What are the characteristics of whole, term, and disability insurance?

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What are the characteristics of whole, term, and disability insurance? I am 16 and currently in Personal Finance Class. It is an online class, and I have no sources of help (like a text book, teacher, parent etc.) for my questions. I would kindly like to ask, what are the characteristics of Whole Life Insurance, Term Life Insurance, and Disability Insurance? What are the cost, and coverage of each? Which ones are recommended? Please help out people, this is my last resort to get my answers. Thanks! Related

Car Insurance - why does the quote price change depending on occupation? if i put i'm a student the quote is the cheapest if i put unemployed the quote is the most expensive anything in between is cheaper than the unemployed quote why is this Insurance prices? Why is insurance so high on a 08 suzuki 1300. I am 42 and was quoted 900 a year. Is that bout right Why is car insurance so high? it it fair if you do not have good credit you have to pay more for car insurance i dont think it is right i have clean driving record Cheap car insurance for new drivers? I passed my test yesterday and want to know if anyone knows any cheap insurance companies that do 1 month cover only? as am im selling my car soon! thanks! Insurance Companies? What kind of jobs are there at insurance companies and what is the salary for those jobs? Car accident at fault no insurance? my car was hit from behind last week and the insurance companies came to the resolution that the people that hit us were at fault. they didnt have any insurance and the person driving my car didnt have insurance either. i still owe 6k on the car, how can i get the $ back or get rid of my car without going to small claims court?" Have a Teenage son 18 and Want Car insurance let me know how much you paid and what Insurance co and what Car?


Thanks Should I use my insurance to pay for car damage and will my rate go up? I scratched some ladies car as I was parking and was wondering if I should go to my insurance to fix the scratch. Its on the front passanger door guard molding and isnt even that big. Its like a foot long and maybe half an inch wide but I was wondering if I go to my insurance to take care of it if it will raise my rate up or if they will be cool about it. I checked around and she supposedly got a quote for $180 but I found places that will paint it for about $75 and one that will do it for $30-40 if the paint is available. I am also a student so I cant be messing around since I dont have alot of money saved up : ( What does it mean to have full coverage? It's too late to call a auto company so I am asking it here, I live with my girlfriend and was wonder about getting full coverage on my car, we want to know if I get full coverage would she be able to drive my car legally without putting her on my insurance?" Motorcycle insurance quotes? Anyone know how much comprehensive or third party fire and theft insurance on a 08 CBR 600 would be for a 32 year old not having ridden in 10 years any bikes,and just passed driving test ?! Just looking for quick quote from those in the know really,before I ring around on Monday for some actual quotes from insurance companies. And also can anyone recommend any motorbike insurance companies in uk ? Thanks in advance" What's the best type of life insurance to buy? Is term better than cash value? or vice versa? Why is it that you pay all this money for car insurance? Why is it that you pay all this money for car insurance and after an accident you still need to pay a deductible? Think about this; if you payed $200 a month for 5 yrs without an accident; that's $12,000; you would still need to pay a deductible to get your car fix and your premiums will go up. That's enough money to buy a new compact car. Just curious to see if anyone has the answer." Democrats: So will there be fine for not having health insurance or not? When I asked this question just yesterday, Democrats assured me there wouldn't be ANY fine for not having health insurance - it was an OPTION." Anyone know of affordable health insurance that is not a scam? im in florida - sunrise


