The Maximum Real Estate Guide for Buyers

The Maximum Real Estate GUIDE FOR BUYERS INCREDIBLE RESOURCES FOR BUYING A HOME

Contents

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About PRODUCER Realty ...........................................

Pg. 1

Reviews ........................................................................

Pg. 2

Welcome to Greenville ..............................................

Pg. 3

The Home Buying Process ..........................................

Pg. 4-5

8 Buyer Mistakes ..........................................................

Pg. 6-7

Hire the Team ..............................................................

Pg. 8-9

Buyers Advantage Program ......................................

Pg. 10-11

C PRODUCER REALTY TEAM 864-438-5050 Results@ProducerRealty.com www.ProducerRealty.com

ABOUT US PRODUCER Realty is a results-driven real estate company founded by Victor Amadi, a top agent who has developed and implemented state-of-the-art systems with tools that take the guesswork out of successfully delivering results for our clients during their real estate transactions.

Victor has over 15 years of experience in real estate and is highly dedicated to protecting your interests and working hard to save you money while using his exemplary communication skills and knowledge of the industry to keep you informed and give you expert advice.

Whether you are buying or selling a home, we will effectively manage your home buying or selling process from listing to contract to closing. If you are looking for a professional Realtor to represent your interest while you buy or sell your home the right way, we’ve got our back!

We would love the opportunity to meet you and help make your real estate buy or sell an enjoyable and profitable experience.

Our Mission:

To deliver exceptional results for our clients by providing world class service, creating a community of raving fans; and to maintain an environment that inspires excellence allowing our associates to grow to their highest potential.

Our Vision:

To be known throughout our community as the go-to real estate company when you want results.

Our Values: Give without any exceptions. Focus on delivering results. Never give up until the work is done.

Our Beliefs: To be part of the solution, always continue to improve, and enjoy what you do.

Our Perspective:

We are a results-focused real estate brokerage with leading edge systems and tools that makes delivering results possible for our clients. Our realtors are some of the best trained real estate professionals in the world, and we are always seeking to improve. We want to always exceed our client’s expectations.

1 PRODUCER TEAM 864-438-5050 Results@ProducerRealty.com www.ProducerRealty.com

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Reviews PRODUCER Realty was awesome to work with. They were patient with me as I went through the process of finding the right home. They were very informative and always there when I had questions. Would recommend PRODUCER Realty to anyone! -Ashley R. July 16, 2018 Very professional and always answered all my questions. They are one of the best teams out there. Thank you for helping me with my first home purchase!!! -Marcus D. June 18, 2018

As a 1st time home buyer, the PRODUCER Realty Team has made my experience unforgettable. The market was very hot at the time and it was near impossible to get a home that you were remotely interested in. We came across a foreclosed home in Simpsonville that I really liked and unfortunately it already had multiple offers. Our agent still insisted that we submit an offer. He fought hard throughout the negotiations and even guided me every step of the way. It paid off in the end. Our offer got accepted a week later and we even got a good deal on the house. It was the most hassle free experience ever! -Charles C. March 20, 2018 My husband and I contacted PRODUCER Realty about a year prior to our moving to the area. Our agent’s information and listings assisted us in our decision to retire to the Greenville/Spartanburg area. When we finally arrived in the area our agent was highly professional and informative with which areas would best fit our “wish” list for a home.

His untiring devotion to finding us the “place of our dreams” was above any beyond. Whenever we had questions on where to eat, camp, shop, do laundry, etc. the Producer Team was available with multiple places and directions. If you are looking for a highly professional realtor and staff with the friendliest personalities do not hesitate to contact Producer Realty. -Dianne B. November 2, 2017

My fiancé and I recently moved to the Greenville area and not being familiar with the area, we were unsure which part of Greenville to live, but the PRODUCER Realty Team was extremely knowledgeable of different neighborhoods and found a home in a location that fit our exact needs and interests. Our agent was able to save thousands on the purchase price in a hot market. From start to finish they were very professional and flexible when meeting with us. We couldn’t be happier with the PRODUCER Realty team.

