WE ARE LILAC LISTINGS
The Lilac Listings Team at RE/MAX Whatcom County is a dynamic group with over 26 years of combined experience in the local real estate market. Working in collaboration with Broker Tessa Jarvis, we provide our sellers with exceptional service and meticulous attention to detail.
A positive real estate experience is our #1 priority. We value the trust you place in us and we pledge to provide you with guidance, and wisdom while helping you achieve your real estate goals.
Our strategies, systems, and communication skills set us apart as we collaborate to maximize the results for our clients. As educators, we strive to help you understand each step of the buying or selling process and are proud to be recognized as trusted leaders in our industry. We operate at a high level of confidence, competence, and consistency while building genuine relationships with our clients.
At the end of the day, we are more than just Realtors. We are active members of our community, we are mothers, wives, and friends. We look forward to helping you reach your goals and being your Community Real Estate Resource.
-Rachael, Tessa, & Laura
THE BUYING PROCESS FROM START TO FINISH
INITIAL INTERVIEW
We will identify your goals and discuss your plan and create a strategy
GET PRE-APROVED
See "Recommended Lenders" Once you are Pre-Approved, we can start showing you homes
WRITE YOUR OFFER
Electronically or In-Person
Negotiation- We have custom strategies to help our buyers stand out and get their offers accepted
MORTGAGE LENDER
We will provide your lender with a copy of the completed contract
Contact your lender to lock in your loan & start the process
SIGN BUYER BROKERAGE SERVICES AGREEMENT
WA State requirement, see more on page 4 of this guide
HOUSE HUNTING
See "House Hunting" in this guide
CONTRACT APPROVAL
Introduction to our Transaction Team (Lead by Erica Ruiz)
Earnest Money-Typically Due 2 days after Contract Approval
Standard purchase timeframe is 30 to 45 days
INSPECTION
Schedule your home inspection (We will guide you through this process)
APPRAISAL
Ordered by the Lender
(We will attend when possible)
TITLE COMPANY/ESCROW
Title and Escrow will contact you throughout the process to gather information and ensure a timely closing. Also verifying that the Seller can transfer clear title to you
LOAN APPROVAL
After final loan approval Lender will issue a final closing disclosure at least 3 days before closing
CLOSING/POSSESSION
Keys 9 PM or after property closed & record, if pre-arranged
Negotiate Work Orders within the deadline.
Review Work Completed/Re-Inspect at closing
You will need to secure homeowner's insurance & provide contact info to your lender
UNDERWRITING
Final verifcation of income, assets, & debts in order to issue final approval
SIGNING INSURANCE
Typically happens at the Escrow Company 1-5 days before closing.
OUR PARTNERED STRATEGY
SHARED EXPECTATIONS
CLIENT BROKER
Explain the Buyer Brokerage Service Agreement
Preliminary Market Report Research
MLS Daily Search checking
Arrange Showings as soon as possible
Check on off-market properties (For Sale by Owner, coming soon) based on your inquiries and Broker
Networking
Research "Solds" and tax records for prospective properties
Draft & Negotiate P&SA + deliver P&SA to the Lender
Review Inspection Report and attend Inspection
Negotiate and manage Work Order completion
Appraisal Access
Review Closing Documents for accuracy
Sign Buyer/Brokerage Service Agreement
Provide best hours/days we can reach you + preferred method of contact
Drive preferred neighborhoods
Attend Open Houses
Social circle networking
Suggest FSBO's
Attend inspection
Review bids + respond in a timely manner
Promptly sign lender's and escrow’s documents, provide any info requested, inspect work orders
Have availability/accessibility to sign
BUYER BROKERAGE SERVICES AGREEMENT
This Buyer Brokerage Services Agreement (“Agreement”) is effective upon mutual acceptance (“Effective Date”) and is made by and between (“Buyer Brokerage Firm” or “Firm”) and (“Buyer”) for real property located
in the following areas: (unlimited if not filled in) (“Area”).
1. DEFINITIONS. “Purchase(s)” includes a contract to purchase, an exchange or contract to exchange, or an option to purchase.
2. TERM. This Agreement will expire days (60 days if not filled in) from the Effective Date (“Term”) If this Agreement expires while Buyer is a party to a purchase and sale agreement and represented by Buyer Brokerage Firm as indicated on the purchase and sale agreement, the Term shall automatically extend until the sale is closed or the purchase and sale agreement is terminated.
3. AGENCY.
a. Pamphlet. Buyer acknowledges receipt of the pamphlet entitled "Real Estate Brokerage in Washington."
b Buyer Broker Buyer Brokerage Firm appoints ("Buyer Broker") to represent Buyer This Agreement creates an agency relationship with Buyer Broker and any of Firm’s managing brokers who supervise Buyer Broker (“Supervising Broker”). No other brokers affiliated with Firm are agents of Buyer.
c Agency Relationship Buyer Brokerage Firm’s representation of Buyer for the purchase of real property in the Area shall be (non-exclusive, if not checked):
Exclusive Buyer may not enter into an agency relationship with another real estate firm during the Term for the purchase of real property in the Area (“Exclusive Agency”); or
Non-Exclusive Buyer may enter into a non-exclusive agency relationship with other real estate firms during the Term (“Non-Exclusive Agency”).
