Proposal: The Village at Gateway

THE VILLAGE AT GATEWAY A PROPOSAL TO: THE GATEWAY AT SONO, LLC PRESENTED BY: GLENDA BATTLE & LORI NAVARRO-WILLIAMS

PRUDENTIAL TOWNE REALTY 137 MT. PLEASANT ROAD, CHESAPEAKE, VA 22332 • PHONE 757-549-2000 glenda.battle@prudentialtownerealty.com | lori.nw@prudentialtownerealty.com prudentialtownerealty.com

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THE VILLAGE AT GATEWAY

Click Here to View Video Live, work, and play in The Village at Gateway.

With the opening of the new Jordan Bridge, South Norfolk, “SoNo�, represents a refreshing lifestyle where commuting becomes a matter of choice not necessity. The unique location of The Village at Gateway offers a great opportunity to reach out to a large portion of buyers working in and around the borders of Portsmouth, Norfolk and Chesapeake. Thereby taking the complexity of commuting out of the home buying process. The Village offers an opportunity to realize a prosperous future and increase the quality of life for all homeowners. It reinforces ties to the SoNo community.

Long-time residents are rooted to this community for a reason. They love it.

And The Village can be a part of that love by offering housing options for downsizers, long-term renters and first-time home buyers.

“SONO”

SOUTH NORFOLK Historical Highlights Located a few miles south of the larger city of Norfolk along the Southern Branch of the Elizabeth River, South Norfolk became an incorporated town in Norfolk County in 1919. Within three years, it became an independent city. In the early 1920s, streetcars ran from Ocean View in Norfolk, to South Norfolk. There was a ferry that docked at the end of Indian River Road and crossed the southern branch of the Elizabeth River to Portsmouth.

The much larger independent city of Norfolk expanded rapidly into the adjacent communities after World War II. Although Virginia cities cannot annex each other, Norfolk's expansion threatened South Norfolk's viability as a separate community. The final straw came when Norfolk tried to annex the remaining portion of Norfolk County that bordered South Norfolk.

This would have resulted in South Norfolk being completely surrounded by Norfolk. In 1963, after a referendum in South Norfolk and Norfolk County and with approval from the Virginia General Assembly, South Norfolk and Norfolk County merged to form the independent city of Chesapeake in 1963. The new name was also selected through a voter referendum.

Portlock Galleries: Recent renovations to the historic Portlock School have created a new contemporary art gallery, visitors center, and unique meeting destination in the South Norfolk area of Chesapeake. In addition, there is an educational facility offering classes, lectures, and demonstrations throughout the year.

The South Norfolk Memorial Library: The library serves as an anchor for the revitalization project of South Norfolk. The building is a mixed use facility with retail and residential space. The trendy bookseller look created in the Library fits perfectly with the upscale feel of the Gateway Building. The Library has some other firsts: a drive-thru window for picking up and returning materials, a café space that will be operated in partnership with the Community Services Board, and Early Literacy computers for young children provided by the Chesapeake Public Library Foundation. It has designated areas for all age groups, a history room, meeting rooms, an outside book drop off, a coffee cafe and more.

Lake Side Park: Host the annual July 4th celebration, which is kicked off with a Parade. This celebration includes, entertainment, children events, petting zoo, food, games and paddle boat rides.

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MARKETING NEW LUXURY 2 BEDROOM CONDO HOMES PRICED FROM THE LOW $100′S

“This place is convenient to everything in Tidewater ... it's very safe and secure ... it's a great buy for the money.”

Luxury, convenience, a great location and an amazing price — The Village at Gateway is just the neighborhood Hampton Roads has been waiting for.

Anchored by the beautiful Gateway Building at the corner of Bainbridge and Poindexter, The Village is about to get a second building, featuring twobedroom, luxury condos!

- Fred Becker, Resident

Prudential Towne Realty is a full service brokerage firm. We provide seamless service from contract to close whether we represent the seller or buyer. Our marketing department is a unique feature not many brokerage firms share. We have an in-house creative team providing and producing excellent print promotion servicing both our residential and commercial divisions.

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PRESENTATION & PROMOTION Grand Open House Cocktail Event for the local VIPs: City Officials and community leadership. This would lead into a Saturday event for the community in general. Promoted heavily through newspaper, direct mail and internet advertising, to include social media.

Prudential Towne Realty and the Virginia Pilot are strong collaborative partners allowing us to maintain a strong consistent community presence throughout Hampton Roads.

