in this issue…
Putting a Face on Real Estate since 1995™
• Realty Austin Bowling Event • CRS Bi-Monthly Luncheon • ABoR Office Ground Breaking • HBA Big Texas Sporting Clay Shootout • and much, much more!
Associates in Progress
Best Agent Branded APP page 31
page 25
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OCTOBER 2013 • VOLUME 18 • ISSUE 6
Latest in mortgage news: pass it on By Stacy Hale
I
nterest rates are up, the government experienced a shutdown, and changes to rules and regulations are causing some waves in the mortgage industry. Here is some of the latest mortgage news and the areas that are most affected.
Interest rates
Printed on recycled paper.
Presorted Standard U.S. Postage PAID Austin, Texas Paid Permit #715
“We have seen a rally in interest rates ever since the Fed announced that there would be no tapper,” says Chad Overhauser of AmeriPro Funding. Of course, the Federal Reserve left language in their announcement that in-
dicates that they will continue to evaluate the "data" and may make changes in the future based on what they see. The Fed’s decision to stop purchasing mortgage-backed secu- rities signaled signs of a healthier economy and drove rates u p from the 3 percent to the 5 percent range, so you can follow their an n ou n c e ments to get an idea of when rates will rise or fall. Historically, however, interest rates as still very low (and have fallen since a recent government shutdown) and inventories seem to be creeping up, so it is great time to purchase a house.
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Federal Housing Administration (FHA) In the second quarter of this year the FHA made a significant change to its mortgage insurance program. Now FHA mortgage insurance is in place for the life of the loan. This is in contrast to the old program where the insurance could fall off once either the loan reached a certain maturity or the loan-to-value fell below a certain level. Overhauser explains that a significant impact of this change is that more customers are seeking financing via traditional conventional loans as the mortgage insurance requirement on those loans remained unchanged. Conventional loans still offer a 3 percent down program that now competes well with FHA financing options.
United States Department of Agriculture (USDA)
The new census maps have been released for USDA. These census maps determine the eligible areas for USDA financing. With the recent changes to the eligibility and the growth in previously “rural” areas of Central Texas that have seen a surge of suburban growth, there would many homes that are no longer eligible for USDA financing. S i n c e USDA is one of the only r e maining 100 percent loan programs, this will impact the first-time homebuyer. Fortunately, the change (originally scheduled to take place Oct. 1) was pushed back, and the 100 percent USDA financing is still available based on the old Census, at least until the first of next year.
Amendment to TILA Points and Fees Definition (and Qualified Mortgage Standards) The Consumer Financial Protection Bureau (CFPB) has amended Regulation Z, which implements the Truth in Lending Act (TILA). The final rule puts into place certain sections of the Dodd-Frank Act, and will require creditors to make a reasonable, good faith determination of a consumer’s ability to repay a home loan before issuing the loan. The idea is to prevent consumers from taking on mortgages they can’t handle, and discourage predatory lending practices. It also makes certain exceptions for “qualified mortgages,” explains Penny Green of Willow Bend Mortgage. In a qualified mortgage, borrowers cannot exceed a debt-toincome ratio of 43 percent. The requirement goes into effect Jan. 2014.
Front Page: Continued on page 12
Upcoming Events Friday, October 18 NAPMW Annual Monster Mash Bottle Auction Shoal Crossing - 5:30 to 10 p.m. Sat & Sun, October 19 - 20 NARI 2013 Remodeled Homes Tour - Various locations - 12 to 6 p.m. Wednesday, October 23 HBA Annual BBQ Bash & Elected Officials Appreciation Night HBA Office - 6 to 9 p.m. Thursday, October 31 ABoR Halloween Trick or Treat ABoR Office - 3 to 5 p.m. Monday, November 4 Patten Law Firm: "Tee Off For Tykes" - Top Golf - 3:30 to 6:30 p.m. Thursday, November 7 Brookfield Residential: Hot On! Homes Realtor Event Blanco Vista - 11:30 a.m. to 1 p.m. Saturday, December 7 ABoR Installation & Awards Gala ZACH Theatre - 6 to 11:30 p.m. More at www.myRealtyLine.com
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Austin Board of REALTORS®
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Chairman’s Column By Cathy Coneway • 2013 Chairman
Affordable housing bond on November ballot
T
he Austin Board of REALTORS has given its support to Keep Austin Affordable and the Affordable Housing Bond. If the $65 million bond package is approved on the Tuesday, Nov. 5 ballot, the bonds would create needed affordable housing for low-income households and protect Austin’s economy. The affordable housing bonds would also ensure that the programs and new affordable developments needed in Austin are funded for another five to six years. The first set of affordable housing bonds, originally passed in 2006, helped repair over 3,400 affordable homes and apartments, as well as bringing a total economic impact of $865 million. You don’t have to wait until Nov. 5 to vote; early voting will run from Monday, Oct. 21—Friday, Nov. 5. To find out more information on the affordable housing bond and the other ABoR-supported propositions, visit Abor.com/Elections.
2014 Installation on the way
ABoR has a spectacular evening set for
Saturday, Dec. 7, where there won’t just be an Installation, but a celebration. It’s time to dust off that old tuxedo or gown, grab a dancing partner, and make your way to the ZACH Theatre. But, before you start planning your evening, visit Abor.com/Installation to purchase your tickets and guarantee your seat. You won’t want to miss what is sure to be a classy affair. Your purchased tickets include dancing to the music of the Pamela Hart Quintet, special signature drinks, hors d'oeuvres, networking, and even a special stage performance of the classic Christmas tale, A Christmas Story. Don’t worry; you can leave the pink bunny suit at home. Join ABoR as we make an evening to remember by honoring the 2014 board of directors and the 2013 ABoR Industry Award winners.
Buy tickets for 2014 Housing Forecast You don’t want to miss out on one of the most popular events of the year, the annual Housing Forecast, co-sponsored by ABoR and the Home Builders Association (HBA)
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of Greater Austin. Join us as we start 2014 on the right foot by reviewing the trends from 2013 and setting expectations for the upcoming year. The 2014 Housing Forecast will take place on Wednesday, Jan. 8, 2014 from 8:30—11:30 a.m., with registration beginning at 7:30 a.m. and breakfast served at 8 a.m. The event will feature real estate industry experts as they give a detailed analysis of the local and national economies. As a real estate professional, you will not want to miss this event. Prepare for the year ahead by gaining important insight into the latest market trends that will affect your industry. Tickets will sell out, so purchase your ticket early at Abor.com/Forecast to secure your seat. Tickets for members are $85 each and tables seating 10 are available for $750. The event will be hosted at the Hyatt Regency Austin, located at 208 Barton Springs Rd.
ABoR Halloween benefits CAFB Join us at ABoR for an afternoon of safe (and spooky) Halloween fun on Thursday, Oct. 31 from 3—5 p.m. Bring your costumed kids to tour the ABoR office while they fill their bags with goodies along the way. Parents will also have a place to hang out and enjoy the spooky décor and costumes of the ABoR staff. The event promises to chill and thrill everyone with hayless hayrides, a pumpkin patch with treats for the picking, games, face painting, spooky photos, and much more. We’re also using the time to collect canned food for the Capital Area Food Bank. When you bring your kids for the afternoon of fun, also bring along two cans to support the local Austin community in need. Please visit Abor.com/halloween for more details. RL
ABoR Academy Educational Courses Oct. 17: Oct. 22: Oct. 23: Oct. 28: Oct. 31: Nov. 4: Nov. 5:
8 Touches—Your Image Matters (TREC# 03-00-014-23831) ZipForm: What You Need to Know (TREC# 03-00-025-25287) Green MLS: The Key to Unlocking the Green Home Market/Aud. C (TREC# 03-00-064-24332) Broker Responsibility MCE Course (TREC# 06-06-124-24214)
Know Your Code Articles 12 & 14 (TREC# 01-00-123-23768)
Advanced iPad (TREC# 03-00-044-24169) Getting it Right (TREC# 06-00-015-25009)
More at www.ABoR.com
Professional Relationships start here -
Your Austin Sales Team
Fran Pullin
Michelle Vannostran
Kelly Lux
Rose Krumnow
westlake office
nw hills office
round rock office
georgetown office
phone
512.328.3794
phone
512.795.9755
Kelley Murphy
Denise Vincent
westlake office
nw hills office
phone
512.328.3794
phone
512.920.0316
phone
512.942.6556
512.795.9755
First American Title Insurance Company makes no express or implied warranty respecting the information presented and assumes no responsibility for errors or omissions. First American, the eagle logo, First American Title, and firstam.com are registered trademarks or trademarks of First American Financial Corporation and/or its affiliates. TX - 09/2013
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Hailing the great success of the HBA's first annual Big Texas Sporting Clay Shootout are Brian McCoy, HBA Executive Vice President Kathey Comer and Texas Association of Builders Executive Director Scott Norman.
Submitted Photo
Travis County Commissioner Gerald Daugherty talks about area growth and challenges at the CRS Austin Chapter bi-monthly luncheon at the Westwood Country Club.
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They may compete in the property management realm, but everyone is friends while atthe Austin Bat Fest at Lady Bird Lake. Terry Godbold of Reliable Property Management and Jim Smith of Property Management Company share some laughs and good times while experiencing one of our city’s natural wonders.
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And the moment we’ve all been waiting for! ABoR Chairman Cathy Coneway and ABoR Chairman-Elect Bill Evans make their mark with ceremonial golden shovels at the site of ABoR’s new office space on Spicewood Springs Road.
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A beautiful new-home neighborhood Just a short drive to San Gabriel Park, which offers outdoor recreation Convenient to Round Rock Premium Outlets® and IKEA® Build a world around you with the things you love. Create a uniquely you home that’s Built to Order™.