4 LIMITED DUAL AGENCY
a. Buyer Broker as Limited Dual Agent. If initialed below, Buyer consents to Buyer Broker and Supervising Broker acting as limited dual agents in the sale of property that is listed by Buyer Broker. Buyer acknowledges that as a limited dual agent, RCW 18 86 060 prohibits Buyer Broker from advocating terms favorable to Buyer to the detriment of the seller and further limits Buyer Broker’s representation of Buyer
b Firm Limited Dual Agency If Buyer purchases a property listed by one of Firm’s brokers other than Buyer Broker (“Listing Broker”), Buyer consents to any Supervising Broker, who also supervises Listing Broker, acting as a limited dual agent
5. COMPENSATION. Buyer acknowledges that there are no standard compensation rates and the compensation in this Agreement is fully negotiable and not set by law. Firm may not receive any compensation for brokerage services provided to Buyer from any source greater than the amount set forth in this Section 5 or any subsequent amendment hereto The compensation for Buyer Brokerage Firm’s services (the “Compensation”) shall be:
a.
b If Buyer Broker is a limited dual agent and represents both Buyer and the seller, then the Compensation shall
% of purchase price; $ ; other: ; or be (equal to the amount in subsection 5(a) if not filled in):
% of purchase price; $ ; other: ; or
c If the seller is not represented by a licensed real estate firm, then the Compensation shall be (equal to the amount in subsection 5(a) if not filled in):
% of purchase price; $ ; other:
A seller may, but is not required to, offer compensation to Firm for representing Buyer in the purchase of seller’s real property (“Seller’s Offer”) Seller’s Offer, if any, shall be stated in the purchase and sale agreement
Buyer may request that the seller pay the Compensation to Firm as part of Buyer’s offer, and Buyer shall pay any amount of the Compensation not paid by seller
If Seller’s Offer is greater than the Compensation, as part of Buyer’s offer, Buyer may request that the amount of Seller’s Offer that is greater than the Compensation be credited to Buyer (to the extent allowed by Buyer’s lender)
7. COMPENSATION TERMS. The Compensation is due (except as otherwise agreed herein) when Buyer purchases
real property located in the Area during the Term and:
a
b. Non-Exclusive Agency. For Non-Exclusive Agency, the purchase closes, and Buyer Brokerage Firm represents Exclusive Agency For Exclusive Agency, the purchase closes Buyer in such purchase as indicated on the purchase and sale agreement.
c. Compensation After Expiration. If within days (60 days if not filled in) after the Term:
i. Exclusive Agency. Buyer purchases a property that was brought to the attention of Buyer during the Term by the efforts or actions of Firm, or through information secured directly or indirectly from or through Firm; or a property that Buyer inquired about to Firm during the Term Compensation is due when the purchase closes
ii. Non-Exclusive Agency. Buyer purchases a property for which Buyer Brokerage Firm presented a written offer to the seller on behalf of Buyer during the Term Compensation is due when the purchase closes Provided that in either event, if Buyer or the seller pays compensation to another real estate firm representing Buyer in conjunction with such a sale, the amount of compensation payable to Firm shall be reduced by the amount paid to such other firm(s)
d. Additional Consent. Buyer consents to Firm receiving compensation from more than one party, provided that any terms offered to Firm are disclosed as required by RCW 18.86.030 and any amounts paid to Firm reduce Buyer’s obligation to Firm
e Cancellation Without Legal Cause For Exclusive Agency, if Buyer cancels this Agreement without legal cause, Buyer may be liable for damages incurred by Firm as a result of such cancellation Listings Buyer Broker shall bring listings to the attention of Buyer, regardless of Seller’s Offer f.
g VA Financing If Buyer is obtaining VA financing, VA regulations may require the Compensation be paid by the seller
8. NO WARRANTIES OR REPRESENTATIONS. Firm makes no warranties or representations regarding the value of or the suitability of any property for Buyer’s purposes Buyer agrees to be responsible for making all inspections and investigations necessary to satisfy Buyer as to the property’s suitability and value
9. INSPECTION RECOMMENDED. Firm recommends that any offer to purchase a property be conditioned on an inspection of the property and its improvements conducted by a licensed inspector Firm and Buyer Broker have no expertise in these matters and Buyer is solely responsible for interviewing and selecting all inspectors
10. NO DISTRESSED HOME CONVEYANCE. Firm will not represent or assist Buyer in a transaction that is a
“Distressed Home Conveyance” as defined by Chapter 61.34 RCW unless otherwise agreed in writing. A “Distressed Home Conveyance” is a transaction where a buyer purchases property from a “Distressed Homeowner” (defined by Chapter 61 34 RCW), allows the Distressed Homeowner to continue to occupy the property, and promises to convey the property back to the Distressed Homeowner or promises the Distressed Homeowner an interest in, or portion of the proceeds from a resale of the property.
