13940 W. Meeker Blvd, #119 Sun City West, AZ 85375 N of Meeker Blvd W of R.H. Johnson
2 GOODYEAR
623.936.8001
1626 N. Litchfield Rd. Suite #170 Goodyear, AZ 85395 NW corner of McDowell & Litchfield
3 ARROWHEAD
623.487.0404 16165 N. 83rd Ave, #100 Peoria, AZ 85382 S of Bell/E side of 83rd Ave
4 THE LEGENDS
623.537.1608
20241 N. 67th Ave, #A-2 Glendale, AZ 85308 E side 67th Ave/N of 101
5 ANTHEM
623.551.3265
39508 N. Daisy Mountain Dr, #128 Anthem, AZ 85086 NE corner Daisy Mtn Dr/ Gavilan Peak Pkwy
6 PHOENIX CAMELBACK
602.954.3644
2201 E. Camelback Rd, #120B Phoenix, AZ 85016 SE corner of Camelback/22nd Street
7 DESERT RIDGE
480.515 4369
20860 N. Tatum Blvd, #100 Phoenix, AZ 85050 NW corner of Tatum/Loop 101
8 CAREFREE
480.575.6609
7202 E. Carefree Dr, Bldg 1, #1 Carefree, AZ 85377 NE corner of Tom Darlington/ Carefree Dr.
9 KIERLAND COMMONS
480.948.6488
14648 N Scottsdale Rd, Suite #100 Scottsdale, AZ 85254 W of Scottsdale Road, S side of Greenway
10 SCOTTSDALE FORUM
480.551.0480
6263 N. Scottsdale Rd, #110 Scottsdale, AZ 85250 E Side Scottsdale/S of Lincoln
11 DC CROSSING
480.563.9034 18291 N. Pima Rd, #145 Scottsdale, AZ 85255 SE corner of Pima/Legacy
12 AHWATUKEE
480.753.4424
4435 E. Chandler Blvd, #100 Phoenix, AZ 85048 SW corner Chandler/45th St.
13 CHANDLER PORTICO
480.777.0051
2121 W. Chandler Blvd., #215 Chandler, AZ 85224 SW Corner Chandler Blvd./ Dobson Rd.
14 GILBERT SAN TAN
480.777.0614
1528 E. Williams Field Rd. #101 Gilbert, AZ 85295 NW corner of Williams Field Rd./ Val Vista Rd.
15 MESA
480.401.3738
1630 S. Stapley Dr, #123 Mesa, AZ 85204 N of Baseline / W of Stapley
16 RED MOUNTAIN
480.534.3599
1135 N. Recker Rd, #103 Mesa, AZ 85205 SE corner of Recker & Brown
17 GOLD CANYON
480.288.0883
6877 South Kings Ranch Rd, #5 Gold Canyon, AZ 85118 E of 60/ South Side Kings Ranch Rd.
17 Convenient Locations at Your Service!
THINGS TO Remember
TRASH PICKUP DAY
MAILBOX LOCATION
PEST CONTROL COMPANY
LAWN COMPANY
LAWN MAINTENANCE COMPANY
ALARM KEYPAD CODE
OTHER INFORMATION
RECYCLING PICKUP DAY
MAILBOX NUMBER
PEST CONTROL CONTACT INFO
LAWN COMPANY CONTACT INFO
LAWN MAINTENANCE COMPANY CONTACT INFO
GARAGE AND/OR DOOR KEYPAD CODE
WIRE FRAUD
YOU ARE AT RISK
Email-based wire fraud is a known risk in today’s real estate industry. It is important to know what is happening and how to minimize risk.
What are fraudsters doing?
Hacking into email accounts
Using that info to pose as someone you know (real estate professional, title company, lender, seller, etc.) Watching for transaction details
Waiting for a moment of distraction or anticipation
Giving “new” instructions for depositing money
Disappearing along with the money
WHAT CAN YOU DO?
Protect your email! Enable security measures like multi-factor authentication on email accounts.
Pick up the phone! If something seems strange, call a verified phone number to confirm. This is especially important before wiring funds.
Slow down!
Hackers count on deadlines driving people to act quickly.
Inspect every email! What are you looking for?
Subtle differences in email address (@firstam.com vs @firstam.net)
Last-minute changes that don’t seem legitimate
Improper grammar or common phrases being misused
Talk about wire fraud! Make sure everyone involved in your transaction is aware. Ask what they have done to prevent hackers from accessing information.
Choose First American Title so buyers and sellers can access the Secure Portal for communication. The Secure Portal eliminates the need for buyers and sellers to rely on email to send and receive important documents, including wiring instructions.
