4 key components of financial planning

4 Key Components of Financial Planning

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Financial planning is one way that not only helps you to analyze your long-term and short-term financial goals but also creates a balanced plan in order to help you meet them. An effective financial planning involves far more than balancing your check book on a monthly basis. It is an on-going process to help you make prudent decisions about spending, investing, and transferring your income and assets to help you achieve your goals. But, making an effective financial planning is not easy; there are some key components which you have to take into consideration for making an effective financial plan.

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