Surround yourself with the things that matter most.
Discover great Built to Order living. La Conterra in Georgetown From the $180s • 1,710–3,536 sq. ft., 3–6 bdrms., 2–4 baths • commuter friendly and close to major employers • great schools within the Georgetown ISD • Georgetown offers lower property taxes than surrounding areas From IH-35 North, exit SE Inner Loop. Turn right on SE Inner Loop, right on FM-1460 and left on La Conterra Blvd. (512) 948-7517
Broker Cooperation Welcome. ©2013 KB Home (KBH). No affiliation or sponsorship is intended or implied with Round Rock Premium Outlets® or IKEA®, and all trademarks are owned by the trademark owners. See Built to Order™ options and upgrades offered at KB Home Studio. All options/upgrades require additional charges and ordering at predetermined stages of construction, and are subject to change/discontinuation anytime by KB Home. KB Home is not a custom homebuilder. Plans, pricing, financing, terms, availability and specifications subject to change/prior sale without notice and may vary by neighborhood, lot location and home series. Buyer responsible for all taxes, insurance and other fees. Sq. footage is approximate. Photo may depict upgraded landscaping/options and may not represent lowest-priced homes. Photo does not depict racial preference. See sales representative for details. AUS-110467
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Business Planning Boot Camp For Real Estate Agents
TREC MCE Elective Course #: 07-00-065-25760
Get a jump on your 2014 business planning with this highly-interactive and informative day-long session. • Begin by accurately identifying your financial goals. • Create and track the business objectives that will get you to your financial target. • Learn to make time investments rather than time expenses. Presented by:
Sente Mortgage, Inc. MCE Provider#9841
Thursday, October 24th 9:00 a.m. – 4:00 p.m. Gracy Title | 901 S. Mopac, Bldg. III, Suite 100 | Austin,TX 78746 Cost is $50 and lunch is provided. (Includes 7 MCE elective credit hours)
For more information and to register go to:
www.SenteMortgage.com/class-schedule Sente Mortgage NMLS ID# 13211 | www.SenteMortgage.com 901 South MoPac, Building IV Suite your 125, Austin 78746 | 512.637.9900 Click on: Austin or contact SenteTXMortgage banker. Sente Mortgage, Inc. | MCE Provider #9841 | NMLS ID# 132111 | www.SenteMortgage.com 901 South MoPac, Building IV Suite 125, Austin TX 78746 | 512.637.9900
www.facebook.com/RealtyLineAustin
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Jackie Ogier and Amy Gandy, both of Realty Austin, make sure their bowling balls are “lucky green” so they can win at the Realty Austin 4th Annual Summer Bowling Event at The Goodnight.
Announcing the Latest Communities from Austin’s Largest, Award Winning HomeBuilder Cutting Edge Cedar Park Homes New Community!
Scottsdale Crossing Cedar Park Living
from the $290’s 2770 County Rd. 180, Leander, TX 78641
For more information contact Christine Frizzelle at 512-809-6051.
Premier, Luxury Round Rock Living New Community!
Teravista
Round Rock Living
New Community!
Stinson Oaks South Austin Living
7709 Manchaca Rd. Austin, TX 78745
For more information contact Adrian Garcia at 512-750-9637.
4912 Scenic Lake Drive Georgetown, TX 78626
For more information contact Thomas VanLith at 714-482-5595.
Elegant, Carefree South Austin Living from the $240’s
from the low $200’s
Carefree Southeast Austin Living New Community!
Arbor Ridge Southeast Austin Living
from the $100’s 5501 Nuckols Crossing Austin, TX 78744
For more information contact Luis Montejano at 323-333-0011.
Ask About Our Realtor VIP Program! Prices, plans, specifications, features, completion dates and the availability of homes are subject to change with notice or obligation. *Extra Realtor commission is available upon closing and with presentation of MileStone Community Builder’s VIP Realtor card.
www.MyMileStone.com
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Williamson County Assoc. of REALTORS®
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President’s Column By Stacey Rider • 2013 President
www.myRealtyLine.com As the fastest growing county in the State of Texas and the ninth in the nation, real estate in Williamson County is poised to continue on its successful journey. Though resale inventory is low, our builders have increased new home starts—which are another driving factor in our success. We appreciate our
The strength of our real estate market
W
hen we entered into 2013, the local economic forecasts indicated we would have a productive year. We have definitively seen that and more! Central Texas real estate is on fire and will continue its positive trend into 2014. The number of sold transactions provides a quality snapshot of our strong real estate market. Williamson County saw the month of July set a brand new record with the largest number of homes sold in one month as we topped over 1,000. August followed suit as we continued our explosive trend with numbers we haven’t seen before. If you stop and chat with any WC REALTOR, they will express how busy business is! Mia Hamm, largely considered the best female soccer player in history, is quoted as saying “success breeds success” and within the Williamson County real estate industry we are seeing exactly that with an increase in new WC REALTOR members. Typically holding new member orientation classes every other month has proven not enough
and we’ve increased this to monthly. People throughout the area see the sizzling real estate market, hear our success stories and want to be a part of it. With the strength of our current membership and large new member group, Williamson County Association of REALTORS is the eighth largest board in Texas. A successful real estate market can create busyness and again, ask any WC REALTOR what their schedule looks like and they will probably tell you “they don’t have time to chat.” During an upswing in the industry we have all heard of horror stories of things getting swept under the rug in terms of unnecessary short cuts but it’s been my experience and that of many other WC REALTORS that is not the current case. Agents are actually picking up the phone and reaching out to each other before a transaction is even on paper. Other WC REALTORS have commented that despite being so busy they are seeing an increase in the level of peer-to-peer communication.
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Each office independently owned and operated.
OUTSTANDING AGENTS. OUTSTANDING RESULTS.®
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current membership and are excited to have so many new REALTORS joining us. Our outlook is positive and yet, we have room for more—so come join our amazing organization. Please call 512-255-6211 and ask for a membership packet. We would love the opportunity to have you. RL
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Work hard, play hard! The “Fireball” kickball team—made up of real estate industry pros and frriends—get ready to kick some ball at Walnut Creek Park.
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Leslie Gossett and Dara Allen, both of Portfolio Properties, Sean Condon and Heather Cooke of Texas American Title sip Totties and Nosh at the Texas American Title mixer at Willie G's.
Submitted Photo
Interior designer Jenny Jopling meets some of the most successful agents in the business, Mary Ann Nations of Keller Williams Realty and J Rene Ward of Best Agents in Texas, at the bi-monthly CRS meeting. We hope to see you at the next luncheon on Oct. 23!
Buy photo: RL_100913_G.jpg at www.myRealtyLine.com
Buy photo: RL_100313_D.jpg at www.myRealtyLine.com
Vicki Harris of ABoR and Diane Kennedy of Coldwell Banker United REALTORS find out more about the new office building scheduled to be built on Spicewood Springs Road for ABoR and its members while attending the groundbreaking ceremony.
Tour the community, talk with builders and check out our floorplans. HOMES BY Buffington Homes • Castlerock Communities Homes by Avi • New Leaf Homes Pacesetter Homes
Homes from the $100’s to $300’s blancovista.com • 1 (855) 294-0967 A BROOKFIELD RESIDENTIAL COMMUNITY
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AUSTIN TITLE TAILGATE PARTY
WWW.AUSTINTITLE.COM
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These two sassy ladies know how to get things done! HBA Membership Director Debbie Horridge thanks Kandis Wilberforce of Brookfield Residential for all her help in planning for the HBA's Big Texas Sporting Clay Shootout at Texas Disposal Systems' Exotic Game Ranch in Creedmore.
Submitted Photo
It’s always good to see our elected officials get out to talk with and meet their constituents in real estate! Mark Minchew, left, of RE/MAX Austin Associates and Kay Andrews, right, of Amelia Bullock REALTORS thank Travis County Commissioner Gerald Daugherty for speaking with the CRS Austin Chapter members about growth in the region and the challenges facing county governments.
Buy photo: RL_090713_F.jpg at www.myRealtyLine.com Buy photo: RL_100313_H.jpg at www.myRealtyLine.com
we are looking for
THE BEST
Coldwell Banker United, REALTORS® is a market leader in the greater Austin Area MLS with 10 residential sales offices. We currently have an opening for a Vice-President of Sales / Branch Sales Manager position in our Austin Region.
Job Description
Qualifications
• Interview and recruit new and experienced agents onto the sales team • Coach agents to higher production, using latest technology and social media • Manage activities and build market share by implementing accountability and farming programs • Set and obtain annual office goals (listings, written, closed units, GCI, profit, return on revenue) and budgets (expenses) • Hire and oversee positive, capable administrative staff that utilize efficient systems • Address customer service issues and handle risk management at the branch level • Check/audit all sales/listing files • Monthly review of trial balance and P&L’s for accuracy
• Licensed Real Estate Agent in the State of Texas with minimum 3 years of sales and management experience • Must be proficient in all aspects of real estate practices, contracts, rules and procedures. • Strong knowledge of current technology, social media and be able to implement them into office procedures and coaching. • Must have excellent organizational skills, able to multitask and have high energy and passion for what they do.
Please send resume and cover letter with SALARY REQUIREMENTS to vlyday@cbunited.com. NO PHONE CALLS, PLEASE.
These girls are serious about their bowling. Denise Dyke, Jolene Weinstein and Kathy Anglin, all of Realty Austin, show off their skills at the annual company Summer Bowling Event at The Goodnight.
DHI MORTGAGE
The Right People, The Right Way. This is our mission statement. It represents the heart of who we are, and it defines how we serve our customers every day. We offer a variety of product choices and provide personal assistance for all of our clients. Contact your DHI Mortgage Loan Originator today.