WHAT TO AVOID CLOSING PROCESS DURING THE
CHANGING JOBS
A job change may result in your loan being denied, particularly if you are taking a lower-paying position or moving into a different field. Don’t think you’re safe because you’ve received approval earlier in the process, as the lender may call your employer to re-verify your employment just prior to funding the loan.
CHANGES TO YOUR MARITAL STATUS
How you hold title is affected by your marital status. Be sure to make both your lender and the title company aware of any changes in your marital status so documents can be prepared correctly.
MAKING ANY LARGE PURCHASES
A major purchase that requires a withdrawal from your verified funds or increases your debt can result in your not qualifying for the loan. A lender may check your credit or re-verify funds at the last minute, so avoid purchases that could impact your loan approval.
The following actions may seriously impact your closing. Speak with your title company, real estate professional, and lender if any of these could occur before closing.
PAYING OFF EXISTING ACCOUNTS UNLESS YOUR LENDER REQUESTS IT
If your loan officer advises you to pay off certain bills in order to qualify for the loan, follow that advice. Otherwise, leave your accounts as they are until your escrow closes.
SWITCHING BANKS OR MOVING YOUR MONEY TO ANOTHER INSTITUTION
After the lender has verified your funds at one or more institutions, the money should remain there until needed for the purchase.
CHECKLIST
For Closing Day
Whether you are purchasing a home or selling a house, knowing what to expect and being prepared at the “closing” can help eliminate stress and result in a pleasant experience. At First American Title, we understand how important this transaction is to you, and we are committed to consistently providing a level of service that prepares you for this final step in your real estate transaction.
Although the settlement process can vary from state to state, here are some common items that may be required from you at closing and can help your closing go as smoothly and quickly as possible.
VALID PHOTO IDENTIFICATION
Two forms of identification are typically required at closing, including one of the following:
• Valid Driver’s License or non-driver I.D. issued by any state
• Valid US Military ID
• Current United States or Foreign Passport (Foreign Passport must have been stamped by U.S. Immigration and Naturalized Service)
WIRE TRANSFER PAYABLE TO: FIRST AMERICAN TITLE
In the event you are required to bring funds to closing, we cannot accept personal checks or cash. Please contact our office for wiring instructions.
If you will be bringing a proceeds check from another settlement, please contact us to verify the acceptance of those funds - we do not automatically accept checks from all title companies and attorneys.
AFTER CLOSING:
Cancel your homeowner’s insurance if you are moving from the property at closing. If you are remaining at the property after closing, you should notify your agent of this change.
Make sure your lender has your forwarding address. The lender will refund monies left in your escrow/impound account and send final paperwork regarding the paid loan.
Keep your final settlement statement with tax documents. You will need it when filing taxes.
MOVING Checklist
SIX WEEKS BEFORE:
Create an inventory sheet of items to move
Research moving options. You’ll need to decide if yours is a do-it-yourself move or if you’ll be using a moving company.
Request moving quotes. Solicit moving quotes from as many moving companies and movers as possible. There can be a large difference between rates and services within moving companies.
Discard unnecessary items. Moving is a great time for ridding yourself of unnecessary items. Have a yard sale or donate unnecessary items to charity.
Packing materials. Gather moving boxes and packing materials for your move.
Contact insurance companies. (Life, Health, Fire, Auto) You’ll need to contact your insurance agent to cancel/ transfer your insurance policy. Do not cancel your insurance policy until you have and closed escrow on the sale.
Seek employer benefits. If your move is work-related, your employer may provide funding for moving expenses. Your human resources rep should have information on this policy.
Changing Schools. If changing schools, contact new school for registration process.
FOUR WEEKS BEFORE:
Contact utility companies. Set utility turnoff date, seek refunds and deposits and notify them of your new address.
Obtain your medical records. Contact your doctors, physicians, dentists and other medical specialists who may currently be retaining any of your family’s medical records. obtain these records or make plans for them to be delivered to your new medical facilities.
Note food inventory levels. Check your cupboards, refrigerator and freezer to use up as much of your perishable food as possible.
Service small engines for your move by extracting gas and oil from the machines. This will reduce the chance to catch fire during your move.
Protect jewelry and valuables. Transfer jewelry and valuables to safety deposit box so they can not be lost or stolen during your move.
Borrowed and rented items. Return items which you may have borrowed or rented. Collect items borrowed to others.
ONE WEEK BEFORE:
Plan your itinerary. Make plans to spend the entire day at the house or at least until the movers are on their way. Someone will need to be around to make decisions. Make plans for kids and pets to be at the sitters for the day.
Change of address. Visit USPS for change of address form.