-Josh M. August 25, 2017

2 PRODUCER REALTY TEAM 864-438-5050 Results@ProducerRealty.com www.ProducerRealty.com

Relocating to the Greater Greenville Upstate Welcome to the Greater Greenville Upstate of SC This is a great time to invest in the Greater Greenville Upstate real estate market. Greenville is the economic center of the Upstate and is on the cutting edge of economic development opportunities. With new business being added, there is a steady population growth, which helps keep real estate and homes for sale in high demand. Greater Greenville offers residents a low cost of living that is consistently below the national average, which means that you can live comfortably and enjoy big-city amenities at a reasonable cost. Many of our current clients who have relocated here are impressed with how much more home they can get for their money.

The Greater Greenville Upstate has something for everyone‌ If you are an outdoors person, South Carolina has 47 State Parks which all offer different amenities such as hiking and biking trails, camping and lakes. From Greenville, 12 of these parks are just an hour away. Downtown Greenville features Falls Park on the Reedy which boasts the innovatively designed Liberty Bridge over a waterfall and beautiful gardens. There is also the Swamp Rabbit Trail which is a paved 19.9 mile long path perfect for runners or bikers.

If you enjoy good food and entertainment, the Greater Greenville Upstate offers many restaurants from the country fried chicken joint to the fine dining restaurants. No matter what you are into, you will most likely find it here.

If you have children, the Greater Greenville Upstate offers many different fun activities for them to do including the Children’s Museum, library programs, three different water parks, splash pads, several parks, a zoo, trampoline parks and much more!

3 PRODUCER REALTY TEAM 864-438-5050 Results@ProducerRealty.com www.ProducerRealty.com

The Buying Process - Part 1 Know What You Want and Need in a Home

Know what you require in a home including bedrooms, bathrooms, school district, home size, location, etc. Understandi the things you want in a home such as a patio, deck, fireplace, etc.

Contact Our Team

Schedule a meeting with one of our expert consultants to gather information pertaining to the current market condition. This meeting is the time to discuss with your agent what type of home and the features you want.

Get Preapproved for a Mortgage

Talk with a local lender to get pre-approved for a loan. The mortgage lender will calculate your debt-to-income ratio, let you know how much down payment you need if any, how much your interest rate & points will be, and what type of loan & terms you qualify for.

Finding a Home

Once we have an idea of what you are looking for, we can send you a list of all available homes for sale that match your search criteria.

Make a list of the homes you would like to see

Once we have an idea of what you are looking for, we can send you a list of all available homes for sale that match your search criteria, and you can save your favorite homes in your VIP account on our website. Just let us know when you are available to meet to view them, and we will coordinate showing appointments for you to see the homes you like.

Before you make an offer

We will help you understand the overall market trends and compare market trends in the area you are interested in.

Make an offer

We use our local REALTOR ASSOCIATION contract for sale, and we will make sure we include all the vital contingencies and clauses that give you the best protection.

Negotiations

Our negotiation strategy will help you separate the emotions associated with home buying, and we will negotiate diligently to secure the absolute best overall deal for you.

Inspections

We will assist you in scheduling inspections and will also make sure that you have the unilateral right to terminate the contract if you are not satisfied with the home inspection.

PRODUCER TEAM 864-438-5050 Results@ProducerRealty.com www.ProducerRealty.com

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The Buying Process - Part 2 Repairs

Once you receive the home inspection report, we will prepare a request for repairs documents with items that you would like the seller to fix.

Appraisal

We will make sure that you do not end up buying a home that is worth less than the contract price by including contingencies that will allow you to terminate the contract if the home does not appraise for at least the contract sales price.

Pre-close Preparation

We will help coordinate and supervise the document preparation and provide pre-closing consultation.

