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CD Rates.
Bank-issued, FDIC-insured
2.20 2.25
MinimumMinimum deposit $5000 deposit $5000 5 year 5 year
%
APY*
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xx-yearMinimum Minimum deposit $5000 10/20/20 deposit $5,000
Annual Percentage Yield (APY) effective 10/06/2015. CDs offered by Edward Jones are bank-issued and FDIC-insured up to $250,000 (principal and interest accrued but not yet paid) per depositor, per insured depository institution, for each account ownership category. Please visit www.fdic.gov or contact your financial advisor for additional information. Subject to availability and price change. CD values are subject to interest rate risk such that when interest rates rise, the prices of CDs can decrease. If CDs are sold prior to maturity, the investor can lose principal value. FDIC insurance does not cover losses in market value. Early withdrawal may not be permitted. Yields quoted are net of all commissions. CDs require the distribution of interest and do not allow interest to compound. CDs offered through Edward Jones are issued by banks and thrifts nationwide. All CDs sold by Edward Jones are registered with the Depository Trust Corp. (DTC).
* Annual Percentage Yield (APY) effective 10/06/2015. CDs offered by Edward Jones are bank-issued and FDIC-insured up to $250,000 (principal and interest accrued but not yet paid) per depositor, per insured depository institution, for each account ownership category. Please visit www.fdic.gov or contact your financial advisor for additional information. Subject to availability and price change. CD values are subject to interest rate risk such that when interest rates rise, the prices of CDs can decrease. If CDs are sold prior to maturity, the investor can lose principal value. FDIC insurance does not cover losses in market value. Early withdrawal may not be permitted. Yields quoted are net of all commissions. CDs require the distribution of interest and do not allow interest to compound. CDs offered through Edward Jones are issued by banks and thrifts nationwide. All CDs sold by Edward Jones are registered with the Depository Trust Corp. (DTC).
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BenBen Reeves, CFP®, AAMS®, CRPC® Reeves, CFP®, AAMS®, Financial Advisor CRPC® 330Financial W. Water St. Advisor (Hwy. 80/81), Platteville, WI, (608) 348-2441, (800) 873-2764 330 S Water St (Hwy 80/81)
11 Means Drive - P.O. Box 500 - Platteville, WI 53818-0500 (608) 348-2374 or 1-800-236-2537 Fax: (608) 348-3388 Email: plattevilleshopnews@wcinet.com Website: ShoppingNewsPapers.com www.yourshoppingnews.com
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Platteville, WI 53818 608-348-2441
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Volume
11 Number r 2015 • 4 • Novembe W. Chapel St., Dodgevil 303
Wisconsin
RE
R MEDICA READ YOU
ange!
Ch tice of Benefit Specialist
Annual No
on the a plan basedpremium Don’t pick the name or vast company tely, the Unfortuna that amount. do exactly all of people 10% of majority less than Part and nationally the Medicare that another The to believe Enrollment seniors picked best for them. It’s hard was Annual of these What’s the D plan that Medicare being one to is upon us! Each way to avoid Plan Finder Period (AEP) t Period? r to use the people is Annual Enrollmen 15 to Decembe 2016 coverage. plan is the October ies have select your year from beneficiar your current or Even if around next 7, Medicare to enroll in, switch, e ty and will be do a Plan standalon opportuni renewing should still Finder will from Medicare (Medicare disenroll year, you Plan e n drug plans Medicare prescriptio Medicare Advantag Finder. A e your options this investigat plan can Part D) and help you Part C). During 2016 who your can plans (Medicare beneficiary because lly and so drug time a Medicare in a Part D plans. Your change dramatica enrolled available enroll has never e plan can who all the other more expensive become plan or Advantaga beneficiary can become plan or time; plans can for the first a Part D drug plan can change and other in from Your plan disenroll is already no longer cheaper. e plan can into a so that it Advantag ns. Plans plan or switch its formulary your medicatio their current 2016. all of covers all covered for not have if you already may new plan e think that that may ns last year Advantag if You might plan or year. Even your medicatio think in the new have a drug don’t need to plan this the cover them you with your plan that plans during you’re pleased to do a Plan Finder about switching t Period. Wrong! need won’t year, you in 2016 Annual Enrollmencompletely happye your plan were because in 2015. or Advantag Even if you did it plan to the drug look like to want with your looks forward but with you’re going No one t Period plan in 2015 e your options during 15 to December with reading Annual Enrollmen the from October to investigat Enrollment period. s have work (startingNOTICE OF Each year likely or little beneficiarie Annual a most the 7, Medicare to enroll in, switch, plan will the your ANNUALcan make certain standalone Your current and so will opportunity ) you changes Part D) from Medicare in the most CHANGE to you. be making (Medicare disenroll enrolling available drug plans that you’re and affordable drug other plans prescription Advantage plans (Medicare some Medicare te for Medicare example, needs. renew appropria For time a and Medicare individual may not in a During this that Part C). plan for your questions regarding never enrolled can Part D plansrenewing means who has D plan to beneficiary belongs If you have Medicare Part 2016. Not plan or Advantage who is the plan be plan Part D drug a beneficiary your current changes that will the company not to offer that first time; the plan or Advantage enroll for the if you would has decided Among other things, coverage, current a Part D drug in 2016, or already in from their ran by for next year. can have a different disenroll happening Plan Finder plan for 2016. plan can a bit into a new be quite Part D plans like a Medicare Specialist please plan or switch (which may have now), at plan and your local Benefit premium the ADRC contact your what you may to contact higher than formulary (which feel free tell of change, today! and it. the allows notice will a different cover your drugs) (608) 930-9835with permission from in request plan. This Plan Finder on Greater Published or may not A Medicare your drugs. plan current your plan is changing Team at the plans based is costs for Legal Services on Aging Resources’ you how what and plan is required you to compare different Center. to know Agency the 2016. Your current ns you take Wisconsin & Advocacy of change the If you want into and what Elder Law the medicatio determine put to annual notice you. to mail the you will be plan are, the place r 30th. Look the only way to OF plan for Septembe that If you NOTICE details of to you by affordable carefully. it ANNUAL notice most annual notice for it and read look is your your annual . What’s an notice CHANGE not receive The annual your did of change? sent to you by is of change
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Elder
October 20, 2015
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Section A
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ATTENTION Iowa County Residents Look for your copy of News & Views in this week’s issue of the Shopping News
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