6. SELLER COMPENSATION OFFER. Buyer’s Initials
8/24
11. FAIR HOUSING. Local, state, and federal fair housing laws prohibit discrimination based on sex, marital status, sexual orientation, gender identity, race, creed, color, religion, caste, national origin, citizenship or immigration status, families with children status, familial status, honorably discharged veteran or military status, the presence of any sensory, mental, or physical disability, or the use of a support or service animal by a person with a disability
12 ATTORNEYS' FEES In the event either party employs an attorney to enforce any terms of this Agreement and is successful, the other party agrees to pay reasonable attorneys' fees In the event of trial, the successful party shall be entitled to an award of attorneys' fees and expenses; the amount of the attorneys' fees and expenses shall be fixed by the court The venue of any suit shall be the county in which the property is located
13. OTHER.
E-mail Address
Buyer Brokerage Firm
Buyer Brokerage Firm License Number
Buyer Broker E-mail Address
To become a pre-approved buyer, you must apply for a home loan and have your income and credit report verified by the lender. A pre-qualified buyer is a buyer who has not had their income and credit report verified and only has verbally reported it to the lender. Pre-approved buyers have a distinct advantage over pre-qualified buyers when they submit an offer to a seller. Once you are either pre-approved or prequalified, we can begin the house search and tour homes.
UPFRONT COSTS
The Pysden Team
Cross Country Mortgage
21 Bellwether Way Suite 103/104, Bellingham, WA 98225
360 543 8538
PysdenTeam@ccm com
Becky Farrar
Evergreen Home Loans 1835 Barkley Blvd Suite 101 Bellingham, WA 98226
360 220 2328
bfarrar@EvergreenHomeLoans com
Michael Dormer
Halcyon Home Loans 119 Cedar Avenue Snohomish, WA 98290
425.215.1111
michael@halcyonhomeloans com
Marcie Connell Movement Mortgage 2200 Rimland Dr, Ste 220 & 250, Bellingham, WA 98226
360.319.1105
marcie connell@movement com
If you are considering a different Lender here are 5 Critical questions to ask...
1. How quickly can you close?
2 Are you able to fully underwrite my loan prior to finding a home?
3. What is your current APR rate? (including the fees and rate)
4. Do you have any unique programs available for my situation?
5. Are you available after hours and on the weekend for approval letters?
COMPLETING THE LOAN APPLICATION
ITEMS REQUIRED FOR LOAN APPLICATION
Addresses for 2 Full Years
Gross Monthly Income
W-2's from the last 2 years for all borrowers
Last 2 years of complete tax returns (Including any business returns and K-1's, if applicatble)
Proof of pensions, retirement, disability, or Social
Security
Proof of income from rentals, investments, etc.
Proof of Child Support or alimony paid/received
Year-to-Date Pay Stub - If Self Employed: Two years of 1040 tax returns & Current year profit/loss statement
Each creditor's name, address, and account type
All associated account numbers
Proof of monthly payments & approximate balances amount of childcare expenses
Names and addresses of saving institutions
Account numbers for all accounts
Types of accounts and Current balances
Copy of current mortgage statements for any properties currently owned
List of assets in stocks, bonds & land
Life Insurance cash value (documented if used as cash down payment)
Homeowner's insurance agent contact info
Social Security numbers for all parties
Veteran's certificate of Eligibility & DD-214
Cash or check to pay for application fee
HOUSE HUNTING
As members of the NWMLS, we have lightning-fast access to listings using advanced search capabilities, an integrated tax and property records database, dynamic map searching, "market update" features to quickly view price changes and new listings since our last search, broker tour, and open house information, broker reports and client handouts.
NWMLS has also integrated other tools into Matrix, such as Down Payment Resource, to assist buyers with down payment options; the INRIXTM Drive Time search feature, which narrows properties based on the buyer's preferred commute time; and various statistical reporting tools
We will set you up with your own portal and direct access to our MLS, where we can send you new listings as they hit the market, and you can provide feedback on those properties.
Lilac- Listings.com - Your Community Real Estate Resource
Our website caters personally to buyers, sellers, and agents worldwide. Interested buyers can sign up for news on listings, save properties and searches, use our interactive map to search by their preferred area, and receive updates on the listings that appeal to them most. No registration is required to view our listings. All statistics are tracked for optimum insights into the listing's success.
As the third most popular real estate engine, thousands of people worldwide start their real estate search at ReMax.com. The site and app both feature many helpful tools for buyers and sellers including tools to locate agents, offices, and properties around the world As a trusted name in the industry and the leader in United States real estate sales, the average RE/MAX broker outsells the competition 2:1.
If you see a For Sale By Owner sign or ad, please give us the phone number and address, and we will contact the owner for you Most FSBO sellers are willing to work with a Realtor on the Buying side if we make contact with them first. We want you to know that our priority is to ensure your best interest.
INSPECTION
We cannot stress enough the importance of having an inspection- even on new-construction homes! While there may not appear to be any major problems with the home, having an inspection will assure you that the house is sound and will save you from costly surprises in the future. Plan to attend the final walk-through of the inspection, ask questions, and learn as much as you can about your new home The following inspectors are our trusted partners They are all members of the American Society of Home Inspectors and issue a written report to you upon a finalized inspection Their prices range between $500 and $750 Outbuildings, shops, and structures inspections are available at an additional fee.
WIN Home Inspection - Brian Fish
360.398.8710 - Whatcom | 360.320.8133 - Skagit www whatcom wini com
Providesadditionalservices: SewerScops, MoldTesting, AirQualityTests AndMore!
Pleasevisittheirwebsitetoseethefulllist ofservices.
