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Saturday Reporter-Herald June 12, 2010 E1

Real Estate Matters

www.realtyguide.com • Saturday, June 12, 2010 • Reporter-Herald

Use will to leave home to family ILYCE GLINK TRIBUNE MEDIA SERVICES

Q

uestion: I want to sign my house over to my grandson. Will I have to pay capital gains on my profits when I do this? Answer: Why do you want to give your house to your grandson? What financial planning goal are you trying to achieve? Are you trying to avoid probate taxes down the line? Or are you hoping to get rid of all of your assets so if you need to go into a nursing home Medicaid will pick up the tab? Or do you have another place to live and are simply trying to provide a home for your grandson and his family? I've written often about the enormous mistake seniors make by trying to use a quitclaim deed to give their house to a family member before their death. Generally speaking, it's a far better move to simply leave the house to an individual in your will, or set up a trust naming a specific person as the beneficiary. You'll pay less in taxes, and the move won't come back to haunt you. For example, let's say that you and your grandson have a deal that you'll give him the house now but he'll allow you to live there until you die. That sounds great, so you deed over the I See GLINK/Page E5

Inside this week’s Home & Real Estate

Oakwood unveils new models Grand Opening of two new models, prices starting at $154,900 at Thompson River Ranch RH PAID ADVERTORIAL

O

akwood Homes is starting the summer off with a bang. With new models, unbelievable savings and more, Thompson River Ranch is a highlight of Northern Colorado communities. It is no surprise this is the fastest growing community in Northern Colorado with over 50 sales this year. It offers so much to the residents along with a great location; positioned at Interstate 25 and U.S. Highway 34, Thompson River Ranch is easily accessible yet still maintains a wide open feel. Stop by today as they open new models and experience the community first-hand. NEW MODELS While being a couple of the best selling plans in Thompson River Ranch already, the grand opening for the Gilpin and Turner models is today along with free pizza for lunch. These very affordable twostory homes feature three bedrooms, a powder bath on the main level and twocar garages over approximately 1,500 square feet — all while starting at $165,700. Fantastic choices for these include basements and extra

Photo special to the RH

Oakwood Homes’ sales associates, Tina Shearon and Mike Welty, stand in front of a home at Thompson River Ranch in Loveland. Two new models, along with a new buyer bundle, will be introduced today at a grand opening event from noon-2 p.m. bedrooms to fit any size family. These quality homes are energy-efficient and ENERGY STAR qualified to meet Oakwood’s high performance guarantee. HOMES STARTING AT $154,900 Surprisingly, these are not the most affordable plans offered by Oakwood Homes in Thompson River Ranch. Around 1,230 square feet is the very popular Emery plan with two bedrooms, two-and-ahalf baths and a two-car garage with a basement. This affordable plan starts at just $154,900 and still maintains the high-quality standard Oakwood Homes

sets for all their homes. For every home that Oakwood offers, there are so many choices ranging from basements to spa baths and so much more that you’ll love the personalization you can put into your new home. NEW INCENTIVES Oakwood Homes announced a ‘Spring Into Summer’ incentive for homes sold until June 15. This lets you add three features into your house for free. These are amazing choices including a spa bath, front-yard landscaping, window coverings, closing costs and more. Buyers may choose which three options to

Realtor of the Week Rick Archibald of Prudential Rocky Mountain Realtors

Page E3

Director y Page E5

Thompson River Ranch offers several community amenities including hiking trails, an outdoor amphitheater and a new swimming pool.

24-310551

Grand Opening What: Oakwood Homes’ grand opening of two new models, new buyer bundle programs and free pizza When: Today from noon-2 p.m. Where: Thompson River Ranch, located just off I-25, at 5325 Cherrywood Lane, Loveland More info: 970-669-9801 or visit www.homespeoplelove.com

put in their home for free. View the choices and personalize your own home on their website at www.HomesPeopleLove .com. Create your dream home, and take advantage of the buyer bundle while you can. Oakwood knows homes alone don’t make great communities. They have made Thompson River Ranch the best place to live by adding many different amenities to the community. Most recently, a community pool, complete with a bike rack and BBQ, was added for the residents and just opened for the summer weeks ago. Right outside your door you may also find multiuse fields, playgrounds, miles of trails, picnic shelter, disc golf course and even an outdoor amphitheater. For the shoppers out there, The Prom-

Head East Thompson River Ranch

enade Shops at Centerra is only minutes away. There are activities for every lifestyle available at Thompson River Ranch. Stop by today for free pizza from noon-2 p.m. and find out more about Oakwood’s buyer bundle and the affordable homes in Loveland. Contact Mike Welty or Tina Shearon at 970-669-9801 for any questions. To get there: from I-25 take U.S. Highway 34 eastbound, take your first right at Thompson Pkwy. then right at Ronald Reagan Blvd. which takes you to the frontage road. Take a left on the frontage road and you won’t miss the entrance to the community. You can tour Thompson River Ranch this weekend from 10 a.m.-6 p.m. Visit www.Homes PeopleLove.com for additional information.


Saturday Reporter-Herald June 12, 2010 E2

H&RE Real Estate Transactions Real Estate Transactions are supplied by Prospects Unlimited Inc., 1151 Eagle Drive No. 467, Loveland, CO 80537, 667-1537.

Loveland, $220,000, home • Nancy Walters from Mariana Pointe LLC, 588 Mariana Pointe Dr, Loveland, $353,000, home • Lucinda Maccarty Loveland • Michelle Tremblay from Nolan Terry R, 572 Green Mountain from Bracy Robin S, 421 E 3rd St, Loveland, Dr, Loveland, $490,000, home $120,500, home • Amanda & Sean • Tiffany Luthi from Keller from Deutsche Fannie Mae, 4312 Bank National Trust C, Springwood Ct, Love2408 S Arthur Ave, land, $190,000, home Loveland, $148,000, • Elizabeth & home William Thompson • Steve & Marily Harfrom Lasalle Bank, 187 rington from Hansen Marcy Dr, Loveland, Scott A & Katherine, $225,900, home 5288 Coral Burst Cir, • Chris Hardin from Loveland, $292,200, Mailander Cherie L & home Matthew T, 4052 Rock• J LLC from Howard vale Dr, Loveland, Marvin, 124 Cleveland $160,000, home Ave, Loveland, • Charles Zitting $150,000, home from Manning Dorothy • Jace & Brenda D, 1417 Antero Dr, Thorpe from Hribar Loveland, $220,000, Chad T & Kari D, 898 home Rugged Rock Rd, Love• Paul & Deeanna land, $395,000, home Bragaw from Williams • Joann & Donald Dustin & Miranda, Wendell from Hyland 1520 Ida Ave, LoveHerbert I & Celeste A, land, $208,000, home 998 Longspur St, Love• Bryant & Suzanne land, $378,000, home Pangrac from Briles • Timothy & Misty David A & Kristi J, Fantauz from Knopins3632 Crestone Dr, ki Paul Joseph & Cheri Loveland, $280,000, L, 4144 Lost Canyon home Dr, Loveland, $396,000, home • Delbert & Nancy • Justin Vetter from Lampe from Juelfs Loveland Midtown DeCharlyne & Charlyne velopment I, 1898 E M, 3902 Penrose Ave,