Angelina Ybarra-Wells www.dhimortgage.com
Mortgage Loan Originator, NMLS #231956 Hablo Español 10700 Pecan Park Blvd., Suite 200 Austin, TX 78750 Direct: 512-257-5542 l Efax: 866-841-7019 Email: AYWells@dhimortgage.com www.dhimortgage.com/angelina-ybarra-wells
Provided for informational purposes only. This is not a commitment to lend. Not all borrowers will qualify. DHI Mortgage Company, Ltd. Branch NMLS #38686. 10700 Pecan Park Blvd., Suite 200, Austin, TX 78750. Company NMLS #14622. For information on DHIM licensing please visit http://www.dhimortgage.com/other-pages/licensing/. REV: 09/25/13 / EXP: 09/24/14
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Introducing the NEWEST Sales Executive at Gracy Title Barton Oaks
Sandy Hoffman Cell: (512) 300.1705 • sandy.hoffman@gracytitle.com
GRACY TITLE BARTON OAKS 901 S. Mopac Expressway, Suite 100 | Austin, Texas 78746 | Phone (512) 527.6219 • Fax (512) 692.1829
www.linkedin.com/company/gracy-title Gracy Title is on LinkedIn! Connect with us to be a part of our professional online real estate network. Stay up to date on the latest: • • • •
Real Estate Blog and Market News Products and Services Gracy Title Associate Insights Hiring Opportunities
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Front Page: Continued
Down Payments Federal regulators proposed the new Qualified Residential Mortgage rule, which would relax down payment requirements. The proposed rule aligns with the CFPB’s Qualified Mortgage (QM) rule, but does away with the 20 percent down payment requirement—a victory for affordable housing.
“Consumer Mortgage Choice Act”— Affiliated Business Arrangements Revised legislation in the Consumer Mortgage Choice Act of 2013 makes changes to the Truth in Lending Act to ensure more consistent and fairer treatment of mortgage lenders with more than 25 percent ownership in affiliated businesses (such as builders who also own title companies, or mortgage banks who also hold insurance brokerages, for example) under the Ability to Repay/Qualified Mortgage rule. The effect of the additional language, Penny Green explains, would be to modify the definition of “points and fees” and level the playing field for affiliates. In detail, the legislation aims to: 1) Clarify that amounts paid into escrow for the future payments of taxes and hazard insurance are excludable from the definition of “points and fees,” making the provision consistent with the exclusion of tax and insurance escrows for purposes of calculating “finance charges” under TILA Sec. 106 (See §103(bb)(4)(C)); 2) Permit the exclusion of charges for title insurance regardless of the title company’s affiliation with a creditor or mortgage originator provided i) the charge is reasonable and ii) in the case of an affiliated title company, that it and its affiliates are operating in compliance with RESPA’s conditions for affiliated business arrangements.
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3) Make the new language effective and prevent market disruption and give CFPB power to promulgate appropriate regulatory changes in an efficient manner. A significant effect of this new legislation is a required 3 percent cap on fees and charges. Discount points and origination fees and closing costs cannot exceed 3 percent, and in some cases where there are affiliated businesses involved in the transaction, those fees, including all closing costs, must be even less for each business in order to stay under a total 3 percent.
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P. O. Box 81366 • Austin, Texas 78708-1366 (512) 821-1900 www.myRealtyLine.com E-mail: info@myRealtyLine.com
Publisher: Doren L. Carver doren@myRealtyLine.com
Associate Publisher: Tawanna K. Carver tawanna@myRealtyLine.com
Managing Editor: Naomi Bludworth naomi@myRealtyLine.com
Contributing Editor: Linda McNabb
Contributing Writers: Stacy Hale, Naomi Bludworth, Riki Markowitz
Contributing Photographers: Doren L. Carver
Changes to Good Faith Estimates Changes to the Good Faith Estimate (GFE) forms went into effect back in 2010, as part of amendments to the Real Estate Settlement Procedures Act (RESPA), and the GFE became a 3-page form that did not require a signature. Now changes to HUD, TILA and the GFE will result in some differences in the forms that must be corrected and will require software changes for mortgage and title companies. The GFE will be a one-page form including the Truth in Lending Act, and will require the borrower’s signature. However, there is little guidance available on how to implement these changes. The Mortgage Bankers Association has asked the CFPB for two years to implement the requirement because of the time and software changes needed to modify the forms. HUD offers samples of the new form online, and you can also find more information on these and other regulatory changes through the Mortgage Bankers Association (www.mbaa. org), and by staying connected to local professional associations in real estate, lending and homebuilding, who report on the latest industry news. RL
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Columnists: Cathy Coneway, Stacey Rider, Risé Johns, Chris Rodriguez, Wayne Morgan, Cindy Yates Submission Guidelines: Submit photos, press releases and calendar items to naomi@myrealtyline.com. All photos must be at least 300 dpi and include a caption with first/last name and company affiliation. Press releases must be fewer than 300 words. Non-advertisers submitting calendar items will be charged $25 per submission. All submissions must be received at least seven calendar days prior to ad copy deadlines published at www.myrealtyline.com/advertise. html. Submission items will be included as space allows. Realty Line Austin is published monthly by Caxton Publications, Inc.© as a non-subscription publication for the more than 8,000 members of the Austin Board of REALTORS®(ABoR), the more than 1,100 members of the Williamson County Association of REALTORS® (WCAoR) and the Home Builders Association (HBA) of Greater Austin. Realty Line Austin is printed on recycled paper. Realty Line Austin is a proud member of the Austin Board of REALTORS®, the Williamson County Association of REALTORS® and is a honorary member of the Women’s Council of REALTORS. Realty Line Austin is not responsible for opinions or facts expressed by non-staff writers or for errors and any by-products in advertising or editorial copy. REALTOR® is a registered trademark. The word REALTOR® sometimes appears in this publication without the registered trademark symbol (®) for the purpose of saving space. Wherever the word REALTOR® appears in this publication, the registered trademark should be assumed.
Team
Team
Harker Heights
austin
KElli SHEPParD
Branch Manager ksheppard@netcotitle.com
DEWayNE NaumaNN
Branch Manager/ Chief Title Officer dnaumann@netcotitle.com
Every successful closing has a team full of talent! Netco Title: Local Team with National Resources
25 Years of Exceptional Service
aNgEla fErralES
Escrow Officer aferrales@netcotitle.com
lENora lamBrigHT
Escrow Assistant llambright@netcotitle.com
Sales & marketing
Coming Soon!
(254) 245-8337
902 Mountain Lion Cirlce | Suite 300 Harker Heights, TX 76548
Team
DoNiCa WilliamS
7719 Wood Hollow Drive Suite 157 | Austin, TX 78731
Kyle/Buda
aPril CoX
Escrow Assistant acox@netcotitle.com
round rock
(512) 919-4614 Team
miCHEllE VaNliEu
Escrow Assistant mvanlieu@netcotitle.com
BECKy BEll
Business Development (512) 818-5078 bbell@netcotitle.com
Netco Title-Texas
@NetcoTitle
www.NetcoTitle.com
Escrow Officer dwilliams@netcotitle.com
TriNiTy Truair
Escrow Assistant ttruair@netcotitle.com
(512) 433-6113 1717 N IH 35 | Suite 100 Round Rock, TX 78664
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Brand Spankin’ New C E LE B R ATE
E V E RY TH I N G
N E W
I N
TE R AV I S TA
Neighborhoods • Model Home Village • Builders • Home Designs Parks and Trails • Clubhouse and Pool • Future Elementary School If you haven’t seen Teravista lately, you haven’t seen Teravista.
See it all at Teravista.com/new or call 512.861.2103.
New homes from the $200,000s to the $700,000s Pre-sales now available for select neighborhoods.
Newland Communities is the largest private developer of planned residential and urban mixed-use communities in the United States from coast-to-coast. Together with our partner, North America Sekisui House, LLC, we believe it is our responsibility to create enduring, healthier communities for people to live life in ways that matter most to them. www.newlandcommunities.com and www.nashcommunities.com
NNP-Teravista, LP (“Fee Owner”) is the owner and developer of the Teravista Community (“Community”). Certain homebuilders unaffiliated with the Fee Owner or its related entities (collectively, “Teravista”) are building homes in the Community (“Builder(s)”). Fee Owner has retained Newland Communities solely as the property manager for the Community. North America Sekisui House has an interest in one of the members in Owner. Newland Communities and North America Sekisui House are not co-developing, co-building or otherwise responsible for any of the obligations or representations of any of the Builders, and shall have no obligations to any buyer regarding a home purchase from a Builder. Purchasers of homes from any of the Builders waive any claims against Newland Communities and/or North America Sekisui House arising out of their purchase transaction. Actual development may vary from developer’s vision. No guarantee can be made that development will proceed as described. Prices, specifications, details and availability of Builder’s homes are subject to change without notice. 2013 © Teravista. All Rights Reserved. Teravista is a trademark of NNP-Teravista, LLC, and may not be copied, imitated or used, in whole or in part, without prior written permission.
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October 2013
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Putting a Face on Real Estate since 1995.™
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Putting a Face on Real Estate since 1995
Jay Gohil of Jay Gohil Realty and Joe Williams of Keller Williams Realty admire the hill country view at the site where ABoR’s new office will be built.
Buy photo: RL_100913_F.jpg at www.myRealtyLine.com
The team at Milestone Community Builders gives a presentation at the Goldwasser Real Estate company meeting held in ABoR’s auditorium.