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i wanted to rent an apt for me and my bro in ohio and i have been asked for a proof of renters insurance with a minimum liability coverage of $100,000! wth is that? :/" If an insurance company never raised my premium from my DUI can they do it after 3 and a half years? I am planning on buying a new car and my insurance company never raised my rates on my last vehicle after my DUI in feb 05. Progressive was 150% Higher than what I am paying now.. I have full coverage on my truck with a 250 ded. "Teen males, how much was your insurance?" I was wondering the average or ideal amount that teen males pay for insurance. I have $700 saved, & I don't know if that's enough to cover How much was your insurance?" What are the characteristics of whole, term, and disability insurance? I am 16 and currently in Personal Finance Class. It is an online class, and I have no sources of help (like a text book, teacher, parent etc.) for my questions. I would kindly like to ask, what are the characteristics of Whole Life Insurance, Term Life Insurance, and Disability Insurance? What are the cost, and coverage of each? Which ones are recommended? Please help out people, this is my last resort to get my answers. Thanks! Best bank for student insurance? Hi, Which bank in the UK do you think has the best offer for student insurance? Thanks." "I crashed my car, and Got a DUI. Will my insurance pay for repairs?" I crashed my car into a tree, and got an OWI (more commonly known as a DUI in most states) My insurance (USAA) will request a police report, i know that much. But I want to know if they are obligated to pay for repairs, regardless of the circumstances? Yes, i know my rates are going up. Yes, I know about SR22. \thanks" Insurance on 1965 Ford Mustang? What would it cost annually in Texas for a 16 year old? Any info on other years (66-68)? Can I get car insurance without a valid driver's license in the state of Delaware? 1. My License was suspended due to an ERROR that involves the Division of Child Support Enforcement... 2. My Ex-Husband said he will pay for my car insurance if I transfer the car title & registration into my name (knowing that my license is temporarily suspended). 3. * My Ex is a Wilmington Police Officer in the state of Delaware. * 4. I believe my Ex knows that I will not be able to get car insurance (due to the fact that he is a Police Officer), therefore, that is why he is willing to pay for it. 5. Any help will be greatly appreciated!... Thank You!!!"


Whats the best cheapest insurance in fresno? i just had my first speeding ticket, im 20 going to school n working n i am going to finance a 2011 cruze LT, i want a good but affordable insurance, any suggestions?" How can I get affordable health insurance for my husband and I in the state of Florida? I am a healthy 23 yr. old and my husband is a stable 32 yr. old. CA Senior Supplement Insurance? I've reached the age now lucky I guess, Seniors from California which supplement insurance is best in cost/ benefits PLEASE Help. :)" How does car insurance work? I just wrecked and I backed up into someone. How does insurance work. Do they basically pay for it or what. Or after you wreck do you have to pay more for insurance?? Car Insurance question? I live on a very busy side street where there is more cars owned by people that live on the street than there is parking spaces for these cars. I am just wondering if i have to park my car on the road around the corner fron where i live is the insurance still vaild if it gets stolen, because when i took out the insurance i was asked where is the car kept over night? and i said on the street where i live" Should I insure my house for what i would sell it for??why or why not? This is my first home and not my last. I have a mortgage of 90k, the house is appraised for 125k.If my house were to burn down i would not rebuild it. Would an insurance policy of 125k sound about right? 90kish to pay back the loan and my equity of 35kish.Plus now I own an empty building lot that I can sell ? I know some money will be withheld for demolishing etc.... I m trying to save some money on my current insurance policy that is a replacement value 227k. Should I change my coverage to the price i would sell it for 125k?" How much will my insurance cost? I know this is going to be different by state, and maybe even by zip code, but all I want is a average, or rough estimate what my insurance will cost. I'm 18 years old,(male)and have had my license for two years, and I have a clean history, and have never had an accident or ticket. My car is a 2000 Ford Focus ZX3, with a 2.0 Zetec engine, and 5 speed manual transmission. I also live in the state of Virginia. So how much would my insurance cost me monthly? I'll be on my fathers insurance aloso by the way. As I said, I know this will not be accurate, but I just want a guess to start with to have an idea on what I'll be paying monthly."


Ohio Car Insurance? Okay, My mom owns the car I drive, and has insurance on it, but only her & my dad are insured on it, and i am not. Can I get in trouble for this if I am pulled over? Any help is greatly appreciated!" Hi anyone know a cheap insurance company for a smart pulse (600/700cc) as the ones ive tried are a bit pricey? i realise that its all down to your postcode-age-driving record, but im 50 clean licence, however live in a poor postcode, however ive been qouted 256 pounds (nearly the same as a motorcaravan i also have) i was going to get a fiat 126 (also 600cc) this was only 80 pounds fully comp.....strange the insurance game do you think? thanks all simon." Punishment for driving with no insurance in ca? car insurance. jw Cheap home owners insurance? they keep raising rates with no justification. Which company do you use? Are they expensive? Are they cheaper? I Cr 13;8a Obama just isn't trying to 'buy votes' by promising to give health insurance? Obama just isn't trying to 'buy votes' by promising to give health insurance to those lazy non-working people that Hillary is trying to buy. Obama simply wants to make insurance affordable to those who are willing to work. Hillary wants to increase the national debt by giving those who refuse to work yet another reason not to work. what do you think? Cost of insurance for 2nd gen Toyota Mr2? Would you pay a higher insurance on this car than a normal car? what about a turbo? I got an online insurance quote and it was about $600/year for liability and $1000/year for collision coverage, does this seem like a fair price? I'm almost 19 years old and have a clean drivers record." Will my provisional insurance go up after i pass my test? evening folks, i have my test booked for 3 weeks away, i have been shopping around for car insurance and if i enter that i have a full license then my cheapest quote is over 2000, whereas if i put that i have a provisional then it drops to 1400.. question: if i take out insurance in my name on a provisional will the price go up after i inform them that ive passed?? all answers and opinions welcomed thanks ;)" What is a good health insurance for age 19 and up?