9th St, Loveland, $169,900, home • Joshua & Julia French from Loveland Midtown Development I, 1952 E 11th St, Loveland, $172,900, home • Thomas Ortiz from Loveland Midtown Development I, 1926 Gemini Ct, Loveland, $199,900, home • Janet Michaud from Mengel Garvin W & Suzanne A, 3151 Ivy Dr, Loveland, $237,500, home • Matthew Norris from Munson Betsy A, 2442 Dawn Ct, Loveland, $164,000, home • William & Carolyn Powell from Myers Robert L & M Jane, 3895 Flagler Ave, Loveland, $355,000, home • Susan Case from Pangrac Bryant & Suzanne M, 991 Eagle Dr, Loveland, $197,500, home • Kevin Schwarz from Paul Thaddeus & Oriana, 155 Carina Cir Unit 106, Loveland, $145,500, condo • Phillip Turchen from Pride Robert L, 617 Johnson Ave, Loveland, $170,000, home • Mary Martinez from Siegfried Shane C, 4465 Colona Pl, Loveland, $217,000, home • Ismael & Tracy Cer

from Stevens Thomas J & David J, 1613 W 16th St, Loveland, $109,000, home • Nathaniel Lehner from Tabor Jared R, 215 Robin Dr, Loveland, $115,000, home • Marc & Monica Pravlik from Thorpe Jace R & Brenda A, 1555 Angora Dr, Loveland, $258,500, home • Adam & Laura Anderson from Walenter Patrick A & Mary K, 461 Amethyst Ave, Loveland, $155,000, home • William & Michaela Bent from Bank New York Mellon, 362 Gypsum Ct, Loveland, $150,000, home

Don Eugene & Amy J, 2647 Wildwood Dr, Estes Park, $268,000, home • Jill & Dale Hurd from Saxton Charles D, 2170 Fall River Rd, Estes Park, $800,000, home • Don & Amy Miller from Webermeier Patricia S, 1452 Matthew Cir, Estes Park, $330,000, home • Jerome & Susan Lauer from Enns Thomas D & Delores I, 1605 Ziola Ct Unit 12, Estes Park, $540,000, condo

$251,100, home

Peakview Homes LLC, 642 Wind River Ct, Windsor, $314,000, Milliken • Con Franklin from home • Keith & Lylette Granite Rentals Inc, 301 S Grace Ave, MilRichter from Tri Counliken, $114,000, home try Holdings LLC, 599 • Tiphanie Wainscott Wind River Dr, Windsor, $210,000, home from Fed Home Loan Mtg Corp, 260 E Holly • Joseph Essert from St, Milliken, $142,000, Bond Ryan & Januari, home 131 Beacon Way, Wind• Kate & Zachary sor, $222,000, home Deputy from Monroe • Chad & Stephanie Terryll R & Laura A, Brekke from Fannie 561 S Rachel Ave, Mil- Mae, 1043 Fairfield liken, $130,000, home Ave, Windsor, • Steve & Julia $193,000, home Monaco from Wilder • James Byrne from Guy W & Patricia A, 91 Fannie Mae, 2153 MeDouble Eagle Dr, Milander Rd, Windsor, liken, $289,000, home Johnstown $385,000, home • Dustin & Sarah • Ismael & Julia Windsor Knapp from Oakwood Navarro from Melody • Joseph & Carrie Homes LLC, 3900 BalHomes Inc, 579 EdenBorkowski from HartBerthoud sawood Ln, Johnstown, bridge Dr, Windsor, ford Homes Inc, 6026 • David & Mary $213,100, home $214,000, home Daubert from Charles • Charles & Amy Sib- Bay Meadows Dr, Wind• Constance Weidel W Keith Jr Revocable ley from Ryland Group sor, $427,000, home from Granite Rentals • Geraldine Warne L, 1832 Singing Waters Inc, 2713 Pochard Ct, Inc, 1110 3rd St, Windfrom Lore Aaron B & Ct, Berthoud, Johnstown, $325,600, sor, $220,000, home Elizabeth A, 126 Bea$635,000, home home • Amanda Aguilar con Way Unit 2d, Wind• Andrea Schneider from Putnam Linda M, Estes Park from Arrowhead Prop- sor, $105,000, condo • Jennifer & Brittney 916 Mesa Ct, Windsor, erties LLC, 3560 Dilley • Donald & Cecilia $157,000, home Blanchard from Kopp from Daniel Mary Cir, Johnstown, T, 1510 Raven Ct Unit $248,000, home B, Estes Park, • Cody Hernandez Mortgage rate update $265,100, condo from Kadoun Donald J, • Kelly & Janice Fer- 115 N Denver Ave, This week Last week Trend Johnstown, $115,000, rell from Kadlecek home 30-year fixed Kathleen M, 585 4.84% 4.91% Audubon St, Estes • Randall & Carolyn 15-year fixed 4.27% 4.30% Park, $325,000, home Curtis from Ryland • Edward & Lucille Group Inc, 2755 White 5/1 ARM 3.83% 3.76% Hoffman from Miller Wing Rd, Johnstown, *

H&RE Regional Real Estate Report

REGIONAL SNAPSHOT FOR LOVELAND/BERTHOUD ATTACHED DWELLING

REGIONAL SNAPSHOT FOR LOVELAND/BERTHOUD RESIDENTIAL Feb, 2010

March, 2010

April, 2010

1042 1010

1099 1099

1126 1069

Active Listings Previous Year Active Listings

80

126

138

Number of Sold Listings

$234,500 $220,000

$199,900 $183,500

Active Listings Previous Year Active Listings Number of Sold Listings Median Sales Price Previous Year Median

$192,500 $195,000

Median Sales Price Previous Year Median

April, 2010

Feb, 2010

March, 2010

133 96

125 115

139 124

12

16

15

$146,900 $140,000

$150,000 $125,000

$147,000 $150,000

Average Days on the Market (ADOM) Previous Year ADOM

125 127

123 123

105 127

Average Days on the Market (ADOM) Previous Year ADOM

107 97

108 102

121 107

Year to Date Listings Sold Previous Year YTD Listings Sold

137 143

263 231

401 334

Year to Date Listings Sold Previous Year YTD Listings Sold

20 12

36 20

51 37

$19,241,626 $21,741,273

$34,334,746 $22,712,094

$34,199,536 $23,882,898

Monthly Volume Previous Year Monthly Volume

Monthly Volume Previous Year Monthly Volume

$1,868,700 $1,455,050

$2,475,100 $1,130,656

$2,202,935 $2,522,755

* Updated statistics will be available after the 15th of each month.

FEATURED PROPERTIES - UP TO $199,999 CHECK THIS ONE OUT!

OPEN HOUSE SAT JUNE 12TH 1-3PM

EASY TO ENJOY-$164,900

Time to Get Your Own Place?

OPEN HOUSE SATURDAY 12PM-2PM

Begin your search at homeandrealtyguide.com your online and print real estate source. 5454 Wild Lane

108 E. Iowa Ave - Berthoud

316 Bimson Ave - Berthoud

2155 Settlers Drive, Milliken

Walk out to the HUGE backyard from the deck and enjoy the mature landscaping, water feature and peace and quiet this home has to offer. Zoned T-Tourist allowing for many possibilties. A Must See!

Open & Bright 3BR, 2 full bath, Victorian Home, lg fenced lot, 2 car garage w/shelving & opener. 42’ kitchen cabinets, pantry, wood floors, FP main level BR, unfin basement. “Giveways!”

Nicely maintained bungalow w/ an open kitchen, fresh interior paint, back patio, & a lg. private backyard. HUGE detached garage/ shop with alley access, RV/Boat parking, and lots of storage!

Fantastic open & spacious 2 story home, kitchen & living room have vaulted ceilings, tile countertops, main floor bath. Master features 4 piece bath, dbl closets. Fenced yard w/ sprinklers, A/C. $155,000 #624872

Tina Walker Prudential Rocky Mountain, REALTORS 970-310-3607 mt.walkerteam@gmail.com

Gary Maggi 970-692-2002 gary@berthoudrealestate.com www.berthoudrealestate.com

Kurt Albers Century 21 Humpal, Inc. 970-231-1224 kurtd57@msn.com www.allcoloradohomes.com

Alex Schuman Henderson Management 970-219-1493 alex@hmre.net www.5454wildlane.com

$200,000 - $299,999 OPEN HOUSE SUNDAY 11-2

OPEN HOUSE SATURDAY 12PM-2PM

FOR SA

LE 3 BD, 2 BA cab and h Ranch, new kit ard bsmt, big wood flrs. Unfin bach yard privacy fe , spklrs, nce. $210,000

$300,000 - $399,999 PRICE REDUCTION ON FORMER MODEL HOME

OPEN HOUSE SUNDAY 12PM-3PM

DAKOTA GLEN NOW OPEN IN LOVELAND

1231 W. Broadmoor Drive

47 Alabaster Way, Johnstown

4360 Fruita Drive

1835 Blue River Drive

3448 Peruvian Torch Dr.

1/4 AC w/4bd/2ba! NEW kitchen countertops, new sewer piping, new oak baseboards, new plush carpeting & ceilings. Oak stairs, fireplace, bsmt w/wet bar/media area. Sprinkler system, oversized garage.