Inside N' Out Inspection Services - Dennis Flaherty
360.393.0274 www.insidenout.net insidenout.inspections@gmail.com
Handy Inspections -Doug Handy (360) 303-7994 aplushandyinspections@gmail.com www.aplushandyinspections.com
YOUR COMMUNITY REAL ESTATE RESOURCE
SUPPORTING
OUR COMMUNITY
We are deeply committed to giving back to our community and supporting those in need. As proud residents of Whatcom County, we understand the importance of local non-profit organizations and the positive impact they have on our community's future.
Our team volunteers and supports a variety of local non-profits, however, we have created the Pay it Forward Project to make a greater impact on four very important organizations (Skookum Kids, Lydia Place, Growing Veterans, or Animals as Natural Therapy) that are near and dear to us. For every home that we sell, we will donate 1% of our compensations to one of thesenon-profit organizations Following the closing of each sale we allow our clients to select one of these four organizations and we make a direct donation on behalf of our clients
Our goal is not only to provide additional funds to these deserving causes but also to raise awareness of their vital work in our community. In 2023 we were able to raise $10,600 for these deserving organizations.
CHILDREN'S MIRACLE NETWORK HOSPITAL
Our team members are all Miracle Agents through the RE/MAX Miracle Home & Miracle Property Program that benefits Seattle Children's Hospital. Collectively RE/MAX has donated over 186 million dollars to Children's Miracle Network Hospitals and is celebrating 30 years of partnership. Each home sold by the Lilac Listings team is considered a Miracle Home. A donation is made in honor of our client to the Children's Miracle Networks Hospitals, and those funds stay in our community going directly to Seattle Children's Hospital.
LILAC LISTINGS IS HONORED AND DEVOTED TO SUPPORTING THESE ADDITIONAL NON-PROFITS AND ORGANIZATIONS:
Clients Say it Best
Relocation Experts
"When we arrived in Washington for our house hunting trip, Rachael went up and beyond making herself available to show us options. We were very lucky to find our dream retirement home and that was all due to Rachael’s commitment to her clients We would highly recommend Rachael to anyone looking for a realtor that is highly knowledgeable, understands and navigates the process flawlessly and most of all dedicated to her clients "
11/16/2022 - Jenn & Georgia Purchased a home in Lynden, WA
Strong Negotiators
We could not be happier about the home buying journey we experienced with Tessa! If you are considering reaching out to her, 1000% DO IT! As a duo of first-time homebuyer and seasoned home owner, Tessa walked us seamlessly through the process of searching for and purchasing an ideal home in a dream location. With our tight budget in mind, Tessa crafted us a competitive offer with strong negotiations that were possible because of her thorough understanding of our current market Tessa’s use of technology (digital timelines, portfolios, and personalized videos) helped us to stay organized and kept communication clear from beginning to end of the process When you work with Tessa, you don’t JUST work with Tessa. She has curated a STRONG network of incredible professionals in the area who we have been super thankful to work with as we prioritize upgrading and maintaining our home. Even if you feel unsure of entering the current market, reach out to Tessa! Her wealth of knowledge and professionalism make her a stand-out resource in the real estate industry
2/15/2023 -Heather h. | First-Time Homebuyer in Bellingham, WA
First-Time Homebuyer Partners
"With the help of both Laura and Rachael at Lilac Listings, we recently submitted our first offer on a home, which was accepted!
We continue to be impressed with them as they help us navigate the ins and outs of this process as we move toward closing
We're thrilled with the prospect of owning our dream home and grateful for the incredible help provided by Lilac Listings!
I highly recommend them for anyone looking for a team of friendly, helpful, knowledgeable realtors!"
02/10/2022- Hannah & Andrew K. | First-Homebuyers in Bellingham, WA
MEET RACHAEL
RachaelWilson ManagingBroker
CLHMS, CRS, ABR, CDPE, MCNE, SRES e-PRO, AHWD, & GREEN
RE/MAX Whatcom County
References:
Justin Oden (360) 815-2009
Teresa Singson (360) 820-3054
Pat & Gen Crouch (512) 587-3207
Derek & Jamie Martin (360) 223-5284
Steph & Trevor Siden (360) 933-1958
Raised in Whatcom County as a Contractor’s daughter I was able to gain insight into real estate from a very young age. Living in almost every corner of this community, I am proud to have the opportunity to raise my children here. My family is dedicated to giving back to the community, being involved, and supporting its growth When I'm not working, I'm with my family skiing, paddle boarding, fishing, golfing, entertaining, or watching my children play soccer I also served on the board for Skookum Kids and Chaired the Education Committee for the Whatcom County Association of Realtors.
I am ready to meet you where your Real Estate needs are. Whether you are an avid investor, first-time homebuyer, or seasoned homeowner, I look forward to assisting in your real estate goals. My mission is to educate you and provide unparalleled concierge-style service every step of the way I work to provide a high level of service and anticipation to ensure the best overall experience for you Building a custom strategy with our proven systems that will meet your needs and achieve your goals is why I love what I do I have the tenacity to get things done and am willing to get creative to reach a client’s goals.