Buy photo: RL_100213_B.jpg at www.myRealtyLine.com
Josh Penland, center, of Sente Mortgage, treats Lisa Harrell, left, of Juice Real Estate and Miquele Dunkley, right, of Horizon Realty to a drink at his company’s mixer and happy hour at Cover 3. Buy photo: RL_100313_A.jpg at www.myRealtyLine.com
Eager to hear Travis County Commissioner Gerald Daugherty speak, Linda Scott of Nextage Lone Star Realty and Dolise McClure of Starstate Realty arrive early to the CRS Luncheon at the Westwood Country Club.
Buy photo: RL_100113_A.jpg at www.myRealtyLine.com
Texas American Title Company
TEXAS AMERICAN TITLE IS COMMITTED TO SERVING YOU IN WILLIAMSON COUNTY.
Willow Bend Mortgage named among 2013 Fastest Growing Companies
Audrey Bolander Account Executive abolander@texasamerican.com 512-255-1550 Penny Green
Austin 6850 Austin Center Blvd. Suite 140 Austin, TX 78731
Mortgage Banker
Austin North 13809 Research Blvd Suite 802 Austin, TX 78750
Sr. Mortgage Banker
Round Rock Office
Cedar Park Office
1001 South Mays Round Rock, TX 78664 Office: 512-255-1550 Fax: 512-255-2329
715 Discovery Blvd. Suite 205 Cedar Park, TX 78613 Office: 512-259-5950 Fax: 512-259-0540
Tom Brown
Sr. Mortgage Banker Round
Lakeway 2501 RR 620 South Suite 260 Lakeway, TX 78734
eil
4 31 . R. 1 ./R d v l eB ston hite W . E
St.
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Mortgage Banker
Rd .
Scott Hoey
Sr. Mortgage Banker
t. ain S E. M
Mays
Ben Gordon
Rock A ve.
overy Blvd. Disc
Round Rock 2300 Greenhill Drive Building 10- Suite 1020 Round Rock, TX 78664
cN
Ann Jones
Phil Walthall
512-524-2170
Regional Manager
E. Logan St.
INTERSTATE
35
Sr. Mortgage Banker
Frank Capparelli
Sr. Mortgage Banker
Nancy Baier
Sr. Mortgage Banker
Professional Service. Tailored Loans.
. lvd
David Shipp
ll B Be
Sr. Mortgage Banker
Cedar Park Office
Round Rock Office N.
Brian Ohalloran
183A
www.txamtitle.com
Putting a Face on Real Estate since 1995.™
RL austin
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Putting a Face on Real Estate since 1995
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October 2013
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Real winneRs know how to make real money Join Chad Goldwasser & special Guests Becoming a legendary listing agent
• Learn how to list and sell 5–10 properties per month for the rest of your career • Get real tangible how-to’s from the city’s top producers October 24, 2014 from 4–7 pm Shoal Crossing Event Center, 8611 N MoPac Expwy, Austin, TX 78759
Goldwasserrealestate.com 512.420.0300
Buy photo: RL_100413_B.jpg at www.myRealtyLine.com
Bryan Cady of DEN Property Group checks his notes before the panel discussion begins at the AYREP “Real Estate Rock Stars” Broker Panel Forum at the UT Club. Cady was one of the “rock stars" on the panel.
www.facebook.com/RealtyLineAustin
MCE IN THE CLASSROOM Farm and Ranch Real Estate
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Keeping Current with Texas Real Estate
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9 hrs
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9 hrs
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Mandatory TREC Ethics
3 hrs
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CHAMPIONS SCHOOL OF REAL ESTATE
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Enroll Today: 512-244-3545 Courses available in the classroom, home correspondence and online.
Austin/Round Rock Campus
3203 S I-35 Ste 520, Round Rock, TX 78664 Located at I-35 & 45 Toll Road
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Broker: 06-06-124-24214; Farm and Ranch: 09-00-065-25732; Hottest of the New Tech: 03-00-064-24483; Game Changers: 09-00-123-23783; TREC Ethics: 03-03-123-23556; TREC Legal: 03-03-123-23555;
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October 2013
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Putting a Face on Real Estate since 1995
Putting a Face on Real Estate since 1995.™
The Austin Chapter of the National Association of Residential Property Managers joins together to witness thousands of bats fly out for their evening meal while at Austin’s Bat Fest.
Buy photo: RL_100713_D.jpg at www.myRealtyLine.com
Milestone Community Builders knows how to get the attention of REALTORS—offer them candy! David Matthys of RE/MAX says the Milestone team can come visit anytime!
Buy photo: RL_091013_L.jpg at www.myRealtyLine.com
The Realty Austin Southwest team is ready to win at the company’s annual Summer Bowling Event at The Goodnight.
Submitted Photo
Focused on you. Vista Lending is comprised of
Local Lending Experts who, with our
Realtor partners, have helped thousands of Texans finance their dream home.
Please call to reconnect or to meet and discuss how we can help you!
Our Team
Get in touch
512-358-6262 info@vistaaustin.com
Back Row: Russ Laing Mary Canales Heather Shuttles Jennifer Cantrell Shawn Andrew Front Row: Sonya Valia Mike Robertson
NFLP NMLS# 2297
W W W. v i s ta a u s t i n . c o m
Putting a Face on Real Estate since 1995.™
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Putting a Face on Real Estate since 1995
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October 2013
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Putting a Face on Real Estate since 1995
Women’s Council of REALTORS®
Putting a Face on Real Estate since 1995.™
President’s Column By Chris Rodriguez • 2013 President
Sonny Bara, Michelle Kopp, Crystal Kilpatrick and Erin Bara, all of Realty Austin, are keeping the business of real estate fun and exciting at their company’s 4th Annual Summer Bowling Event at The Goodnight.
Always show your good side—be nice!
Buy photo: RL_091013_B.jpg at www.myRealtyLine.com
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John McClellan, left, of Supreme Lending, congratulates Keith Dunham of Home City for a job well done. Keith was one of the panelists at the AYREP Broker Panel Forum at the UT Club.
Buy photo: RL_100413_C.jpg at www.myRealtyLine.com
Capital Title's "Racy REALTORS" team completes the ROC Race 5k— a race that combines a 5k course with game show inspired obstacles making it the craziest race ever! Check out those Superman and Wonder Woman socks!
Submitted Photo
ave you ever had a phone call from another agent who was irate or who didn’t seem to care what you have to say. It is extremely hard to work with an agent over the phone when they are obnoxious and aggressive. You may consider hanging up the phone on this person, but don’t. A rude agent may be using that aggressive behavior as a mechanism to avoid the possibility that one might realize a certain weakness in them. Rude agents don’t really realize that they may actually be making things worse by behaving in this manner. We understand that this is a very competitive business and we must do everything we can for our client, but we are in a customer service business. How we provide customer service is by helping buyers and sellers through the process of buying and selling real estate. The best way to make the transaction more effective and effortless is to be civil. Being civil does not always mean saying, “yes” to everything. There are always ways to say “yes” when what you are really saying is “no.” Lead the other agent to the answer you are look-
ing for. It doesn’t matter if the other agent thinks an idea is their idea. Remember, it’s not about you, it’s about the client. Today’s market has put us all in a pricing war and a beauty contest. The seasoned agent knows how to work on behalf of the client whether you are on the buyer’s side or the seller’s side. It’s not necessary for one agent to tell another agent “how it’s going to be.” Remember the Golden Rule. In the books, “The Millionaire Mind,” and “The Millionaire Next Door,” the author found the successful people had one major thing in common; extreme levels of integrity and character. Consider the words “please,” “thank you” or “excuse me.” Offer your assistance and share pertinent information. Extend good wishes and congratulate successes. Most importantly offer an apology when you make a mistake. We as REALTORS must be mindful of the damage to the industry that results from bad behavior. Be sincere and be assertive. Don’t ever forget your duty of ethical behavior towards everyone. In the end, nice does not mean you will finish last. RL
(512) 592-5400 Ranked #3 Mortgage Lender by the
United Lending, a division of Network Funding LP #2297 3429 Executive Center Drive, Suite 200 | Austin, Texas 78731 | unitedlendingusa.com
For more information contact: David McMillan (NMLS #117439) or Tommy Nelms (NMLS #122291)
ITClakeway100213.pdf 1 10/2/13 Putting a Face on Real Estate since 1995.™
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5:30 PM austin
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Putting a Face on Real Estate since 1995
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October 2013
Lakeway’s Home Team has a new Home Base!
More space and lots of parking, same great Independence Title Team! We’re ready to welcome you at our new location:
1913 Ranch Road 620 S. Suite 101 Austin, TX 78734
Numbers remain the same:
Office: 512/263-1703 • Fax: 512/263-1706
Independence Title w w w. I n d e p e n d e n c e t i t l e . c o m
Austin Business Journal's Number One Title Company!
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Putting a Face on Real Estate since 1995
Austin CRS Chapter
Putting a Face on Real Estate since 1995.™
President ‘s Column By Risé Johns • 2013 President
“Who’s the best bowler in town?” Kathy Anglin of Realty Austin shows everyone up at the Realty Austin 4th Annual Summer Bowling Event when she bowls a strike at The Goodnight.
Buy photo: RL_091013_C.jpg at www.myRealtyLine.com
AYREP’s Real Estate Rock Stars Broker Panel Forum packed the house at the UT Club.