at the moment i am 18 but will be turning 19 in 10 days...and i was wondering what is a good health insurance to apply to. i have Anthem Blue Cross Healthy Families. I am looking for something similar or almost similar...if someone could please help me. thank you soo much. ps if this helps i live in california....thank you again!! What auto insurance are in FL? I been through almost every single one of them and no one will take us. help? I need some names of FL auto insurance companies who will take someone whose had PIP claims. Do motorbike insurance count towards my no claims? i have 2 years no claims on my car insurance and am looking to geta motorbike. will my motorbike insurance go towards my no claims in total Cheaper insurance? bmw 3 series or volkswagen jetta? What would be cheaper on insurance? A 2002-4 Volkswagen Jetta gli or gls (manual v6 around 200 horse). Or a 1999-2002 BMW 3 series? (also v6, manual, and around the same horsepower). Both would be sedans. Im a 18 year old student with a perfectly clean driving record. What would be cheaper? Why? how much cheaper?" "If I get a license and use my parents car, will there be insurance added for having a license?" My parents have two cars, and are paying insurance currently for said cars. If I get my drivers' license is there going to be money needed for having a drivers' license? Or is insurance only paid just for cars?" Whats a good health insurance company? One that is affordable, has good coverage, good selection of choices? Fair, good quality, what do you recommend ?" Car Insurance rate increased when I moved???? I recently moved WITHIN the same county and my car insurance rates increased because of the move. Should it increase even though I am in the same county???? It's seriously like 5 miles from my old house.... What are the characteristics of whole, term, and disability insurance? I am 16 and currently in Personal Finance Class. It is an online class, and I have no sources of help (like a text book, teacher, parent etc.) for my questions. I would kindly like to ask, what are the characteristics of Whole Life Insurance, Term Life Insurance, and Disability Insurance? What are the cost, and coverage of each? Which ones are recommended? Please help out people, this is my last resort to get my answers. Thanks! How can I drive my new car home without insurance?


I am buying a car and will need one-day insurance to get it back home, however I am 20 years old and no-one will cover me. How do I get the car home without trying to find someone over 20 to drive it for me?!" Car insurance advice needed? What would be a good car insurance for me to get? I'm 18, if that helps. I'm looking for affordable and full coverage. So yeah. Thanks. :)" Should I pay my employer to get my insurance license in FL? Should I pay my employer to get my insurance license in FL? I was recently hired at trajan insurance as a financial professional. They want me to pay $580 to get my insurance license before I even start. The company sells insurance and other financial options to consumers. They werent clear on my pay scale either. The office is located in Tampa, Fl.. Does anyone know anything about this? Please help in anyway you can. thank you" Health Insurance? Can someone reccomend some good affordable health insurance policies for people who's work place does not have health insurance yet. I'm looking for something with good coverage that wont cost me an arm and a leg. Here is a list of things i want on this coverage in order of priority: 1.Mental Health Coverage (dont refer state and government run things because i fall through the cracks on their rules) 2.Dental (i love and want to keep me teeth) 3.Doctor visits (i dont go to the doc much even when i am sick) Insurance costs for two and planning for a baby? Hello Gurus, I am getting my wife to the USA and i should buy insurance since we are planning to have a baby. Any suggestions on which insurance to go with? I need a good coverage and affordable too. Any help greatly appreciated. Thanks, Raj Thanks, Raj" Drive without car insurance? My car insurance just expired I can't reinstate it until I get paid on friday I only have 88 dollars until then. I don't have to drive anywhere until then But I don't have any food or toiletries. The store is 1 mi each way from my house I don't have anyone to take me to the store. Would I likely be ok if I took myself? Question about car title and insurance? I am planning to buy a used car from someone. If I put my name under the title as buyer. Will I still be able to buy insurance under my dads name. I dunno how to explain this clearly but here is the deal. Since my dad been driving for many year insurance under his name will be cheaper. Thanks If I buy a car (and on the title I put myself as the buyer) Can I still have the car insurance using my dad's name?