Good Neighbor Program: A great way for new buyers to invite their friends and family to be their neighbor. New homeowners refer someone and when that referral goes to settlement the referring party receives a gift card as a sign of our appreciation.

Advertising: Monthly advertising campaign that may include the Virginia Pilot Saturday Home and PilotOnline.com; Home Search Magazine and Military publications. This is a Co-op advertising program, also featuring our Preferred Providers.

Advertising Budget Media The Flagship

Frequency Weekly Thursday/1/4 Full Color Ad/Twice per month

Per Month $860

Weekly Sunday/1/2 Page Black &White Ad/Every Sunday Monthly Magazine/Full Page Color Ad

$1,296

(Military Publication)

Sunday Compass Home Search

$310

GRAND TOTAL per month $2,466 Online Sellers Advantage Program (OSA): A special program that allows our sellers to stay connected to home-selling market activities, and earns a featured position on the Prudential website.

Online Buyer Advantage Mobile Solution (OBA) is one of the many technological advantages that can make it easy to find the home of your dreams – on the go – in seconds. Get detailed information, photos, and access to Prudential around-the-clock.

Seller Financing Incentive in collaboration with the VHDA purchase assistance program.

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PRUDENTIAL TOWNE REALTY MEDIA CENTER Prudential Towne Realty Media Center, a specialized and proprietary media program, allows us to prospect and follow-up with past, present and future buyers: e-Mail Drip campaigns, Direct Mail design center, Flyers, Features sheets, and brochures. These tools are just a part of our Customer and Client Care program and provided at no additional cost to our clients.

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“Homebuyers are going to be blown away by all the options available to them in our Design Center. With all the selections they get to make, people will be amazed at how nice — and how personalized — they can make their home.”

- Jerry Harris, Developer

ABSORPTION SCHEDULE We estimate at the current absorption rate of 6 months; which is a balanced market for the area. At the current rate and keeping in mind unknown delivery time; our initial absorption schedule estimate is 6-10 units/month in the first quarter. We are expecting to increase that rate as our marketing efforts saturate the marketplace.

Marketing will begin immediately with print; understanding that a lot depends on the gap between the hiring of Prudential Towne Realty and advertising deadlines for print. We will need any and all cooperative advertising material: builder brand/artwork etc.

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MARKET REPORT SUMMARY OF MARKET REPORT Based on the comparative market analysis the current pricing for the project is well within the range which is attractive and accommodating for home buyers looking for value and quality.

With strategic target marketing, you will accomplish the vision for The Gateway Project.

A Customized Home, A Carefree Lifestyle, Close to Everything in Hampton Roads

The price points create an opportunity for home ownership.

The price is not too high or too low but offers great value for exceptional new construction.

Marketing is what you need and marketing is what we provide you.

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BAR HARBOR LOCATION: NORTHWEST VIRGINIA BEACH DISTANCE: 25.04 MILES SIZE/CONFIRGURATION: SQFT: 1050-2081

AMENITIES: Community Fee Includes-$175/MO      

Professional management Common area grounds maintenance Front yard maintenance Common fencing Trash pickup Master property insurance

ASKING PRICE: $379,900-409,900 PRICE OF SOLD UNITS: NONE HAVE SOLD AVERAGE TIME ON MARKET: 210 DAYS

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KINGS POINTE AT WESTERN BRANCH LOCATION: WESTERN BRANCH DISTANCE: 14.08 MILES SIZE/CONFIGURATION: 2 Models The Hanover 2 Bedrooms; 2 Baths approx. 1,304 sq. ft.

Priced from the $130,000's The Windsor 2 Bedrooms; 2 Baths approx. 1,269 sq. ft.

Priced from the $140,000's

AMENITIES: GROUND MAINTENANCE, POOL, WATER, TRASH PICKUP Monthly condo fee covers:  Lawn, landscaping, pool and common area maintenance  Master insurance policy  Reserve fund for common element replacement(s)  Water, storm water & sanitation fees  Trash pickup

ASKING PRICE: FROM $125,400 -198,500 PRICE OF SOLD UNITS: $127,900 - $213,275 AVERAGE TIME ON MARKET: 38

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MONARCH WALK LOCATION: WEST CHESAPEAKE DISTANCE: 14 MILES SIZE/CONFIGURATION: Floor plans ranging from over 1,200 to 2,500 square feet with garages.

Monarch Walk is a gated community that has a clubhouse and an outdoor grilling area. Monarch Walk is located on the corner of Airline Blvd. and Ahoy Drive in Chesapeake. Just minutes from I-64, fine dining, shopping and entertainment.