As your real estate adviser, you will find that I'm intentional about suggested strategies and confident, competent, and consistent. I strive to provide efficient communication as a part of my overall systems and strategies. I work collaboratively with all brokers, leading with integrity and trust no matter how difficult the situation may be
I'm passionate about teaching and educating clients and brokers on all aspects of real estate I understand the importance of continuing education in the ever-changing world of real estate and that education is the engine behind everything we do and value. With over 17 years of experience in the real estate industry and a lifetime of knowledge in home construction, I look forward to sharing my expertise with you.
TessaJarvis Broker
MEET TESSA
Tessa was taught early on the value of owning real estate and she’s built her entire real estate investment portfolio around that idea As a “mom & pop” investor, she understands firsthand the importance of every dollar invested into your home. Financially, she’s seen the difference that owning real estate has made in her life, and it’s her goal to help achieve those same results Leveraging her keenly trained eye and contractor network, Tessa ensures your property reaches its maximum potential before hitting the market. By utilizing her personal investing experience in parallel with the work she does on a daily, Tessa brings dynamic insights to her client’s real estate experience.
Tessa began her real estate career as a property manager, where she learned the value of home maintenance and strong communication Working with owners to help them maintain their rentals meant working to protect the value of their investments, all while keeping the waters calm between tenants & owners From there, she transitioned to the fastpaced role of supporting a top broker. Working as his assistant and buyer agent, she learned all the nitty gritty fundamentals of navigating the real estate market while maintaining superb client care Now as a solo broker, Tessa has found her place to thrive At RE/MAX, with a culture focused on growth and education, Tessa has found a brokerage that nurtures her drive for excellence. With frequent training, collaboration amongst top brokers, and continued educational opportunities, Tessa has found unparalleled support in her pursuit of excellence in all that she does.
CRS,ABR,MCNE,AHWD,PSA&HSE RE/MAXWhatcomCounty
References:
Emma Fisher (253) 778-0977
Crissy Kearns (360) 941-2104
Michael Dormer (425) 215-1111
When you work with Tessa, you'll receive clear and concise communication, professional guidance & expert negotiations As your dedicated agent, she’ll advocate on your behalf and seamlessly guide you from pre-contract through closing. Tessa’s commitment to cultivating lifelong relationships with her clients ensures that you always have a trusted resource in your real estate endeavors, and you’ll see that reflected in the service she delivers.
In her next life, Tessa guesses she’ll come back as an independent customer service consultant. She is often noticing (to her husband's chagrin) ways that businesses can improve their efficiency while at the same time, creating a more seamless and enjoyable customer experience She brings that passion to her real estate career, by frequently refining her systems & processes to elevate her client experience. Her goal is to anticipate any areas of stress throughout the process and to have a system in place to alleviate that stress
When it’s time to play, you’ll find Tessa chasing deep powder days at Mt. Baker and often squeezing in a few overnights in her RV, training her dog Tito, trying out a new recipe, or relaxing in the sun on her deck If she’s not doing any of those, you’ll find her in the fixtures aisle at Home Depot, picking out the next updates for her latest renovation project with her husband Kinsey
MEET LAURA
aura partnered with Rachael Wilson at RE/MAX in January 2018 and 2021 ey created Lilac Listings at RE/MAX Whatcom County together. Laura is Global Referral Specialist with Global Referral Group LLC where she can ilize her connection and relationships with other Brokers to help connect er clients with the best Realtors worldwide.
orn and raised in Whatcom County, Laura has witnessed the tremendous mount of change and growth that has transformed the Bellingham area to one of the most sought-after destinations in the Pacific Northwest. he is passionate about the place she calls home and being involved in verything that improves her community or fosters genuine relationships ith others. Laura’s vast knowledge of neighborhoods, school districts, and cal communities is key when helping clients find a special home in the cation that best fits their desires She enjoys educating newcomers and haring about her favorite trails, parks, restaurants, and best places to xplore
aura is very active and connected in the local community as a result of orking for years in the Ferndale School District, at Bellingham Technical ollege, and in Social Services with seniors She sits on the Board for erndale Dollars for Scholars and is a mentor with the Be The One Program the Ferndale School District. She also volunteers regularly within her ometown of Ferndale, as well as supporting local non-profits that benefit omen and children.
When Laura’s not touring properties, she is outdoors exploring trails with her husband and dog Lily, visiting her children at college, trying out new local restaurants with her friends, or planning the next travel adventure.
References:
Seana Olberg (360) 820-8375
Becky Farrar (360) 220-2328
Toby Ledgerwood (360) 815-1967
Heather & Joe Akers (360) 305-0876
Michele & Rick Smith (360) 305-2266
LauraRehberger Broker
OUR TEAM
Macy Chillingworth | Office & Marketing Manager
Macy joined Lilac Listings in 2025, bringing with her an extensive background in customer service, marketing, and real estate (she’s had her real estate license since 2016, and previously worked on a real estate team!). She provides critical support to our agents, ensuring operations run smoothly, files stay organized, and details are accurate. Macy also expertly markets our listings, manages our social media presence, helps with coordinating client appreciation events, publishes engaging newsletters, and occasionally handles the Matterport! With a keen attention to detail, an eye for good aesthetics, and a people-focused spirit, Macy enjoys her role as Marketing/Office Manager
Erica Ruiz | Transaction Coordinator
The moment your home goes under contract, Erica steps into the process as our Contract-to-Closing coordinator Her job on the team is to coordinate dates, deadlines, contingencies, and all of the parties to the contract to ensure that nothing slips through the cracks and to avoid any surprises
TRUSTED PROFESSIONALS
As you embark on the journey of purchasing a home, we'd like to recommend a few local preferred vendors that may need during the buying process. Don't forget to mention our name when reaching out to them, as it helps establish a connection with them.