Buy photo: RL_100413_F.jpg at www.myRealtyLine.com
A
Clients expect you to know the latest mortgage news— pass it on
s agents, we need to stay current on many things. The average sales price in the areas we specialize in, the average prices per square foot and the average days on the market are examples of information about property we need to know. Other questions we are often asked concern mortgage rates. “Do you think they will go down any further?” “When do you think they will go up?” “Should I wait or buy now?” “Should I lock my rate?” As agents, we give our best guess at any given time. Our crystal balls are broken. When I first became an agent, interest rates were 17 to 18 percent. Sellers paid a lot of points to buy down the contract rates so buyers could qualify. Since I was new and didn’t know any better, that market was normal for me. Since that time, interest rates have plummeted. It is a far cry from quoting an 18 percent rate to quoting a 4 to 4.5 percent rate. Now, when people ask me for my opinion on what to do regarding interest rates, I tell them what I have read, “According to Bernake....” or “I read in the New York Times...” The reality of the matter is I do not truly know.
So many things have an impact on interest rates. The U.S. getting into a war in Syria or the economy in Europe impacts interest rates here. A decision by the Feds can raise or lower interest rates. How could we possibly predict what interest rates will do? Our buyers expect us to guide them. One suggestion is to form a close working relationship with a mortgage lender. They know—or should know—what is happening in the market. I have two mortgage lenders I work with and frequently call them regarding the market. They keep me informed and I value their knowledge. When buyers push for a definitive answer on what interest rates will do, I have two answers. Though the remarks seem flippant, they are accurate. One is “Rates go up and rates go down. All I can tell you is they fluctuate.” The other is “I wish I could tell you. I can tell you what they did recently. My crystal ball is broken.” Everyone wants to know what interest rates are doing. It is mortgage news. You need to have trusted sources to give you the latest information and news and then pass it on. RL
Putting a Face on Real Estate since 1995.™
RL austin
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Putting a Face on Real Estate since 1995
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October 2013
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High Above Rough Hollow Lakeway Grand Haven Homes Presents
GH Reserve Luxury Homes at
The Summit at Rough Hollow
20+ Mile Views Two Luxury Home Collections 44 Exclusive Home Sites 2,500-3,580 Square Feet
FroM the Mid $400’s GH Reserve Sales Office Hours Monday-Saturday 10am-7pm, Sunday Noon-7pm 215 Serene Hilltop Circle Austin, TX 78738
512.535.4572
GHReservehomes.com
GHH_RealtyLine_Oct2013.indd 1
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October 2013
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Putting a Face on Real Estate since 1995
Putting a Face on Real Estate since 1995.™
4% REALTOR Commission
On ALL Inventory Homes Listed Below
And For Your CLIENTS $20,000
Towards Any Ashton Woods Home! Address
Plan
Sq. Ft.
Bed
Bath
Story
Completion
Price
WESTSIDE PRESERVE AT BUTTERCUP—Cedar Park 512.215.2409
709 Brook Meadow Tr. Bethany
2,621
4
2½ 2
Jan
$384,261
617 Brook Meadow Tr. Chapman 2,881 615 Brook Meadow Tr. Williamson 2,369
4 3
3½ 2 2 2
Feb Jan
$357,101 $320,153
711 Brook Meadow Tr. Chadwick 2,551
4
3
NOW $329,277
3
RIDGEVIEW— Hwy 290 - 2 mi. S of the Y in Oakhill
512.394.9938
8712 Vantage Point Rd Travis
2,367
3
2
1
8720 Vantage Point Rd Bethany 8708 Vantage Point Rd Bethany
3,095 2,621
4 4
2½ 2 3 1
NOW $428,120 Nov $408,389
8812 Vantage Point Rd Blake
2,678
4
3
Feb
1
SWEETWATER— Hwy 71 - 5 mi. W of 620 in Lakeway
Oct
$401,788
$440,669
512.264.2001
11817 Painted Horse Cv. Travis
2,376
3
2
1
Oct
$415,457
5501 Cherokee Draw Rd. Bethany
3,095
4
2
2
Dec
$474,209
Buy photo: RL_091013_I.jpg at www.myRealtyLine.com
5521 Cherokee Draw Rd. Williamson 2,369
3
2½ 1
Dec
$399,894
Dori Garner of Realty Austin grabs her “lucky number 13” band assures us she’ll bowl a strike while at the Realty Austin 4th Annual Summer Bowling Event at The Goodnight.
VERSANTE CANYON VILLAS - FM620 just N of 2222
512.250.8520
9001 Villa Norte Dr. Santa Maria 2,014
2
2
1
Oct
$436,325
11908 Mira Vista Way Santa Rosa 2,794
3
2½ 1
Nov
$479,660
12012 Mira Vista Way Santa Rosa 2,515
3
2½ 2
Feb
$486,628
12024 Versante Circle Santa Vera 2,369
3
2½ 2
Feb
$473,760
VERSANTE TOWNHOMES - FM620 just N of 2222
512.250.8520
11917 Terraza Cir
Palermo
1,707
2
2½ 2
Feb
$320,750
11921 Terraza Cir 11925 Terraza Cir
Capri Capri
2,089 2,089
3 3
2½ 3 2½ 3
Feb Feb
$314,338 $310,963
11929 Terraza Cir 12224 Terraza Cir
Palermo Milan
1,707 2,207
2 3
2½ 2 2½ 2
Feb Feb
$324,685 $334,647
12336 Terraza Cir
Venice
2,104
3
2½ 2
NOW $380,000
12332 Terraza Cir
Romano
2,263
3
2½ 2
NOW $390,000
V I S TA N C I A NOW PRE-SELLING
1-Acre Homesites Hamilton Pool Rd. 512-203-8298 ASHTONWOODSHOMES.COM Availability, pricing, incentives and plans are subject to change without notice. Realtor commission is 3%, paid at closing. On the listed inventory homes Realtor will receive a 1% Bonus paid at closing. Bonuses may only be valid on full price offers. Bonus eligible on contracts dated between 8/10/13-10/31/13. $20,000 towards the purchase of an Austin area home and only on contracts dated 9/18/13-10/13/13, valid for to-be-builts and inventory. Model homes listed for sale above are not available for immediate closing / occupancy. See sales consultant for full details. SPL 9-19-13 Rev 10-1-13
RL
Putting a Face on Real Estate since 1995.™
austin
Experts Speak Out
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Putting a Face on Real Estate since 1995
www.myRealtyLine.com
October 2013
Commentary By Wayne Morgan Austin Institute of Real Estate
You were born a genius and meant to be an incredible success
W
e have a brain that acts as a computer hard drive, recording information and data. To the right is a diagram of the brain, which has two sides, left and right. The left side is analytical, used for reason and logic. The right is creative, and responds to light, color, music, etc. As humans we are also blessed with a mind that processes, interprets and distinguishes that recorded information and allows us to make decisions. The mind is in two parts, conscious and subconscious. The conscious mind is usually in pretty good shape. For example, if you ask someone if they want to be rich and happy, they usually reply, “yes!” Now ask him, “Why aren’t you?” and listen to that response. This is where the subconscious mind kicks in. Because of the way we are designed as humans, what sometimes fills the subconscious mind is not love, success, joy, elation, ecstasy, winning, confidence, accomplishment, and many other positive feelings and experiences. What gets trapped and remembered is doubt, guilt, regret, fear, and
purpose, goals and values. We decide not to
many other negative feelings and experiences. The subconscious mind is the most sensitive instrument in the universe and it behaves according to what it believes. So, if you believe rich people are crooks, chances are you will not be financially free. The good news is that we have the power to program our minds. The fact is getting rich is a choice. You can choose to be rich—and happy—and anything else. Each of us, using our own intuition, mind power and imagination, has created our lives exactly the way we want them. All the people, all the situations, all the things are there because we put them there and because we want them there. Amazing, isn’t it? So once we understand we are not victims, but volunteers. When we evolve to a higher level of consciousness and decide to take responsibility for our decisions and are willing to be held accountable for our actions and actually own our results, then magic happens. We see we have created our lives the way we want. We decide to get rid of the negativity and the people who do not support our
live in “want”, “lack,” “limitation” and “need.” We decide there is a world of abundance and that we can have what we want without
damage to others. We stop pretending not to know. We decide to decide. We learn that thoughts are things and they become real; that we can program our minds for success instead of failure, winning instead of losing, respect for others instead of resentment, love instead of indifference, giving instead of taking, being big instead of small. We attract others who want the same thing. We learn how to get the right people to do the right thing at the right time. We produce synergy and results beyond the ordinary. We reach a constant state of happy. We continue to evolve. We learn to follow our intuition, to trust ourselves. We own our outcomes. Our life works. We discover that we are a genius and meant to be an incredible success. We choose success. Now let’s go out and make it a better world! RL
YES YOU SHOULD ... because with the right message and consistency, advertising with us will get you noticed.
RL austin
Call 512-821-1900 for information.
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PrimeLending Capital City Conventional, FHA, VA, USDA, HomePath & Jumbo just to name a few loan products!
Candy Buzan Branch Manager Sr. Loan Officer The Candy Buzan Team
Marie Cyr Loan Officer The Candy Buzan Team
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Kim Nielsen Production Manager The Candy Buzan Team
Amy Bailey Oehler Sr. Loan Officer The Leaman Team
Diane M. Clark Sr. Loan Officer
Jori Stern Sr. Loan Officer The Leaman Team
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Missy Driskell Sr. Loan Officer
Sherri Eckert Loan Officer The Leaman Team
Trudy Savage Sr. Loan Officer
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Mary Kennedy Sr. Loan Officer
Mysty Lynch Sr. Loan Officer
Two Great Locations! All loans subject to credit approval. Rates and fees subject to change. Mortgage financing provided by PrimeLending, a PlainsCapital Company. Equal Housing Lender. © 2013 PrimeLending, a PlainsCapital Company. PrimeLending, a PlainsCapital Company (NMLS no: 13649) is a wholly owned subsidiary of a state-chartered bank and is an exempt lender in TX. V012313. NMLS 179412 (Buzan), NMLS 269403 (Cyr), NMLS 184428 (Hoffman), NMLS 292478 (Stewart), NMLS 280093 (Lynch), NMLS 176530 (Smith), NMLS 180307 (Nielsen), NMLS 268025 (Clark), NMLS 232054 (Widmer), NMLS 179666 (Kennedy), NMLS 180066 (Driskell), NMLS 180854 (Savage), NMLS 151263 (Leaman), NMLS 225339 (Bailey), NMLS 177299 (Stern), NMLS 357516 (Eckert), NMLS 741376 (Creeger).