When an insurance company gives you a quote is that for 1 month or 6 months? Ive been looking for good insurance company because ill be getting my first car next month. its a white 2007 Deluxe Mustang, and of my age (18) my family is saying that my rates will be high. well i looking up qoutes and i got a few $178 $384 $668 and i was wondering it the quote for one month or 6. i looked at progressive, esurance, gieco, Ais etc." Texas Roadhouse health insurance? I was told working full time here I'd get free health insurance. Does anyone know if this is true? :) How much will my car insurance be? R reg vw polo 999cc How much does car insurance cost in Ontario for a new female driver? I'm getting my G2 license in a few days, and want to start looking into buying a car. I'd probably get the first cheapest, used car I can find. I need to know how much insurance will cost, roughly. I am seventeen-years-old, I get average, or above average grades, and I am a new driver and legal citizen of Ontario, Canada." "I'm sure 5,000 for health insurance will help.. right? John Mccain thinks we are idiots lol What are the minimum state requirements for car insurance in california? What are the minimum state requirements for car insurance in california? How much would insurance be for an under 21 female in NYS? I've been trying to figure out how much money I would pay for auto insurance before I get a car, but I can't get any quotes without a car. I am 19, a female, and living in New York State. Is there anyone that would mind sharing how much they pay, what insurance company they have, and how old they are? I would really appreciate it." Do you work for a major corporation and do they offer health insurance? I have worked at the same place for 20 years. The first 8 they didn't offer insurance. Now they do, but I pay the premiums. How about you? Do you work full time? Does your employer offer health insurance? Do they pay or do you? How many people DON'T get offered the option to purchase health insurance through their employer?" Do you have affordable car insurance in Tennessee?


Do you get a good deal on insurance? Where do you have yours? What are the states that offer the best insurance premiums ? What are the states that have the best insurance premiums for auto and homeowner's premiums for someone who is a LOW risk and have a very good history? Honest answers plz. What is the cheapest insurance company for a inexperienced 18yr old driver? I'm looking ti out insurance on my soon to be new used car? I'm just now getting a license and I don't know where to begin looking for insurance. Covered California individual plan? Hello, I am a grad student with no income currently. I'm signing up for covered ca for an individual plan. It is asking for number of people in household, do I just put one for myself or am I supposed to write all family members even though it is for an individual plan? From the research I've done it seems I probably won't be eligible for obamacare and may have to sign up for medicaid. My mother is currently putting me through school and paying for my current health insurance. If I don't qualify for Obamacare couldn't I just sign up with a new plan under my current health insurance provider that my mother will pay for or would it be better if I just went with medicaid? Thanks for your advice." "How do I find affordable, personal health insurance at age 54?" Kaiser would not take me back, after I had lapsed. I am normal, with aches and pains of most anyone, but afraid of being denied coverage at any new application!" "When settling with an auto insurance company after a car accident, what is an appropriate amount to request?" I hurt my neck (muscle strain, nothing broken) in a car accident and have exhaused the Personal Injury Protection with the insurance company. They said to call them after my physical therapy was completed to settle for the pain and suffering. The neck pain is still there and will most likely be chronic regardless of any additional physical therapy. I've heard that people are typically given 2X the amount of medical expenses. I don't want to hire a lawyer but don't want to get less than I deserve either. Any advice on how much to ask for would be appreciated." Do I have to have auto insurance when driving a uhaul? Ok so My boyfriend and I are planning on renting a uhaul in a few months for our move from Florida to California. We currently do not have auto insurance. If we get pulled over will they ask for proof of insurance? Do we need insurance to drive a rented vehicle? Also does uhaul offer insurance? What does it cover and how pricey is it? I told my bf that you probably dont need insurance to drive a rented vehicle but he disagrees with me. So if you can help me prove him wrong I'd greatly appreciate it.