Bank accounts. Notify bank of address change. Make sure to have a money order for paying the moving company if you are transferring or closing accounts.
Service automobiles. If automobiles will be driven long distances, you’ll want to have them serviced for a trouble-free drive.
Cancel services. Notify any remaining service providers (newspapers, lawn services, etc) of your move.
Start packing. Begin packing for your new location.
Travel items. Set aside items you’ll need while traveling and those needed until your new home is established. Make sure these are not packed in the moving truck!
Scan your furniture. Check furniture for scratches and dents before so you can compare notes with your mover on moving day.
Prepare Floor Plan. Prepare floor plan for your new home. This will help avoid confusion for you and your movers.
MOVING DAY:
Review the house. Once the house is empty, check the entire house (closets, the attic, basement, etc) to ensure no items are left or no home issues exist.
Sign the bill of lading. Once you are satisfied with the mover’s packing your items into the truck, sign the bill of lading. If possible, accompany your mover while the moving truck is being weighed.
Double check with your mover. Make sure your mover has the new address and your contact information should they have any questions during your move.
Vacate your home. Make sure utilities are off, doors and windows are locked and notify your real estate agent you’ve left the property.
TIPS FOR PACKING
Household items
BEDS : Disassemble the bed frame. Tie rails and cross-pieces together with packing tape. Be sure to mark on tape to show where pieces fit together for reassembly.
BICYCLES, TRICYCLES, BABY CARRIAGES: Loosen, lower and turn handlebars at right angles to save space. Clean and cover chains and pedals to protect other items from being snagged or soiled.
BOOKS: They’re heavy, so use small boxes. Don’t mix books with other items. Pack books flat, alternating bindings, and fill empty spaces with packing paper or bubble wrap.
BUREAUS, DRESSERS: Fill drawers with small breakable items and cushion well with loose clothes. Secure drawers with pad or blanket and tape. Do not overload drawers with heavy items.
CHAIRS: Wrap arms and legs to prevent scratches. Bundle armless chairs in pairs, seat to seat, with a folded blan-ket or other padding between and tie seats together.
CLOTHES: Dresses, coats, suits - anything hanging in closetstravel best in reusable boxes, which can be used seasonally as “extra closets” for wardrobe storage. Other clothes can remain folded in their regular dresser drawers.
CURTAIN ROD HARDWARE: Put the hardware in a plastic bag and tape to rod or pack in dresser drawers.
DISHES: Individually wrap each piece. Place saucers, plates, and platters on edge. Do not stack flat. Cups and bowls may be placed inside each other and wrapped three or four in a bundle.
FINE FURNITURE: You may want to wrap your best furniture in bubble wrap, not only to protect it from scratching, but to keep dust and dirt off the upholstery.
GLASSES: Wrap each glass separately in packing paper or bubble wrap (remember to wrap first in a plastic bag to save washing later). Pack in sturdy boxes.
KITCHENWARE: Pots, pans, etc. can be stacked in a box with packing paper between them.
LAMPS: After dissembling lamps, pack small bases in dresser drawers surrounded by loose clothing, and large bases in boxes stuffed with packing paper or bubble wrap. Box shades individually in boxes with plenty of packing paper for stuffing. Don’t use newspaper because it smudges.
LAWN MOWERS: Drain fuel and oil before moving. Remove handle from hand mowers and place blade end in sturdy box. Mark properly.
MIRRORS: Small mirrors can be well wrapped in paper and packed in boxes. For a large mirror, make a cardboard case by cutting pieces of corrugated cardboard. Mark glass on the outside to prevent mishandling. Always pack and store on end. Paint and Flammables: Don’t move! The same goes for other flammables such as alcohol, solvents, lighter fluid, ammunition and greasy mops or rags.
PAINTINGS AND PRINTS: Place in mirror boxes, wrap individually in corrugated cardboard, or wrap in cardboard cushioned with thick blankets and tie bundles with cord. Stand on sides.
RADIOS, TV’S: Box upright and make sure items are well padded on all sides. For console-size equipment, surround with furniture pads, and then move and load upright.
RUGS AND PADS: After vacuuming rugs and pads, sprinkle with moth flakes. Roll up and tape.
STEREOS, COMPACT DISCS, AND CASSETTES: Separately pack components and pack in well padded box marked fragile. Pack CD’s upright in their cases in a sturdy box with tapereinforced bottom. Tie CDs in small bundles before packing, then fill air space with packing paper. Mark FRAGILE.
TABLES: For large tables, remove legs and tie together. Put hardware in small sealed envelope taped to underside of table top. Pad tops. Pad and tie spare table leaves. For smaller tables, pad top and wrap legs to prevent scratching.