Spectacular location w/access to I-25 & Johnstown Reservoir Lake. This one is immaculate, move in! Choose to go fishing through your back gate or relax on the deck or gorgeous patio. $205,000

Beautiful 4bed/3bath brick ranch backs to open space & trail. Builder upgrades include hickory floors, granite, custom tile, full finished bsmt, 3 sided fireplace, landscaping & more! $369,900

New main level carpet, new kitchen tile and counter tops, repainted living room, kitchen, dining room, halls and main bath. All brick w/ steel soffits for low maintenance. $319,900 #628978

Stop by our new subdivision in Southwest Loveland. Custom plans, walkout lots, lot sizes up to 26,112 sf, mountain views. 402 & Wilson, 1/4 mile W of Wilson. Patio Homes too! Prices starting in low $300’s.

Amber Eggers Premier Lifestyle Realty (970) 214-4173 amber@teamplr.com

Ursula Albers Century 21 Humpal, Inc. 970-231-0548 ursulaalbers@msn.com www.allcoloradohomes.com

Michelle Williams Prudential Rocky Mtn. Realtors 970-397-9604 michelletwilliams@yahoo.com www.circlepix.com/7AA4ME

Gayle Schink Prudential Rocky Mountain, REALTORS 970-215-4771 gschink@prurmr.com

Lisa Moore/Connie Gliott The Glen Marketing Team, ERA 970/663-4522 www.glencompanies.com www.DakotaGlen.com

$500,000 +

LAND FOR SALE

OPEN HOUSE SAT. & SUN. 1-4 TRADES CONSIDERED

OPEN - SATURDAY 12PM-2PM

NEW CUSTOM RANCH - 288 RESERVOIR

South on CR9, West on CR16-Warberg Farm

Walkout bsmt., open floor plan, panoramic views. In select group of lots. Pittington Ranch. Many upgrades. Must see. W. on Hwy 34, S. on CR 29 to 18E. 2.3 miles to Flat Iron Rd., right to Reservoir.

OPEN WED 11AM-1:30PM • FRIDAY 8AM1:30PM • EVERY SUN 3PM-5PM. 2+Acre Lake front & horse lots starting $199,000. Surface rights, walk paths, parks, boat docks, fishing and peace garden.

24-313633

John Mathey Premier Lifestyle (970) 613-4400 (970) 481-5512

Kurt Albers Century 21 Humpal, Inc. 970-231-1224 kurtd57@msn.com www.allcoloradohomes.com

homeandrealtyguide.com Your online and print resource for residential, commercial and land for sale


Saturday Reporter-Herald June 12, 2010 E3

H&RE Real Estate Briefs

H&RE Realtor of the Week

COOK EARNS DESIGNATION

Meet

Sharon Cook, Broker/Owner of NoCo Realty, Inc. was recently awarded the REO/BPO Certified Designation from the REO Institute of Colorado. Cook completed specific coursework addressing the Real Estate Owned (REO) process and perfecting the Broker Price Opinion (BPO), a critical first step in evaluating the current real estate market. Since foreclosure activity can damage home values and the local economy, Cook has increased her skills to better serve prospective clients in Northern Colorado. Sharon is a member of the Loveland/Berthoud Association of Realtors and can be reached at 970-679-9900, sharon@nocorealty.com or www.nocorealty.com.

Rick “Archie” Archibald COMMERCIAL BROKER WITH COLORADO COMMUNITY, A DIVISION OF PRUDENTIAL ROCKY MOUNTAIN REALTORS

Sharon Cook

Location: 3780 E. 15th Street, Loveland

H&RE Home Improvement

Contact: 970-225-4043, archieandsuzanne@msn.com and www.prmr.com.

Resurrect gardens from the grave many local nurseries and greenhouses. Visit the lab’s website for more information at www.soiltesting lab.colostate.edu. uestion: I am a new homeQuestion: When can I prune and owner, and would like to resfertilize my roses? urrect a neglected bed for Answer: Prune when the buds start vegetables. What do I need to to swell in the spring, remove dead do to prepare the soil? and blackened canes to green wood Answer: Since you have not planted with clean cuts. Ideally, the canes in this site before, a soil test would be would be left eight to ten inches tall, a priority. This test analyzes for pH, but because of the severe winters organic material, soluble salts, nitro- here, there may be only two to four gen and other mineral elements. It inches left. The final cuts should be also tests for soil texture — many es- one-quarter inch above a healthy, outtablished sites can be compacted, side-facing bud, at a downward slopwhich reduces soil oxygen. The CSU ing 45-degree angle away from the Soil Testing Lab can perform this bud. Fertilize roses when new growth test. Kits can be picked up at the appears; not when the plants are dorLarimer County Extension Office or mant. ANNE WUERSLIN CSU EXTENSION, L

Designations, Affiliations & Accolades: Commercial Broker and National Equity Exchange Member

Q

Years of Experience: 38

A

s a former city councilman and planning commissioner, Archibald has been a good negotiator. As a commercial liquidator for F.D.I.C. and FADA/Federal Asset Disposition Association, Archie made excellent contacts that still give him the competitive edge today. Rick “Archie” Archibald Archibald’s wife of over 47 years, Suzanne, his four grown children and many grandchildren all share his enthusiasm for life. Archibald’s extensive world travels have brought him close personal relationships in Japan, India, Nepal, Iceland, Russia, Indonesia and all over Great Britain and Europe. Today, global contacts are important, particularly to the real estate market. Archibald founded Colorado Commercial, now a division of Prudential Rocky Mountain Realtors and specializes in 1031 tax deferred exchanges and equity exchanges. Archibald is also part of the Mile High Exchangers Group in Denver and Colorado Springs.

NEW NORTHERN COLORADO HOMES

750 7 50 W W.. E Eisenhower iisen senho ower we w er Loveland

669-1234

view more properties at: www.HomesInColorado.com

24-314848 2 24 2424-3 1484 148 14 -3 31 484 4 8 8

E 29th St.

Seven Lakes Dr. N. Madison Av.

US 287

E 37th St.

New Homes Priced in the Mid 200’s in Desirable Seven Lakes Area 5 Piece Master Baths, Walk-in Closets, Air Conditioning, 3 Car Garages, Unfinished Basement, Lake Rights 4 Ranch Plans and a 2 Story with Main Floor Master to choose from

D.E. BURNS CONSTRUCTION 970.669.8386 1016 Elbert, Loveland

4405 Pika Drive, Loveland

NEW PRICE! Motivated seller will look at all offers! Huge lot is .47 acre, 3 bedroom, 2 bath, with 2 car oversized garage. 1852 sq ft with large family room with fireplace. $185,000

Charming 2-story located in Mariana Butte. Almost 4,000 total sq. ft. 5 bed/4bath/3-car garage. Finished basement. Loft & deck. Easy to show. $325,000

Gerrie Chapman (970) 690-1265

1931 Halfmoon Circle, Loveland Townhome-Everything is included: wood floors, granite counters, tiled baths, 2 car gar., fireplace, A/C, humidifier, gas range, 2 master suites--seeing is believing. Dir: Boyd Lake Rd. to Plum Creek. to Big Sandy to Halfmoon # above garage enter on west. $179,900

Judi Butterfield (970) 481-5304

18-312961

Quality • Integrity • Experience • Reputation

3260 Westerdoll Ave. Loveland, CO

David Powell (970) 481-5015

OPEN HOUSE SUNDAY 2-4

www.4950Avon.com

www.2960Tabernash.com

1919 Canterbury Court, Loveland

Lovely Ranch with A/C, finished basement, 3 sided fireplace, Granite countertops. Oversized Master Bedroom, 5 piece master bath, 2 walk in closets & door to patio, Covered Patio & Fenced back yard. $375,000

