First Time Home Buyer | Lisa Kloeble When purchasing a home, you are faced with a multitude of questions and decisions. Many people dream about owning their own home; therefore, it is important to be prepared. Do you have a realistic view of your affordability? Do you have a good understanding of the financial responsibilities that come with home ownership? Do you know why you would like to become a homeowner? These are just a few of the questions that you should ask yourself before you commit to buying a home. Finding the perfect home is not always an easy task, and obtaining a mortgage loan is a process. But once you have determined that home buying is the right decision for you, the rewards are endless. During each step, we will make the process of purchasing a home easier, more enjoyable, less time-consuming, and less expensive. We will help you prepare so that sellers perceive you as a preferred buyer. We will locate and assess properties for sale that match your specifications and help you through all the details attending to the actual purchase. Knowing neighborhood values well, we are able to determine which properties are fairlypriced and in good condition before you start your search. Your First Step Your first step is to ask yourself why you do want to buy a home. To start building equity? To have a place of your own? A preferred neighborhood or lifestyle? Where do you see yourself living that promotes your current or desired lifestyle?