HOME SERVICES
HOME MAINTENANCE & REPAIR
Siden'sHomeRepairLLC- Trevor Siden 360.389.0806 | sidenshomerepair@gmail.com
BellinghamHandymanServices- Gerrick 360.223.8388
ReviveHouseRepairLLC- Tony Rinas 3604412781 | revivehouserepair@gmailcom
RLSServiceLLC(Handyman)- Raymond Sleasman 3607392664 | service368@gmailcom
EthosWestConstructionInc(BigProjects) Saul Whitworth | 3603986038
GreatFloors- Kurtis Arndt 360.738.3599
PrecisionPaintingPros-Luis Ayala 3602200840
CountryGlass&DoorInc.-Doug Lankhaar 360.303.1004
F&VAbleElectric- Fritz Zemler 3603664777
DryCrawls-Butch Aldrich 3604417156
PacificNorthwestRoofing- Zach Larson 3607394945
CoastInsulation (360) 366-3472 | info@coastinsulation.net
Clean Water Services- Joel Young 360 654 2121
Northwest Water Treatment LLC & Pump Service
Dan Nieuwsma “Dan the Water Man” Cell:360.961.5758 | Office:360.354.2044
Livermore & Son-Well Drilling & Pump
Brett Boulton 360.398.2211 | bbwelldriller@msn.com
WATER, SEPTIC, & PLUMBING CLEANING AND MOVING SERVICES
BurkeSeptic&Plumbing-David Burke 360.966.0468
AllAroundSeptic- Robert Knopp 3609224384
“LilJohn”SanitaryServicesInc.- Mark Melema 3603989828 | liljohnsanitary@comcastnet
PremiumSepticService-Excavation | Replacement Brent Moa 3604101764 | premiumsepticservice@hotmailcom
PlumbingRepairs-RichardsonPlumbingService Steve | 360.510.6120
Murphy Helping Hands - Home & Estates Service David Murphy murphyhelpinghands@gmail com | 360 223 8654
Swan's Clean Care & Restoration- Carpet Cleaning
Dale Bartel 360 676 0655 | swansllc@outlook com
Sparkle Clean Services- Window Cleaners office@sparklecleanwa.com | 360.398.1785
Peak Roof & Gutter Clean- Jakob Storm 360 393 5039
KE Moving Services, LLC
Steven Erickson 360 733 7800 | info@kemoving com
Moving & Storage Solutions movingstoragesolutions.com | 360-676-5267
Marathon Cleaners Michelle Foy | 360.715.1333
Lynden Sheet Metal HVAC, Plumbing, & Metal Fabrication lyndensheetmetal.com | 360.354.3991
Marr’s Heating and Air Conditioning info@marrsheating.com | 360.734.4455
Appliance Solutions LLC- Mike Danilenko 360 325 1566 | 360 510 0625 mainoffice@applienceservicesolutions com
HOME SERVICES CONTINUED
LANDSCAPING
I've Got A Guy- Tree Service ivegotaguytreeservice@gmail com 360.325.9947
T.W Landscaping- Troy Vanden Bosch tw landscape09@gmail com | 360 739 3066
T&J Masonry- Tom Jerich tjmasonrycompany.com | 360.595.1026
OTHER HOME SERVICES
Key West Lock Service 360.733.8496
Roma Management-Becky Murphy Property Management 360 815 7239 | Rent@romamanagement com
LAND DEVELOPMENT
Larry D. Stoner Land Development Consultants Jesse Stoner Jesse@LarryStoner.com | 360.220.0552
Northwest Surveying & GPS -Jeromy DeMeyer 360 354 1950
Haven Design Workshop-Bellingham Architect 360.527.2840 | hello@haven-dw.com
Irwin Land Use Consulting LLC- Jay Irwin 360.410.6745
Northwest Wetlands Consulting-Katrina Jackson nwckatrina@comcast net | 360 510 1605
Freeland & Associates, Inc. - J.P Slagle, P.E jpslagle@freelandengineering.com | 360.650.1408
LEGAL SERVICES
Chmelik Sitkin & Davis P.S-Seth A. Woolson swoolson@chmelik.com Office: 360 971 1796 | Cell: 360 306 3009
Limitless Law PLLC- Emily Mowery
360.685.0145 | emily@limitlesslaw.com
Lentz & Associates
Full Service Tax, Accounting & Business Consulting 360.734.2172 | roy@lentzaccounting.com
Wealth Retention Services-Katti Esp 360 715 3100
Varner, Systma, & Herndon CPA -Kathy Herndon 360 734 8715 | herndon@vshcpa com
Williams Appraisal Inc - Mike Williams
360.770.1460 | williamsappraisal@comcast.net
Shikany Technical Services- Appraiser 360 303 3980 | shikanyts@gmail com
Automatic Funds-Transfer Services 206.254.0975
Velocity 1031-Kyle Williams 425 247 3307 | kyle@volocity1031 com
Brown & Brown Luanne Lagerwey 360-328-1472 | Luanne.Lagerwey@bbrown.com
Farmers Insurance Adam Thurmond
360.757.7000 | athurmond@farmersagent.com
PCF Insurance (Formerly Rice Insurance) Cassie Roble 360-603-4315 | cassier@riceinsurance.com
UTILITIES TO CONTACT
CODE OF ETHICS
The REALTOR'S PLEDGE OF PERFORMANCE & SERVICE
(We can provide the full Code of Ethics for review upon request)
The NATIONAL ASSOCIATION OF REALTORS© adopted the Code of Ethics in 1913, following the professions of medicine, law, and engineering. REALTORS® are real estate professionals who have chosen to join the National Association and abide by its strict Code of Ethics This means that any REALTOR® with whom you work has voluntarily agreed to abide by a Code of Ethics, based on professionalism and protection of the public REALTORS® are subject to disciplinary action and sanctions if they violate the duties imposed by the Code of Ethics.