2 Bedroom, with Loft, Townhome. Enjoy Sitting on your front porch. A/C to stay cool. Oversized 2 car garage, Basement. 5 piece Master bath, Main Floor laundry, Kitchen opens to Dining & Living rooms, Fireplace in Living room. $195,000

Close to hospital, bike trail, Boyd Lake and shopping! Updated! This Allendale 2 story on a cul-de-sac has a good sized yard. Formal living/dining & cozy family room. Quick closing possible! $215,000

Nanci Garnand (970) 227-1327 or 622-1810 Nanci@SellsRealEsatate.com www.LivingInLoveland.com

Nanci Garnand (970) 227-1327 or 622-1810 Nanci@SellsRealEsatate.com www.LivingInLoveland.com

$365,900 Loveland’s Premier Neighborhood Nestled Between two Beautiful Lakes Surrounded by Recreational Trails and Acres of Open Space Custom 2 story with beautiful open floor plan, ready for entertaining. 4 bedrooms, 3 1/2 baths with master suite on the main level. Tharp cabinets and wood floors grace the kitchen and breakfast eating area. A gas log fireplace is the main focus in the great room along with formal dining room. The basement is finished with a family room, gas log fireplace, bar area, 4th bedroom and 3/4 bath. 3229 total square foot. Amenities include Seven Lakes open area with lots of biking and hiking trails, walk to Boyd Lake, surface rights to Heinricy and Westerdoll Lakes for fishing and wakeless boats.

Julie Stinson (970) 622-1809

OPEN HOUSE SATURDAY 12-2

1949 Hyde Drive, Loveland

501 Radiant, Loveland

Cute and cozy describes this immaculate tri-level located close to the hospital! 3 beds, 1 & 3/4 baths, central air, nicely landscaped yard with a great deck. Call today to see! $190,000

Lovely 2 bed/2 bath patio home to warm your soul! New Dream Maker Warm Floor installed in master bath, vaulted open plan, gas fireplace, skylights, large windows, breakfast nook & hardwood floors! Upgrades throughout! $189,900

204 E. 42nd Street, Loveland Weekend Special $105,000 2 bed 2 bath

To schedule an appointment, please contact the seller at Debb Manderscheid (970) 215-8564

24-312919

Julie Stinson (970) 622-1809

Billie Meyers (970) 481-1883 billiemyers@ coloradohomesale.com

970-669-0598 or 970-219-9047


Saturday Reporter-Herald June 12, 2010 E4

Gardening for beginners Water plants properly for survival RHEMA MUNCY SPECIAL SECTIONS REPORTER

B

eginning a garden can be a daunting undertaking. Local experts recommend building home landscapes one step at a time, starting with a game plan. Nancy Brown of Gulley Greenhouse in Fort Collins starts people out by looking at the shape of the land. Then she plans in trees, shrubs and perennials. The key to planning is awareness about how much sun each patch of the land gets due to its orientation of North, South, East or West. To determine what to plant, Matt Weakland of Loveland Garden Center explained the typical types of plants found in local gardens. Annuals die every frost, perennials die down to the roots and then come back in the spring, and woodies either keep their leaves or lose them and regrow them each year. “Annuals have the most color and bloom the longest,” Weakland said. “Perennials don’t bloom as much but they come back everywhere. Woodies are shrubs and trees that fill the architectural aspects of landscapes. Usually people will do annuals towards the

front of the side walk and perennials and shrubs in the back.” Weakland recommended starting with a small plot of land for the first season in a visible high traffic spot where the first time gardener will remember to watch it and is able to observe the plant’s needs and tendencies. Amending the soil to make it usable is the next step in planting a garden. Brown said that most of the soil on the Front Range has a heavy clay content. Brown uses decomposed granite to amend her soil at her home near Masonville. Weakland recommended compost as the best soil amendment. To determine what is in the soil, home test kits are available at most gardening centers and the CSU Extension also will test the soil, Brown said. Both Brown and Weakland recommended planting one section of the garden at a time. When beginning gardeners try to plant their entire landscape at once, they risk losing plants and money.

“Take a little time to get things in the ground and to really learn what the plants are like,” Weakland said. “Some plants use more water than others. If a plant is a big leafy plant, it will use a lot more water than one that is lower growing or more of a succulent leaf.” Watering is the biggest determinant of plant survival. If too much water is given to the plants, mold or bacteria colonies can grow. If too little, the plant will wilt and maybe even die. Plant dryness can be determined by how moist the soil feels. Also, if the tips of the plant are drooping over or down, add water right away and it will perk up, Weakland said. Wait too long, and the plant may keel over for good. Drip systems are a great way to keep water going to the roots of a plant and not all over the leaves, Brown said. This can also prevent diseases from forming on the leaves and roots, as drip systems monitor flow. Xeriscape gardening is one way for new gardeners to save water and work with hard to kill plants. Accord-

ing to the CSU Extension, Xeriscaping is a word originally coined by a special task force of the Denver Water Department, Associated Landscape Contractors of Colorado and Colorado State University to describe landscaping with water conservation as a major objective. The derivation of the word is from the Greek "xeros," meaning dry, and landscaping. These plants don’t have to be Colorado natives — they only require less water and should be placed in a separate part of the garden so that over-watering does not occur. “If you are going to do xeriscape, it doesn’t mean that you can just stick a plant in and not water,” Brown said. “Everything requires care the first year and water.”

Top and then clockwise, Mooncarrot, Red Ribbon bush roses, grapes, Yarrow and Corsican Violets at Loveland Garden Center. All of these plants are easy to care for and great for a first time gardening experience. RH Photos/Rhema Muncy

Open Houses This Weekend - www.thegroupinc.com NEW HOMES

SUNDAY 12:00 - 4:00

SATURDAY 1:00 - 3:00

SATURDAY 1:00 - 3:00

SATURDAY 1:00 - 3:00

691 Village Drive, Milliken - $162,500. New homes starng in the $130’s to be built! Charming ranch with 1475 finished sq. . with 3 bedrooms, 2 baths & 2 car garage. See models 810 and 791 Village Drive.

1718 N VanBuren Avenue, Loveland - Roomy Master Bedroom has 1/2 bath. Main bath has large walk in shower. Main floor laundry. Large formal Dining/office. NEW CARPET & Paint. Large Living area w/brick faced gas log fireplace. Covered pao. Storage shed. Alley access w/gate & concrete pad for boat, etc.

353 Indiana Avenue, Berthoud - Warm wood finishes adorn this spacious home. There are 3 bedrooms plus addional office space, 3 baths, oversized 2 car garage and detached shop/studio with 220 electric. A huge deck overlooks large mature backyard.

2179 Chancery Drive, Loveland - Nice 2 story home with professionally finished basement. 4 bedrooms, 3 bath plus rough-in. The master bedroom and living room features vaulted ceilings. Keep cool with central air. Close to park, bike trails and several lakes. Seller will pay $2,500 towards Buyer’s closing costs.

$162,500

$175,000

$200,000

MLS#629982

MLS#628426

MLS#615783

$205,000 MLS#609711

Call Kelli Couch & David Rand 310-8804; 430-9505

Call Maribeth Bergan 690-1735

Call Bob Skillman 631-2257

Call Cindy Kurtz 962-6832

UNIQUE AND CHARMING

SUNDAY 1:00 - 3:00

SATURDAY 2:00 - 4:00

SUNDAY 1:30 - 3:30

SATURDAY 1:30 - 3:30

SUNDAY 1:00 - 3:00

1441 Glenda Court, Loveland - Totally updated and move in ready! 4 bedroom home plus addional space for office or exercise room. New wood flooring, carpets, kitchen appliances, doors, hardware, windows, remodeled bathrooms with decorave le, new roof as of 4/16/2010. Large deck overlooks mature private backyard. Lake rights are available. HOA fee includes neighborhood pool.

