol Easy-to-use do — and newesearch optio continue to home build ns allow you expand the to search for ers technology a new home homebuyers features availa by community price, numb at the time ble to , of purchase. er of beds and baths and other important criter ia. What’s more Geo-fence “search by city” , under the selection, you’l We’ve all done l find not only a neigh it — you’re borhood overv three block can’t remember s from your iew, but also information whether you home, but related to the closed the garag If you’ve set Smart hom area’s schoo local shopping e door. what’s called es ls, venues, trans a “geo-fence Hayse, direc In a “smart” ,” explained portation options, demo tor of purch home, said Marty asing at Phoe graphics, empl Kevin Rosin Sage Home of Toll Broth nix-based Denn ski, division oyment opportunities, Entertainment ers, a proce vice president is recreation and (DSHE), your ssor-based contr automatical designated healthcare garage door ly close when — in other ol system (e.g., computer) has will words, every the app a controlling been programm on your smart commands thing you need your home’s know to make ed to activate once a trigg phone to automation the best newer event occur a set of are beyo syste “For example, nd the perim home choic m recognizes s. for your famil e eter you’ve if an alarm keyp that you y. established.

In the same lights ad is are deact vein, if you’v turned on to ivated and it’ e forgotten an evening s 7 p.m., system befor home unde to arm the secur scene,” he said. e you leave rstands what *4<A =:;A ity , a geo fence “A smart time it is and ensure armin the earth to gives you the 233#)= 19& its relative posit g the instan allow for optim freed A?= t om you ion on to get beyond ;# <27A 2% A2= al energy savin “The geo fence of all of these a set perimeter. gs.” The instal offers the ultim systems is hand &,;#,%27:> lation said, “and this, ate peace of led for Toll

by Aterra Light 2;A &A; ?#19=; mind,” Hays along with Brothers buye ing & Controls, other features e #%A,=;#! ;##3 rs of video came Security, all iWired, Inc. such as live-s ras inside your located in Scott and Safeguard ;# 2==:=; treaming house, can new home befor sdale. ;<A' :% ;<A be installed e you move in your :? in.” =A2?$< @#?

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All of the autom %A) <#'A+( ation “lives on a network,” controls are —Ben L. Camp Hayse said. wireless but bell, Regio The the foundation automation nal Marketing Manager, of an extensive system is often Meritage home hard-wiring Homes devices requi to accommoda ring much great te er bandwidth than in the “The kind of *0A )A?A past. wiring we instal */ ='2?; A$=;2;:$ ;# called l today <#'A CAT 6 — is — 3A2?% ;<2; the difference 9%"A?=;2% garden hose 8A!913:$ betw een a of bandwidth "= recen .A":2 )2= that we instal tly as )<2; ;:'A led $?A2;:%> 2 :; := data that’s three years ago and a fire hose as 9=A?,@?:A% become the of "3& )A1=:;A +++ ;# 233#) @#? Ketchen, DSHE’s represtandard,” said Doug "A":$2;A" ;# !A#!3A senta #!; tive :'2 to Rosewood 3 A%A?>& Homes, a local high:% ;<A '2?6A; @#? end homebuild 2 %A) <#' er. =27:%>=+( —Nicole Stant A+( Basics beco on, Senior —Kevin Rosin Marketing ming stan Phoenix Divisi Manager, ski, dard At its new-home on, Matta my Home Toll Broth development s ers at Victory at Verrado in Buckeye, Maracay Hom includes an *-A)5#'A es automation $A%;?23+$# package with sale of a house. ' every =<#93" !?# two years of It includes a monitoring security syste 7:"A 2 >?A and control of the m, door and therm 2; #7A?7:A) #@ front door, ostat from a garage ;<A %A),<# smar tphone John Rich, app, according DSHE’s repre 'A '2?6A; =# sentative to to the option ;<2; 19&A?= Mara to upgrade cay. “Buyers their system ):33 1A 213A have Rich said. to include more ;# <27A '#? features,” A Indeed, you :%@#?'2;:#% likely could ?:><; 2; add to this upgraded progr basic system ammable therm ;<A:? @:%>A?; an light switches ostat and contr :!=+( in the house ol of 10 to 12 —Dennis Webb, Vice , said Denn DSHE in 1995 President is Sage, who of Operations, as a home enter established Fulton Home tainment comp providing servic s any but began es such as secur behest of home ity and struc tured wiring builders. DSH at the E now provi services for des home autom Lennar, Mara cay, Rosewood ation Homes, amon and Standard g others. The Pacific company also automation installs home systems in existi ng homes.

Mortgage inclusion Any items instal led during const home mortgage, ruction can be included Rosinski said. in the

Get smart

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