AMENITIES:      

CLUBHOUSE GROUND MAINTENANCE TRASH PICKUP MASTER POLICY LAWN CARE LANDSCAPING

$150 PER MONTH CONDO FEES ASKING PRICE: LOW $100’S PRICE OF SOLD UNITS: $130,000-$235,000 AVERAGE TIME ON MARKET: 140 DAYS

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OCTOBER AT FAIR DOWNS LOCATION:

EAST SUFFOLK DISTANCE: 20.11 MILES SIZE/CONFIGURATION: SOLANO DEL MAR Two or Three Three Spacious Bedroom Plan!

Bedrooms!

3 bed; 2.5 bath 3 bed; 2.5 bath 1337 sq. ft.

1392 sq. ft YORK Double Master Suites!

2 bed; 2.5 bath 1337 sq. ft.

AMENITIES: COMMUNITY FEATURES  Gracious Entrance Features  Professional Community Landscaping  Community Park and Recreational Field  Nature Trails and Observation Deck Overlooking Shingle Creek  Children’s Playground  Walking Trails with Strategically Placed Exercise Equipment  Fully Maintained Lawns and Landscaping

ASKING PRICE: FROM $139,900 PRICE OF SOLD UNITS: NONE HAVE SOLD AVERAGE TIME ON MARKET: 187 DAYS

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POINTE EAST AT HARBOR WALK LOCATION: NORTH NORFOLK DISTANCE: 16.27 MILES SIZE/CONFIGURATION: 1204-1612 SQFT ONE BEDROOM –THREE BEDROOMS

AMENITIES: CLUBHOUSE, DOCK, EXERCISE ROOM, GROUND MAINTENANCE, POOL

Located at the foot of Pretty Lake Bridge, just across Shore Drive from the Chesapeake Bay, Pointe East offers a waterfront lifestyle, beautiful new condominium homes in Norfolk that is less than rent!

This combination makes Pointe East one the most attractive new home value in Hampton Roads! Community features Olympic size pool, clubhouse, fitness center, and marina slips with deep water access to the Chesapeake Bay.

ASKING PRICE: $189,900-$297,500 PRICE OF SOLD UNITS: $179,900-297,500 AVERAGE TIME ON MARKET: 286

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SHERWOOD LAKES LOCATION: VIRGINIA BEACH DISTANCE: 25 MILES SIZE/CONFIGURATION: 1022-2025 sqft End Unit: 2 Bedroom, 2 1/2 Bath, 1275 Sq. Ft. Opt. ROG, 327 Sq. Ft. & Opt. ROG Bath

AMENITIES:    

GROUND MAINTENANCE PLAYGROUNDS TRASH PICKUP MASTER POLICY

DUES: POA $36, CONDO $86 ASKING PRICE: $189,990 - $297,500 PRICE OF SOLD UNITS: $179,990 -$232,345 AVERAGE TIME ON MARKET: 286 DAYS

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WILSON’S LANDING LOCATION: HAMPTON DISTANCE: 18.96 MILES SIZE/CONFIGURATION: 25 new construction units; 5 buildings with 5 homes SQUARE FOOTAGE: Range from under 1,300 square feet to a little over 2,400 square feet.

AMENITIES: One of these 25 striking new construction units can be a personal paradise. Five buildings each house five homes so everything works out perfectly. Buying a flat or townhouse here comes with peace of mind knowing that each unit is built to withstand the pressures of time and the coastal seasons. Each new home at Wilson’s Landing may feature an attached garage, balcony, gas fireplace, gourmet kitchen complete with GE appliances, walk-in closet, loft, designer garage doors, 30-year architectural shingles, hardwood flooring, brushed nickel lighting fixtures, laundry room, ceiling fans and more. The sizes of these properties range from just under 1,300 square feet to a little over 2,400 square feet.

TRASH PICKUP / $125/MONTH ASKING PRICE: $175,000-$240,000 PRICE OF SOLD UNITS: $235,000 (ONE SOLD) AVERAGE TIME ON MARKET: 602 DAYS

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THE PLAN THE VILLAGE AT GATEWAY DESIGN & SALES CENTER Your Home, Your Way You get to choose. Your kitchen, your bath, your paint, flooring and carpeting. You’re going to want to take some time in our Design Center, because we’ve got thousands of choices for you.

Design it all yourself, or ask our design specialist for advice. This is all about making your home uniquely yours, exactly the way you want it.