The Code of Ethics is a detailed document that spells out the professional responsibilities of every REALTOR® Do not hesitate to ask a REALTOR® for a copy of the Code, including the Standards of Practice. The Code is your assurance of dealing with a professional who has your best interests in mind.
The Code of Ethics consists of seventeen Articles and related Standards of Practice The basic principles of the Code are summarized below
Please note that the following is not a substitute for the Code, but simply a general overview of the Code’s key principles. For additional information about the Code of Ethics and its enforcement, speak with a REALTOR® or contact the local association of REALTORS® nearest you
DUTIESTOCLIENTS&CUSTOMERS
Article1-REALTORS®protectandpromotetheirclients’interestswhiletreatingallpartieshonestly
Article2-REALTORS®refrainfromexaggeration,mis-representation,orconcealmentofpertinentfactsrelatedtopropertyortransactions
Article3-REALTORS®cooperatewithotherrealestateprofessionalstoadvancetheirclients’bestinterests
Article4-Whenbuyingorsellingontheirownaccountorfortheirfamiliesorfirms,REALTORS®maketheirtruepositionorinterestknown.
Article5-REALTORS®donotprovideprofessionalserviceswheretheyhaveanypresentorcontemplatedinterestinpropertywithout disclosingthatinteresttoallaffectedparties
Article6-REALTORS®discloseanyfeeorfinancialbenefittheymayreceivefromrecommend-ingrelatedrealestateproductsorservices.
Article7-REALTORS®receivecompensationfromonlyoneparty,exceptwheretheymakefulldisclosureandreceiveinformedconsentfrom theirclient
Article8-REALTORS®keepentrustedfundsofclientsandcustomersinaseparateescrowaccount
Article9-REALTORS®makesurethatcontractdetailsarespelledoutinwritingandthatpartiesreceivecopies
DUTIESTOTHEPUBLIC
Article10-REALTORS®giveequalprofessionalservicetoallclientsandcustomersirrespectiveofrace,color,religion,sex,handicap,familial status,ornationalorigin
Article11-REALTORS®areknowledgeableandcompetentinthefieldsofpracticeinwhichtheyengageortheygetassistancefroma knowledgeableprofessional,ordiscloseanylackofexpertisetotheirclient
Article12-REALTORS®paintatruepictureintheiradvertisingandinotherpublicrepresentations.
Article13-REALTORS®donotengageintheunauthorizedpracticeoflaw
Article14-REALTORS®willinglyparticipateinethicsinvestigationsandenforcementactions DutiestoREALTORS®
Article15-REALTORS®makeonlytruthful,objectivecommentsaboutotherrealestateprofessionals
Article16-RespecttheexclusiverepresentationorexclusivebrokeragerelationshipagreementsthatotherREALTORS®havewiththeir clients.
Article17-REALTORS®arbitratefinancialdisagreementswithotherREALTORS®andwiththeirclients
REAL ESTATE BROKERAGE IN WASHINGTON
Introduction
This pamphlet provides general information about real estate brokerage and summarizes the laws related to real estate brokerage relationships. It describes a real estate broker’s duties to the seller/landlord and buyer/tenant. Detailed and complete information about real estate brokerage relationships is available in chapter 18.86 RCW.
If you have any questions about the information in this pamphlet, contact your broker or the designated broker of your broker’s firm.
Licensing and Supervision of Brokers
To provide real estate brokerage services in Washington, a broker must be licensed under chapter 18.85 RCW and licensed with a real estate firm, which also must be licensed. Each real estate firm has a designated broker who is responsible for supervising the brokers licensed with the firm. Some firms may have branch offices that are supervised by a branch manager and some firms may delegate certain supervisory duties to one or more managing brokers.
The Washington State Department of Licensing is responsible for enforcing all laws and rules relating to the conduct of real estate firms and brokers.
Agency Relationship
In an agency relationship, a broker is referred to as an “agent” and the seller/landlord and buyer/tenant is referred to as the “principal.” For simplicity, in this pamphlet, seller includes landlord, and buyer includes tenant.
For Sellers
A real estate firm and broker must enter into a written services agreement with a seller to establish an agency relationship. The firm will then appoint one or more brokers to be agents of the seller. The firm’s designated broker and any managing broker responsible for the supervision of those brokers are also agents of the seller.