Re-Inspection and The Final Walkthrough

This walkthrough lets you make sure that the necessary repairs have been made and that any personal property negotiated in the sale remains on the property and is in good condition.

Utilities

We will be sure to remind you about contacting the utility companies for your new home.

Closing

You have the choice of attorney to use as your closing agent. We will communicate with the attorney that your interests are protected, and that you are presented with a settlement statement detailing the fees before you sign. We will preview the closing documents with you and resolve any last minute issues that arise before closing. Once the closing is done, you will receive the keys to your new home.

Post Closing

We can help coordinate the move-in and assist with post-closing issues.

5 PRODUCER TEAM 864-438-5050 Results@ProducerRealty.com www.ProducerRealty.com

8 Buyer Mistakes to Avoid Mistake #1: Not Understanding What You NEED in Your Next Home.

Don’t confuse what you NEED in a home with what you WANT in a home. Your needs in a home are usually basic things like, needing a four-bedroom home because you have three children or needing a three car garage because you have three cars, or needing home with acreage because you have some horses.

Mistake #2: Not Understanding What You WANT in Your Next Home.

When figuring out your wants, take a good look at your current home and write down the things you like and do not like about your home. Rate the things you like about your home based on their benefits. Rating your features will help you identify the features that you can live without if your budget does not allow it. Remember to be realistic, don't expect to get the features of a mansion for the price of a mobile home.

Mistake #3: Not Understanding How Much Home You Can Afford.

Probably a home buyers BIGGEST mistake! Lenders usually look at your debt-to-income ratio to determine how much house you can afford. They will only loan you up to a certain percentage of your total household income, also taking into account expenses such as credit card payments or other debts.

Mistake #4: Not Choosing the Right Financing.

There are NO general rules of thumb about financing your home, because each case is different. You MUST understand the relationship and impact interest rates, term of loan, points, and type of loan can have on your overall financial picture. Consult with a local mortgage lender to discuss what loans are available to you, at what terms, down payment, etc.

6 PRODUCER REALTY TEAM 864-438-5050 Results@ProducerRealty.com www.ProducerRealty.com

8 Buyer Mistakes to Avoid- 2 Mistake #5: Not Evaluating Homes to Save Yourself Thousands of Dollars and Heartaches

Before you buy or refinance your home, INSIST on seeing a “total market overview” of exactly what is going on in the ENTIRE market. Then narrow your analysis to local market information. Understanding these parameters will save you thousands of dollars when you make an offer on a home.

Mistake #6: Not Saveing Thousands of Dollars Writing Your Offer and Negotiating Your Deal.

When figuring out your wants, take a good look at your current home and write down the things you like and do not like about your home. Rate the things you like about your home based on their benefits. Rating your features will help you identify the features that you can live without if your budget does not allow it. Remember to be realistic, don't expect to get the features of a mansion for the price of a mobile home.

Mistake #7: Not Being Financially Prepared – Ahead of Time!

Many people go about the home finding process backwards. They go through the entire process of searching, evaluating, and writing an offer on their home, WITHOUT being financially prepared, and it usually costs them money.

Mistake #8: Not Using a BUYER’S REPRESENTATIVE!

If you don’t have a specific agreement to be represented by your agent, chances are, YOUR Agent represents the SELLER! Our team of expert real estate consultants are well trained, and we will guide you through every aspect of your real estate transaction, make sure your interests are protected at all times, and that you make the absolute best investment in your home.

7 PRODUCER REALTY TEAM 864-438-5050 Results@ProducerRealty.com www.ProducerRealty.com

Hire the TEAM Our Commitment to You as Your Agent: I will always respect your time, and will make every effort to accommodate your schedule.

I will respond to your phone calls and emails as quickly as possible.

I will always be honest with you, even when I have information that you may not want to hear.

I will keep your information confidential.

I will search the MLS continually and inform you of all properties that meet your needs.

I will provide you with a Market Analysis of any homes you wish to purchase.

I will help you compare homes and make the best decision.