810 Hester’s Crossing, Suite 150 Round Rock, TX 78681 7719 Wood Hollow Drive, Suite 155 Austin, TX 78731
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October 2013
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Putting a Face on Real Estate since 1995.™
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Putting a Face on Real Estate since 1995
The HBA's Harry Savio, left, Walt Elias of Brookfield Residential, second from left, and Meagan Jones, right, present Jonathan Fleming, second from right, with the prized shot gun at The HBA's Big Texas Sporting Clay Shootout.
Submitted Photo
Mark Minchew of RE/ MAX Austin Associates listens intently as Jon Kasner of Kasner and Associates talks about floors with Patti Stevens of CSC Floors— one of the speakers at the CRS bi-monthly luncheon at the Westwood Country Club.
Buy photo: RL_100313_C.jpg at www.myRealtyLine.com
Is it hot in here or is it these three? Meggan Kappelman, Ami Davis and Daniel Topolski, all of Goldwasser Real Estate, attend the company sales meeting to get fired up for the week. Hosted by Milestone Community Builders, the meeting was held in ABoR’s auditorium.
Buy photo: RL_090913_A.jpg at www.myRealtyLine.com Buy photo: RL_100213_C.jpg at www.myRealtyLine.com
HelpP int
The Ron Urias Agency
512.448.0844
ABoR CEO Paul Hilgers and TAR CEO Travis Kessler hang around at the ABoR Broker Forum to talk with members.
5
THE FIRST MAJOR AUSTIN HOMEBUILDER VERIFIED LEED FOR HOMES
% Commission on * Inventory!
YOUR HOME IS YOUR CASTLE. What happens when your clients come home to find they’ve been robbed? Most homeowners are forced to call a toll free number to their insurer and then have to find emergency services to help board up their house. Not at the Ron Urias Agency! We not only walk them through the process but we actually show up to the home to assist the client in person with this process. Remember when the milk man delivered to your home? We do that!
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Call us today for a quote that includes a free C.L.U.E. report. 4425 Mopac South, Bldg 2, Ste. 101 Austin, TX 78735 Home • Life • Auto • CommerCiAL • renters “Clients don’t come to us by accident but we handle those too!”
CoventryHomes.com
Wilshire-Homes.com
*5% REALTOR® commission available on a Realtor Assisted sale with an original contract effective date of January 1, 2013 through December 31, 2013 for a Wilshire Home or Coventry Home in the Austin metropolitan area. Must be a licensed Texas Realtor to participate. Not available on existing contracts prior to January 1, 2013. Not available with ‘Build on Your Lot’ sales. Builder reserves the right to change or withdraw this program at any time. Prices are subject to change without notice. See a Sales Counselor for complete list of available homes. MHI A 13080
Putting a Face on Real Estate since 1995.™
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Putting a Face on Real Estate since 1995
Austin Title A S S O C I AT E S I N P R O G R E S S - A d v e r t i s e r P r o f i l e b y R i k i M a r k o w t i z
J
osh Williams, vice president of Austin Title says, “There’s a perception that all title companies are the same. That simply isn’t true. What makes us so unique are our people, culture, service, longevity, strength and protection. Our staff of escrow officers, title examiners and sales representatives are some of the most talented and tenured in the business.” Austin Title’s conviction in creating a fun, healthy and professional environment for staff and clients, explains the company’s impressive retention record—an average of 10 years per employee. Austin Title was founded in 1953 as a local title agency offering full service title and escrow services to Austin’s real estate community. Through a series of acquisitions, Austin Title became a member of the Fidelity National Financial family of companies— a Fortune 500 organization that is traded on the New York Stock Exchange, (NYSE: FNF). Through its underwriters, FNF is the country’s largest commercial and residential title insurance company, issuing more policies than any other company. “This move,” says Williams, “allowed Austin Title to become part of the largest family of title insurance underwriters in the nation, including Fidelity National Title, Chicago Title, Commonwealth Land Title and Alamo Title.” The acquisition also gave Austin Title the oppor-
tunity to handle transactions nationwide with its new network of sister companies. Today, Austin Title employs approximately 90 individuals and has eight offices licensed in four counties, including Travis, Williamson, Hays and Bastrop. As of June 2013, total revenue for the FNF family of underwriters hit nearly $3 billion, with 672,000 direct orders opened. The company’s overall market share, the largest of any company in the title insurance industry, is approximately 34 percent. “We pride ourselves on being part of not only the largest, but the most profitable title group in the country,” says Williams, who is also responsible for business development and managing a team of nine sales representatives. “We keep in excess of $1.7 billion in cash reserves for claims. This is considerably more than any of our competitors.” For many other companies, numbers like these could lead to an all-work, no-play work environment. That’s why Austin Title aspires to be one of the healthiest companies around. In 2012 Austin Business Journal added Austin Title to its list of “Healthiest Employers.” To earn that distinction, the company started a fitness program and offers monthly rewards to associates for their commitment to exercising and healthy living. Austin Title also does a group run once a week. “The
www.myRealtyLine.com health and happiness of our employees is very important to us,” says Williams. Austin Business Journal noticed that, too. For five years, the Journal named Austin Title to its list of “Best Places to Work in Central Texas.” Some reasons Austin Title is so successful can be explained with a comprehensive list of achievements and company beliefs. Being of service to Austin, a community they’ve been part of for 60 years, is another priority for the Austin Title family. Each week, Austin Title’s education department holds on-site and online classes on topics ranging from video marketing to Matrix and Pinterest for Professionals. Recently, Austin Title sponsored a company tailgate when UT faced off against Ole Miss. “It was an opportunity for our staff to have some fun while getting to know clients better,” says Williams. The company’s obligation to employees doesn’t stop at tailgate parties and weekly jogs. Austin Title has an in-house training program for escrow, sales and title reps. The company also offers a leadership training program for associates with managerial aspirations. “We strongly believe in promoting from within,” says Williams. Austin Title offers title and escrow services for all types of properties, including residential, commercial, resale and builder properties. Their seasoned escrow team is well versed in all property types and equipped to handle any type of transaction. The team re-
Welcoming ~ Mary Ellen Doyle ~ Starkey Mortgage (WR Starkey Mortgage, LLP) is an independently owned correspondent mortgage bank. Specializing in conventional and government home loans. In-house processing, underwriting and funding allow us to simplify and expedite the approval process.
Mary Ellen Doyle, MBA Starkey Mortgage WR Starkey Mortgage LLP NMLSR# 2146 807 Las Cimas Parkway Suite 150 Austin, Texas 78746
Senior Loan Officer NMLSR # 267230 Office: 512-968-7107 mdoyle@wrstarkey.com www.MaryEllenLoans.com
WR Starkey Mortgage, LLP NMLSR #2146. This is not a guarantee of financing. All borrowers must meet certain underwriting guidelines and credit criteria Rules and Regulations may apply.
October 2013
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Josh Williams, Vice President
sponsible for managing Austin Title are President Brian Baize; Senior Vice Presidents and Operations Managers, Janice Hataway and Taresa Hale. The ability to write on all four underwriters and close transactions all over the U.S., in addition to their commitment to service and staff, are just some of the reasons why Austin Title is still going strong. By anyone’s standards, Austin Title may have already reached the apex of a successful underwriting organization. However, Williams still keeps his eye on the small stuff. “Locally, we’re not trying to be the biggest shop in town. We just want to be the best; a place where our clients want to do business with us and our employees want to stay. I think we’re doing a pretty good job. We’re on track.” RL
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Second Liens
are back! - Rates are at the LOWEST levels they’ve been at in years! - Purchase Money/Refi programs available to 90% cltv - Home Improvement Loan programs available to 90% cltv - Competitive Rates and Fees - Exceptional Customer Service
Gretchen Rossington, NMLS ID#555982 Austin/San Antonio Account Manager Wholesale Second Liens C. 512.484.1860 gretchen.rossington@cadencebank.com
www.facebook.com/RealtyLineAustin
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You can pry my Realty Line out of my cold, dead hands! (No animals were hurt during the making of this photo.)
The Austin Institute of Real Estate is The Business School for Real Estate Pros™
50% OFF!
ALL ONLINE CORRESPONDENCE COURSES FROM NOW UNTIL THE END OF THE MONTH! Enter code: RLAUS at www.AustinInstitute.com MCE: $49
SAE: $82 (Get your broker license!) 180 hr. Pre-licensing Package: $410
Why pay more? Buy, read, test, all ONLINE! Go here now: www.AustinInstitute.com Questions? Call: 512-453-0900 8828 Research Blvd. Austin, TX
Correspondence courses are offered by St Edward's University Professional Education Center (#0720) in association with The Austin Institute of Real Estate (#0544/0040).
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. e d i r e h t y o Enj N EW S OUTH ENTRANCE O PENING IN OCTOBER! Falcon Pointe has a new entrance at Pflugerville Parkway and SR130, making it easier to get in, out and around the community. Not only is it quicker to shop, dine, and commute, we’re paving the way for exciting new neighborhoods and even more parks and trails. Visit Falcon Pointe—Pflugerville’s best-selling new home community†—you’ll see why it’s the gateway to the good life.
HI T T HE OP E N ROA D ➔
Visit FalconPointeTX.com/ride to start the drive.