For Buyers
A real estate firm and broker(s) who perform real estate brokerage services for a buyer establish an agency relationship by performing those services The firm’s designated broker and any managing broker responsible for the supervision of that broker are also agents of the buyer A written services agreement between the buyer and the firm must be entered into before, or as soon as reasonably practical after, a broker begins rendering real estate brokerage services to the buyer.
For both Buyer and Seller - as a Limited Dual Agent
A limited dual agent provides limited representation to both the buyer and the seller in a transaction. Limited dual agency requires the consent of each principal in a written services agreement and may occur in two situations: (1) When the buyer and the seller are represented by the same broker, in which case the broker’s designated broker and any managing broker responsible for the supervision of that broker are also limited dual agents; and (2) when the buyer and the seller are represented by different brokers in the same firm, in which case each broker solely represents the principal the broker was appointed to represent, but the broker’s designated broker and any managing broker responsible for the supervision of those brokers are limited dual agents
Duration of Agency Relationship
Once established, an agency relationship continues until the earliest of the following:
1 Completion of performance by the broker;
2 Expiration of the term agreed upon by the parties;
3. Termination of the relationship by mutual agreement of the parties; or
4. Termination of the relationship by notice from either party to the other. However, such a termination does not affect the contractual rights of either party.
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Written Services Agreement
A written services agreement between the firm and principal must contain the following:
1. The term (duration) of the agreement;
2 Name of the broker(s) appointed to act as an agent for the principal;
3. Whether the agency relationship is exclusive (which does not allow the principal to enter into an agency relationship with another firm during the term) or nonexclusive (which allows the principal to enter into an agency relationship with multiple firms at the same time);
4. Whether the principal consents to limited dual agency;
5. The terms of compensation;
6 In an agreement with a buyer, whether the broker agrees to show a property when there is no agreement or offer by any party or firm to pay compensation to the broker’s firm; and
7. Any other agreements between the parties.
A Broker’s Duties to All Parties
A broker owes the following duties to all parties in a transaction:
1 To exercise reasonable skill and care;
2. To deal honestly and in good faith;
3. To timely present all written offers, written notices, and other written communications to and from either party;
4. To disclose all existing material facts known by the broker and not apparent or readily ascertainable to a party. A material fact includes information that substantially adversely affects the value of the property or a party’s ability to perform its obligations in a transaction, or operates to materially impair or defeat the purpose of the transaction. However, a broker does not have any duty to investigate matters that the broker has not agreed to investigate;
5 To account in a timely manner for all money and property received from or on behalf of either party;
6 To provide this pamphlet to all parties to whom the broker renders real estate brokerage services and to any unrepresented party;
7. To disclose in writing who the broker represents; and
8. To disclose in writing any terms of compensation offered by a party or a real estate firm to a real estate firm representing another party.
A Broker’s Duties to the Buyer or Seller
A broker owes the following duties to their principal (either the buyer or seller):
1. To be loyal to their principal by taking no action that is adverse or detrimental to their principal’s interest in a transaction;
2. To timely disclose to their principal any conflicts of interest;
3. To advise their principal to seek expert advice on matters relating to the transaction that are beyond the broker’s expertise;
4. To not disclose any confidential information from or about their principal; and
5 To make a good faith and continuous effort to find a property for the buyer or to find a buyer for the seller’s property, until the principal has entered a contract for the purchase or sale of property or as agreed otherwise in writing
Limited Dual Agent Duties
A limited dual agent may not advocate terms favorable to one principal to the detriment of the other principal. A broker, acting as a limited dual agent, owes the following duties to both the buyer and seller:
1.To take no action that is adverse or detrimental to either principal’s interest in a transaction;
2.To timely disclose to both principals any conflicts of interest;
3.To advise both principals to seek expert advice on matters relating to the transaction that are beyond the limited dual agent’s expertise;
4.To not disclose any confidential information from or about either principal; and
5.To make a good faith and continuous effort to find a property for the buyer and to find a buyer for the seller’s property, until the principals have entered a contract for the purchase or sale of property or as agreed otherwise in writing.
In any real estate transaction, a firm’s compensation may be paid by the seller, the buyer, a third party, or by sharing the compensation between firms. To receive compensation from any party, a firm must have a written services agreement with the party the firm represents (or provide a “Compensation Disclosure” to the buyer in a transaction for commercial real estate).
A services agreement must contain the following regarding compensation:
1.The amount the principal agrees to compensate the firm for broker’s services as an agent or limited dual agent;
2.The principal’s consent, if any, and any terms of such consent, to compensation sharing between firms and parties; and
3.The principal’s consent, if any, and any terms of such consent, to compensation of the firm by more than one party.
Short Sales Compensation
A “short sale” is a transaction where the seller’s proceeds from the sale are insufficient to cover seller’s obligations at closing (e.g., the seller’s outstanding mortgage is greater than the sale price) If a sale is a short sale, the seller’s real estate firm must disclose to the seller that the decision by any beneficiary or mortgagee, to release its interest in the property for less than the amount the seller owes to allow the sale to proceed, does not automatically relieve the seller of the obligation to pay any debt or costs remaining at closing, including real estate firms’ compensation.