1539 Washington Avenue, Loveland - Master suite to die for with spacious two person shower. Trendy yet tradional colors. Open floor plan includes dining room with custom detailing. Finished basement - perfect for home theater, pool table, etc. New flooring thru out. 2 bdrms on main floor.

146 Alabaster Way, Johnstown - New roof, heated 3car garage & shed in fenced back yard. Wood floors. Open plan with 2 sided fireplace. New light fixtures & all new blinds. Awning over pao plus private pao off the main level master bed. Finished bsmt with wet bar plus family/ theater room & 2nd master suite with full bath.

1586 Persian Avenue, Loveland - Spacious family room w/ gas log fireplace opens to beauful kitchen. Custom redwood deck, raised garden & shed in fenced backyard. Master suite w/ sing room/study + 5pc bath. 2 more nice sized bedrooms + full bath.

3535 Donath Avenue, Loveland - Great 2-story with main floor master suite! Huge great room with gas fireplace, master suite with luxury bath & 2 addional bedrooms.Hardwood flooring. An unfinished basement is available for future expansion.

$215,000

$224,900

$245,000

$259,000

$262,000

MLS#626878

MLS#628363

MLS#623636

MLS#624153

MLS#623654

Call Denise Kloster 402-9100

Call Julie Perich 412-8585

Call Don A. Riedel 679-8265

Call Don A. Riedel 679-8265

Call Debbie Hansen 461-7124

BACKS TO OPEN SPACE!

SATURDAY 1:00 - 3:00

SUNDAY 1:00 - 3:00

SUNDAY 1:00 - 3:00

SATURDAY/SUNDAY 12:00 - 5:00

TUESDAY - SUNDAY 1:00 - 4:00

4951 Clearwater Drive, Loveland - Lovely 3 bdrm pao home w/ access to Boyd Lake! Wonderful open floor plan, bright daylight lower level, private pao & deck. The original owners have cared lovingly for their home-you’ll appreciate that it’s neat as a pin, but a contemporary flair.

5120 Coral Burst Circle, Loveland - Basement w/stone wet bar w/ beer tap & refrig. Master has great views & 5 pc bath. Beauful wood floors, touch panel security system w/ lighng control, surround sound speakers & wiring, central A/C & sprinkler system.

1230 Inca Dove Circle, Loveland - 2 beds + den & oversized garage give you all the space you need. With the maintenance free lifestyle you have earned there will be me to join in acvies at the clubhouse or enjoy the serenity of the views. No neighbors behind-just open space.

1002 Burrowing Owl Drive, Ft. Collins - Shadow Creek Homes is offering an addional $8,000 off this popular ranch plan! Was $318,299! 3 bedrooms + a study. Approx 1,807 finished sq  + an unfinished basement. Lots of upgrades throughout. Must be under contract and closed by June 30th, 2010!!

4635 Tarragon Drive, Loveland - Tired of yardwork? Visit our furnished model home at The Paos in Thompson Crossing. 6 ranch plans, 3 car gar opons, garden level lots, views, low HOA dues. Convenient locaon, yet tucked away; million $ sculpture walk, trail, open space close to I-25. Low maintanence living at it’s best!

$298,000

$309,900

$310,000

$310,299

MLS#627738

MLS#617724

MLS#622460

MLS#626289

Call Sally Lee 227-7742

Call Paula Hawe 222-1020

Call Kathy Boeding 231-9073

Call Dianne Breneman 222-8549

Priced From $324,000 MLS#607818

Call Val Schlageter 217-3464

REDUCED - ON LAKE

SATURDAY/SUNDAY 1:00 - 3:00

SATURDAY 1:00 - 3:00

SATURDAY 1:00 - 3:00

SATURDAY 12:00 - 2:00

SATURDAY 1:00 - 3:00

5258 Rangeland Avenue, Loveland - Beauful ranch style home with all the fine qualies you will find in a Keirns Construcon home!Fabulous quality throughout!You will enter into a very open floor plan,vaulted ceilings,wonderful kitchen with Tharp cabinets,Cambria countertops,sleek black appliances including the refrigerator.This home is complete with tandem 3 car garage,front yard landscaping,A/C & covered back pao.

2730 Farisita Drive, Loveland - Bring your canoe and fishing pole! Original owner offers well built, nicely maintained home on Rist Benson Lake. Enjoy the Lake and views - quiet and private. Pella wood windows, gas fireplace, 3-car garage, hot water heat. New carpet installed. Robert Walkowicz 3774945.

3240 Westerdoll Avenue, Loveland - Beauful ranch with full 9’ garden level finished basement. Living room with fireplace, master suite with door to the deck and 5-piece bath, hardwood, large extended covered Trex deck, 2 1/2 car finished garage, huge family room with wet bar & fireplace. Guest suite in the basement plus office & separate workshop. Lots of lework & solid oak trim.

4440 Fruita Drive, Loveland - This stunning home has a master bdrm & office on the main level + 2 addional bdrms in the fin bsmnt. Spacious, pergola covered pao. With no neighbors behind. 726 sq  garage, finished w/an epoxy sealed floor, heat & water.

3817 S Co Rd 29, Loveland - Home on 35 acres! Ranch style home w/ 3bds + an office, formal dining rm, great rm & a wonderful kitchen. Granite, custom cabinets & SS appliances. The walk-out basement is perfect for future expansion.

$349,900

$360,000

$369,000

$575,000

MLS#607235

MLS#619814

MLS#630650

MLS#627820

MLS#629611

Call Mark Moran 218-1891

Call Nancy Walkowicz 461-7136

Call Laura Thomas 290-7544

Call Kathy Boeding 231-9073

Call Rich Gardiner 227-0964

$330,000

24-313531


Saturday Reporter-Herald June 12, 2010 E5

house. What happens next? Your grandson throws you out of the house he now owns. Or he sells it out from under you and you suddenly have no place to go. Worse, if you still have a mortgage on the property and you use a quitclaim deed to give him the property, the mortgage stays attached to you. He will own the house free but you will have violated the terms of your mortgage agreement. If the lender finds out, your mortgage loan could be called in, and you'd owe the remaining balance in a lump sum immediately. Still another scenario is that your grandson comes to own the home, then takes out a mortgage on the home, and then can't make the payments and the home is lost to the lender in foreclosure. If you're trying to keep your assets from being used to pay a future nursing home bill, and impoverish yourself so you'll qualify for Medicaid, you should know there is a five-year look back rule. In other words, a judge can look back at all of the financial dealings you've had in the past five years and essentially cancel them if he or she feels you were trying to get out of paying for your own care. There are other, better ways to protect your assets. I recommend that you speak with an elder law attorney who can guide you further. Question: I'm trying to buy my

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tract that protects you. There are risks in a seller financing situation for you and your seller, so be careful and make sure you understand what is going on and the risks you might be assuming.

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26-313979

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For more home and real estate information, visit www.homeandrealtyguide.com

first home. I filed For more information, call bankruptcy just Glinkâ&#x20AC;&#x2122;s radio show at last year due to a 800-972-8255 on Sundays divorce. It was disfrom 9 to 10 a.m., write to Real charged six Estate Matters Syndicate, P.O. months ago. Box 366, Glencoe, IL 60022 or Is there anyone visit www.thinkglink.com. who will give me a home loan? My Real Estate Matters credit score is 629 and I'm rebuilding credit with a credit card and a new truck loan. I have lease with an option to buy (also already found a house that I known as rent-to-own) or would would really enjoy owning, but be willing to otherwise finance my bankruptcy is interfering with the sale. my plans for homeownership. In the case of a lease with an Please give me some advice. option to buy, you pay a non-refundable option fee (which may Answer: In the new world of be renewable) and then settle on mortgage finance, there is a a monthly fee for leasing the time-out period for those who have gone into bankruptcy, fore- property. You have the right to purchase the property at a later closure or who have completed date, at a specific sales price, but short sales or a deed-in-lieu of are not obligated to purchase it. foreclosure. Once you find a lender willing to Even if your credit score was finance the purchase of the high enough to qualify, you will home, you can notify your landhave to wait up to five years (it lord/seller to move forward with could be longer, depending on your personal situation) to quali- the purchase and sale of the home. fy for a conventional mortgage You can live in the property for (one that Fannie Mae or Freddie Mac) or government-backed loan three-to-four years, and then see if you can qualify for a mortgage. (FHA or USDA). Unfortunately, If not, you can live there another Fannie Mae, Freddie Mac and couple of years and try again. FHA are buying more than 90 The seller may be happy to repercent of all loans on the marceive your rent payments and can ket. move on with his or her life. What does this mean for you? Or the seller may be willing to There simply aren't many infinance the purchase himself, as a vestors in the current mortgage way to get some money now and marketplace who would be interpayments over time until you are ested in taking a risk on a home able to refinance the home and buyer who is just six months out pay him off completely. Ask your from his bankruptcy discharge. seller if he would be willing to do Here's an idea: Why don't you this, and then find a real estate see if the seller would agree to a attorney who can draft up a con-