TOOLS AND GARDENING EQUIPMENT: Drain hoses, coil and pack in boxes. Fill remaining spaces with lawn sprinklers, small garden hand tools, etc. Tie rakes, shovels, and other long-handled tools together with tape.
VALUABLES: Set aside jewelry, important papers and safe deposit box contents to be packed in a small container you can keep with you throughout the move.
MOVING WITH Young Kids
Your family’s move can be an exciting time for you and your children. It can also be a stressful and sad time. Moving represents change which can be difficult at any age. Sharing and reading picture books about moving is a great way to prepare kids for what’s ahead and give voice to the range of feelings that they may be experiencing.
Most children have an adventurous, curious side to them. Try appealing to this side when telling them that the family is moving. This way, you’ll help them view the move as an experience that can lead to exciting discoveries.
Even in their excitement, young children will feel sadness at leaving familiar people, places and activities. Help your kids with concrete ways to make the “old place to the new place” transition. Following are some tips for you to help your young children cope with the move.
Telling Younger Children About The Move
- Explain where and why you are moving.
- Highlight benefits of moving that your kids can understand.
- Use maps and pictures to help illustrate where you are going and make the move more concrete.
- Reassure them that their life won’t change dramatically.
What To Expect
Moving to a new place can affect a child’s behavior and emotions. Toddlers and young children are egocentric. When you show stress, they may think it’s because of something they did. Be mindful of your emotions and actions in their presence and give them plenty of reassurance.
Younger kids may be the most eager members of your moving team. Let your kids help by assigning tasks you know they can handle.
Moving Tips
- Make a list of all the questions your child has about moving.
- Create an address book.
- Be sure to allocate enough time to say your special goodbyes.
- Make a last visit to their favorite places.
- Plan their new bedroom.
Helpful Advice From Parents Who Have Been There
- Keep your kids in the loop on important moving information.
- Visit the new school and community before you move.
- Try to keep things and routines familiar.
- Set up a toddler’s new room similar to their old one.
- Think about volunteering at school. It might be nice for your child to have a reassuring presence in an unfamiliar environment.
PET MOVING Checklist
Pets have many needs which become complicated when moving from one place to another. This moving checklist for pets lists all of the hurdles of pet relocation.
A MONTH BEFORE MOVING YOUR PET:
Visit the veterinary office. Make sure to pick up your pet’s medical records before leaving your former home. Have your pet vaccinated and stock up on any pet meds needed until you settle into your new home. If your move is difficult for a pet, ask your vet to prescribe sedatives to be given on and around moving day.
Update your pet ID tags. Have new tags created with the pet’s name and your new contact information.
Check licensing laws. Contact the proper authority in your new location for information on pet licensing requirements. Secure a valid license for your pet.
MOVING DAY FOR PETS:
Temporary residence. Your pet is best kept away from all your moving day activities. They’ll likely get agitated when seeing items being removed from the home. Have pets stay with friends or board them in a kennel for the day.
Transporting your pet. If you are driving a car, make sure to take plenty of breaks to minimize the chance your pet gets carsick. If your pet is temperature or moving sensitive, cover their cage with a blanket and keep them in a temperature regulated environment. If your pet becomes easily stressed, consider giving them sedatives.
Settling into your new home. Once you are somewhat settled into your new home, let your pet roam around and get used to the new space. Since pets will initially be confused about their new surroundings, keep them confined or leashed until you are certain they will not run away from home. Pets that are stressed and confused can be kept confined in a small room with their bed, toys, and other items.
If your pet has a microchip, contact the company and provide your updated contact information.
UNUSUAL PET MOVING CIRCUMSTANCES:
Flying with your pet. If your move requires flying with your pet, check with your airline to see what requirements they may have for pet travel. Try to choose nonstop flights since pets may become unsettled by air pressure changes and airport handling.
Moving pets internationally. Those moving to another country should check with that country’s embassy or consulate about any quarantine or health issues related to pet moving. If moving a bird, make sure to secure proper documentation required by the Convention on International Trade in Endangered Species.
Moving fish. Your local pet store is the best resource for getting information on relocating fish. Depending upon your move, they will have the knowledge and supplies needed for moving fish.
MOVING ADDRESS CHANGE
Checklist
Here’s a list of people, businesses & organizations who will need to know you’ve moved to a new location. Changing addresses is easy when you know who needs your updated info!
THE ESSENTIALS :
Request a “Change of Address” form at a USPS post office
Friends and family
FINANCIAL INSTITUTIONS:
Banks and credit unions
Credit card companies (including department store cards)
Lenders (mortgage, home equity, auto, student loan)