“With all the options available in the Design Center for people to customize their homes, I think it's safe to say that no two homes in this community will be alike.”

Visit Our Design Center for Options 

Kitchen cabinets, countertops, appliances and fixtures.



Bathroom counters, bath and/or shower and fixtures.



Hardwood floors and/or carpeting for the entire home.



Wall colors and/or coverings for every room.



Lighting fixtures for every room.

- Jerry Harris, Developer

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Design Center The Village Staff Open Tuesday through Sunday; 11-5pm or by appointment

(noted in MLS and marketing materials).

Staffed by 4 licensed Sales Agents:  2 Lead agents  2 Supporting agents Preferred Lender NewTowne Mortgage Preferred Settlement Firm Virginia Home Title & Settlement

COMMISSION & COMPENSATION Commission: 6% Commission/closed sale: current market dictates 3% of the total paid commission to Buyer’s Agent upon closed sale.

Lead Agents: Remaining 3% will be split equally between the Lead Sales Agents.

Support Staff: Supporting Sales staff will either be paid a referral fee

by Lead Sales Agents, if the buyers are represented by a Co-Broke Agent.

Unrepresented Buyer/Customer: If buyers are unrepresented then Sales staff member other than Lead Agent is assigned for representation. In this case, the total brokerage fee will be reduced to 5% and 2% will be allotted to the seller’s side of the transaction.

The PTR agent representing the buyer will be paid the buyer-side commission of 3%.

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PREFERRED TRUST NewTowne Mortgage NewTowne Mortgage is a company comprised of people who live and work in Hampton Roads. We are a company whose name is known and trusted as a hometown lender. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. We are dedicated to providing the personal service that would be expected from a local bank with the most advanced technology available to offer affordable loans, quick processing and exceptional service.

As a delegated lender for the Virginia Housing and Development Authority (VHDA) we specialize in working with first time homebuyers and can offer the following affordable VHDA loan programs: 

VHDA 30 Year Fixed rate Programs



FHA



VA (Veterans Administration)



Conventional, mortgage insurance required, on loan to values between 80.01% and 97%.



FHA Plus

We are also one of only ten lenders authorized to offer the following VHDA pilot program:  VHDA Fannie Mae, No Mortgage Insurance Required, 97% loan to value, 30 year fixed rate.

Additionally, we are a Veterans Administration (VA) delegated lender as well as the Federal Housing Administration (FHA) and a correspondent lender for all of the various Fannie Mae and Freddie Mac loan programs. These programs include conventional fixed rate and adjustable rate loans.

Home loans are all we do. We will quickly and accurately pre-qualify all potential homebuyers prior to contract and we will provide timely communications and updates during the loan application process.

We also have in-house Credit Enhancement Specialist to work with potential homebuyers in achieving a target credit score in order to qualify for the most beneficial aforementioned mortgage programs.

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PREFERRED TRUST Virginia Home Title & Settlement Buying a home can be the wisest and most rewarding investment you will ever make.

Title insurance plays a major role in making certain that your home ownership is safe and secure. Lenders require title insurance to protect their investment. We recommend an Owner’s title policy to protect your investment in your new home.

Preparation of the note, deed of trust and deed of bargain and sale required in connection with a real estate closing will be prepared by an attorney. Your settlement will be closed by a professional closing officer.

The Virginia Home Title & Settlements provides complete efficient settlement services and title insurance for residential buyers and sellers. We take pride in providing professional and unequalled service for over 1400 real estate transactions every year.

Settlement services 1. Review Buyers and sellers settlement statements (HUD-1).

2. Present closing documents for review and signature.

3. As the escrow agent, collect funds due at settlement.

Post-Settlement Services 1. Record documents at the courthouse.

2. As the escrow agent, disburse funds.

3. Deliver recorded documents to buyer, seller, and lender.

We have one and only one ambition.

To be the best. What else is there?

Linda Painter Experienced Underwriter & Closer since 1985

Jada Wilson Licensed Title Underwriter & Settlement Agent for 15 years

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Communication Process In order to facilitate a fluid working relationship between the developer and brokerage, it is suggested that a weekly meeting held every Monday morning. Attendants would include the developer, superintendent for the site, and lead agent(s).

The main purpose would be to maintain communications between all parties during the process: delivery lead times, prospective buyer leads/follow ups, contracts in the pipeline—lender activity, updates on marketing efforts/results, settlement process – scheduled closings, and any changes in production schedule.