saturday PRICE

sunday

LOCATION

ADDRESS

HRS

OFFICE

PHONE

$149,900*

NW LOVELAND

43RD & WILSON AVE THE COTTAGES AT ENCHANTMENT RIDGE

12-5

THE COTTAGE REALTY 532-5900

$156,000

JOHNSTOWN/ MILLIKEN

2155 SETTLERS DR

12-2

CENTURY 21, HUMPAL 663-2400

$169,900*

NW LOVELAND

4403 ELLIOT PLACE

12-5

THE COTTAGE REALTY 532-5900

$175,000

NW LOVELAND

1718 N VANBUREN AVE

1-3

THE GROUP, INC.

$184,900*

NW LOVELAND

3399 FOSTER PLACE

12-5

THE COTTAGE REALTY 532-5900 310-3607 631-2257

690-1735

PRICE

LOCATION

ADDRESS

HRS

OFFICE

PHONE

SE LOVELAND

WARBURG FARMS

12-2

CENTURY 21, HUMPAL 663-2400

$149,900*

NW LOVELAND

43RD & WILSON AVE THE COTTAGES AT ENCHANTMENT RIDGE

12-5

THE COTTAGE REALTY 532-5900

$162,500

JOHNSTOWN/ MILLIKEN

691 VILLAGE DR

12-4

THE GROUP, INC.

310-8804

$169,000

BERTHOUD

407 COLORADO

12-2

HENDERSON MANAGEMENT

219-1493

$169,900*

NW LOVELAND

4403 ELLIOT PLACE

12-5

THE COTTAGE REALTY 532-5900

$184,900*

NW LOVELAND

3399 FOSTER PLACE

12-5

THE COTTAGE REALTY 532-5900

$215,000

SW LOVELAND

1441 GLENDA CT

1-3

THE GROUP, INC.

$227,900

NW LOVELAND

4496 HAYLER AVE

12-5

THE COTTAGE REALTY 532-5900

$230,000

NW LOVELAND

1231 W BROADMOOR

11-2

PREMIER LIFESTYLE

$245,000

JOHNSTOWN/ MILLIKEN

146 ALABASTER WAY

1:30-3:30 THE GROUP, INC.

679-8265

$262,000

NE LOVELAND

3535 DONATH AVE

1-3

THE GROUP, INC.

461-7124

$264,950

NW LOVELAND

4475 HAYLER AVE

12-5

THE COTTAGE REALTY 532-5900

$299,900

SW LOVELAND

435 CLUBHOUSE CT

1-3

DEIS & ASSOCIATES

231-5050

$309,900

NW LOVELAND

5120 CORAL BURST CIRCLE

1-3

THE GROUP, INC.

222-1020

$195,500

BERTHOUD

108 E IOWA

1-3

PRUDENTIAL ROCKY MTN

$200,000

BERTHOUD

353 INDIANA AVE

1-3

THE GROUP, INC.

$202,000

SE LOVELAND

1250 FINCH ST

10-1

MIRASOL MARKETING 635-5931 GROUP

$204,900

NW LOVELAND

3314 BANYAN AVE

1-3

COLDWELL BANKER

$205,000

JOHNSTOWN/ MILLIKEN

47 ALABASTER WAY

12-2

CENTURY 21, HUMPAL 663-2400

$205,000

NE LOVELAND

2179 CHANCERY DR

1-3

THE GROUP, INC.

962-6832

$224,900

NE LOVELAND

1539 WASHINGTON AVE

2-4

THE GROUP, INC.

412-8585

$224,900

NE LOVELAND

1607 CLEVELAND AVE

12-2

KELLER WILLIAMS

720-364-7565

$227,900

NW LOVELAND

4496 HAYLER AVE

12-5

THE COTTAGE REALTY 532-5900

$259,000

SW LOVELAND

1586 PERSIAN AVE

1:30-3:30

THE GROUP, INC.

$264,950

NW LOVELAND

4475 HAYLER AVE

12-5

THE COTTAGE REALTY 532-5900

$298,000

NE LOVELAND

4951 CLEARWATER DR

1-3

THE GROUP, INC.

227-7742

$310,299

FORT COLLINS

1002 BURROWING OWL DR

12-5

THE GROUP, INC.

222-8549

$310,000

SE LOVELAND

1230 INCA DOVE CIRCLE

1-3

THE GROUP, INC.

231-9073

$324,000

SE LOVELAND

4635 TARRAGON DR

1-4

THE GROUP, INC.

217-3464

$310,299

FORT COLLINS

1002 BURROWING OWL DR

12-5

THE GROUP, INC.

222-8549

$330,000

NW LOVELAND

5258 RANGELAND AVE

1-3

THE GROUP, INC.

218-1891

$349,900

NW LOVELAND

2730 FARISITA DR

1-3

THE GROUP, INC.

461-7136

$324,000

SE LOVELAND

4635 TARRAGON DR

1-4

THE GROUP, INC.

217-3464

$360,000

NE LOVELAND

3240 WESTERDOLL AVE

1-3

THE GROUP, INC.

290-7544

$330,000

NW LOVELAND

5258 RANGELAND AVE

1-3

THE GROUP, INC.

218-1891

$369,000

NW LOVELAND

4440 FRUITA DR

12-2

THE GROUP, INC.

231-9073

$575,000

SW LOVELAND

3817 S CO RD 29

1-3

THE GROUP, INC.

227-0964

$649,000

WINDSOR

4662 MEADOWLARK DR

12-3

KELLER WILLIAMS

215-9352

$895,000

SW LOVELAND

288 RESERVOIR DR

1-4

PREMIER LIFESTYLE

481-5512

$895,000

SW LOVELAND

288 RESERVOIR DR

1-4

PREMIER LIFESTYLE

481-5512

691-0498

679-8265

To add a listing or speak to an advertising representative, call the Reporter-Herald at 669-5050

402-9100

214-4173

For details about these open houses, see the ads in this section. For additional open house listings, please check the â&#x20AC;&#x153;Real Estate Classifiedsâ&#x20AC;? section of this publication. This guide is brought to you by the Daily Reporter-Herald, local real estate agents and area builders.

WWW.HOMEANDREALTYGUIDE.COM â&#x20AC;˘CLICK ON

OPEN HOUSE MAPS


Saturday Reporter-Herald June 12, 2010 E6

Farmers’ Markets are set for the summer

JADE CODY SPECIAL SECTIONS EDITOR

S

tarting this weekend, Loveland will have two farmers’ markets to peruse for fresh produce. The Colorado Agricultural Marketing Cooperative sponsored Farmers’ Market has been running on Tuesdays since May 4. It is held from 11 a.m.-3 p.m. every Tuesday until October 26, and features anywhere from 10-20 vendors. It is hosted in the Hobby Lobby parking lot at 3121-3157 N. Garfield. The CAMC Farmers’ Market features bedding plants, hanging baskets, organic vegetables, varieties of salsa, popcorn and even baked goods. Barbie Lytle of C&R Farms said the market offers consumers a chance to enjoy fresh, locally grown produce. “You can find out how it’s picked,

packed and shipped,” she said. Shoppers are able to ask the growers personally about the food they are purchasing. The City of Loveland will host its first Farmers’ Market tomorrow from 11 a.m.-3 p.m. until Sept. 12. It will be held at Olde Fairgrounds Park at 700 S. Railroad Ave. in the farthest north shelter. Jeanne Boswell of the Loveland Parks and Recreation Department said the city will eventually offer live entertainment, gardening demonstrations and fresh vegetables and fruit from local growers. For more information on the farmers markets in Loveland, visit www.ci.loveland.co.us/parksrec /FarmersMarket.htm or www.fortnet.org/market.

