SOCIAL HOUSING LOANS
HELPINGGOODPEOPLE DOGREATTHINGS WITHMONEY
Reliance Bank has been at the forefront of social impact banking since 1890 when we were founded as The Bank for The Salvation Army, by William Booth (the founder of The Salvation Army).
We are proud of our shareholder, The Salvation Army International Company (SAITCo) and its work as a Christian Charity, helping people whose lives have been affected by emergencies, disasters, poverty and social inequality. Our customers choose to bank with us because of this history and the fact that they can support the Army by choosing to put their deposits with Reliance Bank. We call it Giving Money Meaning.
Our customer’ s deposits are used to provide funding to community centres that allow young people who feel abandoned by society, by school, by family, the opportunity to feel cared for and included.
We provide funding to a range of faith organisations as well as food banks who reduce hunger for people living in poverty.
Our funding is used by organisations that provide health and social care, affordable housing projects and treatment centres that help people affected by gambling-related harm
Reliance Bank aligns its lending policies to the United Nations’ Sustainable Development Goals - a blueprint to help reduce poverty, protect the planet’ s future and improve lives.
In 2024,
Reduce poverty for People
RELIANCE BANK’S
funding helped:
545 545
Reduce hunger for People
2,100 2,100
256 256
People with their health care needs
2,900 2,900
People with community centres and facilities
443 443
People receive personal learning and development opportunities
Created and protected Jobs
76 76
SECTOR SPECIALISM
Reliance Bank provide Commercial Finance Loans to support a range of operators providing:
Assisted and supported living for a range of needs from independent to complex requiring one-to-one care
Affordable housing
Temporary accommodation
Children’ s homes
Residential treatment centres
Registered social landlords and independent operators
Features:
Tailoredloanpricingonacase-by-casebasis
Simpleapplicationprocessandfastdecisions
Earlyindicationofourappetitetolend
Specialistsectorexperience
Tailoredsolutiontosuityourorganisationsuniquerequirements
You’llhaveanamedRelationshipDirectorandPortfolioManagerto contactdirectlywhenyouneedtospeaktosomeone.
SOCIALHOUSINGCASE STUDY
Our client’s scenario
Three brothers named Andrew, Daniel and David have very complex support needs and receive around the clock support from their Housing provider (our customer) in a rented property. However, the Landlord made the decision to cease its operations in the area and planned to sell the building with the risk that the brothers could be split up and moved to different places.
Solution
The Housing provider were determined to purchase the property but required a like-minded lender to support them. Having undertaken an extensive market review, they began their relationship with Reliance Bank.
Impact
Now that the Housing provider own the property, they have been able to invest and improve property standards. The Housing provider can deliver on the commitment they made to the parents, keeping the brothers together in a place they call home with the things that matter to them, in a community where they can smile, laugh and grow
Submit an enquiry to our Commercial Finance Team by emailing Martin at martin.herbert@reliancebankltd.com
SCAN
In the 2024 Charity Finance Banking Survey, Reliance Bank achieved first place for Relationship Management.
All rights reserved Registered in England Registration no 68835 Registered Office: Reliance Bank Limited, Faith House, 23-24 Lovat Lane, London EC3R 8EB United Kingdom
Reliance Bank Limited is authorised by the Prudential Regulation Authority and regulated by
RBLCommercialSocialHousingSectorPitchbook V1 APR2025