HOME OWNERSHIP JOURNEY Connect  All walk-in guests/buyers welcomed personally and information gathered.  All visits and phone inquiries will be followed up by a handwritten note in combination with a phone call.  Every visiting buyer is greeted with a full color, informational brochure outlining community amenities, unit standard and upgradable features.

Purchasing Power  Each buyer is interviewed for the purpose of Lender Pre-Qualification.  All buyers must contact the preferred lender, NewTowne Mortgage in order to get pre-qualified.  NewTowne will provide a second opinion, if Buyer has already contacted another lender. This way NewTowne Mortgage will pre-qualify all new buyers regardless.  Loan status updates from lender LET THE STRENGTH & POWER OF TWO, WORK FOR YOU

“Home Sweet Home�

The Purchasing Process Communication: A full explanation of timeline from contract to delivery. A full explanation of all interior features, both standard and upgrades along with prices and availability

Contract: Sales staff will meet with Buyers to write contract and set up appointment for selections.

Earnest Money: At time of contract, $500 Earnest Money Deposit is collected and held in escrow with Prudential Towne Realty

Personalize with Style o Design Center appointment is scheduled, next available. o Buyers are guided through the selections process either by the decorator or sales agent. o Once selections are made, all upgrades ordered will paid for in advance by the buyers at time of selections appointment. o These monies are held by the builder in order to facilitate the purchasing and installation of upgrades. o It will be further explained to the buyers that monies used for upgrades are nonrefundable. o Once selections have been noted, any selections effecting price (upgrades), an addendum will be will be drafted and forwarded to lender and settlement for processing.

Reservations: A reservation form is designed to hold a property for a pre-agreed period of time giving the prospective buyers a grace period to commit prior to writing a contract. We suggest 72 hours. In order to reserve a unit, a reservation form will be filled out and a deposit of $500 certified check will be held at the design center until the period expires. Then if buyers decide to purchase this same deposit will be held in Escrow with Prudential Towne Realty and applied at settlement. If the buyers decide against purchasing a unit, then the certified check is returned to them.

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“Are We There Yet”

The Closing Process Once a contract has been ratified, copies are disseminated to the lender and settlement firm. Lender will then begin working closely with the buyers through the application process. Settlement will note the closing date and will expect to be notified should the date change.

During the construction of the condominium, buyers are coordinating all necessary documentation with the lead sales agent(s) and their agent, if applicable. Depending on the status of construction, buyers will be given a preliminary walk-through in order to verify any special order electrical, plumbing etc. Then the buyers do a final walk-through at completion prior to settlement.

During this final step, buyers are presented a “punch list” in order to determine if any repairs or maintenance is desired. These items are usually cosmetic in nature and addressed by a superintendent in charge of the construction project. Once reviewed by all parties, buyers go to settlement and corrections, if needed, are completed by settlement. Also at the final walkthrough, the warranty process will be review again as to the coverage and to manage expectations.

In addition, we are proposing a “Welcome Home” gift basket be presented to all buyers at settlement. Basket contains a welcome mat, change of address cards, some information and/or samples from the local merchants; which further ties them to their SoNo community. The change of address cards can be made in-house and produced simply through our Prudential Marketing Department.

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“BULLOCK PARK”

DOCUMENTATION OF EXPERIENCE  Breaking ground August 2012  Location: Government & Garrett Avenue  Consisted of 12 lots of single family homes

Let the Strength & Power of TWO, Work for YOU!           

 Unit Description: 4 bedroom, 2.5 bathroom, crawl space, partial brick front, 2 car garage, deck, stainless appliances, granite countertops, laminate floors, carpet, jetted tub, double vanities, tile, and more  Promotional video about location and beginning project  First home completed in November 2012  First contract in November 2012 with a second to follow in December 2012 – both units closed by end of December  Substantial Advertising started in 2013  Lori Navarro-Williams joined the sales team as co-list agent  As a team effort, we handled all marketing & advertising for the subdivision  Coordinated all transactions from initial contact to close  Met with buyers, buyer’s agents, and assist with color selections  Composed contracts and implemented schedule for inspections and walk through  Managed the property owners association

Discussed warranty information and start-up with buyers Kept all parties abreast of the process throughout the transaction Met with appraisers and inspection when needed Discussed the warranty process with buyers and directed them to proper personnel when needed Met with builder on a weekly basis of progress Advise as to options for improvement and/or quality control Produced documents for buyers to review Collected earnest money and deposits for capital fund Felicia D. Felton joined the team in June 2013 to assist with admin duties Subdivision closed out in August 2013 As a result of our sales in Bullock Park, our firm became the #1 Real Estate Firm in Norfolk

The Village at Gateway

“THE TEAM” ⌂⌂⌂

GLENDA BATTLE, Lead Sales Agent REALTOR©, Fine Homes Specialist, Certified Distressed Property Expert, Certified Short Sale Specialist, Short Sale/Foreclosure Representative, Accredited Buyers Representative, 13 years real estate experience, Lead Sales Agent for Bullock Park marketing and selling of 12 unit, detached homes in Ocean View, Norfolk. Started at $250,000.