ThinkStock photo

FARMERS' MARKET (COLORADO AGRICULTURAL MARKETING COOPERATIVE) When: Tues 11 a.m.-3 p.m. from May 4-Oct. 26 Where: 3121-3157 N. Garfield, Loveland (Hobby Lobby Parking Lot) Contact: Barbie Lytle, 970-218-6271, fortcollinsfarmersmarket@gmail.com, www.fortnet.org/market

LOVELAND FARMERS MARKET When: Sunday 11 a.m.-3 p.m. from June 13Sept. 12 Where: 700 S. Railroad Avenue, Loveland Contact: Jeanne Boswell, 970-962-2432, BosweJ@ci.loveland.co.us, www.ci.loveland .co.us/parksrec/FarmersMarket.htm For complete listings of farmers’ markets in Colorado, visit www.coloradofarmers.org /find_a_market.htm.

Provide ideal growing conditions Create tasty salsa planting and a couple of weeks later helps encourage proper plant growth • Sufficient and consistent moisturizer is needed during flowering and fruit production. Strong flavors and he secret to harvesting quality and quantity of blossom drop result from lack of water. Overhead irrigavegetables is providing ideal growing conditions. tion can help promote leaf diseases. Use of soaker hoses Productive gardens need rich soils high in organic or drip irrigation works best with vegetables. matter that is well drained. • Mulch prevents weeds, reduces soil temperatures • Spacing is important in planting — crowing and and stabilizes soil moisture. Consistent moisture proshading limits fruit production and formation. duces sweet, more abundant produce. • Seeding vine crops produce high yields, but transLee Stewart has received training through CSU Extenplants provide earlier harvests. sion’s Master Gardener program and is a Master Gar• Fertilizer heavy in nitrogen produces excessive plant dener volunteer for Larimer County. For more informagrowth, decreases fruiting and encourages increased tion about CSU Extension, Larimer County, telephone disease and insect problems. Using starter fertilizer at 970-498-6000 or visit www.larimer.org/ext. LEE STEWART CSU EXTENSION, LARIMER COUNTY

CHARLEEN BARR CSU EXTENSION, LARIMER COUNTY

T

S

To place an ad, call 970-635-3650 or go to www.ReporterHerald.com/classifieds and place your ad any time of the day or night. Fax: 970-635-3677…email: classifieds@reporter-herald.com

Duplexes 4060 Houses Apartments/ Unfurnished 4030 3 bdrm 2 3 BDRM, 922 E 8th, NICE 4 Low $ 2 bdrm, SW LVD, W/D hkup, cat ok, Glenda 970-690-0178 3 BD or 2 BD- Free rent! Pets nego. Quiet & spac. $625-$695. 970-223-1349

$775/mo. Bright! Deck! Call rmpm.com 669-0842

Garages/Storage Spaces 4070

INDOOR GARAGE & Commercial Storage 20x40 or 20x50 start at $325, 9x29 w/ gar door $200; 10x10 $75; 12x5 $50; 10x5 $40 I-25 & Hwy-66. 970-535- 6074 6000 SF Retail/Warehouse www.Longmont-storage.com 1 rm, Studio+ Vintage apts on Hwy 287. Overhead door. 0 utils! On-site mgmt. W/D, 970-593-2401 or 970-227-7447. DirTV $333-590 970-219-8162 Approx 700 SF, 2nd floor 1554 DEANNA, 2 bdrm, Storage/Office, NW corner free move rent, heat/water Bunyon & 1st , Berthoud. pd, no pets. Refs. $510-$525. $575/mo + dep 970-532-2652. 667-7538.

Commercial Apartments/ Industrial 4040 Unfurnished 4030

Houses

1 BDRM + bonus rm, quiet Approx 800 SF, 1st floor west side loc. No smoking/ commercial/office space. pets. $525/mo. Incl water & Mountain Ave., Berthoud h e a t . 1 0 1 2 V a n b u r e n $700/mo + dep 970-532-2652. 970-663-2341 or 970-667-7309 1 BDRM /private yard. No pets/smoke. $550 + utilities. (970)290-7248 2 BDRM, 1.5 ba 4-plex, w/d hkups, $575, avail now. 2306 S Colo. #B. (970)532-5849 2 BDRM, 1.5 bath. Large unit! $700/mo. + utilities. Avail immed. 970-4816418

COMMERCIAL BLDG $950/mo. 2450 Sq Ft, 1 bath. rmpm.com 970-669-0842 FOR LEASE: Loveland Warehouse- 14,000 Sq Ft, mostly retail finished. $9,000/net per month. Call (970)535-6074

Loveland WAREHOUSE3500 SF $2500 - 14,000 SF 2 BDRM, 1 BA, heat paid, $7500. Mostly retail A/C, no pets. finished. Call 970-535-6074. 1717 Cheyenne Ave #13 $585 FPI 970-663-4664 Loveland warehouse/office space/storage. 1900Sq Ft. 2 BDRM, 1 BA, townhouse $900. 1738 W. Eisenhower style apt. frpl, no pets. Blvd. (970)635-2717 1912 E 18th St. $795 FPI 970-663-4664 2 BDRM, 3408 Butternut, W/D hookups, patio. Call rmpm.com 669-0842 2 BDRM- 521 E. 13th $475/mo. Big kitchen. Call rmpm.com 669-0842

Condos/ Townhouses 4050 2 BDRM- 4039 Don Fox $1175/mo. On golf course rmpm.com 970-669-0842

4080

EQUAL HOUSING OPPORTUNITY All real estate advertised in this paper is subject to the federal and state Fair Housing Act which makes it illegal to advertise “any preference, limitation or discrimination based on race, color, religion, sex, handicap, familial status or national origin, or an intention to make any such preference, limitation, or discrimination.” The newspaper will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis.

4080 Mobile Homes/ Loveland 5110 4090 BANK OWNED, HUD & VA avail early Spaces

ba, June, $1150 + util, deck, fresh paint, new carpet, SW Lvld, 1 block from mid sch, 3 blocks from elem. 970-663-6787 or 970-430-0859

www.Foreclosures Move in June for $1!!!! InLoveland.com NO JOKE to request a copy of the list! Only 3 homes available, Julie Stinson RE/MAX Quick & Easy Approval Alliance 970-622-1809 Look today, MOVE TODAY Call 970-420-8488 wac

3 bdrm, Cherry Hills Home, A/C, 2 car gar, fully fncd NEW HOMES REDUCED! Don´t miss out on this yd, $1250/mo 970-689-8100 SAVINGS EVENT! Easy FOR SALE: 4 BDRM, 2 BA, 2 gar, fam approval, quick closings & Large lot, 3 bdrm, 2 ba affordable payments. rm, exc cond! Fenced, ranch in Mead, CO A/C, No smk/sm pet ok. Tax ID´s welcome. Limited $1250 + dep. (970)481-2717 availability ACT NOW!! Call 970-420-8488 *wac 4 BDRM, 3 ba, lg fncd yard, NW Loveland. Sm. pets OK. $1,300. (970)290-9099

Mead

Available immediately, 2 BDRM, recently remodeled, fenced yard, 1 car gar., dogs allowed, close to downtown. $950/ month+dep. 970-566-9716 ON LAKE LVLD, 2 bdrm, 2 ba, flexible office, private beach/boating/view $2375/ mo lease 970-669-0602 OWN your own home for what you pay in Rent! Lowest rates, $0 - $1000 Down Free Prequalification. Western Plains Realty Ken or Tammy 970-663-5008