Looking for health Insurance? I'm looking for affordable health insurance with good coverage and options for doctors. A PPO is okay but I'm looking for quality AND affordability. Dental and vision would be a great plus. Can anybody out there help me!?! http:// pilih .cn /health-insurance.html How do i sue someone who doesnt have car insurance? Last year I had a car wreck. The other diver ran a red light and my SUV done a roll and a half we were upside down after it happend. My teo kids were in the car. he totaled my 2005 ford explore, and then he said he had no insurance i have never been in a wreck so i dont know what to do. Now my doctor bills and the want the payout of the car. What do i do?" Do you have to have car insurance to get a drivers license? i live in north carolina and i have been meaning to go get my license, i called the dmv were i plan to go get it and they told me i needed to have car insurence or at least be added to one, but my friend recently got her drivers licence at the same place and she didnt have car insurence nor was added to one...so im a little confused do i, or do i not have to have car insurence?" What are the characteristics of whole, term, and disability insurance? I am 16 and currently in Personal Finance Class. It is an online class, and I have no sources of help (like a text book, teacher, parent etc.) for my questions. I would kindly like to ask, what are the characteristics of Whole Life Insurance, Term Life Insurance, and Disability Insurance? What are the cost, and coverage of each? Which ones are recommended? Please help out people, this is my last resort to get my answers. Thanks! I need liability insurance? I'm 20 years old almost 21 and I've had a permit for a year next month on the 14th. I want to get a driver's license asap. I know I need liability insurance in order to get it but how do I do that if I can't get insurance without a license? Everytime I call the dmv they say I have to go in person to have my question answered only problem with that is I live 20 miles from the nearest one and no way to get there in the day time. Someone please help! How much is the fine for driving with no car insurance in Ontario? How much is the fine for driving with no car insurance in Ontario? CAR INSURANCE ? how much is the car insurance for eg. opel corsa because it would be my first car if you're a woman under 25 im actually 18 Cheap insurance w/a DUI???


Which are the best companies to compare for car insurance w/a DUI on your record??? What car insurance coverage do you really need? I have an 2002 honda civic that is worth about $7,000 with 112,000 miles on it. I have collision, death and dismemberment, uninsured motorist. I have a 1,000 deductable, but I am paying $110.00/ mo and want to reduce my payment. Is it a bad idea to drop uninsured motorist or death and dismemberment? Can someone explain what all the car insurance options are? I don't have dependents, but a already have free life, health insurance, and disablility insurance through my employer if that makes a difference. I would call my agent, but I think he must be have busy or smoking a joint out back for the last couple of weeks because he doesn't call me back." Health insurance in florida? if you dont have a job yet and have children how do u get health insurance in florida and if you had a c section and a premature baby why would an insurance company deny you insurance also if your child is underweight because of being premature why would their insurance be ridiculously high each month? How much is your car insurance? I don't want to sound personal but I am wondering what everyone pays in car insurance. I happen to live in Michigan which has the highest car insurances rates in the country. I am planning to move soon and was wondering how much people are paying across the country. Please don't feel a need to give me the exact number, a range is fine. Also, please tell me the car type because I know that matters. Again with car type you don't have to tell the car. Example if you drive a 911 Porsche you could say, 2 door, luxury sports car. Any other information would be greatly appreciated, thanks!" How much would it cost to get the implanon removed at planned parenthood but with no insurance? I have had it for almost 2 years and it bothers me so much! I get really bad side affects from this stupid thing and I want it out ASAP! 2004 WRX STI insurance for a 16 year old in arizona? 16 year old, arizona, good grades, took the safety class and driving school thing, how much you think insurance would be for an sti?" "My truck got totaled, now the insurance wants to give me crap for payout. Can I negotiate?" I had a 2000 Sierra that was probably the nicest truck in town. I have pictures of how it looked, videos of how it ran, and plenty of people to testify it was a nice ride. The insurance wants to give us crap for payout saying that the truck was average to poor condition. Even after stripping off most of my aftermarket stuff, I still have a few thousand $$ still on the truck. I know they don't cover aftermarket stuff, but if I can't