New homes from the high $100,000s to the $300,000s Centerra Homes • Lennar • Ryland Homes
Newland Communities is the largest private developer of planned residential and urban mixed-use communities in the United States from coast-to-coast. Together with our partner, North America Sekisui House, LLC, we believe it is our responsibility to create enduring, healthier communities for people to live life in ways that matter most to them. www.newlandcommunities.com and www.nashcommunities.com
†Source MetroStudy Q2 2013. Terrabrook Falcon Pointe, LP (‘Fee Owner’) is the creator of the Falcon Pointe Community (‘Community’). Certain home builders unaffiliated with the Fee Owner or its related entities (collectively ‘Newland’) are building homes in the Community (‘Builder(s)’). Newland is not co-developing, co-building or otherwise responsible for any of the obligations or representations of any of the Builders, and Newland shall have no obligations to any buyer regarding a home purchase from a Builder. Purchasers of homes from any of the Builders waive any claims against Newland arising out of their purchase transaction. Prices, specifications, details and availability of builder’s homes are subject to change without notice. 2013 © Falcon Pointe. All Rights Reserved. Falcon Pointe is a trademark of Terrabrook Falcon Pointe, LLC, and may not be copied, imitated or used, in whole or in part, without prior written permission
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Susan Zbranek, Stacy Mock and Shelli McLaughlin, all of Capital Title, present Daniel Vargas of Operation Finally Home a donation generated from the company's Tailgate party.
Submitted Photo
Networking is just one of the benefits of ABoR’s Broker Forum. Sylvia Pack of RE/ MAX Austin Skyline and Patty Johns of Austin Portfolio Real Estate share contacts during break time.
Buy photo: RL_091013_E.jpg at www.myRealtyLine.com
Amy Gandy and Dori Garner, both of Realty Austin, have a great time playing hookie, eh hem, team building at the company Summer Bowling Event at The Goodnight.
Buy photo: RL_090913_B.jpg at www.myRealtyLine.com
It’s no mystery
The Place for Top Business Professionals
i s Ke lle r Wi lli am s R ealty
Experience the SWBC Difference Our commitment to you: Brandy Archer
Bridget Shoemaker
Denise Bodman
Julie Gualandri
The Austin Portfolio Real Estate Office is proud to announce the addition of Brandy Archer, Bridget Shoemaker, Denise Bodman and Julie Gualandri to our team. For a confidential interview please contact Diane Johnson, Mona Crum or Melanie Kennemann at 512-448-4111.
•
On-time closings
•
In-house underwriting, processing, and funding for smooth, seamless transactions
•
Control of the servicing for most conventional loans we close
Find out why much of our business for the past two decades is from repeat customers or referrals from agents, builders, and clients who appreciate exceptional service. Linda Komm, vP nmls# 219050 512.422.7958
SOUTHWEST Diane Johnson Melanie Kennemann 448-4111
NORTHWEST Gene Frederick Brian Martin 346-3550
LAKE TRAVIS Mary Lynne Gibbs 263-9090
ROUND ROCK Avis Wukasch 255-5050
We’re a best company to work for and with!
Rhona Bogie nmls# 222089 512.917.1954
Conventional
•
va
•
© 2012 sWbC. all rights reserved.
Kathleen Condry nmls# 214903 512.658.7436
FHa
•
tX vet
Emily Franke nmls# 223977 512.797.5480 •
Jumbo
•
Ann Jones nmls# 221084 512.422.9036
investments
the avallon building, building 1 | 10415 morado Circle, ste. 100 | austin, tX 78759
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(O) 512.467.6060 (F) 512.467.6161
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October 2013
www.haycompere.com
South Padre Island AUSTIN San Angelo
Beth Coffey Business Development
John A. Hay III Attorney at Law | Escrow Officer
Leigh Richards Business Development
Treat your clients to a closing in our historic home
the pierre bremond house 402 west 7th street Oil and gas exploration and development across Texas is experiencing unprecedented growth, expanding outside of traditional regions and into areas with little or no production history. When representing buyers and sellers on rural, farm and ranch transactions, it is important to remember that in Texas, the mineral estate may be severed from the surface estate and divided among many different mineral and royalty owners. Performing due diligence and determining the ownership of the minerals for the subject property is essential to effectively representing your clients, as there Wesley M. Giesecke Partner may be a limit on their rights and additional liabilities associated with the minerals. Important: Title companies do not issue policies covering the mineral estate. Give yourself and your client peace of mind by having our qualified attorneys prepare a mineral title opinion for the property they are buying or selling. - Wesley M. Giesecke Partner at Hay Compere, PLLC
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Putting a Face on Real Estate since 1995.™
Putting a Face on Real Estate since 1995.™
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Texas American Title draws a crowd to its Totties and Nosh mixer at Willie G's.
Submitted Photo
There’s no better way to get to know REALTORS than to go directly to them! James Carreon and Rick Noble, both of Milestone Community Builders, are masters at their craft. The two take the time to get to know all of the agents at Goldwasser Real Estate during its company sales meeting at the ABoR office. Buy photo: RL_100213_D.jpg at www.myRealtyLine.com
ABoR’s Broker Forum attracts top notch professionals in our city. Sharon and John Rosshirt and Bill Stanberry, all of Stanberry and Associates, have contributed great things to the local real estate industry for decades. Buy photo: RL_100113_B.jpg at www.myRealtyLine.com Buy photo: RL_090913_C.jpg at www.myRealtyLine.com
Karen Elliot of Sente Mortgage welcomes Jason Vasek of First American Title to her company’s mixer and happy hour at Cover 3.
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October 2013
Commentary By Cindy Yates• Reliant Title
What’s the deal with Prop 6? So little water, so close to home
D
espite the recent rains, most of Texas is still in a drought — one of the longest and driest in state history. At the same time, Texas is also growing, with the population expected to double in 40 years. Nobody thinks this is a good combination. The question is, what’s the best way to deal with growing cities and suburbs, on the one hand, and potentially shrinking water resources on the other? The Texas State Legislature came up with a plan, passed by wide majorities of both houses in May, but the lawmakers sent it to voters to ratify (or reject) in the form of a constitutional amendment. On Nov. 5, Texas will vote on Proposition 6, which siphons $2 billion from the state’s “rainy day fund” to help finance and coordinate water projects across the state. Prop 6 sets up a State Water Implementation Fund for Texas (SWIFT) to administer the $2 billion, through low-interest loans and other financial support for approved water development projects. Under the proposed amendment, 20 percent of the money is supposed to go toward water conservation and reuse, with another 10
percent aimed at rural areas and agricultural water conservation. The state Water Development Board and local planning groups will work together to prioritize which projects get funded first. There are more than 4,500 projects in the State Water Plan, ranging from tapping into new groundwater reservoirs to desalination projects and damming up rivers and streams. Supporters of Prop 6 include the League of Women Voters, the Chamber of Commerce, some conservation and agriculture groups, and a bipartisan coalition of state lawmakers, organized by House Speaker Joe Straus (R-San Antonio). The two main political action groups pushing for passage of Prop 6 are Straus’ Water Texas and H204Texas, financed by oil and gas companies, water utilities, municipal water districts, and engineering firms. Opponents include some Tea Party-aligned lawmakers and Independent Texans, a Bastropbased political action committee headed by Linda Curtis. Curtis argues that lawmakers and real estate developers are playing on Texans’ fear of
drought to benefit “water speculators and real estate interests” friendly with Gov. Rick Perry. “If you trust a so-called new and improved Texas Water Development Board that has two of three Perry cronies making decisions, then go ahead and vote for Prop 6,” Curtis says. “I won’t.” The Tea Party lawmakers, like Rep. David Simpson (R-Longview), opposed Prop 6 because they believe the free market is the best way to develop Texas’ water infrastructure. Some conservation groups are wary of the plan because artificial reservoirs wreak havoc on ecosystems and speed up the evaporation of water resources. “The water crisis affects every corner of our state in a very real way,” says Straus, and “a drought doesn’t care if you’re a Democrat, a Republican or an independent.” Prop 6 enjoys broad bipartisan support in the legislature, he adds, but voters need to do their part. “These elections don’t usually trend on Twitter, or get ratings on cable television, but they are important.” RL
YES YOU SHOULD Because with the right message and consistency, advertising with us will get you noticed.
Call 512-821-1900
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Putting a Face on Real Estate since 1995.™
Real Estate News & Notes Submission Guidelines Submit photos, press releases and calendar items to naomi@myrealtyline.com. All photos must be at least 300 dpi and include a caption with first/last name, company affiliation and a short description. Press releases must be fewer than 300 words. Calendar items are free to advertisers and $25 per submission for others. All submissions must be received at least seven calendar days prior to ad copy deadlines published at www.myrealtyline.com/ advertise.html. Submission items will be included as space allows.
New RE/MAX agents attend the monthly, free RE/MAX Power Start class at the Norris Conference Center; learning about the lead-generation technologies, online training 24/7, and other marketing and advertising advantages of RE/MAX. All real estate professionals may attend at no charge.
Submitted Photo
My how time flies. Our “baby Realty Line,” Caroline Carver is growing up. Here she is looking beautiful on her first day as a sophomore in hiigh school.
Buy photo: RL_100713_B.jpg at www.myRealtyLine.com
Ally and Jon Kasner of Jon Kasner Realty go “batty” at the Austin Bat Fest.
Submitted Photo
WE ARE PROUD TO ANNOUNCE
The Lakeway Branch is now open for business! YOU DEMAND IT, WE DELIVER IT
OUR SERVICE SOLUTIONS
North American Title Company is continually striving to set the standard for service and excellence in the title industry. Like Clockwork® is more than just a motto. It embodies the idea of consistent, trustworthy service for you as well as your client. As agents for several of the nation’s largest title insurance underwriters, we offer unparalleled expertise in protecting and securing your real estate investments. With this solid foundation, we look forward to partnering with you.