Roommates Wanted 4120 ROOM FOR RENT Pets nego, $450/month includes utils. Cable TV & Hi-speed internet. (303)548-4332

INDUSTRIAL. UTIL´S INCLUDED. 970-744-8763

Lots & Tracts

Real Estate Wanted 5170 5100

2 ACRE LOT, Berthoud area, $40K price reduction, $125,000. Call Steve Conder for details, 303-514-3706.

Mobile Homes/ Spaces 4090 Loveland

Duplexes

✭ MOBILE HOMES ✭ BUYING/SELLING Local park needs used mob homes. We´re buying! Big Sale! Many single & dbl wides. Fin avl, auto approval on owner fin homes. Bad credit OK! Moves avl. 970-222-1473 ✭ 690-2725 or 690-3283 ✭ Mobile Home Sale/Rent Platteville MH, 2 bdrm, 1 ba, new flooring. lot rent $377. Owner fin, low down, bad credit OK. 970-215-1819

✔✔✔✔

2 Bdrm + Loft, Beautiful 2 BDRM, 1.5 BA, 2 car gar, 3,000 Sq. Ft. Townhome on frpl, small pet, Boyd Lake! All the extras! 2212 No Estrella, $895 2 BDRM, $625 + elec, $1350. drakemanor.com FPI 970-663-4664 free heat & basic cable, 970-493-4052 clean, pool, No pets. A/C, coin-op, pantry. 2 BDRM, newly remodeled, 970-663-6787 or fenced yard, w/d hkups, Beautiful 2 Bdrm + Loft/ artist studio, $750/mo + 970-430-0859 Office 2.5 Ba Spacious utilities, pets considered. 2 BDRM, 1109 E 4th, Home Near Boyd Lake/ 1215 E 2nd St 970-215-4625. $475/mo. Newer carpet. Centerra! Fenced yard, 2 BDRM Townhouse Aptrmpm.com 970-669-0842 2-car garage, A/C! $1200. 3 BDRM, 1144 Belle, $1125/ with DW, W/D hkups, patio drakemanor.com mo, pets neg, fncd yard. & storage shed. 1408 S. 970-493-4052 Call rmpm.com 669-0842 Douty. (South of HP). 2 BDRM 2704 Mallow, $625/ Loveland, CO. No pets. mo, fenced yard, pets neg, $535/mo. 970-663-9066 Call rmpm.com 669-0842 3 Bdrm 1 Ba Ranch-Style Home-NW Loveland! Huge Apt Available Hardwood floors,great ✭ 2 BEDROOM Home ✭ July 1st! fenced yard,quiet! $1195 $575+dep. West Hwy 34. 2 BDRM, 2531 Garfield, 2 bdrm, 1.5 bath. New $550/mo, pets neg, Bright! drakemanor.com 970-690-9049 Carpet and paint. Pool 970-493-4052 Call rmpm.com 669-0842 and playground. Call today, 970-667-1644 CLASSIFIED ADS 2 BDRM, 709 Nyssa, $725/ 3 BDRM, 418 Johnson, GET RESULTS mo. 1 car gar, fncd yard. $1250, 3Car Gar,Unf. Bsmt, ASK ABOUT BARGAIN Fast, very fast! Call Call rmpm.com 669-0842 Call rmpm.com 669-0842 HUNTER RATES! 635-3650 to place your They’ll save you money! ad today!

Call Penni at Penni Lane Real Estate 720-935-9985

Mobile/ Manufactured Retail Space 4135 Homes/ Spaces 5130 OFFICES, RETAIL,

SUPER NICE, 3 bdrm home, full fin bsmt, central air, frpl, cov patio, 2 car gar, 2nd build: lg studio work area, 1 car gar, 1402 W 11th St. $1500 Estate Builder 970-667-3400

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5123

Sell Your House Fast! Quick Sale - Fair Price 720-962-4688

5110 Rural

5180

3 bdrm ranch, SW Lvlnd, 2 ~ HORSE PROPERTY ~ ba, AC, hot tub, cov patio, 5 bdrm, 4 ba ~ 5000 sq ft 2 car gar, $174.9K 847 S on 1.5 acre ~ Johnstown. $275K SS Ouray Dr.Dave 303-401-1313 Western Plains Realty day, 970-222-8297 cell Ken or Tammy (970)663-5008

4060

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970-635-3650

STAND OUT? Use attention grabbing graphics! Call the classified department today for more information. 635-3650

alsas can be spontaneous, combining a little of this and a little of that, but they are always tangy, zesty and full of color. Tomatoes and peppers are the basis for many salsa recipes and can be found in most gardens. These flavorful, heat-loving sun worshipers grow when the night temperatures are consistently 55 degrees or warmer. Paste tomatoes, such as Roma, are meatier, less juicy and richer in acid and sugar than standard tomato varieties. They produce a thicker more flavorful sauce and mature in 75 days. There are other choices such as La Roma and Mamma Mia, which mature in 62 days. Slicing tomatoes such as Better Boy or Celebrity are good choices and provide fresh garden flavor. Any tomato will do for making salsa, so grow what you have good results with. Peppers are the kick that make a salsa recipe unique. Whether mild or searing, salsa needs this component to give it spice. In general, the smaller the size of the pepper, the hotter the pepper is. Chili peppers (Capsicum annuum var. annum longum) are perhaps the most indispensable ingredient in salsas. There are 150 to 200 different types of chilies and they were grown in Latin America long before the Spanish conquest. The spicy, hot taste of chilies depends on how much capsaicin is produced. The variety of chili plant influences this, but so does air temperature and gardening practices, like fertilizing and watering. Capsaicin is concentrated in the yellow ridges along the inner walls of a chill pepper. The seeds really are not hot until capsaicin pustules burst onto them. Hot, dry weather promotes production of capsaicin. A scale developed by Wilbur Scoville in 1912 to measure the heat level in chilies, officially measures the pungency level of a given pepper. The greater the number of Scoville units, the hotter the pepper. The heat can vary from pepper to pepper, so this scale is just a guide. Peppers vary in not only pungency but also their bite. A pepper that is extraordinarily hot on the Scoville scale can, in fact, be more agreeable to the tongue than another pepper whose heat is very low. An example is the Habanero that offers a sharp and violent bite, but quickly disappears, leaving a soothing and aromatic sensation behind. Variations occur in the mouth as some peppers burn toward the back of the mouth; some burn the lips more than the tongue and some make their presence known in the middle of the tongue. Long green chilies listed as a recipe ingredient usually refer to one of the milder peppers such as Anaheim Chili, Ancho /Poblano, Colorado, or Hungarian Yellow Wax peppers. Standard green bell peppers are acceptable too. Mild peppers mature in 65 to 75 days. Bolder salsas will contain Cayenne, Habanero, Jalapeno, Serrano, or Tobasco to heat things up. Gardeners may experiment with the heat index by blending different pepper types until the flavor is somewhere in the middle. Hotter peppers, like the Habanero, take 90 to 100 days to mature. Cucumbers are another warm-season vegetable grown for salsa. As with all warm-season vegetables, cucumber seedlings cannot be set out until days and nights are very warm. Salsa vegetables are heavy feeders and require fertilization, plenty of sunshine, warm nights and adequate water. Herbs will complete the salsa garden. The fresh leaves of cilantro are very popular in salsa and offer a zesty taste. Oregano, parsley and basil take up very little space and add extra garnish and flavor. Garlic and onions are important ingredients, too. Onions planted in early spring will be ready for the salsa in late summer. Garlic cloves should be planted in September for use next season. Garlic or onions are always available at a farmers’ market or grocery store. No matter what recipe is preferred for homemade salsa, gardeners are inspired to discover new ways of using the flavor-packed vegetable ingredients for not only dipping, but in roasts, stews, side dishes and even desserts. There are as many kinds of salsas as there are appetites. Charleen Barr has received training through Colorado State University Extension’s Master Gardener program and is a Master Gardener volunteer for Larimer County.


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