I will guide you through the contract and closing process, including monitoring deadlines, home inspections, and negotiations on your behalf.

I will refer you to experienced professionals as we move through the home buying process.

In all relationships, as your Agent I have a duty to act honestly with both the buyer and the seller.

8 PRODUCER REALTY TEAM 864-438-5050 Results@ProducerRealty.com www.ProducerRealty.com

Hire the TEAM 2 In return, I ask that you make the following commitment to me: Be as loyal to me as I am to you.

Always communicate openly with me.

Let me know you wants, needs, and any changed in your financial situation.

Call me first! Notify me of any properties you wish to view and inform all other agents, For Sale By Owners, or new home builders that I am representing you.

This includes Open Houses, homes you see online, homes you drive by, new construction, homes advertised in magazines or newspapers, and individual owners.

Seek Pre-Approval from a lender prior to viewing homes.

Formulate any offer, on any property, through me.

9 PRODUCER REALTY TEAM 864-438-5050 Results@ProducerRealty.com www.ProducerRealty.com

BUYERS ADVANTAGE PROGRAM Buying a Home - Part 1 ESSENTIAL FOR THE SERIOUS BUYER We have one commitment when working with you and that is to exceed your expectations while getting you the best possible price, terms and conditions when you buy a home. To do this, we’ve created our Buyers Advantage Program to ensure that you get the most house for the least amount of money. Our Buyers Advantage Program offers these advantages, proprietary consumer programs and services listed below.

Program Advantages and Services Sell for FREE:

When you work with us, we will sell the home you buy through us for free. This is how it works. During the first 12 months after your closing, if you are dissatisfied with your new home purchase for any reason at all, you simply let us know and you get our incredible home selling system at no charge from us. We will list your home until it sells at your price for up to 12 months after the initial listing date with us. During this period, any commissions paid on the sale of the home will be paid directly to the agent that brings the buyer for your home and no listing commission is charged.

Home Hunter Service:

Our Home Hunters Service gives you a backstage pass to the MLS, as if you were an agent. You will have the ability to see all the homes for sale based on your own search criteria and more importantly, get to act on them be- fore most agents even show them to other buyers. This service puts you in position to act quickly on some of the best deals in the market.

Distressed Sellers Program:

Get access to motivated sellers who are looking to sell their homes because they are in foreclosure, an absentee owner, have had their home on the market for more than 6 months or are currently carrying two homes. These homes represent great bargains and we get you access to them.

10 PRODUCER TEAM 864-438-5050 Results@ProducerRealty.com www.ProducerRealty.com

Buyers Advantage Program- 2 Strategic Negotiation Experience:

PRODUCER Team sells many homes per year and we will use our years of combined eal estate experience to work to get you the best price, terms and conditions on your home purchase. In most cases, we can even get the seller to pay some of your closing costs when you buy your home.

Customized Loan Programs:

Our mortgage affiliate has the experience to get you a loan program that meets your financial needs best based upon the house you want to buy. They are skilled in creative financing to limit the amount of money you need to come to closing, getting you the best rates and even getting you into your home without having to make a payment for the first 45-60 days that you live there.

Cancellation Guarantee:

A Cancellation Guarantee backs all of these services. If you are not completely satisfied with the job we’re doing for you, you can cancel your agreement with no additional charges from us.

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*Conditions apply, See agent for details.

Not intended to solicit buyers currently under agreement with a broker.

I have worked with Producer Realty on buying a home, selling a home, then buying a new one. They are friendly, professional, and knows their job well. I would recommend them to anyone looking to buy, or sell a home. Thank you, for all you have done.

-Richard C. May 22, 2018

11 PRODUCER TEAM 864-438-5050 Results@ProducerRealty.com www.ProducerRealty.com

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Producer Realty, LLC 425 N. Main Street, Suite C Simpsonville, South Carolina 29681 Phone: 864-438-5050

Email: Results@ProducerRealty.com Website: www.ProducerRealty.com