Using North American Title Company provides benefits you may not realize. We use innovative programs and services that are designed to sharpen your competitive edge in the marketplace.
NORTH AMERICAN TITLE COMPANY Like Clockwork ®
NORTH AUSTIN 5608 Parkcrest Drive Suite 150 Austin, TX 78731 t: 512.302.3892
RESEARCH 11044 Research Blvd. Bldg. D, Suite 100 Austin, TX 78759 t: 512.249.0576
www.facebook.com/Austin.NAT www.nat.com
We take pride in providing residential, commercial, builder and lender customers with the highest level of professional title and escrow services. At North American Title Company, you will find experienced title professionals who understand the changing needs of the market and are committed to finding more ways to say “yes.” ROUND ROCK 1 Chisholm Trail Suite 3100 Round Rock, TX 78681 t: 512.255.6550
LAKEWAY 1008 RR 620 S Suite 102 Lakeway, TX 78734 t: 512.284.0264
©2013 North American Title Group and its subsidiaries. All Rights Reserved. North American Title Group and its subsidiaries are not responsible for any errors or omissions, or for the results obtained from the use of this information. | TX13-3228 R 08-30-13
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October 2013
LENNAR®
New Model Now Open in Teravista! from the $210s 4924 Scenic Lake Drive, Georgetown TX 78626
More Lennar Homes Ready in 30, 60, 90 & 120 days: Address
Plan
Sq. Ft.
Bd/Ba/Stories
Available
Price
1. BRADSHAW CROSSING • ERIC: 512-407-0404 or JASON 512-619-3148 5837 Kleberg Trail 10024 Pinnacle Crest Loop 10004 Pinnacle Crest Loop 5845 Kleberg Trail
Southbend Clearwater Clearwater Northbrook
1,532 1,291 1,291 1,740
3/2/1 3/2/1 3/2/1 3/2/1
Now Now Now Now
$186,990 $194,680 $195,479 $195,990
2. COLORADO CROSSING • CLYDE: 512-496-4163 6809 Crestone Road 6812 Crestone Road $178,565 6908 Crestone Road
Tucson Carlsbad
1,313 1,230
4/2/1 3/2/1
Now Now
$166,140
Tucson
1,313
4/2/1
Now
$181,515
3. FALCON POINTE • BRUCE: 512-657-3326 or CINDY: 512-736-2698 2912 Edwards Plateau Drive 2916 Edwards Plateau Drive 18925 Shallow Pond Trail
Terrazzo Alabaster Belton
2,551 2,731 2,054
4/3.5/2 4/3/2 3/2.5/1
Now Now Now
$253,949 $257,186 $257,852
4. HIGHLANDS AT MAYFIELD RANCH • CLAYTON: 512-774-8178 3710 Bainbridge Street 3714 Bainbridge Street 3705 Hermann Street 3710 Hermann Street
Cantera Onyx Amistad Juniper Ridge
1,550 1,797 2,224 2,868
3/2/1 3/2/1 4/2.5/1 4/3.5/2
Nov 2013 Nov 2013 Dec 2013 Dec 2013
$231,340 $237,365 $272,700 $303,791
3/2/1 3/2/1 4/2.5/2
Now Now Now
$164,836 $169,050 $209,248
5. HUTTO HIGHLANDS • LOTTIE: 512-373-0939 107 Colthorpe Lane 116 Colthorpe Lane 111 Colthorpe Lane
Sunflower Hawthorn Orchid
1,355 1,536 2,567
Alabaster Clearwater Iris
2,731 1,336 1,950
4/3/2 3/2/1 4/2.5/2
Now Now Now
$233,640 $180,840 $203,440
7. SUMMERLYN • DENISE: 512-777-9565 or CLAYTON: 512-619-7628 213 Eagle Owl Loop 209 Eagle Owl Loop 192 Eagle Owl Loop
Southbend Northbrook Sunset Ridge
1,532 1,740 2,056
3/2/1 3/2/1 3/2.5/2
Now Now Now
$187,035 $198,434 $206,190
1,685 1,849
3/2/1 4/2/1
Oct 2013 Oct 2013
$238,877 $247,406
4/3.5/2 4/2.5/2
Now Now
$207,055 $214,051
8. TERAVISTA • WILL: 512-248-8131 4541 Chestnut Meadows Bend Rosebud 4549 Chestnut Meadows Bend Violet
9. WOODLANDS PARK • ANGIE: 512-470-3925 226 Dark Forrest 177 Hill Side Glow
Daylily Orchid
2,043 2,567
LENNAR.COM
Plan
Sq. Ft. Bd/Ba/Stories Available
Price
1. TERAVISTA • Steve: 512-970-3359 or Debbie: 512-808-8729 Provence Collection 4267 Ridgebend Drive
Belmeade
4576 Miraval Loop
Belmeade
4513 Miraval Loop
Savoy
4564 Miraval Loop
Savoy
4574 Miraval Loop
Castille
4313 Ridgebend Drive 1996 Westvalley Place 4212 Pebblestone Trail
Concordia Castille
4517 Miraval Loop
2,407
4/2/1
Now
$359,702
2,407
4/2/1
Now
$371,027
2,834
4/3.5/2
Now
$391,561
2,834
4/3.5/2
Now
$392,315
3,246
4/3.5/2
Now
$412,271
Castille
3,246
4/3.5/2
Now
$422,835
Bellavita
3,359
4/3/2
Now
$423,909
3,548
5/4/2
Now
$430,059
3,246
4/3.5/2
Now
$432,334
4499 Miraval Loop
Belmeade
2,407
4/2/1
Now
$378,702
4536 Miraval Loop
Belmeade
2,407
4/2/1
Oct 2013
$371,198
1998 Westvalley Place
Belmeade
2,407
4/2/1
Nov 2013
$370,772
4204 Pebblestone Trail
Savoy
2,834
4/3.5/2
Dec 2013
$390,336
2001 Westvalley Place
Kinsley
2,810
4/3/1
Now
$456,142
2020 Westvalley Place
Berkshire
3,765
4/3.5/2
Now
$493,738
Wentworth Collection
2. RIM ROCK • COLIN: 284-342-5580 Provence Collection
6. STONEFIELD • SALLY: 512-401-7717 or CHRISTINA: 512-629-7580 204 Travertine Trail 270 Vermillion Marble Trail 230 Vermillion Marble Trail
Address
321 Towering Cedar Drive
Belmeade
2,407
4/2/1
Now
$424,534
3. ROUGH HOLLOW • Will: 512-809-8026 106 Salinas Cove
Concordia II
3,599
6/5/2
Nov 2013
$581,471
104 Salinas Cove
Sturbridge
2,296
4/2/1
Dec 2013
$475,090
108 Salinas Cove
Shelburne
3,459
4/3/1
Dec 2013
$475,697
110 Salinas Cove
Castille
3,256
4/3.5/2
Dec 2013
$496,195
109 Salinas Cove
Savoy
2,455
4/3/1
Dec 2013
$523,197
NOW OFFERING UP TO 4% COMMISSION! VILLAGEBUILDERS.COM/AUSTIN
FOR REAL ESTATE PROFESSIONALS ONLY: In order to earn a broker co-op fee, broker must bring client into a welcome home center and register them on the client’s first visit. No commission will be paid when agent/broker is acting as a principal/buyer. Not valid if client has previously registered with Lennar, Lennar.com, Village Builders or VillageBuilders.com whether individually or with a broker. Lennar and Village Builders reserves the right to discontinue this program at any time. Other terms and conditions apply. See a new home consultant for more information. *Effective 10/1/13, 4% commission will be paid on select inventory homes that sell between 10/1/13 and 10/31/13. Not valid in conjunction with any other offer. Offers, incentives and seller contributions are subject to certain terms, conditions, and restrictions, which may include use of designated lenders and closing agents. Offer good for a limited time only. Homes subject to prior sale. Prices, features and amenities are subject to change without notice. Visit Lennar.com or see a Lennar New Home Consultant for further details. Offer valid only in states where referrals are permitted. Copyright © 2013 Lennar Corporation. Lennar, the Lennar logo, Village Builders, the Village Builders logo and The Everything’s Included logo are registered service marks or service marks of Lennar Corporation and/or its subsidiaries. (5023) 10/13
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HBA members Aaron Ward, Marc Stover, E.T. Trevino, Jody Jones, and Sam Schwartz show off their fire power at the HBA Big Texas Clay Sporting Shootout at Texas Disposal Systems' Exotic Game Ranch in Creedmore. They probably had a blast!
Submitted Photo
Ready, set, dig! Top officials at ABoR and TAR pull up their sleeves and get their hands dirty as they celebrate a groundbreaking at the site of ABoR’s new home off Spicewood Springs Road. Pictured left to right are Texas Association of REALTORS CEO Travis Kessler, ABoR CEO Paul Hilgers, ABoR Chairman of the Board Cathy Coneway, ABoR Chairman-Elect Bill Evans. ABoR Past Chairman Leonard Guerrero, ABoR Building Committee Chairman Jay Gohil and ABoR Secretary/Treasurer Barb Cooper.
Buy photo: RL_091013_H.jpg at www.myRealtyLine.com Buy photo: RL_100913_K.jpg at www.myRealtyLine.com
We can do it! One strike coming right up! Marcia Kim of Realty Austin shows us how it is done during the company’s 4th Annual Summer Bowling Event at The Goodnight.
Passion. Patience. Perfection. Nationally Respected. Texas www.ctot.com Friendly.