take it off, I should be compensated for it. Can I negotiate with them or do I have to take what they offer me? I've already told them that I don't like what they offered me since my truck wasn't the junk car they are paying me for. Can they turn around and just tell me they won't pay anything since I didn't take the first offer?" How do I offer Shipping Insurance on eBay? I am selling a NASCAR Daytona 500 Ticket Stub. I don't know where the option is to add Shipping Insurance. Please tell me how to add it. Any help would be appreciated, thanks!" Is the health insurance paid to lay off employee taxable? If a company paid it's terminated employee a 6 month health insurance coverage, does this health insurance insurance payment taxable?" Got a dui an i need some insurance whats the law can i drive some ones car if they have insurance or what can? Got a dui an i need some insurance whats the law can i drive some ones car if they have insurance or what can? Car insurance uk? i have car insurance with one car i have full no claims discount,i now am thinking of running another car in my name so i got a quote for this car from my insurance company,.they said as the second car i want to insure i have none no claims discount i have to start again and earn it,.So if i get a quote from a different car insurance company,will these conditions still apply to me." Health insurance internationally? im traveling to france and i need to know if my health insurance will still be valid there. if i have to go to the hospital will they accept my american insurance card? i have aetna insurance. How can I price/estimate what my car insurance payment will be if I don't currently have a car? I live in New Jersey. I haven't EVER had my own car insurance although when I was in high school I was on my parents' insurance. I am a 28 year old female. Thanks all!!! Motorcycle Insurance? I'm wanting to get a motorcycle license, motorcycle, moto insurance. Isn't the pricing ridiculous for insurance if I add motorcycle insurance to it? Of course the insurance company's price differs but generally what is it like? -Thanks"


"Cheapest motorcycle for a 20-21 year old. Parameters: price, fuel economy, and insurance. Please help?" I am 20 years old but will be turning 21 in late spring, and i was planning to buy a motorcycle with my tax return coming up (down payment and first/few insurance payments depending on whether i go monthly or biyearly). I was wondering what the Y!A community thought would be the cheapest on me when it comes to balancing initial price, fuel economy, and insurance prices for someone my age. I was thinking a moderately powered large roadster-style bike (i'm reluctant to say chopper...i hate that word) that doesn't go too much above freeway speeds, but i'm open to hearing other people's suggestions. I'm from southern illinois, and am a large guy, but not giant. No crotch-rockets please." Is it legal for an insurance company to have a totaled car repaired and give it back to the owner? The car was already determined to be totaled by the insurance company because the cost to repair the car exceeded 70% of the fair value of the car but not the total fair value. Instead of giving us the fair value, however, the insurance company decided to have the car repaired and give it back to us because it still cost the insurance company less money. Now it is apparent that car does not function as well as before." Can a tourist in california could get a health insurance in this state? i'm a tourist here and 2 months pregnant i'm planning to give birth here in california. Why buy life insurance if you are young? What is the benefit of buying life insurance if you are young and not married and have no kids? How much would insurance cost for a 2011 mustang or 2011 camaro? for a 16 year old male driver please give a price range not anything like Too Much or Alot thank you Individual eye insurance? I am needing eye insurance for individual. Do you know any? Is there a price auto-insurance difference between a 2 door and 4 door Honda Civic? Here is my situation which could possibly affect the the insurance pricing. I just turned 16 and my dad and I are looking at a 2008 Honda Civic EX-L Coupe and Honda Civic EX/LX (not sure model) Sedan. He is worried the insurance will cost more for the 2 door coupe? Will this make a difference in insurance cost? My logic is that a Honda Civic 2 door is not exactly that much of a sporty vehicle and is still a very reliable car so I need a good answer. Thanks "NYC Car insurance for 18 year old dude, please help.?"


Ok so heres the deal, I am 18, a guy, living in nyc and looking to buy my first car. Now my parents dont drive so Im on my own for insurance. Now Ive been shopping around to every large company and even small, and the lowest I could get a monthly payment down to was around $371 a month. That is the state minimum coverage with no collision coverage. Its gonna be used whatever I get so I dont need the collision. Now the help I need is if anyone knows any possible way to get anything cheaper, I can deal with something like $200-$250 a month. If anyone has a success story or knows any agents or brokers personally and could help, Id love to know. Now dont tell me I should go on a family member or something, thats not an option. Ive done all the research and been doing quotes 24/7. Now Im a student just trying to get to school and work safely and efficiently. I have a clean license nothing on it. Please and thank you for any help." What are the characteristics of whole, term, and disability insurance? I am 16 and currently in Personal Finance Class. It is an online class, and I have no sources of help (like a text book, teacher, parent etc.) for my questions. I would kindly like to ask, what are the characteristics of Whole Life Insurance, Term Life Insurance, and Disability Insurance? What are the cost, and coverage of each? Which ones are recommended? Please help out people, this is my last resort to get my answers. Thanks!


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