Lori Navarro-Williams, Lead Sales Agent REALTOR©, Associate Broker, Fines Homes Specialist, Accredited Buyer Representative, e-Pro, CSP Certification coming January 2014, 9 years real estate experience, Collaborated on the marketing and selling of Bullock Park, 12 unit, detached homes in Ocean View, Norfolk.

Facilitated the selections process and communications between builder, lenders, and settlement providers. Started at $250,000

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The Village at Gateway

“THE TEAM – SUPPORT STAFF” ⌂⌂⌂ Dianne Sessoms, Support Staff REALTOR©, Accredited Buyers Representative and Short Sales & Foreclosure Representative designation coming 2014, 6 years real estate experience, US Navy Veteran, Extensive background in management and communications.

⌂⌂⌂ Felicia D. Felton, Support Staff/Admin REALTOR©, Licensed salesperson in Virginia & Licensed Broker in North Carolina, e-Pro, gCertified, Relocation Specialist, 4 years real estate experience, BS in Technology/Communications, MBA in Marketing, Extensive background in management, marketing, sales, and technology.

⌂⌂⌂ Shon Smith, Support Staff REALTOR©, Accredited Buyer Representative, Short Sale/Foreclosure Representative, 1-year real estate experience, Extensive background in management and accounting.

⌂⌂⌂ Art Monroe, NewTowne Mortgage Loan Officer Experienced mortgage professional, Mortgage Brokerage Founder and 15 year Mortgage Broker, e Agency Founder and Licensed Title Insurance Underwriter and Settlement Officer - 7 years, Licensed Real Estate Sales Agent - 11 years, Insurance Market Sales Manager and Exclusive Insurance Agency Manager - 11 years, Bank Branch Manager and Commercial Loan Officer, Bachelor of Science Degree in Business Management from Johnson and Wales University, US Navy Veteran, Originally from Philadelphia, Pennsylvania now a long term resident of Hampton Roads, Married for 35 years and two sons

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TEAM STATS In the last 12 months:  Number of home sales:

52 units closed  Total sales volume/price:

$13,123,934  Average sales price:

$252,383

THE POWER OF PRUDENTIAL TOWNE ∞∞∞

Prudential Towne Realty has a three-pronged approach to the Real Estate industry: Globally, we draw strength from our vast relocation network partners. Our National Brand is recognized as a reliable source of information and service. Locally, along with our Towne Bank family, we are deeply rooted in Hampton Roads through our dedication to community service.

We perpetuate the culture of success.

LET THE STRENGTH & POWER OF TWO, WORK FOR YOU

“LET THE STRENGTH & POWER OF TWO, WORK FOR YOU” ⌂⌂⌂ Sarah B. Stedfast Vice President, NewTowne Mortgage 600 22nd Street, Suite 301, Virginia Beach, VA 23451 Cell: 757.620.4130 | Fax: 866.514.7217 sarah.stedfast@newtownemortgage.com

⌂⌂⌂ Dorinda Seddon Banking Officer, TowneBank 1312 Greenbrier Parkway, Chesapeake, VA 23322 Office: 757.548.7200 | dorinda.seddon@townebank.net

⌂⌂⌂ Tanya Monroe Managing Broker, Prudential Towne Realty 137 Mt. Pleasant Road, Chesapeake, VA 23322 Office: 757.549.2000 | tanya.monroe@prudentialtownerealty.com

⌂⌂⌂ Kenny Bullock President/Owner, KEBCO Enterprises, Inc. P.O. Box 6749, Chesapeake, VA 23323 Office: 757.393.1900 | kebcoconstruction@gmail.com

PRUDENTIAL TOWNE REALTY 137 MT. PLEASANT ROAD, CHESAPEAKE, VA 22332 • PHONE 757-549-2000 glenda.battle@prudentialtownerealty.com | lori.nw@prudentialtownerealty.com prudentialtownerealty.com